Posted by Victoria Strauss for Writer Beware®

The internet and social media have transformed writer/agent/publisher interactions in many ways, one of which is the proliferation of Twitter pitch events, such as #PitMad, #DVPit, and others.

While no online innovation has (so far) managed to supplant the traditional query-and request route, these events do attract plenty of reputable agents and publishers--unlike other purported shortcuts (*cough*Publishizer*cough*). However, inevitably, they are also stalked by marginals, amateurs, and even scammers.

For instance, Eliezer Tristan Publishing, which charged a $500 fee and went out of business just months after opening up, haunted #PitMad. Ditto for GenZ publishing, which charges authors $2,500. Burchette and Ferguson, a brand-new publisher staffed by people with zero relevant experience, participated in pitch events before they even launched (and went out of business shortly thereafter).

Then there's this:


I've gotten many, many other questions about approaches by dubious companies and individuals as a result of pitch events. All in all, therefore, it pays to be careful, and if you haven't heard of an individual or publisher who approaches you, to research them before responding. (You can contact me; I may have heard something.)

Which leads me to the subject of today's post. I might not normally devote an entire blog post to one marginal agent, but this one is such an egregious example, and seems to be so active on social media--including #PitMad--that I think she's worth a special feature.

Pigeon House Literary Agency launched just this past February. It's run by Druella Burhan, whose resume includes none (zero, zip) of the relevant background experience you typically want to see from a new literary agent--such as a professional writing resume, or having previously worked for a reputable agency or publisher.


The lofty claims Burhan does make are either unverifiable, or provably false. For instance, here's Harvard Medical's publication on its 2011 MD-PhD graduates. Surprise! There's no mention of Druella Burhan.

Here's some of Burhan's agenting philosophy:


The logo (for lack of a better word) at the top of this post provides a preview of the rest of the Pigeon House site (a Wix freebie), which is amateurishly formatted and clearly not proofread (several pages have fully-justified text, with words cut off at the end of lines--I mean, it's a Wix freebie, it's not like you have to be an expert to get it right) and rife with typos, grammatical errors, and bizarre word use. For instance,


That's bad, but here's what it originally looked like. Burhan changed it shortly after I tweeted about it:


There's more: the Who We Are page, which bafflingly proclaims that the agency will "strive to bring a supreme appealingness and picturesque style of books from darkness to life"; the Foreign Rights page, which erroneously cautions writers that "If a literary agent does not agree to take you on as an international client/author, you will not be able to sell books overseas"; the Referrals page, where Burhan bizarrely invites other agents to send her clients. And here's the contract she is sending out, which includes the same formatting/proofreading errors as her website, and is really just an embarrassment.

It's a perfect carnival of amateurism.

Am I being mean here? Maybe, but before you whip out the "everyone has to start somewhere" argument, consider Burhan's false claims about herself and her aggressive use of social media to recruit clients despite her obvious ignorance and complete lack of relevant qualifications (I first heard of her because she was trolling on Reddit, and she is actively inviting queries on her Twitter feed).

The damage an amateur agent can do is considerable--squandering clients' chances with substandard submissions, submitting to disreputable or incompetent publishers, inadequately understanding publishing contract language and therefore not capable of effectively negotiating it. An amateur agent may not drain a writer's bank account the way a scammer would, but the bottom line isn't that different: no sale, and lots of wasted time.

Writer Beware.

Signal.MD produces fantasy anime

Man, these people sound like a ball of toxic energy. You have the one dude offering nothing but generosity and understanding to the rest of the roommates, who are basically going around, freeloading, and taking advantage of one's good nature. A kind of icky feeling can arise just thinking about it. Well, the freeloading roommates ultimately learned their lesson, and were introduced to the court system. Maybe that will set them on a different path in the future. Who knows? 

These six creators moved in together to make viral TikTok videos.

Neighbours of yesteryear actor Anita Raaj and her husband Sunil Hingorani have alleged that the couple had been entertaining guests at their Pali Hill home on Monday despite the lockdown. High drama ensued at the posh Bandra address when cops landed at the actor's doorstep following the neighbours' complaint.

A source says, "Ever since the lockdown was announced, the society has barred entry for outsiders. So, the neighbours were surprised at the steady stream of visitors at her flat and expressed concern about the threat it posed to their health. On Monday, when it was noticed that they were entertaining guests, the local cops were informed."

The situation apparently took a turn for the worse after the cops left the premises. In a video that is in possession of mid-day, it can be seen that Raaj and her husband had a heated argument with the security guard in the lobby. "They wanted to know who had complained about them to the cops. At one point, they asked the guard if he had informed the neighbours about the visitors," adds the source.

When mid-day reached out to Raaj, she offered a different version of events. "Since my husband is a doctor, one of his friends had come home for a medical emergency. His wife came with him for assistance. My husband couldn't refuse him on humanitarian grounds. After checking the situation, the cops apologised for the false complaint that was lodged with them and left immediately."

The actor, best remembered for films like Prem Geet (1981) and Naukar Biwi Ka (1983), and currently seen on television in Chhoti Sardaarni, asserted that she would not compromise the safety of others. "I won't behave irrationally by hosting a party in the current scenario."

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Nutcracker from Karnataka; pepper mill from Turkey

A day before this writer spoke to chef K Thiru, a 12-feet wide hand-crafted brass plate arrived from Moradabad to add to the display collection at the Museum of Culinary Arts. Inaugurated by its star alumnus, Michelin-star chef Vikas Khanna last week, this is the first museum of its kind in the country, which is now a prime attraction of the Department of Culinary Arts at WelcomGroup Graduate School of Hotel Administration (WGSHA), Manipal. It dons the look of an ancient giant brass pot and has been a labour of love for Khanna, Thiru, vice principal and head of department of culinary arts, who, together with his team, worked six years to concretise their imagination.

Middle East and India

"Each day some utensil or the other arrives from a corner of the country and even beyond its borders," Thiru tells us over the phone from Manipal. Currently sprawled across the lobby and hall of a 28,000 sq ft culinary arts building, the museum contains 1,000 displays. Thiru and Co. plan to take it to 10,000. The idea of the museum came to Khanna during his early days in America. "We have such a rich culinary heritage, and while certain recipes have long lives, the cooking methods have gone obsolete, with the arrival of modern technology. Yes, we must keep up with times, but it is no less important to preserve history. True learning is a combination of both. It will also help future generations to understand how we have evolved," says 49-year-old Thiru.

Spoons from Europe

Nearly all artifacts have been sourced by Khanna during his travels around the world and to remote corners from India. There is a Turkish coffee set, called Ibrik; a clay cellar storage container from Rajasthan; a 21-piece ancient picnic set from Lucknow, which is a mini cooking range, complete with a bowl, plate, ladle, spoon and a pot, all of which can be dismantled. It's striking that the concept of a cooking range existed back then. That piece is Khanna's personal favourite. There are also churners, hand-blenders with glass jars, an ice cream maker from Lucknow, ceramic ware from Rajasthan and a variety of collectibles from Jammu, Hyderabad and Udipi. Plates made by the Portuguese in India, a 100-year-old ladle used to dole out food at temples of the Konkan and bowls dating back to the Harappan era are the big draws. "Some of the items, back then, must have existed in every household but have not been preserved. Besides Vikas's own collection, we have also asked our students to contribute," Thiru adds.

Currently, the layout of the museum is a makeshift one. "A lot needs to be done as artifacts are regularly added. We are working on creating a rustic look to go with the theme. Tomorrow, if someone else makes a similar museum in another part of India, we will be happy. The aim is to be the pride of the culinary fraternity," Thiru says.

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Representational picture

New Delhi: From decor options to the fabrics to colour code, tweaking your decor can help you keep your home feel cool in summer, say experts. Anuj Srivastava, co-founder and CEO of Livspace, and Adarsh Menon, Vice President and Head of Private Labels at Flipkart, share some tips to keep your home fresh and cool.

Decor options: Going Scandinavian is a summer-friendly choice to make. The emphasis is on creating a muted colour palette with clean lines, to allow the space to breathe and eliminate chaos. You can add plenty of greenery to the mileu that will help keep the temperatures from rising. Floating flower arrangements or installing a waterbody at home, along with muting the lighting to cooler options, will also help.

Keep it cool: Plenty of factors, apart from air conditioning, can aid in keeping your home cool. Replace the heavy rugs, blankets and drapes with lighter, eco-friendly materials in fresh colours like white, light blue, pink and green. If you do have an outdoor space, no matter how small, you should clean it up and set up seating options. If space permits, you can even set up a barbeque and move the party outdoors. As far as fabrics go, stick to cotton, linen and sheer materials to keep your home summer fresh. You can also opt for florals in cushions, accent pieces and paintings, or even get fresh cut flowers for the table to brighten up your living spaces.

Pastel palette: Doing up the home furniture in pastel shades adds a tinge of coolness to the eye that finds its way to the mind. Apart from making one feel cooler, pastel colours add that quirky look we so like. These colours can be incorporated in dining table chairs, bean bags, sofa sets, wardrobes and beds.

The forest look: One of the most refreshing looks for the summers is the forest look. Juxtapose the dark wood furniture with green plants. You can go for real or artificial plants and use them at the sides of your solid wood study table, dark wood TV units, bedsides, on top of dining table. For more adorned look, you could cover the flanks of your wardrobes, and even inside the bathrooms.

Cooling gel mattresses: They go a long way in making summers bearable. Gel memory foam mattresses do not trap heat like latex or ordinary foam mattresses. They are made using open cell technology which helps in air circulation resulting in a cool mattress for your comfort. Apart from giving a luxurious feeling, it also gives comfort.

Metallic accents and glass: Use of of luxe metallic touches in home decors is not new. The choice of metallic finish makes a huge difference. Think silver metallic finish with dark accents. It adds oomph and makes the area look neat and clutter-free.

Important tip for all: Invest in trendy, good quality, affordable furniture. When buying furniture, one major concern is durability. In a market that is largely unorganised the assurance of durability is hard to get.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

In efforts to provide assistance to the medical fraternity in fighting the battle against the deadly Coronavirus pandemic, Western Railway has come up with various ingenious equipment, including high-quality PPEs, steel beds for patients, isolation coaches, reusable masks, sanitizers, etc.

Continuing with their efforts, Western Railway's Lower Parel Workshop has now manufactured a booth to collect the swab sample of COVID-19 infected patients. This booth enables doctors and medicos to take the sample/swab without exposing themselves to the affected patient.

According to Ravinder Bhakar - Chief Public Relations Officer of Western Railway, a request to make a kiosk with the concept of distance sample collection had come from Western Railway's Jagjivan Ram Hospital, which is a nominated 172-bed Coronavirus hospital. The work was done on war footing mode right from arranging the material, fabrication, and furnishing and was completed within 6 hours. The design has been developed by two teams of workshop engineers (Carriage Repair and Basic Training Centre), who manufactured this booth with the available material in the workshop.

The booth is very sturdy and robust & completely sealed from the front three sides, to ensure that the frontline medical staff is totally isolated from the patient. The structure of the booth consists of a strong fabricated structure of MS square tubes, covered externally with plywood on all sides, and a rear door. The upper half portion of the front side has been covered with a 6 mm transparent acrylic sheet. All material used for repair of coaches has been used in this fabrication. The front side transparent acrylic sheet has been provided with two holes on which rubber hand gloves have been permanently fitted. The team worked against the clock to make the Sample Collection Booth as fast as they can and on April 28, 2020, the newly manufactured booth has been delivered to Jagjivan Ram Hospital at Mumbai Central.

Although it is a coach repair workshop, in this time of crisis, it has contributed in making many other materials helpful for our frontline warriors, working day in and out in hospitals beside our employees. The manufacturer team was led by Shri Arun Kumar Singh - Dy. Chief Mechanical Engineer of the Workshop, and consisted of his technical experts Shri Prashant Deshmukh, Shri Satish Samrut, Shri Arvind Javadia, Shri Sanjai Bhavsar, Shri Manoj Yadav, Shri Mahesh Bhatia, Shri Pradeep Tamboli, Shri Natrajan and along with 10 other members in the team contributed in this effort.

Western Railway salutes the commitment and dedication of its employees who are constantly working to fight this ongoing battle with the deadly Coronavirus Pandemic despite putting their lives at risk.

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The city unit of the Young Mens’ Christian Association (YMCA) has offered its well-furnished International Guest House of 75 Rooms to house their Doctors, Health Care Professionals and Asymptomatic patients. In addition, we have provided masks, gloves and medical equipment to the Nair and Kasturba Hospitals’ for the medical professionals working on the frontlines.

In the first phase of the relief operations, we have been able to cater to 20,000 persons (4000 packets) by providing them with dry rations and groceries. Cooked food to the slum dwellers, daily wage earners, migrant workers, street beggars, rag pickers and construction workers has crossed 1,00,000 (One Lakh) threshold.

A special mention here is of our volunteer team ably led by our regular ‘Dhobiwala’ (Laundry Man) who have earned the sobriquet, ‘Scooter Saviors’ has enabled us to reach the unreached pockets from CST to Colaba Market right up to the slums at Cuffe Parade.

The victims have now become saviors. Thanks to the ladies who are housed at YMCA Sharan, a shelter for destitute women run with the help of BMC have reached out to the unreached in the slums at Sakinaka.

Our counselors trained at the Counseling Institute at Navi Mumbai are available on call daily for those who are in distress, stress and undergoing anxiety symptoms during this lock-down period. 

“We acknowledge the contributions of our partners who have joined us in this mission during this time of the ‘virus crisis’ - Muthoot Finance, ATE Chandra Foundation, Rotary Club of Bombay, Rotary Club of Mumbai Central, Rotary Club of Queen’s Necklace, Rotary Club of Versova and Rotary Club of Mumbai Elegant. A special thanks to the BMC, Mumbai Police and Navi Mumbai Police who helped us with the permissions and the necessary assistance. As we begin our next phase, we would like to enlist the support of Mumbaikars in this hour of need,” Paul George, general secretay/CEO told Mid-Day.

The Bombay YMCA blessed with its vast infrastructure, network and committed team of staff and volunteers at strategic locations ranging from Colaba to Navi Mumbai was able to promptly and efficiently respond to the pandemic that gripped our city.

Historically Helpful
The Bombay YMCA since its inception in 1875 has always risen to the occasion whenever calamities have struck the city.

Beginning with Relief operations during World War I & II, the Army barracks were maintained by the YMCA and the Army Officers used the YMCA at Colaba for its operations. Over the past 145 years our experience gained in the 3 R’s - Rescue, Relief and Rehabilitation has grown exponentially.

During the earthquake at the Latur and Osmanabad districts in 1993, Bombay YMCA led in the relief and later rehabilitation of two villages of over 200 families including the construction of the primary school and the community centre. We were recently recognized for our efforts by the then Chief Minister, Shri. Sharad Pawar.

When the communal riots broke out in the early 90s the YMCA was called in as Peacemakers between the communities in Agripada and Mumbai Central. The Army used the premises of the Procter YMCA at Agripada as their base for their operation. In addition, Bombay YMCA constructed close to 50 tenements at Ramabai Nagar, Ghatkopar in collaboration with a major newspaper group.

Each time the city was submerged due to the deluge and came to a standstill, the YMCA opened its centres/Branches providing shelter and food for the stranded.

During the terrorist attack of 26/11, the YMCA was home to many Mumbaikars and foreign nationals at various YMCA centres spread across the city.

How to contact:

For further details and more information follow us on Instagram:@ymcabombay, Twitter: @ymcabombay, Facebook: @ymcabombay, Email: generalsecretary@ymcabombay.com.

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Over a 100 goons led by the deputy sarpanch of Kalamb village in Vasai attacked the house of a vegetable vendor who had been helping migrant workers fill forms online and register with the state government to go back to their villages, on Tuesday night.

Vasai police have registered a case against 12 people, including the deputy sarpanch Anand Gharat, under various sections of the Indian Penal Code and arrested one person.

The goons, armed with iron rods and bamboo sticks, first started throwing stones at the bungalow of Brijesh Chauhan in Nirmal village, Vasai West. The house's glass windows were shattered and Chauhan's wife, Reema, got injured by little shards of glass.

The incident happened after Chauhan registered a Non-Cognisable (NC) complaint against one of the accused a day before the attack.

"My husband has been helping migrant workers fill forms online. On May 4 at 8:30 pm, two migrant workers came to my house to get themselves registered online. My husband told them to collect the details of at least 10 people and then one or two can come to submit the details as it also maintains social distancing," said Reema.

"But the duo got angry and told my husband that they belong to Kalamb village and their work should be done on priority. They screamed at us and then left, only to return 15 minutes later with Darshan Gharat and 20 other people from Kalamb village. They shouted and abused everyone in our family, including women. My senior citizen father-in-law was also manhandled," she added. "After abusing us, the mob returned to Kalamb village. Around 10 minutes later, they came with deputy sarpanch Anand Gharat, who too abused us. Somehow we managed to send them away," Reema said.

Brijesh then registered an NC against the group. "On May 5 at 9 pm, Anand and goons riding triple seat on motorcycles, armed with iron rods, bamboo sticks, etc. came shouting and started pelting stones at my house. I got injured. Neighbours came to our rescue and police also came on the spot just 10 minutes after we called them," she added.

Deputy sarpanch flees
An officer from Vasai police said, "We have registered a case against 12 people and other unidentified people and arrested one person. In all, 12 people, including deputy sarpanch Anand are wanted. We are trying to trace him."

Deputy sarpanch Anand Gharat

Anand, who is planning to seek anticipatory bail, told mid-day that Brijesh had assaulted a student residing in Kalamb village. "I had gone to resolve the matter but they have registered a case against me. An officer from Vasai police asked me to surrender but I am innocent," said Anand, who is out on bail in a rape and kidnapping case registered against him at Vasai police station last year.

May 5
Day the incident occurred

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There's nothing profoundly serendipitous about it, I know. If you've inhabited a space for eight years, you're bound to stumble upon all manners of souvenirs when you decide to vacate it. They assume the form of objects that had been existing on the sidelines of your consciousness. And while you chide yourself for giving into materialism, for having accumulated an over-abundance of things, especially those having no ostensible utility, you're also forced to reconcile with the fact that some memories are lodged so deeply within your subconscious they can only be recalled through sensual re-exposure to an affiliated entity.

So this thing-object that had become peripheral to your daily life becomes a wily talisman. It lurks between the pages of a dusty book, or sits innocently among a pile of medical reports, or hibernates within the antechamber of a desk drawer. Because I'm already in a state of heightened emotion, given the fragility of the present moment, every such talismanic encounter acquires extended dimensions.

For instance, this morning, noting how empty our living room was beginning to look, especially after my partner had begun to unscrew the wall-mounted shelves, I took a picture on my phone and sent it to a few friends and my immediate family. Then I sat down to write this column and found that I had left on my desk, a small pile of pages I'd found here and there. Top-most was a typewritten page whose second-last paragraph read thus — "What I had now was a room that was completely clean and shiny, like a room in an insane asylum from which all dangerous objects have been removed." Two line-breaks later, the next sentence read, "The room was the portrait of an empty stomach."

I hadn't dated when I'd typewritten these. I must intentionally not have left a trail, and it felt as though a message I'd sent in an imaginary bottle years ago had suddenly floated to my shore from the other side. As I re-read the lines, it occurred to me they could be from a Clarice Lispector novel, possibly an excerpt from The Gospel According to GH, the scene in which the protagonist inspects the vacant room of her ex-servant, discovering, amid the emptiness, a caricature that had been drawn on the wall and left behind. The rest of the book involved a mystical revelation over the eating of a cockroach, which I still don't have the stomach for.
I could be wrong about it being Lispector. I could do an online search, but I've already disconnected my broadband connection, and my phone internet is too slow to take on additional loads. I'm content with not knowing. I've been revelling in these small mysteries of what and how and where and when and why, or through whose intercession a thing came to be in my possession.

I had, at some point, committed to my life as a single woman, and to being located in Delhi, having this apartment as my base. I hadn't foreseen this moment of relocation. I hadn't expected that by the first week of May, 2020, I would be a married woman preparing to go live in her husband's home. It was not what we had anticipated even when we were getting married. But at some point, it seemed the most sensible, practical decision.

And so here I am on the threshold of leaving an apartment I had continued to live in through thick and thin, through fire, flood, and drought, through several moments of deep financial distress, when I didn't have enough money to buy vegetables. Yet, unlike the room in Lispector's novel, this increasingly minimal apartment feels more like a chamber filled with the still resonating echoes of the many incredible friends my life has been peopled with.

My closet has shrunk in size and the clothes I have retained are those capable of fitting into one suitcase that I can check in when we board our flight to Italy in the first week of June. I know I have to return to India when I'm able to continue my fieldwork. But I'll only return when I'm confident that my travelling to visit artists in their studios doesn't put either them or me at risk. When our rent agreement terminates, on May 21, we will temporarily move into either one of three friends' apartments, depending on which of their colonies have the least entry restrictions. If things work in our favour, we should be able to make our flight.

When I step beyond my door for the last time, it'll be the most empowered version of me that will be saying goodbye to the most incredible eight years of my adult life. With me at all times, until we arrive at whatever becomes our destination, Italy or Goa, will be this photograph that leapt out at me while I was flipping through a page of a book I was couriering to Goa. In it, I'm radiantly reaching my hand out to an anonymous someone. Because of the manner of the photograph's rediscovery, how it had been placed on the page, it acquired symbolic valence. It looks as though my past self was reaching out to whatever future self was to discover it.

In this moment of unprecedented contact, I felt the coalescing of all my past selves and their seeding within the abundant body of a woman boldly foraying into the domestic unknown.

Deliberating on the life and times of Everywoman, Rosalyn D'Mello is a reputable art critic and the author of A Handbook For My Lover. She tweets @RosaParx
Send your feedback tomailbag@mid-day.com

The views expressed in this column are the individual's and don't represent those of the paper

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Dear Diana,
I work in a multinational company and I have to put in long hours at work. My wife chose to quit her job after our wedding since she thought one of us needs to take care of the house. However, I am constantly appalled at the way she keeps the house. It is always messy and sometimes downright dirty when I enter the home after a long day at work. I tried talking to her about the cleanliness and hygiene part, but she snaps back at me saying she doesn’t get enough time. But I see her lazing all the time. What do I do? Please help.
— Nishant Khare

Illustration/Uday Mohite

Dear Nishant,
Different people have different ideas about cleanliness and hygiene. Perhaps because of the way they have been brought up. You should have had a clear communication with your wife about her duties before marriage. Even now you can sit her down and explain to her about what you expect from her. Since you work hard to make sure that her financial needs are met, it is only fair that you expect her to work enough to keep you happy at home.

If she resists, how about hiring a maid to do the cleaning work? Not every woman can be expected to be house proud and take pride in sweeping and swabbing. Your wife might be having other hobbies. If hiring a maid is an extra financial burden you can put down certain basic rules gently to your wife. If she loves you enough, she is bound to bend a little.

Six-time Super Bowl champion Tom Brady got his signals crossed trying to visit his new Tampa Bay Buccaneers offensive coordinator and walked into a neighboring house by mistake, celebrity website TMZ reported Thursday. Brady's blunder came April 7 as the 42-year-old quarterback, a newcomer to the Tampa area after playing the past 20 NFL seasons for the New England Patriots, searched for the home of Bucs offensive mastermind Byron Leftwich, according to TMZ.

Brady knew Leftwich was expecting him to pick up team-related materials so he just walked into the home of David Kramer without knocking, setting down two bags without realizing Leftwich's house, which has similar white and gray paint and triangular roofs, was the larger one next door. "I literally was just sitting here and I watch this tall guy just walk into my house," Kramer told MZ.

"He didn't even look at me. He just like dropped his duffel bags down on the floor and just kind of like looked up at me and I'll never forget the look on his face. "He just goes, 'Am I in the wrong house?" An apologetic Brady hustled out of the home as if he were being chased by an NFL defender. "He was like, 'I am so sorry. I am so sorry," Kramer said. "Grabs his bags and just is gone. I don't think I've seen someone leave a house faster." Brady, with more Super Bowl rings than any player in NFL history, went next door and finally found the coach who will direct his plays next season when the record-setting passer makes his debut with the Buccaneers.

It wasn't the only trouble Brady has had since the move to Florida. He was told Monday to leave a public park in Tampa when he tried to work out there in breach the city's stay-at-home coronavirus rules. Brady was able to laugh at his blunders in an Instagram post, saying: "Trespassing in parks, breaking and entering... Just making myself at home in Tompa Bay!" Brady has bid to register trademarks on the phrases "Tompa Bay" and "Tampa Brady".

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

The worldwide lockdown has forced us to stay at homes, stay indoors, and stay as far away from people as possible. Some are safe in their own homes and some are abroad with friends or alone. Jacqueline Fernandez, however, is locked down at a farmhouse and that farmhouse is at Panvel. Yes, we are talking about Salman Khan's very popular farmhouse where he celebrates his birthday every year.

How has the actress been spending time at that place and what exactly has the lockdown taught her? She has spilled the beans on all in her recent interview with Times of India. Speaking to the daily, she said, "At the farm, I ride horses, swim, run and do yoga to keep myself fit. Being amidst nature has never felt so good. This lockdown has helped me devote more time to activities that I enjoy. This includes reading, too."

And just like any other actor, she is also missing her closest friends and family, she says, "Earlier, I wouldn't be so much in touch with them, but lately, I have been spending a lot of time with them, though virtually." On the work front, she has films like Mrs. Serial Killer, Attack, and Kick 2. And this is what she has to say on getting back to work, "I am eagerly waiting to get back to shoots, get dressed and have fun… I am missing all that."

And Salman Khan took to his Instagram account to share a shirtless picture of himself that was slyly clicked by Jacqueline and don't miss the caption the actor has written:

 

 

 

View this post on Instagram

Jacky got caught taking a pic chori chori Chupke chupke... she took one more after that which she will post on her own! @jacquelinef143

A post shared by Salman Khan (@beingsalmankhan) onApr 28, 2020 at 10:30pm PDT

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Star couple Aishwarya Rai Bachchan and Abhishek Bachchan's daughter Aaradhya Bachchan paid an artistic tribute to all the frontline workers who are combating COVID-19. Both Aishwarya and Abhishek took to Instagram to share a picture of the doodle by their little in-house artist.

The doodle featured two hands joined with 'Thank You' and 'Dhanyawaad' written on them while sketches of frontline workers like healthcare workers, teachers, media professionals, police officials, army personnel, and sanitisation workers are seen surrounding the thanking hands. The lower portion of the sketch featured Aaradhya standing and holding the hands of her parents who are both seen standing on her either side.

The 8-year-old also sketched the necessary precautionary measures against COVID-19 like the use of hand sanitiser, mask, and soap in her tribute to frontline workers. The sketch ended with the message of 'stay home, stay safe.'

And it's lovely! Check it out:

 

 

 

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✨❤ï¸ÂðŸŒŸðŸ‡®ðŸ‡³ðŸŒðŸŒ¸ðŸ¥°my darling Aaradhya’s Gratitude and Love ❤ï¸Ââœ¨ðŸ™

A post shared by AishwaryaRaiBachchan (@aishwaryaraibachchan_arb) onMay 3, 2020 at 11:39am PDT

The entire Bachchan family along with megastar Amitabh Bachchan and his actor wife Jaya Bachchan are currently staying at home like many other Bollywood celebrities.

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Jacqueline Fernandez is locked down at Salman Khan's farmhouse in Panvel. Yes, we are talking about Salman Khan's very popular farmhouse where he celebrates his birthday every year.

How has the actress been spending her time there? Looking at her Instagram pictures, her quarantine time is all about fun and joy. Jacqueline is spending her days riding horses, reading, snacking and climbing trees. She recently gave us a glimpse of her life at Arpita Farms by posting a video on her Instagram account.

In the video, Jacqueline can be seen climbing up coconut trees, bathing horses, feeding them and riding them. She is also seen playing with Salman Khan's cute pets which include a hen, a baby goat and a few stray dogs. Sharing the video, she wrote, "My little film! Enjoy!"

 

 

 

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A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 7, 2020 at 1:18am PDT

Not only this, but the Kick actress also shared a series of pictures of her doing leisure activities, which includes tending to the animals.

 

 

 

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💜 @bazaarindia

A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 3, 2020 at 5:43am PDT

In a recent interview, Jacqueline talked quarantine and how she has been spending time at the place. She said, "At the farm, I ride horses, swim, run and do yoga to keep myself fit. Being amidst nature has never felt so good. This lockdown has helped me devote more time to activities that I enjoy. This includes reading, too."

And just like any other actor, she is also missing her closest friends and family, she says, "Earlier, I wouldn't be so much in touch with them, but lately, I have been spending a lot of time with them, though virtually."

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Jacqueline Fernandez is inseparable from Jenny, one of the goats at Salman Khan's Panvel farmhouse where the actor is spending lockdown. Her 'new friend' follows her wherever she goes.

While promoting her recent Netflix release, Mrs Serial Killer, Fernandez made sure Jenny was part of the video conference call as well. The actor was seen pampering the goat who appeared to be enjoying the attention.

 

 

 

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My friend Jenny! ❤️

A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 7, 2020 at 3:54am PDT

Animal lover Fernandez can't think of parting with Jenny when the lockdown ends. Now, there's one more reason to zip down to Panvel often.

In related news, Salman Khan is all set to release his next song titled Tere Bina featuring Jacqueline Fernandez. The star's first song, Love Karona, was received very well by the audience, especially by his fans. Salman Khan shot for the new song at his Panvel farmhouse, where Jackie and their other friends including Waluscha De Sousa and Iulia Vantur, among others, have been stranded due to the coronavirus lockdown.

Salman Khan even gave Waluscha an interview and spoke about his new song along with Jacqueline Fernandez. Check out the video below:

 

 

 

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@jacquelinef143 @waluschaa

A post shared by Salman Khan (@beingsalmankhan) onMay 8, 2020 at 12:08pm PDT

Well, we certainly can't wait for this one!

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No househelp and no option to step out have made many feel like being locked up in the "Bigg Boss" house. But former "Bigg Boss" contestant Hina Khan says that participating in the reality show and experiencing the ongoing COVID-19 lockdown have nothing in common.

The reality show, an Indian version of international series "Celebrity Big Brother", features celebrities locked inside a house for months under constant camera surveillance, without any gadgets or luxury. "The 'Bigg Boss' house and this quarantine phase are poles apart in regards to any kind of a comparison. There is no tactic I am using right now," Hina told IANS.

Unlike the show where the contestants have to be away from their loved ones, Hina is living with her family in Mumbai right now and is feeling fortunate. "I am so happy to have them by my side during these tough times," said the "Yeh Rishta Kya Kehlata Hai" actress.

Like others, she is also doing household chores and keeping herself entertained with engaging content online. "From cooking to cleaning to working out to watching stuff online, I have been diverting my mind with things that are positive and productive. Right now it's best doing what you like doing more than anything else, to deal with the home quarantine phase in a better way," she said.

The lockdown, which has been imposed since March, has been a learning experience for her. "The art of patience is the biggest thing I have learnt from the lockdown. Keeping calm, composed and patiently passing through each day is what I am now getting much better at," she shared.

She doesn't have big plans after the lockdown gets over. "I feel that even when the lockdown is over, getting back to the normal way of life like it was before this whole scenario began, is honestly going to take a lot of time. So even if there are things I want to do, it's all going to be done with keeping necessary precautions in mind first," she said.

While there is still time for the lockdown to be lifted, viewers can enjoy her recently released short film titled "Smartphone". "The short film has a great message. One is about never underestimating anybody else's abilities and there is a strong sense of women empowerment as well, so content-wise it is quite good. And right now I feel that good, meaningful and interesting content is what people need to be given to watch, to help divert their minds from the stressful situation that we are all facing at the moment," said Hina.

She plays a rural woman in the short film.

"It was a challenging role with lots of nuances to keep in mind. From the desi accent to the language, dressing style and even personality traits of the character, I had to ensure that every small detail was perfect! And challenges like these in my work space are what I actually look forward to and enjoy working on, so this definitely is one of those amazingly challenging projects," she said.

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<p dir="ltr"><strong>EXPECTATIONS</strong></p> <p dir="ltr">'Bala' did the trick! Time and again it has been said that even if there is just one blockbuster song in a film, it can elevate its fortunes in a big way. This is what happened with Housefull 4 as well which had 'Bala' turning out to be a rage en route the film's release. The other songs that were put together by Sohail Sen and Farhad Samji only turned out to be an added bonus.</p> <p dir="ltr"><img class="aligncenter size-full wp-image-1059332" src="https://www.bollywoodhungama.com/wp-content/uploads/2020/01/Housefull-4-Music-Review.jpg" alt="" width="750" height="450" /></p> <p dir="ltr"><strong>MUSIC</strong></p> <p dir="ltr">There is a signature Housefull feel to the manner in which 'Ek Chumma' kick-starts the proceedings for Housefull 4. When it comes to the franchise, the music is expected to be peppy, lively and catering to the masses. This is what is the case with this Sameer Anjaan written number as well which has composer Sohail Sen also come behind the mike along with Altamash Faridi and Jyotica Tangri. Together, the team ensures that there is a catchy number in the offering which is reminiscent to the kind of music that was popular back in the good part of the 80s and 90s.</p> <p dir="ltr">The song which brings the house down though is 'Shaitan Ka Saala' which has its hook based on Tony Montana's 'Bala'. However, Sohail Sen along with the film's director and lyricist Farhad Samji spins it in a big way to come up with an even more entertaining piece that turns out to be far better than the original. One of the biggest chartbusters of 2019, it was also notable for its unique dance step, something that led to hundreds of cover versions that are popular till date. A bonafide blockbuster song all the way.</p> <p dir="ltr">Another recreated song that arrives next is 'The Bhoot Song' which is based on Laxmikant-Pyarelal and Anand Bakshi's ‘Bhoot Raja Bahar Aaja’ from yesteryear film Chacha Bhatija. Farhad Samji and Sandeep Shirodkar come together to recreate their own version with Mika Singh taking over the center-stage and being his energetic best. In fact Farhad Samji plays a triple role here of being a composer, singer as well as lyricist (along with Vayu) with help also coming from Devi Sri Prasad who lends signature music to the track. A fun passable number.</p> <p dir="ltr">The song which turns out to be a good celebration track though is 'Chammo' and this could well have been the first to be promoted. A lavishly picturised song that reminds one of the kind of songs that filmmakers like Manmohan Desai and Raj Kumar Kohli used to have in their films back in the 70s and the 80s, 'Chammo' has Sohail Sen and Sameer Anjaan do well all over again. With a strong base in Hindustani classical music as well, this one has Sukhwinder Singh, Shreya Ghoshal and Shadab Faridi come together and give this one as a grand appeal.</p> <p dir="ltr">Last to arrive is Danish Sabri sung 'Badla' and this one turns out to be truly forgettable. Perhaps the core idea behind this Farhad Samji composed and written number was to ham it up, as is apparent in the lyrics as well as the music of this parody number. However, by and large this one actually turns out to be the weakest spot of the soundtrack as well as the film's narrative. This one can be conveniently skipped.</p> <p dir="ltr"><strong>OVERALL</strong></p> <p dir="ltr">The music of Housefull 4 is just the kind that one expects from Housefull franchise. By and large it's the kind that goes with the pace of the narrative and stays along as the accompanying partner.</p> <p dir="ltr"><strong>OUR PICK(S)</strong></p> <p dir="ltr">'Bala', 'Chammo', 'Ek Chumma'</p>

Alappuzha District Collector M Anjana said that houseboats in the districts may be turned into COVID-19 isolation wards if the need arises.

Kerala: Alappuzha District Administration has decided to convert houseboats into isolation facilities amid #COVID19 outbreak. "This would increase our bed strength by 1500 to 2000",says M Anjana, Alappuzha District Collector. pic.twitter.com/YpPViQZ6aF

— ANI (@ANI) April 15, 2020

"The Alappuzha model of handling COVID-19 has been one of preparedness and prevention. In the first phase we did this successfully, but in the second phase we propose to have a different strategy. Though our numbers are comparatively less, we need to augment our isolation facilities," M Anjana told ANI here.

"We have sufficient number of facilities but in the process of augmenting the facilities we have had extensive discussions with the houseboat owners' association. All the houseboat owners agree with the proposal and are willing to support the district administration in this respect," she added. She said that houseboats have different bed strengths.

"By bringing them together at a single spot or at two spots we would be able to convert them as a single isolation facility. This would increase the isolation facility strength by around 1,500 to 2,000," she further said. According to the Ministry of Health and Family Welfare, there are 387 COVID-19 cases in Kerala, including 211 cured/discharged/migrated and three deaths.

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An EU-funded project has developed prefabricated energy-efficient building concepts made from materials, components and structures derived from construction and demolition waste. The concept enables the easy assembly and disassembly of buildings for future reuse.

Films based on or inspired from true incidents always have an edge, especially if made well. A recent classic example being ARTICLE 15, loosely inspired from Badaun rape case and Una flogging incident, and which became a commercial success. Now Nikkhil Advani attempts to unravel the mystery behind the more-than-a-decade-old Batla House encounter in his flick, also titled BATLA HOUSE. So does BATLA HOUSE give viewers an entertaining and thrilling time? Or does it fail to entice? Let’s analyse. <img class="aligncenter size-full wp-image-1008066" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/08/Batla-House-3.jpg" alt="" width="720" height="450" /> BATLA HOUSE is the story of an upright cop caught in a sticky situation. The year is 2008. The Indian Mujahideen has conducted a series of blasts across the country. Their latest attack is in the capital city, Delhi, on September 13. ACP Sanjay Kumar (John Abraham) is having trouble in his marriage with Nandita (Mrunal Thakur). On September 19, he is informed by his team that the terrorists responsible for this blast are holed up in a flat in L-18, Batla House in the Okhla locality of the city. Before Sanjay could reach the site, his junior officer K K (Ravi Kishan) orders the team to engage with the occupants of the said house. The occupants who are Okhla University students fire at the cops, injuring K K grievously. Sanjay meanwhile reaches and he along with the rest of the police team eliminate the shooters. One of them, Tufail (Alok Pandey) is arrested. Even before the cops could leave, the residents begin raising slogans against the police. Soon, the media and political leaders blame the police for staging a fake encounter. K K on the other hand passes away in hospital. Sanjay meanwhile finds it difficult to prove that he’s right and that these residents of Batla House were indeed a part of Indian Mujahideen. He also informs the police department that there were two more guys in the Batla House flat who escaped, one of which is Dilshaad Ahmed (Sahidur Rehman). He escaped to Nizampur, Uttar Pradesh. Sanjay’s senior Jayvir (Manish Chaudhari) sternly tells Sanjay not to head to Nimzapur to arrest Dilshaad. Yet, Sanjay defies the orders and heads to nab Dilshaad with his team. In Nizampur, he encounters hostile residents and a leader of a political party who tell him to back off. Yet, he goes ahead and attempts to take Dilshaad back to Delhi. The locals on one hand are baying for his blood. On other hand, Jayvir and other senior cops are slamming Sanjay for his irresponsible action. What happens next forms the rest of the film. Ritesh Shah's story is well researched and gripping. Moreover, it’s extremely relevant in today’s times. Many might not be aware of this case and how it led to such a huge controversy at that time. Hence, the novelty factor is also there. Ritesh Shah's screenplay is captivating for most parts but is shaky in the first half. The film should have been simpler yet thrilling and devoid of too much of docudrama feel, for a better impact. However, there’s no doubt that some scenes are exceptionally scripted. Ritesh Shah's dialogues are acidic and sharp. The one-liners in the climax work very well. Nikkhil Advani's direction is simply brilliant. He understands the material he has in his hand and its sensitive nature. He has handled some scenes deftly and shows his brilliance in the interrogation scene in the first half and later in the courtroom sequences. Also, the Rashomon effect works well here to make the audiences wonder as to which version is correct. However, a few scenes in the first half are not up to the mark. Some scenes might even confuse viewers. For instance, it is bewildering why Sanjay switches off the camera during a crucial interrogation. Thankfully, the plusses outweigh the minuses by a huge margin here. BATLA HOUSE’s first half is decent but one misses the overall ‘Wow’ factor here. The reason behind the straining of relations between Sanjay and Nandita is not explained properly. The encounter is only partly shown and hence, one remains confused as to what exactly transpired between the police and the students. Also, Sanjay’s constant hallucination sequences become a little too much after a point. But on the positive side, a few scenes are quite promising. The film picks up in a big way when Sanjay quotes from the Holy Quran while interrogating Tufail. This powerful scene will surely be greeted with claps and whistles and it also proves how vested interests smartly misinterpret religious texts for violent gains. The Nizampur episode is a bit over the top but is quite thrilling. The intermission point also comes at a great moment. Post-interval, the interest levels increase as Sanjay gets determined to nab Dilshaad. The entry of Victoria (Nora Fatehi) adds charm to the film. But the best is reserved for the last 35-40 minutes. The courtroom drama is quite exhilarating and clap worthy. Also, once the entire scenario becomes clear, the film becomes simpler.  As a result, audiences would be even more interested once they know the complete picture. Sanjay’s monologue at this hour ensures the film ends on a high. <span style="text-decoration: underline;"><strong>Batla House Public Review | John Abraham | Mrunal Thakur | Movie Review | First Day First Show</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/first-day-first-show/batla-house-public-review-john-abraham-mrunal-thakur-movie-review-first-day-first-show/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> BATLA HOUSE belongs to John Abraham, without a shred of doubt. He is not just playing a brave, decorated police officer. He also essays the role of a person who is abused and slammed from all quarters. No one wants to know or believe his version of truth. The trauma he faces is brought out beautifully by John. Also, he’s first-rate as expected in action scenes and also in dramatic and confrontational sequences. Mrunal Thakur is letdown a bit by the script as the back story is never revealed. But she gives a decent performance. In the second half, she impresses even more as the woman who stands up for her husband. Ravi Kishan leaves a huge mark in a small role. Manish Chaudhari is efficient. Rajesh Sharma (Advocate Shailesh Arya) is quite scathing, as per his character’s requirement. Nora Fatehi provides much-needed sizzle in the film. Her character has a small but important role in the film. Alok Pandey and Sahidur Rehman play their respective parts with earnest. Pramod Pathak (Defence counsel P Krishnan) has a late entry but makes an impact. Others also do well. Songs aren’t memorable except for of course <em>'O Saki Saki'</em>. The item song is quite entertaining but it starts off quite suddenly though. <em>'Rula Diya'</em> and <em>'Jaako Rakhe'</em> are okay. John Stewart Eduri's background score is subtle yet adds to the impact.  Adil Shaikh's choreography in <em>'O Saki Saki'</em> is visually great. Soumik Mukherjee's cinematography is topnotch. This is especially in the interior scenes of Batla House flat and in the chase sequence in the small town. Priya Suhas's production design is quite realistic. Amin Khatib's action is thrilling and yet not gory or disturbing at all. Maahir Zaveri's editing is razor sharp in many scenes and also stylish. But this kind of editing also affects the impact in some of the scenes in the first half. On the whole, BATLA HOUSE is a powerful saga which is sure to spark off discussions and debates. The relevant plot, watertight screenplay, clapworthy moments and terrific performance by John Abraham makes BATLA HOUSE one of the finest films of the year. At the box office, it will have a promising run. Recommended!

Reincarnation sagas have been immensely popular in Bollywood. There’s a certain charm to see protagonists facing an untimely death and then avenging for the wrongdoings in their next life. Interestingly, there has never been a reincarnation comedy. This void has now been filled thanks to HOUSEFULL 4. The film looks grand in every way and is also the big Diwali release. So does HOUSEFULL 4 emerge as the ideal entertainer for families in this festive season? Or does it fail to impress? Let’s analyse. <img class="aligncenter size-full wp-image-1034345" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/10/housefull4567.jpg" alt="" width="750" height="450" /> HOUSEFULL is the story of three couples and how destiny helps them reunite after 600 years. The story begins in 2019. Harry (Akshay Kumar) is a barber in London who has a habit of momentarily losing his memory when he hears a loud noise. During one such time, he ends up destroying a large amount of money belonging to Michael (Sharad Kelkar) that was given to him for safekeeping by Big Bhai. Big Bhai hence gets angry at Harry, his brother Max (Bobby Deol) and their friend Roy (Riteish Deshmukh). He demands them to return the money of Bhai. Harry, Max and Roy then tell Bhai that they are in a relationship with Pooja (Pooja Hegde), Kriti (Kriti Sanon) and Neha (Kriti Kharbanda) respectively. All three are daughters of a very wealthy man, Papa Ranjeet (Ranjeet). Hence they’ll pay Big Bhai the money once they get married to them. The trio then meet Papa Ranjeet and the marriage is fixed. The venue chosen is a place called Sitamgarh, a town in India. The trio along with their girlfriends and Papa Ranjeet arrive at Sitamgarh palace, which has now been converted into a hotel. The moment they reach there, the bell boy, Aakhri Pasta (Chunky Panday) claims that all of them were a part of the kingdom of Sitamgarh. He goes overboard while making the claim, which makes the guests uncomfortable. Hence the manager Winston Churchgate (Johny Lever) fires Aakhri Pasta. However, Harry has often got flashes of his past life. He goes to Madhavgarh, where Aakhri Pasta resides, to find out more information. As soon as he reaches Madhavgarh, Harry is able to remember his past life. The story then goes on a flashback mode in the year 1419. Bala (Akshay Kumar) is a notorious Prince of Madhavgarh who is banished from the kingdom by his father (Parikshit Sahni). With the help of Pasta (Chunky Panday), he finds out that the king of Sitamgarh, Maharaja Surya Singh Rana (Ranjeet) will be celebrating his birthday and that he had three daughters, Madhu (Kriti Sanon), Meena (Kriti Kharbanda) and Mala (Pooja Hegde). Bala arrives in Sitamgarh and succeeds in wooing Madhu. Meanwhile, Bangdu Maharaj, a dancer in the royal palace, gets into a relationship with Mala while the warrior Dharam (Bobby Deol) starts an affair with Meena. The king even approves the union and their marriages are fixed. All is going well but Suryabhan (Sharad Kelkar) who wants to be king comes up with a plan. He kills brother of Gama (Rana Daggubati), a ferocious chieftain of a neighbouring kingdom. Gama is made to believe that it’s the king who ordered the killing. As a result, Gama arrives in Sitamgarh during the marriage ceremony for revenge. In the ensuing battle, they all die. What happens next forms the rest of the film. Sara Bodinar and Sajid Nadiadwala's story is very weak. Aakash Kaushik and Madhur Sharma's screenplay (with additional screenplay by Farhad Samji, Tushar Hiranandani, Sparsh Khetarpal and Tasha Bhambra) spoils the show further. It seems like the makers took audiences for granted and in the attempt to show grandeur, they missed out on the factors that made HOUSEFULL such a successful franchise. Farhad Samji's dialogues add to the fun but only at places. Farhad Samji's direction is unimpressive. Though for most parts, he is able to handle the grandeur and confusion well. The opening credits are very similar to the opening of BAAHUBALI 2: THE CONCLUSION. In fact there’s an in-your-face reference to the film later. However, several sequences are weak and the jokes fall flat. The writing is also to blame but the director should have hidden these shortcomings with his execution. Sadly that doesn’t happen. HOUSEFULL 4 begins on a very fun note. The madness that happens at Harry’s salon sets the mood. The film gets better as they all reach Sitamgarh. Once the flashback begins, one expects the film to go on a high. But the opposite happens as the humour is missing from the film. Yes there are fun moments but they aren’t funny enough to give audiences a <em>paisa</em> <em>vasool</em> time. Much of the second half is about how Harry tries to persuade Max and Roy that they are doing a mistake by getting married to their <em>bhabhis</em>. The humour here is strictly okay and in the Nawazuddin Siddiqui’s track, it goes out of the window. Thankfully the entry of Pappu Rangeela (Rana Daggubati) acts as a respite. The climax works only in parts. The continuity issues spoil the fun. <span style="text-decoration: underline;"><strong>FUN UNLIMITED: Team Housefull 4 Interview | Crazy Rapid Fire, Hilarious Quiz &amp; 5 Second Challenge</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/celeb-interviews/fun-unlimited-team-housefull-4-interview-crazy-rapid-fire-hilarious-quiz-5-second-challenge/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> Akshay Kumar emerges as the most entertaining actor in the film. His Bala act is superb but even in the 2019 portions, he is too good. Riteish Deshmukh comes next. As the effeminate Bangdu Maharaj, he does a fine job which was expected as he has done similar roles in the past. Bobby Deol is disappointing as he doesn’t have much to contribute in terms of humour. Rana Daggubati is excellent in both avatars. He adds to the fun in the pre-climax and climax especially. Talking of the girls, all three look stunning. Kriti Sanon gets her share of interesting scenes. Kriti Kharbanda makes a mark in the scenes where she hums Hindi songs. Pooja Hegde is decent. Chunky Panday doesn't get enough scope as in part 1 and 2 but he gets to be a part of some crazy scenes. Johny Lever manages some laughs in the second half. Sharad Kelkar is efficient in a small role. Manoj Pahwa raises laughs in his cameo appearance. Ranjeet is fine. Jamie Lever is okay and the Johny Lever connection comes at a surprise. Parikshit Sahni is nothing great. Nawazuddin Siddiqui is awkward. Songs are average and they won’t have a recall value. <em>'Shaitan Ka Saala</em>' is the best of the lot. <em>'Ek Chumma'</em> comes next followed by <em>'Badla'</em>. <em>'The Bhoot Song' </em>is the weakest part of the film while <em>'Chammo'</em> is forgettable. Julius Packiam's background score is theatrical and the recurring theme is catchy. Sudeep Chatterjee's cinematography adds to the grandeur. Sham Kaushal's action is good. Amit Ray and Subrata Chakraborty's production design is splendid. Costumes compliment the characters. The ladies especially look gorgeous in both avatars. Do It Creative, AI Solve Ltd and Prime Focus's VFX is of superior quality. The Sitamgarh Kingdom especially is depicted in a fascinating manner. Rameshwar S Bhagat's editing is inconsistent and there are several jumps in the narrative. On the whole, HOUSEFULL 4 is a major disappointment and suffers on the account of poor writing and vacuous screenplay. The negative word of mouth will ensure that it will crash at the box office though it might still end up crawling to Rs. 100 crore mark on account of festive period and the extended weekend.

Unnerving movements for debt mutual funds investors!

Just last week my colleague, Divya explained the fiasco at Franklin Templeton Mutual Fund, which took a decision to abruptly wind down six debt mutual fund schemes, namely:

• Franklin India Low Duration Fund
• Franklin India Dynamic Accrual Fund
• Franklin India Credit Risk Fund
• Franklin India Short Term Income Plan
• Franklin India Ultra Short Bond Fund
• Franklin India Income Opportunities Fund

In all, the above debt mutual fund schemes had an AUM of Rs 30,854 crore as of March 31, 2020.

The fund house cited, "severe market dislocation and illiquidity in the fixed income space" caused by the COVID-19 pandemic, as the reason behind the decision.

Investors in these schemes are now left in the lurch: they cannot sell (nor buy) these funds and will have to rely on the fund house to get back their hard-earned money. Investors will have to hold their investments in these schemes until liquidity is available to the mutual fund house by either selling securities in the fund's portfolio or receiving maturity proceeds.

Currently, a fact is, not just Franklin Templeton Mutual Fund, but debt mutual fund schemes of many other fund houses are have a remarkable exposure to stressed assets.

According to portfolios disclosed on March 31, 2020, mutual funds collectively held Rs 1.38 trillion of exposure to debt securities issued by Non-Banking Financial Companies (NBFCs). Approximately Rs 51,000 crore of the exposure in debt securities has a maturity profile of less than 3 months; and now, mutual funds fear that there will be defaults.

NBFCs and other corporate borrowers claim that they do not have enough liquidity to fulfil their obligations and have requested for additional time. Given that, rating downgrades from rating agencies look likely.

However, some companies are playing smart: they are approaching the Courts to prevent a rating downgrade, plus seeking a stay on sale of pledged shares. Of course, they are well within their right to approach the judicial authority or Courts and contest.

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But the capital market regulator, seems to be in no mood in offering them any leeway. On the contrary, the regulator is asking the mutual fund industry to act against the issuer of securities who are possibly carrying high credit risk; facing asset quality problems.

Delays in repayments would mean the creation of more side-pockets by mutual funds. And in my view, more the losses investors suffer, more frustrating it will be for mutual fund houses and their investors. Eventually retail and High Net-worth Individuals, particularly, will lose confidence and may not be keen to invest in debt funds.

If you are wondering what has gone wrong, here's everything you may like to know about liquidity, credit risk and the exposure of mutual funds to corporate debt in the present scenario.

If you remember, the capital market regulator had mandated large corporations to source at least 25% of their borrowings from the bond markets from the beginning of FY 2019. This move was expected to deepen Indian bond markets and reduces the stress on banks. Just a year later, the same move is proving fatal for companies that went to the bond markets to raise money.

Now that the COVID-19 lockdown has forced many business units to shut off temporarily or operate much below their optimal operational capacity with a skeletal staff, companies, including the large organisations that relied heavily on debt markets, are finding it difficult to honour maturity claims on Commercial Papers (CPs), Non-Convertible Debentures (NCDs), and Bonds.

They were hoping for an 'at-par treatment' with Banks when the Reserve Bank of India (RBI) offered a moratorium period to borrowers. But the RBI circular came to them as a shocker. The devil was in the details.

On March 27, 2020, the RBI issued a notification allowing a three-month moratorium on all outstanding term loans and working capital facilities on account of disruptions caused by the outbreak of coronavirus. This circular did not cover around 10 thousand NBFCs, who mainly depend on CPs, NCDs, and Bonds for their funding requirements.

As far as NBFCs are concerned, the RBI has already provided them with a liquidity facility through the banking channel. The RBI directed banks to utilise funds infused under Targeted Long Term Repo Operations (TLTRO) facility to invest in 'investment-grade' CPs, NCDs, and Bonds issued by NBFCs. Also, RBI mandated banks to allocate 50% of Rs 50,000 crore of liquidity introduced by way of TLTRO 2.0 to small and mid-size NBFCs and small finance banks.

But NBFCs seemed not too happy with just liquidity and many of them are now approaching courts to prevent rating downgrades. This is not a best practice for the industry, although fund houses may be well within their rights to contest.

Recently, Indiabulls Housing Finance was successful in receiving the interim order from Delhi High Court, throttling any coercive action against the housing finance company for its inability to repay its bondholders. The Delhi High Court will hear the case further on May 19, 2020.

This has added to the worries of mutual fund houses that now fear other NBFCs will follow the same path.

The capital market regulator, only recently (a few days ago) following the three moratorium by RBI (due to disruptions caused by COVID-19 pandemic) has relaxed the valuation norms for debt and money market instrument held by mutual funds vide a circular dated April 23, 2020, wherein it states as under:

• Based on assessment, if the valuation agencies appointed by AMFI are of the view that the delay in payment of interest/principal or extension of the maturity of a security by the issuer has arisen solely due to COVID-19 pandemic lockdown and/or in light of the moratorium permitted by Reserve Bank of India (RBI) (vide notification no. RBI/2019-20/186, dated March 27, 2020) creating temporary operational challenges in servicing debt, then valuation agencies may not consider the same as a default for the purpose of valuation of money market or debt securities held by Mutual Funds.
  
  However, in the scenario, as stated above, if there is any difference in the valuation of securities provided by two valuation agencies, the conservative valuation shall be accepted.

But then what is the point of coming up with these valuation norms as an afterthought, and not in close synchronisation when the RBI came with its notification a month ago?

The damage now is already done and companies are anyways approaching the Courts to prevent a rating downgrade.

Let's say shares of a company are pledged and to recover the proceeds -- if they cannot be sold due to a court order -- then such lending would be as good as unsecured lending.

Also, why should that not be construed as an instance of deviation from the stated fundamental attributes of a debt mutual fund scheme? After all, mutual fund investors invest in debt fund schemes taking into account a certain level of risk. Change in the risk profile of a scheme is a change in the fundamental attribute/s.

According to India Ratings, NBFCs having the asset base of Rs 500 crore to 5,000 crore, largely fall between "A" and "BBB" rating categories.

The mid-path could be a decision on payment or deferring the payment in consultation with all stakeholders, including debenture trustees. The industry will require a blanket resolution because a case-to-case resolution approach is cumbersome and may create more chaos.

Unless the RBI takes a clear stance on NBFCs and other financial institutions, mutual fund houses are likely to feel the heat of redemptions. Suppose, there's no further statement issued by the banking sector regulator; mutual funds will have to be prepared to handle large-scale defaults, which might look inevitable. After all, a majority of NBFCs' customers are retail borrowers and they enjoy a moratorium on the EMI payment for 3-months. This has been the trickiest part for NBFCs.

While COVID-19 outbreak has been the genuine reason for the potential defaults this time, asset-liability mismatches of NBFCs are well-known. Many NBFCs have gone overboard with cheap credit available during stable market conditions. Their credit underwriting has been questioned widely. The industry has also witnessed belly-up instances such as IL&FS and DHFL. Many mutual fund houses have burned their fingers badly in such defaults.

At the time of writing this piece, to ease the liquidity pressure on mutual funds, the RBI today decided to provide a special liquidity facility of Rs 50,000 crore for mutual funds. Under this facility, the RBI will conduct repo operations of 90 days tenor at the fixed repo rate. This will be on-tap and open-ended, and banks can submit their bids to avail funding on any day from Monday to Friday (excluding holidays). The scheme is available from today i.e., April 27, 2020, till May 11, 2020, or up to utilization of the allocated amount, whichever is earlier. The Reserve Bank will review the timeline and amount, depending upon market conditions.

The RBI has stated further that the liquidity support availed under the Special Liquidity Facility for Mutual Funds shall be used by banks exclusively for meeting the liquidity requirements of mutual funds by, 1) extending loans; and (2) undertaking outright purchase of and/or repos against the collateral of investment-grade corporate bonds, CPs, debentures and certificates of Deposit (CDs) held by mutual funds.

Having taken this measure, keep in mind that it does not make investing in debt mutual funds risk-free. Considering the prevailing investment environment, you should stay away from mutual fund schemes whose portfolio characteristic appears compromised. Also, avoid credit risk funds and corporate bond funds as they are likely to be more vulnerable amidst the financial crisis followed by COVID-19 pandemic.

As a thumb rule: Choose mutual fund schemes from fund houses that follow prudent judicious investment processes and stringent risk-management systems.

In these uncertain times, it would be wise sticking to liquid funds and overnight funds while considering debt funds.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity.

As with all financial matters, better be safe than sorry!

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

Each fund recommended under FundSelect goes through our stringent process, where they are tested on both quantitative as well as qualitative parameters.

Every month, PersonalFN's FundSelect service will provide you with insightful and practical guidance on equity mutual funds and debt schemes - the ones to Buy, Hold, or Sell.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Representation pic

Living high up in an apartment can cut off even the most ardent nature lovers from the soil. Perhaps this is why owning a piece of land is a dream many Mumbaikars - and especially those who have had a taste of what it's like - harbour. Dr Rashmi Pathak, who left her hometown Kolhapur to study medicine in Mumbai, was no different. She longed for the scent of sugarcane that filled the air during the harvest season, and a semblance of all that she had grown up with. To set things right, she and her husband bought a farm near Shahapur in 2001.

The doctor couple armed themselves with the knowledge of traditional manure and bio-fertilisers, and to ensure continuous production throughout the year, chose to have mango, cashew, chickoo and Indian gooseberry plantations on the farm, which they called Aditya Agro. The onset of summer means their 70-acre farm is now laden with red and yellow cashew apples, ready to be plucked and savoured. This Sunday, you can go cashew apple picking, sip on mocktails made from the fruit, and witness farm-life up close in Shilottar, no more than a two-hour drive away from Mumbai.

"We have organised day picnics in the past, but this is the first year that we are hosting guests for cashew-picking," informs Captain (retd) Adityavardhan Pathak, who joined his parents in the running of the farm after he retired from the Armed Forces in 2011. "Unfortunately, we lost 70 to 80 per cent of our trees to a massive fire in 2012. So, I lived on the farm for two years to put things back in motion. The experience was life-altering. When you live so close to nature, it reveals its many shades to you, which change from season to season, and even from day to night," says the Powai resident.

The trail will start at 10 am with a simple breakfast, followed by a briefing session. "Nature has its own way of telling you if its produce is ready to be consumed. If you have to tug at a cashew fruit, it means it's not fully ripe. A ready-to-be plucked cashew apple will give with just a slight twist," shares Pathak. Participants will then be divided into teams for a fun cashew apple-picking competition, where the fruit they pluck will be theirs to take. The Pathaks also provide recipes for cashew apple jams and juices that participants can try at home.

After the trail, a wholesome vegetarian Maharashtrian meal featuring dishes such as bharleli vangi (stuffed brinjals), vaalachi usal (field beans curry), tandlyachi bhakri (rice flour bhakri) and modak will be served. The day ends with a visit to the farm's in-house nursery, where saplings and vermicomposting kits can be purchased.

Nutty facts
>> Cashew is native to northeast Brazil, and was introduced to coastal India in the 16th century by Portuguese traders. Its initial purpose was that of a soil retainer to prevent erosion on the coasts.
>> The Jamaicans call the fruit cashew banana.
>> The Indian-sounding word kaju comes from the Portuguese caju or cajueiro
>> The cashew fruit is a rich source of Vitamin C and antioxidants.

On: April 15, 10 am to 4 pm
At: Aditya Agro, Shilottar, Shahapur
Call: 9223164501
Cost: Rs 990 for adults (Rs 780 for children from 4 to 12 years; cost includes meals)

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Veteran India wicketkeeper-batsman and former captain Mahendra Singh Dhoni seems to be enjoying his quality time back at his lavish farmhouse located in Ranchi.

MS Dhoni's wife Sakshi Dhoni apparently shared ain Instagram Live video in which Mahi can be seen giving his daughter Ziva a ride on a motorbike in their farmhouse. 

The video was also shared by MS Dhoni's Indian Premier League (IPL) team Chennai Super Kings on Twitter immediately after it went viral. CSK went on to caption the photo with some fun play of words: "Thala Suthifying, literally. #WhistlePodu VC: @SakshiSRawat."

Thala Suthifying, literally! 😍ðŸ¦ÂðŸ’› #WhistlePodu VC: @SaakshiSRawat pic.twitter.com/0xpOxVoVET

— Chennai Super Kings (@ChennaiIPL) April 20, 2020

Sakshi Dhoni had also shared a cute photo of herself and MS Dhoni during lockdown as she playfully goes to lick his toes while he was immersed in his mobile phone.

In normal circumstances, MS Dhoni would have been currently leading three-time champions CSK in the 13th edition of the IPL. However, due to the coronavirus pandemic, the cash-rich league has been postponed indefinitely by the BCCI.

The former captain's participation at this year's T20 World Cup remains in doubt as he hasn't played international cricket since India's defeat at the hands of New Zealand in the World Cup semi-final last year.

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Indian cricketer Rohit Sharma recently had a candid chat with former Australian pacer Brett Lee about what he’s doing in order to keep himself busy during the lockdown on Star Sports’ show Cricket Connected. Rohit Sharma went on to address the issue of space in Mumbai on streets as well as houses. Rohit said, "I wish I had enough place to play indoor cricket, but unfortunately in Mumbai, the place is very secluded, and you have to stick to your apartment. We are not as lucky as you guys where you have your own backyard to play."

"In Mumbai, it’s very expensive to get your own house where you have your own backyard. I live in an apartment and I am lucky to have a little balcony where I can run around and do some activities that my trainer has given me. I am trying to follow whatever little I can. Hopefully, the gyms will open soon, and I can go there," Rohit added.

"But I am missing hitting the ball, that’s for sure. As you know, I like to hit big, so space is not enough. I just can’t wait to go out there and start hitting the ball."

Born and brought up in Mumbai, Rohit Sharma is also the captain for the IPL franchise Mumbai Indians and has won a record 4 IPL titles with the team.

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Sunlight kills COVID-19 while warmer temperatures and humid weather significantly damage the virus, measured in terms of the virus' half-life or the time it takes to cut its potency in half, according to the latest breakthrough research from the US Department of Homeland Security's most advanced biocontainment lab, released at the White House on Thursday.

The coronavirus outbreak in the US has killed nearly 50,000 Americans and infected more than 860,000 till date. Research around the effect of temperature and humidity has been gaining traction for weeks, these are the most downloaded papers on research websites but this is the first time the US government has put an official stamp on initial results of temperature tests on COVID-19.

"Our most striking observation to date is the powerful effect that solar light appears to have on killing the virus, both on surfaces and in the air. We've seen a similar effect with both temperature and humidity as well. Increasing the temperature and humidity or both is generally less favourable to the virus," Bill Bryan, chief of the science and technology directorate at the US Department of Homeland Security, said.

In a room at 70-75F temperature with 20 per cent humidity, the half-life of the virus is about an hour, according to Bryan. "But you get outside and it cuts down to a minute and a half, very significant difference when it when it gets hit with UV rays," he said.

According to the same research, the virus' half-life on surfaces reduces dramatically with a combination increase of temperature and humidity. When the temperate is kept constant at 70-75F and only the humidity is cranked up from 20 per cent to 80 per cent, the virus' half-life is shown to crash from 18 hours to 6 hours. If the temperature is increased to 95F, the half-life sinks to barely 60 minutes.

Bryan said this testing was done at DHS' advanced biocontainment lab in Maryland, just outside the national capital. Pointing to charts with data from experiments on the COVID-19 virus, Bryan said the virus half-life plunges "drastically" with exposure to higher temperatures and even minimal exposure to humidity.

Bryan said the DHS biocontainment lab is the only one in America that has the capability to do the kind of testing that has led to the research on the virus' UV and temperature tolerance.

Bryan explained the mechanics of the COVID-19 temperature tolerance experiment in simple terms. He said the virus was first locked into a 5-gallon bucket and suspended in the air inside. "We're able to take a particle of a virus and suspend it in the air inside of this drum and hit it with various temperatures, various humidity levels, multiple different kinds of environmental conditions to include sunlight. And we're able to measure the decay of that virus while it's suspended in the air. This is how we do our aerosol testing."

"While there are many unknown links in the COVID-19 transmission chain, we believe these trends can support practical decision making to lower the risks associated with the virus," Bryan said. The DHS team has also tested the effect of bleach and isopropyl alcohol on the virus, "specifically in saliva and respiratory fluids".

"And I can tell you that bleach will kill the virus in five minutes, isopropyl alcohol will kill the virus in 30 seconds, and that's with no manipulation. No rubbing."

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From the US to Europe and Asia, people in many parts of the world are emerging from their homes as virus-related restrictions begin to ease and springtime temperatures climb.

Chinese were flocking to tourist spots, many newly reopened, after a relaxation of domestic travel restrictions ahead of a five-day holiday that runs through Tuesday.

Nearly 1.7 million people visited Beijing parks on the first two days of the holiday, and Shanghai's main tourist spots welcomed more than a million visitors, according to Chinese media reports. Many spots limited the number of daily visitors to 30 per cent of capacity or less, keeping crowds below average.

Masks were worn widely, from runners in Spain to beach-goers in the southern US. "It's great to have an audience after all these weeks," saxophonist Julia Banholzer, a native of Germany, said.

New Jersey reopened state parks, though several had to turn people away after reaching a 50 per cent limit in their parking lots. Margie Roebuck and her husband were among the first on the sand at Island Beach State Park. "Forty-six days in the house was enough," she said.

In Spain, many ventured out Saturday for the first time since a lockdown began on March 14. "I feel good, but tired. You sure notice that it has been a month and I am not in shape," Cristina Palomeque said in Barcelona. Prime Minister Pedro Sánchez asked citizens to remain vigilant. COVID-19 has caused over 25,100 deaths in Spain.

The divide in the US between those who want lockdowns to end and those who want to move cautiously extended to Congress. The Republican-majority Senate will reopen Monday, while the Democrat-controlled House of Representatives stays shuttered.

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Singapore's Ministry of Finance has announced that about 880,000 Singaporean Housing and Development Board (HDB) households will receive the next installment of the GST Voucher – Utilities-Save (U-Save) rebate in January 2018.

The Philippines' House of Representatives on September 9, 2019, approved two bills to overhaul the rates in place on financial services and passive income.

The United Arab Emirates' Federal Tax Authority has issued guidance on obtaining refunds of value-added tax on new homes.

Citizens from the United Arab Emirates (UAE) will newly be able to claim refunds for the VAT they incur when building their own home.

Highlights: Bacteria living in household dust particles have been detected These are capable of transmitting

High carbon footprint households are identified by confectionery, alcohol, and restaurant food and not by increased meat consumption, stated new study

Kids from low-income homes whose mothers reported regular use of toxic chemicals such as household cleaners were more likely to show language delays by

11 out of 100 people below 25 years, 17 out of 100 people in the 25 to 45 age group, and 21 out of 100 people between 45 and 65 years who presented with

The much vaunted climate change conference has come to an end at Bali, Indonesia, on an almost anticlimactic note.

Workshops based on the psychology of behavior change and disaster preparedness done in a face-to-face manner can be used to prompt households to take

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This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.

This note presents marginal effective tax rates (METRs) that summarise the tax system’s impact on the incentives to make an additional investment in a particular type of savings. By comparing METRs on different types of household savings, we can gain insights into which assets or savings types receive the most favourable treatment from the tax system.