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Homeowners Need to Update Insurance Prior to New Bankruptcy Laws Taking Effect

On October 17th a new bankruptcy law goes into effect across the United States. While Congress claimed that the purpose of the law was to crack down on deadbeats, it is apparent that little or no thought went into how the law treats victims of circumstances that are beyond their control. ACCESS has made note on a number of occasions that this group is largely made up of people who lose their jobs and those that lose their medical coverage and then get hit with catastrophic medical bills. But there is another category of people who may wind up getting hit just as hard unless they are truly prepared; homeowners who become victims of natural or manmade disasters.




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New Bankruptcy Law Not Having Intended Effect

January 17, 2006 – Three months ago today, the United States new bankruptcy law went into effect. The law was hailed by Congress and the banking industry as a way to crack down on “abuses” by dead-beats who ran up their bills with the intent of never paying them. But if the past three months are any indication, those so called dead-beats are few and far between.




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Vorige week in telecom: BCE waagt zich in de VS, Vodafone-3 fusie krijgt groen licht en BT en NTT werken aan wereldwijde business

Moet een telecombedrijf uitbreiden buiten zijn thuismarkt? Deze vraag kwam vorige week in het nieuws nadat BCE een grote stap naar de VS aankondigde, terwijl BT en NTT gemengde resultaten lieten zien bij het opbouwen van een internationale business...




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Trump’s Cabinet: Here Are His Picks And Finalists For Key Roles—Mike Huckabee, Kristi Noem And More - Forbes

  1. Trump’s Cabinet: Here Are His Picks And Finalists For Key Roles—Mike Huckabee, Kristi Noem And More  Forbes
  2. Once They Were Neocons. Now Trump’s Foreign Policy Picks Are All ‘America First.’  The New York Times
  3. Trump's top team: who's who?  Hindustan Times
  4. Tracking Trump’s Cabinet picks  POLITICO




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Daily roundup by CSE and Down to Earth @COP27 by Avantika Goswami and Rohini Krishnamurthy, November 7, 2022

Daily roundup by CSE and Down to Earth @COP27 by Avantika Goswami and Rohini Krishnamurthy, November 7, 2022 • UN Secretary-General António Guterres said that Loss and damage can no longer be swept







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UKRAINE: A Turning Point, A Call to Action.

As the world watches the crisis in Ukraine unfold, Bill Marianes speaks with Their Eminences Metropolitan Antony and Archbishop Daniel Zelinsky about the humanitarian needs of the Ukrainian people and our common prayer for peace. The First 90 minutes of this podcast you have a wonderful opportunity to get to know the hierarchs of the Ukrainian Orthodox Church of the USA. The last half hour you will hear information on how to pray for and support the suffering people of Ukraine.and about the current war. Click HERE to support the crisis and refugees of Ukraine.




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Kristin Lavransdatter

Frederica shares her thoughts on Kristin Lavransdatter, a novel by Norwegian author and Nobel Laureate Sigrid Undset.




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The Hieromartyr Peter of Krutitsa

Fr. John shares his homily from the Sunday of the New Martyrs of Russia.




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Saint John of Kronstadt

Fr. John shares about the life of St. John of Kronstadt.




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The War in Ukraine

Fr. John Whiteford speaks about the war in Ukraine.




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Friday Oct 19 - St. John of Kronstadt




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Oct 19 - Righteous John, Wonderworker Of Kronstadt




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Righteous John, Wonderworker of Kronstadt




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Righteous John, Wonderworker of Kronstadt (1908).

"Saint John of Kronstadt was a married priest, who lived with his wife in virginity. Through his untiring labours in his priestly duties and love for the poor and sinners, he was granted by our Lord great gifts of clairvoyance and miracle-working, to such a degree that in the last years of his life miracles of healings — both of body and of soul — were performed countless times each day through his prayers, often for people who had only written to him asking his help. During his lifetime he was known throughout Russia, as well as in the Western world. He has left us his diary My Life in Christ as a spiritual treasure for Christians of every age; simple in language, it expounds the deepest mysteries of our Faith with that wisdom which is given only to a heart purified by the grace of the Holy Spirit. Foreseeing as a true prophet the Revolution of 1917, he unsparingly rebuked the growing apostasy among the people; he foretold that the very name of Russia would be changed. As the darkness of unbelief grew thicker, he shone forth as a beacon of unquenchable piety, comforting the faithful through the many miracles that he worked and the fatherly love and simplicity with which he received all. Saint John reposed in peace in 1908." (Great Horologion)




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Righteous John, Wonderworker of Kronstadt (1908)

"Saint John of Kronstadt was a married priest, who lived with his wife in virginity. Through his untiring labours in his priestly duties and love for the poor and sinners, he was granted by our Lord great gifts of clairvoyance and miracle-working, to such a degree that in the last years of his life miracles of healings — both of body and of soul — were performed countless times each day through his prayers, often for people who had only written to him asking his help. During his lifetime he was known throughout Russia, as well as in the Western world. He has left us his diary My Life in Christ as a spiritual treasure for Christians of every age; simple in language, it expounds the deepest mysteries of our Faith with that wisdom which is given only to a heart purified by the grace of the Holy Spirit. Foreseeing as a true prophet the Revolution of 1917, he unsparingly rebuked the growing apostasy among the people; he foretold that the very name of Russia would be changed. As the darkness of unbelief grew thicker, he shone forth as a beacon of unquenchable piety, comforting the faithful through the many miracles that he worked and the fatherly love and simplicity with which he received all. Saint John reposed in peace in 1908." (Great Horologion)




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Righteous John, Wonderworker of Kronstadt (1908).

"Saint John of Kronstadt was a married priest, who lived with his wife in virginity. Through his untiring labours in his priestly duties and love for the poor and sinners, he was granted by our Lord great gifts of clairvoyance and miracle-working, to such a degree that in the last years of his life miracles of healings — both of body and of soul — were performed countless times each day through his prayers, often for people who had only written to him asking his help. During his lifetime he was known throughout Russia, as well as in the Western world. He has left us his diary My Life in Christ as a spiritual treasure for Christians of every age; simple in language, it expounds the deepest mysteries of our Faith with that wisdom which is given only to a heart purified by the grace of the Holy Spirit. Foreseeing as a true prophet the Revolution of 1917, he unsparingly rebuked the growing apostasy among the people; he foretold that the very name of Russia would be changed. As the darkness of unbelief grew thicker, he shone forth as a beacon of unquenchable piety, comforting the faithful through the many miracles that he worked and the fatherly love and simplicity with which he received all. Saint John reposed in peace in 1908." (Great Horologion)




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Faith, Hope, and Love - Meet Film Director Robert Krantz

This week on Healthy Minds, Healthy Souls, join Fr. Nick and Pres. Roxanne Louh as they talk with Orthodox director Robert Krantz about his new movie, FAITH, HOPE, & LOVE.




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Inner Beauty with Krista West

Presvytera Krista West join the Louh's to talk about beauty. Beauty in the soul, beauty of person, and beauty in the Church.




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Robert Krantz from Hollywood

Fr. Nick and Dr. Roxanne Louh welcome actor and producer Robert Krantz, most recently known for his film Faith, Hope, & Love. Join this conversation on life, relationships, and renewal.




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Kronstadt Not: Fr Danislav's Hoaxters House of Industry

In this episode, which features a guest appearance by Fr. Danislav Gregorio, Fr. Joseph intends to show a vagabond who's boss! Hard to explain, but it doesn't quite turn out as planned.




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Fr. Harry Linsinbigler on Taking Communion, and Ukrainian Autocephaly

In this episode Fr. Anthony and Fr. Harry (UOC-USA Canonist) discuss historical and pastoral variations in taking communion and make a request for charitable discernment when evangelizing (much less judging!) autocephalists in Ukraine. Enjoy the show!




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His Eminence, Metropolitan Antony on St. Sophia Ukrainian Orthodox Seminary in South Bound Brook, NJ

In this episode, Fr. Anthony interviews Met. Antony, the rector of St. Sophia's, about his path to the episcopacy, the primary challenges the Orthodox face in America, and how St. Sophia's trains priests to address those challenges. The culture at St. Sophia's is designed to help reinvigorate the sense of parish as a healthy family, with the priest as that family's spiritual father. He laments the distance that has grown between parishioners and between parishioners and their priests, but says that he has already begun to see the first fruits of St. Sophia's pastoral focus in the form of vibrant church communities led and loved by well-formed priests. Enjoy the show!




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My Journey From Hare Krishna to Christ - Part One

Hear the fascinating story of Patrick Lansdowne, a 7-year Hare Krishna Temple devotee, about his journey to Christ and the Orthodox Church. In Part One of the interview, Patrick and host Kevin Allen discuss the Hare Krishna sect's unique metaphysics and practices (within Hindusim) and how and why Patrick adopted them! Do any of them "prefigure" Christ?




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From Hare Krishna to Christ - Part 2

Today we bring you part 2 of Kevin's interview with Patrick Landsdowne.




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Honorary Doctorate for Metropolitan Krystof

St. Vladimir's Orthodox Seminary confers an honorary doctorate on Metropolitan Krystof, primate of the Orthodox Church in the Czech Lands and Slovakia, at an Academic Convocation (February 28, 2011).




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On the Ukrainian Church Controversy

Fr. Andrew Stephen Damick shares his thoughts on the controversial situation of the Orthodox Church in Ukraine. Are we looking at the situation through worldly eyes or through spiritual eyes?




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Protests in Ukraine

AFR's Kevin Allen interviews His Eminence Metropolitan ANTONY, Primate of the Ukrainian Orthodox Church in the US. Learn about the issues surrounding the violent protests in the country and what is at stake as well as the role of the Orthodox Church in creating peace and moving forward.




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Ukraine - Another Perspective

As we continue to follow the news in Ukraine, Ancient Faith Radio is committed to bring you a balanced perspective on the events and implications for the Orthodox Church. Today, Kevin Allen is speaking with Ukrainian expert and Orthodox Christian Mr James Jatras. Mr Jatras is a former US diplomat, US Senate staffer, and a member of the American Institute of Ukraine.




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Ukrainian Refugee Relief

Bobby Maddex interviews Metropolitan Tikhon and Archdeacon Joseph Matusiak about His Beatitude's special appeal for donations from the individual parishioners of the Orthodox Church in America to provide relief for Ukrainian refugees. To donate, please visit oca.org/relief.




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Swiatek exits WTA Finals after Krejcikova win

Iga Swiatek is knocked out of the WTA Finals after group rival Barbora Krejcikova beat Coco Gauff to secure her place in the semi-finals.




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Krejcikova criticises journalist over forehead remark

Barbora Krejcikova criticises a journalist's "unprofessional commentary" after he made a remark about her appearance on air.




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Hull KR seal home semi-final with win over Leeds

Watch highlights as Hull KR secure a home semi-final in the Super League play-offs with victory over Leeds, whose own hopes are ended.




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Hull KR hold off Wolves to reach first Grand Final

Watch highlights as Hull KR hang on to beat Warrington Wolves to reach their first Super League Grand Final.




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Hull KR sign Broncos winger Kershaw

Hull KR have signed winger Lee Kershaw from London Broncos on a two-year contract.




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Griggs sets world's best time for Parkrun

County Tyrone 19-year-old Nick Griggs produces a Parkrun world's best at Victoria Park in Belfast when he clocks 13 minutes and 44 seconds.




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'Buzzing' - Griggs was 'not trying' to break Parkrun world record

Teenager Nick Griggs admits he didn't set out to break the Parkrun world record after achieving the feat in Belfast on Saturday.




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New Aston Martin simulator ‘like something from Star Wars’ – Krack | RaceFans Round-up

In the round-up: New simulator 'like Star Wars' - Krack • Pirelli likes 'flexibility' of new C6 • Play NZ anthem when McLaren wins - Lawson



  • RaceFans Round-up

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La Russie lance un "nombre record" de drones sur l'Ukraine. Barrage de drones ukrainiens sur Moscou

La Russie lance un "nombre record" de drones sur l'Ukraine. Barrage de drones ukrainiens sur Moscou




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Trump et Poutine auraient discuté de la guerre en Ukraine, "une pure fiction", selon le Kremlin

Trump et Poutine auraient discuté de la guerre en Ukraine, "une pure fiction", selon le Kremlin




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Les enfants ukrainiens enlevés par la Russie destinés à servir son armée ?

Les enfants ukrainiens enlevés par la Russie destinés à servir son armée ?







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Russia’s Medvedev says Europe is trying to escalate Ukraine conflict after Trump win

MOSCOW: Former Russian President Dmitry Medvedev accused European leaders on Tuesday of seeking to dangerously escalate the Ukraine conflict following the re-election of former U.S. President Donald Trump.

Medvedev, a senior security official, wrote on Telegram that European politicians were aiming to “push the conflict with Russia into an irreversible phase” while they could and warned against allowing Kyiv to use Western long-range missiles to fire at targets inside Russia.

Medvedev dismissed what he called “ultimatums” issued by German opposition leader and possible next chancellor Friedrich Merz about Ukraine’s use of such weapons as “electioneering in nature”.

“It is clear that these missiles are not capable of changing anything significantly in the course of military operations”, he said.

French President Emmanuel Macron and British Prime Minister Keir Starmer reaffirmed their support for Kyiv during talks in Paris on Monday, while France’s foreign minister urged Ukraine’s allies not to prejudge how Trump will handle the conflict.

“Generally speaking, it is surprising to what extent the current generation of European politicians wants to drag the war into their territory”, Medvedev said.

Medvedev previously said that Trump’s win would likely be bad news for Ukraine. Trump, a Republican, has repeatedly criticised the scale of Western aid to Kyiv and has promised to end the conflict swiftly, without explaining how.

The Kremlin dismissed on Monday reports that Trump had spoken to Russian President Vladimir Putin in recent days as “pure fiction.”




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US vows ‘firm’ response to N.Korea deployment in Ukraine conflict

BRUSSELS: US top diplomat Antony Blinken warned Wednesday that the deployment of North Korean troops alongside Russian forces fighting on the Ukrainian border demanded a “firm response”.

The secretary of state was speaking at the start of a day of Brussels talks with NATO and EU officials to urgently address ramping up support for Kyiv before Donald Trump reclaims the White House -- potentially jeopardising future aid.

Addressing reporters alongside NATO chief Mark Rutte, Blinken said they had discussed the fact North Korean forces have been “injected into the battle, and now, quite literally, in combat which demands and will get a firm response.”

The US State Department confirmed Tuesday that Pyongyang’s troops -- whose entry into the conflict marks a potentially major escalation -- have begun “engaging in combat operations” alongside Russian forces near the border with Ukraine.

A spokesman said that of the more than 10,000 North Korean soldiers sent to eastern Russia, “most of them have moved to the far western Kursk Oblast, where they have begun engaging in combat operations with Russian forces”.

Rutte meanwhile stressed the crucial role played by China in helping Russia’s “war effort”, as well as Iranian weapons deliveries -- paid for with Russian funds that were in turn helping Tehran to “destabilize the Middle East”.

Blinken was taking part in a meeting of the North Atlantic Council, NATO’s decision-making body, before talks with European Union top diplomat Josep Borrell, his successor Kaja Kallas and Ukraine’s Foreign Minister Andriy Sybiga.

His emergency trip comes as Trump’s election victory, coupled with a political crisis in Germany, heightens fears about the future of assistance for Ukraine at a key point in the fight against Russia’s invasion.

Trump has in the past voiced admiration for Russian President Vladimir Putin and scoffed at the $175 billion the United States committed for Ukraine since the start of the war in 2022.

The 78-year-old tycoon, who will be inaugurated on January 20, spoke with Ukrainian President Volodymyr Zelensky after winning re-election following a first stint as president between 2017 and 2021.

He has boasted he can end the war in a day, likely by forcing concessions from Ukraine, although his newly named national security advisor, Mike Waltz, said Trump may also pressure Putin.

The Washington Post reported the Republican leader also held a phone call with Putin and discouraged an escalation by Russia. The Kremlin denied the report.

US media reported Trump might pick Republican Senator Marco Rubio to replace Blinken as secretary of state.

Rubio is seen as supportive of Kyiv but has also said Washington should show “pragmatism” rather than sending billions of dollars more in weapons as the war hit a “stalemate”.

‘As long as it takes’

The Biden administration has made clear it plans in its remaining weeks to push through the more than $9 billion of remaining funding appropriated by Congress for weapons and other security assistance to Ukraine.

Mark Cancian, senior advisor at the Center for Strategic and International Studies, expected the United States to focus in particular on sending vehicles, medical supplies and small-arms ammunition, which Ukraine needs and the United States can provide.

“Between now and the end of the administration, they’re going to try to ship everything they can that’s available,“ Cancian said.

Despite Kyiv’s pleas it seems unlikely, however, that Washington will lift its veto on Ukraine’s use of long-range missiles to strike deep into Russian territory.

Trump in his first term aggressively pushed Europe to step up defence spending and questioned the fairness of the NATO transatlantic alliance -- robustly defended by Biden.

“Whatever approach the US leadership takes towards Ukraine, Europe will have to step up, and we will have to take the lead in supporting Ukraine’s defence efforts and macro financial stability,“ said Olena Prokopenko of the German Marshall Fund of the United States.

“Unfortunately, Donald Trump’s win comes at arguably the worst possible time in terms of Europe’s political and economic shape and its ability to promptly coordinate”.




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Comment on SmugMug buys Flickr – should we stay or should we go? by Arthur Weiss

A couple of years ago (I think just after the initial acquisition and when Flickr was being expanded) they offered an "automatic uploader" that scoured your computer and uploaded all images automatically. This sounded great - until I realised you had no control on what was uploaded. My Flickr account has so much junk in it that it would be really hard to clear out - as I have my photos PLUS images I've purchased PLUS images I've downloaded and even scans and stuff like that which I'd never wanted uploaded. These aren't even in albums - so I can't delete them except one-by-one. Fortunately I have my privacy settings set - but not everybody did, and Flickr is a great source for competitive intelligence as a result. Some of the stuff you can find is in the category of "how stupid can you get" (and is a real lesson in the importance of privacy settings). I found a table for a major manufacturer giving volume sales per month 2016 vs. volume sales per month 2015 and YTD value sales. When I was doing the work it was actually current data - invaluable to my client as it was the sort of stuff you cannot ever expect to find but proves there is such as thing as serendipity.