A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Future Finance does recommend students go through Student Finance first, but the cost of repayments should be a red flag for any students considering this option.

Paying a £3,000 credit card bill over two years could cost £1,979 more in interest to an appliccant with a bad credit rating, according to data from TotallyMoney and Moneycomms.

Dave Parr, 38, rang up Three in June to ask for a phone upgrade. Because he asked for a different delivery address, they thought it was fraud and when they couldn't contact him filed a fraud marker.

The Royal Mint announced it has teamed up with card providers Mastercard and Accomplish Financial to create 'Raris', aimed at high net worth individuals after something exclusive.

American Express and Vitality have launched a new cashback credit card with a difference. The more exercise you do, the more you earn - up to an eye-catching 3 per cent. But is it any good?

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

If you are someone who is looking to start the new year by paying off more of their debt, This is Money and its personal finance experts are here to help.

Britons paid back more on their credit cards than they borrowed in November - the first time this has happened in more than six years, according to official figures.

Tandem Bank is scrapping its existing, popular, cashback credit card for a membership deal offering a 1.5 per cent savings rate and a credit card that charges no interest, ever. Is it any good?

A large number of buy now, pay later users do not know the full implications of missing payments while a large chunk don't believe the terms and conditions are clear enough.

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.

Britain's largest banking group, which owns Lloyds, Halifax and Bank of Scotland, spelled out changes aimed at those in 'persistent debt' for 36 months.

I have triggered a 10,000 point bonus for spending £15,000 on the card - but it says I can't get them until August 2020 and only if I renew. However, I don't want to pay the £140 annual fee for renewing.

Visa's scheme marks the first time all the UK's banks will pay small stores to offer cashback. Beccy Soper (pictured), of Beccy's Greengrocers in Stockbridge, Hampshire, said: 'It's a win-win'.

In an unusual case, four decades of sticking with Lloyds Bank was the main reason behind a Hertfordshire man obtaining a £12,000 mis-sold PPI payout.

The Financial Conduct Authority has told banks to help customers get out of debt, amid concerns of a potential wave of credit cards being scrapped under new rules.

Buy now, pay later has become the way for the younger generation to pay. Is it a dangerous form of credit or a useful way for shoppers to pay flexibly?

Credit card customers of high street bank Halifax have reportedly been hit by charges when trying to make Klarna repayments, the buy now, pay later firm said.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

The UK economy is built on spending, often fuelled by debt - credit cards, personal loans, car finance. We don't want to shrink it, only keep it manageable; and keep the Jenga tower from falling.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Barclaycard, Sainsbury's Bank and Tesco Bank have cut interest-free deals over the last month, some of which are the best around, as lenders evaluate their offers amid the coronavirus outbreak.

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.

Next to a picture on social media app Snapchat of Ryan Reynolds teasing news about upcoming superhero film Deadpool 3, is a 'sponsored' post with its own teaser: that you can write off debt.

The Financial Conduct Authority said many were encouraged by the publicity blitz it launched in the summer of 2019 to warn consumers that they had limited time left to make a complaint.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Newcomers to American Express now have more time to rack up points bonuses for their credit card spending, with the card provider doubling the length of some of its welcome offers.

Of course there are economic arguments to make when considering the value of a degree. But they don't cover the half of it.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost. In total I have accumulated £240 – and it’s taken next to no effort on my part at all.

With about three clicks of the mouse I have just transferred another free £20 into my bank account. A welcome boost.

I’m all for being thorough, but the sooner redress is given the better chance there is of getting those who are mistreated back to the position they would have been in.

Navy Retired, in Merseyside says: ‘If you are a British Gas customer, you might as well put £200 - 300 down the nearest drain. Switch - it is so easy.’ I think he or she is bang on the money.

There’s little in life more frenzied than booking a hotel online. You could plan an off peak trip to the back end of nowhere and it seems there'd be an inordinate number of people looking too.

A microadventure doesn't involve an expensive expedition, but just getting out of the rut of the daily grind and exploring the world around us on a shoestring. It's the perfect antidote to gloomy politics.

For all the confidence-boosting talk of a Boris bounce for the economy, shares, and the property market, it is the pound that tells the real story.

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.

Moves such as cutting higher rate tax relief are often depicted as hitting the wealthy older generation, but that's disingenuous.

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.

The top rate of income tax is officially 45p, yet the removal of the personal allowance means the real top rate is effectively 60p - and those who pay it are not Britain's top earners.

If ever there was a time when investors needed a hero, it's now. And among the stock market capitulation, a ray of light has arrived with the latest list of Dividend Heroes.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'

On 23 March, things were looking about as gloomy as they could get for investors, but shares have rebounded strongly since. What next?

Britain has been busily taking on its own emergency loans to deal with coronavirus. What do we do to pay all this extra borrowing off?

The former spouse of the show's incarcerated antagonist showcased an incredible makeover, as he displayed his new dentures

Fans of Tiger King: Murder Mayhem And Madness have come up with a shock theory that suggests Jeff Lowe is actually Carole Baskin's abusive first husband Michael Murdock.

The presenter, 31, donned a blonde wig and a funky leopard print ensemble as he impersonated Tiger King's Carole Baskin in a hilarious TikTok video.

Hillsborough County Sheriff Chad Chronister says he believes more than one person killed Carole Baskin's second husband Don Lewis and money was likely involved as motivation.