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The best Christmas music: a definitive guide

What makes a good Christmas song? Should it be cheesy or serious? And why do millennials love them? 

FT pop writers discuss festive classics old and new - from carols to Mariah Carey, Greg Lake to Phil Spector, Sufjan Stevens to Run-DMC. Plus, which 2017's best Christmas song: Gwen Stefani's 'You Make it Feel Like Christmas' or Sia's 'Santa's Coming for Us'?

 

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Sincerity or self-branding: what defines millennial music?

From the unstoppable rise of hip-hop to the 'millennial whoop', what does today's new music sound like? And how has social media changed the relationship between artists and fans?


Harriet Fitch Little, India Ross and Griselda Murray Brown discuss Drake, Cardi B and DJ Khaled - in particular 'Wild Thoughts' ft. Rihanna and Bryson Tiller from 2017, which leans heavily on the melody and mood of Santana's 1999 hit 'Maria Maria', the coming-of-age soundtrack for the oldest cohort of millennials. 


Warning: this podcast contains a live 'millennial whoop'.

 

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US and UK race to arrange flights for stranded citizens

Thousands affected as many flights cancelled and airports closed because of coronavirus pandemic




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Warnings of unrest mount as outbreak hits food availability

G20 agriculture ministers urge governments not to disrupt global supply chains




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Mid-life financial MOT, credit card debts and Britain's growing tax gap

Do you find yourself stumped by questions about how much to put towards your mortgage payment versus your investments? It may be time for a midlife financial MOT. Presenter James Pickford talks to FT reporter Lucy Warwick-Ching about why advisers are targeting people in their forties and fifties. Next, we speak to a woman who cleared credit card debt to the tune of £16,000. And finally, we discuss what's behind Britain's growing tax gap. 

 

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Inheritance tax rules, confusion over freelance tax payments and investing in fine wines

Inheritance tax rules are due for a shake up - FT Money editor Claer Barrett asks whether efforts to simplify the system can ever shake off its claim to be "Britain's most hated tax"? Next, experts discuss whether the IR35 tax rules are flawed or not. And finally, Alan Livsey, the FT's wine buff talks about an investment that is literally liquid - fine wine.

 

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Could you profit from a last minute PPI claim?

With a matter of days until the deadline, presenter Claer Barrett discusses the practicalities of making a claim online with the FT's Money Mentor Lindsay Cook. Plus, how to build effective money habits, and the growing NHS pensions row. 

 

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Do you have a joint bank account with your partner?

As research shows modern couples are more likely to keep their finances separate, presenter Claer Barrett and guests debate how women in particular are managing their money. Plus, ahead of the new university term we reveal finance tips for students and their parents, and ask what could emerge as the next consumer misselling scandal after PPI.

 

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Students: top tips on how to budget at university

What's the best bank account for students? Who will give you an interest-free overdraft? And how can you get hold of a student railcard? Lucy Warwick-Ching, FT Money digital editor talks to three experts about how to make the most of your money as a student. Plus we hear how your credit rating as a student can affect your ability to get finance long after you've finished studying. And finally Guy Anker of Moneysavingexpert.com tells us why you shouldn't automatically pay off your student loan if you can afford it. 

 

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Are you facing losses from the closure of the Woodford equity income fund?

Hundreds of thousands of investors with money trapped in the Woodford Equity Income fund found out this week that the fund is to be liquidated, the fund manager would be sacked and that their money would be returned to them eventually. Claer Barrett, FT money editor, talks to guests about how much money investors have lost and how much they are likely to get back and when. Plus we hear from someone who was landed with a £476 fine and a criminal record - just for forgetting to charge her iphone. 

 

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Election planning for your finances, digital tax returns and balancing your budget

Taxing questions ahead of the General Election - as the spending pledges of the major parties add up, how might the tax rules change to pay for it all? Presenter Claer Barrett talks to Nimesh Shah, a partner at Blick Rothenberg to get the answers. Plus, if you’re already dreading your annual tax return, would you prefer it if computers did it for you? Chris Giles, the FT’s economics editor, has been probing the future shift toward personal tax accounts that could deduct what you owe in real time! And finally, Becky O'Connor from Royal London tells listeners about a host of savings tips and tricks that could help you balance your own budget. 

 

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What happens to our digital assets and online accounts when we die?

Have you ever counted how many online accounts you have? Do you listen to music on Spotify, upload your pictures to the cloud or hold your savings in an online bank account? If the answer is yes to any of these questions you should consider what happens to these assets when you die. On this week's FT Money show presenter Lucy Warwick-Ching delves into the world of digital legacies - from Facebook to cryptocurrencies. She talks to Angharad Lynn of VWV, James Norris of the Digital Legacy Association and Ian Bond of the Law Society about the rise of digital wills and end of life planning companies.

 

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The general election and your finances, the gender pensions gap and our love/hate relationship with cash

The general election and your finances - with a week to go, what changes could the major parties bring in? Presenter Claer Barrett talks to Rachael Griffin, a tax expert at Quilter, about the pledges. Next up on the show if you're self employed, have you got a pension? A third of self-employed women say they are saving nothing into a pension. Blogger Emma Maslin, better known as the Money Whisperer, has lots to say on this topic. And finally - they might say it's vulgar to talk about money, but James Max, our Rich People's Problems columnist is here to explain why he loves cash.

 

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Has Harry Potter been a wizard with his finances 

Harry Potter will turn 40 in the year 2020, but has he been a wizard with his finances? Presenter James Pickford speculates on his fictional fortune with Moira O’Neill, head of personal finance at Interactive investor - plus we look at the financial impact of a Dry January, and where to find the best deals on gym membership.

 

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Stock picking competition, how to get a pay rise and company pensions

Could your stock picking skills beat the market this year? In this week's FT Money Show podcast presenter Claer Barrett talks to FT Markets reporter Robert Smith about the results of our 2019 contest between readers and FT journalists. Plus we give you details of how to enter this year's competition. Next up, January's nearly over but you still have another 11 months to make good on your New Year's resolutions. If you had resolved to get a pay rise or sort out your pension this year, keep listening as help is at hand. 

 

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Pensions tax relief, Winter fuel allowance and Britain's house prices

Is time running out for pensions tax relief? Chancellor Sajid Javid is reported to be considering a major shake-up of pensions at the Budget in a months time. The FT's pensions correspondent Josephine Cumbo talks to FT Money editor Claer Barrett about what form this could take. Next up, we debate the value of the Winter Fuel Allowance for wealthy pensioners. And finally, our resident property guru James Pickford on how the next property cycle could turn out. 

 

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Split mortgages, scams, and free money for childcare

Do you want to find out how to do the splits on your mortgage? FT Money Show presenter Claer Barrett is not talking about stretching yourself, but instead, how thousands of borrowers are finding their mortgage lender is flexible enough to give them more than one type of mortgage. Next up, nearly a million people reported scam calls, texts or emails from criminals posing as UK tax authority HMRC last year - we tell you how to protect yourself. And finally, despite the rising cost of childcare, statistics show a million parents are not claiming for the tax free childcare they are entitled to - are you one of them?

 

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Campaign for clear pension charges, how the coronavirus has hit stock markets and coal fires

Join our campaign for clear pension charges - FT Money has been exploring the impossibility of comparing the costs of drawdown plans. The FT is calling on the pensions and advise industry to be transparent about charges to help people to shop around. In this week's show, FT Money Show presenter Claer Barrett interviews o the FT's pensions expert about our campaign. Next up, the spread of the coronavirus has given world stock markets a nasty turn - FT Moneys' new investment reporter, Madison Darbyshire, talks about how investors are reacting. And finally, to cheer listeners up a bit - James Max, our Rich People's Problems columnist is here to discuss a burning issue - the government's proposed ban on coal fires. 

 

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Remittance flows expected to plunge more than $100bn

Coronavirus hit to global economy depletes vital source of finance for poor nations




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Tanzania hiding true number of Covid deaths, opposition says

Secret burials, overflowing hospitals and dead MPs, as president takes refuge in home village




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Snow and strikes are no obstacles for gritty women

Are women more committed than men when it comes to getting to the office?




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Wales, it is time to fire up your job creation turbo engine

Wales is getting it right on job creation if you ask me and Aston Martin




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Be careful how you play the Bame game when recruiting

You will not keep a diverse workforce unless its members feel they are fully part of the organisation




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Help us fix the disability employment gap

We need to do more to get the disabled into work




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It is not too late to recreate yourself

One thing that almost anyone who has ever changed career direction has done is to retrain




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Jancis Robinson’s stunning white wines for the festive season

From a delicate Muscadet to a powerful Meursault, 26 wines of excellent value




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Why Mr Merlot is key to the present state of Italian wine

How Carlo Ferrini went from top consultant to being awarded winemaker of the year three times




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Try Hungary’s Tokaji, but keep it dry

Dry varietal Furmint has caught on with local winemakers and oenophiles as sweet wines have fallen out of fashion




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Why it’s time to cut back on glass wine bottles

Don’t be snobbish about wine in cans, pouches or cartons. Glass bottles have a far higher carbon footprint




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The definition of natural wine

‘To qualify as a Vin Méthode Nature, a wine has to be made from hand-picked organic grapes’




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Lockdown wines: the best whites to order from home

Since people are no longer paying restaurant margins, some reason they can spend a bit more at home




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US daily fatalities drop below 1,000 for first time in month

Death toll falls in part because of sharp decline in New York state




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US begins national security probe of electrical grid imports

Commerce department investigation could lead to new tariffs on transformer parts




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White House considers winding down coronavirus task force

Vice-president makes suggestion even as number of deaths across the country spikes




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Five claims from US health official behind whistleblower suit

Rick Bright alleges government ignored coronavirus warnings and engaged in ‘cronyism’




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Trump now says task force will continue ‘indefinitely’

White House group will shift to ‘safety and opening up our country again’




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The future of books — rise in digital publishing and social media

How is the crisis changing our reading habits and accelerating the industry’s digital revolution?




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Liberty Global in talks to merge Virgin Media with O2

Proposed deal would create strong UK competitor to challenge BT




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Disney sets out $1.4bn hit from coronavirus crisis

Entertainment group scraps dividend as executives promise it will weather storm




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ITV advertising revenues tumble 42% in April

British TV network unable to provide guidance for the rest of 2020 as outlook is ‘uncertain’




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Thousands could now be eligible for child benefit payments

Parents who haven’t historically claimed could now do so due to lost income




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Second homeowners accused of exploiting loophole to claim virus cash

Politicians say properties are being classed as holiday lets to be eligible for grants




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‘Chancellor must iron out problems for limited company directors’

Mel Stride, former Treasury minister, calls for help for business owners who pay themselves in dividends




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Tax tribunal struggling to cope with remote hearings, lawyers say

Disputes backlog in ‘under-resourced’ lower court reached 27,280 last quarter




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Six ways to manage money — and not fall out with your partner

Couples share how they divide their incomes and outgoings — and joint accounts are falling out of favour




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No one emerges from the Woodford debacle with any credit

Light-touch regulation continues to fail retail investors




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Play trick or treat with your finances this Halloween

Spookily effective savings tips if your money has vanished by the end of the month




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Bad credit is big business — if you can get a guarantor

Whether renting a flat or applying for a loan, you will probably need the help of a homeowner




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Pensions tax relief: time for the government to bite the bullet

Big reforms are needed to tackle substantial problems well beyond the cost 




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Budget 2020: Coronavirus grants pensions Budget immunity 

But why didn’t the chancellor go the whole hog and scrap the tax taper altogether?