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Betting on the Grand National using a credit card could cost gamblers almost £16m

Those thinking of putting money on the 5.15 at Aintree on Saturday could be making a mistake far costlier than backing the wrong horse - using a credit card to bet.




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MPs call for better regulation of the bailiff industry to better protect vulnerable people

The Government should introduce new regulation for the bailiff industry ‘to stop unfit enforcement agents and companies from practising’, MPs have said.




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Mastercard bans conversion con on its prepaid cards

Tourists are routinely offered a chance to pay in their 'home' currency at restaurants, shops or hotels abroad in a process called 'dynamic currency conversion'.




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Watchdog set for crackdown as it emerges Amigo ramped up risky lending before flotation

Regulators at the Financial Conduct Authority are taking aim at the industry, which allows hard-up consumers to borrow money provided a friend or family member agrees to pay it back if they default.




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Britain’s contactless capital revealed: London doesn't top the list

It is Bristol where the highest proportion of card payments are swiped, with 73 per cent of 11.5million card transactions in the West Country city using contactless.




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Amazon and American Express slash credit card reward bonuses for joiners and spenders

Amazon and American Express have slashed the sign-up bonuses and spending incentives on some of their cards.




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MasterCard's Mark Barnett on working with Monzo, paying by app, and why there should always be cash

If the future of the UK increasingly looks cashless, then no one may be better placed to reap the rewards than MasterCard




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Watchdog announces new rules on 'buy now, pay later' products that will save users as much as £60m

'Buy now, pay later' firms will be banned from charging backdated interest on already repaid amounts of money from November, under new rules announced by the financial regulator




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My local The Money Shop has closed, can I get my pawned items back?

Those who have pawned off items and want to get them back may feel anxious following the news, but according to the company's website you can still do so.




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NatWest announces new mobile-only way to make credit card purchases

Customers looking to make big purchases with a NatWest credit card will be able to pay a set monthly fee rather than their card's APR, under a new mobile-only offer announced by the bank.




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How to make a PPI claim with just one month left until the deadline

Households have just one month left to make a PPI claim with their bank or credit provider. And with the clock ticking, PPI sharks have ramped up their campaign to get a chunk of your money.




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Family business owner gives staff a bonus after winning a £247,000 Lloyds PPI payout

Mike Weaver, 61, took out several payment protection insurance policies when he set up his radio hiring business in 1991. He recalls being told that he had to buy PPI to get the loans he needed.




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Credit card deals worsen amid regulator clamp down on UK households' spiralling debts 

Periods of free borrowing on best-buy balance transfer cards have shortened by nearly 20 per cent in a year, according to figures compiled by data company Moneyfacts.




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Glint app that lets customers pay with gold goes into administration

For five days after it went into administration the company did not mention the matter on its website. Glint says its app still works as normal and users could still deposit money into it.




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Millions of credit card users are on course for rate trap as they fail to move provider

New research reveals that nearly half of all UK credit card holders -around 17million people nationwide - have never switched their card.




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Is Britain's biggest payday lender QuickQuid on the verge of administration?

Britain's biggest payday loan collapse since Wonga could be on the cards as QuickQuid is on the verge of going into administration, according to reports.




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M&S takes on Klarna by introducing its own payment installation service

M&S.com has partnered with Clearpay on the new service with the payment option due to be available to all UK M&S.com customers from mid-November.




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Cash in on Black Friday - by using free credit

Love it or loathe it, Black Friday weekend is looming. This is when retailers are expected to shower shoppers with juicy discounts for a few days only.




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Gold payment app Glint out of administration after £5.7m fundraise

An app-based card provider which allowed users to pay with gold has been rescued from administration, having fought off a hostile takeover bid from one of its own creditors.




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Tandem Bank scraps 0.5% cashback card and will replace it with a premium option

Smartphone bank Tandem is axing its cashback credit card for new customers, and from January those who want to use its successor will have to pay a membership fee.




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Personal loan rates on borrowing £10,000 hit 10-year low

Britons looking to borrow to fund a new car, home improvements or a big life event like a wedding will now find taking out a substantial sum is the cheapest it's ever been.




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How to get yourself bonus Avios points this Christmas with HSBC

Frequent flyers who fancy adding to their Avios balance have been handed an enticing Christmas bonus by HSBC, though the chances are they don't know it.




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Lenders hike rates on 21 different credit cards as borrowing soars 40%

Britain's debt binge has deepened - with figures last month showing credit card borrowing had surged by 40 per cent and the average family now owes £12,800 on credit cards, loans and car finance.




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Virgin Atlantic Reward credit card offering bumper bonus points

Frequent fliers after air miles towards their next holiday could take advantage of a new sign up bonus which could get them to three continents, provided they're happy to pay a fee.




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Wonga mis-selling victims to find out compensation figures in days

Almost 390,000 people who successfully complained about unaffordable loans from collapsed payday lender Wonga will soon find out their compensation.




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Banks refusing to unblock credit cards in branches as customers must phone

Lloyds, Santander, Nationwide, NatWest, Virgin Money, HSBC and Barclaycard all confirmed staff cannot unblock credit cards in branch.Some banks say it must now be done by a specialist team.




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UCAS still sending out Future Finance adverts five months after backlash

The charity in charge of dealing with higher education applications is still promoting private loan companies to university students, despite criticism of the practice just five months ago.




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What do the FCA credit card and overdraft proposals mean for consumers?

The FCA this morning proposed banks should offer customers in financial difficulty an interest-free overdraft up to £500, and let them put credit card and loan repayments on hold for three months.




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Should you take a credit card payment holiday during coronavirus pandemic?

While borrowers make no payments for three months, card providers often still charge interest on balances during payment holidays, meaning borrowers continue to rack up interest




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Virgin Money u-turns on decision to suspend credit cards

Virgin Money apologised and reversed its decision, saying that everyone who had their card suspended will be able to use them to make purchases again from Saturday 9 May.




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Why Hilton Honors has best reward credit card for spending

If you are about to buy a big ticket purchase for your home, perhaps some white goods, a new sofa or a television, then this credit card trick could earn you a big reward.




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John Lewis launches personal loans from 2.9%

John Lewis has launched a new personal loan, offering borrowers between £1,000 and £25,000. Rates start from a competitive 2.9 per cent. Here's our verdict




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Loqbox claims to improve your credit rating by saving every month

Having a good credit score is vital when it comes to being accepted to borrow and getting the best rate. A new tool claims to be help improve your credit history by saving instead of spending.




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118118 Money launches new credit card which charges no interest

118 118 Money has launched a new credit card with a difference, instead of fees, interest and charges you pay a monthly subscription. But it could end up costing you far more – here’s why.




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Don't leave sorting your holiday cash to the last minute this year

Every year most of us leave sorting out our holiday spends to the last minute, pushing up the cost. Check out our timeline to take advantage of the best cheap travel spending deals.




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How cashback from websites can earn you money when you shop

All you need to do is make a few simple changes to the way that you spend your money and you’ll have found yourself a brand new source of income.




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Is the Starling Bank personal loan any good?

Starling Bank is offering its current account customers personal loans of up to £5,000 from 11 per cent APR. We give our verdict on whether they are worth considering.




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Virgin Money credit card customers hit by charges thanks to minimum payment default

Some longstanding Virgin Money credit cardholders have been left with charges on their accounts after discovering they had only been making minimum direct debit payments.




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What is an IVA? Debt solution marketed as a life hack on social media

Last year 71,000 people used an IVA to become insolvent, a record. But are they being driven by firms looking to make money off debtors looking for advice, regardless of whether it's the right choice?




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Virgin Money customers hit with credit card interest charges will be refunded

Virgin Money is refunding loyal customers hit by interest charges after they unwittingly only made minimum payments on their new Virgin Atlantic credit cards.




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More than two-thirds would have second thoughts about dating someone in debt

Nearly three quarters of women said they'd think twice about someone if they debts, compared to 69 per cent of men, according to research from comparison website Finder.




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Virgin Money agreed to refund some credit cardholders but wouldn't give me back my £200

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.




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Would you microchip yourself to speed up paying with contactless? 11% of Londoners would

While it sounds like something out of Blade Runner, a survey found some would take drastic steps to reduce the time it took to pay for their coffee.




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Unfair Cifas marker froze my bank account over a phone upgrade I asked for

Dave Parr, 38, rang up Three in June to ask for a phone upgrade. Because he asked for a different delivery address, they thought it was fraud and when they couldn't contact him filed a fraud marker.




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Isle of Wight ferry U-turn on 70p extra cash fee to drive to Ryde Pier

Ferry passengers incur the charge if they want to be dropped off or picked up by car, or park for the ferry at the end of the half-mile pier.




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Personal debt mountain in Britain grows £45bn in a decade

Households have £45bn more debt on credit cards, personal loans and overdrafts compared to the start of 2010 - growth of 25% in 10 years, Bank of England data shows.




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Equifax put my twin sister's bad debt on my credit report

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.




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Five expert tips on how to get out of debt in 2020

If you are someone who is looking to start the new year by paying off more of their debt, This is Money and its personal finance experts are here to help.




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Tandem launches 1.5% savings deal - but getting it costs £6 per month

Tandem Bank is scrapping its existing, popular, cashback credit card for a membership deal offering a 1.5 per cent savings rate and a credit card that charges no interest, ever. Is it any good?




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HSBC and Tesco Bank don't offer credit card soft searching

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.