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If you haven't already applied for federal small business relief, you're probably out of luck on this round — but you still have a few other options.

The US government added a second round of $310 billion to the Paycheck Protection Program (PPP). But small business owners who haven't applied for PPP loans yet, may be too late to receive any funding. Bankers, lawyers, and consultants said the volume of already approved loans will be enough to tap out the second round of funding.If you don't get government loans and funding, there are still a few other options available to small businesses.Click here for more BI Prime content.If you were hoping to get your loan application into the second round of stimulus funding for small businesses, the chances are stacked against you. But you could turn to tax relief or private companies, local governments, and organizations offering grants and resources to small businesses hurt by the pandemic.Late last




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Buffets were already on their way out. The coronavirus pandemic may have dealt them a final blow.

75564832Plagued by bankruptcy filings, food poisoning incidents, and millennial disdain, buffets were struggling well before the coronavirus pandemic began.From 1998 to 2017, the number of buffet restaurants decreased by 26% while the number of overall restaurants grew by 22%.That decline may well be made worse by trends that are accelerating across the food industry: towards faster, more convenient, to-go options.Buffets will also have the hardest time convincing diners that they're safe after the pandemic— and rebuilding consumer trust will be key to restaurants' recovery.But buffets may have a chance if they expand takeout and delivery options, and pivot to cafeteria-style service.Visit Business Insider's homepage for more stories.The coronavirus pandemic has been devastating for restaurants




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SIR CLIVE WOODWARD: England have their mojo back but please, no more idiotic behaviour

SIR CLIVE WOODWARD: I was really impressed with how England bounced back from their World Cup final disappointment because that will have been difficult.




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England's Six Nations PLAYER RATINGS: Maro Itoje and George Ford have shone

England beat Wales to seal the Triple Crown and keep their Six Nations title hopes alive. Here, Sportsmail's Nik Simon assesses the performances of Eddie Jones' players.




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Kelis reveals The Masked Singer contestants have to wear shirts that say: 'Don't talk to me'

The Milkshake star, 40, was unmasked as the character of Daisy on Saturday's episode of the ITV series after she lost out to Monster in the bottom two.




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'Harry Potter' star Tom Felton just found out he's a Hufflepuff, but he previously said he's a Gryffindor and we have questions

Tom Felton shared a screenshot on Instagram on Wednesday, which revealed that he's a Hufflepuff after taking the official Wizarding World quiz online. But the actor, who played Slytherin member Draco Malfoy, previously tweeted that he's a Gryffindor and "HP" author J.K. Rowling agreed with the assessment. Visit Insider's homepage for more stories."Harry Potter" star Tom Felton, known for playing Slytherin house member Draco Malfoy in the movies, said that he just found out he's a Hufflepuff. "a sad day....on so many levels #harrypotterathome," the 32-year-old actor captioned a series of screenshots he shared on Instagram. The first image revealed that Felton's display name on his Wizarding World passport is the same as the character he portrayed on-screen, rather than his real name. The second




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Partick Thistle claim to have been `forgotten, ignored...

The club currently occupy bottom place in the second tier and have met the effective confirmation of their demotion with fury.




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Take a look inside some of the lavish mansions in the French Riviera enclave where homes cost $13 million and the ultrawealthy residents have access to private coronavirus testing




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My partner and I only have sex 5 times a year, but he masturbates a lot. How can I get him to pay attention to me?

75637244A lack of physical intimacy can create distance in a relationship, so it's understandable you're upset.At the same time, your partner's masturbation preferences don't mean he doesn't care about you.Create a safe space for you and your partner to discuss what his libido means to him and how you'd like to improve your partnered sex life. If you approach the conversation in a curious and non-judgmental way, you're more likely to find a compromise.Have a question for Julia? Fill out this anonymous form. You can read more Doing It Right here. Visit Insider's homepage for more stories.I'm 47, and I've been in a relationship for three years. For awhile now, my partner and I haven't been intimate and he rarely comes to bed even to sleep.We have sex about five times a year, but he makes a lot




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Chris Mears: I can't believe I've won a Commonwealth Games gold medal! My best mate Jack and I have proved we're one of the best diving partnerships in the world

ROAD TO RIO 2016: British diver Chris Mears, who won a gold Commonwealth medal in the synchronised 3m springboard event with Jack Laugher in Glasgow, talks about his success.




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Max Whitlock will have to compete for five straight days at Commonwealth Games

England’s Max Whitlock is targeting success across the board in Glasgow but, if all goes to plan, he will have to compete on five straight days this week.




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Adam Gemili: Whether it's athletics or a career, you need to have patience

ADAM GEMILI: I met Jamal Edwards, the founder of SB.TV, recently when we both visited my old college to talk to the students there and he said something that really stuck with me.




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Sally Brown: I've had a few setbacks with my foot injury but you're always going to have days like that... I'm getting there slowly

We’ve just got back from a training camp in South Africa and that was a really good experience. It was hot – about 35C every day – so it was really warm and great for training.




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Becky James: I'm so excited to get back to full training... there have been times during past 12 months when I thought it would never happen

BECKY JAMES - ROAD TO RIO: I never thought I’d be so excited about training, but having been in Manchester for the last couple of months following a year on the sidelines, it feels so good to be back.




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HARRY BROWN: The team have had a few jokes at my expense since selection... but now it's all about working hard for Rio 

Since the announcement of our Wheelchair Basketball team for the Paralympics in Rio, I’ve been the subject of some of the group’s jokes.




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Donald Trump claims he 'would LOVE' to have top aides testify in impeachment inquiry

Justice Department lawyers asked a judge to put on hold a ruling requiring Don McGahn to testify as part of the Democrats' impeachment probe against Donald Trump.




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House Intelligence Committee will have 24 hours to approve Adam Schiff's draft report from Monday

Chairman Adam Schiff had said the report will be released 'soon' and now it's reported the Committee will have 24 hours to view the documents from Monday evening then will vote to approve it Tuesday.




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Joe Biden says he would have a Republican running mate in 2020: 'I can't think of one right now!'

Joe Biden said Monday he would consider putting a Republican on his ticket if he won the Democratic nomination in 2020. 'I would, but I can't think of one now,' Biden said when asked of the prospect.




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Twitter data could have been a source of Kremlin intelligence during the 2014 Ukraine conflict

University of California experts showed that location-tagged tweets by Ukraine residents could have been used to map out sentiments towards Russia in real-time.




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'Get rid of her! Do it!' Feds have tape of Trump apparently telling aides to fire Marie Yovanovitch

Donald Trump has been caught on tape appearing to order the firing of then-Ambassador to the Ukraine Marie Yovanovitch. 'Get rid of her!' he appears to say.




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Newcastle manager Rafa Benitez should have crack at signing Bradley Dack

Blackburn boss Tony Mowbray believes Bradley Dack is too good to be 'languishing in the middle of the Championship' - and he is right. How Newcastle must give him the platform he clearly deserves.




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8 steps to take if you think you'll be laid off or furloughed so you can have peace of mind if the unexpected happens

ReutersThe Labor Department reported on Thursday that 5.2 million Americans filed for unemployment insurance in the week that ended April 11.More than 22 million jobless claims were filed over the last four weeks, setting a record for that period of time. Still, more than 47 million Americans could lose their jobs in the second quarter as a result of the novel coronavirus pandemic, according to the Federal Reserve Bank of St. Louis.If you were recently laid off or furloughed, or suspect you may be soon, here's what human resources and retirement experts want you to know. For example, you should know where to access your state's unemployment application and make sure to ask your employer about health insurance benefits. Visit Business Insider's homepage for more stories.Mass layoffs and furloughs




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PRESENTING: A 28-year-old CEO created a quarantine dating app and a job search platform on the side that have garnered thousands of users - here's how he did it

Courtesy of Daniel AhmadizadehDaniel Ahmadizadeh.Daniel Ahmadizadeh is the CEO of PersistIQ, a company that offers digital tools for sales and customer outreach.But he's also an entrepreneur who saw shifting needs onset by the COVID-19 outbreak, so he went back to the drawing board and came up with three initiatives to meet market demand.What did he come up with? An app for dating while in quarantine, a platform to connect job seekers in sales with work, and a set of tools specifically geared for supporting struggling small businesses. And he doesn't plan on stopping there."Within 14 days - so by March 22 - of launching the app to our friends, it was on the front page of The Wall Street Journal," Ahmadizadeh told Business Insider about his dating app, "Quarantine Together." "It was an insane




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You can take the GMAT at home starting April 20, and top business schools including Harvard and MIT Sloan have already pledged to accept online test scores

Graduate school application season has been hindered by the coronavirus outbreak, causing in-person standardized testing to be shuttered. Starting April 20, the GMAT will be available online for students seeking to take the test. Top schools, including Harvard and MIT Sloan, have either waived the test requirement or said they would accept online scores.But candidates in China, Iran, Cuba, Sudan, Slovenia, and North Korea won't have access to the online version.Visit Business Insider's homepage for more stories.The coronavirus pandemic has changed the way students work, learn, and interact with each other. And many graduate schools have shifted application requirements, relaxed deadlines, or taken the entire process virtual, including top-notch institutions like NYU Stern and Berkeley's Haas.But




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I run a 6-figure freelance graphic design agency, and even during the pandemic we're on track to hit our $300,000 yearly goal. Here are 4 key things that have helped me retain clients and keep revenue strong.

Morgan Overholt is the founder and owner of Morgan Media LLC, a graphic design agency.Despite the unforeseen circumstances of the pandemic, her small business was ready to continue operating and functioning at full force.Her employees and clients were already accustomed to remote work, so shelter-in-place policies haven't greatly affected her, and she relies on other freelancers for work so she can scale her team to fit business needs.She advises other small businesses looking to pandemic-proof their companies lean on remote tools, get good at finding clients online, diversify their income streams, and keep their operations agile and lean.Click here for more BI Prime stories.Of the many challenges I expected to face when I quit my normal 9-to-5 job to launch a freelance graphic design agency




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Film studio behind Parasite slams Trump for saying the film should not have won the Best Picture

During the Colorado speech on Thursday, Trump lamented that he did not agree with the outcomes of the Academy Awards after 'Parasite' - a South Korean film - won Best Picture.




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Pictures show how public spaces have emptied as countries battle to contain COVID-19

A series of photographs taken in recent days from Libya to Singapore show deserted streets after governments across the world shut down borders to contain the deadly coronavirus.




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Keeping Up With The Kardashians: Kim and Kourtney BRAWL and have to be separated by Khloe

Kim and Kourtney Kardashian had a physical fight on the explosive season 18 premiere of their show Keeping Up With The Kardashians. Their younger sister Khloe had to separate them.




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Khloe Kardashian shocks sisters as she tells them 'I do have a sperm donor'

Khloe was simply referring to her ex, daughter True's father Tristan Thompson.




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Khloe Kardashian shares two images in hot pink... after revealing she may have a second baby

Wearing a low-cut hot pink tank top and large hoop earrings and some very glam makeup, the 35-year-old reality TV star looked fetching.




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'They are transporting the virus': NYC subway conductors say cars have turned into homeless shelters

New York City subway conductors said that essential workers who still use mass transit are in danger of being infected with coronavirus due to unsanitary conditions inside the cars.




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People living in the cities hardest-hit by coronavirus have mostly stopped using public transit

A new mobility tool from Apple shows people living in America's hardest-hit coronavirus cities have all but stopped using public transit, are walking far less and are even driving less during the outbreak.




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New York City subways have become a hotbed of crime amid pandemic

Since the pandemic exploded in New York City and millions stopped going to work, ridership has decreased by 90 percent but there has been an increase in crimes on the underground network.




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New York City's heart attack spike could have been early sign of COVID-19

A spike in heart attacks in mid-February could have been an early sign that the coronavirus was starting to spread in New York City before it became the epicenter for the illness in mid-March.




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Sarah Silverman performs daily salute to frontline workers... ahead of her LSD doc Have a Good Trip

The 49-year-old comedian sported a 'Good Morning Mt. Vernon' baseball shirt alongside her assistant-turned-'quarantine partner' Annie Segal




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New York 'army' of tracers needed to reopen economy have not been hired yet

As of Tuesday morning, neither New York State Health Department officials nor Mayor Bill de Blasio's office could not provide any numbers for how many people had actually been hired.




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FINA boss says two more swimmers have tested positive banned substances

FINA executive Cornel Marculescu said two more athletes - who are not Australian - have been caught doping. He did not disclose whether or not they are world champion competitors.




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Russian president Vladimir Putin says country have 'reason to appeal' four-year WADA ban

Vladimir Putin's comments come after WADA barred teams under a Russian flag from competing at the Olympic and Paralympic Games in 2020 and 2022 and the football World Cup in 2022.




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Mo Farah claims he'd 'have been first one out' and split with Alberto Salazar

Sir Mo Farah has claimed he would have left Alberto Salazar sooner if he knew about his controversial practises at the Nike Oregon Project - despite staying with the disgraced coach for two more years.




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Mo Farah says constant drug-cheat accusations have left him DEPRESSED and is unfair on his family

Mo Farah has said that he has been left depressed over accusations that he lied about taking performance-enhancing injections.




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OLIVER HOLT: So Liverpool's season is going to end up as an anticlimax? You have got to be joking!

OLIVER HOLT - CHIEF SPORTS WRITER: So let me get this right: becuase Liverpool finally lost a game we are supposed to recalibrate their season as a brush with ordinariness? Seriously?




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COMMENT: Liverpool have shredded reputation by putting wealth before employees

COMMENT: If you want to see how a decision has been received, turn to social media. Within 24 hours of Liverpool revealing they would furlough staff, the club were being ridiculed.




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Lallana shows off shaved head and Van Dijk doesn't sweat as Liverpool put through a rigorous workout

Coaching staff have been keeping in touch with the squad to ensure they stay fit during the break from football.




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Ted Cruz says he would have 'spanked' boy who calls out 'you suck' during Indiana rally 

Sen. Ted Cruz warned a young man making a disturbance at an Indiana rally yesterday that he would have 'spanked' the youth, who called out to the crowd at Cruz 'you suck.'




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Marco Rubio says a Ted Cruz-Rubio ticket would have failed

Marco Rubio called a story 'largely inaccurate' that suggested Ted Cruz wanted them to join forces and take on Donald Trump. Rubio said reports were 'unfair' to Carly Fiorina, Cruz's choice.




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Ted Cruz says voters will have 'pitchforks in the streets' if Republicans don't deliver

Texas Sen. Ted Cruz was optimistic about a GOP-controlled Washington,, though warned fellow Republicans not to screw this up, saying voters would be out with 'pitchforks and torches.'




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Obama advised Biden, 74, that he didn't 'have to' run before his 2020 presidential bid began

The comments came from the former president Obama earlier this year, to which Biden is alleged to have told him that he couldn't pass up a second chance to beat Donald Trump.




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Inside the Okura Tokyo where Barack Obama and John Lennon have stayed after its £800million revamp 

The original Okura Tokyo opened in 1962 and welcomed all manner of famous faces over the years, including Steve Jobs and Margaret Thatcher too.




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Donald Trump says HE would have a Nobel Peace Prize 'if they gave it out fairly'

Donald Trump on Monday knocked Barack Obama for receiving the Noble Peace Prize and said he would have one of his own 'if they gave it out fairly.'




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Obama tears into woke culture and purity tests: Former president says 'good people have flaws'

Barack was joined by his wife Michelle on Tuesday at their annual Obama Foundation summit in Chicago, where the former first lady also said: 'I can't make people not afraid of black people.'