mortgage

Tempted by equity release? Save thousands with a retirement mortgage

Analysis by financial data experts Defaqto shows a couple who borrow £50,000 could save up to £38,000 over 20 years by opting for a retirement interest-only mortgage instead.




mortgage

More choice for older borrowers looking for retirement interest-only mortgages

There are 18 providers offering 74 deals - up from just 36 this time last year. The average interest rate charged has fallen slightly from 3.5 per cent to 3.47 per cent , according to moneyfacts.co.uk.




mortgage

Lenders slice rates on 5-year mortgages as popularity of longer term deals soars 

The number of five-year fixes on offer for those with a bigger deposit is now even greater than the number of two-year deals, which have traditionally been the most popular mortgage-type.




mortgage

Which mortgage lenders let you use your bonuses to secure a loan?

Numbers crunched by mortgage broker Private Finance reveal that picking a 'bonus-friendly' mortgage lender could add a significant chunk onto the amount some workers could borrow.




mortgage

Sainsbury's Bank urged to move borrowers to a regulated lender after pulling out of mortgage market

Sainsbury's Bank is under pressure to guarantee that its mortgage customers won't be sold to a 'vulture fund' or private equity firm.




mortgage

Act now to switch your mortgage if it ends in three months

Getting a new deal will take longer, as lenders are struggling with huge demand from anxious customers requesting repayment holidays on their loans.




mortgage

Taking a mortgage holiday could make it more difficult to remortgage in the future experts warn

Industry insiders have claimed that some lenders have already started to automatically decline applications for those who have taken a payment holiday.




mortgage

A third of all mortgage deals are pulled in three weeks as coronavirus grips the market

There are some 1,585 fewer residential mortgages now available than there were just three weeks ago, according to financial experts Moneyfacts.




mortgage

Buy-to-let triple tax hit affects accidental landlords and mortgage interest

Mortgage interest tax relief, capital gains tax exemptions for 'accidental' landlords - those who held onto homes they once lived in - and letting relief were all cut this week.




mortgage

Best mortgage rates: Compare fixed rate and tracker rate mortgage deals

Lenders cut a staggering half of all mortgage deals this month, but since the initial rush pull deals some lenders have been quietly reintroducing mortgages to the market.




mortgage

Could you value your own home? And would your mortgage lender accept it?

One company has come up with a plan that allows homeowners to give chartered surveyors a virtual tour of their home without breaching social distancing guidelines.




mortgage

Double blow as furlough and mortgage holiday schemes come to an end 

Chancellor Rishi Sunak is preparing to wind the scheme down throughout July. Measures could include reducing the wage subsidy from 80 per cent to 60 per cent, or lowering the £2,500 maximum.




mortgage

My flat is a fire risk so I can't staircase my shared ownership mortgage

I am a shared ownership resident in a London block of flats who recently tried to staircase my mortgage. However, the lender was worried my balcony might be flammable. Now I can't remortgage.




mortgage

Should we take a mortgage holiday and save or invest the money?

Both me and my partner are still working and able to meet our mortgage payments, but we were discussing whether we should ask for a mortgage holiday anyway.




mortgage

Scottish Mortgage interview: Why we hold Amazon, Tesla and Ferrari

Scottish Mortgage's co-manager Tom Slater, explains how the trust invests and why he believes 'the world's most exciting, interesting growth companies' have more good times ahead.




mortgage

Should you remortgage now? Election worries could be alleviated by taking a five-year mortgage

Mortgage borrowers anxious about the political turmoil ahead - whoever wins the General Election - should consider taking control of their biggest financial outgoing while the going is good.




mortgage

How to perfect your credit score to get the best mortgage

Banks reserve their best lending deals for those borrowers with the highest credit scores. To give yourself the best chance of getting a top rate, make some time to tidy up your credit file.




mortgage

Can I get a mortgage to move house if I have credit defaults? 

I have £40,000 of unsecured debts - £20,000 on two credit card defaults - but having never missed a mortgage payment in 12 years, is it possible to obtain a mortgage?




mortgage

240,000 Santander customers ask for credit card and mortgage holidays

The UK arm of Santander revealed its pre-tax profit fell 58 per cent to £114million in the first three months of 2020.




mortgage

From mortgages to lost wages: How to keep your family finances safe

It is crucial that you prepare for the coming months to ensure your finances are as insulated as they can be from the fallout.




mortgage

Flat owners unable to sell or remortgage due to cladding crisis

Concerns about cladding across Britain followed the Grenfell Tower fire in 2017 as lenders refused to provide finance on homes made of combustible material - leaving flat owners unable to sell.




mortgage

Coronavirus: Rishi Sunak announces three month mortgage payment 'holiday'

Rishi Sunak today announced any homeowner who is adversely affected by coronavirus will be eligible for a three month mortgage payment 'holiday'.




mortgage

Study: Mortgage Deduction Gives Profits to Lenders

More than $10 billion a year in U.S. taxpayer subsidies meant to assist house buyers may instead be adding to the profits of lenders. Jack Hough reports on Markets Hub. Photo: Reuters.




mortgage

Mortgages are out, land grab is in


Farmers weighed down by debt are now falling prey to land grab by an array of predators that includes talatis and school teachers. A "proper" deed of sale is the preferred method. P Sainath continues his series on Vidharbha's crisis.




mortgage

When Vidya Balan Mortgaged Her Bangles to Pay Hotel Bills

Being very new in the film world, she didn’t know how to meet expenses and ultimately she had to mortgage her bangles to pay the expenses.




mortgage

Enhancing Retirement Success Rates in the United States [Electronic book] : Leveraging Reverse Mortgages, Delaying Social Security, and Exploring Continuous Work / Chia-Li Chien.

Cham : Palgrave Macmillan, c2019.




mortgage

Enhancing Retirement Success Rates in the United States: Leveraging Reverse Mortgages, Delaying Social Security, and Exploring Continuous Work / Chia-Li Chien

Online Resource




mortgage

Audit and accounting guide [electronic resource] : depository and lending institutions : banks and savings institutions, credit unions, finance companies, and mortgage companies




mortgage

Your successful career as a mortgage broker [electronic resource] / David Reed

Reed, David (Carl David), 1957-




mortgage

The estimated economic impacts of a mortgage banking firm in Hillsborough County, Florida