My son has experienced no end of problems since upgrading his contract. His phone has been cut off, debt collectors have demanded money, and now he's being threatened by bailiffs.

I have received a letter from Lowell Portfolio, claiming an alleged debt of £599 which it says I owe to PayPal. But I rang PayPal and was told that in fact no money is owed on my account.

The BBC, another key Premier League partner, has also complained to the European Commission about Saudi Arabia regarding TV piracy, which could scupper state's bid to buy Newcastle.

ETAN SMALLMAN: The Queen told Lords and MPs yesterday: 'My Government's new economic plan will be underpinned by irresponsible fiscal strategy.'

The Institute for Fiscal Studies said households are saddled with £8,000 of non-mortgage debts, totalling £230 billion across the UK. And the coronavirus pandemic means incomes are falling.

The US fashion brand's lenders will inject £322m of cash and take control of the chain at the same time as cancelling its debt. The preppy brand counts Meghan Markle among its high profile fans.

The group admitted that around 12,000 of its credit card customers, or 1.2 per cent, were already seriously in arrears by three months or more before the pandemic.

Chief executive Philip Jansen, who recently recovered from Covid-19, said a new target of full fibre to 20 million homes by the mid to late 2020s is now in place.

Chief exec Philip Jansen (pictured) said the company now aims to offer fibre to 4.5m homes and businesses by next March and 20m by the mid to late-2020s, up from a previous target of 15m..

The Gypsy King defeated Deontay Wilder in their rematch in Las Vegas on Saturday night to claim the WBC Heavyweight title after a seven round blitz of the American.

Sports promoter Barry Hearn has revealed this summer's Anthony Joshua heavyweight title defence could be cancelled due to coronavirus with most of sport blighted by the pandemic.

When Jeremy Corbyn and the Labour Party were proposing to go on a spending spree ahead of last December's general election there was much talk of a magic money tree.

Philip Hammond said UK output would grow faster than in most EU countries, creating half a million jobs. He vowed to spend billions to boost productivity, build homes and improve transport.

The OBR forecast a £122billion rise in UK debt, with £58.7billion blamed on Brexit. That came as it said the UK would not fall into a recession, but growth would be lower.

The BBC, another key Premier League partner, has also complained to the European Commission about Saudi Arabia regarding TV piracy, which could scupper state's bid to buy Newcastle.

Amber Allen, 31, a YouTuber from Ontario, Canada, has only 30 items of clothing and lives off the land. She says lockdown should encourage everyone to be more sustainable.

Uber driver Latonya Young, 43, enrolled at Georgia State University in 2010 but had to quit classes due to a $693 hold on her account. She graduated last month due to Kevin Esch's donation.

Those suffering from withdrawal symptoms at the lack of live football can rejoice at BT Sport's plans to replay the enthralling conclusion to last year's Champions League.

AHEAD OF THE GAME - MATT HUGHES: Sky Sports and BT Sport will resist pressure to screen for free the 47 Premier League matches they have left this season.

Joe Marler's England future has been left in doubt as he awaits confirmation of a citing for manhandling Alun Wyn Jones's genitals, amid fresh Test retirement speculation.

There is something deeply sinister about cashing in on the pressures faced by young women today. I remember well the 'need' to have a new outfit for every occasion - and that was before Instagram.

LAWRENCE BOOTH AT THE OVAL: In a summer where Test openers have generally enjoyed the lifespan of a mayfly, Rory Burns has come dangerously close to spreading his wings.

LAWRENCE BOOTH AT THE OVAL: There was a moment when a few critics were lured into the view that Jofra Archer was not, after all, the best thing that has happened to English cricket.

Before every UEFA match there is a meeting of 'emergency personnel' who run through what to do in the event of any major incident before or during the match.

While playing in England, for the likes of Tottenham, QPR and Fulham, he had picked up a questionable reputation - he had the flair to dazzle opponents but his attitude was brought into the spotlight.

With football currently suspended indefinitely due to the coronavirus pandemic, fans are left without a fix. However, as of Wednesday there will be some small respite.

Naomi Seibt, a 19-year-old German YouTube 'influencer' claims to promote 'climate realism' over 'climate alarmism' on YouTube. She will be speaking at CPAC in Washington D.C. this week

The 78-year-old radio host, who believes climate change is exaggerated, said people are over-reacting to the threat of the virus. Some labelled him 'irresponsible'.

The partnership will see the BT logo appear on the training kits worn by the men's, women's, youth and disability teams of England, Wales, Scotland and Northern Ireland from November.

Rugby's Six Nations championship was in chaos on Tuesday night amid the increasing inevitability that Ireland's game against Italy in Dublin next weekend will be postponed.

DEREK LAWRENSON IN LOS ANGELES: Another good day for Rory McIlroy at the Genesis Invitational but a deeply troubling one for the tournament host, Tiger Woods.

Megan Mccutcheon, 25, of Alloa, Clackmannanshire, had become friends with the man in July, believing him to be wealthy and even admired how he 'cared and provided for his family'.

Excluding mortgages, personal debts hit a record total of £428billion in the third quarter of 2018 - which is 33 per cent higher than in 2008 just before the financial crisis.

For some people, it is not just overspending at Christmas that will leave them feeling short and there will be a number of debts that they will be looking to clear.

Now that February is here, most have received the first pay cheque of 2019 and those with a tight budget may be breathing a sigh of relief.

Two years ago, top balance transfer credit cards offered customers 43 months to clear their debt without paying interest. The longest deal today lasts just 29 months.

Periods of free borrowing on best-buy balance transfer cards have shortened by nearly 20 per cent in a year, according to figures compiled by data company Moneyfacts.

Yesterday the Mail reported that nine million people will start the New Year owing between £2,000 and £10,000. A further five million owe more than £10,000.

The average Briton wastes £640 a year on unwanted subscriptions. Nearly 12million of us have less than £100 in savings. Here is our wealth workout to help you reach peak financial fitness.

Mature student Tamara Gray, 29, (pictured) got into financial difficulties after spending several thousand pounds on the websites Very and Shop Direct on a buy-now, pay-in-12-months basis.

Last year 71,000 people used an IVA to become insolvent, a record. But are they being driven by firms looking to make money off debtors looking for advice, regardless of whether it's the right choice?

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.

A record number of people are heading to debt charities with help over guarantor loans - including Emma, pictured, who paid back £23k after borrowing £10k from Amigo Loans.

As many as one in three people who hold subprime credit cards with interest rates as high as 70% are in problem debt, according to a new report released by the debt charity StepChange.

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

If you are someone who is looking to start the new year by paying off more of their debt, This is Money and its personal finance experts are here to help.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.