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Should I fake a divorce with my wife so we can split my pension?

This is Money columnist Steve Webb and lawyer Fiona Wood jointly tackle a reader question about shamming a divorce to dodge tax. Find out the pitfalls here...




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How do you split an estate if care fees ate up a lot of the cash?

As our relative was in a care home for the past five years the money she had left is less than the sum in her will. My husband inherits her property, but does he have to make up the cash shortfall? Lawyer Jim Sawer replies




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I am 30 and on £50k: How much should I save in a pension to retire at 60

How much do I need to be saving into my pension to achieve this, assuming I achieve returns of 7% a year and that I live until 85. Financial planner Kay Ingram (pictured left) replies




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I don't own a computer but CBA Malwarebytes took my cash for YEARS

Eric Lewis-Leaning discovered last month he was paying £19.95 a year to a company called 'CBA Malwarebytes' via his credit card, despite not owning a computer.




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Should I get power of attorney or is it a waste of money?

I am 84 years of age, healthy and fit for my age. I have given my son a will drawn up by a solicitor. He inherits all my assets. He wants to have a power of attorney document drawn up. Please advise.




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Pension firms should send customers 'birthday card' forecasts, says Ros Altmann

Standard wording should be adopted and made compulsory to prevent firms using 'obfuscatory' jargon that baffles savers, argues Lady Altmann




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The shameful pension blunders: Warning signs ignored by HMRC

HMRC refused to warn people it had launched investigations into fraudulent pension schemes registered with it, enabling the scammers to continue to fleece hundreds more victims.




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A new permanent pensions commission is needed to solve 'unfinished business' of reform

Pensions Minister Guy Opperman and shadow pensions minister Jack Dromey have called for for a new independent 'arms-length' government body in a think-tank report.




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Tempted to cash a pension before 55? You are at serious risk of fraud

Reputable firms don't encourage savers to take money out of pensions before they are 55, in the form of a loan or any other kind of cash payout, due to the stiff tax penalty.




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Nearly half of over-55s tapping pensions only take their 25% tax-free cash

Of those who start drawing an income, just two out of five do so immediately. Among those who wait, 40% put it off for at least half a year, and 24% delay for more than a year, says Hargreaves Lansdown.




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Threat of frozen state pensions lifted for British expats in EU

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.




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Three-quarters of Britons risk being left without access to their cash

Which? found 77 per cent of 1,500 people surveyed in the UK held either one account or several with the same provider, leaving them stuck during online and mobile banking hitches.




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Should inheritance tax be replaced with a 10% gift tax?

nheritance tax at 40 per cent should be ditched and replaced with a 10 per cent tax on annual gifts of £30,000-plus and a new death allowance, says a report by MPs.




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Will pension tax relief be slashed to 20% for all?

A raid on popular pension tax breaks to drum up cash for other Government projects is reportedly on the cards at the upcoming March Budget.




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JEFF PRESTRIDGE: New Chancellor Rishi Sunak needs to make his mark...by improving our pensions

With the smell of a spring Budget in the air comes the rumour of yet more restrictions on the tax relief available to boost our pension saving. But how will Mr Sunak treat pension savers?




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Should you start a final salary pension on your birthday or in April?

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.




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Should you put more cash into your pension in case of Budget changes?

Rookie Chancellor Rishi Sunak was given a month to prepare for the Budget on March 11. Will Government top-ups into retirement savings pots be lowered to the 20 per cent basic rate for everyone?




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How fast should you spend your pension pot? Many withdraw 8% a year

'Cash today, poverty tomorrow must be avoided, as large withdrawals from pension pots could mean later life hardship for many,' says the Association of British Insurers.




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When will age you can access pension cash rise from 55 to 57?

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.




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Should state pension triple lock be axed to help pay for the coronavirus crisis?

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.




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Should you consider a direct cremation? It is the cheapest type of funeral

No frills cremations cost around £1,600 on average, and ashes are returned to a family afterwards, allowing them to organise a personal memorial at a time of their choosing.




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Should you worry about your final salary pension as deficits deepen?

Many savers have ditched these generous guaranteed pensions in recent years, often tempted by huge transfer value offers. We reveal six things you must consider if you're tempted.




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I wrongly thought I got divorced - can my wife share an inheritance?

We separated 20 years ago. I am about to inherit from an estate and have a small private pension and a full state pension. Can my wife claim on them? Lawyer Lisa Pepper, of Osbornes Law, replies.




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Amanda Holden says the NHS 'saved her life' as she urges public to take part in #ClapForCarers event

The Britain's Got Talent judge, 49, praised the NHS amid the ongoing coronavirus crisis, while speaking about them on Wednesday's edition of Heart Breakfast.




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Amanda Holden shares selfie with girls Hollie and Lexi before nominating BGT judges to pet challenge

The radio host, 49, shared a sweet selfie with daughters Hollie, eight and 14-year-old Lexi on Instagram on Thursday before nominating fellow BGT judges to a fun pet challenge.




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Alesha Dixon's baby girl Anaya joins her in the gym for cute mother-daughter home workouts 

The Britain's Got Talent judge was joined by seven-month old Anaya - the younger of her two children with partner Azuka Ononye  as she kicked off her week with some free exercise.




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Alesha Dixon shows off her muscles as she works out with daughter Azura, six

She's been keeping busy during the coronavirus lockdown in the company of her partner Azuka Ononye and their two daughters.




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Alesha Dixon shares sweet photos of her daughters Azura, six, and Anaya, seven months

The Britain's Got Talent judge posted a photo of Azura, six, sweetly kissing her little sister Anaya, seven months, on the cheek.




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Amanda Holden takes out her bin in style as she sizzles in shimmering fuchsia evening gown

The Britain's Got Talent judge, 49, donned a fuchsia dress with a daring leg spit as she strutted her stuff while taking out her rubbish.




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Amanda Holden admits she hopes Simon Cowell's weight loss will help him return to Mr Nasty

The music and TV mogul lost the impressive amount of weight after adopting a healthier vegan lifestyle last year, and Amanda is hoping for other big changes in her pal too.   




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Amanda Holden and Ashley Roberts play with a heart-shaped pillow in fun clip

The Britain's Got Talent judge, 49, and the Pussycat Doll, 38, put on typically playful displays as they larked around their empty office at Global Studios in a bid to cheer up the nation on Tuesday.




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Alesha Dixon admits she's 'constantly at battle' with the prospect of having more kids

The Britain's Got Talent judge, 41, has admitted she's 'constantly at battle' with the prospect of growing her family in this week's edition of the Happy Mum Happy Baby podcast.




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Inside Alesha Dixon's lavish Hertfordshire home

The Britain's Got Talent judge, 41, gorgeous Hertfordshire property boasts chic furniture, a large garden, and a spacious gym that is jam-packed with everything Alesha needs to keep fit.




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A glimpse inside Amanda Holden's VERY lavish lockdown 

Amanda Holden has shared a glimpse into her extremely glamorous lockdown life on Instagram.




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Alesha Dixon reveals she gets her daughter Azura, 6, to call her 'Miss Dixon' during homeschooling

The Britain's Got Talent judge, 41, said she is finally living her childhood dream of becoming a teacher as she appeared via video link on This Morning on Thursday.




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Amanda Holden reveals she'd put 'ANYTHING in her mouth' if she went on I'm A Celebrity.

The BGT judge, 49, revealed she would take part on I'm A Celebrity but only on one condition and stated that she would 'put anything in her mouth' when it comes to the dreaded Bushtucker trails.




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Britain's Got Talent SPOILER: First audition sees contortionist and dancing Dachshunds

The new series, which was filmed earlier this year before the UK COVID-19 lockdown, sees St Anne's Gospel Choir from London kick off the auditions.




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Alesha Dixon shares why the return of Britain's Got Talent has come at the right time

Britain's Got Talent will return to our TV screens on Saturday night for its highly anticipated 14 series.




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BGT: Amanda and Alesha in TEARS at choir Sign Along With Us as they receive the FIRST golden buzzer

Britain's Got Talent saw choir Sign Along With Us leave judges Amanda Holden and Alesha Dixon in tears with their heart-rending rendition of This Is Me from The Greatest Dancer.




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Amanda Holden, 48, shows off her gymnastics skills in bikini

Amanda Holden celebrated Easter Sunday by holding a gymnastics contest with her daughter Hollie, eight.




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Amanda Holden dazzles in a turquoise gown as she greets fans ahead of pre-recorded BGT auditions

The TV judge, 49, wowed in a turquoise gown as she greeted fans at the Britain's Got Talent auditions, which were recorded weeks before the COVID-19 lockdown.




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Britain's Got Talent EXCLUSIVE: Amanda Holdenis left in shock by James Stott's EXPLOSIVE audition

In an exclusive clip from Saturday's show, the TV personality, 49, had her head in her hands as she stopped herself from watching Simon Cowell taking part in the act.




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Amanda Holden slips into a skimpy pink bikini as she sips on wine while sunbathing in her garden

Taking to Instagram on Sunday, the Britain's Got Talent judge, 49, shared sun-drenched snaps of herself enjoying a boozy day off 'before school is back'




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Alan Carr shocks with resemblance to Love Island star Curtis Pritchard

Alan Carr's fans were left baffled by his viral photo challenge on Sunday.




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Alesha Dixon poses for a rare full family snap with partner Azuka Ononye and their two daughters

The Britain's Got Talent judge, 41, is adhering to strict governmental guidelines in the fight against COVID-19 by staying at home with partner Azuka Ononye and their two children.




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Amanda Holden puts on a stylish display in a plunging black floral gown as she heads to work

The Britain's Got Talent judge, 49,looked stunning as she arrived for another work day at the radio studios in London on Wednesday.




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Alesha Dixon gives Kelly Hoppen a tour of her palatial lounge... who tells her what's wrong with it

Alesha Dixon took to Instagram Live with Kelly Hoppen on Wednesday night, so that the interior designer could critique the Britain's Got Talent judge's living room.




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Amanda Holden puts on a casual chic display in Comic Relief's Love Wins T-Shirt as she heads to work

The Britain's Got Talent judge, 49, looked sensational in a casual chic ensemble as she arrived at work in London on Thursday.




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Amanda Holden flaunts her toned physique as she embarks on her daily exercise with her dog Rudie

The Britain's Got Talent judge, 49, opted for a simple grey vest and matching leggins as she listened to music during her walk in the sunshine on Monday.




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Simon Cowell playfully pushes David Walliams off the desk after the comic serenades him

The playful altercation happened while comedian David tried to serenade Simon during an audition by Bhim Niroula, who sang a self-penned love song.