An apartment in Pomona that leases through the Housing for Health Program. (Matt Tinoco/LAist)

Matt Tinoco

Our California Dream collaboration is looking for solutions to some of California's most pressing problems, in this case, homelessness. An initiative in Los Angeles seeks to save taxpayer money by housing some of the most vulnerable residents — those who cycle from the street to the emergency room and back again.

The California Dream series is a statewide media collaboration of CALmatters, KPBS, KPCC, KQED and Capital Public Radio with support from the Corporation for Public Broadcasting and the James Irvine Foundation.

READ THE STORY AT LAist.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.

HVAC efficiency standards have changed in the U.S., creating an opportunity for Canadians dealers. Distributors and manufacturers in the Southeast and Southwest regions of the U.S. need to sell 13 SEER inventory by July 2016. Canadian dealers can purchase this equipment at significant savings.

Hi Ozbargainers,

I was watching in amazement as the TravelKon sim card deal clocked over 300+ votes, great deal and also indicative of the number of Ozbargainers thinking about taking off overseas in the next 3 months, so on this note being the ambulance chaser entrepreneur that I am, I thought - what a great time for a deal on Diarrhoea relief. I reached out to a new supplier and asked for a deal so I could offer an ATL on diarrhoea relief. Nova Pharma came good and after scouring the web I think I can say, this is by FAR the best price for this item delivered anywhere in Oz - At this price, why risk taking off without a box in your hand luggage.

The box says: "Lorrex acts to restore normal bowel function", and we all want that!

Item: 20x Lorrex Liquicaps, Loperamide Hydrochloride 2mg
Link: https://pharmacysavings.com.au/products/travel-essentials-tr…
Price: $3.99
Code: Not required
Exp: End July 2025
Delivery: FREE

I'm going to give a special shout out to a very Shorted dated product, but I know many of you don't mind buying short dated at the right price:

Item: 70x Fexit 180mg, Fexofenadine Hydrochloride
Price: $4.99
Delivery: FREE
Exp: End November 2024
Link: https://pharmacysavings.com.au/products/trust-fexit-180-fexo…

Ozbargains Favourites have again been restocked:

• 100x Hayfexo @ $19.99: https://www.ozbargain.com.au/node/776153
• 200x Cetirizne 200x Cetirizine @ $19.99: https://www.ozbargain.com.au/node/834351
• 200x Lorazol, Loratadine 10mg @ $19.99 https://www.ozbargain.com.au/node/837337 (RESTOCKED)
• 70x Cetirizine 10mg + 70x Loratadine 10mg + 48x Ibuprofen @ $17.99 https://www.ozbargain.com.au/node/873236
• 70x Trust Fexit 180mg + 70x Cetrine or 70x Lorazol @ $19.99: https://www.ozbargain.com.au/node/858658
• 192x Trust Ibuprofen 200mg, Coated Tablets @ $10.99 now $9.99 https://www.ozbargain.com.au/node/844425

These bulk deals are still powering along as well:
140x Cetirizine + 140x Loratadine + 140x Fexofenadine https://www.ozbargain.com.au/node/866620

You may have seen a Reddit post about how ChatGPT saved a person's life, but it turns out the original poster just asked ChatGPT to make something up.

The pharmaceutical industry is preparing for an accelerated pace of consolidation, with the number of mergers up 39 per cent since 2017¹. This year has already witnessed its first ‘super merger’ between two of the world’s largest pharmaceutical companies, Bristol-Myers and Celgene, valued at $74 billion.²

Flipkart के बिग बचत डेज़ Morphy Richards, Agaro के टॉप-रेटेड माइक्रोवेव और ओवन पर अविश्वसनीय बचत लाते हैं. किचन की विभिन्न आवश्यकताओं को पूरा करने वाले विश्वसनीय, हाई-परफॉरमेंस वाले मॉडलों पर भारी छूट का आनंद लें.

Are you a self-insured employer looking for ways to reduce healthcare spend? Join us for a webinar on December 11 in which HR executives will share their insights.

The post Where Can Self-Insured Employers Look to Find Healthcare Savings? appeared first on MedCity News.

Highlights: Maintaining your usual sleep schedule, even during daylight saving shifts, helps keep your circadia

The government is focussing on four “I”s infrastructure, investment, innovation and inclusivity to realise the goal set for 2047

WHAT IS IMPLIED IN EVANGELICAL FAITH:

1. It implies an intellectual perception of the things, facts, and truths believed. No one can believe that which he does not understand.
2. Evangelical faith implies the appropriation of the truths of the Gospel to ourselves. It implies an acceptance of Christ as our wisdom, righteousness, sanctification, and redemption. The soul that truly believes in Christ, believes that He tasted death for every man, and of course for it. It apprehends Christ as the Saviour of the world, as offered to all, and embraces and receives Him for itself. It appropriates His atonement, and His resurrection and His intercession, and His promises to itself. Christ is thus presented in the Gospel not only as the Saviour of the world, but also to the individual acceptance of men. He saves the world no further than He saves individuals. Evangelical faith implies a personal acceptance and appropriation of Christ to meet the necessities of the individual soul.
3. Faith is a state of committal to Christ, and of course it implies that the soul will be unreseveredly yielded up to Him, in all His relations to it, so far and so fast as these are apprehended by the intellect.
4. Evangelical faith implies an evangelical life. This would not be true if faith were merely an intellectual state or exercise. But since, as we have seen, faith is of the heart, since it consists in the committal of the will to Christ, it follows, by a law of necessity, that the life will correspond with faith. Let this be kept in perpetual remembrance.
5. Evangelical faith implies repentance towards God, that is, a turning from sin to God.
6. Evangelical faith implies a renunciation of self-righteousness. It is impossible for one to embrace Christ as the Saviour of the soul, any further than he renounces all hope or expectation of being saved by his own works, or righteousness.
7. Of course it implies peace of mind. In Christ the soul finds its full and present salvation. It has found its resting-place in Christ, and rests in profound peace under the shadow of the Almighty.
8. It implies hope, as soon as the believing soul considers what is conveyed by the Gospel, that is, a hope of eternal life in and through Christ.
9. It implies joy in God and in Christ. St. Peter speaks of joy as the unfailing accompaniment of faith, as resulting from it.
10. Present evangelical faith implies a state of present sinlessness [covered by the blood of Jesus (1 John 1:7)]. Observe: faith is the yielding and committal of the whole will, and of the whole being to Christ. This, and nothing short of this, is evangelical faith. But this comprehends and implies the whole of present, true obedience to Christ. This is the reason why faith is spoken of as the condition, and as it were, the only condition, of salvation. It really implies all virtue.

When contemplated as an attribute of love, it is only a branch of sanctification. When contemplated in the wider sense of universal conformity of will to the will of God, it is then synonymous with entire present sanctification. Contemplated in either light, its existence in the heart must be inconsistent with present sin there. Faith is an attitude of the will, and is wholly incompatible with present rebellion of will against Christ. This must be true, or what is faith? -- REVIVAL TRUTHS by Charles G. Finney

(PBS) -- This video report is from the Public Broadcasting Service in America. Related: Timeline of ISIS in IraqRelated: Attacks on Assyrians in Syria

Why did Willie Sutton rob banks? "Because that's where the money is."

Why does the government want to tax your IRA and ROTH retirement savings? Because that's where the money is.

When the income tax first went into effect in 1915, the top rate was a mere 7% and fell only on those making $500,000 a year or more -- that's $13.5 million in today's dollars. The vast majority of Americans paid the lowest 1% rate.

Today, the federal income tax ranges from 10%-37% and that's on top of all the FICA withholding. Today's top rate -- more than five times higher than it was in 1915 -- falls on those making about $500,000.

Which means top rate-payers are paying 5.5 more income tax on about one-thirtieth of the income.

The lowest rate-payers are paying 10 times more on about the same fraction -- and that still doesn't count FICA deductions, which hit the poorest the hardest.

The income tax was sold by early 20th Century progressives as a way to sock it to the rich, but progressives made sure it become a way to sock it to everybody.

You can bet your bottom dollar -- if Congress doesn't confiscate that, too -- that today's "Billionaire Income Tax" is tomorrow's "Tax Your Middle Class Retirement Accounts Before You Even Retire."

Our government is too big, too unaccountable, too incompetent, and entirely dedicated to growing its own power. Anything that can't go on forever, won't.

Owning your own company can be a dream from making your own hours and choosing your own staff, to even doing something you love. However, owning a small business can also be really exhausting, difficult, and time consuming. If you are still looking into self-employment, doing your research first will help. However, if you already own a small business, your next task might be determining how you can save time and money on that business. There are many easy ways for small business owners to save time, including choosing the appropriate staff, picking deadlines, and using programs that are designed to help business owners save time, like Zirtual assistant. Many of the tools that save time also save money, and Zirtual’s assistants are a great example of this. Read on to learn five ways you can save money for your small business, and hopefully, save some time too.

complete article

As Federal Reserve officials gathered to issue their monthly assessment of the world's largest economy, a new study lays bare the extent to which many small firms are pressed for cash.

complete article

The Tax Cuts and Jobs Act was signed into law by President Donald Trump on Dec. 22, 2017, and it is being put into action starting with the 2018 tax year.

On the personal side, the final bill cuts income tax rates in almost every tax bracket, doubles the standard deduction, eliminates personal exemptions, doubles the child tax credit, expands medical expense deductions, repeals the Obamacare tax and doubles the estate tax exemption.

On the business side of things, the tax bill lowers the corporate tax rate from 35 to 21 percent -- which is the lowest rate since 1939. For pass-through businesses -- which many small businesses are -- the standard deduction gets boosted to 20 percent.

complete article

Being a small business owner is expensive as it is -- every penny counts when entrepreneurs are living on razor-thin margins and fighting for market share. But owning and operating a small business is even more expensive when you pay more taxes than you owe.

In a survey personal finance expert Garrett Gunderson conducted of his small business-owner clients and wrote about for Forbes, approximately 93 percent of them had overpaid over the past dozen years. Now, nobody expects owners to be tax professionals -- you do have businesses to run, after all -- but it's important to know where you can save money in order to invest that money back into your business.

complete article

In order to stay in business, companies are starting to actively look for cheap travel savings' opportunities. They find that the slow economy has affected their way of doing business and they can no longer afford to give their employees the best travel options when they have to leave the office on business.

Many business use their corporate credit card accounts to achieve deep discounts on their corporate travel charges. Their travel departments have negotiated travel contracts with major airlines, that guarantee them consistent, low-cost airfare if they are their only airline provider. These cheap travel saving are modest airfare accommodations that do not offer many frills, but will get their employee where they need to be to negotiate contracts for new industry.

Many people try to allow room in their schedules to be flexible with the dates that they depart on their travel adventures. Cheap travel savings can be realized when travel sites require departure on a specific date, for a specific time, that must be accomplished by a specific date. Being specific can afford people to be flexible on their travel departure days, if that flexibility will give them deep discounts on their airfare.

People that travel for pleasure have learned quickly that it pays to travel with airlines that offer miles points for choosing their airline for travel. These cheap travel savings can quickly add up into free flights, or deeply discounted air flights to luxurious locations throughout the world. Other cheap travel savings have been provided to family members that may fly for half of the original fare, if their travel was booked at the same time as another family member.

Retired military get really cheap travel savings, when they use military aircraft as their mode of transportation. These travel benefits are part of their military retirement benefits, and there are flights leaving daily at many major military bases for points all around the world. This type of cheap travel savings is not without risks, however, because at any point in their travels, they may be bumped off the flight by a military member with an emergency to get to.

Some people use Internet auction sites to find cheap travel savings. There are online travel agents that list hundreds of different types of vacations for a very ridiculously low price, and the bidding can be quite challenging at times. Some of these travel offers can be bought straight out for a stated price, but there are thousands of other vacation packages where pricing can be controlled through a bidding process.

There are other cheap travel savings to be found, in air-fare war sales, that pit one airline against another in an effort to take a larger share of the available travel market at any given time of the year. The offers for cheap travel savings can sometimes give the business and personal traveler the option of flying from a specific airport location, or through a certain carrier that is featuring low prices for all of their flights.

These are just a few travel savings' tips that people use. Take care and happy travels.

It is easy being green! We've compiled a few tips to save power (and therefore money!) on your computer.

Save with MySavings - 1000s of free samples and coupons

Hilton.co.uk Hotel Discounts and Savings

20% savings on personalized business cards, address stamps and more

Multi-Packs - Big Savings on multi-user licenses

  The blossoms on your Easter lily are starting to fade, you look at the plant and wonder now what. You don’t need to toss the plant. It can be saved to rebloom again year...

Switching to daylight saving time affects everyone differently. Some barely notice the change, others experience a sort of jet lag. These tips can help you adjust.

It's not just you. Concert tickets have gone up -- a lot -- the last few years. Here are seven tips for saving money on them.

The Beats Solo 4 features enhanced sound quality, up to 40 hours of battery life, and seamless Apple device integration. These on-ear headphones combine style with premium audio performance in a striking Cloud Pink finish. Reasons to Buy What Makes It Stand Out The Solo 4 improves upon its predecessor with enhanced audio quality and stronger build […]

The Epson EcoTank ET-2800 features cartridge-free printing with supersized ink tanks and wireless connectivity. This all-in-one printer delivers exceptional value with up to two years of ink included in the box. Reasons to Buy What Makes It Stand Out The ET-2800 revolutionizes home printing with its refillable ink tank system. The included ink equivalent to about 90 […]

The Samsung EVO Select 1TB microSD features ultra-fast 160MB/s transfer speeds, comprehensive device compatibility, and Samsung’s 6-proof protection system. This high-capacity card provides reliable storage for mobile devices, gaming consoles, and cameras. Reasons to Buy What Makes It Stand Out The EVO Select combines massive storage with Samsung’s reliability. The included full-size SD adapter extends compatibility to […]

The XFX SPEEDSTER MERC319 features 16GB GDDR6 memory, advanced RDNA 3 architecture, and premium triple-fan cooling. This high-performance graphics card delivers excellent 1440p and 4K gaming capabilities. Reasons to Buy What Makes It Stand Out The MERC319 model represents XFX’s premium cooling solution. The triple-fan design and extended heatsink ensure lower temperatures and quieter operation compared to […]

The Nikon Z50 Two Lens Kit features a 20.9MP DX-format sensor, 4K video capabilities, and two versatile zoom lenses. This mirrorless camera kit provides a complete solution for both photography and videography. Reasons to Buy What Makes It Stand Out The Z50 combines Nikon’s mirrorless technology with a practical two-lens solution. The included VR (Vibration Reduction) lenses […]

The Sony XG300 Portable Speaker features IP67 waterproofing, powerful X-Balanced speakers, and up to 25 hours of battery life. This premium speaker combines durability with Sony’s signature sound quality. Reasons to Buy What Makes It Stand Out The XG300 delivers exceptional sound through Sony’s X-Balanced speaker units and dual passive radiators. The combination of MEGA BASS, ClearAudio+, […]

Just how connected are we? Fr. Stephen Freeman looks at the classical understanding of human connectedness and what it means for our salvation.

Join Michael as he provides an in-depth discussion of the many spiritual aspects of patience that are critical to our salvation and the salvation of others, and how lacking this virtue is more spiritually harmful than we may realize.

In this episode, Fr. Anthony talks about Great Lent in the Lehigh Valley (PA) and about how the Lenten disciplines - and especially the Prayer of St. Ephraim - can protect and heal us from the damage of war.

St. Vladimir’s Seminary (SVOTS) celebrated two milestones at the 2018 edition of Orthodox Education Day (OED) on Saturday, October 6: fifty years of OED and fifty years of St. Vladimir’s Seminary (SVS) Press. The day included several highlights befitting the historic celebration, including a passionate call to spread the Gospel as individuals in addition to supporting Orthodox evangelistic enterprises such as SVS Press and Ancient Faith Ministries, delivered by Ancient Faith co-founder John Maddex.

Our Lord Jesus Christ taught that the basic problems arising from money, possessions and wealth had their roots in the heart and its attachments.

Fr. Gregory Hallam says faith is not a matter of conjecture or idle speculation, but rather a dynamic and lived experience!

Runnymede Borough Council says it plans solar panels and insulation for 169 properties.

Dr Noweed Ahmad performs life-changing surgery that allows deaf people to hear.

Member savings collections of the Home Development Mutual Fund, commonly known as Pag-IBIG, reached almost P100 billion as of the third quarter, allowing the agency to finance the higher demand for home loans.

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The best online banks charge you fewer fees and pay you more interest. If you don’t mind doing your banking digitally rather than in person, they’re an excellent option. In this article, I’ll explain the factors you should consider when comparing online banks. I’ll also list some of the online banks I recommend and tell […]

The post Best Online Banks: Free Checking and High-Interest Savings Accounts appeared first on Clark Howard.

"Mac and Pasta, I think they weren't gonna let us lose tonight."

The post David Pastrnak, Bruins leaders give team the season-saving response it needed  appeared first on Boston.com.

Some health groups have said it’s time to do away with time switches and that sticking with standard time aligns better with the sun — and human biology.

The post Daylight saving time ends this weekend. This is how to prepare for the potential health effects. appeared first on Boston.com.

Have you ever stopped to consider the potential "future value" of the money you spend today? If you were to save it rather than spend it, what would it be worth in, say, 20 years? For example, let's say you spend $8 each workday for lunch on the job. What if you decided to fast just once a week and save that $8 rather than spend it? Over 20 years, you would accumulate about $8,300. Not bad. But if you were to invest that $8 a week in a Roth IRA earning 6%, your small weekly investment would...

Dear Dave, What percentage of our income should we save for our kids’ education? We know you recommend setting aside 15 percent for retirement, but do you have a similar rule that applies to paying for college? Andrew Dear Andrew, I don’t really have a rule, or percentage, for how much you should save toward a college fund. If you’re following the Baby Steps, I recommend getting 15 percent of your income going toward retirement before saving for college. After you’ve got your retirement savings...