tan Soak in the solitude at Butano State Park By www.mnn.com Published On :: Tue, 07 May 2013 22:36:53 +0000 Take a walk among the redwoods in this serene park in the Santa Cruz mountains. Full Article Wilderness & Resources
tan What is social distancing and why does it matter? By www.mnn.com Published On :: Wed, 15 Apr 2020 17:52:15 +0000 Social distancing is one way public health officials limit the spread of disease by keeping people from meeting in large groups. Full Article Fitness & Well-Being
tan Tiny dragonfly species crushes long-distance migration record by riding high-altitude winds By www.mnn.com Published On :: Thu, 03 Mar 2016 20:05:59 +0000 Genetic tests are showing that individuals from Texas might breed with individuals from Japan or South America. Full Article Animals
tan Bizarre dinosaur tracks make it look like these behemoths did handstands By www.mnn.com Published On :: Tue, 28 Jan 2020 05:06:56 +0000 Researchers think they may have clues after looking at 60 impressions of sauropod tracks. Full Article Animals
tan Why a turtle's shell is so important By www.mnn.com Published On :: Tue, 04 Feb 2020 14:25:52 +0000 A turtle's shell is a lot more fragile than it looks, which is we need to stop looking at it as a suit of armor. Full Article Animals
tan Orangutan reaches out to 'rescue' man By www.mnn.com Published On :: Mon, 10 Feb 2020 17:21:27 +0000 Orangutan extends hand to 'rescue' man in snake-infested water during safari in Borneo. Full Article Animals
tan Even stray dogs understand human cues By www.mnn.com Published On :: Tue, 21 Jan 2020 17:40:27 +0000 A new study shows that even undomesticated dogs are paying close attention to us. Full Article Animals
tan This coronavirus calculator shows how many lives you save with social distancing By www.mnn.com Published On :: Mon, 30 Mar 2020 19:17:42 +0000 Show this coronavirus social distancing calculator to those people in your life who don't 'believe in' staying home. Full Article Responsible Living
tan Mysterious algae vortex the size of Manhattan can be seen from space By www.mnn.com Published On :: Sat, 28 Jul 2018 22:11:09 +0000 Scientists aren't sure what is causing this whirlpool of algae but believe it's likely to cause a marine dead zone. Full Article Wilderness & Resources
tan How a caustic lake in Tanzania became a flamingo paradise By www.mnn.com Published On :: Tue, 18 Oct 2016 11:32:00 +0000 This salty soda lake literally turns dead animals into calcified statues. Why do lesser flamingos love it so much? Full Article Wilderness & Resources
tan The story of modern orangutans in 6 arresting photographs By www.mnn.com Published On :: Tue, 18 Oct 2016 23:00:00 +0000 Award-winning photographer Tim Laman explores the imperiled lives and lost culture of orangutans in Borneo and Sumatra. Full Article Animals
tan New Yorkers line up for 'Manhattanhenge' By www.mnn.com Published On :: Wed, 29 May 2019 14:48:00 +0000 Manhattanhenge is an urban phenomenon in which the sun sets perfectly along New York City's east-west street grid. Full Article Arts & Culture
tan What the heck is a tanuki? 8 things you didn't know about raccoon dogs By www.mnn.com Published On :: Wed, 29 May 2019 21:39:07 +0000 Native to East Asia, these frequently misrepresented animals are gentle creatures that serve as major icons in Japanese culture. Full Article Animals
tan Why the Instant Pot is great for a cozy weekend (plus recipes) By www.mnn.com Published On :: Fri, 06 Jan 2017 18:50:05 +0000 The electric pressure cooker is taking home cooks by storm, and it's good for creating hot meals quickly on a cold day. Full Article Recipes
tan 10 Instant Pot appetizers for New Year's Eve By www.mnn.com Published On :: Fri, 29 Dec 2017 16:34:48 +0000 Get your party prep done quicker with these recipes for the Instant Pot. Full Article Recipes
tan Instant stress reducer: A minute of forest bathing By www.mnn.com Published On :: Mon, 18 Feb 2019 17:42:13 +0000 Researchers have discovered that spending time in a forest — aka “forest bathing” — can do wonders for both mind and body. Full Article At Home
tan Blog: Does your board meet FCA standards? By www.insuranceage.co.uk Published On :: Mon, 22 Oct 2018 09:40:11 +0100 Gary Dixon, of the Association of Independent Non Executive Directors, highlights why it is time to talk about the independent NED gap. Full Article
tan In Istanbul, your recyclables can reduce your subway fare By www.mnn.com Published On :: Sat, 03 Nov 2018 14:45:23 +0000 Istanbul, Turkey, is the latest city to adopt a novel recycling idea that allows public transit riders to pay part of their fare through recycling bottles. Full Article Transportation
tan Why you should always stand, not pass others, on the escalator By www.mnn.com Published On :: Sat, 16 Mar 2019 20:45:38 +0000 It's way more efficient, not to mention more polite, for everyone. Full Article Transportation
tan Stay home, but keep the fun with our new social distancing guide By www.mnn.com Published On :: Wed, 01 Apr 2020 17:21:33 +0000 You don’t have to sacrifice family fun, entertainment and productivity to comply with current social-distancing and stay-at-home guidelines. Full Article Wilderness & Resources
tan Pakistan sees a surge in honey production By www.mnn.com Published On :: Thu, 23 Apr 2020 21:45:54 +0000 Pakistan is turning around its struggling honey industry with the addition of hundreds of trees. Full Article Wilderness & Resources
tan 'Rebel botanists' use sidewalk chalk to help people connect with nature By www.mnn.com Published On :: Wed, 06 May 2020 18:00:07 +0000 Botanists identify wild plants with sidewalk chalk to help draw attention to nature and discourage pesticide use. Full Article Wilderness & Resources
tan 21 reasons why forests are important By www.mnn.com Published On :: Mon, 16 Sep 2019 13:57:53 +0000 In case you're missing the forest for the trees, here are a few reminders why woodlands are wonderful. Full Article Wilderness & Resources
tan Why is the Tongass National Forest so important? By www.mnn.com Published On :: Mon, 21 Oct 2019 12:26:40 +0000 Known as the 'crown jewel' of U.S. national forests, this ancient ecosystem is at a crossroads. Full Article Wilderness & Resources
tan A new national park in Afghanistan offers hope for wildlife and people By www.mnn.com Published On :: Fri, 13 Mar 2020 16:03:04 +0000 Local communities played a key role in the creation of Bamyan Plateau Protected Area, a large new national park in Afghanistan. Full Article Wilderness & Resources
tan How other species handle social distancing when someone is sick By www.mnn.com Published On :: Thu, 09 Apr 2020 16:30:42 +0000 Isolating ourselves during the coronavirus pandemic isn't as unnatural as it feels. Full Article Animals
tan Safety Light Curtains with Durable, Impact-resistant Body and Long, 20-m Sensing Distance. By www.ia.omron.com Published On :: Tue, 16 Oct 2012 23:39:33 +0900 Topics Full Article Topics
tan Rectangular Proximity Sensor By www.ia.omron.com Published On :: Mon, 1 Jun 2015 16:05:32 +0900 Freely Change the Sensing Direction(E2Q6) Full Article New product
tan IO-Link Proximity Sensor (Spatter-resistant Models) By www.ia.omron.com Published On :: Fri, 1 Jul 2016 17:36:21 +0900 IO-Link Makes Sensor Level Information Visible and Solves the Three Major Issues at Manufacturing Sites! A Proximity Sensor That Can Be Used in a Spatter Environment.(E2EQ-[]-IL[]) Full Article New product
tan IO-Link Proximity Sensor (Standard Models) By www.ia.omron.com Published On :: Fri, 1 Jul 2016 17:36:21 +0900 IO-Link Makes Sensor Level Information Visible and Solves the Three Major Issues at Manufacturing Sites! Standard Proximity Sensor.(E2E-[]-IL[]) Full Article New product
tan Round Oil-resistant Connectors (M12 Smartclick) By www.ia.omron.com Published On :: Thu, 1 Feb 2018 07:04:11 +0900 Round Oil-resistive Smartclick Connectors for E2E NEXT Series proximity sensors, that are Resistant to Oil, and that Reduce Installation Work(XS5 NEXT Series) Full Article New product
tan High-resolution, Vibrations and Shocks Resistant Lens for C-mount Cameras By www.ia.omron.com Published On :: Mon, 12 Mar 2018 05:01:30 +0900 A lock ring locking the surface and the improved design of internal structure increase resistance to vibration(3Z4S-LE VS-MCH Series) Full Article New product
tan Vibrations and Shocks Resistant Lens for M42-mount Cameras By www.ia.omron.com Published On :: Mon, 12 Mar 2018 05:01:30 +0900 A lock ring locking the surface and the improved design of internal structure increase resistance to vibration(3Z4S-LE VS-MCL / M42-10 Series) Full Article New product
tan Vibrations and Shocks Resistant Lens for C-mount Cameras By www.ia.omron.com Published On :: Wed, 1 Aug 2018 07:05:38 +0900 Vibrations and shocks resistant lens for megapixel C-mount cameras(3Z4S-LE VS-MCA Series) Full Article New product
tan High-resolution, Vibrations and Shocks Resistant Lens for C-mount Cameras By www.ia.omron.com Published On :: Mon, 8 Jul 2019 07:01:56 +0900 Vibrations resistant lens with iris plate system for megapixel C-mount cameras(3Z4S-LE VS-MCH1 Series) Full Article New product
tan Distance-settable Photoelectric Sensor By www.ia.omron.com Published On :: Tue, 1 Oct 2019 07:00:48 +0900 Achieving “innovations in distance” for reflective-type photoelectric sensors Optimal sensing distance (50 to 1,500 mm) for use on conveyor lines(E3AS Series) Full Article New product
tan Spatter-resistant Proximity Sensor By www.ia.omron.com Published On :: Mon, 3 Feb 2020 07:01:07 +0900 Enables easier and standardized designs previously not possible. IO-Link as a standard feature(E2EQ NEXT) Full Article New product
tan Standard Proximity Sensor By www.ia.omron.com Published On :: Mon, 3 Feb 2020 07:01:07 +0900 Enables easier and standardized designs previously not possible. IO-Link as a standard feature(E2E NEXT) Full Article New product
tan Stanhope Cooper owner buys HNW broker By www.insuranceage.co.uk Published On :: Tue, 25 Feb 2020 11:01:11 +0000 Exclusive: Insurance Tailors, based in Twickenham, has been purchased by the specialist broker’s parent firm for an undisclosed sum. Full Article
tan Covid-19: Insurers clarify stance on Coronavirus cover By www.insuranceage.co.uk Published On :: Thu, 16 Apr 2020 17:37:31 +0100 Updated: A number of providers have introduced exclusions for Covid-19. Full Article
tan Fresh attack on Hiscox BI stance from night life industry By www.insuranceage.co.uk Published On :: Wed, 22 Apr 2020 14:20:49 +0100 The Night Time Industries Association has been advised members have a “good case” against Hiscox as barrister warns “insurers will never be forgiven” for response to Covid-19. Full Article
tan Uinsure expands into non-standard home insurance By www.insuranceage.co.uk Published On :: Mon, 17 Feb 2020 09:29:07 +0000 The InsurTech firm now provides quotes for categories including holiday homes, non-standard construction, listed buildings and homes subjected to previous subsidence and flooding. Full Article
tan Getting Enough Fiber Is Important For Weight Loss By www.articlegeek.com Published On :: Fiber is an important part of a healthy diet, but did you know it can help you in your weight loss efforts? Full Article
tan Understand Credit Report's Relevance In Mortgage By www.articlegeek.com Published On :: One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning. Full Article
tan Understanding Mp4 Players By www.articlegeek.com Published On :: This article explains the basic difference between mp3 and mp4 players, together with the main features of mp4 devices. Internet browsing, emailing and video shows are all resources available in the mp4 players. Full Article
tan Understand Baldness and How You Can Reverse It By www.articlegeek.com Published On :: Understand hair loss and what treatments can be used to prevent/reverse baldness. Full Article
tan Maintaining profitability important in big banks’ interest rate cut decisions By www.accc.gov.au Published On :: Mon, 27 Apr 2020 13:24:00 +1000 27 April 2020Maintaining profits was a major consideration for the big four banks as they weighed whether to reduce mortgage rates in line with Reserve Bank of Australia cash rate cuts during 2019, the ACCC has found. The ACCC’s Home Loan Price Inquiry interim report, released today, shows that the big four banks considered various factors as they decided whether to pass on the RBA’s June, July and October 2019 rate cuts. But recovering profits was central to their decisions to not always fully pass through the lower rates to mortgage customers. “The banks were attempting to shore up their profitability during a period of low interest rates,” ACCC Chair Rod Sims said. “It was their strong preference, after the RBA’s cuts, not to further reduce the rates customers were earning on some deposit products as they approached zero per cent.” “The banks’ reluctance to cut these deposit rates led them to anticipate lower profits, which they aimed to recover by not always fully passing through cash rate cuts to their mortgage customers,” Mr Sims said. The ACCC’s analysis also found that the big four banks benefitted from a sustained decrease in their funding costs during much of 2019. While headline rates for owner-occupier home loans with principal and interest repayments fell overall during 2018 and 2019, the banks’ funding costs fell even more over the same period. “We recognise that much has changed in the economic and funding environment since last year. The COVID-19 pandemic has shifted priorities and the banks are playing an important role in supporting the economy,” Mr Sims said. “However, the inquiry findings shed an important light on bank decision making and raise questions about whether the banks could, at the time, have passed on a higher proportion of those RBA cash rate cuts to their mortgage customers.” The ACCC’s Home Loan Price Inquiry interim report also shows that although average interest rates charged by the big four banks on home loans fell during 2019, a lack of price transparency and higher interest rates for existing loans continued to cost customers. The interim report examines home loan prices charged by the big four banks between 1 January 2019 and 31 October 2019. It found that home loan pricing practices continue to make it difficult for consumers to compare different mortgage products. Headline rates did not accurately reflect the price most big four bank customers actually paid for their home loans, because the overwhelming majority of customers received discounts, including opaque discretionary discounts. “Given the economic disruption, uncertainty and job losses stemming from the COVID-19 pandemic, many consumers may not be inclined to shop around and ask for discounts from their banks right now,” Mr Sims said. “However, our analysis shows how that even a small further reduction in interest rates could potentially save thousands of dollars over the life of a mortgage. Consumers should consider this carefully when it is time to re-engage with their lender.” For example, a customer with an average-sized new, owner-occupier, principal and interest mortgage of $386,000 could save about $5000 on interest payments in the first year if they went from having no discount to receiving the big four banks’ average discount of 128 basis points. At the end of September, customers with new owner-occupier loans with principal and interest repayments were paying, on average, 26 basis points less than customers with existing loans. The difference was usually even more significant for customers with older loans. The ACCC’s final report, scheduled for release later this year, will consider barriers to consumers switching to alternative home loan suppliers. Further information at Home loan price inquiry Background On 14 October 2019, the Treasurer, the Hon. Josh Frydenberg MP, issued a direction to the ACCC to conduct an inquiry into the market for the supply of home loans. The specific matters the ACCC was directed to take into account included: prices charged for home loans since 1 January 2019, including: the difference between advertised interest rates and interest rates paid by customers the difference between interest rates paid by new and existing customers home loan suppliers’ pricing decisions following changes in the RBA’s target for the cash rate, including the extent to which changes were due to suppliers’ cost of funds and the timing of the suppliers’ announcements impediments to consumers refinancing to alternative home loan suppliers. The interim report focuses on the first issue regarding the prices charged for home loans between 1 January 2019 and 31 October 2019 by the big four banks, which account for close to 80 per cent (by value) of home loans held by authorised deposit-taking institutions in Australia. The final report will consider the second issue, impediments to consumer switching. The big four banks are Australia and New Zealand Banking Group, Commonwealth Bank of Australia, National Australia Bank, and Westpac Banking Corporation. In preparing the interim report, the ACCC used its compulsory information gathering powers to obtain information and documents from the big four banks, and supplemented its analysis with data supplied by the RBA and the Australian Prudential Regulation Authority. The findings in the report reinforce and build on those in the ACCC’s earlier Residential Mortgage Price Inquiry. Release number: 84/20ACCC Infocentre: Use this form to make a general enquiry. Media enquiries: Media team - 1300 138 917 Audience Consumers Topics Banking & finance Full Article
tan Oak Or MDF Skirting for Style and Substance? By www.411homerepair.com Published On :: Tue, 02 Jul 2019 00:00:00 EDT Skirting boards may not seem like the most exciting part of home decoration or renovation plans but for most modern homes they are a necessity. Full Article Floors / Tile / Hardwood
tan Postcard Power! How To Instantly Generate More Business With Powerful & Inexpensive Postcards By www.articlegeek.com Published On :: How to sell more of anything via effective, cheap, useful, fruitful and intelligent advertising. Specific strategies to increase your sales in any type of business, online or off, without spending a fortune on copywriting. Full Article
tan On-Demand Water Heating from Efficent Tankless Water Heaters By www.articlegeek.com Published On :: Tankless water heaters are more efficent in heating hot water than conventional water heaters and can save consumers on their energy costs. Full Article