con

Covid-19: FCA urges firms to consider premium reductions and payment holidays

The regulator issued a raft of measures today (1 May) for how financial services firms should behave while coronavirus grips the nation.




con

FCA survey reveals gaps in consumer insurance knowledge and take-up

Regulator publishes findings of its largest research pool with UK consumers.




con

Car premiums fell in second quarter 2018, says AA

Average prices have dropped by more than 10% in a year.




con

Car premiums continue to drop in Q3 2018 according to AA

Customers benefiting from 10% yearly fall.




con

Home insurance premiums continue to creep up in Q4 2018

Analysis by The AA reveals quarterly and yearly increases.




con

In-depth - liability: The future of construction PI

Are there any solutions to the loss of capacity and increasing premiums in construction PI? Martin Friel investigates




con

Blog: When is a consolidator, not a consolidator? The question Barton, Jelf and Reid’s Partners& hopes to answer

This week saw the launch of new broking business Partners&, bringing together a quintet of players to form a business which is positioning itself as distinctly anti-consolidator. Insurance Age content director Jonathan Swift looks at what this means; and the challenges it faces to maintain its self-proclaimed USPs as it grows.




con

MS Amlin confirms exit from aviation market

Provider announced its decision to exit nine lines of business last month.




con

Castel enters construction market with new offering

Sector has recently been troubled by hardening capacity and cover shortages.




con

What to Consider Before Replacing Your Roof

The roof on your home is one of those things you probably don't give much thought to on a daily basis. It is there to perform a vital task and until it is no longer performing that task it tends to be ~ out of sight, out of mind.




con

Pros and Cons to Having a Chicken Pen When Selling

Have you been noticing a lot of people getting chickens in their backyard lately? It is a growing trend even in metro places like Seattle and Chicago. While there are some city ordinances and rules, having a chicken pen, with chickens, of course, may or may not be a good idea if you are planning on selling your home.



  • Garden / Landscaping / Patio

con

7 Tips for Styling and Decorating Your Apartment Balcony

If you are lucky enough to have an apartment with a balcony, you might want to find some ways that you can decorate it to enjoy it in the summertime. There are many things that you can do, based on your budget and your preferences. Below are 7 tips that you can use for adding some style to your balcony.



  • Garden / Landscaping / Patio

con

Ebook Review: AdSense Confessions, How to Earn Google AdSense Income

Have you joined the herds of people earning a passive income from Pay Per Click using Google AdSense? If not, you're missing a golden opportunity. This ebook review is about "AdSense Confessions" written by Codrut Turcanu who reveals how nine people make varying levels of income for very little work.




con

8 Greatest Ways To Converting Your Traffic Into Your Greatest Profit

The Secrets behind a Great Profits from Traffic finally revealed! If you want to know how they make it, you'll definitely need to know what they're doing.




con

Second Mortgage for Home Improvement

Now that you have been in your home for a few years and you have established some equity, you may be considering doing some home improvement with a second mortgage.




con

Second Mortgage a Good First Step

Many homeowners are taking out second mortgages to get needed cash. Even borrowers with bad credit can come out ahead by using their home equity wisely.




con

Free Content Articles: How To Optimize Your Free-reprint Article

I have been around the internet for quite sometime, offering outsourced services and software products. I see a lot of internet marketing techniques on how to get more traffic and attract more paying customers, but only one technique seemed to work for me considering my tight budget.




con

Is automated traffic something to consider?

Trying to get visitors to come to your site can often be a very hard task, how will people find you when they do not know you exist? If you have time and dedication, you do not need to spend too much to get your site seen.




con

Elements of Auto Insurance Contracts

Contractual terminology of auto insurance contracts




con

Temporary exemptions under Consumer Data Right

24 April 2020

Three-month exemptions have been granted to financial services providers required to share product reference data by 1 July 2020, due to the impact of the COVID-19 pandemic.

The temporary exemptions under the Consumer Data Right, until 1 October, will apply to non-major ADIs, including non-major banks, building societies and credit unions, and extend to non-primary brand products offered by the major banks.

The major banks have been sharing product reference data since July 2019.

Product reference data refers to information about a bank’s rates, fees and features of banking products. 

This data can be used by businesses, such as comparison sites, to compare products in the market.

“The ACCC is granting these exemptions as an acknowledgement of the intense resource requirements of the industry as a result of the COVID-19 pandemic, and in particular non-major banks that may not be able to prioritise this at this time,” ACCC Commissioner Sarah Court said.

“We understand that financial providers are dedicating many resources at present to support their customers, however we do encourage providers to share product reference information on a voluntary basis if they are in a position to do so,” Ms Court said.

Further consultation on Consumer Data Right Rules

A revised draft of the Consumer Data Right Rules have also been published today.

The proposed amendments to the Rules include:

  1. clarifications on the types of accounts in scope for sharing consumer banking data
  2. new rules on the function of the Accreditation Register and Registrar
  3. rules relating to the use of the Consumer Data Right logo.

The proposed amendments following this consultation will come into effect from July 2020.

A copy of the draft revised Rules is available here: ACCC consultation on proposed amendments to the Competition and Consumer (CDR) Rules 2020

Release number: 
82/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917




con

Consumer Data Right Compliance and Enforcement Policy released

8 May 2020

The ACCC and the Office of the Australian Information Commissioner (OAIC) today jointly released the Compliance and Enforcement Policy for the Consumer Data Right.

The Policy outlines the approach that the ACCC and the OAIC have adopted to encourage compliance with, and address breaches of, the Consumer Data Right regulatory framework. The Policy has been developed following consultation with current and future data holders and recipients.

‘‘The Consumer Data Right is an important reform that will give consumers greater access to and control over their data,” ACCC Commissioner Sarah Court said.

“With this important reform come significant and serious safeguards.”

“It is the responsibility of each Consumer Data Right participant to be fully aware of their regulatory obligations or face scrutiny by the ACCC and the OAIC,” Ms Court said.

“Today’s release of the Compliance and Enforcement Policy helps clarify these obligations as people prepare to participate in the Consumer Data Right from July 2020.”

The ACCC and OAIC have adopted a strategic risk-based approach to compliance and enforcement, which focuses on building consumer confidence in the security and integrity of the Consumer Data Right system.

“My office and the ACCC will work in partnership to monitor and actively enforce participants’ compliance with their regulatory obligations, including the privacy safeguards,” Australian Information Commissioner and Privacy Commissioner Angelene Falk said.

“A strong regulatory framework is in place to protect privacy and build public confidence in the Consumer Data Right, and the Compliance and Enforcement Policy released today provides increased certainty about how we will uphold these consumer protections.”

“Economic reforms like the Consumer Data Right which build consumer confidence in the use of their personal information and encourage innovation will be critical to our recovery after the COVID-19 outbreak,” Commissioner Falk said.

The ACCC and OAIC will regularly review the Compliance and Enforcement Policy so that it continues to reflect best practice regulation and evolves with the Consumer Data Right regime.

A copy of the Compliance and Enforcement Policy is available online.

This media release was jointly issued with the Office of the Australian Information Commissioner.

Background

Principles

The ACCC and OAIC will adopt a strategic risk-based approach to compliance and enforcement which recognises the joint regulatory model and a requirement to deal with breaches of the legislation efficiently and effectively. Both agencies will act with integrity, professionalism and in the public interest, guided by the principles of accountability, efficiency, fairness, proportionality and transparency.

Compliance monitoring tools

The ACCC and OAIC will use a wide range of information sources and monitoring tools to assess compliance and identify potential breaches of the Consumer Data Right legislation (including Privacy Safeguards), Consumer Data Right Rules and Data Standards. These sources and tools will include:

  • stakeholder intelligence and complaints
  • business reporting, which will include summaries of Consumer Data Right complaint data
  • audits and assessments
  • information requests and compulsory notices.

Enforcement options

There are a range of enforcement options available to respond to and resolve breaches of the Consumer Data Right legislation (including the Privacy Safeguards), Consumer Data Right Rules and Data Standards. These include:

  • administrative resolutions, whereby a business provides a voluntary written commitment to address a non-compliance issue
  • infringement notices and court-enforceable undertakings
  • suspension or revocation of accreditation by the ACCC (as the accreditor)
  • determination and declarations, using the OAIC’s power to make a determination following an investigation, to either dismiss or substantiate a breach of a Privacy Safeguard or Rule relating to the privacy or confidentiality of Consumer Data Right data
  • court proceedings (which may result in penalties, injunctions and other orders).
Release number: 
93/20
ACCC Infocentre: 

Use this form to make a general enquiry.

Media enquiries: 
Media team - 1300 138 917
Audience




con

A Constipation Remedy Using Potassium and Prunes

Learn how to use potassium to eliminate constipation. By using a natural fruit and potassium, you can strenghten your colon and get constipation relief.




con

A Constipation Home Remedy - Cayenne

Cayenne is a constipation home remedy that is effective in producing peristalsis in your colon and aids digestion. It can be used regularly at every meal and when needed for constipation. Cayenne pepper is known to help thin the blood. Learn more about this powerful herb and how it can help your heart.




con

How Sesame and Sunflower Seeds Can Relieve Constipation

Here are to simple seeds that you can use to add special nutrition to your body and at the same time gain relief from constipation. Discover how to prepare these seeds so you can become regular.




con

Controlling Intestinal Gas Naturally

Intestinal gas, flatulence, farting or breaking wind is a natural part of the digestive process. This odorless gas, although at times embarrassing, is the result of good digestion. Every day, our body produces one to three pints of gas that is ultimately passed. For some, gas is an ongoing problem. Discover alternative and natural healing methods in which you can reduce or eliminate the awkwardness of intestinal gas.




con

Pain Control In Chronic Non-Cancer Patients

Why would an article with such an esoteric title be of interest, of importance and relevancy to more than just Pain Management health care workers. Read on and find out.




con

Constructing an All-Weather Mutual Fund Portfolio

While screening tools readily provide performance data and make the task of identifying top mutual funds relatively easy, there is more to constructing an all-weather portfolio than screening for the top funds.




con

Advergames Build A Unique Brand Experience With Consumers

Today's hard-to-reach consumers are turning from traditional media to new forms of electronic entertainment, making them more difficult to reach through classic advertising mediums. One way to address this is through advergames.




con

Urban Movies Continue To Rise

Some talented film directors behind this urban movement are Charles Dutton, Damon Dash, Sid Kali, Hype Williams, John Singleton, Dale Stelly, Mike O'Dea and Quentin Tarantino.




con

Hosting Your Own Web Server: Things to Consider

This article details things to consider when readying and preparing to host your own web server. This is an informative guide to follow before making the purchase of an web server.




con

Bringing an Old Fridge Back to "Like New" Condition - Top Tips

Fresh new shiny appliances for your kitchen are always exciting. They work smoothly, look modern and sleek, and add a touch of elegance to the kitchen. But these major appliances don’t come cheap, and typically aren’t something you want to replace on a regular basis.




con

The World of Duplicate Content - Use of a Filter

The World Wide Web is like a running race or marathon where websites compete to reach the finish line first. In this case the finish line is higher ranking. And in this race for supremacy it is important to avoid duplicate content and its penalties.




con

The Concept Behind CSS

The concept behind CSS (a.k.a. cascading style sheets or style sheets) is really simple. CSS allows you to create a single document of code, similar to an HTML file, that lets you specify the colors, fonts, backgrounds, etc. of a web page. The CSS file is then linked to from the web page(s) that you want to have the same styles that you specify.




con

Glyconutrition and Anti Aging The Real Fountain of Youth

Glyconutrition is involved in the anti-aging process. "Growing to a ripe ole' age" was simply the way we were thought to age...by chronological years. That was the case until the advent of glyconutrition and the anti-aging sciences.




con

Questionnaire on Glyconutrition to Take to Your Doctor:

This article, written by a renowned surgeon, is designed as a questionnaire to be taken to your doctor if you need to ask his/her opinion about glyconutrition and need answers about chronic or autoimmune disease conditions.




con

How To Protect Your Crown Jewels With A Confidentiality Agreement

How should you use a confidentiality agreement to protect your trade secrets and how effective are they anyway?




con

Fight or Flight in Relationship Conflict

Conflict does not get resolved when the stress response takes over. Learn how to manage conflict in loving ways and to heal the fear that activates your fight or flight response.




con

LED Lenser; Technology Yields Survival and Convenience

This article educates consumers to the neccesity of having the correct survival equipment. We explain what a 72-hour kit is, and what is needed in the kit. The article also outlines the ideal equipment that should be kept close at all times.




con

USPS Click-N-Ship Software Provides Free Delivery Confirmation

Gone are the days of having to stand in line at the post office just to mail a package. These days, thanks to the advancement of the internet and technology, postal customers can now print postage from the convenience of their own home.




con

Have You Ever Considered a Garden Inside Your House?

Citation Twitter Find more on this here. More like this article. Keywords: Hydroponic systems for sale, Best way to grow indoors, Indoor grow cabinet, Best way to grow indoors, Grow box, Grow cabinets.

The post Have You Ever Considered a Garden Inside Your House? appeared first on RSS News Feed.



  • Food and Drink

con

Why You Should Consider An Herbal Colon Cleanse

Herbal colon cleansing may decrease the risks of developing certain health problems. Many people who are affected by a health condition have found that cleansing can help their body rejuvenate itself naturally.




con

Connecting With Bliss

Connecting with the Bliss of Life is a guide to the exploration of the soul and a perfect plan to live the amazing adventure life is meant to be.




con

A Concise Guide to MICR and Associated Technologies

Magnetic Ink Character Recognition (MICR) was developed to utilize the benefits of computer technology in the banking industry. Prior to the use of a MICR line, check sorting by account number was a manual process. Two systems were previously used to handle the large numbers of checks processed in the banking industry: Sort-A-Matic and Top Tab Key Sort.




con

Nursing Continuing Education For the 21st Century

Nursing education provides the basic building blocks of medical, scientific, and nursing knowledge, but competence in the nursing profession requires an ongoing process of continuing education. How does the busy working nurse find the time or courses though?




con

Using Acne Cleansers To Control Your Acne

Before getting into acne control, let us know how it is formed. Oil called sebum is secreted normally from hair follicles which travel up to the pores where it lubricates and protects the skin. Sometimes, there are overworked oil glands which enlarge and produce too much sebum which can get trapped in the hair follicle. Thus the pores will get clogged which are either called blackheads or whiteheads, allow bacteria overgrowth of Propionibacterium acne




con

Abortion and the Conscience of the Nation

President Ronald Reagan writes a brief essay on abortion.




con

The Pros and Cons of In-Vitro Fertilization

Modern science and medicine has made it possible for many women to conceive that otherwise would be unable to bear children. If you are considering anything other than a natural pregnancy, explore the pros and cons of in-vitro fertilization first.




con

Preventing the Misconduct of Your Children or Employees

In your relationship with your child or employees, remember that their behavior and intentions towards you will change only when you change your approach. Although you do not cause them to misbehave, you can reinforce and encourage their misbehavior by reacting in ways they expect.




con

How to Write Better SEO Content

To learn more, read this. Find out more about this topic here. Keywords: Seo content writing service, Writing seo content, Free article list, Free research articles, Seo content creation, Free article sites.

The post How to Write Better SEO Content appeared first on RSS News Feed.




con

Satellite radio quality and content

There are two important characteristics that recommend satellite radio as a service most people would like to have in their vehicles or homes: quality and content.