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UTI - Long Term Equity Fund (Tax Saving) - Direct Plan - Growth Option

Category Equity Scheme - ELSS
NAV 77.0451
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Date 08-May-2020




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UTI-Transpotation and Logistics Fund-Growth Option- Direct

Category Equity Scheme - Sectoral/ Thematic
NAV 68.4663
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Date 08-May-2020




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UTI-Transpotation and Logistics Fund-Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 63.441
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Date 08-May-2020




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UTI - MNC Fund - Regular Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 172.625
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Date 08-May-2020




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UTI - MNC Fund - Growth Option - Direct

Category Equity Scheme - Sectoral/ Thematic
NAV 183.7101
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Date 08-May-2020




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UTI Infrastructure Fund-Growth Option- Direct

Category Equity Scheme - Sectoral/ Thematic
NAV 40.1443
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Sale Price
Date 08-May-2020




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UTI Infrastructure Fund-Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 38.8875
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Date 08-May-2020




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UTI India Consumer Fund - Regular Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 22.366
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Date 08-May-2020




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UTI India Consumer Fund - Direct Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 23.31
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Sale Price
Date 08-May-2020




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UTI Healthcare Fund - Regular Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 99.8015
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Date 08-May-2020




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UTI Healthcare Fund - Direct Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 106.6749
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Date 08-May-2020




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UTI Banking and Financial Services Fund - Regular Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 61.1672
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Sale Price
Date 08-May-2020




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UTI Banking and Financial Services Fund - Direct Plan - Growth Option

Category Equity Scheme - Sectoral/ Thematic
NAV 65.9363
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Date 08-May-2020




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UTI Value Opportunities Fund- Regular Plan - Growth Option

Category Equity Scheme - Value Fund
NAV 50.5963
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Date 08-May-2020




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UTI Value Opportunities Fund- Direct Plan - Growth Option

Category Equity Scheme - Value Fund
NAV 53.3879
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Date 08-May-2020




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UTI-Dividend Yield Fund.-Growth-Direct

Category Equity Scheme - Dividend Yield Fund
NAV 56.5468
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Date 08-May-2020




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UTI-Dividend Yield Fund.-Growth

Category Equity Scheme - Dividend Yield Fund
NAV 54.042
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Date 08-May-2020




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UTI Mid Cap Fund-Growth Option- Direct

Category Equity Scheme - Mid Cap Fund
NAV 87.6725
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Date 08-May-2020




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UTI Mid Cap Fund-Growth Option

Category Equity Scheme - Mid Cap Fund
NAV 82.601
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Date 08-May-2020




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UTI - Core Equity Fund - Regular Plan - Growth Option

Category Equity Scheme - Large & Mid Cap Fund
NAV 45.8902
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Date 08-May-2020




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Category Equity Scheme - Large & Mid Cap Fund
NAV 47.4341
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Date 08-May-2020




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Category Equity Scheme - Large Cap Fund
NAV 107.1201
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Date 08-May-2020




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Category Equity Scheme - Large Cap Fund
NAV 102.3323
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Sale Price
Date 08-May-2020




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UTI - Equity Fund-Growth Option - Direct

Category Equity Scheme - Multi Cap Fund
NAV 126.9644
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Date 08-May-2020




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UTI - Equity Fund-Growth Option

Category Equity Scheme - Multi Cap Fund
NAV 123.0611
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Sale Price
Date 08-May-2020







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Authors' Concern Grows Over Late Royalty Payments at Dreamspinner Press

&

Posted by Victoria Strauss for Writer Beware®

Scroll down for updates

On Wednesday, September 11, Publishers Lunch published an article by Erin Somers about payment issues at Dreamspinner Press, which I'm reprinting here with permission.
Dreamspinner Keeps Promising Authors to "Catch Up What Everyone Is Due" In Payments

Romance publisher Dreamspinner Press has not been paying royalties in timely fashion, authors have been reporting online, at least partially confirmed by emailed updates from the company that have been shared. Earlier this summer, authors posted on Twitter that the publisher had been inconsistent with payments for over a year, including delays in issuing both first quarter and second quarter 2019 royalties. In June, author TJ Klune posted, "Out of the last 8 quarters, this is the fourth time payments have been late, and the second in which I am owed penalties for said lateness." (Klune had said in March he would part ways with Dreamspinner after delivering three more books.) Author Suki Fleet posted, "I'm not waiting on a lot--but what I am waiting on is from foreign royalties paid to Dreamspinner this time *last* year, that I had to specifically ask for."

That month authors began announcing requests to revert their rights, a trend that continued over the course of the summer. There was some controversy within the romance community over whether authors withdrawing their work could cause the publisher to fail (or fail faster), in which case no one would get paid. Criticism extended to authors who supported the publisher as well, even though they were owed money.

Multiple agents PL spoke to said they were no longer doing business with Dreamspinner, except to negotiate their clients' rights back. They told us that acquisitions at the publisher had dwindled over the past year, confirmed by the sharp drop in PM deal reports, with Dreamspinner acquiring mostly from their existing authors, many of whom are unrepresented.

Dreamspinner provided authors a number of explanations in weekly emails, including writing that they had "not received payments from Amazon for UK or EU currencies," that they were awaiting deposits from "vendors," and that the late payments had been caused by a software glitch. In their latest update on September 4, the publisher said that they are anticipating a small business loan that will enable them to issue payments, and that they "can't offer a firm payment date to catch up what everyone is due." The email goes on, "With every set of deposits we receive, we've been sending payments, and we are continuing to respond as best we can to author requests." They added that they can't provide proof of the impending loan that authors have asked for because, "legal and banking documents are confidential and can't be posted online."

Meanwhile, authors including Indra Vaughn, Avon Gale, Jeff Adams, Will Knauss, CJane Elliott, Meredith Shayne, Tia Fielding, and many more have requested rights back. Fielding wrote on Facebook, "In the last year or so, they've repeatedly been more or less late in royalty payments." TJ Klune wrote in an email to the company that he posted on Twitter, that he is owed $27,448 in royalties and plans to involve a lawyer. A Facebook group of 75 former DSP authors has formed for people who have pulled their books or are considering it.

RWA has offered support for authors who have experienced trouble with Dreamspinner. They said in an August 21 statement: "We're aware of the situation, and members who need professional relations assistance, should contact memberadvocacy@rwa.org to reach our staff professional relations manager." Dreamspinner did not respond to PL's request for comment.
Writer Beware has been receiving similar complaints about late royalty and advance payments and confusing/conflicting explanations for the delays, with some authors saying they are owed four- and even five-figure amounts. According to a number of authors who contacted me, these problems have become more acute in the past few months, but they aren't new: periodic payment delays, with attendant excuses, began as much as two years ago.

Although Dreamspinner regularly sends out update emails (you can see an archive of these here), several authors told me they were having trouble getting responses from Dreamspinner CEO Elizabeth North.

Also of concern: in the midst of repeated payment delays, and despite its admissions of financial distress, Dreamspinner appears to be proceeding with sweeping expansion plans, including a shift to mass market paperback format, increasing the number of translations for the foreign market, and rolling out a new accounting and payment system (which several of the authors who contacted me told me they'd had trouble with). Multiple authors told me that they fear that author royalties, which Dreamspinner says go into an escrow account, are instead being used to finance company operations.

Authors' anger at the situation is growing. Meanwhile, Dreamspinner is still open for submissions. Writers who are considering approaching this publisher might want to hold off for the moment.

More information:

Tweets from authors Avon Gale, TJ Klune, Roan Parrish, KJ Charles (search "Dreamspinner" on Twitter to see many more).

Blog posts by authors Mary Winter, RJ Scott, Rhys Ford, TJ Klune.

Non-Dreamspinner author X. Marduk is compiling a Dreamspinner timeline, with lots of links to tweets and blog posts.

UPDATE 12/25/19: The payment problems at Dreamspinner appear to be ongoing. A group of Dreamspinner authors contacted RWA to request help:


You can read the entire letter here.

According to one of the letterwriters, RWA responded that there is nothing they can do. Dreamspinner's issues are now part of the implosion of Romance Writers of America, with writers increasingly furious over RWA's alleged foot-dragging in addressing complaints--not just about Dreamspinner, but generally.

UPDATE 12/28/19: Another of Dreamspinner's eminently reasonable-sounding but holy-crap-if-you-read-between-the-lines updates. (Summary, if you don't want to click on the tweet: they've hired a firm that specializes in financial restructuring to "develop a plan for 2020 and a structured repayment of all past due amounts." They promise to "be in touch with authors directly about their repayment schedule".)
When you have to explain yourself by saying "We want to make clear that this isn't bankruptcy", it's not generally a good sign.

UPDATE 1/16/20: I continue to hear from Dreamspinner authors who have not been paid. Some are owed thousands of dollars for the first three quarters of 2019, and have received no payment at all; some have gotten partial payment, or are owed for fewer quarters. Bottom line: Dreamspinner owes a crapload of money to its authors.

According to the latest update from Elizabeth North, "Payments for November have started posting. They will all be submitted through Tipalti [Dreamspinner's accounting software] by Friday, January 10." What this appears to mean--at least, as of this writing and based on the authors who have contacted me--isn't actual payment (as in, money in bank account), but a status change on Tipalti from "In Process" to "Submitted For Payment." Also, the payments are for November royalties only. Anything prior to that will be folded into the restructuring plan Dreamspinner says it is pursuing.

Other stuff:
  • Writers seem to be requesting rights reversion in droves. Many of them have multiple titles with Dreamspinner.
  • In some cases,Dreamspinner seems to be unilaterally charging certain fees or expenses or other amounts against what they owe individual writers--i.e., reducing royalties owed by whatever the amount of the expense is. I don't want to provide details here, because I don't want to risk identifying the writers.
  • The National Writers Union wants to hear from Dreamspinner authors who haven't been paid.
  • Dreamspinner is fully enmeshed in the implosion of RWA. Claire Ryan has an exhaustive timeline of the crisis that's tearing RWA apart, with references to RWA's anemic response to Dreamspinner authors' complaints, and allegations that recently-resigned RWA President and Dreamspinner author Damon Suede may not have been eligible for the office based on his actual publications.
One thing that's really striking to me in this whole mess is how, if you look at just one of Dreamspinner's announcements and updates, they sound so very businesslike and reasonable. It's only if you go back and read them all in sequence--as I just did--that the facade starts to crumble, with unmet deadlines, moving goalposts, and unfulfilled commitments.

Back in June, Dreamspinner was promising that "the remainder of outstanding royalties" were about to be released...but here we are in January 2020, and they still owe tens of thousands of dollars. In July, they promised that they were "in the final steps" with the Small Business Administration loan, and "estimated funding has been moved back to mid-August"...but as of January, the loan is still pending. Over the months from June through December, they promised repeatedly to get everyone paid (especially, again and again, royalties for Quarter 2)...and then, in December, they suddenly announced the hiring of a firm to re-structure the entire debt from October backward, with no details about the process, or even an end date for it. Presumably, this firm will want a fee...from a publisher that can't afford to pay its authors.

I get that it's tough out there for small presses. Things go wrong. Vendors are tardy. Loans fall through. Personal emergencies happen. But read from beginning to end, Dreamspinner's updates--so reasonable-seeming individually--start to feel like mere excuses. Together with authors' frustrations and complaints, they paint a really troubling picture.

UPDATE 1/17/20: Re: all those November royalties that were to be released by January 10, and are currently listed in authors' Tipalti dashboards as "submitted" but not actually paid...this rather irate email from Tipalti to Dreamspinner in response to an author's inquiry about the delay suggests why nothing is landing in authors' bank accounts: Dreamspinner's payment account is not funded.


This is not good news. It's really starting to feel like there's some serious gaslighting going on here.

UPDATE 3/19/20: Dreamspinner has not provided an author update since January 7, and writers are still reporting that royalties are in arrears. Yet, amazingly, Dreamspinner is open to submissions:


Also seeking submissions: Dreamspun Desires.

Writer beware.




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Biden's lead over Trump widens – but strain on his virtual campaign grows

Coronavirus has robbed the Democrat of his typical back-slapping approach as he faces growing scrutiny and a third-party challenge

The Tampa, Florida, rally for Joe Biden on Thursday evening began as it normally might have, before a once-in-a-century pandemic transformed all aspects of American life, including the presidential campaign. A local high school student recited the pledge of allegiance, a campaign organizer pleaded with supporters to volunteer and a local DJ spun R&B music between speakers.

But in a sign of how profoundly the coronavirus crisis has reshaped American politics, that was where the similarities ended.

Continue reading...




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Friday Polynews Roundup — Kids of polyfamilies, more TV, by 2030 "a growing market for ‘polymoons’" after multi-weddings, and more



  • children of polyamory
  • Friday Polynews Roundup
  • kids
  • Poly 101

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PHP grows up and Redis 6 is released

#265 — May 6, 2020

Read on the Web

StatusCode Weekly
Covering the week's news in software development, ops, platforms, and tooling.

Caddy 2: The Go-Powered Web Server with Automatic, Default TLS — After over a year of redesign, Caddy 2 has a new architecture to v1. If you want a new HTTPS server that ‘just works’, Caddy is well worth a look IMO. Its lead creator, Matt Holt, answered lots of questions on this Hacker News thread about the release.

Caddy Web Server

Redis 6.0 Released — The next major release of the popular data structure server is here. Redis is at the heart of so many data systems nowadays that any major release is big news but 6.0 packs in a lot of new bits and pieces that make it more robust and capable of modern workloads, including:

Salvatore Sanfilippo

Faster CI/CD for All Your Software Projects Using Buildkite — See how Shopify scaled from 300 to 1800 engineers while keeping their build times under 5 minutes.

Buildkite sponsor

An 'Extra Dumbed Down' Explanation of BGP — The BGP (Border Gateway Protocol) is a fundamental part of how the Internet works by defining and exchanging routing information between systems. This post explains what BGP is but, importantly, what its flaws are and how it needs to be made better.

RevK

How PHP is Beginning to Show Its Maturity“If you still think PHP lacks an appropriate object model, you might be pleasantly surprised taking a look again.” Add proper FFI, dependency management, and security to the mix and PHP looks better than ever as of version 7.4.

John Coggeshall (LWN)

What Netlify’s Infrastructure Team Learned As It Increased Deploy Speed by Up to 2x — How the infrastructure team at Netlify took a 4 year old codebase, isolated an issue, tested a few different solutions, and eventually improved observability while rolling it out to production.

Epure, Neal and Drasner

Quick bytes:

???? Jobs

DevOps Engineer at X-Team (Remote) — Join X-Team and work on projects for companies like Riot Games, FOX, Coinbase, and more. Work from anywhere.

X-Team

Find a Job Through Vettery — Vettery specializes in tech roles and is completely free for job seekers. Create a profile to get started.

Vettery

ℹ️ Interested in running a job listing in StatusCode Weekly? There's more info here.

???? Stories and Opinions

How a Few Lines of Code Broke Lots of JavaScript Packages — A week ago JavaScript developers were reporting breakage in numerous key packages. The culprit? A tiny change in a tiny dependency. A fix was quickly deployed and the creator of the affected project reflects on what happened here.

Forbes Lindesay

systemd, 10 Years Later: A Historical and Technical Retrospective

V.R.

Initial Impressions of WSL 2 — WSL (Windows Subsystem for Linux) is a compatibility layer for running Linux executables natively within Windows 10 and ”..it feels like a new era for web development on Windows.”

Dave Rupert

What Port Numbers Do Developers Use Locally? — A look at what port numbers developers are using locally in development.

Roland Crosby

▶  A Language Head to Head: Kotlin 4 vs. Scala 3

Garth Gilmour and Eamonn Boyle

▶  Does Agile Make Us Less Secure? — Weighing up the balance between older ways of making things ‘just so’ before deploying versus pushing to production numerous times a day.

Michael Brunton-Spall

How to Remain Agile with DynamoDB — Amazon DynamoDB delivers performance at scale but at a cost to flexibility. See how the costs can be mitigated to remain Agile.

Rob Cronin

???? Tutorials

Using AWS CodeBuild to Execute Administrative Tasks — A look at using AWS CodeBuild to run scheduled or adhoc jobs. It’s not the first tool most would jump to (as it’s marketed as a build service) but the flexibility provided is pretty neat and might help you package together code in a way that better suits your use case (it’s well suited for batch jobs that take a while to run, rather than 500ms functions, say!)

Gojko Adzic

Git Branch Naming Conventions — A primer on naming branches for modern git workflows to help organize your or your team’s work.

Sanket Saurav

Implementing Conway's Game of Life in 32 Bytes — Not exactly a tutorial but if you can read x86 you’ll learn something. Here’s a video of it in action.

SizeCoding

TLDR: Writing a Slack bot to Summarize Articles — Using state-of-the-art NLP to read more news, faster? I always find automated summaries to be kinda useless, but the way it’s put together is neat nonetheless.

Chris Ismael

OAuth 2.0 Security Best Current Practices

IETF

Using PostgreSQL for JSON Storage — With JSON and JSONB types and associated advanced ways to query such columns, using Postgres as a store for JSON data is pretty simple. This is the briefest of overviews but leads into an interactive online tutorial.

Steve Pousty

???? Code and Tools

Never IPv4: A Quick Way to Test Your IPv6 Support — If this site doesn't load for you, you're in the majority! It's a test site that only has AAAA records and so will only work on a fully working IPv6 stack. NeverIPv6.com provides the opposite.

As207960 Cyfyngedig

actions-cli: Monitor Your GitHub Actions in Real Time from the Command Line

Tommaso De Rossi

Pixie Is Alive. Monitor & Trace K8s Apps On-Prem Without Changing Code — At-scale streaming, gaming, e-comm & SaaS SRE teams run eBPF based edge monitoring Pixie scripts to debug in minutes.

Pixie sponsor

Backblaze B2 Cloud Storage Now Has S3 Compatible APIs — Backblaze B2 has been a compelling alternative to S3 for a while on price alone but now it shares an API too.

Gleb Budman

awesome-kubernetes: A Curated List for Awesome Kubernetes Sources — A lot of k8s resources here from installers and useful articles to platforms, projects, books, and Twitter accounts.

Ramit Surana

Rich: A Python Library for Rich Text and Beautiful Formatting in the Terminal — This does look really nice.

Will McGugan




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Biden's lead over Trump widens – but strain on his virtual campaign grows

Coronavirus has robbed the Democrat of his typical back-slapping approach as he faces growing scrutiny and a third-party challengeThe Tampa, Florida, rally for Joe Biden on Thursday evening began as it normally might have, before a once-in-a-century pandemic transformed all aspects of American life, including the presidential campaign. A local high school student recited the pledge of allegiance, a campaign organizer pleaded with supporters to volunteer and a local DJ spun R&B music between speakers.But in a sign of how profoundly the coronavirus crisis has reshaped American politics, that was where the similarities ended.With much of the US still in lockdown, the presumptive Democratic presidential nominee has been forced to take his campaign to unseat Donald Trump online. It has not always been easy.His campaign’s first attempt to recreate a traditional rally – part of a virtual swing through the battleground state of Florida – was later described by his opponents as an “unmitigated technological failure”. The video stream was glitchy and pixelated. The audio was choppy, rendering some remarks nearly incomprehensible. And there were lengthy delays between speakers and at one point, the feed went dark for several minutes.“Am I on?” asked Biden, beaming into the telecast from his home in Wilmington, Delaware, where he has been isolated since the middle of March. An off-camera voice replied that he was. Biden removed a pair of aviator sunglasses as he walked toward the camera.“Good evening, Tampa. Thanks so much for tuning in,” he continued, a hint of irritation in his voice. “I wish we could have done this together – and it had gone a little more smoothly.”For nearly two months, Biden has been the test subject in a novel political experiment: running for president in the age of Covid-19.Social distancing restrictions imposed to stop the spread of the virus have already starved the campaign of a victory tour to mark his ascent to the Democratic nomination. It may well deny Democrats the chance to formally nominate him in person at the party’s national convention this summer. Endorsements from former rivals and party leaders occur online to varying degrees of fanfare. . The remote set-up, anathema to Biden’s back-slapping, glad-handing approach to politics, has left the candidate walled off from voters and competing for visibility.Yet, technical difficulties aside, his campaign of confinement seems to be working.In recent weeks, Biden has widened his lead over Trump as the president’s support slips amid growing disapproval of his response to the pandemic. Surveys from Pennsylvania, Michigan, Wisconsin, Florida, North Carolina and Arizona – key battlegrounds that Trump won in 2016 – show Biden ahead. At a recent virtual fundraiser last week, Jennifer O’Malley Dillon, his new campaign manager, expressed optimism about Biden’s prospects in Florida and Arizona.“The natural state of this race is to be a referendum on Donald Trump and every time Donald Trump steps to the microphone he hurts himself,” said Mark Mellman, a veteran Democratic pollster. “That’s a pretty good position for Joe Biden to be in.”Biden initially struggled to adapt to his cloistered reality. In March, the campaign turned a recreation room in the basement of his home into a studio, though not fast enough for his critics, who launched a “Where’s Joe” campaign to mark the candidate’s relative disappearance from the national stage.But since then, Biden has been busy. Nearly every day he makes appearances on local TV news channels or national talkshows. He launched a podcast, where he has hosted conversations with prominent Democratic governors and potential vice-presidential candidates. He spends time each day speaking with a voter – a frontline worker, campaign volunteers – and he participated in what the campaign billed as a “virtual rope line”.“So what’s up?” he said to Ashley Ruiz of Fort Lauderdale, Florida, one of several voters on the rope line. “Tell me about your situation, Ash.”•••Biden’s rise in the polls comes as he contends with an allegation from Tara Reade, a former aide in his Senate office who accused him of sexual assault in 1993. In an interview this week with Megyn Kelly, the former Fox News and NBC television host, Reade said he should withdraw from the presidential race.Biden has forcefully denied the allegation. “It’s not true, I am saying unequivocally. It never, never happened,” he said last week, in an interview addressing her claim for the first time publicly.Publicly, Democrats, including prominent MeToo advocates, have rallied around Biden, though privately some in the party have expressed concern about the continuous drip of reporting on the matter.So far the allegation appears to have marginally dented his reputation, but not his lead. Most voters – 86% – are aware of the allegation, according to a Monmouth poll, which found the electorate divided over whether they viewed the claim as credible. At the same time, the poll showed Biden nine points ahead of Trump.Despite Trump’s falling electoral fortunes, many Democrats remain anxious about Biden’s position – and his strategy.David Axelrod and David Plouffe, two of Barack Obama’s top campaign strategists, implored Biden’s campaign to expand its digital footprint in a joint New York Times op-ed that compared the atmospherics of the candidate’s home videos to “an astronaut beaming back to earth from the International Space Station”.“Online speeches from his basement won’t cut it,” they wrote.Lis Smith, the former top adviser to Pete Buttigieg’s presidential campaign, followed with an op-ed on Thursday that offered a blueprint for turning Biden into the “hottest bad boy and disrupter in the media game”. She suggested his campaign use TV appearances and digital content to highlight Biden’s empathy, a trait even supporters say the president has lacked in response to the rising coronavirus death toll.Part of the campaign’s evolving digital strategy includes partnering with groups that already have an online presence, like JoeMamas2020, a national coalition of “moms, caregivers, moms to be, aunts & all the parental figures in between” with about 27,000 Facebook and 1,200 Twitter followers. The group has helped amplify Biden’s appearances and policy proposals while spreading the word about upcoming events.Julie Zebrak, the group’s co-founder, said the online army is growing with women energized to help elect a candidate who would end the Twitter presidency.“We are all extremely enthusiastic for Joe Biden to beat Donald Trump,” she said.Yet the same traits that endear Biden to a growing coalition of suburban women and Never Trump Republicans have largely failed to excite younger, progressive voters. It’s not that they prefer Trump – they don’t – but a lack of enthusiasm among those voters could spell trouble in November if they stay home or vote for a third-party candidate.The campaign has also ramped up its outreach to young people, who overwhelmingly supported Biden’s rival Bernie Sanders. On Friday, Biden presented his economic pitch in an appearance on NowThis, a social-media-heavy news outlet with a young, progressive audience.“This crisis hit harder and will last longer because Donald Trump spent the last three years undermining the core pillars of our economic strength,” Biden said in remarks that attacked Trump’s stimulus efforts a kind of “cronyism” and corporate welfare. Before he began speaking, Biden removed a face mask, a pointed rebuke of the president who had refused to wear one.Still, new research conducted on behalf of NextGen America found many young people weren’t convinced Biden’s policies meet the scale of the challenges bearing down on their generation.This makes the efforts of groups like Progressive Turnout Project, which endorsed him this week, all the more important. In the coming months, the group is investing more than $52m to turn out low-propensity Democratic voters – including young people and people of color – in 17 key battleground states.“The best thing we can do is go and knock on doors and have face-to-face conversations with voters,” said Alex Morgan, the group’s executive director. “We are still looking to do that. But it’ll be knocking on that door and then taking a few big steps back and having a more distant conversation.”•••Biden’s campaign also faces another looming threat. The Michigan congressman Justin Amash, who left the Republican party last year after voting to impeach Trump, recently announced that he would seek the Libertarian party nomination.His entrance has alarmed Democrats, who fear he could siphon off Never Trump voters who might otherwise back Biden, particularly in Amash’s home state of Michigan, where third-party candidates pulled away a combined 5% of the vote share in 2016. Hillary Clinton lost the state by just 10,704 votes, less than 0.25%.Many Democrats believe Biden’s fate may well rest on his ability to persuade their own side to vote.“Trump has shown no desire or ability to moderate for those swing voters in this election,” said Addisu Demissie, who served as Cory Booker’s presidential campaign manager. “So those voters are now likely going to end up either Biden voters or non-voters or third-party voters, and that’s the competition.”This week, Trump traveled to the battleground state of Arizona, where he toured a medical mask facility without wearing one himself. The visit was a symbolic show of his administration’s push to reopen the US economy but there were unmistakable elements of his signature campaign rallies, including the music that played when Trump finished his remarks (the Rolling Stones’ You Can’t Always Get What You Want).Trump’s cross-country venture stood in striking contrast to Biden’s virtual swing through Florida – which included a rally, a roundtable in Jacksonville and an appearance on the local news in Tampa. The technical glitches only further highlighted the limitations of his confinement.But the coronavirus has also upended Trump’s strategy, erasing the booming economy he has made a centerpiece of his re-election campaign. In recent weeks, his campaign has all but abandoned championing the president’s leadership, instead focusing its efforts on diminishing Biden.Trump’s campaign manager, Brad Parscale, previewed the onslaught on Twitter this week, comparing the Trump re-election juggernaut to the Death Star from the Star Wars movies. “In a few days we start pressing FIRE for the first time,” he wrote.As Trump prepares to make even greater use of the advantages of incumbency, Biden faces his biggest test yet. Can he really lead a Rebel Alliance from his basement?





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Coronavirus: Flower grower donates blooms to key workers

Horticulturalist Ben Cross is working with supermarkets to donate flowers to NHS workers.




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AB de Villiers has been my idol growing up: Jos Buttler

Jos Buttler has revealed that his wife had mistaken AB de Villiers to be a New Zealander when they first had a conversation during the Indian Premier League (IPL), the England wicketkeeper batsman has said.

"De Villiers has been my idol growing up. The guy I love watching, he is just awesome," Buttler, who plays for Rajasthan Royals in the IPL, said during The Royals Podcast Episode 3, the full show of which will be aired on their official social media handles on Tuesday.

"Got to know him little bit during the IPL actually when I was at Mumbai (Indians). Just at the start of the game, he said I will catch up with you for a beer at the hotel after the game," said Buttler, a World Cup winner in 2019 with England and also regarded as one of the most destructive batters of the game today.

"I was like so excited. I was like so cool getting to drink a beer with AB de Villiers. I got back to the hotel told Louise (my fiance at that time, now wife) we are going to go straight to the bar. "AB de Villiers will be there for a drink, this is going to be awesome.

"We then we probably chatted for 20 minutes, having a great time I am loving it and he has got pretty strong Afrikaans accent. About 20 minutes into the conversation, Louise asks 'which part of New Zealand are you from'? and that just absolutely killed me," said the 29-year old, laughing. Buttler was born in Taunton, Somerset and has so far played 41 Tests, 142 ODIs and 69 T20Is for England.

Prior to this, Royals spin bowling consultant and New Zealand leg-spinner Ish Sodhi, who is generally the host of the show, spoke to Australian batting ace Steve Smith and Shreyas Gopal.

Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Lockdown diaries: Bhumi Pednekar grows homegrown veggies and fruits

Actress Bhumi Pednekar has been honing her green thumb during the COVID-19 lockdown. The actress has taken to social media to share the yield she has grown at home. The list includes feugreek (methi), mustard (sarson), amaranth (cholai), green chillies, brinjals and strawberries.

Sharing the photos of her homegrown crops on Instagram, the actress wrote: "After months of tender love & care, we present to you #PednekarKePed #homegrown #GharKiKheti #sustainableliving."

 
 
 
View this post on Instagram

After months of tender love & care,we present to you #PednekarKePed 🌱 #homegrown #GharKiKheti #sustainableliving

A post shared by Bhumi✨ (@bhumipednekar) onApr 25, 2020 at 2:56am PDT

 

Earlier this month, the actress had announced that she would utilise the lockdown time learning the science of hydroponics (soil-less) farming from her mother Sumitra Pednekar.

"My mom and I always wanted to have a hydroponics garden of our own where we grow our own vegetables and can have a fully sustainable lifestyle. We wanted to have a garden to table lifestyle at home and we are both happy with the progress," she had shared.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Unisex scents by Indian perfumeries shows growing favour for gender fluid smells

Pooja Sudhir's search for a signature scent ended after graduation. She moved from deodorants to body mists and was finally looking to mature into a perfume user, when she found a scent with musky notes that she instantly liked. "The counter manager rushed to me, saying, 'But, ma'am, this is for men.' I think that's where it all started," she says about her fascination for unisex perfumes. Sudhir, an educator with DSB International School, now oscillates between the male fragrances put out by Body Shop, M&S and Titan Skinn.


Pic/Getty Images

A scent is considered unisex when it uses traditionally masculine notes like leather, smoke and wood, but is meant to be worn by both men and women. Historically, women's fragrances have carried floral or fruity notes. "I have often wondered why female perfumes are gentle and mellow, and almost always with a floral base," Sudhir, 32, says.
The gender stereotyping of scents she is alluding to could in fact, be a product of marketing and not so much about preference.


Educator Pooja Sudhir wonders why female scents are distinguished by floral notes only

The head of communications for Forest Essentials', an indigenous beauty brand with foundations in Ayurveda, says it has little to do with nature telling us what we should or shouldn't wear. "Fragrances are best chosen depending on mood, occasion, seasonality, and your personality rather than gender." Their best-selling body mists are proof. They tend to include oud, Kerala lime or vetiver. "For us, choosing the oud and green tea combination was less about gender and more about picking ingredients that are inherently Indian. That these fragrances have male and female appeal is an added advantage."


Gaurav and Jahnvi

Jahnvi Lakhota Nandan heads The Perfume Library, a four-year-old boutique label that operates from New Delhi and Paris. She speaks of the 30 gender-fluid scents that both, men and women have been seen to pick up. "For instance, the Aphtoori perfume combines notes of jasmine and cigar, and it is our fastest selling among women," she says. Nandan's friendship with designer Gaurav Gupta has propelled a collaboration that's now sealed in a bottle. Gupta launched AGAIN, his debut unisex scent last week, one with zero floral tones. "It [decision to launch a unisex scent] was a no brainer. I am gender-fluid by personality, and I don't see the world in slots. Gender divides are more to do with social conditioning."


The just-launched fragrance, AGAIN

Manan Gandhi, the head of Bombay Perfumery, a-young-but-talked-about fragrance house from the city, would agree. Musk is not only for men, he asserts. Chai Musk, one of his best performing perfumes, blends sandalwood, ginger, lemongrass and musk. Of the eight fragrances he currently offers, two are unisex. "Women are not particularly concerned about female-specific infusions. They look for natural ingredients, intensity and retention. They prefer a scent that lasts," Gandhi explains. Internationally, the unisex beauty concept raged in the 1990s when Calvin Klein launched CK One and Comme des Garçons introduced its eponymous fragrance. It was the big, disruptive idea from 27-years ago.


1020 is one of two unisex scents by Bombay Perfumery

In 2017, fashion continues to champion the genderless idea, whether in clothes or fragrance, and the user is more keen to find an intimate perfume story to participate in than be slotted in grooves. Tom Ford, Chanel, Kiehl's, L'Occitane and the homebred Kama are all part of the gender-neutral narrative in India.

Ahsan Hami doesn't quite get the debate over male and female in the world of scents. "It may be a talking point internationally, but in India, we have always patronised unisex scents. All attars are unisex, and India is one of its earliest manufacturers," he says of a tradition that dates back to the Mughal times. His store, A Hami Bros, on the chaotic Mohammad Ali Road, was established in 1939.

The shelves don't hold "for men" and "for women" labelled bottles. Vetiver, an earthy scent, is usually associated with masculine fragrances, but Hami says his experience has proven that its deep notes and instant cooling effects make it a favourite with his women customers, along with smoky oud. He says, "We don't need international trends telling us unisex perfumes are cool. We've known it for 500 years."





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Twinkle Khanna, Saif Ali Khan, Bhumi Pednekar, Madhuri Dixit-Nene take up gardening; grow their own food!

Twinkle Khanna, Hema Malini, Bhumi Pednekar, Kim Sharma, Surbhi Jyoti and many other Bollywood celebrities took it upon themselves to grow their own vegetables. Many have taken to home gardening and decided to grow some veggies and other plants during the lockdown.

The coronavirus outbreak has put many lives and businesses on halt, but people have decided not to give up and find a different way to help each other. Twinkle Khanna grew green veggies in her garden, and sharing the picture, she wrote, "What you sow, you shall reap and I planted a love for gardening in the hearts of my children. This is my harvest-their help in digging, watering and this large bowl of Ceylon Palak. It grows like a weed and is easily propagated by planting the stem back after taking out the leaves. Thank you @merliynjoseph for helping me with this a few years ago. It is a gift that keeps giving in so many ways. #greenthumb [sic]"

 
 
 
View this post on Instagram

A post shared by Twinkle Khanna (@twinklerkhanna) onMar 26, 2020 at 12:13am PDT

Kareena Kapoor Khan, Saif Ali Khan and their tiny tot Taimur Ali Khan have been waiting for the tomatoes they planted to sprout. Kareena, who made her Instagram debut on March 1, 2020, shared, "My boys doing their bit! Together, let's make the world a better place for us all.
Play your part... #StayHome #StaySafe #JantaCurfew [sic]"

 
 
 
View this post on Instagram

A post shared by Kareena Kapoor Khan (@kareenakapoorkhan) onMar 22, 2020 at 12:34am PDT

Bhumi Pednekar too shared the new members of her family, "After months of tender love & care, we present to you #PednekarKePed #homegrown #GharKiKheti #sustainableliving [sic]"

 
 
 
View this post on Instagram

A post shared by BhumiâÂœ¨ (@bhumipednekar) onApr 25, 2020 at 2:56am PDT

Kim Sharma, who also enjoys gardening, wrote on Instagram, "Weekend chores #day4 [sic]"

 
 
 
View this post on Instagram

A post shared by Kim Sharma (@kimsharmaofficial) onMar 28, 2020 at 3:38am PDT

Madhuri Dixit-Nene also posted an Instagram story, which showed figs and pomegranates from her home garden. Isn't this truly inspiring? Take a look!

"Ye dekho... Mera naya kaam... preparing beds for methi, kothmir and planted tomatoes! abhi dekhte hain kya hota hai [sic]" wrote Juhi Chawla on her Instagram.

 
 
 
View this post on Instagram

A post shared by Juhi Chawla (@iamjuhichawla) onApr 11, 2020 at 10:56pm PDT

It's good to see public figures taking up the initiative to grow their own food and showing people how it's done! Home gardening can never get better, or more fun, than this!

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

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Jacqueline Fernandez expresses her craving to experiment with characters and grow

Jacqueline Fernandez is an actress who has a captivating presence on-screen and the audience is plainly mesmerized to see her play a character. She has an optimistic persona to herself and a charming nature and the combination of both of those things are what make her Bollywood's Miss Sunshine.

This time around she is playing a more distinctive darker shade of a character with her new film Mrs. Serial Killer and Jacqueline shares with the audience how she is glad to be taking a plunge into uncharted waters.

Jacqueline Fernandez shared, "I have got to the point where I don’t care anymore. I realised that if I don’t experiment, I would never be able to grow. Transition is always daunting, as you don’t know if you are making the right moves. But I see Mrs Serial Killer as the start of the next chapter of my career."

The actress is all set for the release of her film and how she chooses to experiment with her characters, shows how she flourishes and nourishes her acting skills.

The actress has molded into the mask of different characters on-screen, which have always left the audience asking for more of her appearance in films.

Mrs. Serial killer is produced as an Original for Netflix and is directed by Shirish Kunder and produced by his wife Farah Khan where the audience will be seeing Jacqueline Fernandez enchanting the audience with her magical performance on screen, alongside Manoj Bajpayee and Mohit Raina. So make sure to watch out for Jacqueline!

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

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Anupam Kher grows a beard after 37 years

Amid the lockdown, veteran actor Anupam Kher has decided not to shave and let his beard grow. On Tuesday, Kher took to Instagram and shared a picture in which he is seen flaunting his beard. He also revealed that he's sporting a beard after almost 37 years. "The face is a picture of the mind with the eyes as it's interpreter." Thanks to the #Lockdown I could grow my beard after 37 years," the actor wrote.

 
 
 
View this post on Instagram

"The face is a picture of the mind with the eyes as it's interpreter." Thanks to the #Lockdown I could grow my beard after 37years. :)

A post shared by Anupam Kher (@anupampkher) onMay 4, 2020 at 8:47pm PDT

Reacting to Kher's salt and pepper look, a user commented: "Beard suits you". Another one wrote: "Loving your new look sir". On the work front, Kher was last seen in a medical drama, "New Amsterdam".

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news




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Ouch! Karishma Tanna gets operated amid lockdown for her ingrown nail

It has been a tough time for actress Karishma Tanna. If the nationwide lockdown wasn't enough to make her life come to a standstill, she's now at complete bed rest due to her ingrown nail for which she recently got operated. And she has even shared some Instagram stories to confirm the same.

Taking to her Instagram account, she shared some stories where we could see her lying on her bed and watching her favourite episodes and films to divert her attention from the pain that was inflicted upon her. It may make you smile, but also feel sad for her.

Have a look right here:

On the work front, she's all set to be a part of Khatron Ke Khiladi 10, and the contestants this time include Ada Khan, Amruta Khanvilkar Karan Patel, Shivin Narang, Tejashwi Prakash, Amruta Khanvilkar and Rani Chatterjee, along with comedian Balraj Syal, RJ Malishka and choreographer Dharmesh Yelande.

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news




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Katherine Schwarzenegger shows off her growing baby bump during stroll in LA

American author Katherine Schwarzenegger showed off her growing baby bump while walking her dog Maverick in her Los Angeles neighbourhood on Saturday. According to People magazine, the pregnant 'The Gift of Forgiveness' author was spotted wearing simple black leggings and a black T-shirt paired with a hat and sunglasses.

Schwarzenegger is expecting her first child with husband and American actor Chris Pratt, the outlet confirmed last week. This will be the first child for Schwarzenegger Pratt and the second for Pratt, who shares seven and a half years son Jack with ex Anna Faris.

The couple were spotted riding their bikes in Brentwood, California, just after the exciting news came out. Pratt covered his face with an American flag bandana while his pregnant wife hid her bump in a white T-shirt.

The duo began dating in summer 2018, tied the knot about 10 months ago and have been ready to expand their family ever since.

Recently, a source to People said: "After they got married, they couldn't wait to grow their family. Jack will be a great big brother. Katherine always says that he is the sweetest, most caring boy."

"They can't wait for Jack to have a sibling," a friend added.

Pratt, on Thursday, discussed their new addition to the family with his mother-in-law, Maria Shriver.

Shriver, and Schwarzenegger Pratt's brother, Patrick Schwarzenegger, spoke with the 'Jurassic World 'star for a #HomeTogether Instagram Live chat.

During the chat, they discussed Pratt's recent 'Parks and Recreation' reunion special that raised funds for Feeding America.

After Pratt raved about his in-laws, Shriver also mentioned her daughter's baby on the way.

Pratt said: "I really love what you're doing. This is really fun, and being right here, right now, it's just uncanny, you guys are both just so beautiful. I'm so lucky to have married into such a gorgeous family."

Shriver said in return: "You're gonna have another beautiful family member."

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Mindy Kaling: Growing up, no one looked like me on TV

For long, Mindy Kaling felt like an outsider in Hollywood due to constant reminders that she is different — thanks to the stereotypical attitude towards her ethnicity and gender. The actor, who has Indian roots, is glad that things are changing, and says right representation matters. "We talk about how representation matters in Hollywood, so much that it almost loses its meaning. But it's real," said Kaling while talking about how things have changed for women of colour in the West.

"Growing up, I realised that there was no one who looked like me on TV, so I often found myself drawing parallels to people who are like me on shows like the Cosby Family or characters on white sitcoms. You cannot imagine how excited I was when Bend it Like Beckham (2002) came out. The idea that I could actually see people from my community on screen blew my mind," added Kaling, who is basking in the appreciation coming her way for her latest Netflix show Never Have I Ever.

Kaling has been a torch-bearer for diversity and right representation. At 24, she was the only woman and person of colour when she joined the writing team of popular show, The Office, in which she also essayed role of Kelly Kapoor. She also became the first woman of colour to write, star in and create the primetime sitcom titled The Mindy Project in 2012, which not only got her wider attention but global fame as well.

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news

This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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HDFC Mid-cap Opportunities Fund: Focusing on Growth through Quality

Posted by Equitymaster
      

Despite the rally we recently witnessed, the market mood continues to be sombre due to the pandemic crisis. FPI outflows from the Indian market persisted in the current month as well, while the recent fiasco at a popular fund house also dented investor sentiments.

It is difficult to predict how this situation will unravel eventually. Though the pandemic has impacted both large and smaller sized companies, small and mid sized companies could be the most affected.

However, quality names even in these segments could perform well over the long run. Therefore, you should stick to only quality names across different market capitalisation and invest via a well managed mutual fund that focuses on growth through diversification.

HDFC Mid-cap Opportunities Fund (HMOF) is one such mid cap fund that looks to invest in mid cap stocks with sound financial strength and reasonable growth prospects.

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Graph 1: Growth of Rs 10,000 if invested in HDFC Mid-cap Opportunities Fund 5 years ago

One of the most popular funds in the midcap category, HMOF's asset size is the largest as compared to its peers. However, HMOF has shown no constrain when it comes to delivering superior performance. The fund has a track record of generating above-average returns across market conditions. Over the last 5 years, HMOF has generated returns at 4.5% CAGR as compared to 1.9% CAGR generated by its benchmark Nifty Midcap 100 - TRI, thus generating an alpha of around 2.5 percentage points CAGR. The fund has made well use of diversification to mitigate downside risk and generate decent lead over the benchmark index.

Table: HDFC Mid-cap Opportunities Fund's performance vis-a-vis category peers
Scheme Name 1-year (%) 3-year (%) 5-year (%) Std Dev Sharpe
Axis Midcap Fund -1.59 8.24 9.09 12.99 0.22
Invesco India Midcap Fund -11.6 0.54 6.89 15.17 0.12
DSP Midcap Fund -9.17 -0.78 8.39 14.62 0.06
Tata Mid Cap Growth Fund -13.59 -1.52 4.96 16.54 0.07
L&T Midcap Fund -17.37 -3.38 6.85 15.37 0.05
HDFC Mid-Cap Opportunities Fund -21.36 -5.32 4.54 15.11 0.01
ICICI Pru Midcap Fund -27.16 -7.35 1.86 14.72 -0.02
Sundaram Midcap Fund -23.59 -8.71 2.77 15.52 -0.03
Category Average -15.71 -3.5 4.38 14.62 0.05
Benchmark -25.38 -9.34 1.92 18.1 -0.03
Returns are point to point and in %, calculated using Direct Plan - Growth option. Those depicted over 1-Yr are compounded annualised.
Data as on April 28, 2020
(Source: ACE MF, PersonalFN Research)

*Please note, this table only represents the best performing funds based solely on past returns and is NOT a recommendation. Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. Past performance is not an indicator for future returns. The percentage returns shown are only for indicative purposes.

Though HMOF has trailed some of the other popular peers in the mid cap category, it stands strong in the list of mid cap funds. The fund has constantly outperformed the benchmark by a noticeable margin across time periods.

Some of the other top performers in the category are Axis Midcap Fund, Invesco India Midcap Fund, and DSP Midcap Fund.

The fund has not only demonstrated its ability to generate superior returns for its long term investors, but has been reasonable when it comes to managing volatility and curtailing down-side risks. In terms of risk-adjusted returns, HMOF has outperformed its benchmark by a significant margin and also stays ahead of most of its peers.

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Investment strategy of HDFC Mid-cap Opportunities Fund

Categorized as midcap fund, HMOF is mandated to invest minimum 65% of its assets in equity and equity related instruments of mid cap companies. Accordingly, HMOF invests in stocks of predominantly mid-sized companies, which have reasonable growth prospects at acceptable valuations. The fund also holds significant exposure in smallcaps along with moderate exposure in large caps as well as cash and debt.

It follows the bottom-up approach to identify high quality businesses for the long term. The stocks are bought primarily for the strengths of company fundamentals rather than the strength of the macro-economic indicators.

The fund manager resists from following market momentum and holds each of his high conviction stock for the long term.

Graph 2: Top portfolio holdings in HDFC Mid-cap Opportunities Fund

As on March 31, 2020,HMOF held 75 stocks in its portfolio, with no individual stock having exposure of more than 5%.Popular mid cap names like Aarti Industries, Balkrishna Industries, Trent, Ipca Laboratories, and Voltas, etc. appeared in its top portfolio holdings. The top 10 stocks constitute close to 32% of its assets.

The fund's portfolio is primarily skewed towards Banking and Finance sectors which together constitute around 17% of the portfolio. Auto ancillaries, Pharma, Chemicals, and Industrial Products are the other prominent sectors with allocation of around 9-11% each.

Suitability

HMOF's performance over longer time periods has been commendable, where it has generated decent long-term returns for its investors as compared to the benchmark, though it has lagged behind some of its peers. Its focus on timely realization of growth potential of stocks at fair valuation can help it generate strong returns while also minimize the downside risk. However, its aggressive mandate makes it prone to high volatility. This makes HMOF suitable for investors with high risk appetite and a long term investment horizon.

Editor's note: The last few years have not been among the best for equity mutual funds. While most funds have underperformed or are struggling to match the returns of the benchmark, there are few funds that have the potential to constantly generate alpha for its investors. And we have identified five such high alpha generating funds, in our latest report 'The Alpha Funds Report 2020'. Do not miss our latest research finding. Get your access to this exclusive report, right here!

Note: This write up is for information purpose and does not constitute any kind of investment advice or a recommendation to Buy / Hold / Sell a fund. Returns mentioned herein are in no way a guarantee or promise of future returns. As an investor, you need to pick the right fund to meet your financial goals. If you are not sure about your risk appetite, do consult your investment consultant/advisor. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Author: Divya Grover

This article first appeared on PersonalFN here.

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PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.




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R Ashwin reveals the misconception he had about cricket while growing up!

Indian spinner Ravichandran Ashwin on Tuesday revealed the misconception he had about cricket while growing up.

The International Cricket Council had posted a tweet, asking everyone to reveal the misconception they had about cricket growing up.

To this Ashwin replied: "That all cricketers had aerated drinks to regain lost energy and keep good health".

Ashwin was last seen in action during India's two-match Test series against New Zealand in February this year.

The off-spinner played just one match in the series and went on to take three wickets in it.

India ended up losing the series 0-2, but the side is still at the top of the World Test Championship standings.

All sporting action across the world has come to a halt due to the coronavirus pandemic.

Ashwin would have been in action for Delhi Capitals in the Indian Premier League (IPL) if the tournament had started on March 29.

However, the tournament was postponed until April 15 due to the coronavirus pandemic.

Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Tax-News.com: New Tax Treaties Key To Aircraft Leasing Growth In Hong Kong, Says Report

The Hong Kong Financial Services Development Council has released a report calling for the Government to expand its tax treaty network, in particular with countries that have growing aviation industries.




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Coronavirus outbreak: Credit flow to MSMEs needs to grow 20% from 2% to address growing unemployment

A cluster-based approach to lending is likely to be the best strategy for optimal results in the shortest possible time to accelerate credit flow to the MSME sector




grow

British Lab Growing Human Body Parts: Report

Daily Mail reported that British experts are growing human body parts like nose and ears in laboratory. "This is a nose we're growing for a patient




grow

Tax-News.com: China Cuts VAT To Fuel Economic Growth

China's State Council has announced a cut in value added tax rates as part of a CNY400bn (USD63bn) tax reduction package to stimulate growth.




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Stem Cells Extracted from Baby Teeth Can Help Regrow Dental Tissues

Dental stem cells extracted from baby teeth can help in the regeneration of dental tissues, reports a new study. The findings of the study are published