cred

The Divine Credentials of the Christmas Child (Colossians 1:15-19)

Check here each week to keep up with the latest from John MacArthur's pulpit at Grace Community Church.




cred

Consumer credit agreement financial limit

From 6 April 2008, all new consumer credit agreements and consumer hire agreements will be regulated regardless of the amount of credit (unless they are exempt). The main exemption is for first charge mortgages regulated by the FSA. ...




cred

Special feature - Islamic finance in the credit crunch

In the current climate, whilst many are soul searching about how the financial sector was allowed to get into trouble, Islamic mortgage providers are quietly getting on with their business. The turmoil has had an impact for them but not as devastati...




cred

Credit hire agreements unenforceable if consumers not provided with notice of their right to cancel

Hot on the heels of our guide to credit hire essentials we find that the enforceability of the credit hire agreements themselves is back on the agenda. In the case of Wei v Cambridge Power and Light Company (2010) the court decided in an appeal hear...




cred

Refinancing and the credit crunch: new rules from 1 November

The credit crunch has affected all areas of life. It is now bringing about changes to the main guidance on UK private finance initiative (PFI) projects: the Standardisation of PFI Contracts (SoPC4). It has been clear in recent months that the ...




cred

Trusteeship and accreditation: where are we now?

This speedbrief outlines the current state of play on some important issues relating to trusteeship, following on from the Pensions Regulator’s Future of trusteeship and governance consultation response this month and recent ind...




cred

Credit and Financial Institutions take note of new opinion on risks of money laundering in the EU financial sector published by European Supervisors this week

As the three European Supervisory Authorities (ESAs) publish a new joint opinion on money laundering and terrorist financing (ML/TF) risks affecting the EU financial sector, Zia Ullah and Ruth Paley take a look at the key risks, noting ...




cred

Fact check: Trump is not credible on virus death tolls

WASHINGTON — Truth can be a casualty when President Donald Trump talks about deaths from the coronavirus in the United States. He’s claimed that the United States is on par with Germany in keeping down COVID-19 deaths, which is not the case in mortality reports. He’s brushed off projections that deaths in his country will double from earlier forecasts, misrepresenting how the numbers were calculated. These distortions emerged over the past week alongside his relentless bragging about the U.S. testing system, which failed in the crucial early weeks and remains globally subpar. Pushing to get the country back to normal, Trump also suggested that children are safe from the coronavirus. ignoring...




cred

Hacker Claims Android App Store Breached: Publishes 20 Million User Credentials

The stolen records of 20 million users of a popular Android app store have been published online by a hacker who claims to have 19 million more. Not all app stores are the same. Android users have access to the … read more



  • Sci & Tech

cred

S&P affirms Turkey's credit rating

Standard & Poor's rating agency on  May 6 affirmed Turkey’s long-term foreign currency sovereign credit rating at B+ and long-term local currency sovereign credit rating at BB-. 




cred

Coronavirus - FCA proposes temporary financial relief for consumer credit customers - UK

On Thursday 2 April 2020, the FCA issued draft guidance and Handbook changes to address the impact of Covid-19 on consumer credit customers who have credit cards, store cards and catalogue credit, personal loans and overdrafts. There is a short win...




cred

Coronavirus - FCA finalises guidance on temporary financial relief for consumer credit customers - UK

On Thursday 9 April, the FCA confirmed measures to support consumer credit customers facing financial difficulty as a result of COVID 19 on personal loans, credit cards and overdrafts. Measures introduced by the new rules became applicable on Tuesda...




cred

700,000 credit payment holidays granted

LONDON: Nearly 700,000 payment holidays on credit cards have been granted as part of stop-gap measures to support borrowers whose finances have been affected by the coronavirus.Lenders have also provided almost 470,000 payment freezes on personal loans, according to the figures for the period up...




cred

FACT CHECK: Trump is not credible on virus death tolls

Truth can be a casualty when President Donald Trump talks about deaths from the coronavirus in the United States.




cred

Building credit: How state-owned enterprises can get foreign financing for infrastructure -- by Donald Lambert

State-owned enterprises face unique challenges when it comes to attracting foreign financing for infrastructure projects. But there are solutions.




cred

Credit Risk Database for SME Financial Inclusion

The Credit Risk Database contributes to the overall understanding of the small and medium-sized enterprise sector.




cred

MCHP to Present at Credit Suisse Conference

MCHP to Present at Credit Suisse Conference




cred

Credit Suisse Conference Presentation

Credit Suisse Conference Presentation




cred

Blasting lead with 160 lasers makes it incredibly strong, then explode

When lead is quickly brought to extremely high pressures using 160 laser beams, it suddenly becomes 250 times stronger – and then it explodes




cred

Incredible close-up images of the natural world recognised with awards

Ethereal photos of life’s building blocks, Earth’s toughest creature and a close-up of a gem win Olympus Global Image of the Year Life Science Light Microscopy Award regional prizes




cred

Incredible close-up images of the natural world recognised with awards

Ethereal photos of life’s building blocks, Earth’s toughest creature and a close-up of a gem win Olympus Global Image of the Year Life Science Light Microscopy Award regional prizes




cred

Renal, Cardiovascular, and Safety Outcomes of Canagliflozin by Baseline Kidney Function: A Secondary Analysis of the CREDENCE Randomized Trial

Background

Canagliflozin reduced renal and cardiovascular events in people with type 2 diabetes in the CREDENCE trial. We assessed efficacy and safety of canagliflozin by initial estimated glomerular filtration rate (eGFR).

Methods

CREDENCE randomly assigned 4401 participants with an eGFR of 30 to <90 ml/min per 1.73 m2 and substantial albuminuria to canagliflozin 100 mg or placebo. We used Cox proportional hazards regression to analyze effects on renal and cardiovascular efficacy and safety outcomes within screening eGFR subgroups (30 to <45, 45 to <60, and 60 to <90 ml/min per 1.73 m2) and linear mixed effects models to analyze the effects on eGFR slope.

Results

At screening, 1313 (30%), 1279 (29%), and 1809 (41%) participants had an eGFR of 30 to <45, 45 to <60, and 60 to <90 ml/min per 1.73 m2, respectively. The relative benefits of canagliflozin for renal and cardiovascular outcomes appeared consistent among eGFR subgroups (all P interaction >0.11). Subgroups with lower eGFRs, who were at greater risk, exhibited larger absolute benefits for renal outcomes. Canagliflozin’s lack of effect on serious adverse events, amputations, and fractures appeared consistent among eGFR subgroups. In all subgroups, canagliflozin use led to an acute eGFR drop followed by relative stabilization of eGFR loss. Among those with an eGFR of 30 to <45 ml/min per 1.73 m2, canagliflozin led to an initial drop of 2.03 ml/min per 1.73 m2. Thereafter, decline in eGFR was slower in the canagliflozin versus placebo group (–1.72 versus –4.33 ml/min per 1.73 m2; between-group difference 2.61 ml/min per 1.73 m2).

Conclusions

Canagliflozin safely reduced the risk of renal and cardiovascular events, with consistent results across eGFR subgroups, including the subgroup initiating treatment with an eGFR of 30 to <45 ml/min per 1.73 m2. Absolute benefits for renal outcomes were greatest in subgroups with lower eGFR.

Clinical Trial registry name and registration number

Evaluation of the Effects of Canagliflozin on Renal and Cardiovascular Outcomes in Participants With Diabetic Nephropathy (CREDENCE), NCT02065791.




cred

How to Screen Potential Tenants – Questions, Credit & Background Check

With a good tenant, you can sleep easy at night as a landlord knowing the rent will get paid and the property will stay relatively undamaged. With a bad tenant, on the other hand, you’re left to wonder about the state of your investment while fielding calls from angry neighbors.




cred

Adele reveals her incredible weight loss in new birthday picture

The 'Hello' singer turned 32 on Tuesday (05.05.20) and when she took to Instagram to thank fans for their well-wishes on her special day




cred

Justin Bieber credits sugar-free diet for improving his mental health

Justin Bieber discussed his experiences during the latest episode of his and wife Hailey's Facebook Watch series, The Biebers on Watch.




cred

10 incredibly useful tech tips you’ll use over and over

Everybody loves a cool trick. No matter how well we know an app or program, there’s almost always some shortcut we never learned. The same goes for hardware: We may use gadgets every day without knowing their helpful quirks.




cred

Chipotle secures $600 million credit line amid coronavirus crisis

Chipotle Mexican Grill Inc has secured a new year-long $600 million revolving credit line, a regulatory filing showed https://bit.ly/2SOtm6L on Friday, as the restaurant chain looks to deal with the fallout from the COVID-19 pandemic.




cred

Universal Credit applications hit 1.4 million during coronavirus crisis

Coronavirus: the symptoms Read our LIVE updates on the coronavirus here




cred

Incredible moment mother cheered after 30 days in ICU fighting coronavirus

A hospital among the worst-hit in the country by coronavirus has celebrated the discharge of its first survivor from intensive care.




cred

Incredible street art springs up around UK and Ireland amid coronavirus lockdown

Incredible street art and graffiti has been popping up across the UK and Ireland over the last few weeks as the coronavirus pandemic grips the world.




cred

Donald Trump says Boris Johnson &apos;sounded incredible&apos; in call to White House

Donald Trump has said Boris Johnson "sounded incredible" when the two leaders spoke on the phone earlier this week while the Prime Minister continues his recovery from coronavirus.




cred

Questions raised over how coronavirus tests counted after Matt Hancock hails &apos;incredible achievement&apos; of hitting 100,000-a-day

Questions have been raised over how coronavirus tests were counted after Health Secretary Matt Hancock hailed the "incredible achievement" of the Government in hitting its 100,000-a-day target.




cred

When will Universal Credit payments be made this week?

Thank early May bank holiday means payments will be disrupted




cred

More than 1.8m claims for Universal Credit since start of coronavirus outbreak, Therese Coffey confirms

On the criteria for a claimant to be looking for work being paused for three months, Ms Coffey said: "We do however want claimants to continue to look for work wherever they are able to do so."




cred

Government hits 100,000-a-day coronavirus test target as Matt Hancock hails &apos;incredible achievement&apos;

The Government has exceeded its 100,000-a-day coronavirus testing target, Matt Hancock has declared.




cred

Incredible video shows Hayabusa2 pogo-bouncing off asteroid

A new paper analyzes what we know about the sample the probe grabbed last year.




cred

UK scientists hit back at attempts to discredit scientific basis for lockdown

Letter seeks to dispel view that Prof Neil Ferguson was single architect of lockdown idea

A group of leading UK scientists have insisted that the scientific basis for the coronavirus lockdown is the work of a large group of experts, and that epidemiologist Prof Neil Ferguson is just one voice among many.

In a letter co-ordinated by Dr Thibaut Jombart, an associate professor at the London School of Hygiene and Tropical Medicine, more than 25 prominent scientists said debates after Ferguson’s “individual error” – in which he flouted lockdown rules by receiving visits at home from his lover – had amplified a misconception that he alone persuaded the government to change policy.

Continue reading...




cred

AP FACT CHECK: Trump is not credible on virus death tolls

Truth can be a casualty when President Donald Trump talks about deaths from the coronavirus in the United States. Pushing to get the country back to normal, Trump also suggested that children are safe from the coronavirus. Germany has done very good.





cred

First credible evidence emerges of person being killed by meteor

Researchers find official records documenting fatal strike in Iraq in 1888




cred

The incredible comeback you probably didn't hear about: Phil Galfond talks overcoming €900,000 deficit

Professional poker player Phil Galfond overcame a €900,000 deficit in a 25,000-hand head-to-head challenge against a pot-limit Omaha regular known as "VeniVidi1993" online.




cred

Quiz: Viewers convinced Ingrams are innocent as &apos;absolutely incredible&apos; show draws to a close

Many fans praised Helen McRory's 'bad-ass' performance and the unexpected musical sequence




cred

Mike Beckingham: My brother Simon Pegg is &apos;incredibly supportive&apos; of my acting career

Beckingham's older brother Pegg has been a "sound board" for him as he navigates the industry




cred

&apos;Virgil van Dijk is a Liverpool leader... and Gini Wijnaldum is incredible&apos; - Ryan Babel hails Dutch duo

Former Liverpool winger Ryan Babel has lavished praise upon the club's Dutch duo Georginio Wijnaldum and Virgil van Dijk.




cred

‘Incredible work’: B.C. agency’s mock ad for Ryan Reynolds’ Aviation Gin grabs actor’s attention

One Peak Creative, which started in Vancouver before moving to Kelowna, has created several mock ads during the coronavirus pandemic.




cred

'Couldn't have come at a worse time': Collapsed builder leaves 241 creditors with nothing

Banyan Constructions collapsed earlier this year, and a report from liquidators has now revealed that the $22 million owed to creditors — mostly small, local businesses — will not be paid back.




cred

Canadian shoe chain Aldo seeks creditor protection, citing pandemic pressure

Montreal-based shoe chain Aldo Group is seeking protection from its creditors in Canada, the United States and Europe because of disruptions caused by COVID-19.




cred

Corrie star Colson Smith almost unrecognisable after incredible weight loss

The Corrie favourite has stunned fans with his new look after taking up running




cred

ACRO Urges Modernization of the R&D Tax Credit

WASHINGTON – November 14, 2017 – As the Senate begins debate on a tax reform bill, the clinical research industry hopes that...




cred

United States Sues to Stop Florida Tax Return Preparer from Claiming Allegedly Bogus Tax Credits

The United States has sued Robert Cusenza, a West Palm Beach tax return preparer, seeking to bar him permanently from the tax preparation business. The government’s complaint asks the court to order Cusenza to stop preparing returns and to turn over his customer list to the Justice Department.



  • OPA Press Releases

cred

Justice Department Asks Court to Close Georgia Tax Preparation Firms Allegedly Involved in Fuel Credit Tax Scam

The United States has asked a federal court in Savannah, Ga., to permanently bar Ophelia Kelley of Vidalia, Ga., from preparing federal income tax returns for others. According to the government complaint, Kelley operates two return preparation firms in Vidalia – Kelley Tax Service, and City and Country Girl Tax Service.



  • OPA Press Releases