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Worried your bank will make you pay your delayed mortgage bills all at once? Here's what to do

Many homeowners struggling financially in the coronavirus pandemic worry mortgage servicers will require them to repay mortgage bills all at once.





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7 Best Mutual Funds to Buy With Your Stimulus Check




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Growing Kale in your garden

Growing Kale: Tips on How to grow kale in your garden Kale also known as borecole is a plant that belongs to the species Brassica Oleracea. Kale plant comes in green or purple leaves. Though it belongs to the same family of cabbage, Kale plant doesn’t form a head. Kale plant is very nutritious and […]




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Growing Swiss chard in your garden

Guide to growing Swiss chard with pictures and step by step explanation. Learn to grow swiss chard in the ground, container or in Hydroponics.




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Make your own pollinator for under INR 100

  Pollination and its importance Without pollination, you can’t have the fruits of your effort (pun intended as always ;-). Pollination is a process where the pollen from the male parts of the flower are transferred to female flower or female parts of the flower. This step has to happen for fruit set to happen. […]




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College Students Store Your Car Here for the Summer

Dallas Car Storage Wants to Help You




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A Revolutionary Way to Wash and Wax Your Motorcycle or Car in One Easy Step

RideClean is an all-in-one premium ultra polisher & sealer and it's made in the USA.




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Bring Home the Online Car Buying Service in UAE with Cashyourcaruae.com

Cashyourcaruae is an instant car buyer introduced in UAE. Service is absolutely commotion free and company buy cars of all makes and models and provides customers with an ideal deal in less than 30 minutes.




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CashYourCarUAE Launches New Branch in The Springs Souk

The new location offers extra convenience for customers to sell cars in Dubai.




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Metro Library's Digital Documents Collection: What You Need To Know About "Anytime, Anywhere" Access

The Metro Transportation Library has begun collecting, cataloging and providing access to “digital” documents via our online catalog. These important resources have been produced and disseminated in electronic format – rather than being released “on paper.”

Up until now, we had been providing access to plenty of digitized documents - those which were scanned to provide electronic portability for resource sharing.

Some of our print documents (books, reports, etc.) had digital versions published along with print copies, and we had linked to those in our online catalog. Other items that were published in print were scanned to create a PDF document, allowing them to be emailed or easily accessed in other ways. For example, our collection of historic L.A. transit plans offers numerous full-text digital documents.

In both cases, the digital documents supplemented the original print versions. They appear in our online catalog just as a book does, but with links to a URL that opens the PDF document for that title.

However, more and more information is being “born digital” -- published electronically, as opposed to in print format. Rather than printing these items out to add to our collection, we are cataloging the electronic version to conserve resources and provide better access and more options for our users.

We wanted to share with you some of the many benefits of growing our digital documents collection and why it is important to capture these “born digital” documents for posterity.

Digital documents do not take up valuable space. We save paper (and time, and ink) by not printing out electronic documents. We save additional resources by not binding, labeling and barcoding printed documents, as well as other physical processing. Cataloging the electronic version provides all the content directly to our users in a direct, cost-efficient manner.

Digital documents do not get lost or stolen. The Dorothy Peyton Gray Transportation Library & Archive has its own server space to host digital documents in our digital libraries. We have created organized directories to facilitate sharing resources in a timely manner. By storing the documents electronically on our own servers, they are easily located and safeguarded from disappearing from the collection. There are numerous ways books, reports and other print documents can disappear from a collection: theft, mis-shelving, loss, never returned after checkout, or sustaining damage that hinders their use. Electronic access does not pose these problems.

Digital documents can serve multiple users simultaneously. While there is something to be said for the experience of curling up in bed with a great book, that book can only be experienced by one person at a time. Libraries are embracing eBooks because they reduce or eliminate the wait time for popular titles.

Likewise, our digital documents collection will accommodate multiple users at the same time. For example, when lengthy environmental impact reports (EIRs) are released to the public for review and comment, we now provide the user with the ability to consume this information at the same time as others, as well as at the time and place of his or her choosing.

Digital documents are findable as well as searchable. These resources are located the same way as other material formats in our collection. Our users will find relevant digital documents when searching the online catalog, although we do not currently have the ability to limit search results to only digital documents.

However, once a digital document is found, the user can open the link to the PDF and execute a keyword search within the document for the information they want.

Users can quickly locate specific data or text with a few keystrokes from home or their mobile device, as opposed to making a request of the Metro Library, having staff search for and locate a print document, scanning or sending the document to the user, and the user then searching through it for the information they need.

Like online news stories that disappear all too quickly, some resources that should persist forever often go away before they can be accessed. References to them often last longer than the access provided by the producer, leading users to waste time trying to track down something that no longer exists.

Transit advocacy groups go by the wayside, organizations merge with others, while other entities change their Internet domain names -- all these scenarios cause users to waste time searching for vanished resources, or search for URL links to desired documents that cannot be found.

Creating a lasting home for these items and making them permanently accessible meets these challenges. By cataloging electronic resources that fit our collection profile, we not only provide access to them, but preserve them as well.

As one of the premier transportation research collections in the country, we want to grow our collection to remain responsive to Metro’s ambitious mobility agenda moving forward. We can achieve this without using up more physical space or many of the costs associated with print documents.

Finally, we are mindful that more and more users will be accessing our collection via mobile devices in the coming years. New smartphones, e-readers and iPads allow students, researchers, historians, and anyone interested in transportation information the ability to access us however they like.

These devices will continue to provide users with greater amounts of information, more quickly, and in more customizable fashion, where they want and need it. Our growing digital documents collection helps us prepare for these for 24/7 access needs: anytime, anywhere.




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Resources To Know: The MUTCD -- A Book In The News This Week You May Never Have Heard Of That Impacts You Every Day

A relatively obscure book is receiving its 15 minutes (or more) of fame this week, The Manual On Uniform Traffic Control Devices (MUTCD).

This set of federal standards for traffic signs, road surface markings, and signals is a primary resource to know about, so we wanted to take a closer look – especially since it is in the news right now.

New MUTCD standards announced recently require compliance over the next several years, depending on what type of changes are required.

For example, states, counties, cities and towns across America will need to increase the size of letters on street signs for roads with speed limits over 25 mph from 4 inches to 6 inches by January, 2012.

Street signs requiring new reflective lettering which is more visible at night must be installed by January, 2018.

These required changes will affect both large cities and small jurisdictions across the country. ABC News reported on some sample impacts this week:

“In Milwaukee, this will cost the cash-strapped city nearly $2 million, double the city’s entire annual for traffic control.
In Dinwiddie County, Virginia – with lots of roads but not many people – the cost comes to about $10 for every man, woman and child.”
So where did these regulations, which some may consider to be overly-bureaucratic, come from?

In the early 20th Century, roads were promoted and maintained by automobile clubs of private individuals. Each road and highway had its own type of signage, without regard for directional assistance or safety promotion.

By 1927, the American Association of State Highway Officials (AASHO - the predecessor to today's AASHTO) published the first standards, titled the Manual And Specifications For The Manufacture, Display, And Erection Of U.S. Standard Road Markers And Signs, a precursor to the MUTCD that is still in use today.

The first MUTCD was released in 1935, setting standards for both road signs and pavement markings. Since then, eight more editions have been published with numerous updates that include changes in usage as well as technological improvements over the years.

Some of these changes are particularly noteworthy. It wasn’t until 1971 that all center lines were to be painted in yellow (as opposed to white) and all highway signs were required to be in white on a green background.

The most recent edition (2009) weighs in at 864 pages, dictating required standards for everything from simple items like street names and route signs to more complex topics, such as how to designate Bicycle Lane Treatment At A Parking Lane Into A Right Turn Only Lane and Examples Of Light Rail Transit Vehicle Dynamic Envelope Markings For Mixed-Use Alignments.

Additions and revisions are recommended to the Federal Highway Administration (FHWA) by the National Committee on Uniform Traffic Control Devices (NCUTCD), a private, non-profit organization, which is made up of twenty-one sponsoring organizations comprised of transportation and engineering industry groups, safety-oriented organizations, and others such as the American Automobile Association.

This takes us back to this week’s controversy.

Federal standards promote safety and recognizable meanings, but when those standards are changed there will be ripple effects across local jurisdictions with limited resources to comply.

In places like Dinwiddie County, Virginia, citizens may argue that standards compliance could take funds away from education or public safety.

The Federal Highway Association says the new regulations, written under the Bush Administration, are designed to be easily read by America’s aging population. However, the FHWA announced this week a 45-day period for public comment on the new rules, “a step that could lead to easing on the guidelines,” according to ABC News.

U.S. Secretary of Transportation took matters a step further today, stating:

“I believe this regulation makes no sense. It does not property take into account the high costs that local governments would have to bear. States, cities, and towns should not be required to spend money that they don’t have to replace perfectly good traffic signs.”

LaHood tried to put a balanced spin on the controversy by summing up, "Safety is our priority, but so is good government."




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Shami, you need evenweave fabric to do Hardanger. ...

Shami, you need evenweave fabric to do Hardanger. It will not work on aida. 22 ct fabric is specially for Hardanger or any evenweave above 22 ct can be used




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Thank you. I have found the group on FB and asked...

Thank you. I have found the group on FB and asked to join. Now to find the pattern...




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That’s good. You can get the link to the pattern f...

That’s good. You can get the link to the pattern from the group.




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Thank you so much shami. I have used variegated an...

Thank you so much shami. I have used variegated and also mixed colours also




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Oh soo cute display. Your finishes always inspire ...

Oh soo cute display. Your finishes always inspire me to do something new.




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This is beautiful Nima. Looks great on your wall. ...

This is beautiful Nima. Looks great on your wall. Glad you are in a better time. Through it all God is with you.




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Your quilt is beautiful Nima. It looks so bright a...

Your quilt is beautiful Nima. It looks so bright and happy there on your wall. Even the B&W photo is very striking.




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I'm truly amazed by your quilt. It's so v...

I'm truly amazed by your quilt. It's so vibrant and modern but organic looking at the same time. Wow.




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This is quite a project to finish! And you did! ...

This is quite a project to finish! And you did! Impressive! Merry Christmas and the best to you in 2020!!!




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Wishing you and your family a lovely 2020 Nima!

Wishing you and your family a lovely 2020 Nima!




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How to Find Motivation In Your Day During Uncertainty


The following is a guest post about how to find motivation in your day during uncertainty from regular contributor, Kristin at The Gold Project.  Sometimes, life throws you a curve ball. Last month, I had all intention of sharing another budgeting post. The information was already flowing through my head too. I was excited about […]

If you're seeing How to Find Motivation In Your Day During Uncertainty anywhere other than on I'm an Organizing Junkie (or via my email list or a feed reader) it is being used by someone else without my permission. Please let me know, thank you!




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Starting Your Own Cryptocurrency Business Becomes Hassle-free with TimeBit

SMEs, startups, and entrepreneurs are responsible for a huge part of the GDP. As a result, many factors affect their stability. In such a vicious and terrible cycle, TimeBit offers a way of dealing without hurdles.




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Is it a Bottom or a Fake Rally Bounce? Learn to Analyze Your Stock Live with an Expert Bear Market Analyst by Martha Stokes CMT

Live Online Interactive Stock Analysis Training Wednesday, April 1st, 2020 at 4pm PDT (7pm EDT)




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Livestream Deep Learning World from your Home Office!

Livestream Deep Learning World Munich 2020 from the comfort and safety of your home on 11-12 May 2020.




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Fast Track Your Data Science Career

Earn a Master of Professional Studies in Data Analytics online through Penn State World Campus – and you can add in-demand skills to your wheelhouse while you continue to work.




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Find Your Perfect Fit: A Quick Guide for Job Roles in the Data World

Data related positions are considered the hottest in the job market during the last couple of years. While everyone wants to join the party and enter this fascinating field, it is essential to first get an understanding. In this quick guide, I’ll do my best to dispel the confusion by crystalizing the essence of the different positions.




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Optimize Response Time of your Machine Learning API In Production

This article demonstrates how building a smarter API serving Deep Learning models minimizes the response time.




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How use the Coronavirus crisis to kickstart your Data Science career

As the global economy dwindles, tech companies are hiring en masse. Now is the time to get yourself noticed as a Data Scientist and try to land your dream job.





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Is your trip to the Waste and Recycling Centre essential?

Gold Coast residents are being asked to refrain from visiting the City’s Waste and Recycling Centres (WRC’s) unless it’s absolutely essential.

Mayor Tom Tate said social distancing and extra safety measures had been put in place at all WRC’s in response to the Covid-19 crisis, but a number of issues had emerged.

“There are now increasingly long wait times due to only every second parking bay being available and sadly, we’re seeing an increase in aggression against staff,” he said.

“So we’re asking the community to save their trip to the WRC until this crisis is over.

“The Federal Government has asked all of us to stay home, restrict our travel and only go out when it’s absolutely necessary.

“If you’re at home doing a house or garden clean up - that’s great, but please, hold off on going to a WRC.

“For the safety of you, your family and those around you please follow community advice, respect social distancing measures in place and stay home where possible.”

Visit www.cityofgoldcoast.com.au/waste for alternative waste management options.

Feature video: 
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Why You Should Quit Smoking?

Smoking is one of the dangerous habits our society is addicted to. It breaks my heart to see people who have successfully quit smoking, return to it. Their excuse is usually as flimsy as unbearable work stress or mid-life crisis. Well, how does smoking help you combat those problems, I wonder? Allow me to offer compelling reasons on why you should quit smoking.

The post Why You Should Quit Smoking? appeared first on Perfect Skin Care for you.




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How is an Inactive Lifestyle causing your Health Problems?

Lack of exercise or any type of physical activity not only causes high blood pressure, cardiac arrests and diabetes but also leads to elevated levels of stress, anxiety, insomnia and depression and, in some cases, even early death. It also leads to loss of focus, lack of attention and concentration along with decreased levels of energy and feeling of lethargy. Incidentally, women and older adults are more prone to lead an inactive lifestyle compared to men.

The post How is an Inactive Lifestyle causing your Health Problems? appeared first on Perfect Skin Care for you.




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Opening Up Your Innovation

Henry Chesbrough, author of "Open Innovation: The New Imperative for Creating and Profiting from Technology."




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Your Leadership Legacy

Robert Galford, coauthor of "Your Leadership Legacy: Why Looking Toward the Future Will Make You a Better Leader Today."




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What Your Leader Expects of You

Larry Bossidy, former chairman and CEO of Honeywell and AlliedSignal.




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Unleash Your Hidden Assets

Chris Zook, partner at Bain & Company and author of "Unstoppable: Finding Hidden Assets to Renew the Core and Fuel Profitable Growth."




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Customize Your Career

Cathleen Benko, vice chairman and chief talent officer for Deloitte LLP and coauthor of "Mass Career Customization."




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Are You Making Things Too Complex?

Ron Ashkenas, managing partner of Robert H. Schaffer & Associates and author of the HBR article "Simplicity-Minded Management."




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Keep Your Ideas to Yourself

Marshall Goldsmith, executive coach.




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Are You Spending Your Time the Right Way?

Melissa Raffoni, president of Raffoni CEO Consulting.




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What Kind of Leader Will You Be?

Bill Taylor, cofounder of Fast Company magazine.




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How to Protect Your Job in a Recession

Diane Coutu, HBR senior editor and coauthor of the article "How to Protect Your Job in a Recession."




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Reinventing Your Business Model

Clay Christensen, Harvard Business School professor and coauthor of the HBR article "Reinventing Your Business Model."




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What Can Coaches Do for You?

Diane Coutu, HBR senior editor and coauthor of the article "What Can Coaches Do for You?"




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In a Recession, Provoke Your B2B Customers

Philip Lay and Todd Hewlin, managing directors at TCG Advisors and coauthors of the HBR article "In a Downturn, Provoke Your Customers."




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Use Failure to Grow Your Business

Rita McGrath, Columbia Business School professor and coauthor of "Discovery-Driven Growth."




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How to Be Strategic with Your Workforce

Dick Beatty, professor of human resource management at Rutgers University and coauthor of "The Differentiated Workforce."




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Innovation to Delight (and Surprise) Your Customers

Roberto Verganti, professor of management of innovation at Politecnico di Milano and author of "Design Driven Innovation."




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Boost Resilience, Decrease Stress, and Improve Your Performance

Stewart Friedman, Wharton School professor and author of "Total Leadership: Be a Better Leader, Have a Richer Life."