aem Narrabri researcher Graeme Rapp By www.abc.net.au Published On :: Thu, 26 Sep 2019 06:33:00 +1000 Full Article ABC New England North West newengland Rural:All:All Australia:NSW:Narrabri 2390
aem Graeme Russell Lawrence standing trial charged with child sex offences By www.abc.net.au Published On :: Tue, 18 Jun 2019 17:24:00 +1000 A court has heard the most senior Australian Anglican clergyman to be charged with child sexual abuse used his power and influence to dissuade his alleged victim from disclosing the abuse. Full Article 1233 ABC Newcastle newcastle Community and Society:Religion and Beliefs:Anglicans Law Crime and Justice:All:All Law Crime and Justice:Courts and Trials:All Australia:NSW:Newcastle 2300
aem Former Newcastle Anglican Dean Graeme Lawrence took 'evasive approach' at sex assault trial, prosecutors say By www.abc.net.au Published On :: Tue, 02 Jul 2019 09:31:00 +1000 Former Anglican Dean of Newcastle Graeme Lawrence "avoided" answering questions when giving his evidence about allegations he sexually assaulted a teenager at his home in the early 1990s, a court has heard. Full Article 1233 ABC Newcastle newcastle Community and Society:Child Abuse:All Community and Society:Religion and Beliefs:Anglicans Law Crime and Justice:All:All Law Crime and Justice:Crime:All Law Crime and Justice:Sexual Offences:All Australia:NSW:Newcastle 2300
aem Trial of former Newcastle Anglican Dean Graeme Lawrence comes to a close By www.abc.net.au Published On :: Tue, 02 Jul 2019 17:12:00 +1000 The defence for former Anglican dean Graeme Lawrence has told a court the case against him has not been proven beyond a reasonable doubt. Full Article 1233 ABC Newcastle newcastle Community and Society:Child Abuse:All Law Crime and Justice:All:All Law Crime and Justice:Courts and Trials:All Law Crime and Justice:Crime:All Law Crime and Justice:Sexual Offences:All Australia:NSW:Newcastle 2300
aem Former Anglican Dean of Newcastle Graeme Lawrence convicted over sex assault of 15yo boy By www.abc.net.au Published On :: Fri, 26 Jul 2019 17:50:00 +1000 Former Dean of Newcastle Graeme Lawrence is convicted over the aggravated sexual assault of a 15-year-old boy, after a judge found his evidence was not credible. Full Article 1233 ABC Newcastle newcastle Law Crime and Justice:All:All Law Crime and Justice:Courts and Trials:All Law Crime and Justice:Sexual Offences:All Australia:NSW:All Australia:NSW:Newcastle 2300
aem Graeme Lawrence, the former Anglican Dean of Newcastle, jailed for eight years By www.abc.net.au Published On :: Thu, 17 Oct 2019 20:07:00 +1100 The former Anglican Dean of Newcastle Graeme Lawrence is sentenced to a maximum of eight years over the rape of a 15-year-old boy in 1991. Full Article 1233 ABC Newcastle newcastle Law Crime and Justice:All:All Law Crime and Justice:Courts and Trials:All Law Crime and Justice:Sexual Offences:All Australia:NSW:All Australia:NSW:Newcastle 2300
aem Alf Caputo, Bob Bongiorno and Graeme Wilmot By www.abc.net.au Published On :: Sat, 04 May 2019 09:20:00 +1000 Full Article ABC Eyre Peninsula and West Coast southeastsa eyre goldfields Business Economics and Finance:Industry:Tourism Lifestyle and Leisure:Travel and Tourism:All Lifestyle and Leisure:Travel and Tourism:Travel Health and Safety Rural:Rural Tourism:All Sport:Golf:All Australia:SA:Bordertown 5268 Australia:SA:Ceduna 5690 Australia:WA:Balladonia 6443 Australia:WA:Caiguna 6443 Australia:WA:Cocklebiddy 6443 Australia:WA:Fraser Range 6443 Australia:WA:Kalgoorlie 6430 Australia:WA:Kambalda 6442 Australia:WA:Norseman 6443
aem Death of Yallourn power station worker Graeme Edwards caused by equipment fault says Energy Australia By www.abc.net.au Published On :: Fri, 14 Jun 2019 20:05:00 +1000 Energy Australia finds a unit controller at the Yallourn power station, Graeme Edwards, 54, was doing nothing wrong when he was fatally injured performing a routine task in November last year. Full Article ABC Gippsland gippsland Business Economics and Finance:Industry:Electricity Energy and Utilities Business Economics and Finance:Industry:Mining Health:Occupational Health and Safety:All Australia:VIC:Yallourn North 3825
aem David Cross and Graeme Finger talk about the feeding demonstration in the Ord Valley By www.abc.net.au Published On :: Mon, 02 Oct 2017 06:22:00 +1100 Full Article ABC Local kimberley Rural:All:All Australia:WA:Kununurra 6743
aem Emily Tyaemaen Ford, 21 By www.abc.net.au Published On :: Fri, 11 Oct 2019 11:15:00 +1100 Full Article ABC Radio Darwin darwin Arts and Entertainment:Events:Carnivals and Festivals Arts and Entertainment:Popular Culture:All Community and Society:Careers:All Community and Society:Indigenous (Aboriginal and Torres Strait Islander):All Community and Society:Population and Demographics:All Community and Society:Youth:All Human Interest:All:All Human Interest:Offbeat:All Lifestyle and Leisure:Lifestyle:All Rural:Rural Youth:All Australia:NT:Darwin 0800
aem Graeme Jarrett Vickerstaff By www.abc.net.au Published On :: Wed, 11 Sep 2019 13:11:00 +1000 Full Article ABC Radio Canberra canberra Australia:ACT:All Australia:ACT:Canberra 2600 Australia:All:All
aem Third Canberra man Graeme Vickerstaff pleads guilty to manslaughter over Bobby Allan bashing By www.abc.net.au Published On :: Wed, 11 Sep 2019 15:54:00 +1000 All three men charged over a bashing that killed Canberra man Bobby Allan, who died after collapsing at a neighbour's door seeking help for his injuries, plead guilty to manslaughter. Full Article ABC Radio Canberra canberra Law Crime and Justice:All:All Law Crime and Justice:Crime:All Law Crime and Justice:Crime:Murder and Manslaughter Australia:ACT:All Australia:ACT:Canberra 2600
aem Boxer Troy Waters dies aged 53 after battle with leukaemia By www.abc.net.au Published On :: Fri, 18 May 2018 18:44:00 +1000 Legendary Australian boxer Troy Waters, a former junior middleweight world title boxing contender, dies at the age of 53 following a long battle with leukaemia. Full Article ABC Radio Central Coast centralcoast Sport:All:All Sport:Boxing:All Australia:NSW:Wamberal 2260
aem Maurice w Graeme By www.abc.net.au Published On :: Fri, 26 Jul 2019 19:02:00 +1000 Full Article ABC Central West NSW centralwest Australia:NSW:Bribbaree 2594
aem Remessas de brasileiros nos EUA caem até 90%, mas podem aliviar auge da crise no Brasil By www.bbc.com Published On :: Mon, 04 May 2020 07:50:57 GMT Como crise atingiu primeiro americanos, na opinião de analistas e operadores de empresas de remessas migrantes devem se recuperar financeiramente a tempo de socorrer familiares em suas cidades originais. Full Article
aem Trial of novel leukaemia drug is stopped for second time after two more deaths By feeds.bmj.com Published On :: Friday, November 25, 2016 - 10:46 Full Article
aem Thrombolysis in acute ischaemic stroke - time for a rethink? By feeds.bmj.com Published On :: Wed, 18 Mar 2015 16:39:30 +0000 In the US the licence, or marketing authorisation, for alteplase is limited to 0-3 hours after onset of stroke, but some other countries - including the UK and Australia - have extended the licence to 4.5 hours. In an analysis article on thebmj.com Brian Alper, vice president of evidence based medicine research and development at Dynamed, and... Full Article
aem Diatribe anatomico-physiologica de structura atque vita venarum a medicorum ordine Heidelbergensi praemio proposito ornata / autore Henrico Marx. By feedproxy.google.com Published On :: Carlsruhae : D.R. Marx, 1819. Full Article
aem Diseases of the veins, more especially of venosity, varicocele, haemorrhoids, and varicose veins, and their treatment by medicines / by J. Compton Burnett. By feedproxy.google.com Published On :: London : James Epps & Co., Limited, 1894. Full Article
aem Ein eigentumlich verlaufender Fall von Phthisis Pulmonum : Inaugural-Dissertation ... / vorgelegt von Carlos Kraemer. By feedproxy.google.com Published On :: Tubingen : H. Laupp, Jr, 1889. Full Article
aem Ernestus Godofredus Baldinger ... disputationem inauguralem ... Ioan. Conr. Stockar à Neuforn ... de usu cantharidum interno ... habendam annunciat. Praemittitur: historia mercurii et mercurialium medica, et nunc quidem eius pars III. By feedproxy.google.com Published On :: Goettingae : Litteris Ioann. Christ. Dieterich, Acad. Typogr, [1781] Full Article
aem Graeme Macpherson: Limited expectations and dreaming big key for fans of smaller clubs By www.heraldscotland.com Published On :: Sun, 03 May 2020 12:33:34 +0100 THE most important lesson in life is to always travel in hope rather than expectation. That way the almost inevitable disappointment that follows isn’t quite as crushing. A cheery thought for these troubled times. Full Article
aem Herald Diary at Large: Glasgow's exotic Ottoman Coffee House - and the Graeme Souness connection By www.heraldscotland.com Published On :: Sat, 22 Feb 2020 05:00:00 +0000 IT’S been an up and down sort of day for Imran Akhtar. And in a much too literal sense, as far as he’s concerned. First, he had to clamber on top of the roof of the Ottoman Coffee House on Glasgow’s Berkeley Street, to make sure the temporary tarpaulin was still in place and keeping out the wind, rain, hail and snow. (It’s been one of those typical Scottish afternoons, with the weather behaving like a plump maiden aunt’s two-layered chocolate box. In other words, way too many delights Full Article
aem Haemophilus influenzae Type b Disease and Vaccine Booster Dose Deferral, United States, 1998-2009 By pediatrics.aappublications.org Published On :: 2012-08-06T00:08:22-07:00 Since the introduction of effective vaccines in the United States, the incidence of invasive Haemophilus influenzae type b (Hib) disease in children aged <5 years has decreased by 99%. In 2007, in response to limited vaccine supply, Hib booster doses were deferred for 18 months.This review found no significant change in the incidence of invasive Hib disease in the United States during the booster dose deferral period, suggesting that booster dose deferral is a reasonable approach to Hib vaccine shortages in the short-term. (Read the full article) Full Article
aem Pharmacokinetic-Pharmacodynamic Characterization of Omadacycline Against Haemophilus influenzae Using a One-Compartment In Vitro Infection Model [Pharmacology] By aac.asm.org Published On :: 2020-04-13T08:15:30-07:00 Omadacycline is a novel aminomethylcycline with activity against Gram-positive and -negative organisms, including Haemophilus influenzae, which is one of the leading causes of community-acquired bacterial pneumonia (CABP). The evaluation of antimicrobial agents against H. influenzae using standard murine infection models is challenging due to the low pathogenicity of this species in mice. Therefore, 24-hour dose-ranging studies using a one-compartment in vitro infection model were undertaken with the goal of characterizing the magnitude of the ratio of the area under the concentration-time curve (AUC) to the MIC (AUC/MIC ratio) associated with efficacy for a panel of five clinical H. influenzae isolates. These five isolates, which had MIC values of 1 or 2 mg/L, were exposed to omadacycline total-drug epithelial lining fluid (ELF) concentration-time profiles based on those observed in healthy volunteers following intravenous omadacycline administration. Relationships between change in log10 colony forming units (CFU) from baseline at 24 hours and total-drug ELF AUC/MIC ratio for each isolate and the isolates pooled together were evaluated using Hill-type models and non-linear least squares regression. As evidenced by the high coefficient of determination (r2) of 0.88 to 0.98, total-drug ELF AUC/MIC ratio described the data well for each isolate and the isolates pooled together. The median total-drug ELF AUC/MIC ratio associated with net bacterial stasis and 1- and 2-log10 CFU/mL reductions from baseline at 24 hours was 6.91, 8.91, and 11.1, respectively. These data were useful to support the omadacycline dosing regimens selected for the treatment of patients with CABP, as well as susceptibility breakpoints for H. influenzae. Full Article
aem Tinc Virtual Private Network Daemon 1.0.36 By packetstormsecurity.com Published On :: Mon, 26 Aug 2019 16:04:57 GMT tinc is a Virtual Private Network (VPN) daemon that uses tunneling and encryption to create a secure private network between multiple hosts on the Internet. This tunneling allows VPN sites to share information with each other over the Internet without exposing any information. Full Article
aem Renewables To Account for All New Power in Australia through 2020, Says AEMO By feedproxy.google.com Published On :: 2013-12-17T13:02:00Z A new report from the Australian Energy Market Operator (AEMO) forecasts 100 percent of new power in Australia will be generated from renewable energy sources through 2020. Full Article Wind Power Baseload Solar
aem Generation and Evaluation of a Glaesserella (Haemophilus) parasuis Capsular Mutant [Bacterial Infections] By iai.asm.org Published On :: 2020-04-20T08:00:39-07:00 Glaesserella (Haemophilus) parasuis is a commensal bacterium of the upper respiratory tract in pigs and also the causative agent of Glässer’s disease, which causes significant morbidity and mortality in pigs worldwide. Isolates are characterized into 15 serovars by their capsular polysaccharide, which has shown a correlation with isolate pathogenicity. To investigate the role the capsule plays in G. parasuis virulence and host interaction, a capsule mutant of the serovar 5 strain HS069 was generated (HS069cap) through allelic exchange following natural transformation. HS069cap was unable to cause signs of systemic disease during a pig challenge study and had increased sensitivity to complement killing and phagocytosis by alveolar macrophages. Compared with the parent strain, HS069cap produced more robust biofilm and adhered equivalently to 3D4/31 cells; however, it was unable to persistently colonize the nasal cavity of inoculated pigs, with all pigs clearing HS069cap by 5 days postchallenge. Our results indicate the importance of the capsular polysaccharide to G. parasuis virulence as well as nasal colonization in pigs. Full Article
aem The effects of elevated temperature and PCO2 on the energetics and haemolymph pH homeostasis of juveniles of the European lobster, Homarus gammarus [RESEARCH ARTICLE] By jeb.biologists.org Published On :: 2020-04-16T04:02:51-07:00 Daniel P. Small, Piero Calosi, Samuel P. S. Rastrick, Lucy M. Turner, Stephen Widdicombe, and John I. Spicer Regulation of extracellular acid–base balance, while maintaining energy metabolism, is recognised as an important aspect when defining an organism's sensitivity to environmental changes. This study investigated the haemolymph buffering capacity and energy metabolism (oxygen consumption, haemolymph [l-lactate] and [protein]) in early benthic juveniles (carapace length <40 mm) of the European lobster, Homarus gammarus, exposed to elevated temperature and PCO2. At 13°C, H. gammarus juveniles were able to fully compensate for acid–base disturbances caused by the exposure to elevated seawater PCO2 at levels associated with ocean acidification and carbon dioxide capture and storage (CCS) leakage scenarios, via haemolymph [HCO3–] regulation. However, metabolic rate remained constant and food consumption decreased under elevated PCO2, indicating reduced energy availability. Juveniles at 17°C showed no ability to actively compensate haemolymph pH, resulting in decreased haemolymph pH particularly under CCS conditions. Early benthic juvenile lobsters at 17°C were not able to increase energy intake to offset increased energy demand and therefore appear to be unable to respond to acid–base disturbances due to increased PCO2 at elevated temperature. Analysis of haemolymph metabolites suggests that, even under control conditions, juveniles were energetically limited. They exhibited high haemolymph [l-lactate], indicating recourse to anaerobic metabolism. Low haemolymph [protein] was linked to minimal non-bicarbonate buffering and reduced oxygen transport capacity. We discuss these results in the context of potential impacts of ongoing ocean change and CCS leakage scenarios on the development of juvenile H. gammarus and future lobster populations and stocks. Full Article
aem Impact of temperature on bite force and bite endurance in the Leopard Iguana (Diplolaemus leopardinus) in the Andes Mountains [RESEARCH ARTICLE] By jeb.biologists.org Published On :: 2020-05-04T02:24:22-07:00 Nadia Vicenzi, Alejandro Laspiur, Paola L. Sassi, Ruben Massarelli, John Krenz, and Nora R. IbargüengoytiaIn ectotherms, temperature exerts a strong influence on the performance of physiological and ecological traits. One approach to understand the impact of rising temperatures on animals and their ability to cope with climate change is to quantify variation in thermal-sensitive traits. Here, we examined the thermal biology, the temperature dependence and the thermal plasticity of bite force (endurance and magnitude) in Diplolaemus leopardinus, an aggressive and territorial lizard, endemic to Mendoza province, Argentina. Our results indicated that this lizard behaves like a moderate thermoregulator which uses the rocks of its environment as the main heat source. Bite endurance was not influenced by head morphometry and body temperature, whereas bite force was influenced by head length and jaw length, and exhibited thermal dependence. Before thermal acclimation treatments, the maximum bite force for D. leopardinus occured at the lowest body temperature and fell sharply with increasing body temperature. After acclimation treatments, lizards acclimated at higher temperatures exhibited greater bite force. Bite force showed phenotypic plasticity, which reveals that leopard iguanas are able to maintain (and even improve) their bite force under a rising-temperature scenario. Full Article
aem 100-Year Old Haematologica Images: The Quarrel about the Origin of Platelets (I) By www.haematologica.org Published On :: 2020-05-01T00:05:41-07:00 Full Article
aem Antimicrobial Activity of Ceftolozane-Tazobactam and Comparators against Clinical Isolates of Haemophilus influenzae from the United States and Europe [Susceptibility] By aac.asm.org Published On :: 2020-04-21T08:01:09-07:00 Nine hundred Haemophilus influenzae clinical isolates from 83 U.S. and European medical centers were tested for susceptibility by reference broth microdilution methods against ceftolozane-tazobactam and comparators. Results were stratified by β-lactamase production and infection type. Overall, ceftolozane-tazobactam MIC50/90 values were 0.12/0.25 mg/liter, and 99.0% of isolates were inhibited at the susceptible breakpoint of ≤0.5 mg/liter; the highest MIC value was only 2 mg/liter. Our results support using ceftolozane-tazobactam to treat H. influenzae infections. Full Article
aem US 'haemorrhaging jobs on record scale' with 26m claiming benefits By www.standard.co.uk Published On :: 2020-04-23T08:36:00Z America's economic crisis deepened today as new figures revealed 26 million people have now claimed unemployment benefits since the country started going into lockdown. Full Article
aem Manchester United star Paul Pogba hits back at his critics: 'I didn't even know who Graeme Souness was' By www.standard.co.uk Published On :: 2020-04-14T07:01:36Z Manchester United midfielder Paul Pogba has hit back at one of his biggest critics in Graeme Souness, admitting he didn't even know who the Liverpool legend was. Full Article
aem Graeme Souness hits back at Paul Pogba as feud continues: 'Put your medals on the table!' By www.standard.co.uk Published On :: 2020-04-14T10:25:34Z Graeme Souness landed the latest blow in his feud with Manchester United star Paul Pogba as he declared: "Put your medals on the table!" Full Article
aem Graeme Souness vs Paul Pogba: Who wins the medals row between Manchester United star and Liverpool legend? By www.standard.co.uk Published On :: 2020-04-14T11:41:00Z Paul Pogba vs Graeme Souness is the feud that keeps on giving after the two exchanged barbs again on Tuesday. Full Article
aem Rio Ferdinand offers Paul Pogba advice on Manchester United transfer talk, Mino Raiola... and Graeme Souness By www.standard.co.uk Published On :: 2020-04-27T11:51:00Z Rio Ferdinand believes that Paul Pogba should be the one talking about his future at Manchester United - not his agent Mino Raiola. Full Article
aem Michael Robinson dead: Graeme Souness pays emotional tribute to 'big pal' loved across Europe By www.standard.co.uk Published On :: 2020-04-28T09:03:00Z Graeme Souness paid an emotional tribute to 'big pal' and Liverpool team-mate Michael Robinson following his death at the age of 61. Full Article
aem Family forced to rent $5,000-a-month Sydney apartment during boy's leukaemia treatment By www.abc.net.au Published On :: Wed, 23 Oct 2019 17:58:00 +1100 Chayse Gannon and his mother, forced to leave dad and baby brother behind, have changed accommodation around Sydney more than 12 times since he was diagnosed in February. Full Article ABC Radio Sydney southeastnsw sydney Community and Society:Charities and Community Organisations:All Community and Society:Family and Children:Family Community and Society:Regional:All Health:Child Health and Behaviour:Infant Health Health:Diseases and Disorders:Cancer Health:Diseases and Disorders:Leukaemia Health:Healthcare Facilities:All Health:Medical Procedures:All Human Interest:All:All Human Interest:People:All Australia:NSW:Bega 2550 Australia:NSW:Randwick 2031
aem Positive CHMP opinion for BMS and Acceleron's Reblozyl in transfusion-dependent anaemia sub-populations By www.pharmafile.com Published On :: Fri, 01 May 2020 11:32:10 +0000 Bristol Myers Squibb and Acceleron Pharma’s Reblozyl (luspatercept) has secured a positivr opinion from the European Medicines Agency’s Committee for Medicinal Products for Human Use (CHMP) for use in the treatment of transfusion-dependent anaemia in two adult patient populations. Full Article Acceleron Bristol-Myers Squibb EU Reblozyl Medical Communications Sales and Marketing
aem Rivaroxaban reduces ischaemic events in patients with PAD By feeds.nature.com Published On :: 2020-04-15 Full Article
aem High rate of durable remissions post autologous stem cell transplantation for core-binding factor acute myeloid leukaemia in second complete remission By feeds.nature.com Published On :: 2020-05-06 Full Article
aem Differentiation of transplanted haematopoietic stem cells tracked by single-cell transcriptomic analysis By feeds.nature.com Published On :: 2020-05-04 Full Article
aem Innovations in approaches to remove uraemic toxins By feeds.nature.com Published On :: 2020-05-07 Full Article
aem Mobile financial services are making headway in WAEMU By webfeeds.brookings.edu Published On :: Tue, 14 Jun 2016 11:49:00 -0400 Electronic money, or e-money, emerged in the countries of the West African Economic and Monetary Union (WAEMU) following the adoption, in 2006, of a Central Bank Instruction establishing a flexible regulatory framework aimed at encouraging e-money business. The activity expanded in 2009 with the involvement of telecommunications operators in the provision of mobile telephone-based financial services, which increased the number of users and the volume of transactions. A growing business At the end of September 2015, 22 million people, or nearly a quarter of the people in the union, subscribed to financial services via mobile phone. Approximately 30 percent of those subscribers carried out at least one transaction per 90-day period. Some 500 million transactions took place over the first nine months of 2015. The cumulative value of the transactions was 5 trillion CFA francs ($8.5 billion) by the end of September 2015, a growth of 142 percent from September 2014. Between September 2013 and September 2014, this value grew from CFA 1 trillion to CFA 2.068 trillion, an increase of 107 percent. The mobile phone financial services distribution network followed a similar upward trend, rising from 93,621 points of services in 2014 to more than 132,658 at the end of September 2015. Figure 1. Trends in the value of transactions The socioeconomic environment in the union goes a long way to explaining the success of mobile telephone payment services. Indeed, this method of providing money transfer or payment services is particularly well suited to people who lack access to the mainstream banking system, and also affords non-bank institutions the opportunity to offer users non-cash money against cash deposits, which can then be used for a variety of financial transactions. The growing involvement of telecommunications operators The market is increasingly dominated by partnerships between banks and telecommunications operators, which represented 25 of the 33 licensed or authorized e-money issuers at the end of December 2015. In the framework of this model, known as the bank model, the bank has responsibility for issuing the e-money. The other seven non-bank institutions, under the non-bank model, are authorized to issue electronic money as “Electronic Money Institutions” (EMIs) [1]. In WAEMU, e-money issuers are supported by a regulatory framework that was revised in 2015 to ensure increased security and quality of payment services backed by electronic money. Figure 2. E-money issuers in WAEMU Note: DFS denotes microfinance institutions. A revised regulatory framework With the expansion of mobile phone financial services and the growing involvement of telecommunications operators, the Central Bank has revised its regulatory framework with the aim of enhancing the security and quality of payment services backed by electronic money. The most salient improvements must focus on: Increasing issuer accountability by clarifying users’ roles in partnerships with technical service providers. With this goal in mind, the activities of technical service providers have been restricted to technical processing or the distribution of e-money under the responsibility of the issuer. In addition, issuers are responsible for the integrity, reliability, security, confidentiality, and traceability of all transactions carried out by all of their distributors; Stimulating competition through transparent pricing with an obligation for issuers to publish their rates; Specific requirements in terms of governance and internal and external audits for electronic money institutions, standards of integrity on the part of the management, professional secrecy and regular infrastructure audits; Increased protection for bearers of electronic money, including keeping funds in dedicated accounts, requiring a constant equivalence between the amount of e-money and the balances in the dedicated accounts, and mandatory creation of a mechanism to take in and deal with complaints by bearers of electronic money; Reinforcement of the supervisory mechanism by reducing deadlines for reporting on issuers’ activities to the Central Bank and adopting sanctions for violations of regulatory provisions. Provision of mobile-phone-based financial services Mobile-phone-based financial services provided in WAEMU include three categories of services, namely services involving the use of cash (banknotes and coins), e-money services, and so-called “second generation” services. The first type of service essentially involves deposits of cash or refilling of electronic wallets, as well as withdrawals. This type of service represents 24 percent of user transactions. Cash deposits predominate; they allow customers to provision their electronic money accounts. Seventy-six percent of the funds deposited into e-money accounts are used, above all, for purchases of telephone credit, payment of bills, person-to-person money transfers, and money transfers from individuals to businesses and from individuals to government agencies. The main payment services found in WAEMU pertain to payment of water or electricity bills, payment of satellite television subscriptions, and purchases of goods in supermarkets or fuel at service stations. Payments of taxes or income taxes to government agencies and payments of micro-loan installments are also made through mobile phone financial services, but are much less common. So-called “second generation” services, namely micro-insurance, micro-savings, and micro-credit, are currently emerging in WAEMU. Their development could be an opportunity to provide access to the banking system for the users of the services. Finally, interoperability is just beginning to be implemented based on bilateral agreements between stakeholders, particularly with a view to offering cross-border payment services between member states of the union. Challenges A review of the development of mobile phone financial services in WAEMU reveals some obstacles to the rapid development of this type of financial service within WAEMU. They include: a low number of active users, due to the high cost of the services; the fact that the services are not well known due to inadequate financial education; the low rate of digitization of government agencies’ payment systems; and insufficient partnerships between bank and non-bank issuers with a view to developing a more inclusive range of “second-generation” services. In collaboration with all stakeholders, the Central Bank has developed a financial inclusion strategy to continuously improve, access to and use of diverse, tailored and affordable financial services. The implementation of these actions as described in the Central Bank of West African States (BCEAO) financial inclusion strategy should support the challenges mentioned above. Read in French » [1] EMI: any legal entity, other than a bank, financial payment institution, or decentralized financial system, that is authorized to issue payment instruments in the form of electronic money and whose business activities are restricted to electronic money issuing and distribution. Authors Tiémoko Meyliet Koné Full Article
aem Paul Pogba on critic Graeme Souness: I don't even know him By www.mid-day.com Published On :: 15 Apr 2020 02:34:50 GMT Manchester United midfielder Paul Pogba is bemused as to why he remains a constant source of criticism despite missing most of the campaign through injury. The 27-year-old has been restricted to just eight appearances this season due to a persistent ankle injury. Former Liverpool captain and manager Graeme Souness has been one of the most outspoken critics of Pogba since he returned to United from Juventus for a then world record £89 million ($112 million) fee in 2016. However, Pogba claimed he did not even know who Souness was. "I didn't even know who he was, really," Pogba told the official Manchester United podcast. "I heard he was a great player and stuff like that. I know the face but (not) the name. "Like I said I'm not someone that watches a lot of (punditry), I watch a lot of football but I don't stay after the game to listen to what they say about why they did this, or why they did that. I like to focus on football." Souness - who won three European Cups, and five league titles as a player at Liverpool - responded to Pogba on Tuesday morning. "I'm happy with that. The oldest saying in football comes to mind: 'Put your medals on the table'. I've got a big table," the former Scottish international told Sky Sports. Pogba's return to Old Trafford has failed to match the expectations of his price tag despite winning the Europa League and League Cup in his first season under Jose Mourinho. A bitter fall out with Mourinho followed in the next two seasons before the Portuguese was sacked in December 2018. And after a brief hot streak when Ole Gunnar Solskjaer took charge, Pogba's time under the Norwegian has been beset by a lack of form and fitness. However, the French World Cup winner still believes the criticism he has received, particularly in his absence this season, is unjustified. "It's good to hear good stuff instead of bad stuff but when you play football, you know yourself. It's what your manager and team-mates want, the rest is just talk," added Pogba. "I guess they (the critics) miss me, I don't know? I'm not someone that looks always at Sky Sports News. "When you know football, you don't need someone to tell you what's happening. "One day maybe I will meet them and ask them because I really want to know, why?" Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates. Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever Full Article
aem South Africa will welcome Kolpak players: Graeme Smith By www.mid-day.com Published On :: 22 Apr 2020 07:45:46 GMT Former South Africa captain Graeme Smith on Tuesday said his country will welcome back former Kolpak players willing to be part of the domestic structure as he sees it as a possible way to provide more depth to the national team. Kolpak registrations, which give sportsmen from countries with associate trade agreements with the European Union the same rights as EU workers, are set to be terminated at end of 2020 following the UK's exit from the EU. Dozens of South African cricketers have signed lucrative contracts with county cricket sides over the years but this automatically disqualifies them from playing for the national team. "With Kolpak coming to an end, I guess the willingness is always to have our best players in the system. It is up to the players to come back into the system and to make decisions on their careers," Smith, who was recently appointed as Director of Cricket by his Board, said. "From our perspective, we want to encourage all our best players to play here domestically, and then give themselves the opportunity to be selected for the national side," he was quoted as saying in 'Sky Sports'. Kyle Abbott, Wayne Parnell, Rilee Roussow and Duanne Olivier are among the more prominent names to have taken Kolpak deals over the years, while Dane Paterson, who played two Tests against England in January, is the latest to do so. "We don't ever want to exclude players from being part of our system and we understand that the landscape of the world game is very different now to what it was," Smith said. "Open minds and how we look at these things is going to be key to how we keep our best players ¿ how we keep them motivated and in our game." Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates. Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever Full Article