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Fixed Income: Want safety of capital? Check out liquid funds

You may park a portion of your funds in a high-rated liquid fund while you wait for the current volatility in the markets to play out




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Your Queries: Mutual Funds -Balanced funds, hybrid funds can switch between equity & debt

Gold ETFs investors can exit only by selling to secondary market participants on the stock exchange.




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Health insurance: Irdai for redefining sub-limit rules in policies

Draft exposure aims to restrict proportionate deduction which would lead to, in most cases, the insured being able to get a higher percentage of the bill reimbursed by insurer




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Your Money: How asset allocation can help reduce risks

The objective of a good asset allocation plan is to develop an investment portfolio that helps you reach your financial goals with the degree of risk you find comfortable




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Fixed income: Falling interest rates? Ways to reduce re-investment risks

Investors should continue to invest in small savings schemes as the interest rates are still higher than that of bank FDs. They should look at tax-free bonds and avoid company deposits.




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Mutual Funds: Stay invested in equity if you have a long investment horizon

Regulations define specific structures / entities within mutual fund companies to safeguard investor monies from issues such as fraud, etc.




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Your Income Tax Queries: NRIs do not need to quote Aadhaar in ITR or link PAN with Aadhaar

As per Section 44ADA, a resident individual, engaged in any business/ profession can declare income on presumptive basis only if gross receipts do not exceed Rs 50 lakh in previous year.




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Relaxation in income-tax compliances: Deadline for several tax compliance measures extended

The due dates for issuance of any notice, intimation, notification, approval or sanction order, has also been extended by a period of three months.




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Your Queries: 3-month moratorium on education loan; on gold loan also if EMI-based

If you have a high credit score or work for an organisation that has a tie-up with a bank for subsidised interest rates, you can get a lower interest rate.




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CBDT clarifies on TDS deduction by employers on old/new regime

The Budget this year introduced a new income tax regime under which individuals can opt for lower tax rates provided they don’t avail certain exemptions and deductions otherwise available under the law.




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Insurers start standard health policy with sum insured Rs 1-5 lakh

Currently, there are several health insurance products in the market and every insurer designs products basis their underwriting guidelines, claims experience, risk assessment.




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Your Queries: Loans; Interest will be charged on moratorium period

Closing a home loan account involves outstanding loan repayment, signing some forms, request for return of original documents, collecting no-dues certificate as well as the final interest payment certificate.




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HC protection to Indiabulls Housing Finance: MFs see no immediate cause of worry

Fund houses such as HDFC MF, Baroda MF, Nippon India MF, PGIM MF and UTI MF have exposures to debt papers issued by the Indiabulls Housing Finance, shows the data from Value Research.




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Dearness Allowance Hike for Central Government Employees, Pensioners: Implementation may be delayed

Dearness Allowance (DA) Hike Latest News: The April salary, which is due to be paid in a week’s time, was supposed to be based on revised DA, along with arrears for three months (January-March).




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Tax Talk: Know when your income can be clubbed

The income of a spouse or child is clubbed together with the income of major earner of the family when certain conditions are met.




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11.56 lakh new members added to ESIC scheme in February

In other previous months of 2019-20, the number of new subscribers joining in the scheme ranged between 12.19 lakh and 14.70 lakh.




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Embedded Value: Plan for the year with insurance as first step

Now is the time to assess where you are in relation to financial goals, tax planning & cash inflows.




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Sebi’s enhanced borrowing limits didn’t help MFs

Credit risk funds have been seeing redemptions over the last one year. Between March 2019 and March 2020, most credit risk funds had seen outflows barring ICICI Prudential Credit Risk Funs, IDFC Credit Risk Fund and Mahindra Credit Risk Yojana.




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RBI’s credit window for mutual funds calms markets

Experts said the debacle at Franklin could lead to redemptions from other debt schemes. Investors could lose a big chunk of the Rs 25, 800 crore worth of assets held in the six debt schemes that Franklin has wound down.




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COVID-19 effect: Debt funds in turmoil, check credit risks

As credit risk funds may see redemption pressure because there are no takers for lower-rated paper, investors can opt for liquid and overnight funds.




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Your money: More power to Aadhaar based eKYC, video KYC needed

The RBI recently allowed banks to use Video KYC to validate loans and credit card applications. Video KYC is another effective mechanism to accelerate application processes wherein customers can use their smartphone cameras to validate themselves before a bank-appointed officer.




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Provident Fund Query: Contributing 100% of Basic Salary to VPF; Is it eligible for Section 80C deduction?

VPF is the voluntary contribution by employees towards their provident fund account over and above the 12% contribution towards EPF.




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Employers allowed to defer statutory PF contribution

The EPFO has already extended to May 15 the due date for depositing statutory contributions for the wage month of March, due by April 15.




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Remain invested in equities via SIP if you have a long-term horizon

Equity markets in India and across the globe have corrected sharply on concerns over global growth amid the coronavirus outbreak.




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Trade unions want timeline for employers on delayed contributions to EPFO

Trade unions are of the view that the retirement fund body should set a definite timeline for employers to deposit the money already deducted from employee’s monthly salary.




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Revamped Deccan Odyssey Flagged off by MTDC

Deccan Odyssey, one of the earliest luxury trains in India, has been flagged off by the Maharashtra Tourism Development Corporation (MTDC) in a completely new look for this season’s run. The train now has refurbished interiors and includes a spa, fitness ceter, lounge with library, beauty...



  • Wed
  • 09 Nov 2011 00:00:00

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SAS Customer Intelligence 360: Automated AI and segmentation [Part 2]

In part one of this blog series, we introduced the automation of AI (i.e., artificial intelligence) as a multifaceted and evolving topic for marketing and segmentation. After a discussion on maximizing the potential of a brand's first-party data, a machine learning method incorporating natural language explanations was provided in the context [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 2] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Automated AI and segmentation [Part 3]

In parts one and two of this blog series, we introduced the automation of AI (i.e., artificial intelligence) and natural language explanations applied to segmentation and marketing. Following this, we began marching down the path of practitioner-oriented examples, making the case for why we need it and where it applies. [...]

SAS Customer Intelligence 360: Automated AI and segmentation [Part 3] was published on Customer Intelligence Blog.




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SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML

Excitement levels are high for the March 2020 release of SAS Customer Intelligence 360, which includes multiple years of research and development culminating in enhancements to the platform's underlying data model. The changes will introduce the unification of a comprehensive data model recording both: Customer behavior -- what users are [...]

SAS Customer Intelligence 360: Unified data model, marketing attribution and AutoML was published on Customer Intelligence Blog.




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Palace on Wheels fully booked for November

The news that Palace on Wheels is sold out for November and taking the guest booking on waiting list comes as no surprise. Voted 4th Best Luxury Train in The World, Palace on Wheels is India’s most loved and popular tourist train. A joint venture of Rajasthan Tourism Development Corporation...



  • Mon
  • 10 Oct 2011 00:00:00

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Kia Seltos Review | Pros and Cons Explained

Kia Motors is preparing to launch their first product for the Indian market, the Kia Seltos midsize SUV which is scheduled to be launched on August 22. Before the prices of the Kia Seltos are officially revealed, we got to sample the Seltos 1.4-litre turbocharged petrol motor with the 7-speed DCT automatic, in addition to […]




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Honda City Long Term Review: All Questions Answered

The fourth-generation Honda City, in its diesel guise, has been a part of the Express Drives’ long term fleet for the past four months. We have driven it extensively, be it in the bumper to bumper city traffic, or on the open stretches of a highway. We have evaluated this car based on all its […]




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Datsun Go & Go+ CVT Review: The most advanced automatic in the budget segment

Datsun’s Go as well as Go+ models have now received a CVT option. These come in the top trim and boast a slightly higher fuel efficiency compared to their manual counterparts or at par. How are they to drive? Take a look at our video.




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Ford Aspire Petrol Long Term Review: Pros and Cons Explained

The Ford Aspire, in its petrol manual variants has been part of the Express Drives’ long term fleet for the past 3 months. In this duration, it has clocked 4,000 kms out of the total 11,000 kms on its odometer of which majority have been covered in the city. In this video, we explain how […]




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Skoda Kodiaq Scout First Drive Review: Five key questions answered

The recently introduced Scout variant of the Skoda Kodiaq in India comes with several visual updates which provide it with a unique appearance over the Style and L&K trims. In addition to this, it comes with a new off-road mode which promises to make this SUV more capable on the beaten path. In this video, […]




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Maruti Swift vs Hyundai Grand i10 Nios: Price, interior, features, specs, engine compared

Maruti Suzuki Swift has been one trusted name when it comes to making a hatchback buying decision, but then our market has another choice that has good odds – Hyundai Grand i10 Nios. How do the two compare in terms of design, driveability, practicality and more? Arpit Mahendra took them both out for a spin […]




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2020 BS6 TVS Apache RR310 First Ride Review | Improved refinement & smartphone connectivity

2020 TVS Apache RR 310 Track Ride Review: After some laps of the MMRT in Chennai, we’re convinced that the 2020 edition RR 310 has come forth with a new personality. Sure, the ride dynamics remain the same but it is now definitely more refined than ever before transforming the ride experience for the better. […]




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Force Motors T1N electric van first look: Expected range of 250km and promise of fast charging

Force T1N passenger van will go into production later this year and will be priced around Rs 25 lakh. It is an 18-seater and will be exported as well.




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BS-6 Honda SP125 Review | Improved refinement & fuel efficiency

BS-VI Honda SP125 is a successor to the CB Shine and has been upgraded inside and out. It is powered by a new 124cc BS-VI engine and it gets new features like silent start, LED headlamp, new pass switch. Abhilasha Singh takes out for a ride around Mumbai to find out more.




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2020 Tata Harrier BS6 Automatic Review: Pro And Cons Explained

Tata Motors has finally given the Harrier an automatic transmission option. The Kryotec diesel engine has been given a 30hp boost with the BS6 upgrade and it also gets a massive panoramic sunroof. But is that all Tata has done with the Harrier for the 2020 model year? are there any more changes? we drive […]




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India expected to be a part of global entry program of US

The United States of America is going to initiate the global entry program very soon.  India is hopefully becoming the part of this program .The Indian politicians,celebrities, business individuals and the officials may get a hassle free entry in…




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Japan Plans to Welcome Skilled Immigrants

The Japanese policy makers are looking to frame a policy for bringing foreign workers to counter the rapidly growing – aging population, without naming it as an actual immigration policy. Japanese Conservatives give high importance to the cultural…




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Four Indians honored with Great Immigrants

Google CEO Sunder Pichai and three other people of Indian origin are in the list of 42 US nationals to be honored with the United States "Great Immigrants: The Pride of America" award. The three other prominent personalities are Hari Sreenivasan,…




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New Visa plan to boost Thailand's Medical Tourism

On Tuesday, the Cabinet of Thailand announced a new visa plan under which the permit to stay, of foreign nationals aged 50 or more, has been increased from one year to ten years. The vice-minister at the Prime Minister’s Office, Colonel Apisit Chaiyanuwat…




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Federal Court Block Deportation of Afghanistan National on SIV

On Wednesday, a federal high court prevented the President Trump’s led administration from sending back a man of Afghan descent who was attempting to come into the United States with a special permit kept specially for those who have come to the aid…




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Qatar Announced Visa-on-arrival program for 80 countries

Qatar is soon planning to start the world famous visa-on-arrival program for 80 countries including India. The news was first reported by a British news agency, who said that visas will be given for 30 days, 60 days, and 90 days and are renewable. Hassan-al-Ibrahim,…




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How Middlemen Have Changed Travel Marketing

Direct selling, OTAs, loyalty. Travel intermediaries are having a strange impact on travel marketing.




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Washington Post, new SAS user group, highlight need to collaborate on opioid epidemic

I was recently honored to share the stage with government and medical leaders to discuss ways to impact the nation’s opioid epidemic. Hosted by The Washington Post, this event included often spirited conversations on ways to solve this national crisis. As the medical director for SAS US Government, I have [...]

The post Washington Post, new SAS user group, highlight need to collaborate on opioid epidemic appeared first on Government Data Connection.




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Fighting fraud in the new world of Value-Based Payments

Ladies and gentlemen, I give you Value-Based Payments (VBP), health care’s new magic, “silver bullet” that will solve all our fraud problems. Last month, the US Department of Health and Human Services (HHS) issued a press release entitled, “HHS Proposes Stark Law and Anti-Kickback Statute Reforms to Support Value-Based and [...]

The post Fighting fraud in the new world of Value-Based Payments appeared first on Government Data Connection.




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