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What is an IVA? Debt solution marketed as a life hack on social media

Last year 71,000 people used an IVA to become insolvent, a record. But are they being driven by firms looking to make money off debtors looking for advice, regardless of whether it's the right choice?




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Unfair Cifas marker froze my bank account over a phone upgrade I asked for

Dave Parr, 38, rang up Three in June to ask for a phone upgrade. Because he asked for a different delivery address, they thought it was fraud and when they couldn't contact him filed a fraud marker.




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Equifax put my twin sister's bad debt on my credit report

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.




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RACHEL RICKARD STRAUS: Here's how we can simplify tax

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.




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What to do if you have your credit card stolen

Walking down the high street with friends on Saturday, we heard an elderly gentleman at a cash machine shout: ‘My card! They’ve taken my card!’




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A Vanguard LifeStrategy fund can make pension investing cheap and easy

I don't have a Vanguard account, but if someone said they wanted an easy and cheap way to build their wealth, opening one and picking a Lifestrategy fund would be near the top of my list of things to try.




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The electric car salary sacrifice tax break that can save you 40%

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.




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Halifax hiked my home insurance by 29% but couldn't tell me why

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.




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Florida sheriff says more than one person killed Carole Baskin's missing second husband Don Lewis

Hillsborough County Sheriff Chad Chronister says he believes more than one person killed Carole Baskin's second husband Don Lewis and money was likely involved as motivation.




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Robes and slippers for every occasion in quarantine that don't sacrifice style for comfort

From working from home to lounging on the couch and binge-watching another Netflix show, the right robe and slippers can make life in quarantine a lot better.




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Queer Eye star Antoni Porowski's sexually 'fluid' dating life has inspired new Netflix rom-com

Porowski has developed the story, called Girls And Boys, alongside Black-ish creator Kenya Barris, according to The Hollywood Reporter.




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Mark Wahlberg's wife Rhea Durham and ten-year-old daughter Grace share hilarious Tiger King parody

Mark Wahlberg's model wife Rhea Durham and ten-year-old daughter Grace jumped on the Tiger King Carole Baskin TikTok craze, inspired by the hit Netflix docu-series on Thursday.




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Ricky Gervais 'boosts his companies' earnings by £2 million after huge Netflix deal for After Life'

The comedian, 58, gave himself a '£1.5 million cash windfall' after he secured a huge deal for a second series of the dark comedy, which is set for release on April 24.




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From Ricky Gervais' After Life to Defending Jacob and Liar: The best on demand TV this week

On hearing that his dark and, at times, almost unbearably moving comedy had been recommissioned, Ricky Gervais said, 'I have never had a reaction like this before. It's been insane.'




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Google searches reveal American's concerns have shifted amid the coronavirus pandemic

Google searches from April 2019 reveal Americans were interested in solving a Rubik's cube, but now people are searching for toilet paper and other necessities during the coronavirus.




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Ricky Gervais says After Life's success means fans talk to him about grief

The writer and comedian, 58, is promoting the second series of his Netflix show After Life, which shows his character going through the grieving process.




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Maddie Ziegler documents a day in her life during lockdown

Maddie, 17, has given her fans a behind-the-scenes look at how she passes the time while in quarantine in her latest YouTube video.




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After Life fans binge-watch and praise Series Two within hours of its release

The new series was branded 'a phenomenal piece of art' by adoring followers, while one fan deemed the show: 'Heartfelt, heartwarming and heartily laughing'




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Ricky Gervais reveals grieving widowers are sending him letters because of After Life

The show, written by Gervais, portrays a suicidal local journalist struggling to cope with the loss of his wife Lisa.




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Jerry Seinfeld insists his life 'sucks' too in the trailer for his Netflix special 23 Hours to Kill

Jerry Seinfeld admits that his life 'sucks' too... though admittedly maybe not as much as yours does in the new trailer for his Netflix special 23 Hours to Kill.




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Wildlife worker dubbed Tiger King of Instagram is filmed punching a lion cub 

Dean Schneider, 27, who quit his job as a financier in Switzerland to look after a pride of lions at a wildlife sanctuary in South Africa, uploaded a clip of himself striking a cub after it scratched his shoulder.




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Ricky Gervais admits After Life was his hardest creation

Speaking to Radio Times , the funnyman, 58, admitted that following his iconic comedies The Office and Extras, he struggled most to bring After Life to life due to the complexities of the story




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Darren Criss and wife Mia Swier hold a unique 'premiere party' for Netflix's Hollywood

Actor Darren Criss' new Netflix series Hollywood debuted on Friday, but even amid the COVID-19 outbreak, he found a way to hold a unique 'premiere party.'




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Ricky Gervais 'confirms' third series of Netflix hit After Life

The Netflix show starring Gervais as grieving widower Tony Johnson returned with a second series on Friday, prompting unanimously glowing responses from viewers.




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How Ryan Murphy's new Netflix hit Hollywood was inspired by the real life tragedy of Peg Entwistle

Ryan Murphy's latest hit show Hollywood is inspired by true life events of the Golden Era, including the heartbreaking tale about Peg Entwistle, a struggling actress who took her own life in September 1932.




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Rock Hudson and the true- life characters behind Ryan Murphy's new Netflix miniseries, Hollywood

New Netflix show, 'Hollywood' re-imagines an alternative history to legendary actors like Rock Hudson and Hattie McDaniel in the years before they make it big in Tinseltown.




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Ricky Gervais CONFIRMS After Life series three

The actor, 58, delighted fans as he took to Twitter on Wednesday to make the announcement.




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Ricky Gervais steps out after confirming After Life will return for series three

The actor, 58, kept it casual in a grey sweatshirt which he paired with baggy jogging bottoms and black trainers.




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Red Bull driver Alex Albon talks life in lockdown and teaming up with City striker Sergio Aguero

EXCLUSIVE BY NATHAN SALT: While the onus usually falls on Max Verstappen, this weekend Alex Albon leads Red Bull as he and Manchester City striker Sergio Aguero race in the Virtual Spanish GP.




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Weather warning as Cyclone Ockhi set to intensify

Several agencies, including the Coast Guard, the Navy and the Air Force, worked together to rescue over 200 stranded fishermen on Friday.




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Video shows youth beaten and forced to beg for life

Horrifying video shows school drop out and son of Delhi Police inspector mercilessly beaten by gang member in what appeared to be a forced initiation.




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Teenager fights for life after being raped and set alight

The heinous crime took place just three days after Madhya Pradesh became the first state to allow the death penalty for rapists. The two accused are alleged to have attacked the victim at her home.




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Wildlife campaigners slam leopard death in Maharashtra

The female cat was said to have mauled to death seven people in the last three to four months in Chalisgaon taluka near Nashik. Its last claimed victims were a boy and a 70-year-old woman.




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FIFA cast doubt over using Ligue 1 GLT at World Cup

FIFA says it has been informed of glitches in the 2014 World Cup goal-line technology system during games in France.




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May cooperate on GST but have ideological differences with BJP: Mamata

The Trinamool has favoured passage of the GST Bill and also mentioned it in its manifesto during the 2014 Lok Sabha and 2011 assembly elections




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John Terry set to take part in celebrity FIFA 20 tournament to raise £10million for the NHS

Just as he did for the Blues, Terry will captain a team of three players going head to head with seven other teams in a bid to generate funds in the ongoing fight against the coronavirus.




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Everton's Andre Gomes demolishes Chelsea youngster Reece James 8-0 at FIFA

Reece James will quickly be hoping to forget about his Wednesday afternoon after being humiliated by Everton star and Premier League rival Andre Gomes at FIFA.




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John Terry opens up on difficult relationship with Rafa Benitez at Chelsea: 'We just didn't get on'

Benitez spent six months at the Blues in the 2012-13 season, winning the Europa League. Despite the trophy success, Terry admits he didn't get on with the Spaniard from the very start.




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Champions League qualification will be decided on sporting merit if season can't be finished

The decision would secure a Champions League spot next season for the Premier League's current top four of Liverpool, City, Leicester and Chelsea, with United, Tottenham and Arsenal missing out.




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Chelsea stars want any wage sacrifice to go towards NHS and those in need amid coronavirus crisis

Chelsea's players want any money they sacrifice to add to the club's efforts to support the NHS and those in need during the coronavirus pandemic.




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How the Premier League table would look if matches were shortened following Gordon Taylor comments

Manchester United's top-four hopes would be bolstered, while Newcastle's fight against relegation would be worse if Premier League matches were shortened from the start this season.




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Nemanja Matic reveals all on life behind the scenes at Manchester United

Manchester United midfielder Nemanja Matic has revealed that players would hide from Jose Mourinho at their Carrington training ground if they had lost a game.




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Saturn's moon Enceladus could harbour alien LIFE: Scientists find signs of CO2 below the icy crust

Data from NASA's Cassini spacecraft reveals secrets about the composition of water beneath the icy surface of Enceladus, Saturn's sixth-largest moon, including an abundance of CO2.




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NASA's Mars 2020 rover is fitted with a LASER that vaporizes rock to search for signs of life

NASA Jet Propulsion Laboratory's Mars 2020 rover is heading to the Red Planet armed with a high-powered laser that can vaporize rocks from up to 20 feet away to search for life.




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Scientists create stunning gifs of Mars' sand dunes to understand what conditions impact them 

Using the High-Resolution Camera aboard NASA's Mars Reconnaissance Orbiter (MRO), scientists have brought the sand dunes on Mars to life in order to understand what conditions impact them.




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Earth's new mini-moon seen in full color, but experts questioning if the asteroid is space junk 

Astronomers have released the first colorful image of Earth's mini-moon that was spotted Feb 15. However, the lead expert says the asteroid may actually be human-made debris.




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NASA shares GIF of a new black hole 30,000 light-years away seen by students studying at an asteroid

While observing an asteroid using NASA's OSIRIS-REx spacecraft, students spotted a new flaring black hole in the constellation Columba that has been named MAXI J0637-430.




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Organic molecules discovered by NASA Curiosity rover are 'consistent with alien life'

NASA's curiosity rover has identified signs of thiophenes on the surface of the red planet and Washington State University astronomers believe they were formed by biological processes.




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NASA unsure if Boeing has to conduct another Starliner test flight before taking humans to space

NASA has declined to say whether Starliner will be forced to undergo another test flight before being granted permission to bring human astronauts into space even after a botched mission last year.




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The Oxford University professor digging for life on Mars from 140 million miles away in Oxford

Professor Scott McLennan's desk at Oxford University may be 140 million miles from Mars but it doesn't stop him using his computer to direct Nasa's spacecraft on the Red Planet.