"This Saint had Cappadocia as his homeland. He lived during the years of Leo of Thrace, who reigned from 457 to 474. The Saint established in the Holy Land a great communal monastery wherein he was the shepherd of many monks. While saint Sabbas was the head of the hermits of Palestine, Saint Theodosius was governor of those living the cenobitic life, for which reason he is called the Cenobiarch. Together with Saint Sabbas, towards whom he cherished a deep brotherly love in Christ, he defended the whole land of Palestine from the heresy of the Monophysites, which was chanpioned by the Emperor Anastasius and might very well have triumphed in the Holy Land without the opposition of these two great monastic fathers and their zealous defence of the holy Council of Chalcedon. Having lived for 103 years, he reposed in peace." (Great Horologion)

This best-loved Saint of the Serbian people was born in 1169, the son of Stephen Nemanja, Grand Prince of Serbia. He was named Rastko by his parents. At the age of fifteen he was appointed governor of the province of Herzegovina, but worldly power were of no interest to him, and he began to wish to give himself more fully to God. He secretly left home and traveled to Mount Athos, where he became a novice at the Monastery of St Panteleimon. His father learned where he had gone and sent soldiers to bring him back, but before the soldiers could claim him, he was tonsured a monk with the name of Sabbas (Sava), after St Sabbas the Sanctified (December 5).   In time, under the influence of his son, Stephen Nemanja abdicated his kingship, and in 1196 he became a monk under the name of Symeon, traveling to the Holy Mountain to join his son. Symeon was quite old, and unable to endure all the ascetic labors of long-time monks, so his son redoubled his own ascetical struggle, telling his father, "I am your ascesis." The two monks together founded the Chilander Monastery, which became the center of Serbian piety and culture. Saint Symeon reposed in 1200, and his body soon began to exude a miracle-working myrrh; thus he is commemorated as St Symeon the Myrrh-streaming (February 13).   Saint Sava retired to a hermit's life in a cell on the Holy Mountain, but was compelled to return to the world: his two brothers were at war with one another, causing much bloodshed in Serbia. The Saint returned home with his father's holy relics, mediated between his brothers, and persuaded them to make peace with one another over their father's tomb, restoring peace the Serbian land. At the pleas of the people, St Sava remained in Serbia thereafter. He persuaded the Emperor and the Patriarch of Constantinople to grant autocephaly to the Church in Serbia. Against his will, he was ordained first Archbishop of his land in 1219. He labored tirelessly to establish the Orthodox Faith, for, though his father had been a Christian, many of the people were still pagan. In old age he resigned the episcopal throne and went on pilgrimage to the Holy Land. While returning from his pilgrimage, he fell asleep in peace in 1236.

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

These two holy ones were brother and sister, living the city of Aegea in Cilicia. When their parents died, they gave all their possessions to the poor. Zenobius, a physician, gave his healing services for free to all who came to him, often relying more upon the holy Name of Jesus than upon medicines. In time, he became Bishop of Aegea. During the persecutions under the Emperor Diocletian, Zenobius was arrested and brought before the governor Lysias, who demanded that he deny Christ and worship the idols. When Zenobius refused, he was subjected to torture. Zenobia, hearing of this, rushed to be with him and openly rebuked the governor. The two were then tortured together and finally beheaded, faithful to their Lord to the end.

This best-loved Saint of the Serbian people was born in 1169, the son of Stephen Nemanja, Grand Prince of Serbia. He was named Rastko by his parents. At the age of fifteen he was appointed governor of the province of Herzegovina, but worldly power was of no interest to him, and he began to wish to give himself more fully to God. He secretly left home and traveled to Mount Athos, where he became a novice at the Monastery of St Panteleimon. His father learned where he had gone and sent soldiers to bring him back, but before the soldiers could claim him, he was tonsured a monk with the name of Sabbas (Sava), after St Sabbas the Sanctified (December 5).   In time, under the influence of his son, Stephen Nemanja abdicated his kingship, and in 1196 he became a monk under the name of Symeon, traveling to the Holy Mountain to join his son. Symeon was quite old, and unable to endure all the ascetic labors of long-time monks, so his son redoubled his own ascetical struggle, telling his father, "I am your ascesis." The two monks together founded the Chilander Monastery, which became the center of Serbian piety and culture. Saint Symeon reposed in 1200, and his body soon began to exude a miracle-working myrrh; thus he is commemorated as St Symeon the Myrrh-streaming (February 13).   Saint Sava retired to a hermit's life in a cell on the Holy Mountain, but was compelled to return to the world: his two brothers were at war with one another, causing much bloodshed in Serbia. The Saint returned home with his father's holy relics, mediated between his brothers, and persuaded them to make peace with one another over their father's tomb, restoring peace the Serbian land. At the pleas of the people, St Sava remained in Serbia thereafter. He persuaded the Emperor and the Patriarch of Constantinople to grant autocephaly to the Church in Serbia. Against his will, he was ordained first Archbishop of his land in 1219. He labored tirelessly to establish the Orthodox Faith, for, though his father had been a Christian, many of the people were still pagan. In old age he resigned the episcopal throne and went on pilgrimage to the Holy Land. While returning from his pilgrimage, he fell asleep in peace in 1236.

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

He was born in Rome and became a humble village priest; but when he was attending the election of a new Pope, a white dove was seen to descend on him and he was chosen to be Pope. Though humble and gentle, he was fearless for the faith, gathering the bodies of the martyrs, giving them burial, and building churches and shrines over their relics. According to the Prologue, he baptized the Emperor Philip and his son, also named Philip, as well as the senator Pontius; thus there were Christian emperors before St Constantine the Great. When Decius became Emperor, the persecution of Christians returned with terrible force, and Fabian was beheaded.

These two holy ones were brother and sister, living the city of Aegea in Cilicia. When their parents died, they gave all their possessions to the poor. Zenobius, a physician, gave his healing services for free to all who came to him, often relying more upon the holy Name of Jesus than upon medicines. In time, he became Bishop of Aegea. During the persecutions under the Emperor Diocletian, Zenobius was arrested and brought before the governor Lysias, who demanded that he deny Christ and worship the idols. When Zenobius refused, he was subjected to torture. Zenobia, hearing of this, rushed to be with him and openly rebuked the governor. The two were then tortured together and finally beheaded, faithful to their Lord to the end.

"This Saint had Cappadocia as his homeland. He lived during the years of Leo of Thrace, who reigned from 457 to 474. The Saint established in the Holy Land a great communal monastery wherein he was the shepherd of many monks. While Saint Sabbas was the head of the hermits of Palestine, Saint Theodosius was governor of those living the cenobitic life, for which reason he is called the Cenobiarch. Together with Saint Sabbas, towards whom he cherished a deep brotherly love in Christ, he defended the whole land of Palestine from the heresy of the Monophysites, which was chanpioned by the Emperor Anastasius and might very well have triumphed in the Holy Land without the opposition of these two great monastic fathers and their zealous defence of the holy Council of Chalcedon. Having lived for 103 years, he reposed in peace." (Great Horologion)

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

He was born in 1417. Stephen and his younger brother Gregory were taken captive by the Turks and blinded on the day of Pascha 1441; several years later they were ransomed back to their father. After his father's death, Stephen, though blind, ruled Serbia for a short time, but was deposed in a coup and exiled to Albania. There he met St Angelina, whom he married in 1461. Their marriage was blessed with three children. Once again Stephen was threatened by the Turks and fled with his family to Trieste in Italy. There he held firmly to the Orthodox faith despite strong pressures to convert to Roman Catholicism. The holy prince, having patiently endured the many hardships of his life, reposed in peace in 1476. Years after his death, a heavenly light miraculously appeared over his tomb. When the tomb was opened, his relics were found to be incorrupt; the sick were healed by touching them, and the blind received their sight. The relics were placed in the Monastery of Krushedol, founded by his widow St Angelina. The Monastery was sacked in 1716 by the Turks, who burned the church and cut the holy relics to pieces. Some fragments still remain at the reconstructed monastery.

These two holy ones were brother and sister, living the city of Aegea in Cilicia. When their parents died, they gave all their possessions to the poor. Zenobius, a physician, gave his healing services for free to all who came to him, often relying more upon the holy Name of Jesus than upon medicines. In time, he became Bishop of Aegea. During the persecutions under the Emperor Diocletian, Zenobius was arrested and brought before the governor Lysias, who demanded that he deny Christ and worship the idols. When Zenobius refused, he was subjected to torture. Zenobia, hearing of this, rushed to be with him and openly rebuked the governor. The two were then tortured together and finally beheaded, faithful to their Lord to the end.

This Saint had Cappadocia as his homeland. He lived during the years of Leo of Thrace, who reigned from 457 to 474. The Saint established in the Holy Land a great communal monastery wherein he was the shepherd of many monks. While Saint Sabbas was the head of the hermits of Palestine, Saint Theodosius was governor of those living the cenobitic life, for which reason he is called the Cenobiarch. Together with Saint Sabbas, towards whom he cherished a deep brotherly love in Christ, he defended the whole land of Palestine from the heresy of the Monophysites, which was championed by the Emperor Anastasius and might very well have triumphed in the Holy Land without the opposition of these two great monastic fathers and their zealous defence of the holy Council of Chalcedon. Having lived for 103 years, he reposed in peace." (Great Horologion)

This best-loved Saint of the Serbian people was born in 1169, the son of Stephen Nemanja, Grand Prince of Serbia. He was named Rastko by his parents. At the age of fifteen he was appointed governor of the province of Herzegovina, but worldly power was of no interest to him, and he began to wish to give himself more fully to God. He secretly left home and traveled to Mount Athos, where he became a novice at the Monastery of St Panteleimon. His father learned where he had gone and sent soldiers to bring him back, but before the soldiers could claim him, he was tonsured a monk with the name of Sabbas (Sava), after St Sabbas the Sanctified (December 5).   In time, under the influence of his son, Stephen Nemanja abdicated his kingship, and in 1196 he became a monk under the name of Symeon, traveling to the Holy Mountain to join his son. Symeon was quite old, and unable to endure all the ascetic labors of long-time monks, so his son redoubled his own ascetical struggle, telling his father, "I am your ascesis." The two monks together founded the Chilander Monastery, which became the center of Serbian piety and culture. Saint Symeon reposed in 1200, and his body soon began to exude a miracle-working myrrh; thus he is commemorated as St Symeon the Myrrh-streaming (February 13).   Saint Sava retired to a hermit's life in a cell on the Holy Mountain, but was compelled to return to the world: his two brothers were at war with one another, causing much bloodshed in Serbia. The Saint returned home with his father's holy relics, mediated between his brothers, and persuaded them to make peace with one another over their father's tomb, restoring peace the Serbian land. At the pleas of the people, St Sava remained in Serbia thereafter. He persuaded the Emperor and the Patriarch of Constantinople to grant autocephaly to the Church in Serbia. Against his will, he was ordained first Archbishop of his land in 1219. He labored tirelessly to establish the Orthodox Faith, for, though his father had been a Christian, many of the people were still pagan. In old age he resigned the episcopal throne and went on pilgrimage to the Holy Land. While returning from his pilgrimage, he fell asleep in peace in 1236.

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

He was born in Rome and became a humble village priest; but when he was attending the election of a new Pope, a white dove was seen to descend on him and he was chosen to be Pope. Though humble and gentle, he was fearless for the faith, gathering the bodies of the martyrs, giving them burial, and building churches and shrines over their relics. According to the Prologue, he baptized the Emperor Philip and his son, also named Philip, as well as the senator Pontius; thus there were Christian emperors before St Constantine the Great. When Decius became Emperor, the persecution of Christians returned with terrible force, and Fabian was beheaded.

"Born in Prizrem, he served as first secretary to King Dušan. He became Archbishop in 1339, and in 1346 was raised to the rank of Patriarch. He was a zealous pastor, and brought order to the Serbian Church, being 'a great upholder of the Church's laws'. He entered into rest on September 3rd, 1349, and his relics are preserved at Pec´." (Prologue)

As a monk, he was known for his very severe asceticism. Against his will, he was made Bishop of Zahum, where he served his flock faithfully for many years, "keeping it from the cruelty of the Turks and the guile of the Latins" (Prologue). When his monastery was destroyed by the Turks he moved to Ostrog, where he reposed. His body has remained whole, incorrupt, healing and wonderworking to this day. Innumerable miracles have been worked at his grave; both Christians and Muslims seek out his relics for healing from sicknesses and sufferings.   (A story heard from a parishioner at St Basil of Ostrog Church in Illinois: while the Saint's relics remain intact, reputedly his shoes wear out from time to time and need to be replaced.)

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

"Born in Prizrem, he served as first secretary to King Dušan. He became Archbishop in 1339, and in 1346 was raised to the rank of Patriarch. He was a zealous pastor, and brought order to the Serbian Church, being 'a great upholder of the Church's laws'. He entered into rest on September 3rd, 1349, and his relics are preserved at Pec´." (Prologue)

As a monk, he was known for his very severe asceticism. Against his will, he was made Bishop of Zahum, where he served his flock faithfully for many years, "keeping it from the cruelty of the Turks and the guile of the Latins" (Prologue). When his monastery was destroyed by the Turks he moved to Ostrog, where he reposed. His body has remained whole, incorrupt, healing and wonderworking to this day. Innumerable miracles have been worked at his grave; both Christians and Muslims seek out his relics for healing from sicknesses and sufferings.   (A story heard from a parishioner at St Basil of Ostrog Church in Illinois: while the Saint's relics remain intact, reputedly his shoes wear out from time to time and need to be replaced.)

"He was one of the greatest men of Serbia who ruled the kingdom after king Dušan. Upon the death of King Uroš, Lazar was crowned King of Serbia by Patriarch Ephraim. He sent a delegation to Constantinople, including a monk called Isaiah, to plead for the removing of the anathema from the Serbian people. He went to war on several occasions against the Turkish Pasha, finally clashing with the Turkish king, Amurât, at Kosovo on June 15, 1389, being slain there. His body was taken to Ravanica near Cupria, a foundation of his, and buried there, but was later taken to New Ravanica in Srem. During the Second World War, in 1942, it was taken to Belgrade and placed in the Cathedral, where it is preserved to this day and offers comfort and healing to all who turn to him in prayer. He restored Hilandar and Gornjak, built Ravanica and the Lazarica in Kruševac and was the founder of St Panteleimon, the Russian monastery on the Holy Mountain, as well as numerous other churches and monasteries." (Prologue)

"Born in Prizrem, he served as first secretary to King Dušan. He became Archbishop in 1339, and in 1346 was raised to the rank of Patriarch. He was a zealous pastor, and brought order to the Serbian Church, being 'a great upholder of the Church's laws'. He entered into rest on September 3rd, 1349, and his relics are preserved at Pec´." (Prologue)

On the Sunday of the Blind Man, Fr. Andrew marks the 100th anniversary of the Great Arab Revolt and discusses it in terms of spiritual blindness.

Welcoming the Christ Child: Family Readings for the Nativity Lent, "Tobit and Tobias and The Prophet Isaiah," by Elissa Bjeletich, illustrated by Jelena Jeftic (Sebastian Press, 2017).

Fr. Theodore Paraskevopoulos addressed the first inaugural Youth Night at St. Savas Serbian Orthodox Church in Toronto, Canada, on the topic of “Connecting To Our Roots.”

In order to understand our Muslim neighbors and make sense of the world today, says Fr. Lawrence Farley, we need to distinguish between Mohammed's practice, the history of Islamic expansion, the practice of Muslims throughout the Islamic empire, liberal Muslims today, and Islamists.

Fr. Andrew Stephen Damick interviews Serbian Orthodox priest Fr. Milorad Orlic regarding the recent passing of His Holiness, Patriarch Irenej of Serbia.

Is it right for the WTA to hold their 'crown jewels' Finals in Saudi Arabia?

Con el entrada en vigor de la nueva normativa sobre traducción jurada a finales del año 2014, los traductores jurados nos enfrentamos a una serie de cambios que todavía siguen causando confusión. Uno de ellos,...

The post PLAZO HASTA EL 15 DE NOVIEMBRE PARA CAMBIAR EL SELLO DE TRADUCTOR JURADO appeared first on El Blog del Traductor Jurado.

Los clásicos acumulan el saber y la emoción de las mentes más brillantes de la historia, de los corazones que han latido con más pasión. […]

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Aim/Purpose: This research explores the influence of organizational-level and individual-level creativity and innovation and the technology acceptance model toward the higher education creative environment that consists of research creativity and teaching creativity. Background: Creativity and innovation are essential pillars for higher education institutions (HEIs). The two terms are interconnected, where creativity is referring to finding better ideas to do the work, while innovation is referring to how to do and implement these creative ideas. Choosing the optimal creative process and the organizational support needed to develop it is an important goal in achieving a creative and inventive environment. For the success of the creative environment to ensure the improvement of higher education institutions, information technology as social networking sites plays a crucial part in the creative process within universities. However, assessing the creativity and innovation of Saudi higher education institutions has not been well recognized. Universities today serve as knowledge-based institutions because they are at the forefront of cutting-edge R&D and scientific innovations. Creating such a productive research environment in universities, however, necessitates a work culture that encourages employees to be more creative while also encouraging the creation of new ideas and innovations. Methodology: A survey instrument was utilized as a quantitative method for this research to gather data from the study sample on the influencing variables employed in the research framework. Respondent data were analyzed using a disjoint two-stage method using PLS-SEM path modelling. Contribution: The results of this research contribute to the theoretical and scientific literature by offering a model of creativity and innovation in higher education institutions. The model proposes an optimal blend of organizational, individual, and technology variables that contribute to the development of the Higher Education Creative Environment in HEIs via creativity in teaching and research and a culture of innovation. In another way, the proposed framework especially helps to comprehend the challenges regulating establishing teaching and research creativity in HEIs via the adoption of organizational, individual, and technology enablers identified as part of this study. Findings: According to the results, organizational factors such as organizational encouragement, freedom, and challenging work have a positive relationship with the higher education creative environment. However, realistic work pressure, a lack of organizational impediments, managerial encouragement, and work group support is insufficient to affect the creative environment in higher education in Saudi Arabia. Individual variables (creative thinking skills and expertise, for example) also have a positive impact on the higher education creative environment. In the higher education creative environment, however, the influence of intrinsic motivation is insignificant. Finally, technology factors such as social networking site adoption intention, perceived usefulness, and perceived ease of use have the potential to influence the higher education creative environment. Recommendations for Practitioners: On the practical front, the obvious recommendation of this research is that it enables top leadership in Saudi HEIs to rethink the norms of creativity and innovation in their institutions, thereby instilling a mindset guided by a flourishing culture of creativity in the HEI environment with a specific focus on creativity practices in research and teaching domains. Furthermore, to promote the environment’s creativity within Saudi Arabian HEIs, university leaders must consider the suggested Organizational, Individual, and Technology factors as key enablers of creativity and innovation, which will guide them in revisiting their strategic actions in terms of further augmenting the creative performance of their academic’s staff, thereby sustaining a culture of Higher Education Creative Environment (HECE). Recommendation for Researchers: This study addressed many organizational, individual, and technology variables that facilitate Saudi Arabian HECE accomplishment in the form of research and teaching creativity. Furthermore, fresh insights for Saudi public HEIs are revealed when the success aspects of the creative environment are considered. If academic leadership at Saudi HEIs is to encourage the creative environment in general and creativity in teaching and research, it would be suitable for them to highlight individual, organizational, and technology success elements. As a result, their HEIs will be able to produce more innovative research, products, and services that can support and meaningfully achieve national transformation initiatives, opening the path for a transition into a knowledge-based economy. Impact on Society: In fact, this research is based on a quantitative research method, and the findings were also significant especially considering the current global crises. It is clearly understood by this process that includes organizational, individual, and technology factors as key enablers of the creative performance of academic staff, thereby sustaining a culture of HECE. Future Research: While providing the research model, it is probable that this study overlooked any other crucial aspects influencing creativity and innovation. As a result, future research should look at additional variables that may impact HECE in Saudi Arabian HEIs. Furthermore, while this study focused on deriving HECE with a particular emphasis on research and teaching creativity as results, future research might look at deriving other creativity outcomes (e.g., entrepreneurial creativity) within the investigated HECE dimension.

In this article, we have attempted to study the ways in which the COVID-19 pandemic has gradually increased and impacted the world. The authors integrate the knowledge from cognitive psychology literature to illustrate how the limitations of the human mind might have a critical role in the decisions taken during the COVID-19 pandemic. The authors show the correlation between different biases in various contexts involved in the COVID-19 pandemic and highlight the ways in which we can nudge ourselves and various stakeholders involved in the decision-making process. This study uses a typology of biases to examine how different patterns of biases affect the decision-making behaviour of people during the pandemic. The presented model investigates the potential interrelations among environmental transformations, cognitive biases, and strategic decisions. By referring to cognitive biases, our model also helps to understand why the same performance improvement practices might incite different opinions among decision-makers.

Aim/Purpose: This work aims to understand why a disparity between the popularity of smart phones and the limited adoption of m-banking exists. Accordingly, this study investigates factors that affect a person’s decision to adopt m-banking services. Such an investigation seeks to determine if and to what extent customers’ mobile phone experience as well as their awareness of m-banking services influence their intention to use such services? Background: This study developed a conceptual model to determine the influence that users’ mobile phone experience as well as users’ awareness of m-banking services had on users’ behavioral intention to use m-banking in Saudi Arabia. Methodology: The quantitative method used to collect data was a survey questionnaire tech-nique. A questionnaire with non-structured (close-ended) questions was formulated. A random sample, targeting banking customers in Saudi Arabia, was selected. This study collected data using a cross-sectional survey. Of those surveyed, 389 provided valid responses eligible for data analysis. SPSS v.22 was used to analyze the data. Contribution: This study produced helpful results and a new m-banking conceptual model. The developed conceptual model focused integrally on users’ awareness and experience as antecedents of m-banking adoption and highlighted the im-portance of differentiating between measuring the users’ characteristics in adopting e-banking in general and m-banking services in particular. In addition, this type of model has the ability to synthesize new control variables as well as to study technology acceptance in developing countries. This study, based on an extended UTAUT model, set out to discover what factors might affect customers’ intentions to use m-banking in Saudi Arabia. Findings: The results show that service awareness has a direct effect on performance and effort expectancy, but not on perceived risk. Moreover, mobile phone experience fails to impact the relationships in the same hypothesized direction. As anticipated, performance expectancy, effort expectancy, and perceived risk have direct and significant effects on behavioral intentions to use m-banking. However, customer awareness fails to impact the relationships of performance expectancy, effort expectancy, and perceived risk on behavioral intentions to use m-banking. Recommendations for Practitioners: Banks should target customers by distributing useful information and applying measures to increase acceptance. Banks need to introduce something imaginative to convince bank customers to abandon existing service channels and adopt m-banking services. Banks should make m-banking services the easiest service for conducting bank transactions and/or help customers conduct transactions that they cannot do any other way. Recommendation for Researchers: Other factors, such as trust, culture, and/or credibility should be investigated along with user’s awareness and experience factors in m-banking services. There is a need to focus on a specific type of m-banking. Thus, it may be fruitful to study the adoption of different systems of m-banking services. Impact on Society: This study suggests that m-banking services should be designed and built based on a deep understanding of customers’ needs using extensive testing to assure that applications and sites function well in a mobile setting. Future Research: Future researchers should apply the conceptual model developed in this study in different settings, different countries, and to different technologies.