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Selective Survey Finds Majority Of Small Businesses Lack Cyber Insurance Coverage

A survey of small businesses conducted by Appalachian State University in coordination with Selective found that cybersecurity and technology issues were growing concerns for 44% of survey respondents due to the COVID-19 pandemic. Yet, only 20% of survey respondents have cyber insurance coverage.

The findings highlight an awareness gap among small businesses about the risks they face from cybercrime. Twenty-eight percent of data breaches impact small businesses, and phishing attacks account for over 30% of breaches, making them the biggest cyber threat for small organizations.1 Cyber coverage from Selective can help small businesses manage and mitigate risks with comprehensive coverage options and cyber threat education.




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Number of small businesses in distress triple pre-Covid level

This month almost 135,000 businesses are showing strain, as the impact of a year of Covid-19 restrictions reverberates.Businesses in the services and retail sectors accounted for almost three-fifths of those showing distress, said Mazars. Sectors allowed to reopen were faring better, with construction and manufacturing businesses making up 7.9 per cent and 6.7 per cent of those in distress respectively.




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How just a few days cost some small businesses thousands on their PPP forgivable loans

For some of the smallest businesses that applied for forgivable loans through the Paycheck Protection Program, waiting just a few days or weeks would’ve gotten them thousands of dollars more.

But they had no way of knowing what was coming.

The Biden administration in late February announced a slew of changes to the loan program, which offered forgivable loans in return for keeping employees on a company’s payroll, after it reopened in January with $284 billion in funding. Those amendments included an adjusted loan formula that would mean larger amounts for sole proprietors as well as expanded eligibility for small business owners with certain criminal records, were delinquent on student loan debt or were non-citizens.




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Small Businesses Administration extends deferment for all COVID disaster loans until 2022

The Small Business Administration has extended deferment periods for all of l its disaster loans made either in 2020 or 2021, the agency announced on Monday.

The extended deferment includes the SBAs Economic Injury Disaster Loan – or EIDL – program, which many businesses that did not qualify for Paycheck Protection Program loans or other funding used to bridge the losses incurred during the COVID-19 pandemic.

All SBA disaster loans made in 2020 will have the first payment due date extended from 12-months to 24-months from the date of the note, the agency said. Disaster loans made in 2021 will have a first payment due date extended from 12-months to 18-months from the date of the note.




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Why Are Not Struggling Small Businesses Taking More PPP?

Millions of businesses across the country are struggling, yet many are not taking the latest version of government aid: a second round of Paycheck Protection Program (PPP) loans. This is not happening because businesses are better off than they were last year; it is because the PPP still contains structural blockers that are stopping businesses from obtaining the aid they urgently need.

A recent survey by the Federal Reserve Bank found that 30% of U.S. small businesses — totaling 9 million — fear they will not make it through 2021 without more government assistance. And yet, many are not applying for aid. The Small Business Administration (SBA) reports that seven weeks after round two of PPP began, nearly half the funds remain, and only 31% of 2020 PPP loans have been forgiven to date.




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Abdominal Pain Causes By Location

Title: Abdominal Pain Causes By Location
Category: Doctor's & Expert's views on Symptoms
Created: 7/12/2013 12:00:00 AM
Last Editorial Review: 4/20/2022 12:00:00 AM




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Symptoms of 12 Serious Diseases and Health Problems

Title: Symptoms of 12 Serious Diseases and Health Problems
Category: Diseases and Conditions
Created: 8/14/2006 12:00:00 AM
Last Editorial Review: 5/16/2022 12:00:00 AM




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Federal Court Orders EPA to Re-examine Whether Roundup Causes Cancer

Title: Federal Court Orders EPA to Re-examine Whether Roundup Causes Cancer
Category: Health News
Created: 6/20/2022 12:00:00 AM
Last Editorial Review: 6/20/2022 12:00:00 AM




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Psychosis Risk Rises When People Abuse 'Speed'

Title: Psychosis Risk Rises When People Abuse 'Speed'
Category: Health News
Created: 2/15/2022 12:00:00 AM
Last Editorial Review: 2/15/2022 12:00:00 AM




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The RF GaN Market witnesses the growth of Aerospace & Defense segments, as per Maximize Market Research.

(EMAILWIRE.COM, October 26, 2024 ) Gallium Nitride, also known as GaN, is a semiconductor material that optimizes power density. Utilizing GaN components in an RF amplifier enables the attainment of high-output power without the need for size and weight expansion. High frequency, high power, and...




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The Red Rice Market witnesses growing demand from North America, as per Maximize Market Research.

(EMAILWIRE.COM, October 26, 2024 ) The increased demand for healthy foods, followed by the properties in red rice such as, anthocyanins, which offer potential benefits like blood pressure control, diabetes prevention, and anti-inflammatory properties are important driving factors in the red rice...




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The Near Field Communication (NFC) India Market witnesses’ integration with IoT, as per Maximize Market Research.

(EMAILWIRE.COM, October 27, 2024 ) Near Field Communication (NFC) India Market overview NFC technology is integrated with IoT devices for seamless interactions. Mobile payments are advancing with NFC for convenience. Security enhancements are prioritized for trust in NFC solutions. Near Field...




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Antimicrobial Susceptibility Testing Market Expands as Need for Effective Infection Control Rises, as per Maximize Market Research

(EMAILWIRE.COM, November 03, 2024 ) The Antimicrobial Susceptibility Testing Market is experiencing growth due to rising concerns over antibiotic resistance and infection control. AST systems help healthcare providers determine the most effective treatments for infections, improving patient outcomes....




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Geschäftsstelle des Petitionsausschusses bietet Sprechstunde an




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Offene Bürgersprechstunde des Petitionsausschusses in Norderstedt




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DVD Talk Presents: The Best Releases of 2018

DVDTalk.com staff writer and film critic Neil Lumbard has compiled a list of some of the best releases of...




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Whooping cough vaccine does not prevent disease - it causes more severe outbreaks

This is a reasoned argument by Joanna (Why I Don't Vaccinate My Children) posted on Erwin Alber's VINE facebook page which was started in 2009, to help parents make an informed choice on behalf of their children. Image credit topnews.ae Joanna responds (below) to a lady who published an article saying that unvaccinated children are the cause of recent increased pertussis (whooping cough) outbreaks in areas where vaccination is actively pursued......




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Retroviral particles in human immune defenses - is AIDS orthodoxy dead wrong?

We have previously published articles by the Australian AIDS-and-biology researcher Cal Crilly, and here is yet another installment. Cal is someone who digs into scientific studies. He does biological detective work and finds gems that hide in plain view, things we don't normally understand and that even the experts do not see as they are not trained to put discordant facts together and question basic assumptions. What this new article tells us is that retroviruses - the same kind that are thought to cause immune deficiency or AIDS - are useful and necessary for our immune system to function correctly. That of course tends to leave the hypothesis of a viral causation of AIDS in grave trouble. I say 'hypothesis' because no one has proven, or even come close to a coherent explanation for, the mechanism of AIDS causation by HIV. How does a retrovirus that is by nature a benign particle, cause devastation of the immune system? Here we have several scientific studies published in the world's finest journals, which attest to the fact that retroviruses are part and parcel of the human organism, that they are needed to provide certain defensive capabilities against invaders, and that they are not pathogenic. So we might ask ourselves why HIV tests (thought to indicate the presence of a retrovirus) are still performed, and why doctors are still recommending the use of toxic anti-retroviral drugs to kill what, rather than a foreign invader, appears to be part of normal human metabolic processes. Cal Crilly lays it out for you, citing and linking the sources......




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Sesame Street: Awesome Alphabet Collection

Recommended

The Show:

As my two-year old goes from infant to toddler and is more of a sponge soaking up data and information I try to keep his media above board with things on education, and having Sesame Street as your driver in the club bag is a clutch one I have to say. He can watch Elmo, or Kermit or Bert and Ernie with content while I get his meals ready, and he gets the chance to learn something in the process. So yeah, damn right I grabbed Awesome Alphabet Collection as a surrogate parent!

The disc is less a series of show episodes and more focused on segments, all of which surround a particular letter of the alphabet, that the Sesame Street puppets and humans talk through in a means of education and illustration. Occasionally a celebrity will pop by, whether its singers like Norah Jones, Pharrell Williams or Smokey Robinson, or actors like Ricky Gervais (Read the entire review




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Sesame Street: 50 Years and Counting

Skip It

Sesame Street was one of the only things I was allowed to watch on TV in my early years, and it's no question that it helped to shape me. It was one of the first times that TV had been used to educate children on things like numbers and spelling without being either boring or silly. Its creators had noticed that children memorized TV commercials easily, so they thought the same approach could be used to make them learn things that were actually important. The resulting show has been in a format of clips, primarily focusing on Sesame Street itself with its Muppet and human inhabitants, but also interspersed with separate sketches featuring those characters and some live-action or animated segments that I always felt took place in another universe- having some educational value and a unique quality to them, but having absolutely nothing to do with the main characters or setting, and they were never co...Read the entire review




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Sesame Street's 50th Anniversary Celebration!

Recommended

This second DVD release from Shout Factory Kids celebrating Sesame Street's 50th anniversary consists of a special made this year for prime time on both HBO (where the show has moved for its first run episodes) and PBS (which still presents the show delayed after the HBO showings, and with an annoying "E/I" symbol at the top of the screen to count towards the FCC's required hours of "educational programming" each week- in that regard it's likely for the better that its new primary home is HBO.) Like the 25th anniversary special, which was one of the very first DVD releases back in 1997, this focuses mostly on songs from the show but most of them are new performances, done on the show's set, rather than archival clips. There's a number of celebrity appearances but for some reason Joseph Gordon-Levitt, born after I had already outgrown the show on TV, was chosen to be the main "star". He takes a cab t...Read the entire review




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El Gobierno Regional Paga 22,5 Millones de Euros a Agricultores Conquenses por Ayudas de la PAC

El sector agrícola y ganadero de la provincia de Cuenca ha recibido un significativo respaldo económico por parte del Gobierno regional, que ha procedido al pago del anticipo de los ecorregímenes de la Política Agraria Común (PAC) 2024. El delegado provincial de Agricultura, Ganadería y Desarrollo Rural, Rodrigo Fernández Alcalde, ha anunciado que se han […]

Artículo publicado en : El Gobierno Regional Paga 22,5 Millones de Euros a Agricultores Conquenses por Ayudas de la PAC




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High Court rules Work Capability Assessment arguably unlawful

This is a press release from earlier this year about the judicial review that is due to be heard at the Royal Courts Of Justice on the 15th, 16th and 18th of January 2013. Lets pray it goes in our favour as it will open the floodgates for legal action over the WCA if it does. 

Thursday, July 26, 2012

The High Court has today granted permission to two disabled people to bring a claim for
judicial review against the Secretary of State for Work and Pensions to challenge the
operation of the Work Capability Assessment (WCA).
WCAs are face to face interviews carried out by healthcare professionals (HCPs)
employed by Atos Healthcare (a private contractor), to assess disabled people’s
entitlement to Employment and Support Allowance (a sickness benefit that has replaced
the old Incapacity Benefit). Each existing recipient of Incapacity Benefit is now being
assessed for eligibility for ESA, at the rate of some 11,000 people per week. WCAs have
been the subject of serious criticism by all relevant stakeholders in civil society including
doctors and NGOs working on behalf of disabled people.
The present case concerns some of the problems with the system as experienced by
people with mental health problems. Although medically trained, Atos HCPs typically
have very limited knowledge of mental health. The interviews are often hurried, and rely
on applicants to explain the limitations on their ability to work.
This is a serious problem for people with mental health conditions who lack insight into
their conditions, whose conditions fluctuate in seriousness, or who cannot easily talk
about their disability. Such people are placed at a substantial disadvantage in navigating
the system. Even if they appreciate the need to get expert medical evidence for
themselves, they are often less able to navigate the system successfully and to obtain
the medical report that they need. The Equality Act 2010 requires the DWP to make
reasonable adjustments to avoid such disadvantage.
The reasonable adjustment to the process that the claimants seek is for medical
evidence to be sought by the Atos HCP and the DWP at the very outset of the claim.
This would ensure that very sick people for whom having to go through a WCA would be
extremely distressing are exempted from the process, and for those that do attend a
WCA, the assessment of fitness to work takes place in the correct medical context, so
that dangers associated with forcing people back to work are correctly identified.
At present, the DWP do not routinely ask for expert medical report from an applicant’s
community-based doctor. The judge has held that it is arguable that this failure is a
breach of the duty to make reasonable adjustments, and is therefore unlawful.
In granting permission to apply for judicial review, the judge stated:
“I consider that it is reasonably arguable that the reasonable adjustments
required by the [Equality Act 2010] include the early obtaining of independent
medical evidence where the documents submitted with the claim show that the
claimant suffers from mental health problems and that this has not been done, or
at least not done on a sufficiently widespread basis”.
The claimants, known as MM and DM, were granted anonymity by the court. Their
solicitor, Ravi Low-Beer of the Public Law Project said:
“The present system results in many thousands of unnecessary appeals at great
public expense, with a high success rate. What is not counted is the cost in
human misery for those people who should never have had to go through the
appeals process in the first place. This could be avoided if doctors were involved
in the assessments at the outset. The Government’s policy of by-passing doctors
is inefficient, unfair, and inhumane. We gain heart from the court’s finding that as
a matter of law, it is arguable that something has to change.”
For further information contact Ravi Low-Beer on
r.lowbeer@publiclawproject.org.uk/0845 543 5944
or Adrian Lukes on
a.lukes@publiclawproject.org.uk/0845 543 5946.
Public Law Project (PLP)
PLP is an independent, national legal charity which aims to improve access to justice for
those whose access is restricted by poverty, discrimination or other similar barriers. To
fulfil its objectives PLP undertakes research, policy initiatives, casework and training
across the range of public law remedies.
For more information on our work, events and publications: www.publiclawproject.org.uk




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MuseScore - MuseScore 2.1

Freeware for Mac : Scores & tablatures / Notation software




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La Chine accueille les entreprises � capitaux �trangers pour approfondir la coop�ration mutuellement b�n�fique

La Chine promeut une ouverture de haut niveau du secteur financier et accueille les entreprises � capitaux �trangers pour approfondir la coop�ration mutuellement b�n�fique, a annonc� mardi � Beijing le vice-Premier ministre chinois He Lifeng. M....




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La Chine et les pays d'Am�rique latine et des Cara�bes b�n�ficieront de perspectives plus prometteuses au cours des dix prochaines ann�es

Guid�e par la diplomatie des chefs d'Etat, la communaut� d'avenir partag� Chine-pays d'Am�rique latine et des Cara�bes b�n�ficiera de perspectives plus prometteuses durant la d�cennie � venir, a d�clar� mardi un porte-parole du minist�re chinois des...




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Are older releases of the database really unsupported?

articles: 

I see posts on Oracle related forums about various releases (anything that isn't 11.x or 12.x) being "unsupported". This is wrong. Of course you should upgrade any 9i or 10g databases, but you don't have to.

Oracle Corporation's lifetime support policy is documented here,
Lifetime Support Policy
take a look, and you'll see that release 10.2 was in premier support until end July 2010 when it went into extended support. At end July 2013, it goes into sustaining support. Sustaining support will continue indefinitely. Even release 8.1.7 will have sustaining support indefinitely.
So what is sustaining support? That is documented here,
Lifetime support benefits
To summarize, extended support gives you everything you are likely to need. What you do not get is certification against new Oracle products or new third party products (principally, operating systems). But does that matter? I don't think so. For example, release 11.2.0.3 (still in premier support) is not certified against Windows 8, but it works fine.
Sustaining support has a more significant problem: no more patches. Not even patches for security holes, or changes in regulatory requirements. The security patch issue may of course be serious, but regulatory issues are unlikely to matter (this is a database, not a tax management system.) Think about it: 10g has been around for many years. It is pretty well de-bugged by now. If you hit a problem with no work around, you are pretty unlucky. Sustaining support gives you access to technical support, available patches, software, and documentation. That is all most sites will ever need.
Right now, I am working on a 9.2.0.8 database. It cannot be upgraded because the application software is written by a company that does not permit a database upgrade. Why not? Well, the reason may be commercial: they have a replacement product that is supported on newer databases. But that is nothing to do with me. The database works, the software works. Making it work better is a challenge - but that is what a DBA is paid to do. Don't just write it off as "unsupported".
Of course I am not suggesting that users should not upgrade to current releases - but upgrades are a huge project, and can have major implications. Running out dated software is silly, unless you have an irrefutable reason for so doing. The lack of security patches make you vulnerable to data loss. The lack of regulatory patches may make it illegal. The lack of newer facilities will be restricting the utility of the system. You may be losing money by not taking of advantage of changes of newer technology that can better exploit your hardware.
If anyone is looking for consulting support to upgrade their database - my boss will be happy to give you a quote. But I won't refuse to support you in the meantime.
--
John Watson
Oracle Certified Master DBA
http://skillbuilders.com




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Artisan cheeses Tasmania

Why not go on a Tasmanian gourmet cheese crawl ? There’s an immense number of cheese producers in Tasmania, and the fabulous news is that a number of them are open to visitors for tastings, meaning you can base your entire holiday around a spectacular gourmet cheese crawl. With so many small scale producers making...




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HSBC not interested in small businesses in Canada

Interesting.  I’ve been an HSBC business customer for 10 years, and was surprised to find out that they are no longer interested in small businesses in Canada.  Their new focus, I was told on the phone, is international businesses with sales over 3 million dollars. So, while they’ve graciously ‘grandfathered’ my business account, I can’t … Continue reading HSBC not interested in small businesses in Canada

The post HSBC not interested in small businesses in Canada first appeared on Bigsnit Blog.




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Commercial Fundraisers Companies: California Releases Report Detailing Use of Funds of Commercial Fundraisers

The annual report on commercial fundraisers released today found commercial fundraisers in California raised $391.5 million in 2009 but charitable organizations received less than 43% of those funds Commercial Fundraisers Companies: California Releases Report Detailing Use of Funds of Commercial Fundraisers





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Betty Boyd passes away at 86

Steve Williams reports the passing of a Tulsa TV icon, Betty Boyd. Reader comments and links to a Tulsa World story, and a KTUL story with a 1965 video are in GroupBlog 320.




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TV exercise guru Jack LaLanne passes away

Jack told us why people are unhappy in a YouTube at a link in GroupBlog 321. Also there, see Debbie Drake and read about other exercise-related topics from the early 1960s.




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KVOO-TV newsman George Martin passes

Anchor of Channel 2 news circa 1960, an era before video tape and color. Photo of Mr. Martin with NBC national anchor Chet Huntley in GroupBlog 324.




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Bassist Moby Anderson passes

The Tulsa World reports that Moby Anderson, a bassist who played Tulsa coffee houses in the 1960s, has passed away. Link to Moby's 2005 comment on TTM in GroupBlog 327.




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Gary Chew reviews "Horrible Bosses"

Plenty of laughs in this R-rated, extremely rude flick. Jason Bateman, Jason Sedeikus and Charlie Day are the aggrieved employees; Kevin Spacey, Colin Farrell and Jennifer Aniston are the horrible bosses. Opens wide Friday.




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KOTV engineer Neil Willits passes

Neil was one of the original KOTV engineers who put the station on the air in 1949. Tulsa World obit link in GroupBlog 330.




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'Captain Ben' Robert Jernigan passes

Robert Jernigan Jr. sadly informed us that his dad, who played Captain Ben on KTUL-TV, has passed away. More information in GroupBlog 330.




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"Time Channel" spoof creator Dave McFadden passes

Joe Winett reports that Dave McFadden, creator of "The Time Channel" spoof, passed away on Friday. Our deepest condolences to his family and friends. Dave was also part of "Make Me Smile", a comedy show taped in the basement of the Tulsa Library.




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Gary Elliott, KTUL soundman, passes away

Sorry to be late in reporting the passing of Gary Elliott. He was a long-time audio engineer at KTUL as well as a singer/songwriter. I worked with him and his wife Emily on the RSUTV/UHF Weird Al locations tour last year. Rest in peace, Gary.




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Former KTBA DJ Stacy Richardson passes away

Photo of Stacy with other counterculture radio guys, his articles on TTM, and a link to his obituary at to Rose Hill.




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NMP study exposes rising mental disorders among Filipino seafarers

The recent research study conducted by the National Maritime Polytechnic has revealed significant data on the prevalence of mental disorders and suicides among Filipino seafarers.




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LXer: Amarok 3.1.1 Promises Smoother Performance and UI Fixes

Published at LXer: Amarok 3.1.1, a free and open-source music player, has been released with enhanced toolbars, track editor fixes, and more. Read More......



  • Syndicated Linux News

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LXer: FFmpeg 7.1 Promises Major Improvements in Video Processing

Published at LXer: FFmpeg 7.1 "Peter" debuts with full Vulkan encoding pipelines, enhanced AAC decoding, MV-HEVC support, and more. Here's what's new! Read More......



  • Syndicated Linux News

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LXer: Cinnamon 6.4 Promises Pleasant Surprises for Desktop Users

Published at LXer: Linux Mint unveils a darker, modern theme with rounded objects and redesigned dialogs for the upcoming Cinnamon 6.4 desktop environment. Read More......



  • Syndicated Linux News

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Unable to xrdp tunnel to my Fedora 40 session using ssh

Hello, I'm not sure what happened but I've always been able to tunnel to my xrdp GUI using a ssh putty session. Now when I try to connect after connecting via SSH it just shows a blank screen with an...



  • Linux - Networking

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New releases of H323Plus and PTLib

 H323Plus 1.27.2 and PTLib 2.10.9.4 have been released.

Changes in H323Plus:

- support for Alpine Linux for smaller container images
- crash fixed on invalid RTCP packets
- memory leaks fixed
- GetCrytoMasterKey() restored that got lost in 1.27.1
- better support for cross-compiling
- various updates for newer compilers
- some smaller bug fixes

https://www.h323plus.org/source/

 

Changes in PTLib:

- support for Alpine Linux
- better support for cross-compiling
- various smaller bug fixes

https://github.com/willamowius/ptlib/releases




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Is Live Answer Worth the Investment for Businesses?

As the owner of a business where 100% live answer is not possible or cost effective, I do receive my fair share of angry voicemails from people wanting to talk to a human right now. It’s kind of interesting actually. I received this one just recently. Many would just delete it, as I usually do with rude voicemail tirades. We receive all manner of unbelievably incoherent, garbled and plain crazy voice messages from people. But as a blunt-spoken no-BS type of person myself, I appreciated this voicemail. I played it proudly for my wife. And I played it for my assistant, “listen, … this is great!” And now I’m blogging about it. The caller scolds me with the blunt, to the point assertion, “if no one is available you get no sales“. Listen to it again yourself. It’s perfect! It’s the kind of communication I respect. Clear, concise, to the ... Read more



  • Austin Real Estate
  • Business and Technology

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US Administration Purchases 4.65 Million Barrels of Crude Oil for Strategic Petroleum Reserve

In July 2024, the Biden-Harris administration made a significant move to bolster the United States’ energy security by purchasing 4.65 million barrels of crude oil for the Strategic Petroleum Reserve (SPR). This acquisition is part of a broader effort to replenish the SPR, which had been significantly drawn down in response to the global energy crisis triggered by the Russian invasion of Ukraine in 2022. The U.S. Department of Energy (DOE) confirmed that this latest purchase brings the total amount of crude oil secured for the SPR to over 40 million barrels since the administration began its replenishment efforts. The DOE has been able to procure this oil at an average price of $77 per barrel, which is nearly $20 less per barrel than the average sales price during the emergency releases in 2022. This strategic purchasing not only ensures a good deal for American taxpayers but also maintains the operational readiness of the SPR. Energy Secretary Jennifer Granholm emphasized the administration’s commitment to safeguarding the nation’s energy security while securing favorable terms for taxpayers. She noted that the DOE has successfully accelerated the return of nearly 5.5 million barrels initially slated for later in the year, further maximizing the...




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Tony Blair is Right: It Is About the Masses

Need for mass preaching compared to Blair's comments on need for mass education.