Of those who start drawing an income, just two out of five do so immediately. Among those who wait, 40% put it off for at least half a year, and 24% delay for more than a year, says Hargreaves Lansdown.

People aged 39-54 who suffered compulsory redundancy have average pensions savings of £120,634 - while those who avoided being laid off have £202,017.

The withdrawal agreement under which the UK exits the EU on January 31 provides certainty on future state pension rises for current EU expats.

Former prison officer Paul Davidson, 62, pictured, was forced to retire early in 2012 after he suffered a breakdown. He spent a month in a clinic and his wife had to give up work to care for him.

Some pensioners, such as Royal Navy veteran Arthur Mullett (pictured) and former Royal Mail delivery driver Chris Slaytor, have refused to accept the huge shock bills, they received after mistakes were made.

Some 54% said they were unaware of the current size of their pots, and a further 8% couldn't answer, while 38% said they did know.

I have been a permanent resident in Canada and had dual citizenship since 1977. I have opened a sterling bank account with HSBC in Canada - can my British state pension be paid into it?

Savers who want to ease into or delay retirement should be allowed to take part of their state pension and put off drawing the rest, says Aviva.

Former Army Major Adrian Furnival, pictured with wife Sheila, will soon have £70 stripped from his £260 weekly pension - yet was only told about the cut in February 2018

A raid on popular pension tax breaks to drum up cash for other Government projects is reportedly on the cards at the upcoming March Budget.

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.

With the smell of a spring Budget in the air comes the rumour of yet more restrictions on the tax relief available to boost our pension saving. But how will Mr Sunak treat pension savers?

This case highlights how complicated the rules on final salary pensions can be to navigate. Find out what you should ask your scheme before triggering payments here.

One financial advice firm has told how its premiums rose from £3,700 in 2009 to £45,000 in 2019. Another adviser says premiums jumped from £22,736 in 2017 to £112,000 in 2018.

Vanguard says the new self-invested personal pension scheme is designed to cut the 'cost and complexity' of saving for retirement.

Rookie Chancellor Rishi Sunak was given a month to prepare for the Budget on March 11. Will Government top-ups into retirement savings pots be lowered to the 20 per cent basic rate for everyone?

What is to stop my ex-husband converting everything to useless shares that are falling in value? Barrister Rhys Taylor explains how pensions are handled when couples divorce.

'Cash today, poverty tomorrow must be avoided, as large withdrawals from pension pots could mean later life hardship for many,' says the Association of British Insurers.

Five years after the introduction of pension freedoms, the Association of British Insurers is warning that many middle-aged savers may not be doing what's best with their pension pots.

A selection of Steve's top columns can help you avoid being scammed, understand the mysteries of the new state pension, and gain peace of mind by making the most of your pension savings.

Pension credit is a benefit for the poorest pensioners, and a surge in applications is likely to be underway due to the decision to means test pensioners for the free TV licence.

According to the Office for National Statistics, 11 per cent of private sector workers who have a pension are in a generous final salary scheme. This compares to 92 per cent in the public sector.

Anyone aged 47 or under must plan ahead if they want to retire earlier than 57, or will need cash for other purposes like paying off mortgages, home renovations or university fees for their children.

The Government's move means most doctors will no longer be hit by tax bills due to the hated 'taper' - but it shunned widespread calls to abolish the complicated pension tax rule altogether.

Barry O'Dwyer, chief exec of insurer Royal London, said the catastrophic rout caused by the coronavirus could mean some people nearing retirement age no longer have enough money left to live off.

We explain how you can mitigate the fallout from reducing or ending pension contributions for a time. Don't panic, stay vigilant against scams, and keep paying in if you can afford it.

Younger savers will have decades to recoup pension losses, but those close to retirement have tough decisions to make.

The number of families claiming child benefit has plunged by 44,000 to 7.28m over a year, and has fallen by well over half a million since 2012.

Savers who are under financial pressure or have lost jobs should beware scammers tempting them to tap pension pots early or switch them into higher risk investments.

Tom Selby, a senior analyst at financial services firm AJ Bell, explains how first-timers and experienced investors can avoid unnecessary losses and big tax bills

The guarantee should be abandoned to ensure the economic recovery from the coronavirus crisis is fair to working-age households, says the Social Market Foundation.

Many savers have ditched these generous guaranteed pensions in recent years, often tempted by huge transfer value offers. We reveal six things you must consider if you're tempted.

We explain how pensions are treated while people are furloughed, including what happens if you are in your employer's 'salary sacrifice' scheme.

Former Pensions Minister Steve is This is Money's Agony Uncle. Here's where you can check out all his previous columns to see if any involve issues affecting you.

Any saver expressing interest in ditching a final salary pension is to be warned off in a letter telling them it's unlikely to be in their best interests.

President Donald Trump announced he'll sign his ban on immigrants on Wednesday and then pivoted to brag about the effectiveness of his border wall in keeping the country 'tight.'

President Donald Trump opened up about his mother on Friday, saying she believed he could do no wrong, adding 'which is maybe why I ended up the way I ended up.'

Paul Merson has opened up on how he has struggled with 'really, really bad days' during lockdown as part of his ongoing efforts to maintain a positive level of mental health.

Michael Clarke addresses rumours ex-fiancée Lara Bingle flushed her $200,000 engagement ring down the toilet for the first time in his tell-all interview with 60 Minutes.

Renee McBryde, the daughter of Australian convicted murderer Michael Caldwell has opened up about what her life has been like as the child of killer and discovering the secret.

What does £720 a night buy you? If you are staying at uber-luxurious London hotel The Lanesborough, a double room for the night - but no breakfast. The Inspector ponders whether the cost is worth it...

Blakes has long been a haven of upmarket accommodation in west London - but the cost may make you raise an eyebrow, says out hotel inspector, as he wonders where his wine went.

The Inspector called into The Franklin hotel in London's Knightsbridge, designed by Anouska Hempel, and found the decor divine but the Italian food to be disappointing and overpriced.

Alexander Zverev has opened a war of words with Nick Kyrgios after dismissing his chances of winning the Australia Open and claiming 'there are a lot of young guys better than him'.

London markets rebounded this morning and opened up by 1.6 per cent after US stocks staged a late rally and European countries start to ease coronavirus restrictions.

The movies screened have been made exclusively for the experience, in collaboration with porn star Kim Holland. The cinema is located in Amsterdam's medieval centre.

It's part of the Camp Adventure Climbing Park, one hour south of Copenhagen on the island of Zealand, which at 18 acres is the largest woodland adventure park in Denmark.

Guidelines have been drawn up by the Orange County Economic Recovery Task Force, which has been charged with plotting the Florida area's route to normality.

Married At First Sight's Stacey Hampton gave Michael Goonan a glimpse of her lavish lifestyle as she welcomed him into her Adelaide home on Monday night. 

MERSEY BEAT — DOMINIC KING: What happens next? It is the question Evertonians have been asking since the conclusion to last Sunday's clash with Watford.