Britain's debt binge has deepened - with figures last month showing credit card borrowing had surged by 40 per cent and the average family now owes £12,800 on credit cards, loans and car finance.

Frequent fliers after air miles towards their next holiday could take advantage of a new sign up bonus which could get them to three continents, provided they're happy to pay a fee.

Hundreds of customers of Saga have received an unexpected windfall following its admission that it badly handled the axeing of its popular platinum credit card last year.

Lloyds, Santander, Nationwide, NatWest, Virgin Money, HSBC and Barclaycard all confirmed staff cannot unblock credit cards in branch.Some banks say it must now be done by a specialist team.

TSB is looking at launching a range of short-term loans aimed at families who regularly dip into their overdraft. TSB customers can currently borrow between £7,500 and £50,000.

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.

While borrowers make no payments for three months, card providers often still charge interest on balances during payment holidays, meaning borrowers continue to rack up interest

Virgin Money apologised and reversed its decision, saying that everyone who had their card suspended will be able to use them to make purchases again from Saturday 9 May.

Sadly the numbers of lucrative cashback and rewards cards have dwindled over recent years. But are there still any cashback credit cards worth having? We take a look.

If you are about to buy a big ticket purchase for your home, perhaps some white goods, a new sofa or a television, then this credit card trick could earn you a big reward.

The new Preferred Rewards Gold credit card offers Membership Rewards points when you spend which can be exchange for the same value with 12 airline schemes.

118 118 Money has launched a new credit card with a difference, instead of fees, interest and charges you pay a monthly subscription. But it could end up costing you far more – here’s why.

It’s aimed at those travelling, living and working abroad to give them more flexibility when spending and sending money and to lower their overall costs.

Travel a lot for work? We have crunched the numbers to help you choose the most lucrative credit card offering air miles, reward points and cashback to use for work expenses

Challenger bank, Tandem has launched a new best-buy credit card offering those without a perfect credit rating free holiday spending and cash withdrawals. We take a look.

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

The Bank of England's latest credit conditions survey revealed lenders believe the availability of household unsecured credit will decrease between April and June amid coronavirus.

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

Are you investing in the things that will help make the future that you want possible? Maybe it is something that we should all at least consider.

It’s so easy to come up with stories to tell ourselves to justify spending money. So I’ve started building up an armoury of reverse arguments to tell myself to help save.

A government needs to be able to be nimble, to cut spending where necessary and to raise money should it require.

Interest on tuition fees is now more expensive than some commercial loans. Here are four more reasons why this isn't fair on this cohort of graduates.

Guess what has experienced inflation ten times higher than house prices, gold, petrol or even a pint of beer in central London? Directory enquiries.

Here are around six phone calls every year that almost every household needs to make if they don’t want their outgoings to suddenly balloon.

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.

So how can we possibly plan our finances at a time of such uncertainty and disagreement about what is next to come for British households? I think there are a bunch of things we all can do to prepare.

Of course there are economic arguments to make when considering the value of a degree. But they don't cover the half of it.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost. In total I have accumulated £240 – and it’s taken next to no effort on my part at all.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost.

I’m all for being thorough, but the sooner redress is given the better chance there is of getting those who are mistreated back to the position they would have been in.

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.