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If you haven't already applied for federal small business relief, you're probably out of luck on this round — but you still have a few other options.

The US government added a second round of $310 billion to the Paycheck Protection Program (PPP). But small business owners who haven't applied for PPP loans yet, may be too late to receive any funding. Bankers, lawyers, and consultants said the volume of already approved loans will be enough to tap out the second round of funding.If you don't get government loans and funding, there are still a few other options available to small businesses.Click here for more BI Prime content.If you were hoping to get your loan application into the second round of stimulus funding for small businesses, the chances are stacked against you. But you could turn to tax relief or private companies, local governments, and organizations offering grants and resources to small businesses hurt by the pandemic.Late last




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Inside a Bay Area family's struggle to save their company during the coronavirus outbreak, as big businesses like Shake Shack beat them to government loans

The Elzarka family has owned Beninni, a men's formal wear store in Hayward, California, for 30 years. The shop was forced to shut down in the coronavirus lockdown, and has tried and failed to get government assistance loans through the coronavirus relief package.Shady Elzarka, whose dad founded the store, struggled to access either the Economic Injury Disaster Loan Emergency Advance (EIDL) and relief from the Paycheck Protection Program (PPP).Elzarka for weeks heard nothing from the Small Business Administration, through which he applied for an EIDL, or from Bank of America, where he applied for the PPP loan.Meanwhile much larger companies did not struggle to access government funding, some of which public pressure forced them to hand back.After Business Insider contacted Bank of America for




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'It's not what you think it is': The government's bailout loans are failing small businesses like mine, says Farmgirl Flowers' CEO

Christina Stembel founded her floral company, Farmgirl Flowers, in her dining room in 2010, using her personal savings and a cash-back credit card to cover business expenses.The company has since blossomed into a thriving startup that employed almost 200 staff members prior to the coronavirus.However, as the pandemic causes economic fallout worldwide, Stembel told Business Insider that the future of her company is uncertain.She said the process of applying for the first round of the Paycheck Protection Program, a government fund meant to help small businesses through the coronavirus pandemic, was frustrating and fruitless."I know that the intention of this program is to help small businesses, so let's change it to make sure this money does fall into the hands of small businesses," she said.Visit




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Grubhub receipt sparks outrage as it reveals the company took a $666 cut from a pizza restaurant's $1042 in total orders

Giuseppe Badalamenti, the owner of Chicago Pizza Boss, posted his March Grubhub earnings statement on Facebook, and it showed that the delivery platform took around 70% of its $1000 earnings through the platform."Stop believing you are supporting your community by ordering from a 3rd party delivery company," Badalamenti wrote on Facebook."Restaurant owners select the services they want and only pay a commission to Grubhub when we help generate sales," a Grubhub spokesperson told Business Insider. Grubhub, which is part of the same company as Seamless, has come under fire for asking users to oppose San Francisco's order to slash its commission fees for restaurants from an average of 30% to 15%.Visit Business Insider's homepage for more stories.Grubhub claims to be helping local restaurants.




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Buffets were already on their way out. The coronavirus pandemic may have dealt them a final blow.

75564832Plagued by bankruptcy filings, food poisoning incidents, and millennial disdain, buffets were struggling well before the coronavirus pandemic began.From 1998 to 2017, the number of buffet restaurants decreased by 26% while the number of overall restaurants grew by 22%.That decline may well be made worse by trends that are accelerating across the food industry: towards faster, more convenient, to-go options.Buffets will also have the hardest time convincing diners that they're safe after the pandemic— and rebuilding consumer trust will be key to restaurants' recovery.But buffets may have a chance if they expand takeout and delivery options, and pivot to cafeteria-style service.Visit Business Insider's homepage for more stories.The coronavirus pandemic has been devastating for restaurants




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Euro rugby is next to face total shutdown from coronavirus outbreak

Europe's premier rugby competition is set to be postponed indefinitely at an EPCR board meeting on Monday. The Champions Cup quarter-finals were scheduled for early next month.




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Financial 'dire straights' open door to CVC buyout as Premiership braces itself for loss of revenue

NIK SIMON: Millions will be lost through matchday takings and broadcast rights if the league goes into long-term lock down. The epidemic could force some club finances to the brink of collapse.




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Coronavirus UK: Exeter Chiefs' Gareth Steenson opens up about life in isolation amid pandemic

EXCLUSIVE INTERVIEW BY WILL KELLEHER: Life in the lockdown is exacting enough for everyone - but not many have as many balls to juggle as Gareth Steenson.




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English Premiership clubs seek state help to bail them out

EXCLUSIVE: English Premiership clubs are queuing up to seek financial help from the Government as the coronavirus pandemic continues to cast long shadows over rugby.




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Agustin Pichot talks to SIR CLIVE WOODWARD about campaign to become chairman of World Rugby

SIR CLIVE WOODWARD: Bill Beaumont and challenger Agustin Pichot are in the final week of their election campaign to become chairman of World Rugby. 




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European chiefs slam World Rugby for leaving them out of key talks

World Rugby have stated intentions to reschedule coronavirus-hit Tests for October, despite those weekends already being set aside for club rugby and the EPCR claim clubs have been overlooked.




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Leicester Tigers face legal fight over slashing pay of players and staff without consent

EXCLUSIVE BY DAVID COVERDALE: Leicester Tigers face claims of unlawful deduction of wages after cutting players' pay without their consent. 




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Plotting rugby's future: Cut salaries, cut matches and solve the ongoing north-south divide

After Mike Brown and Joe Marchant told the Mail on Sunday last week that the game was boring, and in need of serious surgery we canvassed opinion from top figures in the game.




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Rita Ora flashes her midriff in a quirky cut-out dress and matching boots at Jingle Bell Ball

The Girls songstress, 29, flashed her gym-honed midriff in a kooky brown polo neck dress, which boasted a sultry keyhole section across her abs.




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Rita Ora sizzles in a racy semi-sheer co-ord outfit for shoe campaign in Miami

The singer, 29, posed in a purple ensemble as part of a campaign for Deichmann shoes, with the shoot taking place in Miami on Friday.




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Rita Ora opts for comfort in sporty cream co-ords as she heads out for dinner at Craig's in LA

The singer, 29, enjoyed a brief break from her busy schedule as she headed out for dinner at Craig's in Los Angeles on Wednesday evening.




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Rita Ora puts on an eye-popping display in clinging cut-out swimsuit

Rita Ora, 29, took time out of her busy schedule on Saturday to enjoy a much needed pool day in the sun.




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Newly single Rita Ora hangs out with Max George in LA as he teases 'project' the pair are working on

Rita, 29, and Rafferty, 23, were reported to have split after just three months of dating following their whirlwind romance on the set of upcoming film Twist.




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Joey Essex dons black face mask as he goes for lunch in the wake of the coronavirus outbreak

It appears the former TOWIE star, 29, is being cautious in the wake of the coronavirus outbreak, which has spread to over 100 countries since it first emerged in China.




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Rita Ora struts out of her home in a quirky cream double-leather ensemble

Rita Ora was going hell for leather on Wednesday, as she was spied strutting from her home in London's Notting Hill.




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Rita Ora dons wacky Gothic leather outfit and dramatic blue make-up as she arrives to BBC studios

The singer, 29, also donned black skintight trousers with a cut out along  the thigh while she added height to her frame with a pair of black heels.




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Rita Ora steps out wearing her self-designed 'stop the spread' coronavirus motif T-shirt and a mask

The singer, 29, was seen leaving her London home with her sister Elena on Thursday after unveiling the new emblem to encourage the population to help try and halt the progress of COVID-19.




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Rita Ora has the word 'lonely' inked inside her mouth for new How To Be Lonely video

The 29-year-old singer took to Instagram on Thursday night to share another glimpse of the video accompanying her recently-released track How To Be Lonely, ahead of its imminent unveiling.




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Rita Ora shares a glimpse of her yoga routine days after banging her head during live stream

The singer, 29, posted a selection of clips of her doing yoga stretches while meditating to calming music after a work out.




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Rita Ora gushes about 'hero' mother Vera returning to work amid coronavirus pandemic

The singer, 29, spoke candidly about her mother, 55, during an appearance on Extra, which she made via video link on Wednesday.




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Rita Ora sizzles in skimpy gym gear as she admits she skipped her work out

The singer, 29, joked that she had been attempting a work out but instead ended up putting on some red lipstick and taking some sexy snaps instead.




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Jo Konta crashes out of Eastbourne in straight-sets loss to world No 62 Ons Jabeur

KIERAN GILL AT EASTBOURNE: Jo Konta's half of the draw had opened up this week, with world No 1 Ashleigh Barty withdrawing and Elina Svitolina suffering a surprise defeat.




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Arsenal news: Nicolas Pepe pulls out of Ivory Coast squad with injury

Pepe played the full 90 minutes in Arsenal's north London derby draw with Tottenham Hotspur and was called up to Les Elephants squad for friendlies with Benin and Tunisia.




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15 of the best movies and TV shows about space that you should watch while you're stuck at home




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'Harry Potter' star Tom Felton just found out he's a Hufflepuff, but he previously said he's a Gryffindor and we have questions

Tom Felton shared a screenshot on Instagram on Wednesday, which revealed that he's a Hufflepuff after taking the official Wizarding World quiz online. But the actor, who played Slytherin member Draco Malfoy, previously tweeted that he's a Gryffindor and "HP" author J.K. Rowling agreed with the assessment. Visit Insider's homepage for more stories."Harry Potter" star Tom Felton, known for playing Slytherin house member Draco Malfoy in the movies, said that he just found out he's a Hufflepuff. "a sad day....on so many levels #harrypotterathome," the 32-year-old actor captioned a series of screenshots he shared on Instagram. The first image revealed that Felton's display name on his Wizarding World passport is the same as the character he portrayed on-screen, rather than his real name. The second




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Watch the terrifying trailer for 'Betaal,' a spooky new horror show from the makers of 'Get Out'

Netflix released the trailer for its new horror series "Betaal" on Thursday, and it's filled with terrifying monsters and centuries-old curses. The trailer focuses on a local police force, as they take on a bloodthirsty group of zombies that have awakened in a tomb and attack any living thing that crosses their path. There's also an ancient curse and a horrifying undead deity to contend with as well, in addition to the army of undead. "Betaal" is produced by Blumhouse Productions, who are also behind horror films films like "Get Out" and "The Purge." The new show premieres on Netflix May 24, and you can watch the trailer below. Visit Insider's homepage for more stories.Read the original article on Insider




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7 things to know about 'To All the Boys 2' star Noah Centineo




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Cronulla skipper calls out anti-vaxxers

Cronulla captain Wade Graham has called out anti-vaxxers who refuse to get a flu shot, saying they should put their teammates above their own personal...




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Mixed martial arts-UFC cuts bout after fighter tests...

May 9 (Reuters) - UFC has withdrawn a bout from Saturday's card in Jacksonville after middleweight Jacare Souza and two of his cornermen tested positive for...




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Cricket's 'magic' up in smoke without live audience: Kohli

India captain Virat Kohli believes cricket will be robbed of its "magical moments" if games are forced into empty stadiums when the sport emerges from its...




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Education unions set out key tests for reopening schools

The measures include extra money for deep cleaning and personal protective equipment.




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92-year-old woman dances outside front door in...

Rose, who grew up in London, said she `went up the West End´ for a dance on VE Day in 1945.




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Tennis-ATP tour chief not ruling out 2020 return

By Sudipto GangulyMUMBAI, May 9 (Reuters) - Despite the growing possibility of a total wipeout of professional tennis this year due to the coronavirus...




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Egypt´s president expands powers, citing virus outbreak

CAIRO (AP) - Egypt´s President Abdel-Fattah el-Sissi has approved amendments to the country's state of emergency that grant him and security agencies...




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Outbreaks in Germany, S. Korea show the risks in easing up

ROME (AP) - South Korea's capital closed down more than 2,100 bars and other nightspots Saturday because of a new cluster of coronavirus infections, and...




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Motor racing-F1 without a crowd leaves Hamilton with an...

By Alan BaldwinLONDON, May 9 (Reuters) - Six-times Formula One world champion Lewis Hamilton says the prospect of a home British Grand Prix without...




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Kenya and Uganda hit by power blackout, electricity...

By Elias Biryabarema and George ObulutsaNAIROBI/KAMPALA, May 9 (Reuters) - Kenya and Uganda were hit by power blackouts on Saturday, and Kenya Power said ...




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South Africa suspends use of Land Bank debt as...

By Mfuneko ToyanaJOHANNESBURG, May 9 (Reuters) - South Africa's central bank has temporarily prohibited the use of debt issued by the Land Bank as...




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Hamilton gets empty feeling thinking about F1 without fans

PARIS (AP) - Driving around Formula One tracks without fans cheering at Silverstone and Monza would literally feel "very empty" for world champion Lewis...




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Simon Cowell displays his two stone weight loss as he steps out with his shirt unbuttoned

The music boss modelled the results of his strict vegan diet as he arrived at the X Factor studios in London on Friday




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Lauren Silverman turns heads in racy shirt as she enjoys night out without Simon Cowell

The 42-year-old wowed onlookers when she arrived at the Boulevard Theatre in Soho to support close friend Nicole Scherzinger in her music show, on Monday evening.




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Simon Cowell is 'upset' after missing out in the New Year's Honours list

A source said the music mogul, 60, who is currently sunning himself with his wife Lauren Silverman and son Eric in Barbados, was 'obviously upset' at the snub.




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Lauren Silverman oozes beach chic as she steps out of the surf with son Eric

Lauren, 42, put on a leggy display in a black swimsuit as she made her way out of the surf accompanied by her partner, 60, and little boy, five.




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Simon Cowell's the X Factor misses out on a Talent Show nomination at the National Television Awards

The X Factor, which first aired in 2004, has been nominated in the category every year since 2007. However rivals Strictly Come Dancing and The Voice UK did get a mention in the shortlist.




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Simon Cowell 'storms out of BGT auditions' after contestant painted with his penis

According to The Sun , Tim Patch, 70, from Australia arrived to audition before the judges in a pink thong, chaps and cowboy hat and painted Simon and David Walliams with his manhood.