Businesses are cutting back on hours to avoid having to provide health care coverage under the new Affordable Care Act.

Steve Julian: Business analyst Mark Lacter, who's affected here?

Mark Lacter: Thirty hours a week is the magic number for workers to be considered full time under the new law.  If a business has 50 or more full-time employees, health care coverage has to be provided.  Except that a lot business owners say that the additional cost is going to be a financial killer, so instead, some of them have been cutting back hours to below that 30-hour threshold.  More than 200,000 Californians are at risk of losing hours from the health care law - that according to one study.

Julian: What kinds of businesses are doing this?

Lacter: Restaurant chains have received much of the attention, but the city of Long Beach, as an example, is going to reduce hours for a couple of hundred of its workers.  And, last week came word that the L.A.-based clothing chain Forever 21 will cut some of its full-time employees to a maximum 29-and-a-half hours a week, and classify them as part time.  That touched off an outcry on the Internet - people were saying that Forever 21 was being unfair and greedy - though the company says that only a small number of employees are affected, and that its decision has nothing to do with the Affordable Care Act.  There's really no way to know - Forever 21 is a private company, which means it's not obligated to disclose a whole lot.  What we do know is that those people will be losing their health care coverage.

Julian: And, the ultimate impact on businesses and workers?

Lacter: Steve, you're looking at several years before the picture becomes clear.  Here in California, workers not eligible for health care through their employer can get their own individual coverage, and if their income levels are not over a certain amount, they'd be eligible for Medicaid.  And, let's not forget many businesses already provide coverage for their employees.  So, lots of rhetoric - but, not many conclusions to draw from, which does make you wonder why so many business owners are unwilling to at least give this thing a chance.  Just doesn't seem to be much generosity of spirit for their workers, not to mention any recognition that if people can go to a doctor instead of an emergency room we'd probably all be better off.

Julian: Health care is far from the only controversy for Forever 21, true?

Lacter: In some ways, it's one of the biggest Southern California success stories.  Don Chang emigrated here in 1981 from Korea at the age of 18, opened his first store in Highland Park three years later (it was called Fashion 21), and he never looked back.  Today, revenues are approaching $4 billion.  But, the guy must have some pretty hefty legal bills because his company has been accused of all kinds of workplace violations.  The lawsuits alleged that workers preparing items for the Forever 21 stores didn't receive overtime, that they didn't get required work breaks, that they received substandard wages, and that they worked in dirty and unsafe conditions - sweatshop conditions, essentially.

Julian: Are most of their claims settled out of court?  You don't hear much about them.

Lacter: They are, which means there's usually a minimal amount of media coverage.  If a privately held company decides to keep quiet by not releasing financial results or other operational information, there's not likely to be much of a story - unlike what happens with a company like Apple, which is always under scrutiny.  Sometimes, plaintiffs will try to organize class-action suits, but that's extremely tough when you're dealing with low-wage workers who are often very reluctant to get involved because of their legal status.  And, let's not forget that Forever 21 - like any low-cost retailer - is simply catering to the demand for cheap, stylish clothes that are made as quickly as possible.

Julian: I guess you can't make that happen when wages and benefits are appreciably higher than your competition.

Lacter: The next time you walk into a Forever 21 store and wonder how prices can be so reasonable, that's how.

Mark Lacter writes for Los Angeles Magazine and pens the business blog at LA Observed.com.

This content is from Southern California Public Radio. View the original story at SCPR.org.

The Missouri Court of Appeals upheld a determination that a worker was not entitled to underinsured motorist benefits for an on-the-job injury caused by an inattentive driver. Case: Preston v. Progressive…

Major Australian outlets like Fox and The Daily Telegraph ran articles on Kohli, who was arriving for the Border Gavaskar Trophy, with special mention of his cultural significance and even added Hindi and Punjabi elements

The International Lawyers Network (ILN) proudly announces the release of an updated version of its collaborative paper, further exploring the intricacies of employee entitlement to paid leave. With the addition of three new jurisdictions - Germany, India, and Scotland - this comprehensive guide equips businesses with essential insights for navigating diverse paid leave policies around the globe.

The #MeToo movement is making a major impact across industries, small businesses included. From reviewing internal policies to getting the right kind of insurance, these steps can help small business owners protect their companies and employees.

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In other words, press coverage is priceless, but where do you start? To find out more, we asked 16 marketing experts and entrepreneurs to share interesting and cost-effective ways to get media coverage.

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A survey of small businesses conducted by Appalachian State University in coordination with Selective found that cybersecurity and technology issues were growing concerns for 44% of survey respondents due to the COVID-19 pandemic. Yet, only 20% of survey respondents have cyber insurance coverage.

The findings highlight an awareness gap among small businesses about the risks they face from cybercrime. Twenty-eight percent of data breaches impact small businesses, and phishing attacks account for over 30% of breaches, making them the biggest cyber threat for small organizations.1 Cyber coverage from Selective can help small businesses manage and mitigate risks with comprehensive coverage options and cyber threat education.

CNN Wins the Right to Cover the Search for Bodies of Katrina Victims:

Tip! Your contract should also list all of the things NOT covered in your health insurance coverage � these are items or services that you will need to pay for out of your own pocket, should you require them.

CloudWyze, a homegrown North Carolina internet and managed service provider and GREAT Grant recipient, is expanding service inNash County, N.C. in their continued efforts to close the digital divide.

[Nile Post] At a press conference, UPPA president Sam Ibanda Mugabi strongly criticised the decision, underscoring the importance of independent media coverage free from interference.

(Telecompaper) UK ISP Fusion Fibre Group has partnered with Platform X Communications (PXC), wholesale network division of TalkTalk Telecom Group, to expand its UK network coverage...

1. Live coverage: SpaceX to launch 20 Starlink satellites on Falcon 9 rocket from California  Spaceflight Now
2. SpaceX morning rocket launch in Cape Canaveral: What time is liftoff of Starlink satellites?  Florida Today
3. SpaceX rocket launches Koreasat-6A satellite, lands Falcon 9 booster on record-tying 23rd flight (video)  Space.com
4. Launch Roundup: Falcon 9 launches customer payloads, China to fly resupply mission to Tiangong  NASASpaceflight.com
5. SpaceX launches and lands Falcon 9 rocket deploying 24 Starlink satellites  KTLA Los Angeles

Virgin Media O2 has installed a communications mast on South Uist as part of a £1bn UK project.

We consider how social and psychological connections among CEOs explain the propensity for corporate leaders to distance themselves socially from journalists who engage in negative reporting about firm leadership at other companies, and we examine the consequences for the valence of journalists' subsequent coverage. Our theoretical framework suggests that journalists who have engaged in negative coverage of a firm's leadership and strategy are especially likely to experience distancing from other leaders who (i) have friendship ties to the firm's CEO, (ii) are demographically similar to the CEO on salient dimensions, or (iii) are socially identified with the CEO as a fellow member of the corporate elite. Our theory and findings ultimately suggest that, due to the multiple sources of social identification between CEOs, journalists who engage in negative coverage of firm leadership tend to experience social distancing from multiple CEOs, and such distancing has a powerful influence on the valence of journalists' subsequent reporting about firm leadership and strategy across all the firms that they cover. We also extend our theoretical framework to suggest how the effect of social distancing on the valence of journalists' coverage is moderated by the early and late stages of a journalist's career.

BERJAYA SOMPO INSURANCE BERHAD (Berjaya Sompo) is set to provide complimentary daily hospitalisation income benefits to all SOMPO Health, SOMPO MedicNow, and SOMPO CashNow policyholders to help them navigate uncertainties from possible side effects of Covid-19 vaccination.

Berjaya Sompo policyholders who are covered under the above-mentioned policy can claim up to RM1,000 if they are required to be hospitalised resulting from sickness due to Covid-19 vaccination as advised by a medical practitioner.

Berjaya Sompo has three individual insurance products that cater to different needs - SOMPO Health offers comprehensive medical insurance coverage with higher annual limits up to RM500,000 from as low as RM2.50 per day.

SOMPO MedicNow is a medical insurance that provides coverage for hospitalisation, surgical expenses, kidney dialysis, cancer treatment, and other related benefits up to RM100,000 annual limit from as low as RM1.20 per day. SOMPO CashNow is ideal for customers with a lower budget as it offers basic insurance coverage for death and bodily injury resulting from accident, daily hospitalisation income as a result of injury or illness, and hospitalisation allowance due to Covid-19 from as low as RM0.31 per day.

Berjaya Sompo is committed to caring for and protecting Malaysians who are facing temporary financial setbacks during these challenging times. The brand remains steadfast in providing the necessary health insurance protection for its customers during this pandemic.

For more details on SOMPO Health, policyholders are advised to contact their servicing agents or visit www.berjayasompo.com.my. For SOMPO MedicNow and CashNow which are exclusively available online, you can visit https://online.berjayasompo.com.my/medicNow/ and https://online.berjayasompo.com.my/cashNow/ respectively.

High-quality biodiversity data is essential for answering key questions on biodiversity in Europe, for example regarding the state and trends of species or for evaluating ecosystem services and functions on various scales. A new EU BON report "Gap analysis and priorities for filling identified gaps in data coverage and quality" evaluates the state of available biodiversity information and points out gaps of available biodiversity information sources.

The report aims to assess relevant data sources on biodiversity on a European and global scale. The assessment particularly evaluates the gaps of available biodiversity information sources and, after outlining the most important ones, identifies priorities for improving the data availability and gives recommendations of how they can be closed.

The report is divided into three main sections, starting first with an overall overview of gaps and limitations of biodiversity datasets. After outlining some general limitations of biodiversity data in Europe, the key findings from the specific analyses are summarized along with recommendations of how existing gaps can be closed. The last part presents a chapter containing the specific gap analysis for a selection of several main global and European datasets. The datasets represent some main sources for biodiversity data, either for specific realms (terrestrial, marine, freshwater), taxonomic groups, thematic fields (taxonomy, genetic databases) or networks of European test sites.

"Come on, man, show some love to Papi."

The post David Ortiz enjoyed soaking up jeers from Yankee fans during World Series coverage appeared first on Boston.com.

Businesses and organizations leveraging LVT Units can access satellite connectivity for both primary connectivity and secondary connectivity.

A court affirmed an insurer’s decision to deny a fire damage claim due to the absence of an automatic extinguishing system.

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Sustained financing for Universal Health Coverage (UHC) has been a concern for the Cameroon government. Household contributions have been considered as a financing mechanism, but this raises concerns on the wi… Read the full article ›

The post Factors associated with household willingness to pay for Universal Health Coverage in Cameroon: a nationwide cross-sectional analysis was curated by information for practice.

When a promising new drug to treat obesity was approved by the Food and Drug Administration for sale in the U.S. last month, it was the first such treatment to gain approval since 2014.

In clinical trials, weekly injections of semaglutide — or Wegovy, as it's been branded -- helped people drop an average of 15% of their body weight. That's an average of about 34 pounds over 16 months, before their weight plateaued, a far greater weight loss, obesity specialists say, than achieved with other drugs on the market. At least as important, Wegovy raised none of the alarm bells with the FDA or obesity doctors that it might trigger serious side effects of the sort experienced by some people taking fen-phen or some previous medical treatments for obesity.

But with a price tag for Wegovy of $1,000 to $1,500 a month, a very big question remains: Will insurers cover its significant cost for the many millions of people like Marleen Greenleaf, who might benefit?

Greenleaf grew up on the island of Trinidad, where her entire family paid little heed to what they ate and paid a high medical price, she says: "My husband has diabetes, my sister has diabetes, my brother has diabetes."

Since then, she's tried — and failed — at numerous diets, says Greenleaf, now 58 and an administrator at a charter school in Washington, D.C. Then, in 2018, she signed up for the clinical trial of a new drug — a once-weekly shot that changes the way her brain signals hunger.

A drug that finally stops her cravings

She noticed the change soon after her first injection of Wegovy: "For me, there was something that triggered in my brain to tell me that I was not hungry," she says. No more fierce cravings for the chocolate chip cookies she adores. Without the cravings she was able to slow down and reconsider the foods she'd been reaching for.

"I also wanted to eat healthier," she says. "I was looking at options, reading labels, looking at the calories — not just the calories, but also the sugar."

Over the 68-week research trial, Greenleaf dropped 40 pounds. Her blood pressure fell, which meant she qualified to donate her kidney to her husband, who was on dialysis.

"It was one of the best gifts of life that I could have ever given," she says.

But after that study ended, Greenleaf regained some of the weight. Wegovy is considered a long-term, possibly lifelong medication to treat chronic obesity. In the pre-marketing clinical studies, weight loss topped out at a total average weight loss of 15-18%, even as people continued to take the drug. And, as was the case with Greenleaf, once they stopped getting the weekly injections some of that weight came back.

Now, Greenleaf wants to resume the Wegovy shots.

"My only challenge actually is getting the insurance company to approve it," she says.

Reimbursement for obesity drugs' cost is patchy

Insurance coverage, it turns out, is a giant question — not just with Wegovy, but with obesity drugs in general. Some private insurers do include some prescription obesity drugs in the list of medicines they'll cover; it's too early to tell whether Wegovy will make those lists. Many doctors and patients are optimistic, because it is a higher dose of an existing diabetes medication called Ozempic, which is often covered by insurers.

A few select state Medicaid programs will cover medications that treat obesity, in some circumstances. But, significantly, Medicare does not cover obesity drugs — and many private insurers typically follow Medicare's lead.

Yet the demand for a good treatment is there, says Dr. Fatima Cody Stanford, a leading obesity researcher at Harvard. She was not involved in conducting the Wegovy clinical trial, but closely followed it. "I'm excited about it," she says, because of the dramatic weight loss.

The drug acts on the brain so people eat less and store less of what they eat. That helps address the excess weight as well as helping with numerous related diseases of the liver or heart, for example.

Why the FDA has been slow to approve obesity treatments

There is a long history of drugs that have looked like promising treatments for obesity, then failed. Decades ago, amphetamines, were prescribed, until their addictive properties became apparent. In the 1990s, the combination of fenfluramine and phentermine — administered as the diet drug fen-phen — was heavily marketed, only to later be pulled from the market for causing heart valve problems.

Those experiences and others have made physicians skeptical.

"In obesity medicine field, we've learned to be cautiously optimistic each time we have a new medication that looks promising," says Dr. Ihuoma Eneli, director of the Center for Healthy Weight and Nutrition at Nationwide Children's Hospital in Columbus, Ohio, who was not involved in the study of Wegovy.

So far, Eneli does not see any obvious concerns with the class of drugs that includes Wegovy, and calls the results so far "very promising." Wegovy is similar to another drug made by Novo Nordisk — Saxenda — which has been on the market since 2014, and which Eneli occasionally prescribes to her pediatric patients who are struggling with obesity.

In clinical research studies, the primary side effects reported after taking Wegovy affected the digestive system: nausea, diarrhea, vomiting, constipation, abdominal pain or intestinal infections.

Eneli says such side effects and their frequency are milder than the problems that have arisen in the past. That good safety profile may mean the drug is "less likely to come up with unanticipated risks," she says.

But, the new drug will be of little use, she and other doctors who treat obesity say, if it's not also affordable for patients.

"Before I even bring up that drug with my patients, I'm looking to see which insurance they are having on the left side of my screen — because that will determine whether I bring it up," Stanford, the Harvard physician, says. "If it's out of reach, like I said, I won't bring it up."

Stanford says her patients on existing obesity medications do extraordinary things to keep their coverage so they can afford to stay on the drugs.

"Several nurses here at the hospital that are my patients stayed working — they were supposed to retire — so they could stay on their injectable medication," Stanford says,"because that's how beneficial it was to them."

Why some are willing to pay out of pocket

Some people, like David Scheesley, 42, says he would consider paying for Wegovy, even if he had to pay the full sticker price. The Hanford, Calif., correctional officer has tried since 2019 to lose weight on various diets — low-fat, all-meat, all-vegetable — without success. His weight has led to other health concerns — with his blood fats and his heart — which makes Scheesley think of his 5-year-old son.

"I want to see him for a lot of years; I don't want to have a stroke," he says. "I don't want to have diabetes. I want to be there for him. So, for me personally, that [monetary cost] is not astronomical, if it can give me some more time."

Novo Nordisk, the company that makes Wegovy, is in talks with insurers, and acknowledges that ensuring health insurance coverage of its drug is critical. The challenge, says Douglas Langa, executive vice president of Novo Nordisk North America, is getting doctors, patients, and politicians to recognize obesity as a disease — and that therefore insurance should cover the cost of medicine to treat it.

"There's a medical component to [obesity] that needs to be recognized; this is a disease state like we should be treating any other disease state," Langa says. He says about 40% of private insurers cover Saxenda, the similar weight-loss medication the company makes.

Langa tells insurance companies this, making the case for why prescriptions for Wegovy should be covered. His company is also heavily lobbying Congress to pass legislation to allow Medicare to cover obesity medications. It makes sense from a financial perspective, he argues, because obesity is the root disease underlying so many other diseases.

"We do believe insurers understand that [untreated obesity] is a gateway into 60 other health conditions," Langa says. The need is hard to ignore, he adds. More than 100 million people in the U.S. alone struggle with obesity.

This content is from Southern California Public Radio. View the original story at SCPR.org.

Racial and ethnic minorities tend to receive lower-quality health care than whites do, even when insurance status, income, age, and severity of conditions are comparable.

Over a third of Indonesia's population do not have access to the web, especially in far-flung areas of the world's fourth most populous country.

Ammar Jali Urges Franchise Owners to Review Insurance Coverage for Business Protection

Eighteen years after losing a child to leukemia, patient rights activist Vivian Hartman found her legislative champions - Assemblywoman Luz Rivas and State Senate Joe Portantino.

Comprehensive online guide easily connects global viewers with around-the-clock event coverage from various international providers.

Information regarding Medicaid expansion for cessation coverage and the number of adult smokers enrolled.

A federal appellate court ruled that an insurance carrier’s failure to issue notice of its disclaimer of liability to two additional insureds prevented it from relying on an exclusion to defeat demands…

A New York appellate court ruled that a carrier was liable for a worker’s claim even though her date of disablement fell after the coverage ended. Though Travelers Indemnity Co. of America's…

The Delaware Superior Court upheld the denial of coverage for an Amazon employee’s back surgery, finding that his workplace injury did not necessitate the operation. Case: Hoskins v. Amazon.com, No. N23A-06-004…

A California appellate court ruled that a subcontractor on a construction project was not entitled to pursue payment for its work because it failed to maintain workers’ compensation coverage. Case: American Building Innovation LP…

The first bill filed ahead of the 2025 legislative session would provide workers’ compensation benefits to Alabama’s public school teachers. Senate Bill 1, by Sen. Sam Givhan, R-Huntsville, would create the…

The Kentucky Court of Appeals upheld the denial of coverage for a worker’s opioid medication. Case: Howell v. Floyd County Board of Education, No. 2024-CA-0122-WC, 10/18/2024, unpublished. Facts and procedural history: Judy…

A Louisiana appellate court ruled that a worker injured while participating in a jousting demonstration was exempt from coverage under the state Workers’ Compensation Act as a “performer.” Case: McKeane v.

The Kansas Court of Appeals ruled that an injured worker failed to prove that his employer’s payroll met the statutory threshold for coverage under the state Workers Compensation Act. Case: Romero v.

We want to make sure we have collected all of the conversations around this year’s

One-Tip enables comprehensive proteome coverage in minimal cells and single zygotes  Nature.com

What is code coverage, how can you measure it, and what are the pitfalls of this metric? Diomidis Spinellis talks with Marc Hoffmann, a key developer of the JaCoCo code coverage library for Java, on how code test coverage can improve software reliability

Alison Keane, President and CEO of the Flexible Packaging Association for eight years, is leaving her position on August 1. We want to express our appreciation for her work at FPA and her willingness to offer guidance on industry matters.

Washington, D.C. -- NAB Show will partner with Broadcast Beat Studios to run a live remote-production broadcast from the Show Floor that will air internationally over the internet. NAB Show LIVE will run each day of the 2023 NAB Show, April 15-19, from 9 a.m.-6 p.m. PDT (9 a.m.-2 p.m. PDT Wednesday) in Las Vegas, Nev., creating an immersive experience for viewers who want to see exhibitor interviews, demos, new product spotlights, Experiential Zone experiences, and other on-floor events.

In plan year 2025, FEHB enrollees will see 45 plan options, across 25 different plans, offering IVF coverage above OPM’s baseline requirements for carriers.

The post FEHB enrollees will see more choices for comprehensive IVF coverage in 2025 first appeared on Federal News Network.

NBC and the NBC Sports Network have taken over Pimlico Race Course in Baltimore for extensive coverage of the 138th running of the Preakness Stakes, the middle jewel of the Triple Crown. There will be no shortage of coverage of the Kentucky Derby winner Orb, who many think is a legitimate Triple Crown threat.

Sunday is the single biggest motorsports day in broadcast television history. NBC has the Grand Prix of Monaco at 7 a.m., coverage of the Indianapolis 500 starts at 11 a.m. on ABC and the nightcap at 6 p.m. will be the Coca Cola 600 from Charlotte on Fox. That means over 18 hours of live Formula 1, IndyCar and NASCAR action, making the Memorial Day weekend must-see TV for motorsports fans.