Pictures for representational purposes

The popular slang term, 'Mile High Club', which is the act of indulging in sexual intercourse while on board a flying aircraft has been the subject of numerous studies and researches over the years.

Some experts opine that the vibration of the plane may speed or improve sexual arousal of some commuters, who would then be motivated to engage in on-flight sexual activity. Other researchers have deduced that it may be occur due to a simple need of acting out a sexual fantasy or fetish about planes themselves. Most 'mile-high club' members reveal that the thrill of doing something taboo and the risk of being discovered excites them.

A recently conducted survey by a UK travel website found that the most common saucy act involved couples entering the lavatory together followed by “lots of banging and squealing,” although sneakier activities underneath a blanket were also quite popular.

Much debate still surrounds the legality of the practice of joining the mile-high club, although research indicates there’s a dependence on individual country laws and also just how visible the act is to other passengers which can fall under “public sex” laws.

Two respondents said they watched couples being escorted by police from flights in Australia as a results of their raunchy mile-high antics.

Representational picture

Sugar Daddy Syndrome, commonly termed as 'attraction to older men', something young women go through has been studied extensively by relationship experts...

Father figure
Older men have a mentor-like feel about them, something that women fall for instantly. Freud says it comes out of the fact that subconsciously, they find them fatherly, and for a young woman, her father is the ultimate epitome of manlihood.

Smooth operators
Older men may not be as wild as young ones, but they surely know the tricks of the trade. They know how to flatter with poetry and pun, make every stroke a master's, and charm like a gentleman things where little lads often fail.

Ready and able
Older men have had decades to work on their act, and are ready to take the plunge.

Full of surprises
Elderly men were more likely to surprise women with flowers and chocolates, as compared to men half their age.

Mr. Moneybags
Older men are financially stable, so, they can afford to shower their partners with gifts.

The romance factor
Consultant psychiatrist YA Matcheswalla says that while there is no age limit for romance, agrees that for men in their fifties, romance depends on the overall quality of the relationship. "Younger men tend to be more self-absorbed and egotistical. They can also be more insecure. But after a certain age, they tend to make more of an effort," says Matcheswalla.

Those in a relationship always look for the right spark and those who are willing to be in a relationship, look for the right goal. It may take years for a relationship to turn into a 'lived happily ever after' story, but it takes only few minutes to break the walls and part ways off. So for those who are looking for tips to a healthy relationship, here are seven such things you can do to make your bond stronger.

1. Put mobiles away when you are together: Now day’s social networking happens mostly through mobile phones. Keep your mobiles and social networking tools like Facebook, Instagram, WhatsApp etc aside when you two are lazing around and spending quality time together. Mobile phones can bring a lot of distraction in communication. Forget the gadget world and indulge in some special talks. You will surely have a lot to share and lot to express to each other.

2. Spend less time in front of the television: It is good for couples to watch TV together, but spending too much time in front of the idiot box can shift your mind from other important things or the person next to you. When both of you are together at home, try to spend time together by sitting over a cup of tea/coffee, listening to music, engaging in romantic acts like cuddling and caressing each other, and making vacation plans.

3. Explore your culinary skills together: Love can happen in kitchen! Try to cook a dish together as it will keep both of you engaged in the same act and in the same place for a long time. In the middle of cooking, share a warm hug and a gentle kiss to make the environment more romantic and not boring. Know each other’s food choices before heading for a cooking and dining date.

4. Sit together over a cuppa in the morning: Sipping morning tea/coffee together can do wonders to a relationship. Before you head for a busy day and hectic work schedule, spend some time together in the morning and keep yourself engaged in small talks. If time permits, have breakfast together and proceed for work like usual. Keep stress and worries away, and start your day on a good and romantic note.

5. Go for a vacation: Take short vacations to bring spark to your relation. Every time you may not get a long leave from work, so head for weekend getaways or short trips. Being together on a holiday away from daily chores rejuvenates you and takes togetherness a step higher. Enjoy adventure activates, plan romantic dinners, explore local life and have a pleasant vacation together.

6. Learn to forget and forgive: Do not nag or sit over a small fight for long as it can make things bitter. If you have done something wrong, seek apology, bring some small gifts for your better half and resolve the matter at the earliest. Even if you cannot forgive at times, just let it go. Start a new day on a new and good note, because that’s the way you can heal an ailing relation.

7. Share a warm hug at least once a day: You may not head for an intercourse every night, because you may be either tired or not in mood. However, share a gentle hug at least once in a day or a small kiss to make each other feel better. Try to get close to each other whenever possible. The warmth of your gentle hug can be quite powerful to mend your relationship. Even if everything is lovey-dovey, try to retain the physical intimacy between each other.

Relationship is not always a bed of roses and only a couple can make things work for them. Avoid distraction of phones, talking about third parties, and dedicate more time to your you-and-me world.

All pictures for representational purposes

London: Does a one-night stand or romping without any commitment or emotional involvement sound interesting to you? If yes, please beware. Researchers have found that a liking for casual sex may land you in trouble.

The researchers found that a person's preference for casual sex may actually increase their risk of being harassed.

Also, adolescents who have been sexually harassed are more strongly inclined to have casual sex than others, the findings showed.

The results might give the impression that it is the victim's fault for being harassed, but the researchers said their findings were not intended to "blame the victim".

"Absolutely not! We're trying to understand the psychological mechanisms that underlie harassment," said Mons Bendixen, Associate Professor at Norwegian University of Science and Technology in Trondheim, Norway.

It might be that a preference for casual sex results in more sexual solicitations in general, including undesirable ones.

The study, published in the journal Evolution and Human Behavior, also showed that adolescents who sexually harass others have had casual sex more often than those who do not harass others.

They also fantasise more about casual sex and find it more acceptable to have sex without any commitment or emotional closeness.

The study included 1,326 heterosexual girls and boys with an average age of nearly 18 years. The psychologists only looked at non-physical forms of sexual harassment.

Fully 60 per cent of the girls and boys in the survey reported that they had been sexually harassed in the last year.

Around 30 per cent of the girls and 45 per cent of the boys admitted that they had sexually harassed someone one or more times.

Life has turned mechanical for many of us. Long working hours, frequent official tours, bringing work home from office, and less scope for togetherness- are some factors that let our personal lives take a back seat. Also, falling prey to such a busy and tiring lifestyle, we tend to ignore our health and other priorities of life. Sex or sexual desire is something that takes a back seat when we get too much engrossed in other acts and tend to ignore personal relationships. The urge for physical satisfaction, the deep feeling of sex, the nude looks, and the naughty moments on bed drain down the mental system. Before you blame your counterpart or freak out at each other for lack of sex, click the pause button and think of reasons that can be the biggest enemies to your sex drive. Some of those are mentioned below:

1. Binge drinking: One pint of beer or a glass of red wine is fine to with a dinner platter. But, consuming several glasses of wine, whisky, or beer affect the libido and gradually kills sex drive. Couple of drinks dehydrates the body, slows down orgasm, and offers less scope for lubrication. Alcohol is also considered to be a depressant that slows down responses and brain functioning during sex.

2. Inadequate exercise: Regular exercise is the mantra to good health, which also includes great sex. Sitting steadily at work throughout the day often makes you lazy on bed too. Sitting hinders blood flow to the private parts like it does to other parts of the body. So, exercise regularly and go for a walk to boost your libido and enhance your sex drive.

3. Lack of sleep: Hectic routines often make it difficult to fall asleep. Inadequate sleep or insomnia increases the production of stress hormone called cortisol, which in turn lowers testosterone level in the male body. Women with inadequate sleep often find it difficult to engage in sexual acts and attaining orgasm. So, if you and your partner are not indulging in sex like the earlier times, then consider inappropriate sleep to be one of the reasons.

4. Watching news before going off to bed: News programs are definitely not a light show to watch before going off to bed. Debates of politicians, crime news, news on natural calamities, fluatuating economies flood the channels most of the time. Watching such shows do not relieve your day-long stress, but rather increase it. And, stress and sex simply do not mix up. So, put aside those disturbing programs, relieve your mind from stress, and head to bed with a cheerful mood. If required take a shower for refreshment. Your sex drive will automatically hit up and your bed-scene can end in a great climax.

5. Smartphone addiction: Browsing smartphones in bed is one of the biggest reasons to kill sex drive. Browsing news sites, social media pages, or online shows before sleep create a distance between you and your partner, something that you realize when the relation already turns bitter. It does not ease off your tension, but rather make you more tired and less interested in sex. Keep the smartphone away and head to bed hands-free. Only then can you use your hands for tickling and cuddling each other. Slowly and gently, your bodies will generate heat up for a superb sex.

6. Late night dinner: What you eat and when you eat affects your libido. Late might dinner delays digestion and makes you feel heavy for a longer time. Try to have dinner by 8pm or 9pm if you want to have some great bedroom moments with your partner.

7. Overeating: Keep a check on portion sizes if you do not wish to kill your sex drive and worsen relationship. While heavy snacks in the afternoon can drain energy and make you feel lethargic for rest of the day, heavy dinner can also make you go lazy and drowsy. Some food items are definitely good for sex, but ensure that it does not make you super saturated and take a toll on your physical bonding.

Maintain a healthy life and keep things like TV programs, office works and smartphones at bay to concentrate on the sensual acts to spice up your life. Get wet and keep the fun on bed going as long as you can. 

Former cricketer Andrew Flintoff gives a thumbs up to monitoring calories in bed, but his wife, Rachael, isn’t pleased with this. Pic/AFP

If you thought mobile phones are a rude intrusion in your bedroom, the fitness band might be the latest addition to the list. Former English cricketer Andrew Flintoff recently revealed (or 'overshared', according to British tabloids) that he wears a digital fitness tracker band in the sack. He added that it helped him meet his calorie burn target for the day and also egged him to go harder in bed to satisfy his wife. His revelations raked in much ridicule and shock from female social media users. Adding to the buzz on social media, his wife Rachael admitted that she wasn't a fan of the idea.

Also read - Revealed: The 'Sexy Secrets' of modern Indians

Ameeta Sanghavi Shah

How much is good?
Mind, life and relationship therapist Ameeta Sanghavi Shah feels that balance is the key to a relationship's success. When the goal (here, fitness) becomes bigger than everything else, it signifies that something larger is at play. Shah credits this obsession to the individualistic lives couples live today, away from their relatives and family. "We seek growth and better results. While that is good, we lose the security of the known while coping with a world of crazy change. We become anxious even as we strive to be positive. When we can't control the demands of ensuring certainty and meeting our own need for being perfect, we begin to control the things we think we can. This is where compulsive behaviour steps in. It gives us the illusion of control over the bigger picture," explains Shah.

Deanne Panday, celebrity fitness expert

Celebrity fitness expert, Deanne Panday seconds Shah's opinion. "Fitness is a journey, not a destination. If anything is used temporarily for motivation, or to help you get on track and not as an obsession, it can be positive. In this technology-driven world, the chances of dependency on gadgets are strong. But self-motivation is what works in the long run. Your body is a bio computer and if you listen, it will give you signs on what to do. You don't need a gadget for it," says Panday.

Also read: How does Mumbai play between the sheets?

A healthy inside
Panday adds that athletes need motivation as their career depends on fitness, but for a layman with a sound medical history, a holistic fitness pattern designed for their body will work. "I have seen a lot of people in Mumbai obsess about aesthetics and being skinny. But internal health is the key to a healthy life. Learn where to draw the line and keep your partner happy and healthy too," she adds.

The larger picture is what matters in the long run. Shah suggests that one should not convert everything in life into a training ground to measure, prove and build your strength. A relationship is not a game of numbers but a continuous experience that contributes to wellness. It comes from connecting to the self; machines and gadgets need to be put aside. "The language of compulsion of 'I have to' and 'should' must change to one of choice: of being aware and present - 'I wish to' or 'prefer to'. So, while you opt for monitoring gadgets, also spend time being mindful, meditating and connecting with your loved ones," Shah reminds.

You may also like - Photos: Top 10 things you should avoid while having sex

The outbreak of coronavirus has made it difficult for people to get treated for other illnesses without being a COVID-19 suspect. However, the Bigg Boss 2 contestant, Sambhavna Seth who is well known for her vlogs, was rushed to the hospital in the dead of the night. Her husband, Avinash Dwivedi, took to Sambhavna’s Instagram to inform her fans of the situation.

According to Avinash’s message, Sambhavna had to be rushed to the hospital twice. When she was unwell a couple of days ago, her husband accompanied her to Kokilaben Dhirubhai Ambani Hospital and the couple came back home at 5 am. However, they took her back to the hospital again. While her fans were extremely worried about her health, Sambhavna spoke to a portal and clarified the reason behind it. She said that her blood pressure dropped low and she fainted, she is also suffering from a severe ear infection and her ear is completely blocked.

 

View this post on Instagram

 

A post shared by Sambhavna Seth (@sambhavnasethofficial) on May 4, 2020 at 11:16pm PDT

She further spoke about the stress they had to go through to get her admitted to a hospital. Sambhavna clarified that no hospital opened its gates till 4 in the morning. She tried a few hospitals before the staff at Kokilaben attended her and asked her to leave soon after the treatment, which is why she had to go back again.

The Ranveer Singh starrer '83 directed by Kabir Khan was supposed to release in theatres on April 10. However, owing to the lockdown the theatres have been shut down indefinitely. '83 narrates the story of Indian cricket team's historic World Cup win with Ranveer Singh playing the role of Kapil Dev who was leading Indian team back then.

Kabir Khan while talking to a tabloid revealed that the 1983 cricket world cup is the greatest underdog story ever. He said that one can replace cricket with kabbadi and it would still hold weight.

Kabir Khan after talking to the team of 1983 got to know of several stories related to the world cup that year and what went behind the scenes. However, he found it difficult to incorporate everything into the screenplay. He said that he could only pick 25 stories from the 100 stories he had. This is the reason that it took him one and a half years to finalize the script. The film is not just from the point of view of players but also that of commentators and the spectators.

Kabir Khan also revealed that cricketer Krishnamachari Srikant had got married three months before the world cup. When he got to know that they have been selected to play the world cup he booked tickets to go to the US with six other players. They were supposed to fly as soon as the group stage ended as they were confident that India would be knocked out of the competition. He said that no one believed that they would even make it to the semifinals, but once their winning streak started, the players started cancelling their tickets.

ALSO READ: Kabir Khan reveals Irrfan Khan was left in tears after watching Nawazuddin Siddiqui’s scene in New York

A consignment of hydroxychloroquine from India has reached the US, the global COVID-19 hotspot, days after New Delhi lifted a ban on the export of the anti-malarial drug to America and some other countries on humanitarian grounds to help them combat the coronavirus pandemic.

More than 1.7 million people have tested positive and 108,867 people have died from the novel coronavirus globally. The US has emerged as the global hotspot with 20,580 deaths and nearly 530,000 cases, according to Johns Hopkins University data. America has replaced Italy as the country with the highest number of COVID-19 deaths at 20,597, the data shows.

Earlier this week, India at the request of President Donald Trump cleared the export of 35.82 lakh tablets of hydroxychloroquine to the US along with nine metric tons of active pharmaceutical ingredient or API required in the manufacturing of the drug.

"Supporting our partners in the fight against COVID-19. Consignment of hydroxychloroquine from India arrived at Newark airport today (Saturday)," India's Ambassador to the US Taranjit Singh Sandhu tweeted. Hydroxychloroquine has been identified by the US Food and Drug Administration as a possible treatment for the COVID-19 and it is being tested on more than 1,500 coronavirus patients in New York.

Anticipating that it will work, given the initial positive results, Trump has bought more than 29 million doses of hydroxychloroquine for potential treatment of COVID-19 patients. The arrival of consignment was welcomed by Americans.

"US will never forget this great humanitarian gesture by India. Under President Trump and Prime Minister Narendra Modi, the two largest democracies of the world have come together than ever in the past,' said New York-based Al Mason, a real estate consultant and a Trump supporter. "A wonderful gesture by India to its friends in need," tweeted Dr Sampat Shivangi.

20,597
N. of deaths in the US

1,10,005
No. of deaths worldwide

Death toll in Europe passes 75,000

Over 75,000 people have died from the Coronavirus in Europe, with 80 per cent of the fatalities occurring in Italy, Spain, France and Britain, according to an AFP tally. With a total of 75,011 deaths from 909,673 infections, Europe is the hardest-hit continent in the COVID-19 pandemic, which has killed more than 1,10,000 people worldwide.

Stay put: Indian students in US told

India's Ambassador to the US Taranjit Singh Sandhu has advised the Indian students, stranded in America due to the sudden closure of universities and the ongoing lockdown back home because of the coronavirus pandemic, to stay where they are and assured them help in this crisis situation. Sandhu addressed the concerns of over 500 Indian students who attended the Instagram Live session hosted by the Indian Embassy on Saturday. There are an estimated 250,000 Indian students in the US, a significantly large numbers of whom are stranded due to the sudden closer of the universities and asked to vacate their hostels and follow stay-at-home order issued by the authorities. The Indian government imposed a 21-day nationwide lockdown from March 24 to stem the tide of the fast-spreading disease and also suspended rail, road and air services during the period. "At this time the most advisable thing to do is stay where you are," Sandhu said.

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While checking our bank accounts and our stocked fridges this week, have felt a moment of gratitude for the economic security nets that we have, that will help us tide over the next 21 days untill 30th of April 2020, as announced by the Indian government for breaking down the chain of COVID-19 i.e Coronavirus.

But there are also many who don’t have this net, and now do not have the option of stepping out to earn their daily wage and henceforth they are needy.

Some organisations & Individuals are helping the fortunate former reach out to help the latter. Meet Palan if one of the individual helping the poor society during the lockdown.

To help you aid these initiatives, Volunteers for Meet's team has put together a list of verified Non-Government Organizations, charities and institutions, which are working towards this cause in Rajkot, Gujarat.

For instance, Meet's & his team has successfully called for contributions and have donated more than 270 kilograms of rice with more than 235 kilograms of dal which is the basic staple food in india. Congratulations to Mr Meet Palan and all the best to him for his good deeds.

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Hyderabad: In a humanitarian gesture, a police officer in Hyderabad paid Rs 20,000 from his pocket for the emergency surgery of a man from Himachal Pradesh who got stranded here due to the lockdown.

B.L. Laxminarayan Reddy, inspector and Station House Officer of Kukatpally police station under Cyberabad police commissionerate, not only got Lalit Kumar admitted to a private hospital but also paid the hospital bill from his pocket.

Lalit Kumar, a resident of Hamirpur district of Himachal Pradesh, was stranded due to the lockdown at Kukatpally here and was in need of medical surgery. He approached the police and the inspector came forward to get him admitted to Omni Hospital.

Himachal Pradesh Governor Bandaru Dattatreya and Chief Minister Jai Ram Thakur appreciated the police officer's kind gesture.

Dattatraya, who hails from Hyderabad, spoke to Laxminarayan Reddy over the phone and lauded him for the immediate help he rendered to the man in distress. He said that the official's action is an inspiration to all.

Himachal Pradesh chief minister sent a letter to Laxminarayan Reddy. "This act was a great gesture on your part and I appreciate your exemplary effort. Your deed is an inspiration to all the persons involved in the fight against COVID-19," Thakur wrote.

"Your concern beyond humanity towards Mr Lalit who got stranded due to lockdown really deserves this appreciation. Admitting him at the hospital and supporting financially on your own, proves once again that police are there to reach every needy. Proud of you dear SHO, Kukatpally," tweeted Telangana Director General of Police M. Mahender Reddy, who also posted Himachal Pradesh Chief Minister's letter of appreciation for the police official.

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At a time when the pandemic is making us realise the importance of protecting the environment, the proposal for the Etalin Hydro-Electric Project (3,097 MW) in Arunachal Pradesh's Dibang Valley was placed for approval before the Forest Advisory Committee (FAC) of Ministry of Environment, Forest and Climate Change on April 23. It has not gone down well with conservationists as about 2.7 lakh trees have to be cut down to make way for the project.

Speaking to mid-day, Arjun Kamdar, who is studying MSc Wildlife Biology and Conservation at National Centre for Biological Sciences, Bangalore, said, "The proposed Etalin dam is slated to be the largest hydro-project in the country, which will not only destroy the biodiversity of the region but also threaten the lives of millions of people who live downstream. Independent studies have shown that as these rivers are glacier-fed, climate change will render these projects inefficient within the next 30 years."

Pic/Arjun Kamdar

Bittu Sahgal, editor, Sanctuary Asia magazine, said, "Building dams in the Himalayas, when melting of glacier has rendered river flow data unreliable and outdated, is patently artless. Besides, clearly the Standing Committee of the MoEFCC and the Forest Clearance Committee has not applied its mind to the reality that the forests they so nonchalantly, some might suggest illegally, destroy are more valuable as infrastructures in an era of accelerating climate crisis, of both survival and commerce than the dams that are at risk of becoming stranded assets even before the first turbines turn. The banks have obviously not done their risk analysis diligently. Its also time for us to question the wisdom of the MoEFCC and their choice of independent members, who have probably not understood the importance of the reports by the Intergovernmental Panel on Biodiversity and Ecosystem Services and WHO, which point to deforestation as a key factor that could lead to the next pandemic from displaced species that come into contact with humans."

Conservationist and Director of The Corbett Foundation, Kedar Gore, said, "No compensatory afforestation programme can ever replace the irreversible loss of 2.7 lakh trees. There are very few areas remaining in India with such extraordinary biodiversity wealth, much of which is endemic. It is unfortunate that such projects are being pushed through ignoring all appeals from scientists and conservationists. It is indeed shocking that the COVID-19 pandemic has still not opened the eyes of our policymakers."

It may be noted back the forest advisory committee has already discuss the issue of forest clearance for the project in the meeting that took place on April 23rd but there has no been any final decision that has been taken.

According to the plans the hydroelectric project will be coming up in dibang valley which is one of the most biodiversity Himalayan zones in Arunachal Pradesh. The project will involve diversion of 1150.08 hectares of land having rich biodiversity and it will require cutting of 2.7 lakh trees from the “subtropical evergreen broad-leaved and subtropical rainforest

When contacted, actor Dia Mirza, who is also UNEP Goodwill Ambassador and UN Secretary Generals Advocate for SDGs, said, "Humanity is experiencing firsthand the effects of biodiversity loss and wild nature from the COVID-19 pandemic. If there is one thing this human crisis must teach us to do, it will be to acknowledge the linkages between ecological balance and health. This bio-diverse region cannot and must not be devastated by this project."

Rare and important species found in the area includes

Mishmi Takin (endangered goat) , clouded leopard, tigers, himalayan serow, Asiatic bgolden cat, Sclater's monal, Mishmi wren babbler, Marbled cat and Mishmi giant flying Squirrel.

4. Herpetologist Kedar Bhide said , "Arunachal should be declared as complete eco sensitive zone with respect to it's biodiversity as well as cultural diversity . Any large ill conceived projects like hydro electric power or a highway infra projects should not be even thought in such ecological and cultural sensitive area".

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After a series of doodle honouring coronavirus warriors, Google launched a new series since April 27 where they have been urging people to stay home and play games amid the COVID-19 crisis. Today, google shared an interactive doodle featuring the 2017 ICC Champions Trophy.

It’s day 2 of our throwback #GoogleDoodle series...

Today, crickHIT for 6 in our 2017 Doodle game celebrating cricket! 🏏🦗#GoogleDoodle → https://t.co/hokoBrGUtO pic.twitter.com/NSFpjSmbjg

— Google Doodles (@GoogleDoodles) April 28, 2020

The doodel features the letter G where a person can be seen donning a Chef's hat as he uses a rolling pin in place of a bat while the letter E shows another person ready to bowl to the batsman like a bowler. When one hovers over the final doodle, it shows the message, "Stay and play at home with popular past Google Doodles: Cricket (2017).

The game provides you a virtual experience of playing cricket at a stadium

Once clicked on the animation, google takes the user to a game where one can play cricket on a pitch. The 2017 ICC Champions Trophy doodle was originally shared to celebrate the launch of the ICC Champions Trophy. the interactive feature gives you the surreal feeling of being in a stadium while playing the sport.

Explaining the motive behind launching the 10 game series to be played at hime, Google said, "As Covid-19 continues to impact communities around the world, people and families everywhere are spending more time at home. In light of this, we're launching a throwback doodle series looking back at some of our popular interactive Google Doodle games!"

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Two African lion cubs, born a month ago at Nehru Zoological Park here, came out for the first time in a 'day crawl'. According to Nehru Zoological Park Curator, N.Kshitija, this is the first time that the cubs came out since their birth last month.

#WATCH Telangana: One-month-old two African lion cubs were seen playing with her mother, Adhisana, in the Nehru Zoological Park in Hyderabad today. pic.twitter.com/UCHQJcdw2e

— ANI (@ANI) May 3, 2020

Lovely moments of the cute cubs spending time with their mother Adhisana were captured on camera by the zoo officials. One of the photographs released by the zoo authorities shows the mother licking her cub. The cubs are also seen playing with each other.

Shutdown for more than 40 days due to coronavirus-fuelled nation-wide lockdown, the zoo brought some cheers to animal lovers with the increase in the big cat population.

The Nehru Zoological Park (NZP), most popular and one of the largest zoos in the country, saw the birth of three Royal Bengal tiger cubs and two African lion cubs in the first week of April. Six jackal puppies and two Blue Gold Macaw chicks were also born.

Meanwhile, NZP officials said they were taking all precautions for the safety of the animals in the wake of the outbreak of Covid-19. It sounded an alert last month after a tiger at a New York Zoo tested positive for the dreaded virus.

The animal keepers and veterinary staff were alerted to monitor the animals, particularly tiger and primates for checking any symptoms of cold, nasal discharge or any symptoms of flu. The officials said the precautionary measures were taken up as per the instructions of Principal Chief Conservator of Forests and Central Zoo Authority (CZA).

The veterinary wing is continuously monitoring the health of animals and checking for any symptoms. Thermal scanning is being done of about 150 Zoo employees engaged in taking care of the animals. The Zoo authorities took several preventive prophylactic measures since the first week of March.

The NZP, which is shut since March 22, is using the services of staff animal keepers, gardeners, security and workshop staff to attend duties for providing feed to the animals, cleaning the enclosures, maintaining hygiene and sanitation, maintaining health of animals and attending emergency maintenance works and services.

Set up in 1963, the NZP is the most popular and one of the largest Zoos with an average of 27-30 lakh visitors annually. It has over 155 species and 1550 specimens in spacious enclosures.

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While Superheroes have always been a favourite amongst the audience, new age female superheroes have earned much praise from viewers in recent times creating a humongous fan base. Be it Captain Marvel, The Wasp, Wonder Woman, Black Widow, or Batwoman, each of these crusaders flaunt a glorious suit bringing out imminent traits of their characters.

Gathering momentum on Indian television to become one of the highest-rated shows on TV, the premiere season of Batwoman has become a fan favourite. Speaking about wearing the majestic Batsuit for the first time, Ruby Rose said, "I still remember putting it on for the first time with Colleen, who is magnificent at what she does, and it's just a magical feeling. It's not like when you dress up for Halloween and sort of put something on. This thing has been like, within an inch of its life, it just fits me like a glove."

Further speaking about filming while wearing the Batwoman attire, Ruby Rose mentions, "Every single part of it has been designed for my body. So, I feel it moves with me, and I move with it, and it feels like a second skin for the most part, and, yes, it's an incredible feeling. You feel the transformation, unlike any costume I've ever put on in any role in my life. It's just very difficult to pee in, that's all."

With the responsibility that comes with portraying a phenomenon like Batwoman on the silver screen, Ruby Rose excels in breathing life into the character of this superhero. The story of Batwoman continues to unfold with its premiere season currently being aired in India, exclusively on Colors Infinity.

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Popular K-Pop band BLACKPINK member Lisa has been accused of plagiarising choreography of a black choreographer named Cierra Nichols.

Lisa posted a video of her performing a dance style to the number "Mushroom Chocolate" before Nichols accused her of stealing her choreography, reports aceshowbiz.com.

In the K-pop star's video, Lisa could be seen performing while lying on the floor, she later got back up and continued her routine, reports aceshowbiz.com.

In Cierra's video, which was uploaded a month before Lisa's, she mostly danced laying on the floor.

When Cierra got to know about Lisa's choreography, she took to Instagram to call her out saying: "In today's episode of 'Let's Steal from Black People' a Korean singer gets 7.8 million views in a day using most of your choreography. Love that for us."

Cierra then took to Twitter and wrote: "Convinced people can't read. I know to credit someone if I clearly pulled from it. I seen the inspiration the girl looks great."

"It's okay, though doesn't look s**t like when I did it anyway."

Cierra even responded to a social media user who watched her video after looking at Lisa's: "Because of Lisa and her choreographer using my moves."

In another post, she insisted: "It's not about the drama girl I could care less but it's clear where the beginning got its inspiration. It's clear there not doing anything like mine. That's why I'm fine."

Lisa has not replied to the accusations yet.

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Dame Judi Dench didn't like her look in Tom Hooper's recent film, "Cats", and says she was "battered and mangy".

Featuring Andrew Lloyd Weber's iconic music and team of dancers under the guidance of Tony-winning choreographer Andy Blankenbuehler, the film re-imagined the musical for a new generation. The film was criticised widely, and even labelled as the worst film of 2019 at the Razzies.

In an interview with British Vogue, Dench, who essayed the role of Old Deuteronomy in the film, opened up about her look, reports dailymail.co.uk.

"The cloak I was made to wear! Like five foxes f**king on my back," she said.

The film was shot on green screen, and Dench admitted that she wasn't aware of her look while shooting.

The Oscar-winning star was unhappy with the appearance in the film. She was hoping she would look elegant but instead felt that she resembled "a battered, mangy old cat. A great big orange bruiser".
"Cats" also stars James Corden, Taylor Swift, Idris Elba and Jennifer Hudson.

Opening up about her ideal role, Dench revealed that she wants to play someone "who everyone thinks is a kindly, saintly, beautified kind of person, and she's actually killing people".

After spending almost 60 years in the industry, Dench said she still has no plans to retire.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

Metasurfaces can manipulate electromagnetic energy far beyond the limits of natural materials. An EU-funded project has developed a multifunctional and more accessible version that could enable easily programmable, smarter environments.

Former England footballer Peter Crouch has plans to enter the Crufts, an international dog show held in UK, and walk away with the trophy. Peter and his model wife Abbey Clancy, who have a new Labrador named Sonny, were denied entry this March. And the football star is determined to win the coveted title with his pet dog in 2021.

In the latest episode of That Peter Crouch Podcast, Peter said: "We couldn't get into Crufts last time so we're trying to train this bad boy up."

Meanwhile, Abbey revealed: "He likes getting in the cage with the dog. The dog cage is the biggest one we could get on Amazon. And it does fit Peter and all four children and the dog. He's trying to train him for little biccies. He's a good trainer. He doesn't like to fail at anything. So after the whole Crufts episode, he said, 'I'm gonna train a dog then I'm gonna enter it into Crufts'."

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Gold has indeed proven itself as an effective hedge against any downside risk. It has seen a sharp rise in the price rally since the first case of Novel Coronavirus was reported in November 2019.

In the beginning of March, gold prices fell marginally, however it is on the upswing and has retained its level above Rs 40,000 per 10 grams.

Graph: Gold's rising uptrend

Gold started to ascend last year when the US and China trade talks began and escalated in trade war, followed by similar trade wars of the US with other nations.

These events have proved to be favourable for the momentum of the price of Gold. It played its role of a crucial hedge and store of value when other asset classes had witnessed high volatility and posted marginal returns.

Some of the other factors that have supported gold are...

• The outbreak of COVID-19 with no evident containment yet
• Economic uncertainty and fears of a virus-led global recession
• Global GDP growth revised downwards and for across regions
• Easy monetary policy action (of reduction in interest rates and stimulus packages) and an accommodative stance adopted by the central banks across the world to support growth
• A crash in the oil markets due to lack of demand and excess supply with storage problems
• A record-high global debt-to-GDP of nearly US$ 255 trillion (over 322% of global GDP) - 40 percentage points higher than at the onset of 2008 global financial crisis according to the Institute of International Finance (IIF), as the world is fighting the COVID-19 pandemic
• The US Presidential elections later this year, in November 2020
• Increased stock market volatility
• The potential risk to the inflation trajectory.

[Read: Coronavirus Has No Antidote. Your Bad Investments Could Have.]

Besides, the lockdown brought upon due to COVID-19 pandemic is going to hurt the economy for a couple of quarters badly which will amplify the credit risk. The economic activity will slow grind to full capacity, prompting furloughs and pay cuts, and job losses across sectors, which will affect the credit line as the number of defaulters will rise because cash strapping will be seen.

Recognising the risk stemming from the bottom hit economy, where the growth projections by the IMF are almost 1.9% due to the CoVID-19, the NPAs of banks and NBFCs are expected to increase.

[Read: How the COVID-19 Extended Lockdown Has Made Investments in 'Banking Funds' Very Risky]

Until the COVID-19 pandemic is contained and economic uncertainty prevails, the spotlight will continue to be on gold owing to the financial uncertainty it brings along. Even the IMF Global Financial Stability report highlights an increase in the level of risk among multiple global metrics and, therefore, the importance of owning gold in one's portfolio.

Hence, in my view, in the current situation consider allocating some portion of your investment portfolio to gold and its equivalents. This year buying gold in a physical form from your preferred jeweller or gold merchant may not be possible amidst the COVID-19 extended lockdown. But you can always consider Gold Exchange Traded Funds, Gold Saving Funds, Sovereign Gold Bonds, and/or Digital Gold, which are smart and unconventional ways of investing in gold.

Recently the Government of India, in consultation with the Reserve Bank of India, decided to issue Sovereign Gold Bonds. The Sovereign Gold Bonds will be issued in six tranches from April 2020 to September 2020 as per the calendar specified below:

Each of the tranche is offered for a limited subscription period, having a maturity tenure of 8 years and a lock-in period of 5 years

With an initial investment amount of Rs 20,000, resident individuals, Hindu Undivided Families (HUFs), Trusts, Universities and Charitable Institutions can subscribe to SGBs. The application can be also made by the guardian on behalf of the minor. One can purchase units from the secondary market as well.

The issue price of the SGB will be Rs 50 per gram less than the nominal value when applied online and the payment against the application is made through digital mode.

On maturity, the Gold Bonds shall be redeemed in Indian Rupees and the redemption price shall be based on a simple average of the closing price of gold of 999 purity of previous 3 business days from the date of repayment, published by the India Bullion and Jewellers Association Limited.

In order to encourage passive but direct gold investment, as an alternative to purchasing physical gold, Modi led Government sanctioned a Sovereign Gold Bond Scheme in November 2015. Under this scheme, investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by the Reserve Bank on behalf of Government of India.

With the Sovereign Gold Bond Scheme, the risks and costs of physical storage are eliminated. Plus, it is free from issues like the costs of making charges and purity, as in the case of gold in jewellery form. But these bonds are held in the books of the RBI, or in demat form to eliminate even the risk of loss of scrip, etc.

Sovereign Gold Bonds will generate market returns linked to the price of gold, so there may be a risk of capital loss if the market price of gold declines. Moreover, these bonds will provide interest income at the rate of 2.50 per cent (fixed rate) per annum on the amount of initial investment to investors and will be redeemable.

The minimum investment allowed is 1 gram, while the maximum buying limit is a subscription of 4 kg for individuals, 4 kg for Hindu Undivided Family (HUF), and 20 kg for trusts and similar entities notified by the government from time to time per fiscal year (April - March).

These bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL), and the authorised stock exchanges, either directly or through their agents.

Do note, that the interest on the bonds is taxed as per the provisions of the Income-tax Act, 1961. If you hold the SGB till maturity the capital gains tax on redemption of SGB is exempted. But if you sold the bond in the secondary market after three years, long term capital gains (LTCGs) tax is applicable and it will be taxed at 20 per cent with indexation. And if sold before three years, a short-term capital gains (STCGs) tax will be applicable according to the income tax slab.

What should the investors do?

Defeating the Coronavirus and surviving is everyone's core focus and having liquidity, those who have an adequate contingency fund are looking for investments.

Equity and debt markets are yet to see any signs of revival despite the stimulating relief measures provided to uplift the slowing of economy but investing in gold can prove to be worthy for your portfolio.

[Read: What Could Be the Potential Impact of a Lockdown on Your Mutual Fund Portfolio? Know Here...]

Even the bond prices were at all-time lows, which are inversely proportional to gold as well. In my view allocate at least 10-15% of your entire investment portfolio to gold and hold it with a long-term investment horizon.

Remember gold offers an effective hedge during global uncertainty and a shield against inflation. Most importantly in your portfolio, it serves as a diversifier.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

During the COVID-19 lockdown, individuals are losing patience -- moving freely and not following the necessary social distancing. This lack of civic sense and maturity on their part is weakening our fight against the deadly contagion pathogen.

The capital markets, as a result, also has witnessed intense volatility and bears are running lose. Certain sections of investors, however, have shown tremendous maturity during these challenging times.

At a time when Foreign Portfolio Investors (FIIs) have net sold or dumped Indian equities (owing to markets worldwide falling sharply and margin calls being hit), domestic fund managers are looking for value-buying opportunities in the carnage of the markets.

It is also heartening to see retail and High Net-worth Individuals (HNIs) buying into various equity-oriented mutual funds in a lump sum as well as the SIP (Systematic Investment Plan) mode. Monthly SIP inflows have touched a record high in March 2020 and the SIP folios, too, surged to 3.12 crore.

However, in debt-oriented schemes, investors seem to be pressing the panic button. The mutual fund industry recorded a net outflow of Rs 1.95 trillion in March 2020. Barring Overnight Funds and Gilt Funds, all other sub-categories of debt mutual funds have reported an outflow in March 2020.

Advance tax payment obligations, deterioration in asset quality, potential risk of defaults in the COVID-19 lockdown, and heightened volatility in the Indian debt market are some of the key reasons for outflows from debt-oriented mutual schemes.

[Read: Why Investors Pulled Out Money from Debt Mutual Fund Schemes in March]

The massive outflows were also seen from the Liquid Funds and Arbitrage Funds.

Table 1: Action in March 2020

Unprecedented redemptions in the Arbitrage Funds and Liquid Funds, as well as the net inflows recorded by the overnight funds, suggest that investors preferred safety over returns. As you know, liquidity is a key concern as the world continues to fight the COVID-19 pandemic.

Some arbitrage schemes such as Tata Arbitrage Fund and ICICI Prudential Equity-Arbitrage Fund had stopped taking in fresh subscriptions in the third week of March 2020 for the lack of arbitrage opportunities as markets faced broad-based selling.

But now markets are finding some sort of stability and bouncing back -- rallied over 20% from March lows - although the bears continue to run loose.

So, is it a time to consider arbitrage funds again?

Yes, I think so.

Arbitrage Funds aims to exploit the price differential in two different segments (spot and futures or cash and derivatives) of the equity market. They buy stocks in the spot market and sell in the future market simultaneously thereby making gains with the price differential (called the spread).

The differential usually is in sync with the prevailing interest rates in the economy; but depending on the market volatility, it could sometimes be higher as well. That being said, these are short-term opportunities that spring up due to lack of information to a set of market participants in one of the markets.

The capital market regulator's mutual fund categorisation and rationalisation mandates that an Arbitrage Fund must strictly follow the arbitrage strategy and invest at least 65% of its total assets in equity & equity related instruments.

Since the transactions are in either direction, the positions are completely hedged. And the remaining 35% of the total asset is deployed in debt and money market instruments.

In March 2020, when the stock futures started quoting at a discount to the spot prices in the cash market, it was a concern. But now that we have seen some sharp up-moves in the Indian equity markets as the government has done relatively well in containing the spread of the deadly virus (compared to other nations) and thanks to the prompt fiscal measures also have been taken -- both by the Ministry of Finance (the Rs 1.75 trillion package) and the Reserve Bank of India (by reducing policy rates sharply, keeping monetary policy stance 'accommodative as long as it is necessary', and ensuring enough liquidity in the system) -- in my view, it would be perceived positively by the markets in times to come and enough arbitrage opportunities would be available. It is possible that Arbitrage Funds may even perform a tad better vis-a-vis Liquid Funds.

Table 2: Report Card of Arbitrage Fund, Liquid Funds and Short Duration Funds

Over the last one year, the returns generated by Arbitrage Funds have been quite satisfactory. In fact, these funds have outperformed those clocked by Liquid Funds. The 3-month returns clocked by Arbitrage Funds have been almost at par with Liquid Funds.

Do note that an Arbitrage Fund carries low risk and the returns depend on the market conditions and fund manager's ability to reap rewards from arbitrage opportunities.

Short-Term Capital Gains (i.e. realised profits within a year) on arbitrage funds are taxed at 15%, while the Long-Term Capital Gains (i.e. gains made after staying invested for more than a year) are taxed at 10% for gains above Rs 1 lakh in a financial year.

To park money for the short-term for an investment time horizon up to 1-year, you may consider investing in an Arbitrage Fund.

And if you have an extreme short-term time horizon (of 3 to 6 months), consider a Liquid Fund with high-quality debt papers, which does not have high exposure to Commercial Papers (issued by private entities).

Alternatively, if you wish to park in a much safer category, you would be better off investing in an Overnight Funds.

Happy Investing!

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

Each fund recommended under FundSelect goes through our stringent process, where they are tested on both quantitative as well as qualitative parameters.

Every month, PersonalFN's FundSelect service will provide you with insightful and practical guidance on equity mutual funds and debt schemes - the ones to Buy, Hold, or Sell.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Coronavirus or Covid-19 is showing no signs of receding. On the contrary, the number of cases is increasing by the day and the situation is rather depressing, as almost every region of the world and country is infected.

Sadly, there is no antidote or a vaccine conclusively developed to fight this deadly pathogen yet. And according to the World Health Organisation (WHO), Coronavirus will be with us for a long time. Most cases are still in the early phase of the epidemic and some countries which were affected early in the pandemic, are now seeing a resurgence in the number of cases, said the WHO Chief.

COVID-19 is truly playing havoc and may be followed with a financial crisis owing to the lockdowns imposed to contain the spread. The risk of global recession undeniably looms large. "This crisis is like no other", as what the International Monetary Fund's (IMF), Chief Economist, Ms Gita Gopinath wrote in the foreword to the World Economic Outlook, April 2020.

Graph 1: The virus has spread even to Indian equities

The graph above depicts the S&P BSE Sensex falling off the cliff and investors' wealth being eroded. Since the all-time high of the S&P BSE Sensex (42,273.87 points made on January 20, 2020), we have fallen more than -25% and overall sentiments seem downbeat and volatility has heightened.

On a year-to-date basis, Indian equity is down nearly -23.2% (as of April 27, 2020), while gold -- with uncertainty looming around the world -- has exhibited its sheen and demonstrated its trait of safe haven and an effective portfolio diversifier, clocking nearly +5.0% absolute return as of April 27, 2020.

Graph 2: YTD Performance of key asset classes

The graph above validates the importance of tactical asset allocation. The key lesson here is: all asset classes will not necessarily move in the same direction (up or down) always - over the long-term; some may even move in the opposite direction as what we have seen in the recent past (in the case of equities and gold).

As we (the world) continue to fighting COVID-19 and the aftereffects of it are conceivable, a further correction cannot be ruled out and the bottom is unknown. COVID-19 is likely to impact corporate earnings amidst a time when India is already facing slowdown blues. As people are quarantined, demand would remain muted and inflation risk will begin to surface, particularly in food prices.

So, although the current levels offer a decent value-buying opportunity, skewing your portfolio completely to equity as an asset class could endanger wealth creation. In such times you, as an investor, need to follow tactical asset allocation while you aim to generate wealth.

Tactical Asset Allocation with Quantum Multi Asset Fund of Funds

To invest sensibly in the current times, you need a Multi-Asset Fund that invests in mainly three asset classes: equity, debt and gold; and is truly balanced.

Among the plethora of Multi-Asset Funds, the Quantum Multi Asset Fund of Funds (QMAFOF) incepted on July 11, 2012, is truly balanced and holds well-diversified portfolio (across the three key asset classes: equity, debt and gold) at all the times -- unlikely many of its peers who swayed by the excess exuberance in equities, lost sense, and eroded investors wealth.

Table 1: Asset Allocation of Quantum Multi Asset Fund of Funds

The Scheme predominantly invests in the units of Equity, Debt / Money Markets and Gold schemes of Quantum Mutual Fund. Currently, the following schemes are used to gain exposure to a particular asset class:

For equity - Quantum Long Term Equity Value Fund, Quantum Nifty ETF

For debt & money market instruments - Quantum Liquid Fund, Quantum Dynamic Bond Fund

For Gold - Quantum Gold Fund (ETF)

The Units of any other Equity and Debt / Money Markets scheme launched by Quantum Mutual Fund from time to time would be eligible to be part of the above asset allocation components.

Although QMAFOF aims to invest predominantly only in the schemes launched by Quantum Mutual Fund, QMAFOF may seek to invest in the units of similar schemes of other mutual fund houses in case of any investment and regulatory constraints that arise that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.

The investment objective of Quantum Multi Asset Fund of Funds is, "to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt/money markets and gold schemes of Quantum Mutual Fund"

QMAFOF benchmarks it against the Crisil Composite Bond Fund Index (40%) + S&P BSE Sensex Total Return Index (40%) + Domestic price of Gold (20%).

Being a fund of fund, this benchmark is most suitable to compare QMAFOF's performance. The unique combination clubs together the relatively risky assets with other stable asset classes in the portfolio.

Backed by an astute investment strategy, taking the relative valuations between asset classes into consideration such as Price-to-Earnings relative to historical averages; the relationship between earning yield to bond yield relative to historical averages; and macroeconomic factors prevailing globally and within India, the two fund managers of QMAFOF, namely Mr Chirag Mehta (MMS - Finance, M.Com, and CAIA with over 13 years' experience in research and investments) and Mr Nilesh Shetty (B.Com, MMS -Finance, and CFA with collectively 16 years in equity markets), have generated respectable returns for investors.

Table 2: Report card of QMAFOF versus some of its peers

Even as the equity market is panting for breath attributable to COVID-19 and volatility has intensified, QMAFOF due to its sensible asset allocation to equity, debt and gold through its underlying portfolio, has fared relatively better than some of the peers.

ICICI Prudential Multi-Asset Fund, Axis Triple Advantage Fund, HDFC Multi-Asset Fund, and UTI Multi-Asset Fund, on the other hand, have all eroded investors wealth posting double-digit negative returns (see Table 2) in this downturn. Some of these schemes have fared well during upswings by keeping to the allocation to equities high, but on the downside, they have not managed the risk very sensibly. Investors, as a result, have experienced a roller-coaster ride in the journey of wealth creation.

A multi-asset fund, ideally, is expected to be truly balanced and sensibly allocate its assets whereby the downside risk of one asset class is compensated by the positive returns of the other asset classes.

Here are five good reasons to invest in Quantum Multi Asset Fund of Funds

1. You gain from a diversified portfolio across asset class which, in turn, reduces risk and optimizes returns.
2. You do not have to worry about portfolio rebalancing; the fund manager will astutely do it for you at regular intervals in the endeavour to achieve the set-out investment objective of the fund.
3. Portfolio tracking will be easy for you instead of tracking 10 different schemes
4. You will benefit from the lowest expense ratio in the category
5. And above all, Quantum Mutual Fund's strong research capabilities across various asset markets - equity, debt and gold, -- with robust investment processes & systems followed at the fund house.

Suitability of Quantum Multi Asset Fund of Funds

QMAFOF is a perfect fund for investors looking to tactically diversify the portfolio with a single fund across equity, debt and gold, plus leave the aspect of rebalancing to the discretion and expertise of the fund manager.

Furthermore, the fund is appropriate for investors seeking long term capital appreciation, who have a moderately high-risk appetite, and an investment time horizon of 3 to 5 years.

It is the best time to invest in the Quantum Multi Asset Fund of Funds. Valuation-wise, Indian equities look attractive and there appears to be a decent margin of safety (with a high return potential if the equity markets ascend).

Similarly, given the uncertainty surrounding the world, gold is expected to display its lustre. The economic uncertainty surrounded by the COVID-19, GDP growth rates being revised downwards, easy monetary policy action and stance followed by central bank across the world, geopolitical tensions, trade tension, and increased stock market volatility are likely to keep spotlights on gold.

Likewise, with credit risk getting amplified, it makes sense to have exposure to a pure Liquid Fund (that does not take exposure to Commercial Papers issued by private entities). Now that policy rates are already lowered by RBI to address growth concerns, it does not make much sense to take exposure to the longer end of the yield curve; it could prove less rewarding and risky (may encounter high volatility) in the foreseeable future. Deploying your hard-earned money is short-end of the maturity curve, would be far better.

By investing in Quantum Multi Asset Fund of Funds, you will be able to balance the risk better with a sensible investment strategy in place.

Just as an excess drug dosage cannot treat COVID-19, your investment portfolio, too, needs just a fair amount of diversification to clock optimal risk-adjusted returns in the journey of wealth creation.

Go ahead and consider investing in Quantum Multi Asset Fund of Funds.

Happy Investing!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Taiwan

Those caught up in the hustle bustle of a city life -- and craving for someplace pristine, calm and relaxed -- will fall in love with Taiwan. But along with its tranquillity and peace, there is also the effervescence of a place celebrating its culture and language with aplomb.

This small island nation in the South China Sea is truly the heart of Asia - and it is fast catching the attention of Indian travellers, offering as it does a perfect combo of fabulous food, superb night life, bustling markets, hot springs, culture, history, architecture and stunning natural beauty - from gentle mountains to lovely coastal landscapes.

It was around the Taiwan Lantern Festival 2018 that we landed at Taichung International Airport here to be greeted by our tour guide, the friendly and ever-smiling Charles Tung. And he wanted all of us - a group of travelling journalists - smiling as well. "Say cheese," he said as he got us to pose for a group photo before we embarked on our journey of exploration. And there is much to explore.

"Taiwan has a truly unique natural beauty. There are beautiful places like Sun Moon lake, Yangmingshan National Park, Black Dwarf Cave... to name just a few. These places provide an escape from the chaos of urban living," Noel Saxena, Country Head, Taiwan Tourism Bureau India Office, told IANS. Saxena said Taiwan is also very rich when it comes to art.

"Be it dance, music or even folk art, the Taiwanese have earned critical acclaim with an exceptional display of talent. Taiwanese hand puppetry and Taiwanese opera are two foremost examples of art forms that are authentically Taiwanese, in that they use the Taiwanese language, not Mandarin," he informed.

The Taiwanese love for music and art was evident at Ten Drum Ciatou Creative Park, located in Kaohsiung. Once a sugar processing plant, it is now the hub of a percussion group -- the Ten Drum Percussion Group that has won accolades globally, including a Grammy in the Best World Album category.

While taking a walk around the former factory, we had to take a path made up of the branches of trees... Quite literally, we were walking on trees without fear of falling down -- a unique experience.

Other stops included the Formosan Aboriginal Culture Village, a comprehensive recreational area featuring Taiwanese indigenous people's cultural relics as well as amusement park facilities; and the Sun Moon Lake, situated near Yuchi township, was truly mesmerising. One of the most beautiful alpine lakes in Taiwan, it is shaped like a crescent moon; hence the name.

The Buddha Memorial Centre at Fo Guang Shan is a landmark in the country. Touching 108 metres in height, the Buddha is made up of 1,872 metric tonnes of copper and iron and is currently the world's tallest bronze seated Buddha.

"Taiwan is blessed with natural beauty, scenic areas, great food, astonishing history and culture -- and Taipei 101. This makes it a great destination. It is a destination for all age groups," said Saxena.

The country is home to only about 20 million people and is a technology powerhouse. This was quite evident even at the traditional Lantern Festival - held earlier this month -- where all the work displayed was high-tech.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

New Delhi: Looking for destinations for the year 2018? Here are some reasons to why you should visit world¿s oldest and most popular natural health resort - the Dead Sea in Israel

• The Dead Sea is three million years old and the lowest point on earth at 1,388 ft below sea level.
• The lowest point on earth is also home to the lowest road on the planet, Highway 90 located 1,289 ft. below sea level on the Israeli shore.
• One of the saltiest water bodies on the planet, the Dead Sea has 10 times the salt concentration of ocean water creating the bucket list experience of floating on water.
• What if we told you that the Dead Sea isn¿t a sea at all but actually a hypersaline lake ranked as the world¿s deepest salt water lake.
• The world's first and most popular health resort, the Dead Sea was a favorite among royalty with the likes of King Herod the Great and Queen Cleopatra.
• The biggest free spa on earth, the Dead Sea region has been attracting visitors from all over the world. The mineral content in the water, mud and salt, the low content of pollen and other allergens along with low solar UV radiation, combined with the atmospheric pressure and the depth, have healing properties for various skin diseases, respiratory ailments and rheumatic pain. A unique occurrence at the Dead Sea is of large amounts of asphalt which rises to the surface of the water. Ancient Egyptians would import the asphalt from the Dead Sea region and used it to embalm mummies.
• Yes, the famous Dead Sea Scrolls were found here; hundreds of well preserved Biblical and non-biblical manuscripts that helped reshape historic views on religion.
• Evidence shows that the Dead Sea may dry up within 50 years so we recommend a quick visit in 2018!

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Some of the band members saw snow for the first time in Gulmarg

It's rare for a young band, new on the scene, to get the traction that the Mumbai-based Aankh Micholi has got in the last year. Formed in 2015 at the True School of Music, the alternative folk fusion has been performing all over the city and country in 2018, gathering praise for their soulful music, which they describe as "a marriage between powerful lyrics and compelling storytelling". Recently, the five members - Osho Jain, 23, Bharat Chandore, 20, Pankaj Pathe, 26, Akshay Dabhadkar, 21, and Hansel Dias, 23 - performed at Winterfell Café in Srinagar, which is known for musical performances.

The band also used a sled as a percussion instrument

"We had heard about the café and we just took a chance and called them, and said, 'would you like to host us?', and they couldn't have been happier. They also told us that we were the first non-Kashmiri band to have played in the Valley. The band, Parvaz, had performed before us, but all its members are Kashmiri," Jain tells us. We asked the band why they think the Valley should be our next travel destination and this is what they had to say.

And sang a few songs, which they shared on Facebook

'The people are amazing'
We literally haven't met better people ever before. Firstly, at the café, which takes its inspiration from the Game of Thrones, a crowd of over 50 turned up, which is great for that area. This café has a lot of things happening all the time - open mics, storytelling, all performance-based art. The music that we were playing was very different from the kind of music they are exposed to, which is basically Kashmiri folk music. This was very new to them, but they just loved it, and responded with such gusto. People are just nice everywhere you go, and help is at hand whenever you need it.

A select few airlines offer direct flights from Mumbai to Srinagar, or you can fly to Delhi and take a connecting flight

As soon as we landed, we just dumped our bags at our hotel, and headed to the Dal Lake. We then sat in the shikaras, and started playing our guitars and singing our original songs. We were entertaining people, and they were loving it. After a while, people joined us in the singing. It was one of our most overwhelming moments.

The snow is magical
On the second day we were there, we headed to Gulmarg. It wasn't supposed to snow that day, and hasn't snowed for the last 20 days. But, as soon as we got there, it started snowing, and even the locals were surprised. Some of us had never seen snow before. We were on the slopes and we were sledding. We also used the sled as a percussion instrument, and sang a few songs as we did a Facebook live from the slopes.

Binge on Kashmiri Noon chai
Since most of were vegetarian, food was a bit of an issue. But, we all fell in love with the kahwa. That sweet, sweet tea, really hit the spot in the cold. We also sampled the Kashmiri noon chai, also called sheer chai, gulabi chai, which is a traditional tea made with salt, milk and baking soda. It's very different to taste, and it would be right to say that it's an acquired taste. But we loved it.

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If you have played your favourite Kishore Kumar song or a Beatles classic umpteen times but do not know why you forget to press the stop button for some particular numbers, new research offers some clues. Listeners often engage and develop a "deep connection" with some of their favourite songs, said the study published in the journal Psychology of Music.

The study involved more than 200 participants who completed an online questionnaire about their experience listening to their favourite song, including how it made them feel and the frequency with which they played the song. The participants reported listening to their favourite song hundreds of times.

The mean among the sample was more than 300 times and this number was even larger for listeners who had a deep connection to the song -- something that was particularly likely if they had mixed emotions, such as "bittersweet," while listening. Certain features of the song were particularly important reasons why respondents listened many times, said Jason Corey, Associate Professor of Music at the University of Michigan in the US and a co-author of the study.

The most important features were the song's "melody," "beat/rhythm" and "lyrics", the study found. For songs that made listeners happy, beat/rhythm was especially important for relistening. Finally, the more times people listened to their favourite song, the more the listeners could hear it internally, the researchers said.

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Hyderabad: Haleem, a delicacy of Hyderabad is only prepared in the month of Ramzan. Speaking to ANI, Abdul Mohsin, Director, Pista house, one of the top Haleem sellers in Hyderabad, said, "Hyderabad tops two dishes, one is Biriyani and another is Haleem. Biryani is available in all seasons but Haleem will be available only during Ramadan, therefore, people from all places and community come to eat it as it is delicious and healthy, both."

"Public from across all over the state and country visit historic Charminar and come to our shop to have Haleem. We have started serving Haleem since 1997 and till now serve it. In Ramadan month Muslims, who fast for whole day, want healthy food to gain back energy, so by consuming Haleem they will get enough energy," he added.

Haleem, a delightful mix of grains and meat, is a stew popular in the Middle East, Central Asia, and the Indian subcontinent. Although the dish varies from region to region, it always includes wheat or barley, meat, and sometimes lentils.

"Haleem is a very famous food in Hyderabad. Many people from various places and communities come here and consume it. It is available only in the holy month of Ramadan and everyone prefers Haleem due to its good taste," Abdul Razzak, told ANI.

Ramzan is observed by Muslims worldwide as a month of fasting to commemorate the first revelation of the Quran to Muhammad according to Islamic belief.

Ramzan is the ninth month of the Islamic calendar, which involves rigorous fasting for about 30 days including festive foods like dates, typically serves as appetizers, before a lavish meal served after sunset.

During this month, Muslims do not take food or water from dawn to dusk. They eat Suhur (a pre-dawn meal) and break their day-long fast with 'Iftar' in the evening.

India's 1.2 billion people include 175 million Muslims, and constitute the third-largest Muslim population in the world.

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Brain areas that are traditionally not associated with learning science can become active when people are confronted with solving physics problems, finds a study. This shows that the brain's activity can be modified by different forms of instruction.

"The neurobiological processes that underpin learning are complex and not always directly connected to what we think it means to learn," said lead author Eric Brewe, Associate Professor at Drexel University in Pennsylvania, US.

The findings, published in the journal Frontiers in ICT, showed that newer brain regions associated with attention, working memory and problem solving -- the lateral prefrontal cortex and parietal cortex, sometimes called the brain's "central executive network" - showed activity when dealing with such problems.

Another area that became active was the posterior cingulate cortex, which is linked to episodic memory and self-referential thought.

"These changes in brain activity may be related to more complex behavioural changes in how students reason through physics questions post- relative to pre-instruction," Brewe noted.

"These might include shifts in strategy or an increased access to physics knowledge and problem-solving resources," he said.

Using fMRI (functional magnetic resonance imaging) to measure blood flow in the brain, the researchers looked to map what areas become active when completing a physics reasoning task, both before a course on the concepts and after.

A small group of students were taught a physics course that utilised "Modeling Instruction," a style of teaching which encourages students to be active participants in their learning.

"This suggests that learning physics is an imaginative process, which is not typically how people think of it," Brewe said, in reference to the study which aimed to further explore how students use their own mental models to understand new concepts.

"The idea of mental models is something that people who research learning love to talk about, but have no evidence of what is happening inside brains other than what people say or do," Brewe said.

"We are actually looking for evidence from inside the brain."

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Timut
At: The Clearing House, Ballard Estate

Pastry chef Husna Jumani sources timut from the Northeast. Pic/Bipin Kokate

It's not often that you come across a dessert with pepper. It's for this reason that Husna Jumani, head pastry chef at The Clearing House, decided to experiment with the timut, the popular Nepalese pepper, in their Greek yoghurt pannacota. "I had already tried using other varieties of pepper, so I thought timut would be a great addition because the flavour is pronounced. It is spicy, with hints of grapefruit," says Jumani, who sources it from the Northeast.

However, it's an ingredient that can work either way, she warns. "If used with the right combinations, it can elevate the dish like no other. Else, it will overpower the other ingredients." Apart from being a tricky ingredient, it's also an acquired flavour. "When people eat it, they might not recognise it or might not realise it's a spice. It has a spicy yet fruity undertone."

Green peppercorn and krachai
At: Izaya, Nariman Point

When restaurateur Farrokh Khambata launched Izaya last November, it wasn't just a new fine-dining address he was looking to introduce. What he also wanted to do was offer the diner an innovative range of spices. "It gets boring to cook with basil and bird eye chilies, when you are talking Thai food. I wanted to give things an overhaul," he says. He sought recourse in the aromatic, fresh green peppercorn, plucked from the Piper Nigrum vine, and the krachai or Chinese ginger, both found in Southeast Asia.

The green peppercorn is added at the end

At the restaurant, krachai finds its way into a sauce that accompanies the Australian barramundi or sea bass fillet, and the green peppercorn makes an appearance in the yakitori style-grilled chicken. Both are crushed on stone and added to the dish at the end.

Thai ginger. Pic/Bipin Kokate

"Certain spices like kadi patta require oil to bring out their essence, but not these," Khambatta adds. What gives these flavouring agents an edge is their freshness. "When it's in season, we use it fresh, which means that they have a short shelf life. But our dishes won't be the same without them."

Ajamoda
At: Olive Bar and Kitchen, Bandra

The lifecycle of the ajmoda plantsown at the restaurant. Pics/Ashish Raje

A couple of months ago, one of the chefs at Olive Bar and Kitchen, stumbled upon ajamoda or wild celery seeds on a trip to Kolkata. Curious, he decided to plant it and see what comes of it.

"It's only been four weeks since we decided to use it as a brine for the tuna jerky, because of its intense flavour," says head chef Rishim Sachdeva. A well-known Ayurvedic medicinal herb, the ajamoda belongs to the ajwain family and is native to West Bengal. The restaurant sources it from Vrindavan Farms in Palghar.

"We braise it and add it when the brine goes from warm to cold," he says. Interestingly, the guests have taken note. "Those who have tasted the dish have made it a point to tell us that there's something unique about the taste."

Pasilla Oaxaca
At: Xico, Kamala Mills

Chef Jason Hudanish with a range of spices at Xico. Pic/Bipin Kokate

Chef Jason Hudanish wanted to introduce the pasilla Oaxaca at Lower Parel's Xico for more reasons than one. "It's a dark red chill — smokey and fruity with a heat level that is sharp but not overwhelming. Also, it can be used in just about anything — soup, stew, rice or salad," he says. What works against it though, is that it's fairly expensive and not readily available unlike the more common pasilla pepper, a dried chili used in traditional Mexican mole sauces.

The pasilla Oaxaca is produced only in the hilly Oaxaca region of southern Mexico. Here, it is used to make the hearty tortilla soup and borracho salsa, their table side sauce. Apart from pasilla Oaxaca, you'll also find that the achiote, a red paste made from grinding Annatto seeds with oregano, cumin, cloves, allspice berries, black pepper and salt. "It's powerful and pungent. We use it in the slow roasted pork, but warn people before serving it," he says.

Peela Masala
At: All Elements, Khar

The peela masala has been concocted using 12 different spices. Pic/Bipin Kokate

All Elements might be a young, two-month old café, but the cooking techniques it employs are age old. In fact, the peela masala used to spice up the seafood and vegetarian appetisers, is a legacy dating back three generations.

"My grandmother, Harbans Bedi, created this spice mix using 12 ingredients that she would source from local shops in Mazgaon. For me, she's the real mistress of spices," laughs proprietor Gudiya Chadha. The ingredients include star anise, coriander seeds and clove, among others. Understandably, the flavour is strong and hits you the moment you open the lid of the container. "A pinch is all you need. Else, it will overpower the dish."

Gudiya Chadha

Sassafras powder
At: Toast and Tonic, BKC

Pic/Ashish Raje

At Toast and Tonic, most marinades and mixes are prepared in house, using indigenous ingredients. The sassafras powder, therefore, is an exception. Also called a Gumbo filé powder, it comes from a sturdy tree in Louisiana.

At the restaurant, you'll find the powder stored in glass jars. "It is popular for creole and cajun cooking. We use it for both, flavour and texture in traditional gumbo, because it not only thickens the broth, but also lends it an earthy flavour," says sous chef Chirag Makwana. Filé powder is generally added at the end of cooking, or stirred into hot gumbo right before serving. They also sprinkle a pinch on their prawn flatbread for flavour.

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Dr Shilpa Agrawal

In Poland, women on their period were once asked to refrain from having sexual intercourse for fear that they would inadvertently kill their partners. Italian women had to steer clear of all contact with water, while Bolivian women were taught to avoid cradling babies so they wouldn't make them sick. The superstitions surrounding menstrual health are many, as this 2017 study conducted by Clue, a menstrual cycle-tracking app, indicates. The opinions become that much more vociferous when it comes to exercising while on your period. Whether for sanitary or health considerations, women have often been advised to lie low and take it easy during that time of the month.

"For ages, women have been shamed into silence about their periods, which breeds misconceptions. Many also suffer from cramps, migraines, nausea and bloating during their period, and are concerned that working out could harm their health. The truth, however, is that smart exercise plans and correct nutrition can go a long way in promoting menstrual health," says Arpita Boyd, certified fitness trainer and specialist in pre- and post-natal fitness. "Regular exercise is beneficial for women, especially those suffering from polycystic ovarian syndrome (PCOS), a hormonal condition that affects up to 18 percent women around the world," says Dr Shilpa Agrawal, high-risk pregnancy and foetal medicine specialist at Jaslok Hospital and Research Centre. Regular exercise has been found to boost fertility, reduce insulin resistance, increase the body's metabolic rate and improve its composition, she says.

Munazza Habibulla

Fitness pros share tips on exercising during menstruation.

Swimming
"Women are often asked to refrain from swimming or water-related activities while on their period, ostensibly for sanitary reasons. However, swimming offers a number of benefits during those few days," says Munazza Habibulla of Swimming Matters. "The natural buoyancy of water prevents bleeding and also ensures that tampons stay in place," she elaborates.

Nisha Millet

Former Olympian Nisha Millet adds, "Competitive swimmers cannot afford to lose four days of training in a row. Women can safely enter the pool with a tampon — choose a size that works well for you — or a menstrual cup. Sanitary pads and panty liners, however, are strict no-nos." The only time when swimming should be avoided is when you are experiencing severe cramps, aches and pains.

Arpita Boyd

Weight training
The key to a successful weight training regimen during your cycle lies in understanding how your body reacts during the various phases, says Arpita Boyd. "The first 14 days are the follicular phase, during which women can achieve greater strength and produce more power. They are also likely to feel less pain and recover faster," she explains. The next fortnight is the luteal phase, during which your body's oestrogen and progesterone levels surge. Exercise may feel harder during this time due to bodily changes. To manage these, she recommends staying hydrated, avoiding foods rich in nitric oxide (spinach, beets, pomegranate), and increasing your protein intake. This, combined with the right stretches can ease symptoms and allow you to lift weights.

Sheetal Shah

Pilates
Sheetal Shah, founder of Core Pilates Studio, believes that the exercise form can greatly alleviate PMS symptoms such as bloating and cramping. "Pilates helps to stretch and open up the body, and also strengthens your deep abdominal muscles. Focusing on your breathing during these workouts can help alleviate tension in the body and promotes relaxation. Pilates also promotes the release of endorphins — the body's natural painkillers — which is another important reason why it works so well during your menstrual cycle," she says. Further, Pilates can help build lean long muscle and reduce the body's fat percentage, which normalises hormone levels and improves reproductive health, she adds.

Ishita Malaviya

Surfing
Ishita Malaviya is India's first female professional surfer and a big believer in not letting your periods get in your way of enjoying the surf. "I can surf just fine with a tampon, and always make sure to change frequently to prevent rashes and infections," she says. She claims to have never missed a day of surfing, even on the first day of her menstrual cycle.

Smiley Suri

Zumba
Zumba workouts offer many benefits to women on their cycle. Sucheta Pal, global brand ambassador for Zumba, shares, "The workouts focus on the hips and pelvic region, increasing core and trunk strength. Exercise also releases endorphins, which make regular workouts a must for women like me who suffer premenstrual hormone-induced mood swings." Pal often trains for several sessions at a stretch while on her period. "[According to gynaecologists] you lose only about four tbsp of blood during your entire cycle, which isn't that big a deal. You must learn to understand your body and modify your movements accordingly," she adds.

Sucheta Pal

Pole dancing
Pole dancer and trainer Smiley Suri found that pole fitness played a major role in managing her PCOS and thyroid condition, while also helping regularise her menstrual cycle. She recalls her instructor asking her to get on the pole on the first day of her cycle, even though she was experiencing cramps and felt bloated. "I was surprised at how much better I felt after the session," she admits. Although many instructors ask women to avoid inversions during their period, Suri believes that these can actually increase your flow and reduces cramps. She emphasises the importance of hygiene during this time.

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(this is continuation of the title): Why is the daylight robber being rewarded instead of punished or fired BEFORE he proves he has value ?! Your proposed role for him doesn't seem to offer any value to us. I saw the mails about Ankit stealing research id..

VVS Laxman speaks about Sachin Tendulkar’s batting against Shane Warne on Star Sports’ show Cricket Connected: “Sachin was really well prepared for the Test match in Chennai. In the first innings, he was dismissed for 4 runs. He hit a boundary and then tried to play a big shot over mid-on, hitting against the turn and was caught by Mark Taylor.

VVS Laxman went on to reveal saying, "I remember Sachin locked himself in the physio’s room and only came out after almost an hour. When he came out, we could see his eyes were red. I felt he was very emotional because he was unhappy in the manner he was dismissed."

VVS Laxman continued, "Then, in the second innings, the way he blasted and hammered Shane Warne, who was bowling into the rough outside the leg stump. Warne was using the depth of the crease and when he used to pitch it up, Sachin used to hit it through the mid-off, mid-on region. He went on to get a hundred. That battle with Shane Warne is the best I have seen.”

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India cricketer Rohit Sharma turned 33 yesterday and wife Ritika wrote him a sweet message accompanying this picture she Instagrammed to her 1.8 million followers:

Ritika Sajdeh wrote, “Happiest birthday to the one that makes me laugh till I can’t breathe, to my favourite travel companion, to my best friend, to the best dad, to the one that can’t sing even if his life depended on it. To the best I could ever wish for, happy birthday, Love you, Ro.” The post received a whopping 250,000-plus ‘likes’ within a few hours.  

 

 

 

View this post on Instagram

Happiest birthday to the one that makes me laugh till I can’t breathe, to my favourite travel companion, to my best friend, to the best dad, to the one that can’t sing even if his life depended on it. To the best I could ever wish for, happy birthday ❤️ love you Ro

A post shared by Ritika Sajdeh (@ritssajdeh) onApr 29, 2020 at 11:02pm PDT

Ritika Sajdeh and Rohit Sharma were dating for a few years after they met via a mutual friend in none other than Yuvraj Singh. Rohit and Ritika got married on December 13, 2015. Three years later, in 2018, they welcomed their child Samaira into the world.

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The two-month wait endured by India's Physical Disability T20 World Series-winning team for their prize money from the BCCI finally ended on Saturday after the Indian cricket board ensured that the Rs 3 lakh [to each player and support staff member] was remitted in their respective bank accounts.

mid-day on Friday had highlighted the hopes players had from the BCCI after the cash reward was announced on March 4. The BCCI deposited Rs 2.70 lakh [after tax] to all 18 players and five support staff members of the winning team.

It was a huge relief for Suganesh Mahendaran, son of an auto rickshaw driver. "I didn't expect the money to come so soon. When my teammate Ramesh Naidu informed me, I just couldn't believe it. This money is quite precious and we will use it very carefully," said the hard-hitting Tamil Nadu all-rounder, who changed the complexion of the final v England with his 11-ball 33 to help clinch the title in August 2019 at Worcestershire.

Naidu was thrilled too. "It is a huge amount for jobless cricketers like me. I will give this money to my father as he knows how best to utilise it," said Naidu, who is doing his M Tech from IIT Chennai.

Coach Sulakshan Kulkarni thanked mid-day for highlighting the players' cause. "We all received the money from BCCI. mid-day's article has made a lot of difference. So, a big thank you," said the former Mumbai wicketkeeper and Ranji Trophy-winning coach.

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Spinner Harbhajan Singh on Wednesday said that MS Dhoni was a very shy person when he first came to the team and said that the wicket-keeper finally started opening up after the 2008 Sydney Test against Australia.

Harbhajan was doing an Instagram Live Session on the official handle of Chennai Super Kings and it was then that the spinner was asked to name his favourite memories with Dhoni.

Answering the question, Harbhajan replied: "We have played a lot of cricket together, we have done tours to probably all the countries, MS Dhoni was a very shy guy, he never used to come to our rooms, he was a very quiet guy, in the 2008 series against Australia, the Sydney Test brought the team together, from that time onwards, he started opening up".

"He was a young guy in the team, he was the captain but still he was very shy, he used to give suggestions, but he allowed everyone to do their thing, he is still the same, he gives everyone all the freedom, this is probably something people should learn from him, you should give space to bowlers," he added.

The 2008 Sydney Test between India and Australia is still remembered by everyone as Harbhajan Singh and Andrew Symonds were involved in an on-field tussle. Symonds had alleged that Harbhajan had passed a racist remark upon him and since then, the incident is known as 'MonkeyGate'.

During the 2008 Sydney Test, India also had to face few bad decisions and the side ended up losing the match. For the altercation with Symonds, Harbhajan was handed a three-match ban by referee Mike Procter although the charges were downgraded on 29 January 2008 to the lesser charge of using abusive language and the ban was lifted.

Thirty-eight-year-old Dhoni has been currently enjoying some time away from the game. He last played competitive cricket during the 2019 World Cup.

This year, Dhoni did not find a place for himself in the BCCI's centrally contracted players list. The board had released the list of central contract list of players for the period from October 2019 to September 2020.

Dhoni is the only captain to win all major ICC trophies (50-over World Cup, T20 World Cup, and Champions Trophy). Under his leadership, India also managed to attain the number one ranking in Test cricket. IPL 2020 was slated to begin from March 29, but the tournament has been postponed indefinitely due to the coronavirus pandemic.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

Teachers always try to motivate students to learn! And what is a best way to learn other than involving your pets in your study? A legal scholar, Marie-Amelie George in her trial to make learning fun asked her students to send her the pictures of their pet doing the most unusual of all activities they do –doing homework.

The pictures that make up for an under-rated photography genre, prove that pets can be a cute study companion. George posted a picture of a dog doing what looks like it is reading a book that started a trail of pictures of their pets enlightening themselves with some reading.

I ask my students to send me photos of their dogs doing class work. It’s an under-appreciated photography genre. pic.twitter.com/oxXFicXmue

— Marie-Amélie George (@ProfMAGeorge) April 15, 2020

The picture posted on April 16, garnered more than 352,400 likes and was retweeted over 52,600 times. Here are some more pictures of pets doing their homework.

Cats only check your work w a disapproving gaze. pic.twitter.com/zmWXmF7QeK

— 0000 1000 0110 0111 0101 0011 0000 1001 (@CJHicks15) April 16, 2020

He has his own work area.... A bit small though. pic.twitter.com/AxT505vgob

— Ryan Sorensen (@ryanoss123) April 16, 2020

pic.twitter.com/GLsZZBYo9E

— Libby Adler (@libby_adler) April 15, 2020

Beanbag likes to study maps. pic.twitter.com/j5XFshS7HN

— Karla (@Heyitskarla) April 16, 2020

What do you think of this new genre in photography?

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British Prime Minister Boris Johnson and fiancee Carrie Symonds announced the birth of a 'healthy baby boy', delivered at a government-run hospital in London on Wednesday. The birth is believed to be slightly premature but both mother and baby are said to be doing very well.

Prime Minister of United Kingdom Boris Johnson and his fiancee Carrie Symonds blessed with a baby boy: UK Media. (File pic) pic.twitter.com/uSQcWcureI

— ANI (@ANI) April 29, 2020

"The Prime Minister and Symonds are thrilled to announce the birth of a healthy baby boy at a London hospital earlier this morning, a spokesperson for the couple said on Wednesday.

"Both mother and baby are doing very well. The PM and Symonds would like to thank the fantastic NHS (National Health Service) maternity team, the spokesperson said.

The news comes days after Johnson, 55, returned to 10 Downing Street on Monday after his hospitalisation for complications from COVID-19. He had been recuperating at his Chequers countryside retreat in Buckinghamshire, where he was joined by his pregnant fiancee.

👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏 pic.twitter.com/83HkS1Vjhx

— Carrie Symonds (@carriesymonds) April 9, 2020

Symonds had taken to Twitter earlier this month to express her relief at Johnson's discharge from hospital with a series of clapping hands emoticons alongside a picture of a rainbow, which has emerged as the symbol of support for the country's NHS through the course of the pandemic fightback.

The 32-year-old herself had been previously self-isolating with the couple's dog Dilyn after she developed symptoms of coronavirus but later revealed she was on the mend. The couple had announced their engagement at the end of February, when it was also revealed that they were expecting their first baby in the summer.

The last child born to a sitting UK prime minister belonged to David and Samantha Cameron, who welcomed Florence Rose Endellion into their family in August 2010. Symonds, who works for an ocean conservation charity, met Johnson during her time as the communications chief for the Conservative Party.

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