The economic slowdown, a rise in interest rates and aggressive lending in good times led to a sharp rise in bad loans

When the State Bank of India issued a circular instructing its branches to suspend loans for purchase of farm equipment...

Lenders say the larger challenge is to communicate to borrowers the difference between moratorium and waiver

AIKSCC flags impact of lockdown on procurement, sales

For the recently concluded quarter, the slippages are expected to show mixed trend as analysts eye stable numbers from the agri-sector but warn of stress in the retail space

Industry has also pitched for SPV with initial funding from govt, to help refinance small and mid-sized NBFCs

Mutual Funds say they didn't need to use their liquidity line fully

Suggestions from various quarters, including from Indian Banks' Association, have come for the further extension of moratorium and the RBI is actively considering them, according to sources.

In addition, West Bengal will also request the Reserve Bank of India (RBI) to increase the additional credit limit to MSMEs, to 30 per cent from the existing 10 per cent.

During March-April 2020, PSBs sanctioned loans worth Rs 5.66 lakh cr for more than 41.81 lakh accounts

The borrowers represented the micro, small and medium sized enterprises (MSMEs), retail, agriculture and corporate sectors, which was indicative of an economic revival, said finance minister Nirmala Sitharaman’s office in a tweet on Thursday.

Your existing bank will give this loan, and rates may be better

Longer-term investors with a three-five-year horizon have an opportunity to pick quality stocks, which in calmer times tend to trade at exorbitant valuations

Analysts would track the management's commentary on Covid-19 related impact, traction in deposits post investment in YES Bank, movement of reported GNPAs, and moratorium utilised by customers

Public sector bank branches face an uphill task with low demand for credit.Senior management is pressuring branch managers without understanding field-level constraints

An internal assessment of its portfolio by HDFC Bank has revealed that its NPAs may rise by 50 bps.IndusInd Bank has found that its asset quality could deteriorate by a maximum of 80 bps due to the covid-19 crisis

Retail loan growth is likely to be subdued because of the recent spate of job losses and a sense of uncertainty.Some banks are already seeing higher growth in their corporate book, as compared to their retail loan book