Stick to asset allocation matrix, take regular profits and go for bottom fishing in select stocks/ MF schemes in these turbulent times

This is a real test for us as investors. Some of us are getting jittery because we are watching our overall returns deteriorating and some of us are thinking it is an opportunity to add more to our existing portfolio.

You may park a portion of your funds in a high-rated liquid fund while you wait for the current volatility in the markets to play out

Once tax liability is calculated, you may claim a deduction of TDS/ taxes paid on such rental income, to arrive at net tax demand due.

Group health insurance plus personal health insurance: Higher the number of family members, higher the insurance cover.

The regulations under the EPF will be amended to include “pandemic” as a reason to allow non-refundable advance of 75% of the accumulated amount or three months of the wages, whichever is lower, from their accounts.

Borrowers who opt for the moratorium on repayments will have to pay an additional interest charged on simple interest basis. Thus, those who have the capacity to repay should continue to make the payments regularly

When it comes to surviving financial crisis, focus on what you can control and you can do rather than on what you cannot control or what is not possible to do now

More units are bought when the market price of shares is low and lesser units are bought when the price is high.

A total of 80 lakh employees involved in four lakh establishments are likely to be benefitted, the finance ministry had earlier said.

Investors should continue to invest in small savings schemes as the interest rates are still higher than that of bank FDs. They should look at tax-free bonds and avoid company deposits.

This new standard health insurance policy available with every general and standalone health insurer takes care of basic health needs, and is a must for first-time buyers, especially in smaller towns

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.

The macroeconomic backdrop has become favourable for gold; aim for 10-15% of portfolio alloc-ation to the yellow metal

Anticipating a huge surge in demand, it came out with a new software for online receipt and settlement of claims and deployed the software on March 29.

According to the ministry of health and family welfare as on April 9, 2020, there are 5,218 active cases of novel coronavirus in India and there has been 169 deaths due to this pandemic.

The clarification came as the employees, in many cases, have donated a portion of their salaries the the fund through their employers.

Though there is an additional 15-day grace period due to the Covid-19 lockdown for renewal of insurance policies, pay the premium if you have the cash flow. And buy a health insurance plan if you don’t have one

The due dates for issuance of any notice, intimation, notification, approval or sanction order, has also been extended by a period of three months.

However, if someone wants to buy a comprehensive health cover, it would cost them Rs 8,000-11,000 for Rs 10 lakh sum insured.

Multi-asset funds of mutual funds can be a good option for asset allocation mix even as gold is a good diversifIer. Also, do keep emergency funds in debt funds & fixed deposits

Most companies are encouraging their existing customers to use digital channels as there has been a surge of such requirements from customers along with scarcity of service personnel at insurance offices.

As of February 29, 2020; equities outperformed gold over the trailing 10-, 15- and 20-years, delivering annualised 10.39%, 13.89% and 12.0% respectively compared with 8.16%, 12.59% and 11.49% respectively delivered by gold.

The EPFO’s decision to extend the due date for filing is expected to benefit about six lakh establishments, including four lakh establishments eligible under the Pradhan Mantri Garib Kalyan Yojana (PMGKY) package.

Equity investors can tilt portfolio allocation towards large-cap and multi-cap mutual funds.

Make sure that you have the contact information of your reporting manger and HR department in a diary or phone or a place where your spouse can access the same easily.

The due date for depositing statutory contributions, aggregating one-fourth of one employee’s monthly wages, towards provident fund, to be deposited by an employer, falls within the first 15 days of the next month.

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.

Debt schemes of mutual funds for long have been seen as low risk, but shuttering six schemes and leaving investors in a lurch will impact investor sentiment.

As credit risk funds may see redemption pressure because there are no takers for lower-rated paper, investors can opt for liquid and overnight funds.

There would also be a significant rise in disease-specific health plans as these are only for widespread infections as against normal hospitalisation in order to keep the cost of treatment low.

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.

Banks are offering Covid-19 personal loans only to existing borrowers and pension and salary account holders

The EPFO has already extended to May 15 the due date for depositing statutory contributions for the wage month of March, due by April 15.

The motor third-party obligation of each insurer should be linked to the number of vehicles insured instead of premium derived from this segment, says Irdai panel.

An emergency fund equal to 6-12 months of your monthly expenses is the financial equivalent of N95 masks. And check your health insurance plan.

Q4 Ebitda was in line with estimates; RIL on track to be debt free by end FY21, which could drive rerating; TP revised to Rs 1,618.

Trade unions are of the view that the retirement fund body should set a definite timeline for employers to deposit the money already deducted from employee’s monthly salary.

Reduce your debts, cut expenses and choose investment products prudently to build your retirement corpus.

Deccan Odyssey a luxury train in India, has embarked on its maiden journey in a completely new look on this Wednesday. The luxury train has been re-launched with renovated interiors, including a spa, gymnasium, library, lounge, beauty salon, business center, conference room, bar and...

Luxury train travel around the world is in revival mode with more and more tourists opting for this mode of travel. As opposed to cramped luxury of airliners, luxury trains offer that much needed respite, privacy and exclusivity that luxury travelers mostly seek. When it comes to luxury train...

Ather 450 is currently the fastest electric scooter in India. We have not considered the Avera Retrosa as it is currently available only in Andhra Pradesh. On the other hand, the Ather 450 is available in Bengaluru and Chennai and the company has aggressive expansion plans as it aims to be present in 30 Indian […]

MG Hector is the new kid on the block, but how does it match with Tata's Harrier and the reigning king of the compact SUV space the Hyundai Creta? We drive all three of these SUVs to decipher which of these you should sink your hard earned money into and have a happily ever after […]

Kia Motors is preparing to launch their first product for the Indian market, the Kia Seltos midsize SUV which is scheduled to be launched on August 22. Before the prices of the Kia Seltos are officially revealed, we got to sample the Seltos 1.4-litre turbocharged petrol motor with the 7-speed DCT automatic, in addition to […]

Bajaj has used it’s existing Pulsar 150 platform to create the smaller Pulsar 125 Neon. The design, cycle parts, features and even the engine (stroke has been shortened and swept volume reduced) is borrowed from the bigger bike. The result is a good looking bike for those on a budget. How is it to ride […]

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Ather 450X has been launched as the Bengaluru-based startup’s new flagship offering that will be available in 10 cities across India. The X in the name means quicker 0-40 & 0-60 km/h times, more features, and a bigger range as well. How different is it to ride though? Abhilasha Singh took the 450X for a […]

2020 TVS Apache RR 310 Track Ride Review: After some laps of the MMRT in Chennai, we’re convinced that the 2020 edition RR 310 has come forth with a new personality. Sure, the ride dynamics remain the same but it is now definitely more refined than ever before transforming the ride experience for the better. […]