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Nisha Rawal clarifies she's not pregnant, slams belly-shamers

Actress Nisha Rawal has slammed people who belly-shamed her by asking if she is pregnant.

Nisha, who is married to Karan Mehra of "Yeh Rishta Kya Kehlata Hai", took to Instagram and wrote: "This picture was clicked yesterday & ‘No! I ain't pregnant' & ‘Yes! I have a belly'. Belly shame is one of the many kinds of shaming we have in our stigmatised society! I have always had a tummy. It would become smaller or bigger depending on my fitness regime but would never go away! I was always ashamed of it and that made me do things that would either injure me by beating myself up in the gym doing crunches until my muscles went into a cramp or would do the opposite with my hog-sprees!"

 
 
 
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A post shared by Nisha Rawal (@missnisharawal) onMay 7, 2020 at 5:53am PDT

She added: "After we got married, all eyes were even more on my tummy! And now they had the audacity of transforming into questions, at the red carpet, in the lift, in interviews, coffee shops: ‘Are u pregnant?' While I was like, ‘Am I supposed to be or am I even supposed to answer that question or should I work more on my belly, and towards the end of it, that shame would make me indulge more, making it a vicious cycle!"

Nisha believes in being fit over fat.

"See that's what shaming does, it just makes the victim do more of what he is shamed about.We all have shamed someone, knowingly or unknowingly because our culture conditions us to believe it's normal to ask anyone,
‘Hey why all the weight?'
‘Don't u eat anything?'
‘You must be dieting too much',
and on goes the list!

And after we have babies, except for a rare, few women, our bellies are never the same! They sag and have stretch marks! We won't wear a bikini, won't have sex with lights on and would suddenly become so conscious of the bodies we have lived in all our lives!It's not easy to accept this new found body post birth.But let's atleast hold each other's hands and try! Let's uplift each other," she urged.

Karan and Nisha have a boy named Kavish who was born in 2017.

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Tax-News.com: Filipino Financial Services Tax Reforms Clear First Hurdle

The Philippines' House Committee On Ways and Means has approved a Bill that would overhaul the rates in place on financial services and passive income.




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Do women regret one-night stands more than men? Yes, claims study

A recently conducted study by researchers in Norway shed some light on how men and women perceive one night stands. The findings were rather interesing...

The main reason behind conducting the study was due to the liberal mindset that Norwegian men and women shared regarding casual sexual encounters.

Researchers discovered that about 35 per cent of women regretted going through with it the next morning, while only 20 per cent men shared this view.

Furthermore, most women were reportedly unhappy about the experience, with only 30 per cent claiming to have enjoyed their most recent casual sex fling.

Also, when it came to rejecting the offer, 80 pc women didn't regret saying no, while only 43 pc men felt the same way.

Researchers explored in detail the possible reasons behind women regretting a one night stand. The reasons ranged from lack of adequate sexual pleasure during the encounter, pregnancy concerns, fear of contracting STDs among other things. On the other hand, most men regretted turning down a casual sex offer.

The study was conducted by the the Norwegian University of Science and Technology's (NTNU) Department of Psychology along with the University of Texas at Austin. 263 male and female students aged 19 and 37 years were studied.





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The Mile High Club: Why some people have sex during flights


Pictures for representational purposes

The popular slang term, 'Mile High Club', which is the act of indulging in sexual intercourse while on board a flying aircraft has been the subject of numerous studies and researches over the years.

Some experts opine that the vibration of the plane may speed or improve sexual arousal of some commuters, who would then be motivated to engage in on-flight sexual activity. Other researchers have deduced that it may be occur due to a simple need of acting out a sexual fantasy or fetish about planes themselves. Most 'mile-high club' members reveal that the thrill of doing something taboo and the risk of being discovered excites them.

A recently conducted survey by a UK travel website found that the most common saucy act involved couples entering the lavatory together followed by “lots of banging and squealing,” although sneakier activities underneath a blanket were also quite popular.

Much debate still surrounds the legality of the practice of joining the mile-high club, although research indicates there’s a dependence on individual country laws and also just how visible the act is to other passengers which can fall under “public sex” laws.

Two respondents said they watched couples being escorted by police from flights in Australia as a results of their raunchy mile-high antics.





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EXCLUSIVE SCOOP: Ranbir Kapoor and Deepika Padukone to team up for Sanjay Leela Bhansali's Baiju Bawra?

While the film industry has come to a halt, the producers, actors and directors are interacting with each other through video calls and getting things in order for the future. Multiple films are being planned at the moment and one of them is Sanjay Leela Bhansali’s ambitious period musical drama, Baiju Bawra. Bollywood Hungama has exclusively learnt that the celebrated director is in talks with Ranbir Kapoor and Deepika Padukone for the official remake of the 1952 film.

“Ranbir and Deepika make a pair to reckon with on screen and Bhansali wants to create magic on screen with the two actors. Talks are on, however neither of the two have signed the dotted lines yet,” revealed a source close to the development, adding further that the idea is to move away from the conventional pairing for Ranveer Singh and Deepika Padukone. “He will work with Ranveer again in the future, but he doesn’t want to repeat the pairing of the real life couple for the fourth consecutive time.”

Ranbir made his acting debut with Sanjay Leela Bhansali in Saawariya, which was a colossal disappointment, while Deepika has worked with the director in Ram-Leela, Bajirao Mastani and Padmavaat. Ranbir and Deepika, on the other hand, have worked together in two successful films – Bachna Ae Haseeno and Yeh Jaawani Hai Deewani, while their third collaboration, Tamasha, was a flop. “These are all early talks, which started before the lockdown, but with the entire calendar of actors going for a toss, it would be interesting to see how things shape up. Though Ranbir and Deepika will make for a formidable pair in a Bhansali film,” the source added.

Bhansali is currently working from home on the post production of his next directorial, Gangubai Kathiawadi with Alia Bhatt, which went on the floors in November last year. A lot of shoot still remains, and it will be resumed once the national scenario gets back to normal.

Also Read: Ranveer Singh and Alia Bhatt to reunite for Sanjay Leela Bhansali’s Baiju Bawra?




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Radhe - Your Most Wanted Bhai asking for Rs. 250 crores for direct OTT release? Salman Khan's manager clarifies

The Coronavirus-induced lockdown will complete two months on May 24. And yet, the situation hasn’t improved, with the cases increasing everyday. The entertainment sector has been hit the hardest. They got shut first and hence, they might also be the last ones to open. And even if cinema halls commence operations, there are fears that viewers will not come in hordes. Taking advantage of this situation, OTT platforms have been approaching filmmakers with tempting offers. Few of them are already in advanced talks. This includes not just filmmakers of smaller films but also the producers of one of the biggest films of 2020, Laxmmi Bomb, starring Akshay Kumar.

Rumours were abuzz that the makers of Radhe - Your Most Wanted Bhai too were open to offers from web streaming giants. Jordy Patel, manager of superstar Salman Khan, who is the film’s leading actor and producer, was also quoted as saying that they were ready to accept the offer, provided that they be offered a staggering Rs. 250 crores.

When Bollywood Hungama contacted Jordy Patel, he declined having made any such statement. “I haven’t given any figure,” he told this writer. He adds, “All I said was that we are ready to release Radhe - Your Most Wanted Bhai on an OTT platform, once the film is complete and once we evaluate the situation. Only then, we’ll take a call.”

So if not Rs. 250 crores, do they have any figure in mind that they’ll like to quote when meeting the OTT representatives? He explains, “We don’t have a figure in mind. The film is not yet complete. How can I quote an amount? We have got songs which are yet to be shot and even a couple of scenes.”

So how long are the makers planning to hold the release of Radhe - Your Most Wanted Bhai? After all, cinema halls are expected to start in August or September. Jordy Patel retorts, “Would people like to go to watch a film in August? It seems unlikely. So we’ll see what the situation is then and take a call accordingly.”

Radhe - Your Most Wanted Bhai, besides Salman Khan, also stars Disha Patani, Randeep Hooda and Jackie Shroff. It was to release on Eid 2020.

Also Read: Salman Khan keeping himself in shape to shoot for the climax of Radhe: Your Most Wanted Bhai post lockdown




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EXCLUSIVE: Does Iulia Vantur plan on getting married to Salman Khan? Here’s what she has to say

Iulia Vantur is a Romanian model who has become a popular name in India. She was last seen in the music video ‘Harjai’ with Maniesh Paul. The song was sung by Iulia and Maniesh and composed by Sachin Gupta. Iulia has been spending the lockdown at Salman Khan's Panvel farmhouse along with the superstar and few other friends from the industry. In an exclusive conversation with Bollywood Hungama, Iulia spoke about Salman Khan and her marriage plans.

Iulia Vantur is rumoured to be dating Salman Khan and fans have often asked about their marriage. While talking to us on Instagram live, a fan commented that Iulia should get married to Salman Khan. Responding to this, Iulia said, “I think it is more about how people feel about each other. Spending time together is more important than any other stuff. At one point I was asked the same question on and on and on. Even my parents were asking when you are going to get married. So, I asked my mom, 'Do you want me to be happy?' or ‘Do you want me to get married?’ because to get married just like that I can get married to anyone just like that tomorrow. But you want me to be married or be happy. So that was the last time she ever asked me about it. So I think it is more important to be happy with someone and spend quality time with someone and to have a good connection with someone.”

Iulia Vantur has known Salman Khan for quite a few years now. Talking about the kind of person Salman is, Iulia said, “I have never met anyone like him. His personality is so special. I was always wondering why people loved him so much. It's his heart; it's his generosity, his thought of doing good and helping someone and guiding someone. He does this selflessly. He has no interest there. He just wants to help. Just because he is so simple and grounded that is why people are connecting with him. He is a special person for sure.”

When asked if she too loves his personality, she said, “Off course, who doesn’t love those qualities right! I mean, off course, we all love good people. We admire and follow them and try to reach their level.”

Also Read: Radhe – Your Most Wanted Bhai asking for Rs. 250 crores for direct OTT release? Salman Khan’s manager clarifies




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Coronavirus Outbreak: After losing job, youth cycles 2,000 km over seven days to reach Odisha

On April 9, Odisha became the first state to extend the 21-day nationwide lockdown in the state till April 30. But two days before the extended lockdown was announced, a 20-year-old youth from Odisha, who was working in Maharashtra's Sangli district before the lockdown returned to his state after cycling for around 2,000 km.

The 20-year-old youth identified as Mahesh Jena left Sangli on April 1 and reached Odisha on April 7 after he cycled around 2,000 km for seven days. Jena took the bold decision when the factory where he worked was closed when Prime Minister Narendra Modi announced a 21-day nationwide lockdown to combat the spread of the global pandemic.

While speaking to Hindustan Times Jena said, "When the factory was closed we were told that it would not reopen for the next five months. I figured out that if I continued to stay then I would run out of money quickly. So the only option was leaving the place at any cost."

In order to reach Odisha, Jena bought a bicycle for Rs 1200 and spent another Rs 500 to replace its tyre and tube. Jena, who began his journey on April 1 at 4.30 a said that his original plan was to reach his village in 15 days.

Talking about his journey he said, "When I started, I did not want to stop, I rode during the daytime and carried on till 12 in the night. I would then look for a temple or roadside dhaba to sleep." During his journey, Jena ate at roadside dhabas and at places where local police or NGOs would offer free food. During the journey, Jena not only replaced his cycle tyres but his phone was also conked off.

Speaking about how he planned to reach Odisha Jena said, "When I first arrived in Sangli along with my village friend 7 months ago, I had hazy idea about the route. On April 1 when I started from Sangli, I thought I could cover about 120-130 km a day on the cycle and reach home. But when I started, I did not want to stop, I rode during the daytime and carried on till 12 in the night. I would then look for a temple or roadside dhaba to sleep off."

Upon reaching Sholapur, Jena rode towards Hyderabad and then towards Vijayawada. Post which he rode his bicycke to Vishakhapatnam and Srikakulam in Andhra Pradesh before entering Odisha at Ganjam. From Ganjam he then cycled to Bhubaneswar, Cuttack and finally Jajpur on April 7 evening.

Upon reaching Jajpur on April 7, Jena was stopped by the police at a check post installed where the police personnel stopped outsiders from entering the district. Talking about Jena, police inspector Ashish Kumar Sahu said, "With a rucksack on his back, he was cycling. After lockdown was announced, the factory in Maharashtra where he worked as a daily labourer was closed leaving him and several others in great misery. He somehow managed to get a rickety bicycle from a local there and started cycling to his home in Odisha."

Following lockdown procedures, Jena was first screened at the district headquarters hospital where he was found without any COVID-19 symptoms. Post which he was sent to a government quarantine centre, where he would be kept in isolation for 14 days.

"I was worried about being picked up by police during my journey. I was stopped twice by police on Andhra-Maharashtra border and Andhra-Odisha border, but I was allowed to go,"recalls Jena, who was stopped by the police on two occasions.

The 20-year-old migrant worker has spent over seven days at the quarantine facility. Speaking about his time at the quarantine centre, Jena said that the meal which comprised of rice and a boiled curry of lentil and vegetables was getting too boring for him. Speaking about the food, he stated, "How long can you eat the same food twice a day? After I am discharged from the quarantine centre, I plan to go back home and have a nice meal. Once the factories reopen, I would again go back."

Lauding the youngster on his inspiring journey, Odisha's Jajpur block development officer Sourav Chakraborty said that it was incredible the way he cycled to his home. "His journey would make a very good script for a movie."

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Coronavirus outbreak: India's COVID-19 tally reaches 12,759, death toll climbs to 420

The number of COVID-19 cases in India has reached 12,759, the Health Ministry said on Thursday. According to the official data, India has 10,824 active cases and 1514 discharged and cured cases. Meanwhile, 420 people have died from the disease which originated in China. Maharashtra has reported the highest number of cases in the country which stands at 2919, including 295 cured and discharged and 187 deaths.

With 1578 coronavirus cases, Delhi is in the second position of India's tally of corona infected people; followed by Tamil Nadu (1242) and Rajasthan (1023). Kerala, which reported India's first coronavirus case, has 388 confirmed cases, including 295 cured and discharged and 187 deaths.

On the other hand, Uttar Pradesh and Haryana, that border the national capital, have 773 and 205 cases, respectively. Chhattisgarh, Chandigarh and Pudducherry have reported 33, 21 and 7 cases respectively. While West Bengal has 231 coronavirus infected people, Odisha has confirmed 60 cases.

The newly carved union territories -- Ladakh and Jammu and Kashmir--- have 17 and 300 cases, respectively. In the Northeast, 33 people were detected positive for COVID-19 in Assam, which is the worst-affected states in the region.

Six corona cases were confirmed from Meghalaya, two each from Manipur and Tripura and one from Arunachal Pradesh. Nagaland remains free from coronavirus till date, said the Ministry.

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Coronavirus: Plea in HC seeks to restrain Delhi govt from classifying cases as Tablighi

A plea has been moved in the Delhi High Court seeking to restrain Chief Minister Arvind Kejriwal and his administration from classifying some COVID-19 cases as "Tablighi Jamaat" or "Masjid Markaz", alleging it amounts to religious profiling. In Delhi, coronavirus has infected around 1,640 and claimed 38 lives. The petition by a lawyer on Thursday alleged that after the Tablighi event, Kejriwal via his tweets "deliberately" classified several affected cases under a separate caption -- "Masjid Markaz".

The petitioner, advocate M M Kashyap, claimed that such reporting of the coronavirus cases has led to "communal antagonism" and perpetrating of hatred against a specific religious community. It contended that when the atmosphere was already tense and sensitive in Delhi, post the riots in north east parts of the national capital, such reporting of COVID-19 cases would only deteriorate the situation.

The plea, filed through advocates Fozia Rahman and M Qayam-ud-din, said that it was the need of the hour that the nation is united in the fight against coronavirus and giving communal angle to the cases would hamper the same. The petition, likely to be heard on April 20, contends that communal reporting of the Tablighi Jamaat incident needs to be stopped immediately and any delay in doing so would promote ill-will, enmity and hatred towards Muslim community.

It also contended that Kejriwal has violated the advisory or guidelines issued by the World Health Organisation (WHO) which has strictly advised to refrain from religious profiling of coronavirus cases. The petition seeks directions to Kejriwal and Delhi government to prohibit and stop dissemination of coronavirus infection data allegedly on the basis of religious or communal classification.

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Coronavirus outbreak: COVID-19 cases in India hit 20,471, death toll climbs to 652

The number of COVID-19 cases in India reached 20,471on Wednesday, with Maharashtra continuing to be the worst-hit state. Out of the total number of cases, 15,859 are active cases, 3,959 cured or discharged and 652 deaths.

Maharashtra has reported the highest number of cases across the country, with the count at 5,221, followed by Delhi (2,156) and Gujarat (2,272). Maharashtra reported 251 deaths, the highest fatality rate than any other state. Fresh cases were reported today from Kerala, Karnataka, Rajasthan and Kashmir among other states and UTs.

The Union Cabinet on Wednesday approved Rs 15,000 crore for 'India COVID-19 Emergency Response and Health System Preparedness Package'. The funds sanctioned will be utilised in three phases.

While Rs 7,774 crore has been provisioned for immediate COVID-19 emergency response, the rest would be used for medium-term support (1-4 years) to be provided under mission mode approach.

Briefing mediapersons about the package here on Wednesday, Union Minister Prakash Javadekar said the key objectives of the package include mounting emergency response to slow and limit COVID-19 in India through the development of diagnostics and COVID-19 dedicated treatment facilities, centralised procurement of essential medical equipment and drugs required for treatment of infected patients, strengthen and build resilient national and state health systems to support prevention and preparedness for future disease outbreaks

Javadekar said that no decision has been taken so far regarding the resumption of flight operations. "No decision has been taken yet on the resumption of flight operations. An announcement will be made on time as to when it will resume," Javadekar told reporters.

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Clear outstanding ad bills of ministries, Indian Newspaper Society urges government

The Indian Newspaper Society, which petitioned PM Modi to grant a two-year tax holiday on media businesses, bump up DAVP advertisement rates and increase government's advertising outlay, has also urged the government to settle outstanding bills that central ministries owe to the Directorate of Advertising and Visual Publicity (DAVP), which in turn pays media organisations for running advertising campaigns for ministries.

Dues totalling more than Rs 350 crore have not been paid to DAVP by various central ministries despite repeated requests by the INS and the Association of Radio Operators of India, which have demanded release of outstanding money for the bleeding print and broadcast sectors.

Industry sources said some pending payments are related to ad campaigns nearly 4-5 years ago. The health ministry, sources said, owes over Rs 61crore to DAVP. The Advertising Agencies Association of India (AAAI) echoed INS's demand for a bailout package, requesting the government to allow advertisers to treat advertising money as investments and allow it to spread expenditure incurred in advertising over three years.

AAAI's demands for government intervention comes on the heels of persistent requests by media organisations to the Centre to clear outstanding DAVP dues and announce a bailout package for the industry. AAAI has sought the government's intervention to permit a loaded deduction of 200% on advertising expenditure, a move that is likely to encourage advertisers, both publicly listed and private, to advertise sooner and essay a faster economic recovery. In a letter to the Union government, the AAAI also demanded that the government clear its outstanding bills by way of income tax and GST refunds. To help the industry, AAAI said payments should not be taxed, and directions should be given to banks and advertising sector's debtors to provide cash flow to meet essential expenses.

Demands for relief packages have also been raised by Indian Broadcasting Foundation and News Broadcasters Association. While INS sought removal of 5% customs duty on newsprint, twoyear tax holiday for newspaper establishments, 50% increase in DAVP advertisement rates and 100% increase in budget spend for print media, NBA sought waiver of 18% GST on advertisements, or for it to be lowered to 5% to bring it on par with print media.

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COVID-19 death toll rises to 872 in country; cases climb to 27,892: Health ministry

The death toll due to COVID-19 rose to 872 and the number of cases climbed to 27,892 in the country on Monday, according to the Union Health Ministry. The number of active COVID-19 cases stood at 20,835 while 6,184 people were cured and discharged, and one patient has migrated, the ministry said. The total number of cases include 111 foreign nationals. A total of 46 deaths were reported since Sunday evening of which 19 fatalities were reported from Maharashtra, 18 from Gujarat, four from Madhya Pradesh, two from West Bengal and one each from Punjab, Karnataka and Tamil Nadu.

Of the 872 deaths, Maharashtra tops the tally with 342 fatalities, followed by Gujarat at 151, Madhya Pradesh at 103, Delhi at 54, Rajasthan at 33 and Andhra Pradesh at 31. The death toll reached 29 in Uttar Pradesh, 26 in Telengana, 24 in Tamil Nadu, 20 in West Bengal while Karantaka has reported 19 deaths. Punjab has registered 18 fatalities so far. The disease has claimed six lives in Jammu and Kashmir, four in Kerala while Jharkhand and Haryana have recorded three COVID-19 deaths each. Bihar has reported two deaths, while Meghalaya, Himachal Pradesh, Odisha and Assam have reported one fatality each, according to ministry data. According to the ministry's data updated in the morning, the highest number of confirmed cases in the country are from Maharashtra at 8,068 followed by Gujarat at 3,301, Delhi at 2,918, Rajasthan at 2,185, Madhya Pradesh at 2,096 and Tamil Nadu at 1,885.

The number of COVID-19 cases has gone up to 1,868 in Uttar Pradesh, 1,097 in Andhra Pradesh and 1,002 in Telangana. Cases have risen to 649 in West Bengal, 523 in Jammu and Kashmir, 503 in Karnataka, 458 in Kerala, 313 in Punjab and 289 in Haryana. Bihar has reported 274 coronavirus cases, while Odisha has 103 cases.Eighty-two people have been infected with the virus in Jharkhand and 50 in Uttarakhand. Himachal Pradesh has 40 cases, Chhattisgarh has 37 cases and Assam has registered 36 infections each so far. Andaman and Nicobar Islands has 33 COVID-19 cases while Chandigarh has 30 cases and Ladakh has reported 20 infections so far. Meghalaya has reported 12 cases, and Goa and Puducherry have seven COVID-19 cases each. Manipur and Tripura have two cases each, while Mizoram and Arunachal Pradesh have reported a case each. "Our figures are being reconciled with the ICMR," the ministry said on its website. States wise distribution is subject to further verification and reconciliation, it said.

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Coronavirus oubreak: With 1,396 new cases, India's COVID-19 count climbs to 27,892

As many as 1,396 new cases of COVID-19 were reported in the last 24 hours, taking the total number of confirmed cases to 27,892 in India, said Lav Agarwal, Joint Secretary, Union Health and Family Welfare Ministry, here on Monday. He said that a total of 381 people have recovered in the past day and the recovery rate now stands at 22.17 per cent.

Briefing the press here, Agarwal said: "1,396 new positive cases were reported in the last 24 hours, which takes our total confirmed cases to 27,892." "20,835 people are under active medical supervision. 381 patients got cured in the past one day. The total number of cured people is 6,184. Recovery rate has surged to 22.17 per cent," added Agarwal.

"16 districts in the country, which earlier had cases, have not reported any fresh cases for the last 28 days. The three new districts, which got added to this list are -- Gondia in Maharashtra, Devangere in Karnataka and Lakhisarai in Bihar," said Agarwal. Apart from that, 85 districts in States and Union Territories have not reported any new cases in the last 14 days, he said.

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Coronavirus lockdown: Family forced to carry asthma patient on handcart; declared dead on arrival

The family of an asthma patient put him on a handcart when the ambulance did not turn up, but failed to save his life with policemen on the way to hospital and doctors there allegedly ignoring his plight. Both police and medical authorities denied their alleged negligence which the family said led to the death Monday of vegetable vendor Satish Agrawal, who lived in curfew-bound Faithagadi in Kota's Rampura area. Agrawal was carried about half the way to MBS Hospital on the cart from which he sold vegetables, before a private ambulance arrived.

"As none of the ambulance services responded, I put my father on his vegetable cart and started for the hospital over two and a half kilometres away from home," he said. "Though policemen on the way removed barricades at various intersections on the curfew-bound road, none of them thought of helping us and rushing my father in a police vehicle to the hospital," Manish told PTI.

"After Manish had covered over a kilometre till Nayapura circle on the way to MBS Hospital, I somehow managed to hire a private ambulance," another relative said. "Even at the hospital, we were made to shuttle from one room to another and to a makeshift clinic outside the hospital building before doctors eventually attended on him and declared him dead at 2.30 pm," he said.

MBS Hospital's medical superintendent Dr Naveen Saxena, however, refuted the allegation. "Satish Agrawal was brought to the hospital in a collapsed condition and a doctor immediately examined him in room 125 and declared him brought dead," he said. "Sometime later, the family members of the victim, however, said the patient's heart was still beating, following which Dr Lokesh Suwalka re-examined him and conducted an ECG," Dr Saxena said.

"The medical staff did not delay in the treatment," he asserted. On the unavailability of an ambulance, he said the service is managed by the chief medical and health officer. The officer could not be contacted for comment. Kota's Assistant Superintendent of Police Dilip Saini too rejected the family's allegation about policemen ignoring the plight of the patient being carted to a hospital on a handcart.

"It is hypothetical to say that the policemen did not help. The policemen in the area did not have any vehicle or an ambulance, which could have been summoned only from a hospital or the ambulance service numbers 104 or 108," said Saini.

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'Congress never showed any inclination to stop corruption'

Hitting out at the Congress party, Finance Minister Nirmala Sitharaman has said that wilful defaulters were beneficiaries of 'phone banking' under the UPA regime and the Modi government is chasing them to recover the dues. She was responding to the opposition's allegations of loan waivers worth Rs 68,607 crore in the form of write-offs of top 50 wilful defaulters during the first half of the financial year ended March 2020. The Finance Minister, through a series of tweets posted late night on Tuesday, said that the Congress has attempted to mislead people, and former Congress President Rahul Gandhi should introspect why his party fails to play a constructive role in cleaning up the system. "Shri @RahulGandhi MP (LS) and Shri @rssurjewala spokesperson of @INCIndia have attempted to mislead people in a brazen manner.

Typical to @INCIndia, they resort to sensationalising facts by taking them out of context. In the following tweets wish to respond to the issues raised. "@INCIndia and Shri.@RahulGandhi should introspect why they fail to play a constructive role in cleaning up the system. Neither while in power, nor while in the opposition has the @INCIndia shown any commitment or inclination to stop corruption & cronyism," she said. Highlighting that between 2009-10 and 2013-14, scheduled commercial banks had written off Rs 1,45,226 crore, she quipped, 'Wished Gandhi consulted former Prime Minister Manmohan Singh on what this writing-off was about'. She also referred to media reports quoting former Reserve Bank of India (RBI) governor Raghuram Rajan as having said that a large number of bad loans originated in the period 2006-2008 and "too many loans were made to well-connected promoters who have a history of defaulting on their loans".

"Those defaulters who do not repay despite having capacity to pay, divert or siphon-off funds, or dispose of secured assets without bank's permission are categorised as wilful defaulters. They are those well connected promoters who benefitted from UPA's `phone banking'," she added. In another tweet she said, "Earlier, on 18.11.2019, in the Lok Sabha for an unstarred Question no:52, a list of 'Borrowers flagged as wilful defaulter by Public Sector Banks under CRILIC (Central Repository of Information on Large Credits) reporting as on 30.09.2019 (For borrowers with exposure of Rs. 5 crore and above, Global operations) was provided."

Bank-wise details of aggregate funded amount outstanding and amount technically/prudentially written off pertaining to top 50 wilful defaulters was provided as an annex to the answer to Lok Sabha starred question 305 of Gandhi on March 16, 2020. However, Congress leader Rahul Gandhi on Tuesday said he had asked the government in Parliament the names of the top 50 bank loan defaulters, but the Finance Minister did not answer his question. "Now the RBI has given the names of Nirav Modi, Mehul Choksi and many of BJP's ''friends'' in the list of bank frauds. That is why this truth was held back from Parliament," Gandhi said in a tweet in Hindi.

The Congress alleged the government waived loans worth Rs 6.66 lakh crore since 2014 till September 2019. Sitharaman said this is an attempt of Congress leaders to mislead on wilful defaulters, bad loans and write-offs. She emphasised that it is the Narendra Modi-led government which is pursuing cases against these wilful defaulters and 9,967 recovery suits, 3,515 FIRs, invoking of Fugitive Amendment Act in cases are on now. The total value of attachment and seizures in the cases of Nirav Modi, Mehul Choksi and Vijay Mallya is about Rs 18,332.7 crore, she said. Sharing details, she tweeted: "Vijay Mallya Case: Total value at the time of attachment was Rs 8,040 crore and of seizure was Rs 1,693 crore. Value of shares at the time of seizure was Rs 1,693 crore. Declared fugitive offender. On extradition request by GoI, UK High Court, has also ruled for extradition."

In case of Mehul Choksi she said, "attachments of Rs 1,936.95 crore including foreign attachment of Rs 67.9 crore. Seizure of Rs 597.75 crore. Red Notice issued. Extradition request sent to Antigua. Hearing for declaration of Mehul Choksi as fugitive offender is in progress." On the Nirav Modi case, the Finance Minister said, "Immovable and movable properties worth more than Rs 2,387 crore attached/seized. (Attachment Rs 1,898 crore and Seizure Rs 489.75 crore). This includes foreign attachments of Rs 961.47 crore. Auction of luxury items for Rs 53.45 crore. He is in prison in the UK."

Provisions are made for non-performing assets (NPAs) as per the four-year provisioning cycle laid down by the RBI, she said, adding, upon full provisioning being done banks write-off the fully provided NPA but continue to pursue recovery against the borrower and no loan is waived off. On Tuesday, Congress chief spokesperson Randeep Surjewala demanded answers from the Prime Minister on why their loans were waived. "This is a classic case of promoting ''dupe, deceive and depart'' policy of the Modi government, which can no longer be accepted and the prime minister has to answer," Surjewala said. He said the entire country is fighting the coronavirus and the government has no money to pay.

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ates, but has the money to condone and write off Rs 68,607 crore of bank loan defaulters.




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Raghuram Rajan tells Rahul Gandhi: India needs to be cleverer in lifting lockdown

Former Reserve Bank of India (RBI) Governor Raghuram Rajan on Thursday said that unemployment numbers are really worrying and India needs to be "cleverer" about lifting the lockdown. Rajan's remarks came during his interaction with Congress leader Rahul Gandhi, via video conference, on the economic crisis due to ongoing lockdown which is scheduled to end on May 3. "The numbers are really worrying. If you look at CMIE, virtually another 100 million more people have been put out of work as a result of COVID. 50 million through unemployment and 60 million through leaving the labour force," he said while responding to Rahul's query that India has a high level of unemployment, that is now going to be massive.

"I think it says, we need to open up in a measured way but as fast as possible so that people start having jobs. We don't have the capacity to support people across the spectrum for too long. Being a relatively poor country, people start out with significantly lower reserves," he said. "But we have to be cleverer about opening up. Perhaps do mass testing. Take a mass sample, say 1000 samples and check in mass, if there is any sign of the virus in those mass samples. If you do find it, then go deeper into the sample and check who it might be. This way it would reduce the burden on our test infrastructure and can allow us to try and vet much more. We have to be cleverer since we simply cannot wait till we have that kind of testing," the economist said.

Rajan said that it is all too easy to cover a lockdown forever, but obviously that is unsustainable for the economy. On the opening of the economy, he said: "It has to be sequencing. First, places where you can maintain distancing. It is not just distancing in the workplaces, but also distancing to and fro, from the workplace."

"So, a lot of work needs to be done both on creating the structures, as well as ensuring that the workplace is relatively safe. As well as ensuring that if there are accidents, if there are fresh cases, how do we isolate quickly without having to go to a second or a third lockdown? Those will be devastating if we have to go there," he added.

When asked about finances of the agricultural sector and the workers, migrant workers, Rajan said that the government should to find ways of getting both money as well as food through PDS to as many of these people.

"This is where the efforts we have made in Direct benefits transfer (DBT) need to be realised at this point. All the ways we transfer to relatively poor people, we need to take a call on that. We have different ways of accessing - through widow pensions, MGNREGA Rolls. And we need to say that look these are people who don't have a job, who don't have a livelihood and for the next 3-4 months while the uncertainty is on, we are going to support them," he said.

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Man climbs up pole to demand liquor in Bareily amid lockdown

In a bizarre incident, a man climbed up a unipole advertising hoarding and threatened to commit suicide if he was not provided liquor. The high drama began late on Thursday evening and ended after an hour when police promised him a bottle of liquor.

Confirming the incident, Kotwali SHO Geetesh Kapil said: "We managed to get him down without any injury. We had only promised but did not give him liquor. The sale of liquor is banned in the state and we are strictly following the lockdown guidelines. We are trying to establish his identity so that his family can be informed."

The policemen offered food and soft 

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Coronavirus Lockdown: Cops clap as train with stranded students leave Kota for Jharkhand

The central government on May 1 started train services for students, migrant labourers, tourists and others stranded in different parts of the country to the home states. On Friday, a train carrying students who were stranded in Rajasthan’s Kota district left for Jharkhand amid applause from cops at the spot.

Many students were reportedly stranded in Kota, a town known for its educational institutions that coaches scores of pupils for competitive exams, ever since the national lockdown due to coronavirus was imposed.

In a video posted by the Prasar Bharati News Service on Twitter, policemen and other railway personnel were seen standing on the platform and clapping as the train with students was leaving from Kota railway station to Jharkhand, in what seems to be a gesture to wish them a safe journey. The caption for the post read, "1449 coaching students left for #Jharkhand in a special train last night from Kota, Rajasthan."

These special trains would ply without any stops, following health and safety protocols as per an order by the central government.

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Five TV characters you'll relate to if you are into cleaning this lockdown period!

For all the cleanliness freaks out there, this will just bring a twinkle in your eyes! As we all are under the lockdown period, to fight against the coronavirus outbreak, one is surely finding something or the other to keep themselves occupied. And why not? We cannot just sit at home and do nothing for days, and maybe, months!

If you remember Monica's midnight cleaning shenanigans, Sheldon spraying disinfectant while covering his nose with his t-shirt and Emma cleaning a sharpener for 45 straight minutes, you're a true fan. With the lockdown extending, the reasons to not clean out your room are fading away by the minute.

Quarantine or not, cleaning is never a fun task. Well, unless you are one of these characters from popular TV series, that is. Here are 5 characters who will probably inspire you, if not, totally entertain you.

Sheldon Cooper in The Big Bang Theory:

If there's one thing we know for sure, it's that Sheldon Cooper would not have contracted coronavirus ever. Even in case of regular cold, Sheldon likes to keep himself isolated from his roommate and asks everyone around the 'sick' person to use Purell if they have come in contact with the person. He is the epitome of 'Social Distancing' and we should all take a few tips from him. Tune in to Comedy Central and learn the art of social distancing directly from the artist.

Monica Geller in Friends:

There's one thing certain about Monica that everyone knows, and it is that she is a neat freak that needs everything to be very clean (she cleans her vacuum cleaner with a smaller hand-held vacuum cleaner) In fact, she freaks out if something's even slightly out of place. The entire gang knows that if anything is not in its 'place', Monica is going to be mad. In fact, while the COVID-19 outbreak ensues, Monica would have made sure to use the 'fancy' soap every time you wash your hands to help keep coronavirus at bay.

Emma Pillsbury in Glee:

She's the most credible OCD character according to fans with a traumatic incident to back her story. Emma has been bedeviled by mysophobia (fear of germs and dirt) since childhood, when her brother pushed her into a runoff lagoon at a dairy farm. If you think Monica is bad, wait till you watch Emma wipe every grape she eats with a tissue before eating it. You could probably borrow her gloves and disinfectant wipes to keep the germs away.

Claire Dunphy in The Modern Family:

Claire is a perfectionist who needs everything to be exactly how she thinks is perfect. She can't stop trying to make her house look perfect and even makes her assistant do all the dirty work when challenged not to do anything on a particular day. If cleaning and reorganizing is something you considered doing while you spend time at home, take notes on how she makes sure her home looks perfect.

Winston Schmidt in New Girl:

Schmidt is the cleanest person you know. His OCD tendencies might be just the thing you need in life. Let's face it, he knows how to scrub down. Not only does he love to look good, but that quality spills over into his home too which must look pic and pan. He is a neat freak and hates it when someone puts something where it doesn't belong or tries to do something in a way that isn't as efficient as he wants it to be.

Catch these characters on Comedy Central in their element to motivate yourself to clean and tidying up your surroundings as we stay safe at home.

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Jamie Dornan: I am not closed off to being in an action movie

"Fifty Shades of Grey" star Jamie Dornan says he aims to do a variety of cinema and does not want to restrict himself to a particular genre. In an interview with Variety, the 37-year-old actor said he wants to keep challenging himself as he goes ahead.

"I think I have a stronger sense of what's not right for me. And one thing with this job is to challenge myself and one thing is to keep a very large element of variety. I just wouldn't and I'm not trying to discredit anyone who's in this world but I just couldn't be an actor who does action film after action film or, indeed, who does comedy after comedy," Dornan.

The actor, who found global fame with "Fifty Shades" film series, said for him, acting is an opportunity to play different characters. He, however, maintained that he is not averse to an action film.

"I'm not closed off to being in an action movie. I just don't want to do four a year. If one comes along and speaks to me, then yes, sure. And I think I've been lucky in everything post-'Fifty Shades'. "There's a lot in the market of the USD 5 to USD 15 million budget movie. And I personally believe that's where the best scripts are. I've done things like 'Anthropoid' or 'A Private War' and some of these movies, I'm really proud of. I'm just lucky they came my way because of the box office success of 'Fifty Shades'," Dornan added.

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Mark Ruffalo gets nostalgic as Avengers Endgame clocks one year

Sharing a throwback picture from the purple carpet premiere of 'Avengers Endgame,' actor Mark Ruffalo on Sunday said that he is feeling nostalgic as the film completed its first anniversary.

The actor took to Instagram to reminisce about the film and posted a picture of himself and a group picture of the cast of the film from the premiere.

Decked up in a black suit, Ruffalo is seen posing at the purple carpet event in the picture.

"Feeling nostalgic that it's been a year since #AvengersEndgame was in theaters. Thank you all for being a part of this wild journey with us #LoveYou3000," he captioned the picture.

The film 'Avengers Endgame' by Marvel comics was released on April 26 last year and became a blockbuster hit within few days of hitting the screens.

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Harry Potter At Home: Daniel Radcliffe reads book's first chapter

J.K. Rowling's Wizarding World has come up with something interesting for all Potter heads out there. The official Twitter account of Wizarding World on Tuesday shared a video featuring seven of the celebrities, including, Daniel Radcliffe who have been line up to read chapter-by-chapter of 'Harry Potter', in a series of video recordings.

"Surprise! We've got a treat for you...From today, amazing friends of the Wizarding World are going to take turns reading Harry Potter book one. And to start us off with Chapter 1, we think you'll agree we have the perfect narrator...#HarryPotterAtHome" read the tweet.

The video began with Eddie Redmayne followed by Dakota Fanning, and Claudia Kim, saying that they are "at home."

The brief video then features Stephen Fry, Noma Dumezweni, and David Beckham explaining that they are at their respective homes sitting in the "living room, book room, cosy corner" and so on. The stars further said that they are really excited to read "Harry Potter and the Philosopher's/ Sorcerer's Stone by J.K Rowling."

Towards the end of the 34-second long video, actor Daniel Radcliffe introduces himself and begins to say: "This is chapter one of Harry Potter and the Philosopher's Stone." Each of the stars will read different sections of the book for all the fans of 'Harry Potter' across the globe.

Cited by Variety, all 17 chapters of the book will be released between now and the middle of the summer. Videos will be posted weekly on harrypotterathome.com, with an audio-only version available for free on Spotify.

The special series is part of the 'Harry Potter At Home' project, an initiative developed by Wizarding World Digital and Rowling's agency, to bring cheer among the people during these trying times.

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Marathon runner killed on Pune-Satara highway while cycling

A 48-year-old dentist from Satara was killed in an accident, when he rammed into a truck, while cycling on the Pune-Satara highway on Saturday. The deceased, identified as Sandeep Shivram Lele, was a well-known runner, cyclist and swimmer.

According to Tejaswini Satpute, superintendent of police, Satara, the incident took place on Saturday morning, when Lele was cycling on the highway. "During our initial investigations, we were told that he was hit by a moving truck," she said. However, eyewitnesses claimed that he rammed into a stationary vehicle. Satpute added, "We are still investigating the incident, and a case will be registered after that."

Also Read: Pune: 32-year-old cyclist on way to rally killed in car mishap

Lele sustained injuries to his neck and was rushed to Yashwant Hospital in Satara, but was declared dead on arrival. He is survived by his wife, Dr Namita Lele, a gynaecologist, and 15-year-old son, Parth.

News of his untimely death has shocked the running community in Maharashtra. Lele was the founder of the Satara Hill Half Marathon and ambassador for H2O Run-Half Marathon. He also competed in several marathons, including the Comrades' Marathon-South Africa 2014, Gold Coast Marathon and Zurich Marathon.

Nikhil Shah, a friend and co-runner, said, "I have known Sandeep since 2013. He was very passionate about cycling and running, and would spend a good part of his weekend on the road." Dr Sandeep Kate, who co-founded the Satara Hill Half Marathon, said that Lele had been preparing for the Ironman Triathlon. "On Saturday, too, he was training along with his friend, when the incident took place. He was an inspiration, and his death is a huge loss for us."

Cyclist dies of heart attack in Pune

In a separate incident, a Pune-based cyclist and trekker Yashodhan Natekar, 35, died of a heart attack at Sinhagad fort on Saturday morning. Natekar had travelled to the fort on his bicycle, and was climbing up the fort, when he collapsed. He was rushed to a local hospital, where he was declared dead.

Also Read: Mumbai crime branch solve three-year old murder case

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Farah Khan's life comes to full circle with Aamir Khan's niece Zayn making her debut in Mrs Serial Killer

On May 1, Shirish Kunder's directorial Mrs Serial Killer was released on Netflix. The film is co-produced by Farah Khan. While Jacqueline Fernandez, Manoj Bajpayee and Mohit Raina play the lead roles, the film also marks the debut of Zayn Khan, who is the daughter of Mansoor Khan and niece of Aamir Khan.

On Thursday, Farah Khan took to her Instagram handle to share a picture with Zayn Khan. Sharing the picture she also revealed how life came a full circle for her with Zayn's debut in her film. "In 1992 her father, Mansur khan gave me a break as choreographer in #jojeetawohisikandar .. 28 yrs later his daughter @zaynmarie makes her debut n wins hearts in our film , #mrsserialkiller.. life has a way of coming full circle," she wrote.


Mrs Serial Killer is the story of a renowned gynaecologist who is accused of murdering five unmarried pregnant girls. All the evidence is against him due to which his bail is rejected. With no other option in hand, the gynaecologist’s wife decides to commit a copycat crime to prove his innocence. While Manoj Bajpayee plays the gynaecologist, Jacqueline Fernandez plays the dutiful better half. Mohit Raina essays the role of the cop. As for Zayn Marie Khan, she plays Anushka, who is selected by Jacqueline’s character Sona as her target.

ALSO READ: 16 Years Of Main Hoon Na: “Farah Khan is the only director who feels I could be a very COOL action hero” – Shah Rukh Khan




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Kirti Kulhari posts a bikini-clad picture, says every body is bikini body

Kirti Kulhari has wooed us with her performance in films like Pink and Mission Mangal, her recent performance was the season two of Four More Shots, a web show. The actress has always encouraged people to love themselves as they are and does not hesitate is shattering the body shaming practices.

She posted a picture donning a multi-coloured bikini and the caption will surely make you love yourself a little more. She says that anyone who choses to wear a bikini has a bikini body. Making more space for positivity, needless to say, Kirti Kulhari's words are going to lift your spirits high. Take a look at the picture.

On the work front, Kirti Kulhari has not announced her next project yet.

Also Read: Kirti Kulhari goes on a digital detox




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“I hope to play a detective on screen!”, says Arjun Kapoor, as he binge-watches the acclaimed yesteryears TV series Byomkesh Bakshi

Arjun Kapoor has always appreciated eclectic content. The actor, who runs his own digital property Arjun Recommends through which suggests great content for people to binge on, is currently gorging on yesteryears acclaimed TV show Byomkesh Bakshi played by actor Rajit Kapur.

For Arjun, this show is like a whiff of nostalgia from his childhood. He says, “Whenever I could catch Byomkesh Bakshi as a kid, I remember I enjoyed it thoroughly. For me, Byomkesh was what a hero should be. Slick, super-intelligent, and charismatic, he is one of the best sleuths that I have seen on screen! I have been watching Byomkesh on TV again and it is pure nostalgia for me!”

Arjun lists his reasons why he loves this indigenous super-detective. “The best thing about Byomkesh was that he solved intelligent crimes and that really hooked me on. The writing, the cleverness of the cases really got me interested. The show still hooks you thoroughly and that’s what great writing, great acting can do. Great content has the ability to become timeless and universal,” he adds.

Arjun secretly wishes to play a detective on screen. “Since then, I had always wanted to play a detective who saves the day and saves lives. I got to live my childhood dream by playing an undercover agent and saving the country in India’s Most Wanted! I still hope I get to play a detective on-screen one day!” says Arjun.

Also Read: An overwhelmed Arjun Kapoor wishes a frontline doctor on her birthday as she pens an emotional note




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EXCLUSIVE: Subhash Ghai reveals the plot of Khalnayak 2 with Sanjay Dutt, Madhuri Dixit, and Jackie Shroff

Khalnayak is one of the most respected films made by Subhash Ghai, despite the controversies that revolved around it. From Sanjay Dutt’s arrest post shooting for the final scene to Madhuri Dixit’s famous song, ‘Choli Ke Peeche Kya Hai’, there were a number of controversies that came to light. However, after the film released, it became a blockbuster and was even recognized internationally. Subhash Ghai, in an exclusive conversation with Bollywood Hungama, spoke about how he ideated the sequel of this film after Sanjay Dutt wrote to him from jail.

He said, “We’re working on Khalnayak 2 from the past 2-3 years now. Sanjay Dutt has always been a dear friend of mine and even when he was in jail, he used to write to me. So, in those letters, he would always write to me saying that whenever he entertains here, they hand him the mic and ask him to sing as well. The most famous song there was ‘Nayak Nahi Khalnayak Hu Main’, and Khalnayak was a very popular film there and they loved him for the character Ballu Balram, so why don’t we make a sequel for it?”

He further continued and said, “So, he wrote it to me in a letter and that’s when I thought that it’s possible to make a sequel. It would revolve around Ballu Balram returning from jail after completing his sentence and then he would come across Madhuri Dixit and Jackie Shroff’s characters that have gotten married and have kids. Then I narrated it to Sanjay and he said that we will definitely make this film, that’s when we started working on the script and it has been close to two years now and the script is ready. God willing, we will soon take the film on floors. The story will revolve around Ballu Balram’s older and younger version. Sanjay will portray the older version and the younger one will be portrayed by a new-age star.

He further confirmed that Madhuri Dixit and Jackie Shroff will also be a part of the film. Watch the entire segment right here.

Also Read: Sadak 2: Sanjay Dutt says Mahesh Bhatt still seeks perfection in every shot




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EXCLUSIVE: Sara Ali Khan reveals how she reacted after she got REJECTED by Oxford University

For all of you who do not know, Sara Ali Khan happened to be a great student throughout her school and college days. An alumna of Columbia University, she originally wanted to go to Oxford University to pursue her higher studies, and had a difficult time coping when she did not crack through!

In a conversation with Bollywood Hungama, the actor opened up on being disheartened after the university rejected her candidature. She also recalled how she called mother Amrita Singh and nearly threw a fit. "Mom had gone out with Ibrahim, and suddenly she gets a call from me, howling. And when I mean howling, I don't mean crying in a lady-like fashion. I mean screaming, and crying loudly. She was like, 'what happened? what's going on?' I could not stop crying," she said, adding how her mother got really worried and kept asking her what went wrong. After calming herself down and breathing a little, she informed her mom that she was rejected by Oxford University.

Sara also says, she did not see it coming, given that her academics were always strong. "I had a predicted score of 41 or 42. I was very good at school. I had a good essay, a good recommendation. I didn't think that I would get rejected. I really didn't think that would happen. I remember being so, so, so upset," she added.

For those uninitiated, Sara's grandfather Mansoor Ali Khan Pataudi was quite a scholar who studied Arabic and French at Oxford's Balliol College. Sara's aunt Soha Ali Khan went to the same college to study modern history.

Love for Oxford certainly runs in the family!




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EXCLUSIVE: “I am very, very proud that I am his girlfriend,” says Kriti Kharbanda about Pulkit Samrat 

Bollywood actors Pulkit Samrat and Kriti Kharbanda have been dating each other for quite some time now. However, they made their relationship public only during the promotions of their film Pagalpanti last year. During the lockdown period, the two have been living together and getting to know each other better. In an exclusive conversation with Bollywood Hungama, Kriti talks about Pulkit and his qualities that make her feel proud to be his girlfriend. 

Talking about living together during the lockdown, Kriti said, “It is so lovely. I have seen both of us grow through this quarantine. We have caught up on a lot of television, a lot of series we missed out on. We have been cooking, we have been working on ourselves. I think we have been working on how to make ourselves better humans. Suddenly the reality of life has stricken us and we are both extremely emotional people. I think that is the only flaw that both of us have that we are extremely emotional.”

“I have learnt a lot about him this quarantine and I can tell that and not just saying because he is my boyfriend but I have immense respect for him and it comes from my heart and my mind and I have never met a more caring and giving person. This is an opinion that can never change because you cannot pretend these things. I have seen him over the years even when I have worked with him, even when we were just friends even after we started dating. He is a lovely human being and is really caring about the people around him,” she added. 

Talking about the change in Pulkit’s personality over the years, “I think acceptance is the key. I think it is only easy to change if you accept that there are certain places you need to work on yourselves and you're willing to make that difference to yourself. So I think self-love is very very important where you give yourself the benefit of doubt and you say, ‘You know what, I can do better than that’. So, I think that is something he has realised and I am very very proud that I am his girlfriend.” 

ALSO READ: EXCLUSIVE: Pulkit Samrat and Kriti Kharbanda are living together amid lockdown, the actor reveals whether marriage is on the cards




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Dosage mapping tracks cancer radiotherapy more closely

A non-invasive system being developed by EU-funded researchers could make radiotherapy a safer and more-effective treatment for cancer patients by creating a visual dosage map of the tumour and the surrounding healthy tissue.




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New treatment to slow muscle wastage in boys with DMD

A medicine developed by EU-funded researchers has been approved to treat children with the degenerative and fatal genetic disease Duchenne muscular dystrophy. A major clinical trial is expected to announce positive results soon.




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Can we build a fully recycled and reusable house? Yes, we can!

An EU-funded project has developed prefabricated energy-efficient building concepts made from materials, components and structures derived from construction and demolition waste. The concept enables the easy assembly and disassembly of buildings for future reuse.




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Closing the circle on plastic waste

The problem of plastic waste and its impact on the environment needs to be urgently addressed. EU-funded research is looking at ways of creating a more sustainable plastic packaging life cycle to reduce the impact of plastic waste.




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Cristiano Ronaldo and Portugal squad give amateur clubs financial boost

Cristiano Ronaldo and his Portugal teammates have donated half of their bonus for qualifying for the Euro 2020 finals to help amateur football in the country that has been hit by the coronavirus shutdown. The Portuguese football federation said on Monday the money would go towards a fund that it hopes will reach 4.7 million euros ($5.1 million) to help amateur clubs survive the crisis.

The federation last week decided to end the already-suspended amateur season with immediate effect, declaring the season null and void without champions, promotion or relegation. No decision has been taken on resuming professional football but the president of the Portuguese league said in late March he was determined the season should be completed.

"It is fundamental that the championships end because it would allow some sort of normality to be restored and we could prepare for next season knowing who has qualified for international competitions, who the champions are and who is relegated," Pedro Proenca said. Portugal shocked host nation France to win Euro 2016 but Ronaldo and his teammates will have to wait another year to defend their title as Euro 2020 has been postponed by 12 months because of the coronavirus pandemic.

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Exclusive! Did you know Real Madrid's Eden Hazard was scoring goals before birth?

The Real Madrid superstar is one of the best players in the world and his talent is clear for all to see. But, these five facts about the Belgian aren’t as well-known.

Hazard was scoring goals before he was even born
Eden Hazard comes from a footballing family, with his younger brothers Thorgan, Kylian and Ethan all playing currently and with his father Thierry and mother Carine both playing football too when they were younger. Carine played in the Belgian women’s first division and stopped when she was three months pregnant with Eden, meaning that he was sort of a part of some of his mother’s final goals before he was born.

Zidane was Hazard's idol as he grew up
Zinedine Zidane is now Hazard’s boss and this must feel surreal every day the Belgian goes to work. As a kid, he grew up admiring Zizou and even possessed a France national team shirt with Zidane’s name and number on the back. Zidane has long been fond of Hazard too, expressing his love of the playmaker’s game long before he was signed by Real Madrid.

Hazard is the youngest Ligue 1 Player of the Year
The Ligue 1 Player of the Year prize is given out at the end of every season to the star of France’s top league and Eden Hazard won this award twice during his time with Lille, claiming it in back-to-back years for his displays in the 2010/11 and 2011/12 seasons. He was just 20 years of age when he won the first one, making him the youngest ever player to claim this award.

Hazard is a New York Knicks fan
As well as his love for football, Hazard is also a big basketball fan. He enjoys the NBA and attends matches in North America when he can. The Belgian even has a team that he supports, having declared himself a New York Knicks fan.

San Diego 1904 FC is partly owned by Hazard
Hazard still has many years of playing at the top level ahead of him, but he has already stepped into the world of football club ownership, doing so with NISA side San Diego 1904 FC. He co-founded it in 2016 along with Demba Ba and other business partners.

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Cristiano Ronaldo visits his first club Nacional

Portuguese football star Cristiano Ronaldo visited his boyhood club Nacional in Madeira recently and shared pictures of the experience on social media. Unlike other parts of the world, Portugal is not in complete lockdown due to the Coronavirus pandemic, so Cristiano, who is currently at home in Madeira anyway, did not breach any regulations for this local trip.

Cristiano played for second-tier side Nacional as a junior (1995-1997) before moving to Sporting Lisbon. In one of the pictures (above) Cristiano, 34, posted to his 213 million Instagram followers, he is seen standing next to a trophy cabinet which includes photographs of himself during his younger days. "It's always good to come back home @CDNacional," he captioned his post. Nacional were quick to reply, saying: "You're always welcome in your home."

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UEFA plans UCL ties in August with 3-day gap

European football's governing body UEFA is mulling to continue the Champions League matches, suspended due to the COVID-19 pandemic, on August 7-8.

According to a report on Sky Sports Italia, the first of the remaining matches in the Round of 16 will be played on August 7 and 8 after which there will be matches every three days until August 29 when the final is scheduled to be held.

The semi-final will be on August 18-18 and 21-22 before the final in Istanbul.

This would also result in the group stage of the 2020/21 season of the Champions League being postponed to October 20.

The Champions League final was initially scheduled to take place on May 30 at the Ataturk Olympic Stadium in Istanbul. However the outbreak of the coronavirus pandemic in Europe led to the tournament having to be postponed with the second round of the last 16 matches left to be played. The teams that have gone through to the quarter finals thus far Paris St Germain, Atletico Madrid, Leipzig and Atalanta.

It was initially rumoured that a deadline of August 3 has been set for the final to be held but UEFA President Aleksander Ceferin denied that.

"It has been reported that UEFA President, Aleksander Ceferin told ZDF in Germany that the UEFA Champions League must finish by 3 August. This is not true," said a statement from European soccer's governing body.

"The President was very clear not to set exact dates for the end of the season."

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Leagues can be played behind closed doors: UEFA

UEFA president Aleksander Ceferin said Monday that leagues across Europe were ready to return to action behind closed doors in a bid to limit the damage caused by coronavirus. Football leagues have been suspended since mid-March due to the pandemic which has claimed more than 100,000 lives throughout the continent. But the head of European football believes that playing would be an important step towards a return to normal life and avoid heavy financial losses for leagues.

"I believe there are options that can allow us to restart cup championships and to complete them," Ceferin said in an interview with Italian daily Corriere della Sera. "We may have to resume without spectators, but the most important thing, I think, is playing games. "It is early to say that we cannot complete the season. The impact would be terrible for clubs and leagues. Better to play behind closed doors than not at all. "In such hard times it would bring happiness to people and a certain sense of normality even if the games can only be seen on TV. "All activities are being organised to start again, everyone needs to find their lives. "If safety measures are respected and if the authorities give the green light, the training could resume like the rest. "Further consent will be needed for matches." Ceferin said that if leagues returned "soon enough" then Champions League and Europa League matches could "be played in parallel" with no date limit for the finals.

The Slovenian said he was not in favour of the season going into September and October as it "would have a heavy impact" on the 2020-2021 campaign. "We can finish, but we must respect the decisions taken by authorities," he continued. "The priority is the health of fans, players and coaches." As for countries who have decided not to finish the season, Ceferin said that UEFA "will review the cases". "Such decisions were not made alone," he said. "Football is interconnected, we have seen how important it is for UEFA and leagues to work in good cooperation. The executive committee will review the cases." He added: "Leagues are the revenue base for clubs nationwide. If completed, the financial consequences will be limited. "UEFA, on the other hand, will lose a lot of money for postponing Euro 2020."

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David James: Declare Liverpool champions

Former England and Liverpool goalkeeper David James is convinced that the Reds should be crowned English Premier League (EPL) champions if the 2019-20 season is called off due to the Coronavirus pandemic. It will be Liverpool's first title in 30 years, after narrowly missing out to
Manchester City by one point last season.

The Premier League was suspended in March after Arsenal manager Mikel Arteta and Chelsea forward Callum Hudson-Odoi tested positive for COVID-19.

Liverpool (82 points from 29 games) lead second-placed Manchester City (57 points from 28 games) by 25 points at the top of the points table and are almost certain to clinch the title. Some experts feel that the season should be declared null and void but James, 49, felt that would be unfair on Liverpool. "If they [Premier League] can get games played behind closed doors and finish the remaining fixtures (92 games), the league cannot be cancelled or declared null and void. If, unfortunately, the season does not finish, then Liverpool deserve to be crowned EPL champions as they have earned enough points to claim the crown," James, a football expert panellist on Sony Pictures Sports Network, told mid-day on Tuesday.

Statistical solution

James, who made 53 appearances for England (1997 to 2010), called for the use of algorithms to decide the EPL winner, but said not all clubs may agree here. "The league's organisers should be on the lines of what they do in a cricket match to check the probability of who will be the winner. I believe OPTA (British sports analytics company), who collect statistics in England, have made a statistical prediction of the final EPL table, declaring Liverpool the winner," explained James, who played for the Kerala Blasters (2014) in the franchise-based Indian Super League before graduating to their manager-cum-player in 2018. "Teams which can't secure their Champions League position or fear relegation, would rather see this season declared null and void," he added.


David James

With football across UK suspended indefinitely, the handsomely-paid EPL players have come under pressure to take pay cuts. "The idea of pay cuts is to help the EPL clubs survive. From a business point of view, they need to generate revenue for survival," James explained.

Survival of clubs

"Despite the huge amount of money earned by the clubs from TV rights, right now the money is not being paid due to the lack of televised games. The huge amount wage bill and lack of revenue can break the backs of some clubs. So, pay cuts are vital from the business operations level and to sustain the clubs," said James, who also played for Manchester City from 2004 to 2006. European football too has come to a standstill with the Euro 2020 postponed to next year while the Champions League fixtures are suspended too. European football's governing body UEFA are planning to hold matches in August, but James felt they could do so in the pre-season period next year to avoid a pile-up of fixtures.

"Euro 2020 won't have much effect on the footballing calendar as it is held in summer. But for the Champions League, UEFA should consider a possibility of creating a mini tournament during the domestic pre-season next year to ascertain a winner, rather than hastily conducting the tournament now, leading to a pile-up of matches," said James, who held the EPL record for most clean sheets (169) until Petr Cech (202) surpassed it in 2015.

Fans can visit the official Facebook page of Sony Pictures Sports Network, @SonySportsIndia and watch ‘Sony Ten Pit Stop’ to catch David James from 5.00 PM on April 22, 2020

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So long, Chuni! Legendary footballer Goswami was also a first-class cricketer

A little over a month after PK Banerjee's death, Indian football has lost another legend. On Thursday, Chuni Goswami, 82, who captained the 1962 Asian Games gold-winning team and also played first-class cricket, died here, survived by wife Basanti and son Sudipto.

"He suffered a cardiac arrest and died in hospital at around 5pm," a family source told PTI.

Goswami reportedly had blood sugar, prostrate and nerve-related issues.

Subimal 'Chuni' Goswami was born in the Kishoreganj district of undivided Bengal, now Bangladesh. The star striker figured in 50 international games from 1956 to 1964. He was part of the Indian team for the 1960 Olympics in Rome. His crowning moment came when he led India to an Asian Games gold medal in 1962 in Jakarta, two years before being part of the silver-winning team at the Asia Cup in Israel.

On the cricket turf, he represented Bengal in 46 first-class games between 1962 and 1973. He was conferred the Arjuna Award in 1963 and Padma Shri in 1983. The Indian Postal Department issued a commemorative stamp on his 82nd birthday in January to recognise his contribution to the game in the country.

A section of Mumbai cricket followers will remember Goswami's 96 (13x4) and 84 (10x4) against Ajit Wadekar's team in the 1968-69 Ranji Trophy final at the Brabourne Stadium where Mumbai claimed honours. "Chuni was more than a decent batsman, who had a good defensive approach. He was a fielder whom batsmen had to watch carefully. Being a footballer, he was agile and was exceptional at cover point and extra cover," recalled former Mumbai captain Sudhir Naik. Dilip Doshi, the ex-Test spinner, who played alongside Goswami for Bengal, also recalled those two innings at Brabourne. "Chuni da stood up to the occasion and played two sterling knocks. His will to fight it out was infectious and as a footballer and India's captain as well, we learnt the fitness attitude from him as youngsters. He had a great sense of humour which he timely applied to release tension in the dressing room," remarked Doshi.


Chinu Goswami

Former India captain Gundappa Viswanath, who like Goswami, was employed by the State Bank of India, rued the fact that they did not play together because of his (Viswanath's) international commitments. "Unfortunately, that opportunity never came because it would have been a pleasure to rub shoulders with such a versatile sportsperson, known also for his football talent. I will miss our dinner parties which he always planned as soon as I landed in Kolkata. Another regret is not attending his 80th birthday celebrations as I was ill at that time" Viswanath told mid-day from Bangalore.

Tweet talk

Praful Patel @praful_patel:

Another legendary Indian Footballer and a fine first class cricketer has left us today. Rest in eternal peace Shri. Chuni Goswami. My heartfelt condolences to his bereaved family.#ChuniGoswami #RIPLegend #IndianFootball @IndianFootball

President of India (Kovind)@rashtrapatibhvn:

Sad to hear about the passing of Chuni Goswami. In his demise India’s football fans have lost a legend. A versatile sportsman, he was a star in his own right. My heartfelt condolences to his family, friends and admirers

BCCI @BCCI:

BCCI mourns the death of Subimal ‘Chuni’ Goswami, an all-rounder in the truest sense. He captained the Indian national football team & led to them to gold in the 1962 Asian Games. He later played first-class cricket for Bengal & guided them to the final of Ranji Trophy in 1971-72

Sunil Chhetri @Chetrisunil11:

We’ve lost one of the leading lights of Indian sport today. Not too many can boast of being top-notch in two different sports. You played your part to the fullest, rest well, Chuni sir. Strength to
the family

With inputs from PTI, Clayton Murzello and Debasish Datta

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Gary Neville slams EPL teams: Clubs are frightened

Former Manchester United defender Gary Neville has accused Premier League clubs of being "frightened to death" to publicly back the plan to restart the season.

Premier League stakeholders met on Friday to debate how to finish the current campaign, with reports that some clubs want to abandon the season due to the pandemic and others are keen to play all remaining 92 fixtures.

Teams avoiding blame
Neville believes clubs do not want to be held liable should a player become ill with the Coronavirus if the English season resumes. The French and Dutch seasons have been called off because of the health crisis and while the Premier League have apparently ear-marked a June return, that date is far from set in stone.

Claiming there needs to be more public comment from clubs, Neville wrote on Twitter: "The PL are having a CV nightmare. They keep shouting health first but then brief constantly 'We have to Re-Start'. I'd respect them more if they said, 'We accept the increase in health risk but it's one we are willing to take'. They won't as they are frightened to death!"

When Neville was asked by a Twitter user what would happen if someone died as a result of the restart, he said: "That's why we haven't heard one single prominent CEO/Chairman/Owner or Executive open his mouth to back the re-start! Brief/Brief/Brief! Scared to death of the liability and blame."

No virus talk
Before making an exception for Brighton as the "only club willing to take a stand", Neville added: "It would be good for them to speak at least once. Any of them! Clubs included. They are bottling this virus on comms. Very Happy to tell us when they are delivering food parcels though." Brighton's chief executive Paul Barber voiced opposition to the idea of finishing the season at neutral venues.

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Italy gives Serie A clubs hope with training ruling

Italy offered Serie A clubs a glimmer of hope on Sunday after it said footballers could take part in individual training sessions as the strictest coronavirus lockdown measures begin to ease. The interior ministry's go-ahead for players to attend their club's training facilities offered fans in the football mad country the first sign that the 2019-20 season might yet be saved. Matches were abandoned on March 9 in the face of a health crisis that has now officially claimed nearly 29,000 lives in Italy and 245,000 worldwide. Some of the bigger clubs with title aspirations from the less affected regions have been talking about going back to training for weeks.

But Prime Minister Giuseppe Conte only allowed teams to resume organised activities on May 18 -- a date that might push back this season's completion into the start of the next. Several regions that have avoided the worst of the pandemic have taken matters into their own hands and allowed clubs to open their facilities for players to train on their own. Teams such as Napoli and Parma have followed the lead of Lazio -- trailing leaders Juventus by just a point -- and gave the nod for players to return. They insisted that they were not breaking the rules because Conte has allowed all Italians to start exercising in open public places starting Monday. The interior ministry bowed to the seemingly inevitable on Sunday and agreed that teams can open their facilities to players for training. "Athletes, professional or otherwise, of non-individual sports are allowed -- just as every citizen -- to exercise in public or private areas," the interior ministry said. But players must "respect social distancing rules of at least two metres and the ban on public gatherings."

'All together'
Italian media read the statement as an encouraging sign for football. "Serie A clubs (and not only) can return to training," the La Repubblica daily wrote. Yet Sports Minister Vincenzo Spadafora has noted that the path for football to return was getting "increasingly narrow". And league president Paolo Dal Pino said Serie A "will comply" should Conte decide that it was simply too dangerous to complete the campaign. The teams themselves seem hopelessly divided about what they should do. Those that play in northern regions that were hardest hit by the virus have voiced the gravest concern. Brescia president Massimo Cellino -- whose team is based at the very heart of the outbreak -- said in March that he would rather forfeit games than play in a "plague". The 63-year-old revealed that he had tested positive for the virus a few weeks later. "It would be unfortunate if some teams can start again and others cannot," Fiorentina coach Beppe Iachini said on Saturday. "I think teams like Atalanta, Milan, Inter, Juve and Turino have had more problems than the others," he said of the main northern clubs. "If we do start, we have to do it all together."

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COVID-19: Bundesliga to restart behind closed doors on May 16

German professional football is going to return to action on May 16 to 18 with its first and second tier getting back underway. League association CEO Christian Seifert announced the permitted re-start is planned without games on Friday evening but contains two rounds of matches during the week. "We wanted to follow the wording in the orders of politics strictly," the 50-year-old commented, reports Xinhua news agency. All games will be run behind closed doors.

The season was interrupted mid-March due to the coronavirus crisis. Nine rounds remain plus one postponed match. German Chancellor Angela Merkel and the 16 federal state prime ministers gave the green light for a restart on Wednesday based on a comprehensive hygiene concept. Most of the 36 clubs voted for the earliest possible start. At least two sides, such as Werder Bremen and FSV Mainz 05, demanded a start one week later to gain time for additional training.

Seifert announced the season is to be continued with matchday 26, which contains the delicate derby of Borussia Dortmund against the FC Schalke 04 on Saturday. Six games are notified for Saturday, two on Sunday and one on Monday evening. All match-days contain a so-called late-game in the evening. The table leaders Bayern Munich face an away game against league newcomer Union Berlin Saturday evening.

The season's last games are planned to take place on June 27 to 28. Seifert indicated the Champions League final could be run around the end of August. The German Cup has to be rescheduled. To address parts of the demands of Bremen, their game against Bayern Leverkusen is scheduled for Monday on May 18. The federal state of Bremen was one of the last spots allowing training in smaller groups.

All 36 clubs took up full team training this Thursday. From Saturday on, all clubs attend an obligated seven-day-long quarantine. Players, staff, and family members will undergo a diverting number of tests. Referees are going to be tested by next week. Seifert said football concept could be a blueprint for other team-sports, fighting sports and athletics as well as for orchestras and theaters.

Clubs and association are in close contact with fan groups to avoid gatherings around the arenas. Therefore, negotiations take place with pay-tv broadcasters to provide certain games on free tv.

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Why Tactically Invest Across Asset Classes amidst COVID-19 with Quantum Multi-Asset Fund Of Funds

Posted by Equitymaster
      

Coronavirus or Covid-19 is showing no signs of receding. On the contrary, the number of cases is increasing by the day and the situation is rather depressing, as almost every region of the world and country is infected.

Sadly, there is no antidote or a vaccine conclusively developed to fight this deadly pathogen yet. And according to the World Health Organisation (WHO), Coronavirus will be with us for a long time. Most cases are still in the early phase of the epidemic and some countries which were affected early in the pandemic, are now seeing a resurgence in the number of cases, said the WHO Chief.

COVID-19 is truly playing havoc and may be followed with a financial crisis owing to the lockdowns imposed to contain the spread. The risk of global recession undeniably looms large. "This crisis is like no other", as what the International Monetary Fund's (IMF), Chief Economist, Ms Gita Gopinath wrote in the foreword to the World Economic Outlook, April 2020.

Graph 1: The virus has spread even to Indian equities

The graph above depicts the S&P BSE Sensex falling off the cliff and investors' wealth being eroded. Since the all-time high of the S&P BSE Sensex (42,273.87 points made on January 20, 2020), we have fallen more than -25% and overall sentiments seem downbeat and volatility has heightened.

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On a year-to-date basis, Indian equity is down nearly -23.2% (as of April 27, 2020), while gold -- with uncertainty looming around the world -- has exhibited its sheen and demonstrated its trait of safe haven and an effective portfolio diversifier, clocking nearly +5.0% absolute return as of April 27, 2020.

Graph 2: YTD Performance of key asset classes
Data as of April 27, 2020
After the imposition of lockdown to fight COVID-19, the spot market prices were not updated.
*Category average returns of Liquid Funds considered
(Source: bseindia.com, MCX Gold, PersonalFN Research)

The graph above validates the importance of tactical asset allocation. The key lesson here is: all asset classes will not necessarily move in the same direction (up or down) always - over the long-term; some may even move in the opposite direction as what we have seen in the recent past (in the case of equities and gold).

As we (the world) continue to fighting COVID-19 and the aftereffects of it are conceivable, a further correction cannot be ruled out and the bottom is unknown. COVID-19 is likely to impact corporate earnings amidst a time when India is already facing slowdown blues. As people are quarantined, demand would remain muted and inflation risk will begin to surface, particularly in food prices.

So, although the current levels offer a decent value-buying opportunity, skewing your portfolio completely to equity as an asset class could endanger wealth creation. In such times you, as an investor, need to follow tactical asset allocation while you aim to generate wealth.

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Tactical Asset Allocation with Quantum Multi Asset Fund of Funds

To invest sensibly in the current times, you need a Multi-Asset Fund that invests in mainly three asset classes: equity, debt and gold; and is truly balanced.

Among the plethora of Multi-Asset Funds, the Quantum Multi Asset Fund of Funds (QMAFOF) incepted on July 11, 2012, is truly balanced and holds well-diversified portfolio (across the three key asset classes: equity, debt and gold) at all the times -- unlikely many of its peers who swayed by the excess exuberance in equities, lost sense, and eroded investors wealth.

Table 1: Asset Allocation of Quantum Multi Asset Fund of Funds
Instruments Indicative allocations (% of Total Assets) Risk Profile
Minimum Maximum High/Medium/Low
Units of Equity Schemes 25% 65% Medium to High
Units of Debt / Money Market Schemes 25% 65% Low to Medium
Units of Gold Scheme 10% 20% Medium
Money Market instruments, Short-term Corporate debt securities, CBLO, Repo / Reverse Repo in government securities and treasury bills only 0% 5% Low
(Source: Scheme Information Document)

The Scheme predominantly invests in the units of Equity, Debt / Money Markets and Gold schemes of Quantum Mutual Fund. Currently, the following schemes are used to gain exposure to a particular asset class:

For equity - Quantum Long Term Equity Value Fund, Quantum Nifty ETF

For debt & money market instruments - Quantum Liquid Fund, Quantum Dynamic Bond Fund

For Gold - Quantum Gold Fund (ETF)

The Units of any other Equity and Debt / Money Markets scheme launched by Quantum Mutual Fund from time to time would be eligible to be part of the above asset allocation components.

Although QMAFOF aims to invest predominantly only in the schemes launched by Quantum Mutual Fund, QMAFOF may seek to invest in the units of similar schemes of other mutual fund houses in case of any investment and regulatory constraints that arise that prevent the Scheme from increasing investments in the schemes of Quantum Mutual Fund.

The investment objective of Quantum Multi Asset Fund of Funds is, "to generate modest capital appreciation while trying to reduce risk (by diversifying risks across asset classes) from a combined portfolio of equity, debt/money markets and gold schemes of Quantum Mutual Fund"

QMAFOF benchmarks it against the Crisil Composite Bond Fund Index (40%) + S&P BSE Sensex Total Return Index (40%) + Domestic price of Gold (20%).

Being a fund of fund, this benchmark is most suitable to compare QMAFOF's performance. The unique combination clubs together the relatively risky assets with other stable asset classes in the portfolio.

Backed by an astute investment strategy, taking the relative valuations between asset classes into consideration such as Price-to-Earnings relative to historical averages; the relationship between earning yield to bond yield relative to historical averages; and macroeconomic factors prevailing globally and within India, the two fund managers of QMAFOF, namely Mr Chirag Mehta (MMS - Finance, M.Com, and CAIA with over 13 years' experience in research and investments) and Mr Nilesh Shetty (B.Com, MMS -Finance, and CFA with collectively 16 years in equity markets), have generated respectable returns for investors.

Table 2: Report card of QMAFOF versus some of its peers
Scheme Name AuM (Cr) Returns since Shri Narendra Modi first took oath as Prime Minister of India on May 26, 2014 Returns since the all-time high of the S&P BSE Sensex (From Jan 20, 2020 to April 27, 2020)
Absolute Returns Annualized Returns Absolute Returns
SBI Multi Asset Allocation Fund 220.63 65.50% 8.90% -4.60%
ICICI Prudential Multi-Asset Fund 9022.56 50.50% 7.20% -18.90%
Quantum Multi Asset Fund of Funds 16.23 49.70% 7.10% -4.40%
Axis Triple Advantage Fund 258.6 46.90% 6.70% -14.30%
HDFC Multi-Asset Fund 198.05 36.10% 5.30% -14.00%
UTI Multi Asset Fund 564.1 28.40% 4.30% -12.00%
Data as of April 27, 2020
Direct Plan considered and the peer list is not exhaustive
(Source: moneycontrol.com)

Even as the equity market is panting for breath attributable to COVID-19 and volatility has intensified, QMAFOF due to its sensible asset allocation to equity, debt and gold through its underlying portfolio, has fared relatively better than some of the peers.

ICICI Prudential Multi-Asset Fund, Axis Triple Advantage Fund, HDFC Multi-Asset Fund, and UTI Multi-Asset Fund, on the other hand, have all eroded investors wealth posting double-digit negative returns (see Table 2) in this downturn. Some of these schemes have fared well during upswings by keeping to the allocation to equities high, but on the downside, they have not managed the risk very sensibly. Investors, as a result, have experienced a roller-coaster ride in the journey of wealth creation.

A multi-asset fund, ideally, is expected to be truly balanced and sensibly allocate its assets whereby the downside risk of one asset class is compensated by the positive returns of the other asset classes.

Here are five good reasons to invest in Quantum Multi Asset Fund of Funds

  1. You gain from a diversified portfolio across asset class which, in turn, reduces risk and optimizes returns.
  2. You do not have to worry about portfolio rebalancing; the fund manager will astutely do it for you at regular intervals in the endeavour to achieve the set-out investment objective of the fund.
  3. Portfolio tracking will be easy for you instead of tracking 10 different schemes
  4. You will benefit from the lowest expense ratio in the category
  5. And above all, Quantum Mutual Fund's strong research capabilities across various asset markets - equity, debt and gold, -- with robust investment processes & systems followed at the fund house.

Suitability of Quantum Multi Asset Fund of Funds

QMAFOF is a perfect fund for investors looking to tactically diversify the portfolio with a single fund across equity, debt and gold, plus leave the aspect of rebalancing to the discretion and expertise of the fund manager.

Furthermore, the fund is appropriate for investors seeking long term capital appreciation, who have a moderately high-risk appetite, and an investment time horizon of 3 to 5 years.

It is the best time to invest in the Quantum Multi Asset Fund of Funds. Valuation-wise, Indian equities look attractive and there appears to be a decent margin of safety (with a high return potential if the equity markets ascend).

Similarly, given the uncertainty surrounding the world, gold is expected to display its lustre. The economic uncertainty surrounded by the COVID-19, GDP growth rates being revised downwards, easy monetary policy action and stance followed by central bank across the world, geopolitical tensions, trade tension, and increased stock market volatility are likely to keep spotlights on gold.

Likewise, with credit risk getting amplified, it makes sense to have exposure to a pure Liquid Fund (that does not take exposure to Commercial Papers issued by private entities). Now that policy rates are already lowered by RBI to address growth concerns, it does not make much sense to take exposure to the longer end of the yield curve; it could prove less rewarding and risky (may encounter high volatility) in the foreseeable future. Deploying your hard-earned money is short-end of the maturity curve, would be far better.

By investing in Quantum Multi Asset Fund of Funds, you will be able to balance the risk better with a sensible investment strategy in place.

Just as an excess drug dosage cannot treat COVID-19, your investment portfolio, too, needs just a fair amount of diversification to clock optimal risk-adjusted returns in the journey of wealth creation.

Go ahead and consider investing in Quantum Multi Asset Fund of Funds.

Happy Investing!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.



PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.




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Tennis ace Kirsten Flipkens fined Rs 20,600 for cycling across border

Belgian tennis player Kirsten Flipkens was fined by police during a cycle ride recently. World No. 77 Kirsten unknowingly rode across the border, entering the Netherlands and paid the price for the violation. According to Dutch newspaper Het Laatste Nieuws, Kirsten had to pay the border police a fine of 250 euros.

"I had entered a route of 130km in my GPS [the system picks the route automatically] and then I saw that I found myself in The Netherlands [in Komoot] as it entered the shortest route back to Belgium. I saw them [police] from a distance of one kilometre and then immediately I was put aside like a criminal with sirens on the side. Really bad," a frustrated Kirsten wrote on Twitter, adding that another cyclist passing by told her, that he had received only a warning at the same crossing.

Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates.

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Did Novak Djokovic break lockdown rules after playing at a club?

Novak Djokovic has apparently broke confinement rules in Spain by going back to a tennis court. Djokovic posted a video on Instagram showing him exchanging shots with another man at a tennis club in the coastal city of Marbella, where the Serb has reportedly stayed. Djokovic filmed the video while hitting shots and wrote he was "so happy to play on clay...well, just for a bit with my phone in the hands."

Spain on Monday loosened some of the lockdown measures that had been in place since mid-March because of the COVID-19 pandemic, allowing professional athletes to return to practice. But sports facilities are supposed to remain closed at least until next week in most parts of the country, with the exception of training centres for teams in professional leagues in sports such as soccer.

The Spanish tennis federation said in a statement on Monday that professional players in Spain were allowed to exercise by themselves or with a coach, but not yet on a tennis court. It said it would work on a set of guidelines to inform players and clubs about what they would be permitted to do beginning next week.
The federation's statement did not appear to be related to Djokovic's appearance on the court in Marbella.

Requests for comment made to the federation and to Djokovic's staff late on Monday were not immediately answered. It was not clear if Djokovic, the reigning Australian Open would be subjected to fines or sanctions if it was confirmed he broke the lockdown rules.

The No. 1-ranked Djokovic recently said he was against taking an anti-Coronavirus vaccination if it became mandatory to travel once the pandemic subsides, though he later said he was open to changing his mind.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Spanish club sorry for letting Novak Djokovic train amid lockdown

The tennis club where Novak Djokovic broke confinement rules in Spain has said it mistakenly allowed the top-ranked Serb to practice and apologized for the error. Djokovic published a video of him training on Monday in apparent violation of Spain's current rules amid the coronavirus pandemic. The video posted on Instagram showed Djokovic exchanging shots with another man at the club in the coastal city of Marbella, where the Serb has been staying for the past several weeks.

Djokovic filmed the video while hitting shots and wrote he was "so happy to play on clay .. well, just for a bit with my phone in the hands. Spain has eased some of the lockdown measures that had been in place since mid-March, allowing professional athletes to return to practice, but most training centers and sports facilities must remain closed until next week. We are sorry that our interpretation of the regulation could have been erroneous, and this could have inconvenienced Mr. Djokovic or any other citizen acting in good faith," the Puente Romano Marbella Tennis Club said in a statement.

The statement, which was relayed by Djokovic's management team, said the club received a request from the player to practice and gave him the go-ahead with the "understanding that from May 4 all professional sports players were authorized to train." The club said it therefore believed he was "permitted to train in our facilities." It said it later received a "clarification" from the Spanish tennis federation and "both parties have agreed that training should resume" only next week.

Rafael Nadal said he also went to train on a court this week, but he did it on private property because the rules weren't fully clear to him. Soccer players were among the exceptions who could start training inside sports facilities beginning this week.

Spain has been one of the countries most affected by the pandemic but it started loosening some of its restrictions on movement as the number of confirmed cases of COVID-19 started to go down recently. The nation went into a lockdown on March 14.

Djokovic recently said he was against taking a vaccine for the coronavirus if it became mandatory to travel once the pandemic subsides, though he later said he was open to changing his mind.

Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news

This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Travel: Head out to Khandala for cliff traversing, other adventurous activities

What is life if full of care, you have no time to stand and stare. To ensure that you stand and stare at the beauty that is the Western Ghats, Mapping Journeys is organising trekking, rappelling and cliff traversing at the Duke Nose peak of Khandala for four consecutive days, on the fourth edition of The Duke Nose Festival.

"There will be an 8 am pick up at Lonavala station, from where we'll proceed to the Duke Nose base camp for breakfast, followed by an hour-long trek to the peak. There, our technical team will be ready with rappelling gear. The wall stretches to above 1,000ft and the first 350ft of rappelling will be downwards," says Veeral Raj, co-founder of the travel firm. "Next up is cliff traversing, which is a walk along a cliff overlooking a valley. The participants will be harnessed to a rope for safety," Raj explains.

He adds that the final sport is often an element of surprise for participants as people usually look forward to rappelling alone. With a technical team that boasts 12 years of experience in the field, Raj assures the trip is safe for first timers and for people across all ages. So put on those trekking shoes and head out for an adventurous weekend.

On February 10 to 13, 8 am onwards meeting point Lonavala Railway Station.
Log on to insider.in
Call 9867697306
Entry Rs 1,650

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Mumbai cyclist to journey across India to promote the cause of veganism

An article he had read a little over two years ago changed Rohit Ingle's life forever. It espoused the cause of veganism so persuasively that Ingle says he was convinced overnight to give up eating meat. "I can't remember where I read the article," he confesses. "But it had a very simple line - if you are an animal lover, you can't eat them. If you love someone, how can you be the cause of their misery?" he adds.


Rohit Ingle while flagging off his journey from Ahimsa Fest this week. Pics/Sneha Kharabe

That message is what he now hopes to spread across the country, riding a cycle. Ingle embarked on his epic journey - and it can only be described as that - from Bandra on Thursday, a week ahead of World Vegan Day on November 1. The plan is to cover 19,000 km over one year, stopping not just at different state capitals, but especially in the hinterland. "Hardly anyone in India knows about veganism," he says, adding, "I'll pitch my tent at places like highway dhabas. There, I can interact with the customers and tell them more about what I am doing, hopefully inspiring some of them [to take up veganism] in the process."

Does he feel any apprehension? "Yes, I am nervous, I won't lie about that. But I am motivated by my cause. There are also people who will be there to welcome me at Ahmedabad and Surat initially, and that will hopefully give me further encouragement. So, as the journey goes by, I am sure this feeling will go away."

But, Ingle adds, he's not quite sure about how he will sustain himself financially to get through an entire year. "I have raised `60,000 [of his `3.5-lakh target] through crowdfunding. I have also received money from The Pollination Project, an organisation based in the US that has sponsored me for $1,000. So, I have around `1.3 lakh and can easily start my journey for at least three to four months."

After that, he hopes to keep going till November 2018, inspiring as many people as possible along the way. "See, the message is very simple - if you want to eat meat or wear animal products, an animal that doesn't want to die is definitely going to be killed. So, you have to keep that in mind."