No business owner ever expects it to happen. After closing up for the day or the week, a phone call at 6 a.m. lets you know that the severe storm that passed through town overnight took a punch at your small business, with flood damage, fire, tornado or other damage.

Or it could have been an earthquake or hurricane. Still, what may have taken years to build is in ruins. How do you begin to recover?

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These founders embody the reasons so many Americans are drawn to entrepreneurship: passion, purpose, fulfillment, and financial success. This year they all shared with Inc. readers the secrets to how they did it.  

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Small businesses are hopeful about growth this year according to the new State of Small Business Report by software solutions provider, Wasp Barcode Technologies.

The study says 71 percent of small businesses expect revenue growth, although 50 percent of small business owners said hiring new employees would be the key challenge facing them this year. And 45 percent said that challenge would be increasing profit.

An earlier survey conducted by Yelp had similarly found small business owners optimistic about growth in 2016. According to that survey, the percentage of American small business owners expecting to see revenues grow, however, is higher (85 percent).

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A full half of small business owners see growth opportunities in the next six months, while 17 percent say they are already seeing that growth.

Only 33 percent say they see no immediately growth opportunities ahead. That’s according to the most recent survey by the National Small Business Association.

According to the National Small Business Associations 2015 economic report (PDF), nearly 75 percent of small business owners surveyed are confident in their businesses — the highest percentage recorded in the last four years. However, there was a relatively less positive outlook among the small business owners on the overall economy than even six months ago.

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Starting your own business is exciting, hectic, and frightening all at once. You are laying it all on the line, and your to-do list stretches seemingly for miles. Whether you are still in the planning stage, writing up a business plan, or ready to open for business and hit the ground running, it’s tough to do everything by yourself.

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With this tumultuous year behind us, I am fixing my mind on what's to come in 2017. Change is the only constant in life, and with a new administration about to take over--I am truly optimistic about next year since entrepreneurs seem to be looking forward to the potential changes that this new year might bring.

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The Internet of Things (IoT) is a rapidly evolving technology sector. As the popularity of connected devices increases with consumers, the number of entrants into the market grows. But rapid growth and iteration have had some unintended consequences in the IoT space, especially when it comes to usability.

IoT More Friendly

Twelve months later we have a full-time team and a company successful beyond our wildest dreams. Digital Press, named during one of our many coffee-on-an-apartment-balcony conversations, has been our attempt to empower the world's smartest people to share what they know. We work with carefully selected CEOs, entrepreneurs, investors, and venture capitalists (primarily at businesses doing $10M to $300M in revenue) to share their hard-earned insight with the internet. None of the atrocious writing most PR firms peddle as acumen. None of the ad-speak or jargon nobody finds helpful. Just the hard lessons learned and the personal stories of how these successful people learned them.

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Amazon is often blamed for the demise of the Mom and Pop store and other local and cultural icons of Main Street USA. There may be some truth to this, but it is also just as important to say that the company has helped many small and midsize businesses to grow and thrive.

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Savvy small businesses are already looking ahead to the holiday shopping season, including Black Friday, Small Business Saturday and Cyber Monday. Here are four things you can do to prepare your business for the holidays.

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Small business owners are often so involved with the day-to-day operations of their business, many feel they don’t have the time to look down the road and plan for retirement.

And as a result, some entrepreneurs may never be ready to retire. According to a survey by Manta, one-third of business owners don’t have any retirement plan, and 75% of respondents to a BMO Wealth survey said they had “$100,000 or less” saved for retirement.

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Most working class Americans are employed by companies that either require or offer retirement savings options in the form of a 401(k), 403b), or pension plan. Because these contributions are automatically deducted from the employee’s paycheck, saving for retirement tends to be a rather painless process. Over time, the cumulative effect of regular monthly contributions leads to a nice sized nest egg that can be used in the retirement years.

But for entrepreneurs, the story is a little different. With no steady paycheck or employer-sponsored plans, many of these hardworking individuals forgo retirement contributions.  And though it may not seem like a big deal in the early years, this misstep can prove to be dangerous and irresponsible as entrepreneurs age.

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How did life lead you to entrepreneurship?

I have been in the technology industry for 25 years. I am a business-facing technologist, which basically means I have a background in finance and business. However, I stumbled into being a software engineer early on in my career. This resulted in a passion for data and solution creativity.After hitting the 20-year mark of working for enterprise-size organizations, I decided I needed a change. I experienced some life-threatening health challenges--all while taking care of my two sons with their own unique needs. A culmination of it all really made me stop and reflect on what I really wanted to do on a daily basis and the people I do it with.

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So what sets those who actually take the plunge from those who only dream? What pushes a keen hobbyist or excellent amateur into actually becoming a business owner? A recent study of more than 400,000 people out of MIT came to decisive answer, and it is not the one you are probably expecting.

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High-profile entrepreneurs like Stitch Fixs Katrina Lake and The Riveter's Amy Stern Nelson are using Stories to answer questions about everything from managing cash flow to storing breast milk during business trips.

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The loyalty to the series clearly inspired a smart pitch, because it didn't take long for the Sharks to warm up to the idea. Plus, offering cold beers in customized Kanga coolers didn't hurt.

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Social distancing. Telemedicine. Self-quarantine. These are all words that at the start of 2020 weren't part of our vocabulary, but several months into the new decade we are all hearing and using them daily. There is no denying that the coronavirus outbreak has dramatically changed just about every facet of just about every person’s life around the world.

From a business perspective, the stock market saw its largest one day loss and largest one day gain in history. The U.S. saw the largest job-loss report ever. We are in uncharted waters, and how long we will remain in them remains uncertain. However, there is one thing that we all know, and that is that this outbreak will change the lives of everyone for years or decades to come. Nearly 20 years after 9-11, enhanced airport security, no-fly lists and counterterrorism efforts are still the norm. The same will be true of the COVID-19 aftermath. Is your business ready for the five largest macro trends we are about to see?

1. The rise of enhanced websites and digital tools
2. Cybersecurity concerns take center stage
3. An increase in virtual meetings
4. Increased control in expenses
5. Even more remote employees

Ninety-six percent of new entrepreneurs say the pandemic is motivating or giving them the motivation they needed to start their own business. This positive statistic comes from Azlo, a banking platform for small business owners, freelancers, and entrepreneurs.

In mid-March 2020, Azlo witnessed an uptick in new accounts opening. Wanting to understand the reasons behind the boost in business, Azlo conducted a survey. ‘The COVID Economy’ report interviewed 1,000 of Azlos newest customers across the United States.

After the pandemic knocked the wind out of our economy, recovery plans focused mainly on saving existing small businesses rather than breathing life into new ones. Yet entrepreneurship is critical to emerging from the Covid-induced recession. Startups drive almost all net new-job creation. They contribute disproportionately to innovation, breaking new ground while also spurring midsize and large companies to follow suit. And perhaps most important in the current climate, startups are well-positioned to respond to drastic changes in consumer and business behavior, recognizing and acting on opportunities born of adversity.

For aspiring entrepreneurs, student debt reduces the amount of cash avail­able for startups and affects their credit score, making business loans tough to secure. It also renders more daunting the prospect of failure, which increases risk aversion.

Invoice financing is a type of business funding wherein the business sells its outstanding invoices or account receivables (A/R) to financing companies to get an immediate cash flow boost. The financing company takes over the invoices, and sometimes be in charge of collecting customer payments (as in invoice factoring).

Invoice financing is a popular financing option for businesses that have to wait 30,60, or 90 days to get their clients payments.

Staying tuned in to the pulse of your industry is key to becoming a successful entrepreneur. Public groups, online forums and the like are among the most valuable resources for gathering and contributing industry information. But if someone is looking for in-depth insight into their business niche, locating the right groups where this discussion occurs is the first step. T

It was Prime Minister Winston Churchill who announced, in 1942, the creation of a new branch of the British Army, initially comprising of the Glider Pilot Regiment, Parachute Battalions, and the Air Observation Post Squadron, to support military operations during the Second World War. ... FR Aviation Limited trading as Draken Europe ...

This is the kind of thing I think the Bee will evolve to do very very well...

Thailand Special Report

In a follow up to his story on the 2004 election, "Was the 2004 Election Stolen," Robert Kennedy brings us, in the latest issue of Rolling Stone, specific details on how Diebold has rigged voting in Georgia, with the confessions of a Diebold employee, Chris Hood. "Will The Next Election Be Hacked," is a frightening article that shows exactly how far some corrupt politicians are willing to go to insure that they keep control of our government out of the hands of the people. Folks, our democracy is in danger.

In this series based on David Legge's book, 'Breaking Through Barriers to Blessing', we continue exploring how we can be set free from bondages of Satan and healed from wounds of the heart. This series is for people who need set free themselves, or for those who want to be used to help others into freedom. In this second session, 'The Necessity Of Confession And Repentance', David looks at the issues of sin and how confession and repentance is a necessary step toward freedom in Christ. We need to own our ungodly behaviours. If we are going to get help ourselves or help others we've got to be real with ourselves and see sin the way God sees it. This message is available at https://www.preachtheword.com now in MP3 audio format and in HD video on our YouTube Channel (https://youtube.com/PreachTheWord)...

There is much of Jesus' early life we don't know about. We know He didn't begin His earthly ministry until around the age of 30. What did He do in those preceding years? Those years in obscurity were a vital part of 'Jesus' Preparation For Ministry'. What lessons can we learn from such obscurity and silent years? Follow Him 'From Obscurity To Prominence', as we consider this question and also the importance of Christ's baptism, holiness, obedience and His empowerment by the Spirit. This message is available at https://www.preachtheword.com now in MP3 audio format and in HD video on our YouTube Channel (https://youtube.com/PreachTheWord)...

Many of us have been conditioned by life and culture to serve to obtain identity rather than ministering from our identity in Christ. Jesus knew who He was and what the Father thought of Him; this impacted how He served God. However, many of us behave as orphans in ministry, which often ends in our own hurt and that of others. In this message on 'Learning To Minister From Identity', David teaches us to minister from identity as children of God rather than ministering from identity like orphans. This message is available at https://www.preachtheword.com now in MP3 audio format and in HD video on our YouTube Channel (https://youtube.com/PreachTheWord)...

The Bible tells us that Jesus learned obedience through what He suffered. Even for the perfect Son of God, there was 'The School Of Suffering' that prepared Him for ministry. As His disciples, we are called to take up our cross and suffer for Christ. We will experience the test of the wilderness and face the enemy's taunts attacking our belovedness to God. Suffering cannot be avoided as Christians. Discernment is needed to know what can be resisted and what is part of God's plan for us. One thing is sure: if we are to inherit as God's sons and daughters, we must suffer for His name. This message is available at https://www.preachtheword.com now in MP3 audio format and in HD video on our YouTube Channel (https://youtube.com/PreachTheWord)...

Whose message are we listening to? Whose report are we believing? The press, social media, medicine, or Gods Word? What voices are we allowing to influence us, and are those voices faith-inducing or faith-reducing? Isaiah 53 is such a well-known scripture about the death of Jesus and the salvation He has purchased for us. But many have neglected that this core prophetic scripture is explicit that healing has been purchased for us at the cross of Jesus. Learn what Isaiah 53 truly teaches and then ask, 'Do you believe this report?' or, whose report are you believing? This message is available at https://www.preachtheword.com now in MP3 audio format...

El Ayuntamiento de Ciudad Real está reconsiderando el calendario para la implantación de la zona de bajas emisiones (ZBE) en la ciudad. Esta decisión responde a la necesidad de llevar a cabo un exhaustivo estudio jurídico del borrador de la ordenanza elaborada por la Concejalía de Movilidad. El objetivo es evitar «problemas jurídicos» como los […]

Artículo publicado en : Ciudad Real Se Prepara Para Implementar La Zona De Bajas Emisiones Que Optimizará El Aire Y La Movilidad

The park is complete and the animals begin to prepare to leave the wild...but danger lurks around every corner of the trip and some of the animals want to stay. What will the Man in the Can do?




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Autor: Redakcija 031 Naslov: Reprezentativci iz redova Nogometnog kluba Osijek ponovno u akciji
Postano: 13.11.2024. 10:15 (GMT 1) Reprezentativci iz redova Nogometnog kluba Osijek opet su u akciji. U A selekciju Bosne i Hercegovine ponovno je pozvan Nail Omerović koji je nedavno debitirao protiv Mađarske u Ligi nacija. Sada je ostao u konkurenciji za predstojeće dvoboje u istome natjecanju, protiv Njemačke (16. studenoga) u Freiburgu i Nizozemske tri dana kasnije u Zenici. Sergej Barbarez ga također vidi na poziciji desnog bočnog, na kojoj najčešće igra i u redovima Bijelo-plavih. Arnel Jakupović ostao je i nadalje na širem popisu reprezentativaca Austrije za utakmice protiv Kazahstana i Slovenije. „Na oku“ je, dakle, izborniku Ralfu Rangnicku koji prati njegove igre za NK Osijek, što mu je zasigurno motiv više da se kod nas pokaže u najboljem izdanju.

Mlada reprezentacija u play-offu s Gruzijcima
Ovaj puta imamo trojicu igrača koji su dobili pozive za U-21 selekciju Hrvatske. To su Nikola Čavlina, Marko Soldo i Ivan Cvijanović, za koje možemo reći da su standardni u ovoj selekciji, dok su na pretpozivu ostali Domagoj Bukvić i Šimun Mikolčić. Izabranike Ivice Olića očekuju dva izlučna susreta play-offa na kraju kvalifikacija za Europsko prvenstvo i to protiv Gruzije. Prvo će se igrati 15. studenoga u Tbilisiju, a 19.11. uzvrat je na riječkoj Rujevici. Niko Farkaš i Filip Živković iznova su uvršteni u reprezentaciju U-19 koja svoje kvalifikacije za plasman na kontinentalnu smotru nastavlja turnirom u Karlovcu. Od 13. do 19. studenoga Hrvatska će redom igrati protiv Armenije, Bjelorusije i Srbije. Imamo i dvojicu U-18 reprezentativaca. To su Fran Peček i Ivan Barić, također naši juniori koji putuju u Rijeku na prijateljski turnir gdje će naša nacionalna vrsta za protivnike imati vršnjake iz Portugala, Republike Irske i Japana. I za kraj, Matej Grahovac i Dražen Jaman uvršteni su u selekciju U-17 za dvije kontrolne utakmice s Ukrajinom, također u Rijeci.


Tekst: NK Osijek
Foto: Igor Miličić/Arhiv

Autor: Redakcija 031 Naslov: Svaki četvrti Hrvat pati od ‘nevidljive’ kronične bolesti, pitali smo liječnika kako prepoznati simp
Postano: 13.11.2025. 20:15 (GMT 1) Ne postoji jedna tableta koja će smanjiti probavne tegobe i mogućnost razvoja probavnih bolesti, kaže nam odmah prof. dr. sc. Silvio Mihaljević, specijalist gastroenterologije iz Croatia poliklinike u Osijeku.

Kako navodi, stres, neredovita prehrana, hrana s puno masnoća i koncentriranih ugljikohidrata su sve redom faktori koji mogu dovesti do prolaznih probavnih tegoba, a, ako su pacijenti duže vremena izloženi nepravilnom stilu prehrane, mogu dovesti i do razvoja ozbiljnih bolesti, kao što su GERB, ulkusna bolest želuca i dvanaesnika, NASH, upalne bolesti crijeva, i slično.

Učestalost ovih problema pritom je sve veća. Primjerice, više od pola milijuna ljudi u Ujedinjenom Kraljevstvu ima upalnu bolest crijeva, od kojih su dva glavna oblika Crohnova bolest i ulcerozni kolitis. One nastaju kada imunološki sustav napadne crijeva, uzrokujući niz iscrpljujućih simptoma od bolova u trbuhu i gubitka težine do proljeva i krvi u stolici.

Vrlo često se gore navedene bolesti razvijaju tijekom dužeg vremenskog razdoblja s vrlo nespecifičnim tegobama u samom početku bolesti. Upravo je zato izuzetno važno obratiti pažnju na preventivne preglede, kaže prof. dr. sc. Mihaljević, jer postavljanje dijagnoze u ranoj fazi bolesti značajno doprinosi kraćem trajanju liječenja, manjom mogućnošću za razvojem brojnih komplikacija, a samim time i boljom kvalitetom života i puno kraćim izostankom s posla.

Uzmimo za primjer samo nealkoholnu bolest masne jetre, jednu od najčešćih uzroka kronične bolesti jetre te najbrže rastuće bolesti probavnog sustava. Prema posljednjim podacima, svaki četvrti građanin Hrvatske ima nealkoholnu masnu jetru kao posljedicu nezdrave prehrane, konzumacije alkohola i nekretanja. Prof. dr. sc. Mihaljević navodi stoga da je iznimno bitna redovita kontrola laboratorijskih nalaza koji ukazuju na funkciju jetre jer kronične bolesti nemaju značajnije probavne tegobe, nego samo blage i nespecifične smetnje kao brzo umaranje i opća slabost.

“Te nespecifične simptome pacijenti ignoriraju tako da se vrlo često brojne kronične bolesti jetre pronađu u poodmakloj fazi kada je liječenje manje uspješno. Zbog svega navedenog redovite kontrole jetrenih nalaza su najbitnije u ranom otkrivanju kroničnih bolesti jetre”, kaže specijalist gastroenterologije.

Kako bi potaknula građane na preventivnu brigu o zdravlju, Croatia Poliklinika u Osijeku do kraja studenog omogućuje 20 posto popusta na endoskopske zahvate - gastroskopiju bez i s anestezijom i kolonoskopiju bez ili s anestezijom. Naime, osobe koje u anamnezi imaju rak nekog od organa probavnog sustava trebali bi u ranijoj životnoj dobi obavljati preventivne preglede svake dvije godine, a osobe starije životne dobi jednom godišnje. Brojni ljudi pritom odgađaju ranije spomenute endoskopske zahvate zbog neugodnosti ili straha, zbog čega prof. dr. sc. Mihaljević ističe da je važno pacijentima objasniti važnost obje pretrage jer se promjene koje se nađu tim pretragama vrlo često ne mogu dokazati nikakvim drugim laboratorijskim i radiološkim pretragama.

“Kada im se objasni važnost navedenih pregleda te mogućnost dokumentiranja određenih promjena puno lakše će se odlučiti za navedene preglede. Prije gastroskopije možemo lokalno dati anestetik koji će u znatnoj mjeri umanjiti neugodnost samog pregleda, a prije kolonoskopije savjetujem uzimanje pola sata prije pregleda spazmolitika kako bi usporili peristaltiku crijeva i na taj način umanjili tegobe. Za one najzahtjevnije i najkompliciranije, oba pregleda možemo raditi u općoj anesteziji”, navodi prof. dr. sc. Mihaljević.

La Chine promeut une ouverture de haut niveau du secteur financier et accueille les entreprises � capitaux �trangers pour approfondir la coop�ration mutuellement b�n�fique, a annonc� mardi � Beijing le vice-Premier ministre chinois He Lifeng. M....

Lors de l'Exposition internationale d'importation de la Chine (CIIE) de cette ann�e � Shanghai, Ghazaryan Koryun, conseiller commercial � l'Ambassade d'Arm�nie en Chine, a pr�sent� aux visiteurs, dans un chinois courant, les vins et fruits de grande...

Senior Fantasy Baseball Expert Shawn Childs examines the backend of each team in the American League East.

Senior Fantasy Baseball Expert Shawn Childs examines the backend of each team in the American League Central.

Senior Fantasy Baseball Expert Shawn Childs examines the backend of each team in the American League West's bullpen as we get ready for opening day!

According to an article in the New York Times, Supreme Court candidate Harriet Miers, born Roman Catholic, became an evangelical Christian and began identifying more with Republicans than with the Democrats who had long held sway over Texas politics.

She later joined the missions committee of her church, which is against legalized abortion, and friends and colleagues say she rarely looked back at her past as a Democrat. Miers attended "two or three" anti-abortion fund-raising dinners in the early 1990's, but has otherwise been active in the anti-abortion movement. According to one of Miers' colleagues:

"You can be just as pro-life as the day is long and can decide the Constitution requires Roe to be upheld".

Die US-Wahl ist gerade eine Woche her, und schon dreht sich das Personalkarussell in hohem Tempo. Heute wollen die Republikaner Führungsposten im Kongress besetzen und zeigen, dass sie die neue Macht im Kapitol sind. Von Katrin Brand.

I am having issues with my stock radio. It has never worked since I got my 1994 3500 (tel:1994%203500). Any ideas on what could be wrong?? I am pretty much ready to swap it out. Have you...

Published at LXer: A major new release of Mission Center, a modern system monitor app for Linux desktops, has been released. Read More......

According to the latest GlobalData report, the oil and gas industry is experiencing a slowdown in its energy transition efforts. The report highlights that despite the growing global emphasis on sustainability and reducing carbon emissions, the pace at which the oil and gas sector is adopting renewable energy and other green technologies has decelerated. This slowdown is attributed to several factors, including economic uncertainties and fluctuating oil prices. Investment Shifts and Challenges The report points out that while there has been a significant investment in renewable energy projects, the overall commitment from major oil and gas companies has not met the expected levels. Companies are facing challenges in balancing their traditional fossil fuel operations with the need to invest in cleaner energy sources. The economic pressures and the need to maintain profitability in a volatile market have led to a cautious approach towards large-scale investments in renewable energy. Ravindra Puranik, Oil and Gas Analyst at GlobalData, commented on the impact of the Russia-Ukraine war on energy security. He noted that the resultant supply chain disruptions have driven countries towards readily available fossil fuels, thereby boosting oil and gas demand. Puranik also highlighted that the push for energy self-reliance and high...

Women announcers were often found as 'Shopping Reporters' on the 'women's hour' programs...

PRZOOM - Newswire (press release) - Mon, 20 Apr 2020 00:00:00 -0400, San Francisco CA United States - The business news distribution network (PRZOOM.com, NewswireToday.com, and more recently PRTODAY.com) has become the top most used service on a daily basis within the U.S., United Kingdom, France, and Germany

The BBC is expanding the number of reports available for UK viewers to download online. Over 80 online news reports covering iconic events from the past 50 years have been made available this week by the BBC. It follows a...

The Boys of Chokoloskee are hosting the "Freedom Reigns" drag event on November 9 at the HavAnnA Cafe in Chokoloskee, FL. This vibrant celebration emphasizes diversity, empowerment, and community connection through the art of drag, featuring performances by talented queens like Alandra Matthews and Mya Valentine Lords. The event aims to create an inclusive atmosphere, honoring feminism and the historical significance of [PR.com]