The popularity of the likes of Klarna and other firms which let you spread the cost of purchases over instalments means credit card providers are increasingly adopting that model instead.

Hundreds of customers of Saga have received an unexpected windfall following its admission that it badly handled the axeing of its popular platinum credit card last year.

Lloyds, Santander, Nationwide, NatWest, Virgin Money, HSBC and Barclaycard all confirmed staff cannot unblock credit cards in branch.Some banks say it must now be done by a specialist team.

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.

While borrowers make no payments for three months, card providers often still charge interest on balances during payment holidays, meaning borrowers continue to rack up interest

The new Preferred Rewards Gold credit card offers Membership Rewards points when you spend which can be exchange for the same value with 12 airline schemes.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Last year 71,000 people used an IVA to become insolvent, a record. But are they being driven by firms looking to make money off debtors looking for advice, regardless of whether it's the right choice?

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Have you ever checked your credit report?  If the answer is no, the likelihood is: someone else has. We reveal five top tips for those who have never cast an eye on their financial CV.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

Visa's scheme marks the first time all the UK's banks will pay small stores to offer cashback. Beccy Soper (pictured), of Beccy's Greengrocers in Stockbridge, Hampshire, said: 'It's a win-win'.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

A shopper who used buy now, pay later service Klarna to pay for a £199 vacuum cleaner in three 'interest-free' instalments was left confused after he was charged an extra 4.5%.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Banks and credit card providers may levy fees on refunds as well as purchases, meaning a double whammy of charges on trips hit by coronavirus.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

I’m all for being thorough, but the sooner redress is given the better chance there is of getting those who are mistreated back to the position they would have been in.

Economics and comedy. Not a conventional pairing.But after spending a weekend at the world’s first economics and comedy festival, I can tell you they’re a match made in heaven.

Navy Retired, in Merseyside says: ‘If you are a British Gas customer, you might as well put £200 - 300 down the nearest drain. Switch - it is so easy.’ I think he or she is bang on the money.

As consumers we endlessly battle to reduce our impact: take the train instead of driving, decline plastic straws, eat free range. As investors we can maximise our impact, using our cash to do good.

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'

Camila Mendes plays a kind caregiver who gets much more than she bargained for in the new trailer for Netflix's Dangerous Lies.

Netflix's Tiger King: Murder, Mayhem And Madness has gone viral in Australia.

Hannah Gadsby became a global sensation after the release of her 2018 Netflix comedy special Nanette.

Kaye Vassell, the mother to two of the singer's children, has moved to Missouri to be closer to new beau Deandra Buchanan, who is currently serving a life sentence.

She stars as Ruth Wilder in the Netflix hit comedy/drama series Glow. And Alison Brie opened up about how training for her character and the physical element of the role 'helped.'

Millions of Americans are under a lockdown during the coronavirus and are turning to Netflix and other streaming services to pass the time -.the average person is streaming eight hours of content per day.

Former Mrs. Florida Karyn Turk sat down for an exclusive interview with DailyMail.com after being released from prison in Miami after 30 days.

Internet usage has skyrocketed in America over the last decade, with the average home consuming more than 38 times the amount of data that it used in 2010, going from 9GB to 344GB.

Joel McHale suited up with a mask and gloves while maintaining at least six feet distance at a farmers market in Los Angeles. He's fresh off hosting the Tiger King aftershow for Netflix.

Google searches from April 2019 reveal Americans were interested in solving a Rubik's cube, but now people are searching for toilet paper and other necessities during the coronavirus.

The cost to have a barrel of US crude delivered in May fell to minus $37.63 on Monday as demand dried up and storage tanks neared capacity, meaning traders paid to have barrels taken away.

The writer and comedian, 58, is promoting the second series of his Netflix show After Life, which shows his character going through the grieving process.

The new Netflix smash-hit Too Hot to Handle, which features a number of faces who have already had their brush with some level of fame.

The seven-part documentary charting the rise and spectacular fall of zoo owner Joe Exotic has been a distraction for Brits as they adapt to lockdown laws put in place to halt the spread of COVID-19.

Michael Jordan is a bore. Not with a basketball in his hands obviously. On the court he was arguably the most exciting, brilliant, exhilarating player of all time.

Maddie, 17, has given her fans a behind-the-scenes look at how she passes the time while in quarantine in her latest YouTube video.

Netflix will raise $1 billion for new shows and has most programs for 2020, and much of 2021, filmed, plus is working on more than 200 projects, says Chief Content Officer Ted Sarandos.