1. Budget 2025 : quatre questions sur la revalorisation des pensions de retraite prévue pour janvier  franceinfo
2. Retraites revalorisées : les réactions des retraités face aux revalorisations annoncées pour janvier et juillet 2025  franceinfo
3. Annonce contestée de Laurent Wauquiez sur les retraites : « L’épisode dit toute la fragilité de cette coalition voulue par Emmanuel Macron »  Le Monde
4. Retraite : voici de combien votre pension sera revalorisée en 2025, selon votre profil  Capital.fr
5. Revalorisation des retraites : quelle hausse à partir du 1er janvier 2025 ? Qui est concerné ?  Sud Ouest

Chancellor Rachel Reeves has said firms will have to absorb higher taxes through their profits.

THE Human Rights Commission of Malaysia (Suhakam) acknowledges the efforts of the government under Prime Minister Datuk Seri Anwar Ibrahim in presenting Budget 2025.

The initiatives aimed at equitable economic growth, fiscal responsibility and governance reforms are commendable.

While the budget reflects positive steps in Malaysia’s fiscal policy and development, it falls short in addressing critical human rights concerns, especially in areas affecting marginalised and vulnerable groups.

Suhakam welcomes the government’s focus on children, including incentives for special needs children and tax breaks for parents of children with autism.

Efforts to tackle child malnutrition in public housing and the increased allocation to agencies dealing with online safety, child pornography and cyberbullying are positive.

The strengthening of relevant laws to address scams and cybercrimes targeting children as well as the introduction of new legal frameworks represent a proactive step towards protecting children in the digital age.

Despite these improvements, Suhakam stresses that the budget lacks clear plans to safeguard the rights of migrant workers, refugees and stateless individuals. These communities continue to face exploitation, with limited access to healthcare, education and legal protection.

Stronger frameworks are needed to prevent human trafficking and exploitation, ensuring these groups can access justice and basic services, in line with Malaysia’s international obligations.

The budget mentions infrastructure projects for rural and indigenous communities but fails to address the protection of indigenous peoples’ land rights.

Their participation in decision-making on development projects remains limited, often resulting in displacement and loss of traditional lands.

Suhakam emphasises the importance of the principle of free, prior and informed consent in all development activities to preserve their rights and cultural heritage.

On gender equality, Budget 2025’s focus on gender-based violence remains inadequate.

The absence of specific allocations for strengthening legal frameworks and support services for victims is alarming.

Suhakam urges the government to prioritise protection for women, particularly in addressing domestic violence, sexual harassment and workplace discrimination.

Malaysia’s ageing population continues to grow, yet their specific needs remain largely unaddressed. Access to healthcare, social protection and protection from abuse are essential human rights that cannot be overlooked. Suhakam calls for a comprehensive national ageing policy that guarantees the dignity and rights of elderly citizens.

In addition, while poverty alleviation is a government focus, the budget lacks a human rights-based approach to economic and social rights.

Marginalised communities continue to struggle with inadequate housing, food security and fair wages. Suhakam stresses the need for legal protections that ensure equitable access to resources, affordable housing and decent work for all, especially low-income families.

Mental health services, especially post-pandemic, remain critically underfunded.

While economic recovery is emphasised, there is limited attention to community-based mental healthcare.

Additionally, the budget does not sufficiently address the rights and needs of persons with disabilities (PwD). The lack of focus on accessibility, inclusive education and employment opportunities is concerning.

Suhakam urges the government to align its policies with the United Nations Convention on the Rights of Persons with Disabilities, ensuring equal access to public services and economic opportunities for all PwD.

While institutional reforms are mentioned, Budget 2025 falls short in addressing access to justice for vulnerable groups.

Suhakam advocates for comprehensive legal reforms to ensure marginalised communities can access justice and hold perpetrators of human rights violations accountable.

On a positive note, Suhakam recognises the increased budget for the judiciary, the boost to the National Cyber Security Agency in tackling online safety issues, including for children, and the anticipated Online Safety Bill.

The increase in cash aid under Sumbangan Tunai Rahmah and the allocations for combatting child malnutrition in public housing areas are steps in the right direction.

Despite these initiatives, the minimum wage still does not reflect the actual cost of living, as evidenced by reports from Employees Provident Fund, Bank Negara Malaysia and Credit Counselling and Debt Management Agency.

Additionally, the Baitul Mahabbah programme continues with no expansion to cover all children below 18 years, nor an indication of family or community placement.

Suhakam acknowledges the government’s commitment to fiscal responsibility and governance reforms.

However, we urge the government to ensure that its economic growth strategies are inclusive.

A budget must address not only fiscal concerns but also the protection of fundamental rights for all.

Suhakam

Both leaders express concern over spread of coronavirus in country

For years my wife and I had to make due with trying to make Quicken work using a zero-based budget. While Quicken simply isn’t made for zero-based budgeting, we did find a cool hack that lets us keep track of our money in a way very similar to a zero-based budget. It’s kind of like […]

The post Zero-based budgeting with Quicken first appeared on Getting Finances Done.

To start off, if you haven’t viewed Emily’s screencast on using Quicken with your zero-based budget, you’ll want to do that first. You can receive a copy of the Working Budget excel file shown in the screencasts below by subscribing to my newsletter on the right. Step 1 – Set up your accounts If you […]

The post How To Create Your First Working Budget With Quicken And Excel first appeared on Getting Finances Done.

This video shows how to create your first working budget with excel. If you want to use pen and paper I would recommend printing out a blank copy of my Working Budget Excel spreadsheet. You can get a free copy by subscribing to my newsletter on the right. You could also create your own spreadsheet […]

The post How To Create Your First Working Budget With Excel Or Pen And Paper first appeared on Getting Finances Done.

In this article series of articles, I have recorded somewhat of a manifesto for using cash in your budget. You can listen to the whole thing in my podcast for week 4 of my 12 Weeks to Fiscal Fitness program, Using Cash In Your Budget. In week 3 I talked in considerable detail about how […]

The post Benefits of a Cash Budget – Part 1 first appeared on Getting Finances Done.

Be sure to check out part 1 about the benefits of a cash budget. In that article I explain how cash is the ultimate tool to help you control your spending and staying within your budget. In part 2, I explain how budgeting will help save you time in the budgeting process. How Cash Will […]

The post Benefits of a Cash Budget – Part 2 first appeared on Getting Finances Done.

1. You don’t have to use cash for everything. Here’s how to tell in which categories you should use cash. To reap the benefits of using cash in your budget, you don’t have to go exclusively to cash. Some may choose to go exclusive, but it’s not necessary. Instead, identify which categories will be most […]

The post 11 Guidelines For Using Cash In Your Budget first appeared on Getting Finances Done.

People have a big resistance to using cash in their budget. We’ve become so accustomed to using debit and credit cards that using cash is like a novelty. I wanted to address a couple of the concerns people have and why they don’t outweigh the huge benefits of using cash. Objection #1: It’s Inconvenient One […]

The post Two Common Objections To Using A Cash Budget first appeared on Getting Finances Done.

MASTERCHEF  “My dear friend Maryann sent me a flyer one morning telling me to apply to be on Fox’s TV competition MasterChef,” Lexy explains. “I loved to cook, and loved the show, but I never ever thought my two minutes of spontaneous boldness would lead to all of this. My time on that show was challenging. I was six weeks pregnant with my third child upon arriving in Los Angeles and morning sickness took full effect as soon as I stepped into that amazing kitchen. I was stressed every day,...

Charities need stability and clarity from next week’s announcement – more ambitious interventions can wait

Rachel Reeves, the Chancellor of the Exchequer, also announced an increase in employers’ National Insurance contributions and a huge rise in health spending

Proposals include plans to introduce tax relief sanctions for persistent non-compliance with filing obligations and reform of the donor benefit rules, documents show

The Chancellor Rachel Reeves has delivered her first Budget speech to the House of Commons. Lucinda Rouse rounds up the key aspects for the voluntary sector

Washington – Funding for OSHA’s whistleblower protection programs would receive a $4 million increase under President Barack Obama’s fiscal year 2015 budget proposal for the Department of Labor.

Washington — The White House is seeking a 17% funding increase for OSHA under the Department of Labor’s fiscal year 2024 budget request.

Washington – The Office of Management and Budget has concluded a review of a draft rule that would update OSHA's Process Safety Management Standard, and the safety agency has formally requested input from the public.

Washington – President Barack Obama should veto proposed funding legislation that would cut OSHA’s budget, 76 advocacy groups urged in an Aug. 5 letter.

Washington — OSHA’s budget will remain unchanged in fiscal year 2024, under new legislation signed into law March 23.

The post Record Federal Grants to States Keep Federal Share of State Budgets High was curated by information for practice.

BASW made a submission to the Treasury ahead of the budget on what we wanted the Chancellor to announce, which included more spending on social care, tackling poverty, and giving local authorities the long-term funding needed to deliver local services.

The post BASW reacts to UK Budget was curated by information for practice.

State set to gauge budget impact of virus

The pandemic hits the state budget; hospitals prepare to reopen for non-emergency procedures

Lawmakers ponder their next steps on the budget

The West has been cutting its funding for Ukraine. Next year loans remain doubtful. European heavyweights have announced a reduction in funding for Ukraine. France, which promised 3 billion euros in aid to Ukraine this year, has cut it by 1 billion, or by one-third. This is due to budget problems — budget deficit for 2024 may amount to about six percent of France's GDP, which is unacceptable according to EU rules. French Defense Minister Sebastien Lecornu clarified in an interview with Politico that he did not plan to request additional funds for Kyiv from parliament until the end of this year.

For the twenty-second straight year, Catawba County�s Budget Office has been recognized by its peers for producing a budget document which is easy to read and understand. The Office has won the 2010 Distinguished Budget Presentation Award from the Government Finance Officers Association. This award recognized the County�s fiscal year 2010-2011 budget.

Catawba County�s Budget Office has been recognized by its peers for producing a budget document which is easy to read and understand. The County Budget Office has won the 2011 Distinguished Budget Presentation Award from the Government Finance Officers Association (GFOA).

Budget Office wins national award, for producing budget document judged easy to read and understand, for 25th straight year

The largest annual global survey of environment, health and safety directors says that EHS budgets will increase by an average of 5.4% in 2018. This is according to a survey of 382 EHS directors by independent research firm Verdantix in 31 countries and 25 industries worldwide.

Scientist Dario Crosetto is currently in talks with the Italian government for the realization of two 3D-CBS devices capable of effective early cancer detection in the whole body with a two-minute, safe, low-cost test.

The tax accountants at Mew discuss what the 2024 tax changes mean to Canadian-Controlled Private Corporations (CCPCs).

Crawlpaw Pet Products, Inc. empowers pet owners worldwide with exceptional shopping experience and customer satisfaction with quality on a budget.

Democrats sneaking Amnesty for millions of illegals into reconciliation budget bill

Chevo expands long-term partnership with DHS ICE with the award of the this 5-year, $10M Task Order

Looking to save on your Orlando vacation (and who isnt?)! In the heart of Orlandos tourism district, International Drive offers accommodations, dining, attractions and shopping for every budget. And special deals are always available by searching this site.

Fisheye lenses were once a very popular type of lens. Used for everything from epic ’90s skateboarding videos to photographing sports stadiums. These days, though,...

The post 7Artisans 10mm f2.8 II brings low-budget fisheye to your full frame cameras appeared first on DIY Photography.

Clean landing page (built with Webflow) helping condo and co-op board members learn about and prepare their building budgets. Worth noting this is a perfect example of a targeted landing page providing value, within a bigger website. The larger service being Daisy, a modern property management company Full Review

Organizer: Government Finance Officers Association of British Columbia
Location: Vancouver

Emma Tonkin, UKOLN and Adam Hardy will consider that User testing is often considered to be prohibitively expensive, complicated and time-consuming; the good news is that at least two of these assumptions are wrong. This hands-on session demonstrates how to use scenario-based user testing to check out the usability of a small application. It concentrates on accessible and practical real-world techniques for user testing, analysing the results, and working out how to apply them - as quick fixes, long-term aims or feature requests.

The Chicago Transit Authority (CTA) today proposed a $2.16 billion operating budget that keeps fares at current levels, delivers more bus and rail service hours than provided in 2019, and fuels new and ongoing investments to either expand or modernize existing infrastructure, while also evolving current systems to meet modern transit riding needs.

See what a well-crafted budget can do to help a business owner manage cash flow, mitigate risk, and boost profitability. 

Florida Gov. Ron DeSantis, who dropped out of the presidential race early this year, has backtracked on accepting his state’s share of federal funding for the Home Electrification and Appliance Rebates program.

The Florida Legislature’s budget plan for the next fiscal year reinstates federal rebate money for high-efficiency home HVAC equipment and energy-saving upgrades. The governor’s office said he is reviewing the budget.

If you're tight on cash but want a really good monitor, this is the article for you. For putting together this buying guide we narrowed down our options to displays that give you the best experience for the lowest possible price.... [PCSTATS]

There have been a number of articles about the growth of ESL teaching in the Philippines like this, but some of what they are stating don't strike me as right. The Philippines does have potential and in the drive to reduce costs, it is clearly a place to watch out for.