hearing Statement of Assistant Attorney General Lanny A. Breuer Before the Senate Judiciary Committee at a Hearing Regarding Financial Fraud Enforcement By www.justice.gov Published On :: Mon, 27 Sep 2010 13:30:12 EDT "The Department of Justice is busy investigating and prosecuting financial fraud in all its forms, including investment fraud schemes, mortgage-related fraud, securities fraud, insider trading, money laundering, and other crimes," said Assistant Attorney General Breuer Full Article Speech
hearing Assistant Attorney General Lanny A. Breuer Testifies Before the Senate Judiciary Committee at a Hearing Regarding Honest Services Fraud By www.justice.gov Published On :: Tue, 28 Sep 2010 13:53:59 EDT "The Department of Justice is committed to using all available tools in our effort to combat fraud and corruption in the public and private sectors," said Assistant Attorney General Breuer. Full Article Testimony
hearing Department of Justice Announces Public Hearings on Proposed Revisions to ADA Regulations By www.justice.gov Published On :: Wed, 3 Nov 2010 12:47:20 EDT The Department of Justice has scheduled three public hearings on its regulatory proposals concerning the Americans with Disabilities Act (ADA). Full Article OPA Press Releases
hearing Justice Department Reaches Agreement with Arizona Medical Center to Ensure Effective Communication with Individuals Who Are Deaf or Hard of Hearing By www.justice.gov Published On :: Mon, 2 May 2011 16:14:47 EDT “All individuals have a right to go to the hospital and communicate with medical staff without having to sign a waiver of liability, and hospitals have a responsibility to ensure that individuals get effective communication,” said Thomas E. Perez, Assistant Attorney General for the Civil Rights Division. Full Article OPA Press Releases
hearing Attorney General Holder Holds Public Hearing on Children Exposed to Violence By www.justice.gov Published On :: Tue, 29 Nov 2011 09:17:14 EST Attorney General Eric Holder’s National Task Force on Children Exposed to Violence convened its first of four public hearings to gather expert and community testimony on the epidemic of children’s exposure to violence. Full Article OPA Press Releases
hearing Assistant Attorney General Thomas E. Perez Testifies Before the Senate Judiciary Committee at Hearing on Fair Lending By www.justice.gov Published On :: Wed, 7 Mar 2012 12:42:42 EST "As the 2011 enforcement record illustrates, the Division’s Fair Lending Unit uses every possible tool to address the range of abuses seen in the market, in both mortgage and non-mortgage lending," said Assistant Attorney General Perez. Full Article Speech
hearing Attorney General’s Task Force on Children’s Exposure to Violence Holds Public Hearing in Miami By www.justice.gov Published On :: Wed, 21 Mar 2012 13:07:19 EDT Attorney General Eric Holder’s National Task Force on Children Exposed to Violence concluded a three-day public hearing in Miami today on the challenges of preventing children’s exposure to violence in the community. At the hearing, expert panelists on the child welfare system testified about how immigrant and at-risk youth are exposed to violence and how mayors across the country are interrupting the cycle of violence in their cities, among other issues. Full Article OPA Press Releases
hearing Attorney General Eric Holder’s Task Force on Children Exposed to Violence Holds Final Public Hearing in Detroit By www.justice.gov Published On :: Tue, 24 Apr 2012 08:46:30 EDT At the final hearing of Attorney General Eric Holder’s National Task Force on Children Exposed to Violence in Detroit, officials from the Justice Department and the city of Detroit underscored efforts to keep kids safe and prevent youth violence. The task force is a key part of Attorney General Holder’s Defending Childhood Initiative to prevent and reduce children’s exposure to violence. Full Article OPA Press Releases
hearing Remarks as Prepared for Delivery by Assistant Attorney General Lanny A. Breuer at Public Hearing on Potential Regulation to Strengthen Anti-Money Laundering Safeguards By www.justice.gov Published On :: Tue, 31 Jul 2012 13:29:49 EDT "This rulemaking presents an important opportunity to close a gap in our financial regulations that makes it easier for criminals to move illicit proceeds through the United States financial system," said Assistant Attorney General Breuer. Full Article Speech
hearing Justice Department Reaches Settlement with Two Colorado Law Enforcement Agencies to Improve Communication with People Who Are Deaf or Hard of Hearing By www.justice.gov Published On :: Thu, 21 Mar 2013 16:59:10 EDT The Justice Department announced today that it has reached a cooperative settlement agreement with the Arapahoe, Colo., County Sheriff’s Office under the Americans with Disabilities Act (ADA). This agreement is a companion to one reached on March 8, 2013, with the city of Englewood, Colo. Full Article OPA Press Releases
hearing Justice Department Reaches Multiple Settlements with Health Care Providers to Stop Discrimination Against Persons with Hearing Disabilities By www.justice.gov Published On :: Thu, 4 Apr 2013 17:36:20 EDT The Justice Department announced today that, as part of its Barrier-Free Health Care Initiative, over the past year it has reached seven settlements with eight health care providers from across the United States to ensure that they are providing effective communication to people who are deaf or have hearing disabilities. Full Article OPA Press Releases
hearing Justice Department Reaches Settlement with the City of Henderson, Nev. to Improve Law Enforcement Communications with People Who Are Deaf or Hard of Hearing By www.justice.gov Published On :: Mon, 5 Aug 2013 17:09:59 EDT The Justice Department announced today that it has reached a cooperative settlement agreement with the city of Henderson, Nev. under the Americans with Disabilities Act (ADA). Full Article OPA Press Releases
hearing AT&T Agrees to Settle Allegations Involving IP Relay Services Provided to Hearing- and Speech-Impaired Persons By www.justice.gov Published On :: Mon, 7 Apr 2014 16:29:55 EDT AT&T has agreed to settle allegations that it violated the False Claims Act in connection with a program administered by the Federal Communications Commission (FCC). Full Article OPA Press Releases
hearing Attorney General Eric Holder Announces First Public Hearing of Task Force to Examine Impact of Violence on American Indian and Alaska Native Children By www.justice.gov Published On :: Wed, 13 Nov 2013 10:00:17 EST Attorney General Eric Holder today announced the first public hearing of a new task force to examine the impact of exposure to violence on American Indian and Alaska Native children. Joining President Obama and other officials at the Department of the Interior for the White House Tribal Nations Conference, Attorney General Holder shared the announcement with leaders from the 566 federally recognized tribes and emphasized the Justice Department’s long-standing collaboration with leaders in American Indian and Alaska Native communities to improve public safety. Full Article OPA Press Releases
hearing Statement of Mythili Raman Acting Assistant Attorney General U.s. Justice Department Criminal Division Before the Committee on Homeland Security and Governmental Affairs United States Senate for a Hearing Entitled “Beyond the Silk Road: Potential Risks, T By www.justice.gov Published On :: Mon, 18 Nov 2013 16:48:58 EST Chairman Carper, Ranking Member Coburn, and distinguished Members of the Committee: Thank you for the opportunity to appear before the Committee today to discuss the Department of Justice’s work regarding virtual currencies. Full Article OPA Press Releases
hearing First Public Hearing of the American Indian and Alaska Native Children Exposed to Violence Task Force Held in Bismarck, N.D. By www.justice.gov Published On :: Mon, 9 Dec 2013 15:02:17 EST The Attorney General’s Advisory Committee of the Task Force on American Indian/Alaska Native Children Exposed to Violence held its first public hearing today in Bismarck, N.D., convening tribal researchers, advocates and local community members to discuss domestic violence and child physical and sexual abuse in Indian Country. Full Article OPA Press Releases
hearing Associate Attorney General Tony West Delivers Remarks at the American Indian / Alaskan Native Children Exposed to Violence Hearing By www.justice.gov Published On :: Mon, 9 Dec 2013 08:58:42 EST ifty years ago Attorney General Robert Kennedy came here to Bismarck and spoke of the "tragic irony" of First Americans living in the freest country in the world yet imprisoned by conditions of poverty and deprivation -- conditions not found in the natural order of things but manmade, imposed and perpetuated by bigotry and greed and violence. Full Article Speech
hearing Associate Attorney General Tony West Delivers Remarks at the Attorney General’s Advisory Committee on American Indian/Alaska Native Children Exposed to Violence Hearing By www.justice.gov Published On :: Tue, 11 Feb 2014 11:05:37 EST Let us reaffirm our commitment to the safety and health of tribal communities. And let us rededicate ourselves to giving native children a future unclouded by violence and brightened by hope. This is the responsibility of every one of us. Full Article Speech
hearing Detroit Tax Preparer, Previously Convicted on Tax Charges, Found Guilty of Failing to Appear at 2013 Bond Hearing By www.justice.gov Published On :: Thu, 5 Jun 2014 17:25:17 EDT The Justice Department, the Internal Revenue Service and the Treasury Inspector General for Tax Administration announced that Matthew Bender, of Detroit, was convicted yesterday following a jury trial of failing to appear at a bond hearing on July 2, 2013. Full Article OPA Press Releases
hearing Advisory Committee on American Indian and Alaska Native Children Exposed to Violence Holds Final Public Hearing By www.justice.gov Published On :: Tue, 2 Sep 2014 11:22:10 EDT The Advisory Committee of the Attorney General’s Task Force on American Indian and Alaska Native Children Exposed to Violence convenes its final public hearing in Anchorage, Alaska, today and tomorrow Full Article OPA Press Releases
hearing Associate Attorney Tony West Speaks at the Attorney General’s Advisory Committee on American Indian and Alaska Native Children Exposed to Violence Hearing By www.justice.gov Published On :: Thu, 12 Jun 2014 16:33:01 EDT "We have come to Anchorage to lessen the number of suffering children. We come to continue the important work we began six months ago when this Advisory Committee held its first hearing in Bismarck," said Associate Attorney General West Full Article Speech
hearing Justice Department Announces Proposed Amendment to Americans with Disabilities Act Regulations to Expand Access to Movie Theaters for Individuals with Hearing and Vision Disabilities By www.justice.gov Published On :: Fri, 29 Aug 2014 14:50:33 EDT The Justice Department announced today that Attorney General Eric Holder has signed a Notice of Proposed Rulemaking (NPRM) to amend the Title III regulation for the Americans with Disabilities Act (ADA) to require movie theaters to provide closed movie captioning and audio description in order to give persons with hearing and vision disabilities access to movies Full Article OPA Press Releases
hearing Short-term NAD<sup>+</sup> supplementation prevents hearing loss in mouse models of Cockayne syndrome By feeds.nature.com Published On :: 2020-01-07 Full Article
hearing FIA set Ferrari hearing date By en.espnf1.com Published On :: Tue, 03 Aug 2010 10:08:02 GMT The FIA's World Motor Sport Council (WMSC) will consider Ferrari's team orders breach on 8 September Full Article
hearing In the shadow of impeachment hearings, dueling visions for the nation By webfeeds.brookings.edu Published On :: Fri, 04 Oct 2019 16:25:38 +0000 A year away from the 2020 election and in the shadow of impeachment hearings, a wide-ranging new survey from PRRI explores the profound cultural fissures in the country. With Americans deeply divided along political, racial, and religious lines, the survey shows how these factions are prioritizing different issues—from terrorism and immigration to health care and… Full Article
hearing Statement of Martin Neil Baily to the public hearing concerning the Department of Labor’s proposed conflict of interest rule By webfeeds.brookings.edu Published On :: Tue, 11 Aug 2015 10:00:00 -0400 Introduction I would like to thank the Department for giving me the opportunity to testify on this important issue. The document I submitted to you is more general than most of the comments you have received, talking about the issues facing retirement savers and policymakers, rather than engaging in a point-by-point discussion of the detailed DOL proposal1. Issues around Retirement Saving 1. Most workers in the bottom third of the income distribution will rely on Social Security to support them in retirement and will save little. Hence it is vital that we support Social Security in roughly its present form and make sure it remains funded, either by raising revenues or by scaling back benefits for higher income retirees, or both. 2. Those in the middle and upper middle income levels must now rely on 401k and IRA funds to provide income support in retirement. Many and perhaps most households lack a good understanding of the amount they need to save and how to allocate their savings. This is true even of many savers with high levels of education and capabilities. 3. The most important mistakes made are: not saving enough; withdrawing savings prior to retirement; taking Social Security benefits too early2 ; not managing tax liabilities effectively; and failing to adequately manage risk in investment choices. This last category includes those who are too risk averse and choose low-return investments as well as those that overestimate their own ability to pick stocks and time market movements. These points are discussed in the paper I submitted to DoL in July. They indicate that retirement savers can benefit substantially from good advice. 4. The market for investment advice is one where there is asymmetric information and such markets are prone to inefficiency. It is very hard to get incentives correctly aligned. Professional standards are often used as a way of dealing with such markets but these are only partially successful. Advisers may be compensated through fees paid by the investment funds they recommend, either a load fee or a wrap fee. This arrangement can create an incentive for advisers to recommend high fee plans. 5. At the same time, advisers who encourage increased saving, help savers select products with good returns and adequate diversification, and follow a strategy of holding assets until retirement provide benefits to their clients. Implications for the DoL’s proposed conflicted interest rule 1. Disclosure. There should be a standardized and simple disclosure form provided to all households receiving investment advice, detailing the fees they will be paying based on the choices they make. Different investment choices offered to clients should be accompanied by a statement describing how the fees received by the adviser would be impacted by the alternative recommendations made to the client. 2. Implications for small-scale savers. The proposed rule will bring with it increased compliance costs. These costs, combined with a reluctance to assume more risk and a fear of litigation, may make some advisers less likely to offer retirement advice to households with modest savings. These households are the ones most in need of direction and education, but because their accounts will not turn profits for advisors, they may be abandoned. According to the Employee Benefits Security Administration (EBSA), the proposed rule will save families with IRAs more than $40 billion over the next decade. However, this benefit must be weighed against the attendant costs of implementing the rule. It is possible that the rule will leave low- and medium-income households without professional guidance, further widening the retirement savings gap. The DoL should consider ways to minimize or manage these costs. Options include incentivizing advisors to continue guiding small-scale savers, perhaps through the tax code, and promoting increased financial literacy training for households with modest savings. Streamlining and simplifying the rules would also help. 3. Need for Research on Online Solutions. The Administration has argued that online advice may be the solution for these savers, and for some fraction of this group that may be a good alternative. Relying on online sites to solve the problem seems a stretch, however. Maybe at some time in the future that will be a viable option but at present there are many people, especially in the older generation, who lack sufficient knowledge and experience to rely on web solutions. The web offers dangers as well as solutions, with the potential for sub-optimal or fraudulent advice. I urge the DoL to commission independent research to determine how well a typical saver does when looking for investment advice online. Do they receive good advice? Do they act on that advice? What classes of savers do well or badly with online advice? Can web advice be made safer? To what extent do persons receiving online advice avoid the mistakes described earlier? 4. Pitfalls of MyRA. Another suggestion by the Administration is that small savers use MyRA as a guide to their decisions and this option is low cost and safe, but the returns are very low and will not provide much of a cushion in retirement unless households set aside a much larger share of their income than has been the case historically. 5. Clarifications about education versus advice. The proposed rule distinguished education from advisement. An advisor can share general information on best practices in retirement planning, including making age-appropriate asset allocations and determining the ideal age at which to retire, without triggering fiduciary responsibility. This is certainly a useful distinction. However, some advisors could frame this general information in a way that encourages clients to make decisions that are not in their own best interest. The DoL ought to think carefully about the line between education and advice, and how to discourage advisors from sharing information in a way that leads to future conflicts of interest. One option may be standardizing the general information that may be provided without triggering fiduciary responsibility. 6. Implications for risk management. Under the proposed rule advisors may be reluctant to assume additional risk and worry about litigation. In addition to pushing small-scale savers out of the market, the rule may encourage excessive risk aversion in some advisors. General wisdom suggests that young savers should have relatively high-risk portfolios, de-risking as they age, and ending with a relatively low-risk portfolio at the end of the accumulation period. The proposed rule could cause advisors to discourage clients from taking on risk, even when the risk is generally appropriate and the investor has healthy expectations. Extreme risk aversion could decrease both market returns for investors and the “value-add” of professional advisors. The DoL should think carefully about how it can discourage conflicted advice without encouraging overzealous risk reductions. The proposed rule is an important effort to increase consumer protection and retirement security. However, in its current form, it may open the door to some undesirable or problematic outcomes. With some thoughtful revisions, I believe the rule can provide a net benefit to the country. 1. Baily’s work has been assisted by Sarah E. Holmes. He is a Senior Fellow at the Brookings Institution and a Director of The Phoenix Companies, but the views expressed are his alone. 2. As you know, postponing Social Security benefits yields an 8 percent real rate of return, far higher than most people earn on their investments. For most of those that can manage to do so, postponing the receipt of benefits is the best decision. Downloads Download the full testimony Authors Martin Neil Baily Publication: Public Hearing - Department of Labor’s Proposed Conflict of Interest Rule Image Source: © Steve Nesius / Reuters Full Article
hearing Super fly hearing powers captured in miniature microphone By www.treehugger.com Published On :: Tue, 04 Jun 2013 11:45:00 -0400 This biomimicry success promises advanced hearing aids as the headphone generation ages Full Article Science
hearing New online resource available to help parents of a child with hearing loss - Charlene Su shares her daughter’s story By feedproxy.google.com Published On :: 05 Apr 2016 09:10:00 EDT Charlene Su, mother of a cochlear implant recipient, shares her daughter's hearing loss story. Learn more about hearing loss treatment options at IWantYouToHear.com. Full Article Healthcare Hospitals Medical Pharmaceuticals Medical Equipment New Products Services Broadcast Feed Announcements MultiVu Video
hearing New online resource available to help parents of a child with hearing loss - Charlene Su shares her daughter’s story By feedproxy.google.com Published On :: 05 Apr 2016 09:10:00 EDT Charlene Su, mother of a cochlear implant recipient, shares her daughter's hearing loss story. Learn more about hearing loss treatment options at IWantYouToHear.com. Full Article Healthcare Hospitals Medical Pharmaceuticals Medical Equipment New Products Services Broadcast Feed Announcements MultiVu Video
hearing i like hearing my fat fucking stupid lips yap By www.bonequest.com Published On :: Thu, 07 May 2020 00:00:00 -0753 Full Article
hearing Face masks for the deaf: Covid 19's communication challenge for the hearing impaired By www.france24.com Published On :: Thu, 07 May 2020 16:04:18 GMT How to lip read when everyone’s face is hidden behind a mask? That is the challenge facing deaf people across the world as the Covid-19 pandemic makes face masks a part of daily life. The answer could be transparent face masks but such masks are in short supply, leading some to make their own. Full Article Europe
hearing Daouda: I still get goosebumps hearing the Niger anthem By www.fifa.com Published On :: Wed, 06 May 2020 10:55:00 GMT Daouda keeping goal intact and ambitions alive Full Article
hearing Tax-News.com: USTR Stages Hearing On French Digital Tax Response By www.tax-news.com Published On :: Thu, 22 Aug 2019 00:00:00 GMT On August 19, 2019, the Office of the United States Trade Representative held an off-camera public hearing on France's recently introduced digital services tax, attended by three major technology firms. Full Article
hearing Tax-News.com: USTR Holds Public Hearing On French Digital Tax By www.tax-news.com Published On :: Wed, 8 Jan 2020 00:00:00 GMT On January 6, 2020, the United States Trade Representative (USTR) announced that an on-the-record but off-camera public hearing would be held on January 7 on proposed action against France's digital services tax (DST). Full Article
hearing Tax-News.com: USTR Stages Hearing On French Digital Tax Response By www.tax-news.com Published On :: Thu, 22 Aug 2019 00:00:00 GMT On August 19, 2019, the Office of the United States Trade Representative held an off-camera public hearing on France's recently introduced digital services tax, attended by three major technology firms. Full Article
hearing Tax-News.com: USTR Holds Public Hearing On French Digital Tax By www.tax-news.com Published On :: Wed, 8 Jan 2020 00:00:00 GMT On January 6, 2020, the United States Trade Representative (USTR) announced that an on-the-record but off-camera public hearing would be held on January 7 on proposed action against France's digital services tax (DST). Full Article
hearing Statement to the German Bundestag's Finance Committee Hearing on the Draft Bank-Separation Law By www.oecd.org Published On :: Mon, 22 Apr 2013 17:08:00 GMT This statement by Adrian Blundell-Wignall and Paul Atkinson was presented to the German Bundestag's Finance Committee Hearing on the Draft Bank-Separation Law (Drucksache 17/12601) on 22 April 2013. Full Article
hearing Tax tribunal struggling to cope with remote hearings, lawyers say By www.ft.com Published On :: Tue, 28 Apr 2020 03:00:33 GMT Disputes backlog in ‘under-resourced’ lower court reached 27,280 last quarter Full Article
hearing EastEnders to introduce the first deaf character to help Ben Mitchell cope with his hearing loss By www.dailymail.co.uk Published On :: Fri, 28 Feb 2020 01:58:41 GMT EastEnders are set to introduce the first deaf character to help Ben Mitchell cope with his hearing loss in the wake of the explosive boat crash episodes in the BBC soap. Full Article
hearing Hearing reveals details about how Atlanta college student was murdered by roommate and her boyfriend By www.dailymail.co.uk Published On :: Sat, 23 Nov 2019 07:29:22 GMT Barron Brantley, 21 (left), was in court Friday, as a detective revealed details about the death of Alexis Crawford, 21 (right). Brantley and girlfriend Jordyn Jones, 21 (inset) are charged with murder. Full Article
hearing Alex Salmond appears at High Court Glasgow for preliminary attempted rape hearing By www.dailymail.co.uk Published On :: Tue, 18 Feb 2020 12:39:34 GMT Salmond, 65, was flanked by police officers as he entered Glasgow's High Court this morning. Full Article
hearing Heartwarming moment teenage boys dig trapped puppy out of a 3ft burrow after hearing its whimpers By www.dailymail.co.uk Published On :: Tue, 18 Feb 2020 12:29:44 GMT A fluffy Bangkeaw puppy went missing soon after it was born in Yasothon, north eastern Thailand. It was rescued by teenage boys after burrowing three feet into the ground. Full Article
hearing Extradition hearing begins for man arrested in Dublin over manslaughter of Vietnamese immigrants By www.dailymail.co.uk Published On :: Tue, 21 Apr 2020 23:54:21 GMT Ronan Hughes, 40, from Silverstream, Tyholland in Co Monaghan, was detained on Monday following the execution of a European arrest warrant in the Irish Republic. Full Article
hearing Democrats erupt in fury as Republican names suspected whistle-blower during impeachment hearing By www.dailymail.co.uk Published On :: Thu, 12 Dec 2019 14:18:51 GMT Texas Rep. Louie Gohmert claimed Democrats have blocked witnesses who might undercut their theories. He named seven during a hearing, including a man widely thought to be the whistle-blower. Full Article
hearing Marathon impeachment hearing ends abruptly, vote scheduled for Friday morning By www.dailymail.co.uk Published On :: Fri, 13 Dec 2019 12:08:33 GMT The House Judiciary Committee's second consecutive day of impeachment hearings abruptly ended Thursday night and will resume 10am Friday morning. Full Article
hearing Boxing news: Dillian Whyte underwent hearing in front of doping panel hours before win over Rivas By www.dailymail.co.uk Published On :: Thu, 25 Jul 2019 22:20:50 GMT Dillian Whyte underwent a hearing in front of a doping panel just hours before his clash with Oscar Rivas, Sportsmail can reveal. He went on to beat Rivas on points at The O2 in London on Saturday. Full Article
hearing Coleman faces September hearing as world's fastest man remains determined to clear his name By www.dailymail.co.uk Published On :: Sat, 24 Aug 2019 21:27:05 GMT Christian Coleman will undergo a hearing on September 4 to determine if he is cleared to run at the World Championships after allegedly missing three doping tests. Full Article
hearing Senator accidentally spills Dr. Pepper on Cruz in hearing By www.dailymail.co.uk Published On :: Wed, 18 Oct 2017 20:03:49 GMT Sen. Ben Sasse created a commotion during Jeff Sessions' testimony to the Senate Judiciary Committee this afternoon when he spilled his beverage on colleague Sen. Ted Cruz . Full Article
hearing Oscar Pistorius cast as a 'poor victim' in hope of lenient sentence, claim prosecution in hearing over Reeva Steenkamp killing By www.dailymail.co.uk Published On :: Tue, 14 Oct 2014 21:04:34 GMT Oscar Pistorius was being portrayed as a 'poor victim' ahead of his sentencing for killing girlfriend Reeva Steenkamp, the chief prosecutor said on Tuesday during day two of the hearing in Pretoria. Full Article
hearing Oscar Pistorius hearing sees Reeva Steenkamp's sobbing family recall the moment they heard of her death By www.dailymail.co.uk Published On :: Wed, 15 Oct 2014 18:56:02 GMT Reeva Steenkamp's cousin sobbed while testifying on Wednesday how she first heard on a car radio that Oscar Pistorius had killed his girlfriend. Full Article