Rishi Kapoor's sudden death has sent the Bollywood industry and his friends and family into a shock. With legendary actor Irrfan Khan passing away just a day before Rishi Kapoor, it's naturally tough for the masses to cope up with the loss of not one but two legendary actors.

While most actors took to their social media to express their grief over the loss of Mr. Kapoor, actress Gauahar Khan penned down a special note for him on her Instagram. The post reads, #Rishi Ji, I can't even begin to tell anyone what the great Rishi Kapoor was to me! He has such a huge impact on me, not just as an actor/ star but also as the first personal interaction I had with him; Rocket Singh was his sons film but at the trial, Rishi Ji stood for 20 minutes and spoke about my performance in detail with everyone including Yash Chopra Ji! As a debutante, that meant the world to me! His praise was priceless for me, to believe in myself! His passing is the greatest loss! He was the ONLY star, and that is why I love Ranbir so much for the actor that he is! He has learnt from the best. #Rishi Ji I'm sure the skies needed the brightest star to shine up there! #HeartBroken #ShineOn #InPeace.

Gauahar Khan who was last seen in The Office will soon be announcing two big projects when the outbreak eases out and things go back to normalcy.

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Amitabh Bachchan has started shooting for the upcoming season of the popular quiz show "Kaun Banega Crorepati" (KBC) amid the COVID-19 lockdown, and from his latest blog post it seems like the actor is apprehensive about being judged for breaking social distancing rules. He seems defensive in the post, insisting that the shoot was done with essential precautionary measures.

"So yes I worked .. got a problem with that .. keep it to yourself then .. damned if you pour it out here in this locked in condition .. sufficient precaution as much that could be taken was taken .. and what had been scheduled for 2 days , was completed in one day .. starting 6pm .. ending a short while NOW … !!" wrote Amitabh Bachchan in his blog.

Viewers are wondering how the quiz show would be shot this year owing to the current restrictions including social distancing and the lockdown. Talking about the same, Big B mentioned in his blog: "Personal gratifications to the many that ask .. and then the KBC pile of several.. in all about 10 to 12 videos and then hours of audio recordings .. also for the same , KBC .. and the speculation as to how they shall conduct it .. there have been no definite answers for that .. but the authority hopes well and long .. so .."

The 77-year-old actor has also been suffering from a Hamstring pain. "Just back from work .. hamstring be damned .. social messaging videos .. acknowledging the 'angels' videos .. giving commendation to them that work so we exist .. and the invitations to the new season of KBC .. The show goes on ..heavy in heart , to all," Big B tweeted early on Wednesday.

Like everyone else, he is also concerned about the after-effects of the COVID-19 pandemic. "Of one there is little doubt .. the debate on the outcome of this pandemic .. hesitation .. apprehension .. fear or recurrence .. strain of the conducting of the time of release .. and so much more .."

"How long then shall it hold the barrel .. what shall be the outcome when the barrel is held .. what alternatives shall prevail and what in God's name shall the future hold for us all. The World is all ‘shook up' .. as Elvis would say .. and would never be the same in the respects of community and reaction," he wrote.

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The governments of India and the Philippines on November 22 announced that they would be cooperating more closely on customs matters.

Prime Minister Narendra Modi will address the nation on Tuesday at 10 am, the Prime Minister's Office said. The 21-day nationwide lockdown to curb the spread of Coronavirus ends on Tuesday and the PM is likely to talk about its possible extension. "Prime Minister @narendramodi will address the nation at 10 am on 14th April 2020," the PMO tweeted.

Last month, the PM had addressed the nation twice – on March 19 and March 24. On March 19, he had called for resolve and restraint to fight Coronavirus. He had also announced a 'janta curfew' on March 22, a Sunday. On March 24, he had announced the 21-day nationwide lockdown to check the spread of the deadly virus. In a video message on April 3, Modi had urged people to switch off the lights at their homes and light up lamps, candles or mobile phone torches for nine minutes at 9 pm on April 5 to display the country's "collective resolve" to defeat the Coronavirus.

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Soon after the announcement of COVID-19 lockdown extension by Prime Minister Narendra Modi, the Indian Railways on Tuesday stated that it is suspending all passenger services till May 3. "Indian Railways extends suspension of its passenger services till May 3," informed Rajesh Dutt Bajpai Executive Director(I&P) Ministry of Railways.

Indian Railways extends suspension of its passenger services till May 3: Indian Railways Officials pic.twitter.com/QAoZYHnIbv

— ANI (@ANI) April 14, 2020

"All passenger train services on Indian Railways including Premium trains, Mail/Express trains, Passenger trains, Suburban Trains, Kolkata Metro Rail, Konkan Railway etc shall continue to remain suspended till the 2400 hrs of 3rd May," he added.

However, freight movement will continue to carry essential commodities across the country. Informing about the cancellation of ticket booking, Bajpai stated that all booking counters of rail journey tickets for reserved/unreserved travel at railway stations and outside railway station premises will also be closed till May 3.

Earlier, the railways had also ordered the closure of all rail museums, heritage galleries and heritage parks as a preventive measure to control the spread of the deadly virus. So far, India has reported 10,363 COVID-19 cases. Out of the total, 1036 have been cured and 339 have died due to the infection.

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Prime Minister Narendra Modi announced on Tuesday morning that the lockdown would be extended till May 3. The announcement, though expected after looking at the surge in the Coronavirus cases in India, saw people reacting in different ways.  On Twitter, the hashtag #Lockdown2 topped the list of trends with many users describing their situations in form of memes that doesn’t disappoint.

Be it introverts, extroverts or ambiverts, the lockdown has affected everyone. During the 21-day lockdown placed last month, several incidents of animals were also reported, giving the Twitterati that the creatures will be seen again.

Here are some hilarious memes you can share with your friends and have a hearty laugh!

For the late-boomers

#Lockdown2
à¤Â˜à¤° रहà¥Â‡ सà¥Âà¤°à¤Â•à¥Âà¤·à¤¿à¤¤ रहà¥Â‡à¤Â‚।।
Modiji extended lockdown till 3 May ...
Me who get up at 1 pm pic.twitter.com/PbNgRqz2Rs

— Aniket Vijayvergiya (@aniketvijay09) April 14, 2020

For those who were planning to go on a trip soon after the lockdown only to face disappointment.

Pic-1: When You Are Ready To Go Out Thinking Lockdown Will Be Lifted.

Pic 2- When You Heard Lockdown Extended Till 3'May. #Lockdown2 pic.twitter.com/WPIdEWnjNj

— Bá´Â‡á´¡á´Â‹á´Âá´ÂÒ“ Lá´Â€á´Â…á´Â‹á´Â€ 💭 (@bewkoof_ladkaa) April 14, 2020

Extroverts after the lockdown till May 3 was announced.

#Lockdown2

Smokers, Alcoholics and Extroverts right now: pic.twitter.com/ViFmD1dZZC

— Vinay (@a_gyani_pandey) April 14, 2020

Some also praised Modi's decision to extend the lockdown with this meme.

#Lockdown2
My family members to me
Me to my family members pic.twitter.com/4yKCcrzCK0

— SARCASTER 🇮🇳 (@sarcaster_) April 14, 2020

What do you think about these memes?

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A district magistrate court in Rohtak opened its doors on the night of April 13 to solemnise the wedding of a local boy marry a Mexican girl under the Special Marriage Act as both could not tie the knot due to the ongoing lockdown imposed to curb the spread of coronavirus. The couple met on a language learning app in 2017 and got engaged the next year.

Niranjan Kashyap: On Feb 17 we applied for marriage under Special Marriage Act which has 30-day notice. The notice was to end on Mar18 but lockdown started on Mar 19 so we couldn't get married.We submitted an application to District Collector after which he conducted our wedding. https://t.co/BuZtjVQFFm

— ANI (@ANI) April 15, 2020

According to Niranjan Kashyap, who hails from Surya Colony in Rohtak he and and his Mexican-origin partner Dana Joheri Oliveros Cruise applied to get married under the Special Marriage Act on February 17. "We met on a language learning app. In 2017, she came to India on my birthday. Then this February 11, Dana and her mother came to India for the wedding. On February 17, we applied for marriage under the Special Marriage Act which has a 30-day notice," Kashyap told ANI.

"The notice was to end on March 18 but by then the lockdown began so we could not get married. We submitted an application to the District Collector after which he conducted our wedding," he said. He further said that Dana had booked a flight back to Mexico on March 24 but with the lockdown being extended further till May 3 she has now rescheduled her flight to May 5

Dana said, "I came to meet him in 2017. We later got engaged in December 2018 and I returned to Mexico. I spent two years in Mexico. Due to lockdown, we couldn't marry. Deputy Commissioner helped us to marry."

Advocate Niranjan Kashyap, who helped the couple get married said: "Both of them came to us. Since the girl was from Mexico, they can marry under the Special Marriage Act. Later, we approached the District Magistrate and he sent requests to the Mexican Embassy and other offices for a no objection certificate. After NOC was obtained, the District Magistrate opened the court and performed the marriage on April 13 at 8 pm."

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A heartwarming video of a monkey playing with a kite amid lockdown across the country is winning hearts online. The beautiful video was shared on Twitter by Susanta Nanda, an Indian Forest Service officer who is working in Odisha. In the video, a monkey can be seen flying a kite from the terrace of a building.

Evolution happening fast due to lockdown😂

Monkey flying a kite. Yes it’s a monkey for sure😁 pic.twitter.com/6W8MtpPK43

— Susanta Nanda IFS (@susantananda3) April 16, 2020

In the 12-seconds video clip, the monkey can be seen on top of a building terrace holding the string of a kite and pulling it towards itself. As the video moves further, the monkey can be seen successfully pulling the kite and holding it as people in the background cheer him.

Can't even imagine that a monkey can fly a kite

— Heena Mehta (@HeenaMe61603627) April 16, 2020

While sharing the video with his 30,000 followers, Forest officer Susanta Nanda captioned it: Evolution happening fast due to lockdown. Monkey flying a kite. Yes it's a monkey for sure. The heartwarming video which has left people suprised has garnered over 20,000 views and counting.

Superb video! In all probability, it might have caught hold of a cut string and pulling it in, but definitely a rare catch!

— Jyoti Shankar Roy Choudhury (@JSRoyChoudhury) April 16, 2020

Hundreds of netizens took to the comments section of the post to share their views. One user wrote, "Rise of the planet of the apes - RELOADED," while another user wrote, "And he is doing it better than I ever could."

Preparing to challenge the human after lockdown 😂😂😂

— Kalung Nyipa (@KalungNyipa) April 16, 2020

A third user said, "At this Pace, Brace for a Jumanji." While explaining the video a fourth user commented, "Superb video! In all probability, it might have caught hold of a cut string and pulling it in, but definitely a rare catch!"

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A video that captures a rare sight of four majestic tigers taking a stroll in the Satpura forest in Madhya Pradesh has been amusing netizens for quite some time now. In the undated video, the family big cats were seen taking a stroll as a vehicle of safari-goers parked behind them watched the sight in shock.

The 28-minute-long video posted by forest officer Ravindra Mani Tripathi on Twitter shows the big cats, some moving around while others seated. As a sight of the tiger would frighten anyone in real life, as one of the women can be heard in the video asking the driver to reverse the vehicle.

The video that was also shared by Ramesh Pandey IFS on Twitter was captioned as, "Such frequent sightings of 4 or more tigers were not so usual a decade back." The post has garnered more than 6,400 views and 500 likes and was retweeted 98 times.

After Pech, Panna, Tadoba and Dudhwa here goes a worth watching video from Satpura Forests MP as shared by @ravindramtripa1.
Such frequent sightings of 4 or more tigers were not so usual a decade back. #conservation pic.twitter.com/ukofC6cRmy

— Ramesh Pandey IFS (@rameshpandeyifs) April 16, 2020

The users commenting on the video has been praising the beauty of Satputa tiger Reserve and how lucky they were to catch a glimpse of the big cat in their tours.

Wow !! Beautiful. We did not opt for a safari at Satpura tiger reserve during our recent stay at Pachmarhi, as the chances of sightings are less. Next time we will try our luck :).

— Abhishek Jagdale (@CSABHI84) April 16, 2020

Lovely but why are people so loud and talkative even at this moment . Surprisingly it doesn’t distract the wildlife

— Liberator (@Tiksmum) April 16, 2020

Woww.. Satpura sighting is pretty difficult. Surprised to see four!! I remember forest guard saying, "Satpura is land of all animals cos predator is less here". And now here they come😮

— Chittra M (@masalaboxtravel) April 16, 2020

I have to say the IFS has done a tremendous job and everyone else who supported them

— Naveen Naidu (@NaveenN81477836) April 16, 2020

What do you think about the video?

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Amid the total lockdown across the country due to the coronavirus pandemic, a heartwarming video of a baby rhino is winning hearts for all the right reasons. In the video, a baby rhino can be seen making efforts to make new friends amid lockdown across the country.

A new friend in the colony👍

Baby rhino making new friends. Love this adorable baby’s 1st day out there. pic.twitter.com/Gfa5yxljDV

— Susanta Nanda IFS (@susantananda3) April 21, 2020

The adorable video was shared by Indian Forest Service officer Susanta Nanda, who is working in Odisha. In the 1 minute 15 seconds clip, the baby rhino, who is accompanied by his mother can be seen making innumerable attempts to make new friends in the forest.

New Kid on the Block... Backstreet Boyshttps://t.co/xfczdLYHx5

— Pankaj Thapliyal (@PankajT04765688) April 21, 2020

As the video moves forward, the baby rhino who is seen loitering around can be seen trying to form friendship with giraffes and fawn as the mother follows him wherever he goes. While sharing the adorable video with his followers, Susanta captioned it saying, "A new friend in the colony. Baby rhino making new friends. Love this adorable baby's first day out there."

Momma Rhino is the coolest. You know she has an eye on the baby at all times but love how she lets it explore in its own way 😊

— Smitha Murthy (@SmithaOne) April 21, 2020

The beautiful video which was shared on Tuesday has garnered over 4,000 views and about 600 likes. The cute and playful video of baby rhino left netizens gushing over the one minute sixteen second clip. One user said, "Woww! What a debut!," while lauding the mother another user commented, "Momma rhino is the coolest. You know she has an eye on the baby at all times but love how she lets it explore in its own way." A third user wrote, "So adorable..."

Woww! What a debut!

— Heena Mehta (@HeenaMe61603627) April 21, 2020

What do you think of the adorable video?

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When the country is under total lockdown, a picture of two cops is doing the rounds on the internet for all the right reasons. The picture shared by Madhur Verma, Deputy Inspector General of Police, Arunachal Pradesh has gone viral and won the hearts of netizens.

The picture shows two cops sleeping on the road with their helmets and the lathis besides them. The policemen look exhausted after long duty hours and catching up on a well-deserved nap on the footpath when many of us have the luxury to sleep in a comfortable bed within the confines of our homes. 

Take a look at the post 

Isn’t comfortable bed and an eight hour sleep such a luxury ?
Yes it is... if you are a cop !
Proud of these #CoronaWarriors pic.twitter.com/3H9ZrZupNp

— Madhur Verma (@IPSMadhurVerma) April 24, 2020

DIG  Madhur Verma shared the picture with his 1.18 lakh followers and captioned it: Isn't comfortable bed and an eight hour sleep such a luxury? Yes it is... if you are a cop! Proud of these #CoronaWarriors!

Many users appreciated the efforts of the cops and heaped praises on them.

Indian Police Force,contrary to it's bad reputation, is doing excellent duty in present time of grave fear&crisis.
I hope,they'll continue this good work.

— Mohan Garg (@mohangargg) April 24, 2020

a big salute to true warrior let's always respect nd support them🙏🙏

— Uma j (@sona7777) April 24, 2020

The hard-hitting picture struck a chord with netizens and garnered over 54 thousand likes and over 8 thousand re-tweets. Twitterati took to the comments section of the post to shower praises on the police officers for their selfless service to the nation.

We salute to all police force🙏ðŸÂÂÂÂÂŒ¹ðŸ™

— vijay sinha (@vijayv2) April 24, 2020

One user said, "God bless our corona warriors. Grateful for their selfless and much needed services," while another user said, "A big salute to true warriors. Let's always respect and support them." We can never pay back to these #CoronaWarriors No Words! 

We can never pay back to these #CoronaWarriors
No Words!https://t.co/wPvHvUMM3J

— पशà¥Âयनà¥Âतà¥Â€ शà¥Âà¤Â•à¥Âला 🇮🇳Pushyanti S (@pashyantii) April 24, 2020

India has been under lockdown since March 25 and the frontline workers, including the health workers and the police have risked their lives to serve the nation

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At least 100 people from the city will soon be on their way to Bhopal, to campaign against Bharatiya Janata Party (BJP) candidate Sadhvi Pragya Singh Thakur. Pragya had recently courted controversy with her statements on former Anti-Terrorism Squad (ATS) Chief Hemant Karkare and the demolition of the Babri Masjid. She had claimed to have 'cursed' Karkare, which is why she claimed he was killed by terrorists in the 26/11 terror attacks on Mumbai.

The Election Commission (EC) has directed the police to file an FIR against Pragya for her remark that she was "proud" of her participation in the demolition of the Babri Masjid at Ayodhya in 1992.

On Wednesday, Mulnivasi Muslim Manch President Anjum Inamdar, former Justice B G Kolse Patil, former IPS officer Suresh Khopade and others came together to form a team of the people who will head to Bhopal next week, along with those were injured and kin of those who died in the Malegaon blast, in which Pragya is an accused. She is out on bail.

'An anti-social element'

Khopade said, "We live in a democracy and want our representative to respect our parliament and work for society. But it seems that Pragya is an anti-social element. We will campaign against her and the BJP for shielding and encouraging such destructive people to breach the peace in society." Their week-long campaign will involve going door-to-door and handing out pamphlets and telling people not to vote for Pragya. Bhopal goes to the polls on May 12.

Inamdar said, "Such people cause hatred between communities. We will make people aware of whom they are going to vote for, and tell them the consequences of that." Kolse Patil said, "Her statements speak about the way she is going to handle work. Why is no action being taken by this government against her when it usually files cases against such statements?"

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Pune: Weeks after getting Indian citizenship, around 25 Sindhis, who migrated from Pakistan years ago and made Pimpri-Chinchwad their home, had another reason to celebrate when they got an opportunity Monday to cast their votes for the first time. One of them, Rajendra Thakur, migrated to India from Pakistan 37 years ago.

Today, Thakur looked a happy man after voting for the first time in India. The 52-year-old is among nearly around 25 Sindhis from the Pimpri-Chinchwad area, that falls under the Maval Lok Sabha constituency, who voted for the first time. Those who exercised their franchise for the first are among the 45 Sindhis from the city who got permanent citizenship of India early last month.

"It has been over 37 years that I have been living in Pimpri-Chinchwad. All those years, except discussing politics, I could not take part in any democratic process such as election and could not cast my vote. "But today, for the first time, I voted," said an elated Thakur, who is into the business of supplying electrical items. He said several Sindhis have migrated to India from Pakistan over the years for a better future and all of them, including himself, had been living on long-term visas (LTVs) till they became Indian citizens after a prolonged wait.

These visas needed to be renewed after every two years and the process was very lengthy and tedious, he said. Thakur thanked Balasaheb Runwal of 'Mere Apne' Foundation and Pune district collector Naval Kishore Ram for helping in getting citizenship.

"It was Balasaheb Runwal of Mere Apne Foundation, who all those years fought for our cause. Credit also goes to Pune collector Naval Kishore Ram who expedited the process to issue citizenship certificates in March," said Thakur.

"I came to India in 1982 along with my sister when I was 15 as the situation back in Karachi was not good. "When we got the Indian citizenship certificates in March, we felt like winning a long-fought war and I can not express my happiness in words after casting my vote," he added.

Dr Vijay Bulani has a similar story to tell as he, too, was among the voters. "I am very happy that we got a chance to participate in the democratic process of our country," he said. Talking to PTI, district collector Ram said the applications of all these people were pending before him.

"I decided to look into the long-pending issue and expedited the entire process of issuing permanent citizenship certificates by bringing all authorities concerned together. "And in one go, all these people were issued their citizenship certificates," the bureaucrat said. He said while issuing the certificates, the district administration also got them to fill their voter registration forms and it is good that out of 45, 25 people could vote.

Runwal said these people had faced many hardships as they used to run from pillar to post to get their LTVs renewed. "So I decided to take up the issue through my organisation and followed it up with several authorities, including the Union home ministry. In all this process, BJP's Pune MP Anil Shirole helped me," he said.

Runwal said the district collector expedited the entire process to issue the certificates. "Now after these 45 people, there are more 200 applications from the city are in the pipeline and we are sure that all these people will get their permanent citizenship certificates soon," he added.

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Priyanka Chopra Jonas has worked with Rishi Kapoor in Agneepath and has experienced his charm first hand. She even visited him in New York when he was there for his treatment with his wife, Neetu Kapoor. Rishi Kapoor’s demise has been a great loss to the industry and Priyanka Chopra Jonas has written a beautiful piece remembering him and his great work for Time magazine.

In the piece, she said, “From his first leading role in 1973’s Bobby, he was the keeper of our hearts, ushering in a new era of romance in Hindi movies. His charisma was in his extraordinary smile, one that made his fans go weak in the knees. And when he danced, he made us all want to jump up and join him.”

“I had the privilege of working with him in Agneepath, in which he played a fierce, no-holds-barred character, someone to hate rather than love”.

Concluding her piece of work, she wrote, “To your beautiful family, Neetu Ma’am, Riddhima and Ranbir: the world grieves with you... I’m so grateful for having had the opportunity of knowing you personally as well—your candour, your laughter, your zest for life. That’s how I’ll always remember you.”

Also Read: After Rishi Kapoor’s demise, Ranbir Kapoor and Riddhima Kapoor have got Neetu Kapoor’s back

Gold has indeed proven itself as an effective hedge against any downside risk. It has seen a sharp rise in the price rally since the first case of Novel Coronavirus was reported in November 2019.

In the beginning of March, gold prices fell marginally, however it is on the upswing and has retained its level above Rs 40,000 per 10 grams.

Graph: Gold's rising uptrend

Gold started to ascend last year when the US and China trade talks began and escalated in trade war, followed by similar trade wars of the US with other nations.

These events have proved to be favourable for the momentum of the price of Gold. It played its role of a crucial hedge and store of value when other asset classes had witnessed high volatility and posted marginal returns.

Some of the other factors that have supported gold are...

• The outbreak of COVID-19 with no evident containment yet
• Economic uncertainty and fears of a virus-led global recession
• Global GDP growth revised downwards and for across regions
• Easy monetary policy action (of reduction in interest rates and stimulus packages) and an accommodative stance adopted by the central banks across the world to support growth
• A crash in the oil markets due to lack of demand and excess supply with storage problems
• A record-high global debt-to-GDP of nearly US$ 255 trillion (over 322% of global GDP) - 40 percentage points higher than at the onset of 2008 global financial crisis according to the Institute of International Finance (IIF), as the world is fighting the COVID-19 pandemic
• The US Presidential elections later this year, in November 2020
• Increased stock market volatility
• The potential risk to the inflation trajectory.

[Read: Coronavirus Has No Antidote. Your Bad Investments Could Have.]

Besides, the lockdown brought upon due to COVID-19 pandemic is going to hurt the economy for a couple of quarters badly which will amplify the credit risk. The economic activity will slow grind to full capacity, prompting furloughs and pay cuts, and job losses across sectors, which will affect the credit line as the number of defaulters will rise because cash strapping will be seen.

Recognising the risk stemming from the bottom hit economy, where the growth projections by the IMF are almost 1.9% due to the CoVID-19, the NPAs of banks and NBFCs are expected to increase.

[Read: How the COVID-19 Extended Lockdown Has Made Investments in 'Banking Funds' Very Risky]

Until the COVID-19 pandemic is contained and economic uncertainty prevails, the spotlight will continue to be on gold owing to the financial uncertainty it brings along. Even the IMF Global Financial Stability report highlights an increase in the level of risk among multiple global metrics and, therefore, the importance of owning gold in one's portfolio.

Hence, in my view, in the current situation consider allocating some portion of your investment portfolio to gold and its equivalents. This year buying gold in a physical form from your preferred jeweller or gold merchant may not be possible amidst the COVID-19 extended lockdown. But you can always consider Gold Exchange Traded Funds, Gold Saving Funds, Sovereign Gold Bonds, and/or Digital Gold, which are smart and unconventional ways of investing in gold.

Recently the Government of India, in consultation with the Reserve Bank of India, decided to issue Sovereign Gold Bonds. The Sovereign Gold Bonds will be issued in six tranches from April 2020 to September 2020 as per the calendar specified below:

Each of the tranche is offered for a limited subscription period, having a maturity tenure of 8 years and a lock-in period of 5 years

With an initial investment amount of Rs 20,000, resident individuals, Hindu Undivided Families (HUFs), Trusts, Universities and Charitable Institutions can subscribe to SGBs. The application can be also made by the guardian on behalf of the minor. One can purchase units from the secondary market as well.

The issue price of the SGB will be Rs 50 per gram less than the nominal value when applied online and the payment against the application is made through digital mode.

On maturity, the Gold Bonds shall be redeemed in Indian Rupees and the redemption price shall be based on a simple average of the closing price of gold of 999 purity of previous 3 business days from the date of repayment, published by the India Bullion and Jewellers Association Limited.

In order to encourage passive but direct gold investment, as an alternative to purchasing physical gold, Modi led Government sanctioned a Sovereign Gold Bond Scheme in November 2015. Under this scheme, investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by the Reserve Bank on behalf of Government of India.

With the Sovereign Gold Bond Scheme, the risks and costs of physical storage are eliminated. Plus, it is free from issues like the costs of making charges and purity, as in the case of gold in jewellery form. But these bonds are held in the books of the RBI, or in demat form to eliminate even the risk of loss of scrip, etc.

Sovereign Gold Bonds will generate market returns linked to the price of gold, so there may be a risk of capital loss if the market price of gold declines. Moreover, these bonds will provide interest income at the rate of 2.50 per cent (fixed rate) per annum on the amount of initial investment to investors and will be redeemable.

The minimum investment allowed is 1 gram, while the maximum buying limit is a subscription of 4 kg for individuals, 4 kg for Hindu Undivided Family (HUF), and 20 kg for trusts and similar entities notified by the government from time to time per fiscal year (April - March).

These bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL), and the authorised stock exchanges, either directly or through their agents.

Do note, that the interest on the bonds is taxed as per the provisions of the Income-tax Act, 1961. If you hold the SGB till maturity the capital gains tax on redemption of SGB is exempted. But if you sold the bond in the secondary market after three years, long term capital gains (LTCGs) tax is applicable and it will be taxed at 20 per cent with indexation. And if sold before three years, a short-term capital gains (STCGs) tax will be applicable according to the income tax slab.

What should the investors do?

Defeating the Coronavirus and surviving is everyone's core focus and having liquidity, those who have an adequate contingency fund are looking for investments.

Equity and debt markets are yet to see any signs of revival despite the stimulating relief measures provided to uplift the slowing of economy but investing in gold can prove to be worthy for your portfolio.

[Read: What Could Be the Potential Impact of a Lockdown on Your Mutual Fund Portfolio? Know Here...]

Even the bond prices were at all-time lows, which are inversely proportional to gold as well. In my view allocate at least 10-15% of your entire investment portfolio to gold and hold it with a long-term investment horizon.

Remember gold offers an effective hedge during global uncertainty and a shield against inflation. Most importantly in your portfolio, it serves as a diversifier.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Belgian tennis player Kirsten Flipkens was fined by police during a cycle ride recently. World No. 77 Kirsten unknowingly rode across the border, entering the Netherlands and paid the price for the violation. According to Dutch newspaper Het Laatste Nieuws, Kirsten had to pay the border police a fine of 250 euros.

"I had entered a route of 130km in my GPS [the system picks the route automatically] and then I saw that I found myself in The Netherlands [in Komoot] as it entered the shortest route back to Belgium. I saw them [police] from a distance of one kilometre and then immediately I was put aside like a criminal with sirens on the side. Really bad," a frustrated Kirsten wrote on Twitter, adding that another cyclist passing by told her, that he had received only a warning at the same crossing.

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Tennis ace Sania Mirza said that one needs to be more sensitive while coaching young female sportspersons. Speaking in the All India Tennis Association and the Sport Authority of Indias digital Coachs Education webinar on Wednesday, Sania said that coaches need to be sensitive of the hormonal changes that girls go through while working with them.

"My dad always tells me that to work with a woman tennis player is a lot trickier and a lot more mental because I do think that there are a lot of issues that girls go through, especially when they are adolescent," said Sania.

"There are so many changes that are happening, internally in your body and externally as well. You are trying to be the best tennis player that you can be while there are so many hormonal changes happening as well, and it happens throughout the life of a woman.

"You can be a little bit more sensitive to their needs and the way they are because a lot of the times they are just trying to discover who they are, while they are also trying to be a tennis player. It can be a pretty tough job."

33-year-old Sania made her comeback to tennis this year after giving birth to her first child. She won the Hobart International in January before playing an integral role in helping India seal a historic playoff spot in the Fed Cup.

"Just the way I have managed everything else, I could manage both tennis and motherhood. I am lucky enough to have enough help around me as well, that is a huge plus point for me. My mom and my sister have played a huge part in giving me as much help as possible," said Sania on being asked about how she is managing the twin-role of mother and professional tennis player.

"A lot of people questioned it even when I was trying to make that comeback, how did you find time to lose so much weight. There's so much that happens with your body after you give birth. You just have to, sort of, adapt, find a way to take out two hours from your day to work-out and try to find that balance. It's also good for your own sanity as well, to find time for yourself."

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"Game of Thrones" may return in 2019 but the winter is already here for the fans of the HBO epic fantasy drama who can now have a freezing experience in a new hotel that has opened in Finland, inspired by the show. The Leland Hotel SnowVillage transformed its annual ice hotel into a "Game of Thrones"-themed frozen resort in collaboration with HBO Nordic, according to Conde Nast Traveler.

The resort is complete with corridors and guest rooms lorded over by enormous hand-sculpted homages to the iconic White Walkers of mega-hit series. The hotel took barely one month to build with professional ice sculptors from Russia, Ukraine, Poland and Latvia working on it. The GOT admirers also have an option of sleeping under the stare of a White Walker or under the direwolf sigil, which belongs to House Stark.

The temperature inside the hotel hovers around 23 degrees Fahrenheit, which warrants full winter wear, but in comparison to outdoor temperature, around 10 degrees, it is pleasantly warm. A night stay at the digs cost around USD 200 and one can additionally pay 18 dollars to get a day pass for exploring the SnowVillage.

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The new BJP-led government in Tripura is keen to boost employment in the state by encouraging tourism around sick tea gardens and boost income of farmers by exporting an exquisite variety of pineapple to Dubai and Hong Kong.

Officials said that hotels, motels, restaurant and lodges will be created near sick tea gardens to encourage tourists to visit and stay there.

"These tea gardens, which are not doing too well in terms of business, are located in serene environment and are surrounded by natural beauty. Once infrastructure is created, tourists are sure to visit these places. It will help create local employment besides helping tea gardens market their produce," an official said.

He said the state government is keen to make Tripura famous within and outside the country for "queen" pineapple.

The Tripura Queen pineapple got the GI tag in 2015.

Officials said that production of queen variety of pineapple, known for its pleasant aroma, sweet taste and golden yellow colour, has faced some constraints as producers do not get a very good price owing to their facing problems in export.

"We have now decided to tap international market for this pineapple variety and have identified Hong Kong and Dubai as prime destinations for export. We are sure that the queen variety will establish itself in the international market due to its sweetness and unique aroma," an official said.

He said that transport arrangements have already been put in place for export of the pineapples and the state government has set an ambitious target.

"The purpose is to ensure that the farmers get double the price of their product. Today they are getting about 15 per pineapple but if their product is sold in foreign countries, they would get double the price of their produce," the official said.

Tripura Chief Minister Biplab Deb told IANS over phone that his government has taken various measures to boost agriculture and tourism sectors.

"Tripura has immense potential in agriculture and the tourism sector but it was not utilised in 25 years of CPI-M rule. We will make Tripura a world class tourism destination and would ensure that the farmers of the state get proper dues for their produce," he said.

"We are taking various measures. We are focusing on branding of some of our special produce. We are talking to every stakeholder and also trying to get into foreign markets," he said.

Deb said the steps are in line with the NDA government's efforts to double the farmers income by 2022.

Officials said that productivity of pineapple in Tripura at 18.73 tonnes per hectare is higher than the national average of 15.80 tonnes.

They said that people know about Assam tea and Darjeeling tea but Tripura, despite having special variety of tea leaves, has not been able to earn a similar reputation.

Tripura has a history of tea plantations going back to 1916 but these suffered during the spells of insurgency in the state. Some tea gardens have also faced problems related to infrastructure, modernisation and management.

The officials said that decisions to boost employment through tourism and agriculture export is in line with the BJP's pre-poll promises.

The party had assured to establish Directorate of Tea Gardens for scientific development of tea and facilitate the socio-economic development of tea plantation workers.

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Ginni Mahi must have been in Std VIII or IX when she first became aware of the divisive nature of the caste system. A girl in her class had asked her which caste she belonged to and Mahi did not know what to say. The Mahis constitute nearly 40 per cent of the scheduled caste population of Jalandhar, her hometown. The 19-year-old grew up on stories about Dr BR Ambedkar, the founder of the Indian Constitution and the teachings of Guru Ravidas, who led the Bhakti movement in Punjab in the 15th century. Theirs is, as her father Rakesh Chandra Mahi calls it, an "Ambedkarite family". It's no surprise, therefore, that both Ambedkar and Guru Ravidas have become a mainstay in Mahi's songs, which, over the past year has catapulted her into a bestselling Punjabi rapper, even earning her the tag of a "Punjabi Dalit rapper".

Ginni Mahi

The tag, however, doesn't agree with Mahi. Even though in her videos the singer wears a definite rapper swag, be it in a leather jacket or a patiala suit, she says her genre cannot be called that. "It is definitely a fusion between Western beats and Punjabi style, but I am not sure if you can call it rap," says the singer who performed in Mumbai for the first time yesterday at a congregation of women speakers. Mahi, who did her first live show when she was 12, knew from a very early age that she wanted to do "something to fight inequality in society". "Since I could sing, I had all these dreams, of doing live and reality shows. I was very little but I was already shooting for the stars," she smiles. While she has brought in a unique style to talk of the life and times of Dr Ambedkar, she was sure that it would work, even though no one had tried it before. "We have a team of lyricists who work hard to figure what should go, and more importantly, what should be dropped from a song. Addressing sensitive subjects like inequality and untouchability is always tricky territory. There has been an overwhelming amount of support, and some negative feedback too. But if there is no criticism, there can be no improvement," says the singer who performed in Mumbai for the first time yesterday at 'We The Women', a congregation of women speakers.

Ginni with her father Rakesh Chandra Mahi

Even though this is her first visit to Mumbai, Mahi could barely make time to look around. "My second year finals are on, I have an exam on Monday," says the singer who is pursuing graduation in music, from HMV College in Jalandhar. "Studies are my priority, I want to do my masters, and then my dream is to do my PhD in music. A doctor heals people with his knowledge in medicine. I want to know music so well, that one day I am able to heal people with music," she says. In terms of her singing career, Bollywood, of course is the dream. "I want to be a playback singer here, much like my idols Lata Mangeshkar, Shreya Ghoshal and Sunidhi Chauhan."

A still from her hit song, Fan Baba Sahib Di

While Mahi's music wants to break the shackles of inequality, that she herself has earned the tag of a Dalit rapper is an irony she just might have to live with. "My message is humanity, to erase caste politics. No one, especially artists, should be bound by class or caste. Such a tag, even though it has earned me fame, beats the purpose. But then, that is how the world works, in labels. We have entwined ourselves in all kinds of borders that separate us from each other."

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Representational picture 

Did you know losing too much weight too fast can be harmful for your health? Losing weight is not always a euphoria moment, sometimes it can be bad for health. Thus, it is important is to understand the relationship between health and the correct body weight.

The market is flooded with options to lose weight - crash diets, supplements, pills etc. - all promising a rapid weight transformation. But are these quick fixes the right choice?

"Losing weight too fast means putting your health at risk. A slow and steady weight loss plan is always a good idea. This way you can lose the unwanted weight without any side effects. A lot of us get tempted with the lucrative promises of quick weight loss and end up harming our health drastically. This issue needs attention and a lot of emphasis should be put on this problem," said Dr. Pooja Chaudhary, wellness consultant, Healthians.

It is important to understand the concept of rapid weight loss. Losing weight around 0.45 kg-0.9 kg per week is a safe bet. But, losing more than that can be considered as rapid weight loss which can have an impact on the health.

The common ways by which people try to lose weight are:

1. Starvation Diets

2. Consumption of diet pills or supplements

3. Opting for very-low-calorie diets

4. Over-exercising

At the start of exercise plan or diet plan, people witness a sudden weight loss of 2-3 kg. This is actually the water weight. The initial sudden weight loss is normal. But after this initial loss, anything more than 0.45 kg-0.9 kg per week could brew trouble for you in the long run.

Here are various health problems, as suggested by Dr. Angeli Misra (Co- Founder of Lifeline Laboratory), that sudden weight loss can trigger.

Disturbing the Body's Equilibrium: Our bodies can adjust to the minor dietary changes and run smoothly but rapid and drastic changes can wreak havoc. Sudden weight loss causes electrolyte imbalance in the body. A sudden decrease in the food intake (by following crash diets) will lead to an unexpected reduction in the electrolytes level, particularly potassium and magnesium.

Heart Problems: Sudden weight loss can damage the blood vessels which further leads to fluctuations in heart rate, blood pressure, irregular heart rhythm, thus increases the risk of heart failure. Although exercises aid in weight loss, they are really dangerous for heart health.

Gallstones: The quick weight loss can cause the cholesterol in the liver to seep in the bile which can lead to the formation of stones. It is always wiser to lose weight slowly and follow a proper weight loss plan. Completely avoid those crash course diets and severe fasting as the greed of losing weight quickly can seriously affect our health.

Can indicate diseases like diabetes, cancer: If you are losing weight quickly without even trying, it can be an indication of serious diseases like cancer, diabetes, tuberculosis, celiac diseases, COPD, etc. Sudden and unexplained weight loss needs immediate and proper attention. It is extremely important to seek medical advice. Therefore, the key to a healthy weight -loss is maintaining a balance and losing weight slowly and steadily!¿ concluded Chaudhary.

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Mujahid Jameel With music director Vivek Prakash. Pics/Datta Kumbhar

As a child growing up in Kanpur's Chaman Ganj locality, poet Mujahid Jameel would often be a regular at kirtans organised by the area's bhajan mandalis. He'd sit in the front row, entranced by the sound of cymbals and bells, as the group sang songs in praise of Lord Krishna. Son of a clothes designer who worked at a mill, a young Jameel never saw  himself as an oddity at these events held in temple premises.

"I would tag along with my friends to nearby temples. At no point was I made to feel like I wasn't supposed to be there," says Jameel, now 85 years old. It helped to hail from a literary background — his father Nayab Dehlvi was also a poet and his grandfather Habib was a peer (Sufi spiritual guide) — which made straddling both worlds fairly easy. "My family never interfered with my religious leaning. When I look back, I think my small Kanpur neighbourhood was also quite liberal," he recalls.

Reviving a decade old song
It doesn't come as a surprise, then, that the octogenarian who now lives in Malad with his family, has written over 250 bhajans, apart from several other Urdu shai'rs. His latest single in Braj Bhāshā, a Hindi dialect from Mathura, titled Radha Rani Rooth Gayi, celebrates the delightful camaraderie between Krishna and Radha. An out-and-out bhajan, it released earlier this week on YouTube and is produced by music director Vivek Prakash and sung by Anoop Jalota and Roli Prakash. It's a piece he had penned 10 years ago on a whim. The book in which he had jotted it down was relegated to the shelf, until a chance encounter with music director Vivek Prakash at an event gave the song a second life. "We got talking about songs, and I mentioned this bhajan that I'd written a decade ago. When Prakash heard it, he felt there was potential in the lyrics," he says.

Mujahid Jameel

It was in 1953 that Jameel moved to Mumbai to become a poet. After much struggle, he landed a job with a leading music production company for which he wrote several songs. Of this, few were devotional. What catapulted him to fame was a Pankaj Udhas song, Chupke Chupke Woh Sakhiyon Se, which released in 1999, featuring a fresh-faced John Abraham and model Rajlaxmi Roy. "All this while I continued writing devotional songs in both Hindi and Urdu dedicated to Lord Krishna," he says. When we quiz him about his unusual fascination with bhajans, Jameel finds it both amusing and puzzling. "I was born in Uttar Pradesh which is home to some important places where Lord Krishna was born and spent a major part of his life. So, according to me, it's not strange to find a Muslim man who is inspired by Krishna," he remarks.

A call for goodness  
The love for bhajans also stems from his fixation with theology. He remembers the time in Kanpur when he would visit local libraries and devour religious texts. But for Jameel, his love for Krishna bhajans is more innate. "It comes naturally to me. There's a certain mystical charm that I see in him," he adds. Jameel usually has a pen and notebook at hand to jot down lyrics in moments of inspirations.

In all these years, Jameel has travelled to Mathura, Vrindavan, Barsana  and Dwarka — places linked to Lord Krishna's life. He has even trekked to the Vaishno Devi shrine in Jammu and driven to Swaminarayan Akshardham at Gandhinagar, Gujarat. "It's a magnificent temple. I felt so inspired while I sat there, that I ended up writing 108 bhajans," he says. Jameel says his fixation with Krishna doesn't make him any less Muslim. In  fact, he considers himself a humanist. "I am a proud Muslim but I believe all religions point towards a common universal truth. All I want to tell people through my shayari and bhajans is to be a good human being."

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Dr Shilpa Agrawal

In Poland, women on their period were once asked to refrain from having sexual intercourse for fear that they would inadvertently kill their partners. Italian women had to steer clear of all contact with water, while Bolivian women were taught to avoid cradling babies so they wouldn't make them sick. The superstitions surrounding menstrual health are many, as this 2017 study conducted by Clue, a menstrual cycle-tracking app, indicates. The opinions become that much more vociferous when it comes to exercising while on your period. Whether for sanitary or health considerations, women have often been advised to lie low and take it easy during that time of the month.

"For ages, women have been shamed into silence about their periods, which breeds misconceptions. Many also suffer from cramps, migraines, nausea and bloating during their period, and are concerned that working out could harm their health. The truth, however, is that smart exercise plans and correct nutrition can go a long way in promoting menstrual health," says Arpita Boyd, certified fitness trainer and specialist in pre- and post-natal fitness. "Regular exercise is beneficial for women, especially those suffering from polycystic ovarian syndrome (PCOS), a hormonal condition that affects up to 18 percent women around the world," says Dr Shilpa Agrawal, high-risk pregnancy and foetal medicine specialist at Jaslok Hospital and Research Centre. Regular exercise has been found to boost fertility, reduce insulin resistance, increase the body's metabolic rate and improve its composition, she says.

Munazza Habibulla

Fitness pros share tips on exercising during menstruation.

Swimming
"Women are often asked to refrain from swimming or water-related activities while on their period, ostensibly for sanitary reasons. However, swimming offers a number of benefits during those few days," says Munazza Habibulla of Swimming Matters. "The natural buoyancy of water prevents bleeding and also ensures that tampons stay in place," she elaborates.

Nisha Millet

Former Olympian Nisha Millet adds, "Competitive swimmers cannot afford to lose four days of training in a row. Women can safely enter the pool with a tampon — choose a size that works well for you — or a menstrual cup. Sanitary pads and panty liners, however, are strict no-nos." The only time when swimming should be avoided is when you are experiencing severe cramps, aches and pains.

Arpita Boyd

Weight training
The key to a successful weight training regimen during your cycle lies in understanding how your body reacts during the various phases, says Arpita Boyd. "The first 14 days are the follicular phase, during which women can achieve greater strength and produce more power. They are also likely to feel less pain and recover faster," she explains. The next fortnight is the luteal phase, during which your body's oestrogen and progesterone levels surge. Exercise may feel harder during this time due to bodily changes. To manage these, she recommends staying hydrated, avoiding foods rich in nitric oxide (spinach, beets, pomegranate), and increasing your protein intake. This, combined with the right stretches can ease symptoms and allow you to lift weights.

Sheetal Shah

Pilates
Sheetal Shah, founder of Core Pilates Studio, believes that the exercise form can greatly alleviate PMS symptoms such as bloating and cramping. "Pilates helps to stretch and open up the body, and also strengthens your deep abdominal muscles. Focusing on your breathing during these workouts can help alleviate tension in the body and promotes relaxation. Pilates also promotes the release of endorphins — the body's natural painkillers — which is another important reason why it works so well during your menstrual cycle," she says. Further, Pilates can help build lean long muscle and reduce the body's fat percentage, which normalises hormone levels and improves reproductive health, she adds.

Ishita Malaviya

Surfing
Ishita Malaviya is India's first female professional surfer and a big believer in not letting your periods get in your way of enjoying the surf. "I can surf just fine with a tampon, and always make sure to change frequently to prevent rashes and infections," she says. She claims to have never missed a day of surfing, even on the first day of her menstrual cycle.

Smiley Suri

Zumba
Zumba workouts offer many benefits to women on their cycle. Sucheta Pal, global brand ambassador for Zumba, shares, "The workouts focus on the hips and pelvic region, increasing core and trunk strength. Exercise also releases endorphins, which make regular workouts a must for women like me who suffer premenstrual hormone-induced mood swings." Pal often trains for several sessions at a stretch while on her period. "[According to gynaecologists] you lose only about four tbsp of blood during your entire cycle, which isn't that big a deal. You must learn to understand your body and modify your movements accordingly," she adds.

Sucheta Pal

Pole dancing
Pole dancer and trainer Smiley Suri found that pole fitness played a major role in managing her PCOS and thyroid condition, while also helping regularise her menstrual cycle. She recalls her instructor asking her to get on the pole on the first day of her cycle, even though she was experiencing cramps and felt bloated. "I was surprised at how much better I felt after the session," she admits. Although many instructors ask women to avoid inversions during their period, Suri believes that these can actually increase your flow and reduces cramps. She emphasises the importance of hygiene during this time.

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Indian cricketer Rohit Sharma recently had a candid chat with former Australian pacer Brett Lee about what he’s doing in order to keep himself busy during the lockdown on Star Sports’ show Cricket Connected. Rohit Sharma went on to address the issue of space in Mumbai on streets as well as houses. Rohit said, "I wish I had enough place to play indoor cricket, but unfortunately in Mumbai, the place is very secluded, and you have to stick to your apartment. We are not as lucky as you guys where you have your own backyard to play."

"In Mumbai, it’s very expensive to get your own house where you have your own backyard. I live in an apartment and I am lucky to have a little balcony where I can run around and do some activities that my trainer has given me. I am trying to follow whatever little I can. Hopefully, the gyms will open soon, and I can go there," Rohit added.

"But I am missing hitting the ball, that’s for sure. As you know, I like to hit big, so space is not enough. I just can’t wait to go out there and start hitting the ball."

Born and brought up in Mumbai, Rohit Sharma is also the captain for the IPL franchise Mumbai Indians and has won a record 4 IPL titles with the team.

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Feeling like a kid again, England batsman Jason Roy can't wait to get back on the cricket field but says it would make sense to postpone the T20 World Cup in October-November if teams don't get enough time to prepare for the mega event. All cricketing activities have come to a halt due to the COVID-19 pandemic and the future of T20 World Cup in Australia is also in doubt.

"If players aren't able to prepare in the right way and are not able to get over to Australia, then it makes sense to postpone it," Roy was quoted as saying by ESPNcricinfo. "But if it goes ahead, it's our job to play cricket - and if we're told we have three weeks to prepare to go and play in the World T20, all the boys will be putting the yards in to make sure we're ready for that.

"I think all the boys are on edge, waiting for the call saying, 'Right, we have a month turnaround or a six-week turnaround. Get in the nets and go hit some balls.' I think the boys will be as ready as they can be," said the 29-year-old opener. The England and Wales Cricket Board (ECB) too has suspended activities until July 1. While Roy is eager to be playing again, he said safety is paramount.

"I've got a huge amount of trust in the ECB. I think they will look into every single avenue of all the positives, all the negatives. So, I guess I would trust in what they say, probably have a chat with Morgs (Morgan) and see where his head's at and go with that. "I don't think I'll have too many questions, especially when it got to the stage of 'Right, we're going to play', because there'll be a lot of people in those meetings discussing whether it's the right thing to do or not."

Roy also has no issues in playing in front of empty stadiums. "I just want to play some cricket to be honest. I think for us to be able to go out there and play some cricket would be an incredible feeling. I feel like a kid again. "I guess we're governed by the government here, we don't really know what is going on or what the safety measures are. There's way bigger things out there. I'm more than happy to play behind closed doors, it would just be nice to get out there," he added.

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Do you need a little something to chase away your lockdown blues? A viral video of a dog has been making rounds on social media ‘turned into a helicopter’ while leaping through a four-feet-tall gate that has impressed millions online.

The video clip posted by Helen Laura Morrey on Instagram shows her Lurcher dog, named Maldwyn taking off like a helicopter while leaping through a gate with his tail spinning with excitement. As the video went viral, it has also been shared on other social media platforms too. The video was shot at Merthyr Mawr in the United Kingdom, when Morrey was out on a walk her three dogs.

Morrey wrote on her Instagram that, "Even during times like these I’m blessed to have lovely places on my doorstep to take these 3 out," while adding that Maldwyn "lost his mind and turned into a helicopter."

 

 

 

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A post shared by Helen Laura Morrey (@helenlauramorrey) onApr 4, 2020 at 11:36am PDT

Since the Lurcher’s long leap went viral, it has garnered 20,330 views and counting with many amusing comments from netizens! One user said, "Omg this video cracked me so much! That is one talented dog." Another user said, "This is just pure joy! Makes me laugh every time!!!" A user said, "Beautiful dogs, amazing jumping skills, crazy helicopter tail action, but what also makes this so great is the sound that you make... Wooaaa!!!"

What do you think about this video?

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In a viral video that left the internet in splits, a dog exposed the owner's fake handstand pose. The video that went viral on Facebook shows a woman pretending to do handstand by lying down and pressing her hands against the wall, while a man on a chair reading a newspaper is seen sitting besides her.

The nearly-perfect clip seemed convincing until the act was exposed when a dog made an appearance in the picture. At that point, the viewers realised that the man and the woman were simply lying on the floor and the handstand pose was created by tweaking the camera angle and successfully tricking people into believing that the pose was legitimate.

Paulinho Martins, who posted this video on Facebook on Tuesday, said in the captions, "Everything was going well, until the dog ruined everything." The video has received over 6.1 million views with more than 48,000 likes and was shared over 225,000 times.

Amid hilarious reactions, users commenting on the post said that they would love to try it out with their friends while one user commented, "Is that spiderdog?" Another user said, "It is not that bad to cheat, well done!" while one more comment read, "It is absolutely obvious, when he touched his glasses. Newspaper fell on him."

What do you think of the video?

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An exchange of texts between the YouTuber and a man whose car he hit has gone viral. YouTuber Casey Neistat had tweeted about leaving a note apologising to a man whose car he accidentally hit with his 17-year-old pick-up truck and what happened next was absolutely heart-warming.

Neistat, who stays in Los Angeles, wrote on Twitter, "I scratched a guys car this morning when parking my truck, total accident, small but noticeable scratch. I left the owner a note on the wiper and he texted me..."

The note Neistat left for the man read, "Hello, I scratched the hood of your car while parking mine. Please call/text so I can pay for the repairs. My sincere apologies for the trouble." The man texted him  on his contact number provided on the note and gave him a surprising reply. He asked Neistat to donate the money he had put aside for the repairs to the local food bank instead.

The reply read, "Hey, Thank you so much for the note. Please don’t worry about the scratch. Any money you have put towards my car feel free to donate to a local venice food bank. Have a great week!"

Neistat then donated 250 USD to the Los Angeles Regional Food Bank in the name of ‘Mr Scratched Car’. The heart-warming exchange between the YouTuber and the stranger garnered over 243,500 likes and was retweeted more than 20,900 times.

been complaining about LA a lot, lemme share why I love LA. I scratched a guys car this morning when parking my truck, total accident, small but noticeable scratch. I left the owner a note on the wiper and he texted me... pic.twitter.com/0x8HQkjGa2

— Casey Neistat (@Casey) April 20, 2020

The users commenting on the post narrated similar incidents and praised the interaction between them. Some also praised the man’s reply to the Neistat’s note.

10/10 human interaction, love this

— FaZe Banks (@Banks) April 20, 2020

What she didn't know what that I had already caused that damage weeks prior while trying to squeeze into a microscopic Seattle parking space (next to a concrete pillar).

I texted her back, told her that if she caused any damage, I couldn't tell, and not to worry about it. (2/2)

— AlexanderESmith (@AlexEdwardSmith) April 20, 2020

God bless Mr Scratched Car

— Boii🧢 (@MichaelYanchuck) April 20, 2020

donation made in the name of "mr scratched car"

casey you are a legend

— Luke Martin (@VentureCoinist) April 20, 2020

Still truly good people in this world.

— Lance Ulanoff (@LanceUlanoff) April 20, 2020

What do you think about the post?

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A clip of the Canadian Prime Minister Justin Trudeau addressing the nation from his home in Ottawa as a part of a press conference has gone viral. It shows him doing a hair flip after some strands of his mane fell in front of his eyes due to the wind that got netizens swooning over him!

The clip went viral on many social media platforms, but one posted by a Facebook user Jason Hanson is the one that is being shared the most. The user has edited the clip in which Trudeau stands in front of a microphone and added a melodious background tune at the portion where he looks at the camera and flips his hair with the back of his hand in slow motion.

The clip, posted on the social networking app on April 19 garnered more than 5.6 million views and over 135,000 likes. It was shared on Facebook more than 182,000 times. The users commenting on the post lauded the creativity of the user with tons of hilarious reactions.

One user said, "The fact that this isn’t staged and genuinely how he looks fixing his hair in slomo." Another user  called the prime minister "charming." A user said, "Who can criticize this kind of leadership?"

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Keeping calm and focused towards the task in hand is a recommended recipe for success. A journalist from US is being lauded for doing the same. News reporter Kirsten Welker was reporting a live event and remained unfazed even after dodging two light stands that fell near her becuase of strong windy conditions.

Welker wearing a mask was reporting live from Washington DC on a windy day when two tall lighting fixtures fell near her. However, she calmly dodged the falling stands and continued with her reporting, which has impressed netizens across the globe. Ever since the clip went viral, Welker is being hailed as a legend and received several appreciating comments for her commitment.

With many people sharing the clip, even Welker responded to comments she received in a witty manner. When a sports news website shared the clip saying, “First-round pocket presence”, here’s how she responded:

Put me in, coach!

cc: @Eagles https://t.co/OF3IaULCv2

— Kristen Welker (@kwelkernbc) April 22, 2020

The clip that has received more than 1.4 million views and over 23,600 likes on Twitter was retweeted more than 3,600 times. Users commenting on the video posted about how Welker handle the situation with presence of mind.

“If you can dodge a light stand you can dodge a ball”

— Robert Kurhajetz (@rkurhajetz) April 22, 2020

Legend!

— Jesse Jones (@JesseKIRO7) April 23, 2020

That looks like a scene from a supernatural thriller! Bravo Kristen!

— Roger Clark (@RogerClark41) April 22, 2020

Handled like a BOSS! Booyah!

— SRH (@Bijouxforu) April 23, 2020

She didn’t miss a beat. 👍🌟

— C Colcombe (@ColcombeL) April 22, 2020

pic.twitter.com/FYs4vXJVqV

— Watch Dog (@Usefulnotes_) April 22, 2020

What do you think about the video?

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Joining more than 1,000 others, Djemba Diatite stood for hours in line to feed her growing family, grateful for handouts of fruits, vegetables and soap. It was her first time accepting charity, but she had no choice. The pandemic has turned her small world upside down.

With open air markets closed, supermarket prices skyrocketing, an out-of-work husband, two children to feed and another on the way, Diatite said even tomatoes are now too expensive. "This is my only solution," she said.

Clichy-sous-Bois — where fiery nationwide riots started in 2005 — is just 23 km northeast of the French capital, but with its rows of housing projects, restless youth and residents teetering on the poverty line, it feels light years away.

The town mayor, seeing a looming crisis triggered by food shortages, sounded the alarm, and with scattered unrest simmering in impoverished suburbs, the French government announced a plan for urgent food assistance of 39 million euros for communities in need. "I feel the social crisis is growing with confinement," said Clichy-Sous-Bois Mayor Olivier Klein. The government will detail to parliament on Tuesday how it plans to pull the country out of the lockdown.

Boris to be back to work from Monday

British Prime Minister Boris Johnson will return to work at 10 Downing Street in London on Monday. The 55-year-old has been recuperating at his prime ministerial countryside retreat at Chequers since he was discharged on April 12 and had put UK Foreign Secretary Dominic Raab in charge as his deputy. Johnson is reportedly "raring to go" and will be back to an initially light work schedule from next week, starting with a meeting with UK Health Secretary Matt Hancock.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

New Zealand reported five new Coronavirus cases Monday as the nation got ready to ease the rules on a strict lockdown from midnight. Prime Minister Jacinda Ardern said there hasn't been widespread community transmission of the virus and the country has so far managed to avoid the worst scenarios for an outbreak.

She said it would continue to hunt down the last few cases. From midnight, certain businesses such as construction will be allowed to reopen, but social distancing rules will still apply. Ardern said the nation was opening up the economy, but not people's social lives.

S Korea to reopen schools
South Korea reported only 10 new cases, its 26th straight day below 100 as officials mulled reopening schools amid the slowing caseload. The figures released by the Korea Centers for Disease Control and Prevention on Monday brought the national totals to 10,738 cases and 243 deaths.

At least 1,044 infections have been linked to international arrivals, but such cases have also declined in recent weeks amid tightened border controls.

Prime Minster Chung Sye-kyun during a virus meeting Monday instructed education officials to prepare measures to ensure hygiene and enforce distance between students at schools so the government could announce a timeline for reopening schools no later than early May.

More US states to reopen
In the US, Colorado, Mississippi, Minnesota, Montana and Tennessee are also preparing to reopen economy, Reuters reported. Georgia, Oklahoma, Alaska and South Carolina had already started easing restrictions. "I would stay home if the government encouraged that, but they're not. They're saying, 'Hey, the best thing to do is go back to work, even though it might be risky,'" Royal Rose, 39, owner of a tattoo studio in Greeley, Colorado, told Reuters.

According to reports, the states have started easing lockdown without ensuring measures to trace the asymptomatic cases. Several health experts have warned that a hurry in easing lockdown may lead to a fresh wave of infections. Meanwhile, the White House said the jobless rate would be 16 per cent or higher this month. A record 26.5 million Americans have filed for unemployment since mid-March.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

[Source: Research & Innovation] A revolutionary approach to neuro-rehabilitation developed by EU-funded researchers could help intensive care patients to recover, including survivors of the COVID-19 pandemic.

[Source: Research & Innovation] EU-funded researchers have employed quantum physics to develop an optical microscope that opens up the potential to view the tiniest of objects - including many viruses - directly for the first time.

[Source: Research & Innovation] EU-funded researchers have developed an ultrasensitive test to rapidly, accurately and cost-effectively diagnose disease, underpinned by innovative biosensing technology that could help combat the COVID-19 pandemic, HIV and cancer.

The European Commission has asked the Netherlands to amend taxation rules that it says amount to obstacles to the cross-border transfer of pensions.

Indian share markets ended their trading session lower yesterday.

Benchmark indices edged lower tracking weak global cues as investors fretted over weak economic data and rising COVID-19 cases.

Barring energy stocks, all sectoral indices ended on a negative note with stocks in the power sector, telecom sector and consumer durables sector witnessing most of the selling pressure.

At the closing bell yesterday, the�BSE Sensex stood lower by 242 points and the�NSE Nifty�closed down by 72 points.

The SGX Nifty�was trading at 9,200, down by 53 points, at the time of writing.

The�BSE Mid Cap�index and the�BSE Small Cap�index ended their day down by 0.5% and 0.1%, respectively.

Speaking of the current stock market scenario, after a sharp rally in the past few weeks, the markets have turned volatile again.

You would be interested in knowing when the market will likely bottom out.

Vijay Bhambwani, editor of Weekly Cash Alerts, has the answer and he has recorded a video about it.

You can check the same here -�This is When the Stock Market Will Bottom Out

Also, our special report, How to Trade the Coronavirus Crash, is the most comprehensive report on how to trade the coronavirus, both from a short-term and long-term perspective. You can�claim your FREE copy here...

Top Stocks in Focus Today

From the pharma sector, Dr Reddy's Laboratories share price will be in focus as the company announced that the its NDA (new drug application) Elyxyb ((celecoxib oral solution 25 mg/mL) has been approved by the US Food and Drug Administration.

The drug is indicated for the acute treatment of migraine with or without aura in adults.

From the IT sector, HCL Technologies share price will also be in focus as the company reported a 22.8% year-on-year (YoY) rise in consolidated net profit at Rs 31.5 billion compared with Rs 25.7 billion in the same quarter last year.

Revenue for the quarter rose 16.3% YoY to Rs 185.9 billion from Rs 159.9 billion reported in the year-ago quarter. In dollar terms, revenue rose 11.7% YoY to US$ 2,543.40 million from US$ 2,277.80 million. On a sequential basis, dollar sales were flat. Sales growth in constant currency terms rose 13.5% YoY to US$ 2,584.60 million.

To know more about the company, you can read HCL Technologies' Q4FY20 result analysis on our website.

Market participants will also be tracking RBL Bank share price, Cyient share price and Gillette share price as these companies announced their March quarter results yesterday.

You can read our recently released Q4FY20 results of other companies here: Ambuja Cement,�IndusInd Bank,�Axis Bank,�Tech Mahindra,�HUL,�Reliance Industries,�Marico, Kansai Nerolac, NIIT Technologies, Persistent Systems.

GSK Sells Stake in HUL via Block Deal

From the FMCG sector, Hindustan Unilever (HUL) share price will be in focus as the UK-based Glaxo-SmithKline (GSK) offloaded its stake in HUL via block deals yesterday.

According to the term sheet, over 133 million shares are being offered in the range of Rs 1,850-1,950 to investors through a special block window. The deal will be valued roughly between Rs 246 billion to Rs 259 billion.

GSK and�Horlicks�are selling up to US$ 3.4 billion worth of HUL shares through what could be India's biggest secondary market block trades.

The British drug maker is looking to monetise about 5.7% of�HUL stock it had got after last year's merger of GSK Consumer Healthcare and HUL.

As per the scheme of amalgamation amongst GSK Consumer Healthcare and HUL, GlaxoSmithKline Pte had received 54.08 million shares of HUL, meanwhile Horlicks received 79.69 million shares.

Accordingly, parent company Unilever Plc and group companies' stake in HUL reduced to 61.9%, from 67.2% earlier after the issue of new shares.

Yes Bank Q4FY20 Results

Yes Bank reported better-than-expected March quarter (Q4FY20) results.

Yes Bank�posted a net profit of Rs 26.3 billion on the back of one-time gain attributed to an exceptional item of Rs 63 billion.

The bank has written-down additional tier-1 bonds as part of its planned reconstruction scheme, leading to a one-time gain of Rs 63 billion.

In the absence of the exceptional gain, the bank would have reported a net loss of Rs 36.7 billion.

The bank had reported a net loss of Rs 15.1 billion a year ago, while the same was Rs 185.6 billion in Q3FY20.

The bank's net interest income (NII) for the March quarter came in at Rs 12.7 billion, up 19.6% sequentially.

Net interest margin (NIM) for Q4FY20 came in at 1.9%, compared to 3.1% a year ago.

On the asset quality front, gross non-performing assets (NPA) fell 19% QoQ to Rs 328.8 billion, mostly on account of write-offs.

The bank's deposits plunged to Rs 1.05 lakh crore, down 54% YoY compared with Rs 2.27 lakh crore.

Meanwhile, Advances declined 29% YoY to Rs 1.7 lakh crore from Rs 2.4 lakh crore in the year-ago quarter.

For the financial year 2019-20 (FY20), the private lender posted a loss of Rs 164.2 billion, on a standalone basis, compared to net profit of Rs 17.2 billion in the previous year.

To know more, you can read Yes Bank's latest result analysis on our website.

Speaking of the banking sector, the low access to credit for micro small and medium enterprises (MSMEs) tells us there is a huge opportunity for lenders.

This is evident from the chart below:

India's Huge Lending Opportunity

Of the 60 million MSMEs in India, only 11% had access to credit from organised lenders. Most of them are self-financed or get credit from unorganised sources.

Here's what Tanushree Banerjee wrote about this in one of the editions of�The 5 Minute WrapUp...

• Self-financing limits the growth of these MSMEs. On the other hand, high interest rates from unorganised sources makes it difficult for them to earn profits.
  
  The Modi government is looking at various ways�to correct this problem. Mudra loans, online loans facilities are being made available to MSMEs.
  
  Slowly but surely, lenders are sensing the huge opportunity that lies ahead for this sector.
  
  Banks and other financial firms with prudent lending practices and strong distribution networks will benefit from this�megatrend.

Tanushree is counting on 7 top stocks from the Indian stock market that will benefit from this megatrend.

As per her, now is the right time to buy these stocks to profit from the�Rebirth of India.�You can read about them here.

And to know what's moving the Indian stock markets today, check out the most recent�share market updates here.

The BSE Sensex has surged 640 points to 32,083 (up 2.0%).

Among the top gainers in the BSE Sensex today are HUL (up 4.3%), BAJAJ FINANCE (up 3.3%) and TCS (up 3.0%). Other gainers include RELIANCE IND. (up 2.8%) and MARUTI SUZUKI (up 2.7%).

BAJAJ AUTO (down 2.7%) and NESTLE (down 1.0%) are among the top losers today.

In the meantime, the NSE Nifty Index is up 3,299 points to 9,377 (up 1.9%).

The top gainers in the NSE Nifty Index include include HINDALCO (up 4.5%), HUL (up 4.2%) and ZEE ENTERTAINMENT (up 3.7%). Other gainers include GAIL (up 3.6%) and MARUTI SUZUKI (up 2.6%).

Over the last one year, the BSE Sensex has moved up from Rs 38,277 to Rs 32,083, registering a gain of Rs -6,194 (up -16.2%)..

The top gainers among the BSE Sensex stocks during this same period were BHARTI AIRTEL (up 66.4%), NESTLE (up 63.6%) and HUL (up 22.6%).

Which stocks contributed the most to the BSE Sensex?

The biggest contributors to the gain in the Sensex today were HUL (86 points) and BAJAJ FINANCE (68 points).

Among the other contributors were TCS (57 points) and RELIANCE IND. (43 points).

What about the other broader BSE Indices?

The BSE 100 index has gained -2,133 points today and is now trading at 9,475 (down 18.4%). The top gainer here is AVENUE SUPERMARTS LTD (up 76.0%).

The BSE 500 on the other hand gained 2,818 points (up 1.7%), and is currently at 12,141.

Asian stock markets are higher today as Chinese and Hong Kong shares show gains. The Shanghai Composite is up 0.6% while the Hang Seng is up 0.9%. The Nikkei 225 is trading up by 1.8%. Wall Street's indices climbed on Thursday, with the Nasdaq erasing losses for 2020, following a clutch of upbeat earnings reports led by PayPal as investors looked past more weak jobs data caused by the coronavirus-induced economic downturn.

Trends on SGX Nifty indicated a positive opening for the index in India with a 91 points gain.

India share markets opened higher. The BSE Sensex is trading up by 542 points while the NSE Nifty is trading up by 158 points. The BSE Mid Cap index and BSE Small Cap index opened up by 0.9% and 0.6% respectively.

All sectoral indices are trading in green with metal stocks and banking stocks witnessing maximum buying interest.

Note that the�coronavirus impact�has shaken markets worldwide. For the�BSE Sensex, FY20 was the second worst year post FY08, the year of the global financial crisis.

Good Time to Start Investing Now?

Naturally, there is an atmosphere of fear all round.

Is it time to sell stocks now? Will the correction get worse?

History has shown that after years like the one we had just now, the next 3 years are good for the markets. In fact, these corrections are the rare times when you find businesses with solid fundamentals at reasonable valuations.

If you can�find good businesses�that can survive the current crisis, you will do well in the long run.

Moving on, the rupee is currently trading at 75.57 against the�US$.

Gold prices are currently trading up 1.7% at Rs 46,161.

Gold prices in India edged lower in yesterday's trade though it remained in a narrow range.

On MCX, June gold futures fell about Rs 30 to Rs 45,340 per 10 gram, extending losses to the third day.

Gold prices had fallen about Rs 426 per 10 gram in the previous session. Silver futures also gave up early gains and were down 0.1% to 41,803 per kg.

In global markets, gold prices edge higher today after a sharp fall in the previous session.

Spot gold climbed 0.3% to US$1,690.19 per ounce, after a 1% fall in the previous session. Despite bleak economic data, the dollar's strength is weighing on gold.

The US dollar today touched a more than one-week high against a basket of major currencies. Besides firmer dollar, some bullion refineries restarted have production, easing supply-side concerns.

Moving on to mutual funds sector. Investors pumped Rs 837.8 billion in equity-oriented mutual fund (MF) schemes in FY20, registering a decline of 25% from the Rs 1.11-trillion inflows in the preceding year.

However, this was the sixth successive year of net inflows in equity mutual funds, according to data by the Association of Mutual Funds in India.

The flows into equity funds in the last fiscal were lower than the flows in 2018-19 primarily because of the equity markets displaying volatility, which made some investors take a break from making fresh equity investments.

Net inflows in these funds were Rs 1.7 trillion in FY18, Rs 703.7 billion in FY17, Rs 740.2 billion in FY16, and Rs 710.3 billion in FY15. However, they had witnessed a net outflow of Rs 92.7 billion in FY14.

To know what's moving the Indian stock markets today, check out the most recent�share market updates here.

Indian share markets ended their trading session on a positive note today.

Benchmark indices edged higher, tracking overnight gains in the US market and positive Asian stock markets.

Further, talks of an economic stimulus for small businesses battered by the coronavirus outbreak improved sentiment.

Reportedly, the government may unveil fiscal stimulus amounting to 0.3% of the country's gross domestic product, focusing on small and medium sized businesses, real estate firms and banks.

At the closing bell, the�BSE Sensex�stood higher by 199 points (up 0.6%) and the�NSE Nifty�closed higher by 52 points (up 0.6%).

SGX Nifty�was trading at 9,260, up by 64 points, at the time of writing.

The BSE Mid Cap�index ended up by 0.1%, while the�BSE Small Cap�index ended the day down by 0.5%.

On the sectoral front, gains were seen in the energy sector and FMCG sector, while power stocks witnessed selling pressure.

Asian stock markets�finished on a strong note as of the most recent closing prices.

The�Hang Seng�was up 1% and the Nikkei was trading higher by 2.6%. The Shanghai Composite was up 0.8%.

European markets were trading on a positive note. The DAX was trading up by 0.8%, while the CAC 40 was trading up by 0.7%.

The rupee was trading at 75.55 to the US$ at the time of writing.

Gold prices�are currently trading up by 0.2% at Rs 46,274.

Speaking of the current stock market scenario, Indian stock markets have seen a stunning recovery over the last 5 weeks.

From its all-time high levels of 42,274 touched on January 20 this year, the Sensex crashed 39% to a multi-year low at 25,639 on March 23. Later, the index made a rapid recovery till April 30 as it added 4,250 points.

Thereafter, in just two sessions of this month, Sensex lost 7%.

Excluding this week's 7% fall, of all the rebounds after a 35%-40% fall in the market, the current one has been the biggest by a distance.

This is evident from the chart below:

Sensex: From Bear to Bull in 30 Days

While the Sensex has rebounded sharply, there are still many stocks out there that are trading at attractive valuations.

Co-head of research at�Equitymaster, Rahul Shah, believes this is a good time to get into stocks, even if you missed the rally because the market is fairly valued.

History has shown that after years like the one we had just now, the next 3 years are good for the markets. In fact, these corrections are the rare times when you find businesses with solid fundamentals at reasonable valuations.

If you can�find good businesses�that can survive the current crisis, you will do well in the long run.

Moving on, market participants were tracking�Shree Cement share price,�TCI Express share price, and�SBI Cards and Payment Services share price�as these companies announced their March quarter results (Q4FY20) today.

You can read our recently released Q4FY20 results of other companies here:�Ambuja Cement,�IndusInd Bank,�Axis Bank,�Tech Mahindra,�Reliance Industries,�Marico,�Kansai Nerolac,�NIIT Technologies,�Persistent Systems,�SKF India.

In news from the banking sector, RBL Bank share price was in focus today.

The private lender on Thursday reported a 54% decline in its March quarter net profit to�Rs 1,143 million on the back of higher provisions.

The bank's total provisions trebled on a year-on-year (YoY) basis and stood at�Rs 6.1 billion in Q4FY20. It holds�Rs 1,079.5 million of provisions in excess of what RBI has mandated for covid-19 related moratorium.

The lender logged a 37% YoY growth in its operating profit at Rs 7.7 billion compared to Rs 5.6 billion a year ago.

The bank's total revenue jumped 33% YoY to Rs 15.2 billion from Rs 11.5 billion reported in Q4FY19.

RBL Bank's net interest margin (NIM) stood at 4.93% in the March quarter. Its net interest income (NII) grew 38% YoY to�Rs 10.2 billion in Q4FY20.

The bank's deposits fell 1% to�Rs 578.1 billion in Q4FY20. Current and savings account (Casa) deposits grew 17% and 2% sequentially to�Rs 171.1 billion in the March quarter.

The private lender's advances increased 7% to�Rs 580.2 billion.

For the financial year 2019-20, the bank's total income stood at Rs 55.4 billion, up 39% YoY from Rs 39.8 billion, while its operating profit jumped 42% YoY to Rs 27.5 billion.

To know more, you can read RBL Bank's Q4FY20 result analysis on our website.

Moving on to news from the pharma sector, shares of Dr Reddy's Laboratories rallied 8% today to hit a 52-week high of Rs 4,132, after the company received the Establishment Inspection Report (EIR) from US health regulator for its manufacturing plant at Srikakulam.

In a regulatory filing, the company said it has received EIR from the US Food and Drug Administration (USFDA), for the Active Pharmaceutical Ingredients (API) manufacturing plant at Srikakulam, Andhra Pradesh (CTO VI).

The site was issued warning letter in November 2015 after the inspection in 2014, and was under "Official Action Indicated" classification till now.

Dr Reddy's Laboratories share price ended the day up by 3.8%.

In other news, Laurus Labs share price witnessed selling pressure today. Stock of the company�slipped 10% today after more than 30 million equity shares of the pharmaceutical company changed hands via multiple block deals.

As much as 19.1 million shares were traded on BSE, while on the National Stock Exchange (NSE), about 15.3 million shares changed hands.

Last week, the company had reported its consolidated net profit at Rs 1.1 billion, which more than doubled from Rs 430 million reported in the year-ago quarter.

The company's board also recommended for the sub-division of equity shares of the company from existing face value of Rs 10 each to face value of Rs 2 each, subject to regulatory approvals.

Speaking of the pharma sector, in December 2019, co-head of Research at�Equitymaster, Tanushree Banerjee had predicted that pharma could be the sector to see a�big rebound in 2020.

And rightly so, most�pharma companies�have re-emerged as the safer bets for investors in the ongoing market turmoil. Last month, the Indian rupee touched a new record low of Rs 76.92 against the US dollar. Most�pharma companies�generate their revenues through exports. Hence, a depreciating rupee is a positive development for them.

As per Tanushree, in a�post Covid-19 world, healthcare expenditures globally will see a big rejig.

Tanushree has her eyes on an exciting tech stock. The company in question is developing its medical division. It's focusing on telemedicine, which Tanushree believes will be a huge growth driver in a post Corona world.

Looking at the potential upside in the stock, over a period of five to ten years, Tanushree believes investors could become a�One Stock Crorepati.

To know what's moving the Indian stock markets today, check out the most recent�share market updates here.

Xiaomi's Mi 10 competes fiercely with premium-end flagships from the Android universe -- both in terms of hardware and design. Here's why it could end up being a winner.

Sensex, Nifty Live News Today: SBI Cards and Payment Services, Adani Gas, Shree Cement, Procter & Gamble Hygiene & Health Care, Reliance Power, Reliance Infrastructure, Reliance Home Finance, Reliance Capital among others will be reporting their March quarterly results today

Stock specific action was seen in index heavyweight Reliance Industries gained 3.43% to Rs 1,558 on BSE after PE firm Vista Equity Partners said it would invest Rs 11,367 crore into Jio Platforms at an equity value of Rs 4.91 lakh crore and an enterprise value of Rs 5.16 lakh crore.

The European Free Trade Association Surveillance Authority has approved a six-month extension of the current Norwegian special tax system for shipping under the area's state aid rules.

The Seychelles Revenue Commission has issued its final Public Ruling 2016-2 to provide clarity regarding the methodology used to calculate the additional special business tax deduction allowed for marketing and promotion expenditure.

Both cars come with eight-speed steptronic sport automatic transmission and a host of safety features like six airbags, attentiveness assistance, dynamic stability control, including dynamic traction control, anti-lock braking system and electric parking brake

The Inland Revenue Board of Malaysia has released new guidance on restrictions to the deductibility of interest expenses.

Scientists at Microsoft Corporation's lab in the UK have developed a prototype interactive touch-screen that can see and recognize one's hand movements and anything near its surface.

G7 countries are committed to working towards a consensus-based solution to the tax challenges of the digital economy, according to the final communique issued at the conclusion of the G7's summit in Charlevoix, Canada.

Cyprus's Tax Department has released details of a tax amnesty, which entered into force on July 3, 2017.