If she takes the £10k pot she is liable for tax. This seems very unfair as every other year before this and after she will earn a lot under the limit. Can't she share the excess over several tax years?

My husband has a pension pot of around £380,000 which we don't want to use at present and is still being invested. We don't want an annuity as we would like our children to inherit.

Your employer is contributing a large part of the cost of your pension, and it brings many benefits including guaranteed payouts from retirement onward, says pensions agony uncle Steve Webb.

Do I have the right to challenge the delay in forwarding the employees' contribution due to the detriment this may have to pension performance?

I am 51 now and would like to retire at 60. I realise I need to be looking long term, but at the moment I just see thousands slipping away. Is there anything I can do to protect my pension pot?

My husband is terminally ill now. Will I receive any of his state pension when he dies? This is Money's pensions columnist, Steve Webb, explains how the rules work according to a couple's ages.

I have just found out I'm not divorced after 30 years. My state pension is very low. I'm only getting £78 per week. My husband gets a full pension. If I get divorced now, would I get more?

This is Money's agony uncle Steve Webb explains how final salary schemes work, and what happens to them in financially turbulent times.

The deadline for me to take a decision on the full lump sum without paying tax is due in summer 2021. Anything after that date, I have to pay up to 40 per cent tax on the lump sum if I take it out.

Do you think it is possible to successfully challenge this in a court of law, since I feel it is discriminating unfairly on grounds of marital status?

What happens to my pension if the insurance company has serious financial problems or goes bump? Our agony uncle Steve Webb explains what happens to pensions that are bought out by insurers.

Longstaff is one of the top flight's lowest earners but has still put money towards the NHS' fight against coronavirus as part of the Premier League's 'Players Together' initiative.

Mike Ashley is close to sealing the £300million sale of the Premier League club to a consortium fronted by Amanda Staveley, which has been backed by Saudi Arabia's Public Investment Fund.

Steve Bruce was an unpopular choice to replace Rafael Benitez, but Sam Allardyce insists Newcastle must stick with the former Sunderland boss once the takeover is complete.

Jenas, who played for the Magpies in the Champions League, thinks the buyers will want to revolutionise his former side and bring back the ambition that was lacking under Ashley

Should the Reuben brothers play an integral part in Mike Ashley departing Newcastle United, Ant and Dec might suddenly find they have competition as the Toon's favourite double act.

Longstaff, who burst onto the scene when he scored the match-winner against Manchester United, is out of contract on June 30 and talks over a new deal have stagnated in recent months.

EXCLUSIVE BY MARTIN SAMUEL: The deposit paid by the Saudi Arabian consortium is non-refundable, meaning Newcastle owner Ashley gets richer even if the takeover is not ratified.

Napoli striker Arkadiusz Milik remains in talks over a new contract to stay at the club and reports linking to him an exit are 'only rumours', according to his agent.

Pochettino was relieved of his duties at Spurs back in November, but the club continue to pay his substantial £8.5m-a-year wages, and now the Argentine is being linked with Newcastle.

The versatile left back had impressed for Rennes this season before the coronavirus pandemic halted play, helping guide his side to third in Ligue 1 with 10 matches remaining.

A £300million buyout of the north-east club, backed by the country's public investment fund, is reportedly close to being finalised.

The UK government have been urged by its own members to take an active role in scrutinising the Saudi-led takeover of Newcastle United following calls for the deal to be blocked.

Both bodies have their versions of 'financial fair play' (FFP), with the Premier League limiting owner-subsidised losses to £105million over three years and UEFA limiting three-year losses to £26m.

Even if Newcastle's takeover happens, spending restrictions in place at domestic level in the Premier League and at UEFA level will make it difficult for the club to spend high amounts.

Keegan is adored by Newcastle fans having made 78 appearances for the club while enjoying two separate spells as manager, having nearly guided them to Premier League gold in the 1990s.

The Napoli centre-back has been heavily linked with long-term admirers Manchester United, but Newcastle are also reportedly preparing to make an offer to the Senegal international.

EXCLUSIVE INTERVIEW: Alan Pardew could only sit and wait for the phone call. There was nothing else to do as the fate of ADO Den Haag's season was debated in a series of video conference calls.

The Secretary of State for Digital, Culture, Media and Sport Oliver Dowden has been slammed for failing to intervene in the proposed takeover of Newcastle United by a Saudi-led consortium.

The Saudi consortium's proposed takeover means that they are set to hold an 80 per cent stake in the club, putting American Henry Mauriss' attempt to buy Newcastle on the back burner.

With protesting voices growing louder over the potential sale of Newcastle United to a Saudi-backed consortium, question marks have appeared over whether the deal will go through or not.

Newcastle's Valentino Lazaro has slammed the Premier League and club executives over their plan to introduce blanket 30 per cent cuts to players' wages amid the coronavirus crisis.

It appears that current owner Mike Ashley is edging forever closer to selling the club to a bid led by Amanda Staveley which is backed by the wealth of the Saudi Public Investment Fund.

The Premier League asked the United States government to keep Saudi Arabia on its piracy watch list before beginning checks on Newcastle United's Saudi-led takeover.

Newcastle's proposed takeover would rocket them into the bracket of the world's wealthiest sports club. Temuri Ketsbaia feels the spending would have to be ruthless from day one.

The BBC, another key Premier League partner, has also complained to the European Commission about Saudi Arabia regarding TV piracy, which could scupper state's bid to buy Newcastle.

Matt Ritchie believes Newcastle team-mate Jonjo Shelvey could play for Barcelona 'if only his head was screwed on'. Shelvey, 28, has been capped six times by England.

The manager was sacked in November and was paid the same fee in compensation, but part of the agreement means any club wishing to employ him within six months has to repay Spurs that amount.

The Magpies are the subject of a £300million takeover bid backed by Saudi's Public Investment Fund, and if that is ratified the club would become one of the richest in Europe.

LAWRENCE BOOTH IN MOHALI: England appeared to be losing their battle to stay in with a chance of series success after Ravindra Jadeja and Ravi Ashwin helped India dominate day three.

Haseeb Hameed and Joe Root's admirable resistance proved too little too late as England lost the third Test by eight wickets. Here, Sportsmail's Lawrence Booth takes a look at the talking points.

England were made to toil on day three of the fifth and final Test in Chennai as Lokesh Rahul hit 199. LAWRENCE BOOTH casts his eye over the day's action at the Chidambaram Stadium.

LAWRENCE BOOTH: England conceded their highest total in 983 Tests stretching all the way back to March 1877. India’s 759 for seven beat the 751 for five by West Indies in Antigua in April 2004.

England were skittled twice in 96.1 overs – the equivalent of just over a single day’s play. The last time they lost 20 wickets in fewer overs in a home Test was against Australia at Headingley in 2009.

TOP SPIN AT THE TEST: Ben Stokes became the sixth England player to appear on the Lord’s honours boards both for scoring a century and now taking five or more wickets in an innings.

TOP SPIN SPECIAL: England’s Ashes hopes are long gone, but here Sportsmail looks at five final Ashes Tests which were ‘dead rubbers’ but had ramifications beyond the result of the game.

England endured a day of humiliation as they were bowled out for just 58 in the first Test against New Zealand in Auckland. LAWRENCE BOOTH takes a look at some of the facts and figures

LAWRENCE BOOTH AT OLD TRAFFORD: Jos Buttler inspired England to a series whitewash after posting an unbeaten century in the final ODI against Australia on Sunday.

England's first Test with India is on a knife-edge heading into day four at Edgbaston. Here, Sportsmail's LAWRENCE BOOTH takes a look at the major talking points from the day's play.

LAWRENCE BOOTH IN KANDY: England clinched a series victory over Sri Lanka on Sunday morning after taking the final three minutes in little over half an hour.