decision

A new decision-making tool for conservation managers

A tool to help conservation managers prioritise their actions to protect wildlife has been developed. The tool, based on a mathematical model, can provide guidance on conserving endangered species as well as dealing with pests and diseases. It may help conservation managers understand how best to use their limited resources.




decision

Precautionary Principle: decision-making under uncertainty – September 2017

One of the greatest challenges facing today’s environmental policymakers is how to deal with complex risks, such as those associated with climate change. These risks are difficult to deal with because they are not precisely calculable in advance. Where there is scientific uncertainty about the full extent of possible harms but ‘doing nothing’ is also risky, decision-makers may use the precautionary principle. This Future Brief explores the role of the precautionary principle in EU law and policy, and examines key points of discussion drawn from the evidence.




decision

Cortex 53: Worst Business Decision Ever

Myke is getting ready for a big trip, Grey recorded a Vlog, and they both give some thoughts on the updated #MultiPadLifestyle.




decision

Vaccination decisions strongly influenced by social networks

A new study finds that the decision to vaccinate a child is as much social and cultural as it is science-based.



  • Babies & Pregnancy

decision

Should ticket buying be a game-time decision?

Find out when it's best to shell out your cash in exchange for tickets.



  • Arts & Culture

decision

Robert Redford praises Obama on Keystone decision

Actor and environmentalist says President stood up to Big Oil by delaying project and calling for more environmental reviews.



  • Arts & Culture

decision

Reactions to the Keystone XL decision

With the 1,700-mile oil pipeline now likely on hold until 2013, here's a roundup of reactions from 10 people closely involved in the debate.




decision

Apple defends decision to leave environmental program

Apple is defending its decision to have its products removed from the EPEAT environmental standards certification program. Speaking to The Loop, Apple spokesper




decision

Cheap gas translates into dumb car-buying decisions

Going for the guzzlers when oil prices are cyclical simply isn't smart.




decision

Financial decision-maker sentiment: US

An ongoing look at how the attitudes of financial decision makers in the US are evolving during the COVID-19 pandemic.



  • Insights on Financial Services

decision

Financial decision-maker sentiment: UK

An ongoing look at how the attitudes of financial decision makers in the UK are evolving during the COVID-19 pandemic.



  • Insights on Financial Services

decision

Financial decision-maker sentiment: China

An ongoing look at how the attitudes of financial decision makers in China are evolving during the COVID-19 pandemic.



  • Insights on Financial Services

decision

Financial decision-maker sentiment: Italy

An ongoing look at how the attitudes of financial decision makers in Italy are evolving during the COVID-19 pandemic.



  • Insights on Financial Services

decision

7 Tricks How To Stick To Your Decision To Lose Weight

So, you've decided to lose weight. You're changing your eating habits, you began to exercise... But do you know what the most difficult part is? It's ability to stay on track. Here are few tips that will help you to stay on track.




decision

Maintaining profitability important in big banks’ interest rate cut decisions

27 April 2020

Maintaining profits was a major consideration for the big four banks as they weighed whether to reduce mortgage rates in line with Reserve Bank of Australia cash rate cuts during 2019, the ACCC has found.

The ACCC’s Home Loan Price Inquiry interim report, released today, shows that the big four banks considered various factors as they decided whether to pass on the RBA’s June, July and October 2019 rate cuts. But recovering profits was central to their decisions to not always fully pass through the lower rates to mortgage customers.

“The banks were attempting to shore up their profitability during a period of low interest rates,” ACCC Chair Rod Sims said.

“It was their strong preference, after the RBA’s cuts, not to further reduce the rates customers were earning on some deposit products as they approached zero per cent.”

“The banks’ reluctance to cut these deposit rates led them to anticipate lower profits, which they aimed to recover by not always fully passing through cash rate cuts to their mortgage customers,” Mr Sims said.

The ACCC’s analysis also found that the big four banks benefitted from a sustained decrease in their funding costs during much of 2019. While headline rates for owner-occupier home loans with principal and interest repayments fell overall during 2018 and 2019, the banks’ funding costs fell even more over the same period.

“We recognise that much has changed in the economic and funding environment since last year. The COVID-19 pandemic has shifted priorities and the banks are playing an important role in supporting the economy,” Mr Sims said.

“However, the inquiry findings shed an important light on bank decision making and raise questions about whether the banks could, at the time, have passed on a higher proportion of those RBA cash rate cuts to their mortgage customers.”

The ACCC’s Home Loan Price Inquiry interim report also shows that although average interest rates charged by the big four banks on home loans fell during 2019, a lack of price transparency and higher interest rates for existing loans continued to cost customers.

The interim report examines home loan prices charged by the big four banks between 1 January 2019 and 31 October 2019. It found that home loan pricing practices continue to make it difficult for consumers to compare different mortgage products.

Headline rates did not accurately reflect the price most big four bank customers actually paid for their home loans, because the overwhelming majority of customers received discounts, including opaque discretionary discounts.

“Given the economic disruption, uncertainty and job losses stemming from the COVID-19 pandemic, many consumers may not be inclined to shop around and ask for discounts from their banks right now,” Mr Sims said.

“However, our analysis shows how that even a small further reduction in interest rates could potentially save thousands of dollars over the life of a mortgage. Consumers should consider this carefully when it is time to re-engage with their lender.”

For example, a customer with an average-sized new, owner-occupier, principal and interest mortgage of $386,000 could save about $5000 on interest payments in the first year if they went from having no discount to receiving the big four banks’ average discount of 128 basis points.

At the end of September, customers with new owner-occupier loans with principal and interest repayments were paying, on average, 26 basis points less than customers with existing loans. The difference was usually even more significant for customers with older loans.

The ACCC’s final report, scheduled for release later this year, will consider barriers to consumers switching to alternative home loan suppliers.

Further information at Home loan price inquiry

Background

On 14 October 2019, the Treasurer, the Hon. Josh Frydenberg MP, issued a direction to the ACCC to conduct an inquiry into the market for the supply of home loans. The specific matters the ACCC was directed to take into account included:

  • prices charged for home loans since 1 January 2019, including:
    • the difference between advertised interest rates and interest rates paid by customers
    • the difference between interest rates paid by new and existing customers
    • home loan suppliers’ pricing decisions following changes in the RBA’s target for the cash rate, including the extent to which changes were due to suppliers’ cost of funds and the timing of the suppliers’ announcements
  • impediments to consumers refinancing to alternative home loan suppliers.

The interim report focuses on the first issue regarding the prices charged for home loans between 1 January 2019 and 31 October 2019 by the big four banks, which account for close to 80 per cent (by value) of home loans held by authorised deposit-taking institutions in Australia. The final report will consider the second issue, impediments to consumer switching.

The big four banks are Australia and New Zealand Banking Group, Commonwealth Bank of Australia, National Australia Bank, and Westpac Banking Corporation.

In preparing the interim report, the ACCC used its compulsory information gathering powers to obtain information and documents from the big four banks, and supplemented its analysis with data supplied by the RBA and the Australian Prudential Regulation Authority. 

The findings in the report reinforce and build on those in the ACCC’s earlier Residential Mortgage Price Inquiry.

Release number: 
84/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917
Audience




decision

Jim Allchin's Decisions Named One of the Top Twenty Blues Rock Albums for 2017 by the venerable Roots Music Report

Third solo LP also has two songs named to 2017's Top 200 Blues Songs




decision

New "Killing Cats Leads to Rats" Book by Richard Franzi Looks at Unintended Consequences of Business Decisions

Examples Include Pepsi, Wells Fargo, Target, Starbucks, Samsung, Volkswagen and more. Foreword by Best-selling Author Marshall Goldsmith




decision

Field Service Engineer Represented by Nichols Kaster Challenges Nova Measuring Instruments' Decision to Deny Overtime Pay

Nova pays its field service engineers by salary only with no overtime compensation for the many overtime hours they regularly work




decision

Florida Immigration Camps And Family Separations Decisions Should Be Tempered By Christian Wisdom Says Donna Louis, Award Winning Florida Author Of 'Book Of Proverbs - Wisdom Vs Wilderness'

Louis is the multi-award-winning author of 'Miracles of Direction' and 'Book of Proverbs: Wisdom Vs Wilderness'




decision

A Better Approach to Making Decisions

David Garvin, Harvard Business School professor. Also: Judith Ross on retaining your top performers during times of change.




decision

Why Smart People Make Bad Decisions

Sydney Finkelstein, Tuck School of Business professor and author of "Why Smart Executives Fail: And What You Can Learn from Their Mistakes."




decision

Better Decisions Through Analytics

Tom Davenport, Babson College professor and coauthor of "Analytics at Work: Smarter Decisions, Better Results."




decision

Making Decisions in Groups

Tom Davenport, Babson College professor and coauthor of "Judgment Calls: Twelve Stories of Big Decisions and the Teams That Got Them Right."




decision

What the Best Decision Makers Do

Ram Charan, coauthor of "Boards that Lead," talks about what he's learned in three decades of helping executives make tough decisions.




decision

Making Good Decisions

Stanford's Ron Howard, one of the fathers of decision analysis, explains how it's done.




decision

Make Better Decisions

Therese Huston, Ph.D. and author of "How Women Decide," offers research-based tips for both men and women on how to make high quality, defensible decisions -- and sell them to your team.




decision

How Authority and Decision-Making Differ Across Cultures

Erin Meyer, professor at INSEAD, discusses management hierarchy and decision-making across cultures. Turns out, these two things don’t always track together. Sometimes top-down cultures still have strong consensus-driven decision-making styles — and the other way around. Meyer helps break down and map these factors so that managers working across cultures can adapt. She’s the author of the article, "Being the Boss in Brussels, Boston, and Beijing" in the July-August 2017 issue of Harvard Business Review.




decision

Transcending Either-Or Decision Making

Jennifer Riel, an adjunct professor at the Rotman School of Management, presents a model way to solve problems: integrative thinking. It’s taking the best from two inadequate options to come up with a successful solution. She gives examples from the film industry to show how CEOs have put the process to work. Riel is the co-author, along with Roger Martin, of the book “Creating Great Choices: A Leader’s Guide to Integrative Thinking.”




decision

Designing AI to Make Decisions

Kathryn Hume, VP of integrate.ai, discusses the current boundaries between artificially intelligent machines, and humans. While the power of A.I. can conjure up some of our darkest fears, she says the reality is that there is still a whole lot that A.I. can't do. So far, A.I. is able to accomplish some tasks that humans might need a lot of training for, such as diagnosing cancer. But she says those tasks are actually more simple than we might think - and that algorithms still can't replace emotional intelligence just yet. Plus, A.I. might just help us discover new business opportunities we didn't know existed.




decision

Ted Cruz says San Antonio's decision to label the term 'Chinese virus' as hate speech is 'nuts'

Jabin Botsford/The Washington Post via Getty Images

  • San Antonio City Council in Texas has unanimously voted to label terms including "Chinese virus" and "kung-fu virus" as hate speech.
  • It was responding to a growth in racist and antisemitic incidents in the city, triggered by the coronavirus crisis.
  • "Unfortunately, during times of crises, we do see the best of humanity and sometimes we also see the worst," said Mayor Ron Nirenberg. 
  • Senator Ted Cruz called the decision "nuts," saying that the city council was "behaving like a lefty college faculty lounge." 
  • It comes after Trump faced criticism for his use of the term "Chinese virus" at a White House Coronavirus Task Force press briefing.
  • Visit Business Insider's homepage for more stories.

The city of San Antonio in Texas has unanimously passed a resolution condemning the use of terms such as "Chinese virus" and "kung-fu virus" as hate speech.

It also encouraged residents to report "any such antisemitic, discriminatory or racist incidents" to the relevant authorities following several incidents in the city since the pandemic began, reports San Antonio's WOAI-TV.

See the rest of the story at Business Insider

NOW WATCH: Inside London during COVID-19 lockdown

See Also:




decision

Lord Swraj Paul meets PM Narendra Modi; welcomes decision on NRI investments

Lord Swraj Paul today met PM Narendra Modi and conveyed his appreciation of the recent decision of Indian government to treat NRI investments at par with resident investments.




decision

Discussed decision to shut 6 MF schemes with Sebi, says Franklin Templeton

This is the first instance when a fund house is shutting its schemes because of coronavirus related pandemic.




decision

Statement from Assistant Attorney General Makan Delrahim on District Court Decision in U.S. v. Sabre Corp. and Farelogix Inc.

"At trial, the Antitrust Division argued that Sabre’s acquisition of Farelogix would extinguish a crucial constraint on Sabre’s market power and would result in higher prices and less innovation. While we are disappointed with the court’s decision, we appreciate the court’s thoughtful consideration of this important case. We will closely review the court’s opinion and consider next steps in light of our commitment to preserving competition for the benefit of the American consumer."




decision

Statement from Assistant Attorney General Makan Delrahim on Sabre and Farelogix Decision to Abandon Merger

Sabre Corporation and Farelogix, Inc. announced today the termination of their merger agreement.




decision

The Xpressbet Weekend Bankroll: Decisions, Decisions

For handicappers, it doesn't get much better than Saturday's feast of wagering opportunities, but bettors will have a long, challenging day choosing where the bankroll should be distributed. How big do you wanna go at breakfast with those juicy betting races from Dubai? Then, a half-hour after the World Cup goes off, things keep rolling with […]

The post The Xpressbet Weekend Bankroll: Decisions, Decisions appeared first on Horse Racing News | Paulick Report.




decision

US Court of Appeals GRCA CO River Management Decision

An opinion was filed by the United States Court of Appeals for the Ninth Circuit today, affirming the United States District Court’s entry of summary judgment for the National Park Service in a lawsuit titled “River Runners for Wilderness, et al v. Stephen P. Martin, et al. https://www.nps.gov/grca/learn/news/united-states-court-of-appeals-for-the-ninth-circuit-rules-in-favor-of-national-park-service-in-lawsuit-challenging-grand-canyon-national-parks-colorado-river-management-plan.htm




decision

Record of Decision Signed for Grand Canyon's Fire Management Program

https://www.nps.gov/grca/learn/news/2010-03-05_fmp_rod.htm




decision

Factors influencing line officers' decisions about National Environmental Policy Act project design and development.

Prior to the existence of the National Environmental Policy Act (NEPA), Forest Service district rangers had considerable latitude to make resource management decisions and execute management plans with relatively little encumbrance by documentation and process requirements.




decision

Values, beliefs, and attitudes technical guide for Forest Service land and resource management, planning, and decisionmaking.

In recent years, the Forest Service and the public have placed increasing priority on making sure that management of public lands takes into account the needs of nearby communities, regional residents, national residents, and even members of the public who may not currently visit public lands.




decision

We're all in this together: decisionmaking to address climate change in a complex world

Forests significantly influence the global carbon budget: they store massive amounts of carbon in their wood and soil, they sequester atmospheric carbon as they grow, and they emit carbon as a greenhouse gas when harvested or converted to another use.




decision

Analytical and Decision Support For Managing Vegetation and Fuels: A Consumer Guide

Current efforts to improve the scientific basis for fire management on public lands will benefit from more efficient transfer of technical information and tools that support planning, implementation, and effectiveness of vegetation and hazardous fuel treatments. The technical scope, complexity, and relevant spatial scale of analytical and decision-support tools differ considerably, which provides a challenge to resource managers and other users who want to select tools appropriate for a particular application. This publication provides a state-of-science summary of tools currently available for management of vegetation and fuels. Detailed summaries include a description of each tool, location where it can be obtained, relevant spatial scale, level of user knowledge required, data requirements, model outputs, application in fuel treatments, linkage to other tools, and availability of training and support. Streamlined summaries in tabular format allow users to rapidly identify those tools that could potentially be applied to a specific management need. In addition, an interdisciplinary team process is described that facilitates application of tools and decisionmaking at different spatial scales.




decision

Citizen-agency interactions in planning and decisionmaking after large wildfires

This report reviews the growing literature on the concept of agency-citizen interactions after large wildfires. Because large wildfires have historically occurred at irregular intervals, research from related fields has been reviewed where appropriate. This issue is particularly salient in the West where excess fuel conditions indicate that the large wildfires occurring in many states are expected to continue to be a major problem for forest managers in the coming years. This review focuses on five major themes that emerge from prior research: contextual considerations, barriers and obstacles, uncertainty and perceptions of risk, communication and outreach, and bringing communities together. It offers ideas on how forest managers can interact with stakeholders for planning and restoration activities after a large wildfire. Management implications are included.




decision

Enough is enough - it is time for a takeover decision

It is time for the Premier League to make a decision and put your most northerly subjects out of their agony




decision

Man wins permission to challenge decision to reduce care home inspections

He was granted leave to seek a judicial review into claims the DoH unlawfully directed a watchdog body to suspend some checks on facilities during the Covid-19 emergency




decision

Patient groups applaud Supreme Court’s decision to take up health care case

Washington, D.C.—March 2, 2020— Patient and health advocacy groups representing millions of Americans with pre-existing conditions are applauding the U.S. Supreme Court’s decision to hear arguments in the case of Texas v. United States this term. The...




decision

Most shocking free-agent decisions in MLB history

Since the first free agent signing of the modern era back in 1974, there have been several free agent deals that shook the baseball world and realigned power across the Majors. Here's a look at several moves that changed the landscape of baseball, and in some cases, were downright shocking:




decision

Probabilistic Hyperproperties of Markov Decision Processes. (arXiv:2005.03362v1 [cs.LO])

We study the specification and verification of hyperproperties for probabilistic systems represented as Markov decision processes (MDPs). Hyperproperties are system properties that describe the correctness of a system as a relation between multiple executions. Hyperproperties generalize trace properties and include information-flow security requirements, like noninterference, as well as requirements like symmetry, partial observation, robustness, and fault tolerance. We introduce the temporal logic PHL, which extends classic probabilistic logics with quantification over schedulers and traces. PHL can express a wide range of hyperproperties for probabilistic systems, including both classical applications, such as differential privacy, and novel applications in areas such as robotics and planning. While the model checking problem for PHL is in general undecidable, we provide methods both for proving and for refuting a class of probabilistic hyperproperties for MDPs.




decision

Bitvector-aware Query Optimization for Decision Support Queries (extended version). (arXiv:2005.03328v1 [cs.DB])

Bitvector filtering is an important query processing technique that can significantly reduce the cost of execution, especially for complex decision support queries with multiple joins. Despite its wide application, however, its implication to query optimization is not well understood.

In this work, we study how bitvector filters impact query optimization. We show that incorporating bitvector filters into query optimization straightforwardly can increase the plan space complexity by an exponential factor in the number of relations in the query. We analyze the plans with bitvector filters for star and snowflake queries in the plan space of right deep trees without cross products. Surprisingly, with some simplifying assumptions, we prove that, the plan of the minimal cost with bitvector filters can be found from a linear number of plans in the number of relations in the query. This greatly reduces the plan space complexity for such queries from exponential to linear.

Motivated by our analysis, we propose an algorithm that accounts for the impact of bitvector filters in query optimization. Our algorithm optimizes the join order for an arbitrary decision support query by choosing from a linear number of candidate plans in the number of relations in the query. We implement our algorithm in Microsoft SQL Server as a transformation rule. Our evaluation on both industry standard benchmarks and customer workload shows that, compared with the original Microsoft SQL Server, our technique reduces the total CPU execution time by 22%-64% for the workloads, with up to two orders of magnitude reduction in CPU execution time for individual queries.




decision

On Optimal Control of Discounted Cost Infinite-Horizon Markov Decision Processes Under Local State Information Structures. (arXiv:2005.03169v1 [eess.SY])

This paper investigates a class of optimal control problems associated with Markov processes with local state information. The decision-maker has only local access to a subset of a state vector information as often encountered in decentralized control problems in multi-agent systems. Under this information structure, part of the state vector cannot be observed. We leverage ab initio principles and find a new form of Bellman equations to characterize the optimal policies of the control problem under local information structures. The dynamic programming solutions feature a mixture of dynamics associated unobservable state components and the local state-feedback policy based on the observable local information. We further characterize the optimal local-state feedback policy using linear programming methods. To reduce the computational complexity of the optimal policy, we propose an approximate algorithm based on virtual beliefs to find a sub-optimal policy. We show the performance bounds on the sub-optimal solution and corroborate the results with numerical case studies.




decision

You might feel anxious watching Uncut Gems, or you might simply be annoyed by one man's bad decisions

Uncut Gems is one of those "his own worst enemy" capers. You know, the kind of movie where you sit there for two hours watching some doofus constantly trip over his own laces — usually figuratively, sometimes literally — on the way to a personal epiphany about how all his bad choices and lack of useful self-awareness have led him to whatever unpleasant place they lead him to.…



  • Film/Film News