This publication outlines the Commonwealth Child Safe Framework requirements and guidance for its implementation.The primary audience for this publication is Commonwealth entities. This publication has been developed to assist entities to understand and implement the requirements of the Commonwealth Child Safe Framework.

Consumers who only make the minimum repayment on their credit card could be paying hundreds of dollars a year in high interest payments. To help, BETA partnered with the Treasury and Westpac to see if reminders could encourage consumers to pay earlier and save money. We found any type of SMS reminder resulted in a $134 (28 per cent) increase in repayments in the following month, compared to those who received no message. However, different SMS messages all had a similar impact and we were unable to detect an effect from sending email reminders. Overall, the findings suggest that sending an SMS reminder to credit card consumers before their payment due date is a simple, cost-effective way to improve their financial wellbeing.

"This study contributes to the limited evidence available on how invitational narrative approaches are used in the domestic and family violence field. It focused on invitational narrative ways of engaging and working with men who perpetrate domestic and family violence. Focusing on the processes and skills of practice embedded in invitational narrative ideas enabled the examination of different ways of engaging men that have the potential to lead to sustained change. Accordingly, the main aim of this study was to explore invitational narrative ways of working in order to build an understanding of the processes and skills that engage men and enable behavioural and attitudinal change." --Executive summary (page 6).

The use of behavioural insights in public policy has traditionally focused on small, low cost 'nudges' to improve communications, increase compliance and enhance the way services are delivered. But BETA has begun to look beyond to identify a smaller set of 'richer veins' where BI can offer high financial and social impact. These areas includes consumer choice, financial decision-making and personal wellbeing.

"A special challenge of hard rock exploration is to identify targets of interest within complex geological settings. Interpretation of the geology can be made from direct geological observations and knowledge of the area, and from 2D or 3D seismic surveys. These interpretations can be developed into 3D geological models that provide the basis for predictions as to likely targets for drilling and/or mining. To verify these predictions we need to simulate 3D seismic wave propagation in the proposed geological models and compare the simulation results to seismic survey data. To achieve this we convert geological surfaces created in an interpretation software package into discretised block models representing the different lithostratigraphic units, and segment these into discrete volumes to which appropriate density and seismic velocity values are assigned. This approach allows us to scale models appropriately for desired wave propagation parameters and to go from local to global geological models and vice versa. Then we use these digital models with forward modelling codes to undertake numerous 3D acoustic wave simulations. Simulations are performed with single shot and with exploding reflector (located on extracted geological surface) configurations" -- Summary.

"This document is intended to summarise the current state, understanding and the use of seismic reflection method for mineral exploration. Its primary objective is to provide a point of reference, based on actual case studies, for mineral explorers interested in the application of seismic methods to their project. It provides summary information (including the purpose of the survey, acquisition methods, geometry and cost, processing procedures and key findings) that are intended to provide the reader with an objective means of assessing the cost effectiveness of the technique with respect to exploration objectives. It is also aimed at exchange of information between DETCRC sponsors, affiliates and researchers. Finally we hope that this table will help in shaping future research efforts and direction within Project 3.1, regarding the application of seismic for mineral exploration.This is only initial work and it is hoped that it will evolve into a document or a catalogue that will be extensively used by the mineral industry to achieve their exploration objectives in more efficient and effective way" -- Executive summary.

Australian author Trish Morey returns with a compelling and moving story about broken friendships and the rocky road of forgiveness. Coming home was never going to be easy ... With a failed marriage behind her, and her career dreams in tatters, Sarah returns home to Lord Howe Island to run the family store. Paradise to most, Lord Howe is the last place Sarah wants to be, trapped on an island with her two ex-best friends, Floss and Jules. Floss has the life she always wanted: married to her high school sweetheart, Andy, with five gorgeous children. But something is missing from her marriage. And now she has a secret that threatens to tear her happy family apart, and the only person she can talk to is the woman who pushed her away. For Jules, forgetting the past is impossible. Her four-year-old daughter is an everyday reminder of the friendships she has lost. But when a discovery turns her life upside down, she knows this is an opportunity to set things right. This summer, can these women overcome the pain of the past and find their way back to the friendship they once had?

A fun light story by Grammy of camping in the Vales with nighttime noises and shadows scaring all. She knew who was scurrying around the campsite. Would you like to know too? -- Publisher.

Institute of Ophthalmology., producer.

Beastie Boys (Musical group)

Smith, Steve.

Memory.

Motion pictures -- Reviews.

Food security -- Australia.

Museums -- Collection management -- United States.

Grandmothers -- Death -- Fiction.

Morton, Rick -- Childhood and youth.

Heredity -- Genetics.

Speculative fiction, Australian.

Chomsky, Noam -- Political and social views.

Information technology -- Political aspects.

Environmental economics.

Museums -- Deaccessioning.

Commonwealth Railways (Australia) -- History.

Catholic Church -- Clergy -- Sexual behavior.

Islands -- Australia -- Government policy.

Loneliness.

Motels -- Australia -- Pictorial works.

Dogs -- Breeding -- Great Britain -- History -- 19th century.

Lee, Harper, 1926-

Fermented foods.