HVAC efficiency standards have changed in the U.S., creating an opportunity for Canadians dealers. Distributors and manufacturers in the Southeast and Southwest regions of the U.S. need to sell 13 SEER inventory by July 2016. Canadian dealers can purchase this equipment at significant savings.

Hi Ozbargainers,

I was watching in amazement as the TravelKon sim card deal clocked over 300+ votes, great deal and also indicative of the number of Ozbargainers thinking about taking off overseas in the next 3 months, so on this note being the ambulance chaser entrepreneur that I am, I thought - what a great time for a deal on Diarrhoea relief. I reached out to a new supplier and asked for a deal so I could offer an ATL on diarrhoea relief. Nova Pharma came good and after scouring the web I think I can say, this is by FAR the best price for this item delivered anywhere in Oz - At this price, why risk taking off without a box in your hand luggage.

The box says: "Lorrex acts to restore normal bowel function", and we all want that!

Item: 20x Lorrex Liquicaps, Loperamide Hydrochloride 2mg
Link: https://pharmacysavings.com.au/products/travel-essentials-tr…
Price: $3.99
Code: Not required
Exp: End July 2025
Delivery: FREE

I'm going to give a special shout out to a very Shorted dated product, but I know many of you don't mind buying short dated at the right price:

Item: 70x Fexit 180mg, Fexofenadine Hydrochloride
Price: $4.99
Delivery: FREE
Exp: End November 2024
Link: https://pharmacysavings.com.au/products/trust-fexit-180-fexo…

Ozbargains Favourites have again been restocked:

• 100x Hayfexo @ $19.99: https://www.ozbargain.com.au/node/776153
• 200x Cetirizne 200x Cetirizine @ $19.99: https://www.ozbargain.com.au/node/834351
• 200x Lorazol, Loratadine 10mg @ $19.99 https://www.ozbargain.com.au/node/837337 (RESTOCKED)
• 70x Cetirizine 10mg + 70x Loratadine 10mg + 48x Ibuprofen @ $17.99 https://www.ozbargain.com.au/node/873236
• 70x Trust Fexit 180mg + 70x Cetrine or 70x Lorazol @ $19.99: https://www.ozbargain.com.au/node/858658
• 192x Trust Ibuprofen 200mg, Coated Tablets @ $10.99 now $9.99 https://www.ozbargain.com.au/node/844425

These bulk deals are still powering along as well:
140x Cetirizine + 140x Loratadine + 140x Fexofenadine https://www.ozbargain.com.au/node/866620

The pharmaceutical industry is preparing for an accelerated pace of consolidation, with the number of mergers up 39 per cent since 2017¹. This year has already witnessed its first ‘super merger’ between two of the world’s largest pharmaceutical companies, Bristol-Myers and Celgene, valued at $74 billion.²

Flipkart के बिग बचत डेज़ Morphy Richards, Agaro के टॉप-रेटेड माइक्रोवेव और ओवन पर अविश्वसनीय बचत लाते हैं. किचन की विभिन्न आवश्यकताओं को पूरा करने वाले विश्वसनीय, हाई-परफॉरमेंस वाले मॉडलों पर भारी छूट का आनंद लें.

Are you a self-insured employer looking for ways to reduce healthcare spend? Join us for a webinar on December 11 in which HR executives will share their insights.

The post Where Can Self-Insured Employers Look to Find Healthcare Savings? appeared first on MedCity News.

Why did Willie Sutton rob banks? "Because that's where the money is."

Why does the government want to tax your IRA and ROTH retirement savings? Because that's where the money is.

When the income tax first went into effect in 1915, the top rate was a mere 7% and fell only on those making $500,000 a year or more -- that's $13.5 million in today's dollars. The vast majority of Americans paid the lowest 1% rate.

Today, the federal income tax ranges from 10%-37% and that's on top of all the FICA withholding. Today's top rate -- more than five times higher than it was in 1915 -- falls on those making about $500,000.

Which means top rate-payers are paying 5.5 more income tax on about one-thirtieth of the income.

The lowest rate-payers are paying 10 times more on about the same fraction -- and that still doesn't count FICA deductions, which hit the poorest the hardest.

The income tax was sold by early 20th Century progressives as a way to sock it to the rich, but progressives made sure it become a way to sock it to everybody.

You can bet your bottom dollar -- if Congress doesn't confiscate that, too -- that today's "Billionaire Income Tax" is tomorrow's "Tax Your Middle Class Retirement Accounts Before You Even Retire."

Our government is too big, too unaccountable, too incompetent, and entirely dedicated to growing its own power. Anything that can't go on forever, won't.

The Tax Cuts and Jobs Act was signed into law by President Donald Trump on Dec. 22, 2017, and it is being put into action starting with the 2018 tax year.

On the personal side, the final bill cuts income tax rates in almost every tax bracket, doubles the standard deduction, eliminates personal exemptions, doubles the child tax credit, expands medical expense deductions, repeals the Obamacare tax and doubles the estate tax exemption.

On the business side of things, the tax bill lowers the corporate tax rate from 35 to 21 percent -- which is the lowest rate since 1939. For pass-through businesses -- which many small businesses are -- the standard deduction gets boosted to 20 percent.

complete article

Being a small business owner is expensive as it is -- every penny counts when entrepreneurs are living on razor-thin margins and fighting for market share. But owning and operating a small business is even more expensive when you pay more taxes than you owe.

In a survey personal finance expert Garrett Gunderson conducted of his small business-owner clients and wrote about for Forbes, approximately 93 percent of them had overpaid over the past dozen years. Now, nobody expects owners to be tax professionals -- you do have businesses to run, after all -- but it's important to know where you can save money in order to invest that money back into your business.

complete article

In order to stay in business, companies are starting to actively look for cheap travel savings' opportunities. They find that the slow economy has affected their way of doing business and they can no longer afford to give their employees the best travel options when they have to leave the office on business.

Many business use their corporate credit card accounts to achieve deep discounts on their corporate travel charges. Their travel departments have negotiated travel contracts with major airlines, that guarantee them consistent, low-cost airfare if they are their only airline provider. These cheap travel saving are modest airfare accommodations that do not offer many frills, but will get their employee where they need to be to negotiate contracts for new industry.

Many people try to allow room in their schedules to be flexible with the dates that they depart on their travel adventures. Cheap travel savings can be realized when travel sites require departure on a specific date, for a specific time, that must be accomplished by a specific date. Being specific can afford people to be flexible on their travel departure days, if that flexibility will give them deep discounts on their airfare.

People that travel for pleasure have learned quickly that it pays to travel with airlines that offer miles points for choosing their airline for travel. These cheap travel savings can quickly add up into free flights, or deeply discounted air flights to luxurious locations throughout the world. Other cheap travel savings have been provided to family members that may fly for half of the original fare, if their travel was booked at the same time as another family member.

Retired military get really cheap travel savings, when they use military aircraft as their mode of transportation. These travel benefits are part of their military retirement benefits, and there are flights leaving daily at many major military bases for points all around the world. This type of cheap travel savings is not without risks, however, because at any point in their travels, they may be bumped off the flight by a military member with an emergency to get to.

Some people use Internet auction sites to find cheap travel savings. There are online travel agents that list hundreds of different types of vacations for a very ridiculously low price, and the bidding can be quite challenging at times. Some of these travel offers can be bought straight out for a stated price, but there are thousands of other vacation packages where pricing can be controlled through a bidding process.

There are other cheap travel savings to be found, in air-fare war sales, that pit one airline against another in an effort to take a larger share of the available travel market at any given time of the year. The offers for cheap travel savings can sometimes give the business and personal traveler the option of flying from a specific airport location, or through a certain carrier that is featuring low prices for all of their flights.

These are just a few travel savings' tips that people use. Take care and happy travels.

Save with MySavings - 1000s of free samples and coupons

Hilton.co.uk Hotel Discounts and Savings

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Multi-Packs - Big Savings on multi-user licenses

The Beats Solo 4 features enhanced sound quality, up to 40 hours of battery life, and seamless Apple device integration. These on-ear headphones combine style with premium audio performance in a striking Cloud Pink finish. Reasons to Buy What Makes It Stand Out The Solo 4 improves upon its predecessor with enhanced audio quality and stronger build […]

The Epson EcoTank ET-2800 features cartridge-free printing with supersized ink tanks and wireless connectivity. This all-in-one printer delivers exceptional value with up to two years of ink included in the box. Reasons to Buy What Makes It Stand Out The ET-2800 revolutionizes home printing with its refillable ink tank system. The included ink equivalent to about 90 […]

The Samsung EVO Select 1TB microSD features ultra-fast 160MB/s transfer speeds, comprehensive device compatibility, and Samsung’s 6-proof protection system. This high-capacity card provides reliable storage for mobile devices, gaming consoles, and cameras. Reasons to Buy What Makes It Stand Out The EVO Select combines massive storage with Samsung’s reliability. The included full-size SD adapter extends compatibility to […]

The XFX SPEEDSTER MERC319 features 16GB GDDR6 memory, advanced RDNA 3 architecture, and premium triple-fan cooling. This high-performance graphics card delivers excellent 1440p and 4K gaming capabilities. Reasons to Buy What Makes It Stand Out The MERC319 model represents XFX’s premium cooling solution. The triple-fan design and extended heatsink ensure lower temperatures and quieter operation compared to […]

The Nikon Z50 Two Lens Kit features a 20.9MP DX-format sensor, 4K video capabilities, and two versatile zoom lenses. This mirrorless camera kit provides a complete solution for both photography and videography. Reasons to Buy What Makes It Stand Out The Z50 combines Nikon’s mirrorless technology with a practical two-lens solution. The included VR (Vibration Reduction) lenses […]

The Sony XG300 Portable Speaker features IP67 waterproofing, powerful X-Balanced speakers, and up to 25 hours of battery life. This premium speaker combines durability with Sony’s signature sound quality. Reasons to Buy What Makes It Stand Out The XG300 delivers exceptional sound through Sony’s X-Balanced speaker units and dual passive radiators. The combination of MEGA BASS, ClearAudio+, […]

Member savings collections of the Home Development Mutual Fund, commonly known as Pag-IBIG, reached almost P100 billion as of the third quarter, allowing the agency to finance the higher demand for home loans.

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The best online banks charge you fewer fees and pay you more interest. If you don’t mind doing your banking digitally rather than in person, they’re an excellent option. In this article, I’ll explain the factors you should consider when comparing online banks. I’ll also list some of the online banks I recommend and tell […]

The post Best Online Banks: Free Checking and High-Interest Savings Accounts appeared first on Clark Howard.

Have you ever stopped to consider the potential "future value" of the money you spend today? If you were to save it rather than spend it, what would it be worth in, say, 20 years? For example, let's say you spend $8 each workday for lunch on the job. What if you decided to fast just once a week and save that $8 rather than spend it? Over 20 years, you would accumulate about $8,300. Not bad. But if you were to invest that $8 a week in a Roth IRA earning 6%, your small weekly investment would...

A new tool that leverages the capabilities of NAIMA’s 3E Plus pipe insulation thickness calculator for commercial and industrial facilities is now available. Within just a few minutes, the 3E Estimator can give users a ballpark estimate of the energy and emissions savings from adding insulation to the piping in an industrial facility.

Prefab construction is here, and it’s happening. The combination of a severe labor shortage and extreme shortfalls in housing supply is driving a renewed interest in prefabricated construction as a more cost-efficient alternative to traditional building.

The city of Sandy, Utah, is on the rise. 

Most residential and commercial models from Honeywell’s VISTA series of alarm panels now support lighting, shade and temperature control technology from Lutron Electronics, giving security and home-automation professionals a greater range of options when designing connected-home systems for their customers.

As the chief financial officer at Electric Guard Dog, a company that has been one of the original pioneers in renewable energy for the security industry, I’ve studied our system for the cost/benefit ratio of our investment in solar power in detail.

“Last September, an operator approached us to help alleviate some labor challenges they were experiencing,” notes Elise Carlson, CFS, King & Prince senior research and development manager. “They were taking frozen, cellophane-wrapped cod, thawing it and then cutting it into pieces. Kitchen staff then cut the cod by hand so not all pieces were exactly the same, which is a desirable attribute."

Snack food and wholesale bakery companies in the market for dough-handling equipment such as dividers, depositors, and rounders have been increasingly focused on machines that provide greater automation, along with the corollary efficiency and labor savings.

Savings-savvy Capistrano’s Bakery combined two small baking operations and renovated a larger, 38,000-sq.-ft. production facility in Phoenix that features a used, multizone, traveling-tray oven it had rebuilt with state-of-the-art features. 

New fryers and oils enable bakers and snack producers to create more and better-for-you versions of the fried dough products and snacks consumers can’t live without.

The value proposition presented by warehouse clubs — offering lower average costs per item through bulk buying — prompts a jump in sales share for major warehouse club stores, research shows.

Revolutionizing Backpacking with Affordable Accommodation Options in the Heart of the City

Reservation Resources Unveils Holiday Stay Infographic, Showcasing Potential 30% Savings; Contact Us for Personalized Details.

'We understand the impact of skyrocketing Insulin costs on patients, and we are committed to alleviating this burden,' says NationDrugs.to

Homeowners Can Qualify For Carrier Cool Cash Rebates on HVAC Upgrades, Generous PSE&G Financing, and Discounts on Routine Fall Maintenance

Leawo has unveiled its special Halloween campaign for Blu-ray/DVD Creator software with discounts of up to 40%, along with a limited-time offer for a Freebie.

Innovative Toy Brand, Briksmax Is Offering Big Discount On Black-Friday-Cyber-Monday Sale During Nov.17-28.

Unlock Exclusive NYC Extended Stay Deals with Reservation Resources! Rates from $45/Night vs. Average Hotel Prices $150-$300/Night

Reservation Resources, the premier platform for affordable stays, special promotion tailored for those celebrating Fourth of July in New York City.

Taxes suck. Make sure your CPA doesn't!

Luvme Hair Halloween Clearance: Unbeatable Discounts on Top Wigs

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, and CD accounts to help you maximize your earnings.

The company replaced their old telephony-driven IVR technology with Verint AI-powered IVA to deliver tangible business outcomes

Testing potential improvements can get complicated when working with multiple suppliers in different steps of a process. Using a Monte Carlo Simulation can help illuminate the results you’d like to see.