Millions of people are facing pay cuts or less work, so how can you make your money go further?

Women who have overcome depression are running therapy sessions to help others

Most of us youngsters are the poster children for all of the woke world's "isms". So, it may appear that we are championing the cause of environmentalism. While this might be true to some extent, Preeti Patel has a different story to tell.

"The majority of our sustained volunteers are in their 40s and seldom do we have young people attending our workshops," laments Patel, a catering officer with the Mumbai Port Trust (MPT) who founded Urban Leaves in 2009, an initiative that seeks to create awareness on food safety-related issues.

Freshly plucked veggies

Twenty years ago, in order to recycle waste generated at the central kitchen of the MPT, which caters to the organisation's departmental canteens, Patel started a small garden on the cookhouse's rooftop. "When I saw it flourish into a beautiful forest, I thought of taking the initiative outside MPT and to those who wanted to learn," she recalls while speaking about an upcoming workshop titled Vegetable Diversity and Seed-Saving Techniques, which the group will host.

Patel and her team conduct talks and workshops in order to fuel their endeavour of acquainting the uninitiated with the myriad issues the country is facing in the agricultural sector. The loss of homegrown seeds and depletion of desi varieties of veggies, Patel tells us, is a primary concern, aggravated by the supremacy of MNCs. "A local seed reaps the best harvest, in terms of plant health. However, their circulation is less vis-a-vis the supply of genetically modified variants, which is what the government is trying to push into our food systems and the MNCs are controlling," she points out, explaining why seed saving is the need of the hour. "It is our wealth and the traditional knowledge of saving your own seeds can be empowering," she shares.

But what is seed saving? How to save a them? Which seeds to save and what is the best time to do so? These are questions that newbies are likely to struggle with. So, on Sunday, Patel is hoping to assist enthusiasts and encourage them to participate in community farming by having these questions answered. The workshop will be conducted by Deepika Kundaji who has worked in organic farming at the Pebble Garden, a farm in Auroville, for 30 years.

AT St Andrew's College, St Dominic Road, Bandra West
ON March 10, 9 am to 1.30 pm
LOG ON TO urbanleaves.org
COST Rs 1,200

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Chief Minister Uddhav Thackeray made it clear on Friday that lockdown relaxations would be considered only after assessing the situation over the next three days. He said the primary objective was to save the lives of people who are the real assets of the state and the country and their survival could only help us recover the losses in the future.

Speaking on Friday, which was the Maharashtra Day, Thackeray made an emotional appeal to people who are worried because of the lockdown-induced economic losses in terms of jobs and business activity. "We are brave people. Maharashtra doesn't lack anything in fighting against odds. It is true that our economy is stalled and difficulties have increased. But I say that the people are the real assets of the state and the country," he said adding that if the people who are like soldiers survived the health crisis, we should together be able to beat all odds.

"Relaxing lockdown in the red zone would not benefit the state. In fact, the red zone will have to follow restrictions more diligently. But we are trying to give some relief in the orange zone's unaffected clusters and in the green zone. This will be done in a phased manner," he said.

"Some people have questioned the need for a lockdown but I must say that it has definitely delayed the spread of the virus. It interrupted the circuit or chain. Imagine what would have happened had the lockdown not been enforced," he said.

The CM said stranded people would be sent home in an organised manner and advised against mass gatherings. "We are in talks with other states. We will coordinate the movement with home states of migrants and other stranded people here and there."

He said COVID-19 facilities in Mumbai were being increased on a war-footing. Domes and open grounds like MMRDA and Goregaon Exhibition Centre which share political history with the Shiv Sena have been prepared to house thousands of affected people. "In Mumbai alone, two lakh COVID-19 tests have been conducted," Thackeray said.

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On most mornings, Somaya Farooqi and four other teenage girls pile into her dad's car and head to a mechanic's workshop. They use back roads to skirt police checkpoints set up to enforce a lockdown in Herat, one of Afghanistan's hot spots of the pandemic.

The members of Afghanistan's prize-winning girls' robotics team say they're on a live-saving mission " to build a ventilator from used car parts and help their war-stricken country battle the virus.

"If we even save one life with our device, we will be proud," said Farooqi, 17. Afghanistan faces the pandemic nearly empty-handed.It has only 400 ventilators for a population of over 36.6 million. So far, it has reported just over 900 cases, including 30 deaths, but the actual number is suspected to be much higher since test kits are in short supply.

Farooqi and her team members, ages 14 to 17, are experimenting with two different designs, including an open-source blueprint from the Massachusetts Institute of Technology. The parts being used include the motor of a Toyota windshield wiper, batteries and sets of bag valve masks, or manual oxygen pumps. A group of mechanics helps them build the frame of a ventilator.

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"While countries do not necessarily need to tax savings more, there is a lot of room to improve the way countries tax savings," according to Pascal Saint-Amans, Director of the OECD Centre for Tax Policy and Administration.

On September 6, 2019, the Dutch Ministry of Finance announced proposals to reforms the tax rules for savings income.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

The taxation of personal savings and wealth varies widely, offering governments significant scope for tax reforms that simultaneously improve both the efficiency and fairness of their tax systems, according to two new OECD reports.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This event, co-organised by the OECD and the Korean authorities, explored policies and good practices for supporting long-term savings and investments through financial education and financial consumer protection.

Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation.

Riding the wave of technological innovation in finance, the robo-advice model has emerged as one potential solution to increase the accessibility and affordability of getting help to invest savings for retirement. OECD's Jessica Mosher looks at the potential benefits, risks and challenges.

25-26 April 2018, Tokyo - This event will bring together key stakeholders from the Asia Pacific region to discuss policy issues relevant to the sound development of insurance and private pensions markets.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This paper uses household level data from the German Socio-Economic Panel (GSOEP) over the period 1991 to 2008 to analyse the driving factors of movements in the German household savings rate.

Personal Savings in Taiwan increased to 1944200 TWD Million in 2018 from 1774100 TWD Million in 2017. Personal Savings in Taiwan averaged 895827.45 TWD Million from 1964 until 2018, reaching an all time high of 1944200 TWD Million in 2018 and a record low of 6900 TWD Million in 1964. In Taiwan, Households Savings correspond to the household income saved during a certain period of time. This page provides - Taiwan Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Personal Savings in India increased to 26099.21 INR Billion in 2016 from 25429.60 INR Billion in 2015. Personal Savings in India averaged 3811.44 INR Billion from 1951 until 2016, reaching an all time high of 26099.21 INR Billion in 2016 and a record low of 6.34 INR Billion in 1952. In India, Households Savings correspond to the total income saved by households during a certain period of time. This page provides - India Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Switzerland increased to 12.70 percent in 2018 from 12.50 percent in 2017. Personal Savings in Switzerland averaged 10.27 percent from 1990 until 2018, reaching an all time high of 13.90 percent in 2014 and a record low of 6.50 percent in 1992. In Switzerland, households' savings rate represents the fraction of disposable income that is not consumed by households and, as a consequence, is saved. This page provides - Switzerland Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in China decreased to 36.10 percent in 2016 from 37.10 percent in 2015. Personal Savings in China averaged 33.59 percent from 1992 until 2016, reaching an all time high of 39 percent in 2010 and a record low of 27.20 percent in 2002. In China, net household saving is defined as the subtraction of household consumption expenditure from household disposable income, plus the change in net equity of households in pension funds. Household saving is the main domestic source of funds to finance capital investment, a major impetus for long-term economic growth. This indicator is measured as a percentage of household disposable income. This page provides - China Deposits Interest Rates - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Thailand increased to 10.20 percent in 2016 from 9 percent in 2015. Personal Savings in Thailand averaged 9.75 percent from 1994 until 2016, reaching an all time high of 16.10 percent in 1999 and a record low of 5.50 percent in 2005. In Thailand, Personal Savings (Households Savings) correspond to the ratio of household income saved to household net disposable income during a certain period of time. This page provides - Thailand Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Luxembourg decreased to 21.41 percent in 2018 from 21.50 percent in 2017. Personal Savings in Luxembourg averaged 18.14 percent from 1995 until 2018, reaching an all time high of 21.50 percent in 2017 and a record low of 14.40 percent in 1999. This page provides - Luxembourg Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Cyprus decreased to 2.44 percent in 2018 from 3.67 percent in 2017. Personal Savings in Cyprus averaged 2.81 percent from 1995 until 2018, reaching an all time high of 10.58 percent in 2009 and a record low of -2.90 percent in 2014. This page provides - Cyprus Gross Household Saving Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Latvia increased to 6.34 percent in 2018 from 4.42 percent in 2017. Personal Savings in Latvia averaged -0.91 percent from 1995 until 2018, reaching an all time high of 13.28 percent in 2009 and a record low of -20.51 percent in 1995. This page provides - Latvia Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Hungary increased to 11.58 percent in 2018 from 11.38 percent in 2017. Personal Savings in Hungary averaged 11.84 percent from 1995 until 2018, reaching an all time high of 17.90 percent in 1995 and a record low of 6.73 percent in 2003. In Hungary, Households Savings correspond to the household income saved during a certain period of time. This page provides - Hungary Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Lithuania decreased to -1.23 percent in 2018 from 0.29 percent in 2017. Personal Savings in Lithuania averaged 2.93 percent from 1995 until 2018, reaching an all time high of 8.42 percent in 2010 and a record low of -4.06 percent in 2007. This page provides - Lithuania Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in South Korea increased to 35 percent in the third quarter of 2019 from 34.60 percent in the second quarter of 2019. Personal Savings in South Korea averaged 32.57 percent from 1970 until 2019, reaching an all time high of 42.70 percent in the first quarter of 1988 and a record low of 13.40 percent in the third quarter of 1971. In South Korea, Households Savings correspond to the income saved during a certain period of time. This page provides - South Korea Households Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Portugal increased to 6.20 percent in the third quarter of 2019 from 6.10 percent in the second quarter of 2019. Personal Savings in Portugal averaged 9.40 percent from 1999 until 2019, reaching an all time high of 13.90 percent in the third quarter of 2002 and a record low of 5.10 percent in the second quarter of 2008. In Portugal, the households saving rate measures the part of the disposable income which is not spent as final consumption expenditure, and it is calculated as the ratio between gross saving and disposable income (includes the adjustment for the change in pension entitlements). This page provides - Portugal Gross Household Saving Rate - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Belgium decreased to 12.30 percent in the third quarter of 2019 from 13.10 percent in the second quarter of 2019. Personal Savings in Belgium averaged 15.48 percent from 1999 until 2019, reaching an all time high of 20.10 percent in the first quarter of 2009 and a record low of 11.20 percent in the first quarter of 2018. In Belgium, Personal Savings (Households Savings) correspond to the ratio of household income saved to household net disposable income during a certain period of time. This page provides - Belgium Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.

Household Saving Rate in Poland decreased to 4.18 percent in the third quarter of 2019 from 4.33 percent in the second quarter of 2019. Personal Savings in Poland averaged 5.25 percent from 1999 until 2019, reaching an all time high of 21.82 percent in the fourth quarter of 1999 and a record low of -11.11 percent in the first quarter of 2012. This page provides - Poland Personal Savings - actual values, historical data, forecast, chart, statistics, economic calendar and news.