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Dear women! 10 innovative ways to re-use your old sari

Don't just throw away your old sari, but re-use it by turning it into a kurta or a cushion cover, say experts. Designers Kamaldeep Kaur and Rohini and Dipti Singh have listed down some innovative ways with which you can reuse the old sari.


Representational picture

1. You can make a trendy Anarkali or a kurta out of it which can be teamed with a set of palazzos.

2. If it is a georgette or a chiffon sari, it can be reinvented into a sharara and a dupatta which you can pair with a kurta.

3. If it is a silk sari, then you can make a dupatta out of it and pair it up with a plain solid colour kurta and pants. You can also make cushion covers with it.

4. If it is a Benarasi sari, then you can cut out the border through the entire length, and put it on a plain colour chiffon or georgette sari. You can make cushion covers or dupatta or cloth bags with the rest of it.

5. You can also make lehenga for girls, kurtas, bed runner with the border. Another option can be curtains.

6. Borders from old saris can be re-used on new saris.

7. You can also add a trendy twist to the old sari.

8. You can go for a sleeveless jacket instead of a blouse with the old sari.

9. Ditch the petticoat, and drape the sari over jeans.

10. You can also use two different saris, cut them into halves or use two contrasting dupattas and drape them around like a sari. Add some interesting jewellery to make them stay together.





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WWE releases 20 superstars including Kurt Angle, Rusev in shocking fashion!

The World Wrestling Entertainment (WWE) made a shocking decision on April 15 by releasing a huge list of some WWE superstars from past and present.

In a statement by WWE, they announced that they had released a total of 19 superstar wrestlers and a referee. WWE has come to terms on the release of Kurt Angle, Rusev (Miroslav Barnyashev), Zack Ryder (Matthew Cardona), Drake Maverick (James Curtin), Sarah Logan (Sarah Rowe), Curt Hawkins (Brian Myers), Karl Anderson (Chad Allegra) and Luke Gallows (Drew Hankinson) - collectively known as The O.C., Heath Slater (Heath Miller), Mike Kanellis (Mike Bennett), Maria Kanellis, Eric Young (Jeremy Fritz), Aiden English (Matthew Rehwoldt), Rowan (Joseph Ruud), No Way Jose (Levis Valenzuela), Mike Chioda, EC3 (Michael Hutter), Lio Rush (Lionel Green), Primo (Edwin Colon) and Epico (Orlando Colon Nieves). WWE also went on to wish them all the best.

Following their release from WWE, superstars took to Instagram to voice their emotions.

Take a look at some of their posts on social media. Kurt Angle -

 
 
 
View this post on Instagram

Until next time. #yippeekiyay #itstrue

A post shared by Kurt Angle (@therealkurtangle) onApr 15, 2020 at 12:35pm PDT

Rusev -

 
 
 
View this post on Instagram

Life is life. God is great. I’ll be alright

A post shared by Miroslav Barnyashev (@rusevig) onApr 15, 2020 at 1:59pm PDT

Sarah Logan -

 
 
 
View this post on Instagram

With my whole heart. Thank you.

A post shared by Sarah Rowe (@sarahloganwwe) onApr 15, 2020 at 12:49pm PDT

Heath Slater -

 
 
 
View this post on Instagram

Thank you all.

A post shared by Heath Miller “Slater” (@heathslater_xxii) onApr 15, 2020 at 2:19pm PDT

Luke Gallows -

 
 
 
View this post on Instagram

The devil ain’t in the distance.....

A post shared by Luke Gallows (@luke_gallowswwe) onApr 15, 2020 at 8:49pm PDT

This has come as shocking news to all the WWE universe with more details awaited.




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NFL star Tom Brady enters wrong house in Florida mix up

Six-time Super Bowl champion Tom Brady got his signals crossed trying to visit his new Tampa Bay Buccaneers offensive coordinator and walked into a neighboring house by mistake, celebrity website TMZ reported Thursday. Brady's blunder came April 7 as the 42-year-old quarterback, a newcomer to the Tampa area after playing the past 20 NFL seasons for the New England Patriots, searched for the home of Bucs offensive mastermind Byron Leftwich, according to TMZ.

Brady knew Leftwich was expecting him to pick up team-related materials so he just walked into the home of David Kramer without knocking, setting down two bags without realizing Leftwich's house, which has similar white and gray paint and triangular roofs, was the larger one next door. "I literally was just sitting here and I watch this tall guy just walk into my house," Kramer told MZ.

"He didn't even look at me. He just like dropped his duffel bags down on the floor and just kind of like looked up at me and I'll never forget the look on his face. "He just goes, 'Am I in the wrong house?" An apologetic Brady hustled out of the home as if he were being chased by an NFL defender. "He was like, 'I am so sorry. I am so sorry," Kramer said. "Grabs his bags and just is gone. I don't think I've seen someone leave a house faster." Brady, with more Super Bowl rings than any player in NFL history, went next door and finally found the coach who will direct his plays next season when the record-setting passer makes his debut with the Buccaneers.

It wasn't the only trouble Brady has had since the move to Florida. He was told Monday to leave a public park in Tampa when he tried to work out there in breach the city's stay-at-home coronavirus rules. Brady was able to laugh at his blunders in an Instagram post, saying: "Trespassing in parks, breaking and entering... Just making myself at home in Tompa Bay!" Brady has bid to register trademarks on the phrases "Tompa Bay" and "Tampa Brady".

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Irrfan Khan's co-star Deepak Dobriyal: Actor used to treat me like his chhota bhai

Actor Deepak Dobriyal, who worked with Irrfan Khan in "Angrezi Medium" earlier this year, recalls the late actor was like an elder brother. "From making me understand the craft of acting to teaching me how to give genuine expressions on screen, he taught me and helped me a lot, like a big brother. His death is a personal loss," Deepak told IANS.

Irrfan died on Wednesday at Mumbai's Kokilaben Dhirubhai Ambani hospital where he was admitted the day before with colon infection. He even had battled neuroendocrine tumour for several months. Remembering his late co-star, Deepak recalled how Irrfan happily continued shooting "Angrezi Medium" while undergoing treatment for cancer.

"Despite being in pain, he duly fulfilled his professional commitments. He was not in pink of his health, so I always tried my best to make him smile during our shooting. I used to joke with him and he never felt bad. He always treated me like his chhota bhai. It's hard to digest the news of his demise. We had even planned to work on 'Urdu Medium' or 'Chinese Medium'. Now it's dream which will never become true," Deepak grieved

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Jacqueline Fernandez on quarantining at Salman Khan's farmhouse: I ride horses swim, and run

The worldwide lockdown has forced us to stay at homes, stay indoors, and stay as far away from people as possible. Some are safe in their own homes and some are abroad with friends or alone. Jacqueline Fernandez, however, is locked down at a farmhouse and that farmhouse is at Panvel. Yes, we are talking about Salman Khan's very popular farmhouse where he celebrates his birthday every year.

How has the actress been spending time at that place and what exactly has the lockdown taught her? She has spilled the beans on all in her recent interview with Times of India. Speaking to the daily, she said, "At the farm, I ride horses, swim, run and do yoga to keep myself fit. Being amidst nature has never felt so good. This lockdown has helped me devote more time to activities that I enjoy. This includes reading, too."

And just like any other actor, she is also missing her closest friends and family, she says, "Earlier, I wouldn't be so much in touch with them, but lately, I have been spending a lot of time with them, though virtually." On the work front, she has films like Mrs. Serial Killer, Attack, and Kick 2. And this is what she has to say on getting back to work, "I am eagerly waiting to get back to shoots, get dressed and have fun… I am missing all that."

And Salman Khan took to his Instagram account to share a shirtless picture of himself that was slyly clicked by Jacqueline and don't miss the caption the actor has written:

 
 
 
View this post on Instagram

Jacky got caught taking a pic chori chori Chupke chupke... she took one more after that which she will post on her own! @jacquelinef143

A post shared by Salman Khan (@beingsalmankhan) onApr 28, 2020 at 10:30pm PDT

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Bachchan's in-house artist! Aaradhya Bachchan's sketch as tribute to COVID-19 warriors is lovely

Star couple Aishwarya Rai Bachchan and Abhishek Bachchan's daughter Aaradhya Bachchan paid an artistic tribute to all the frontline workers who are combating COVID-19. Both Aishwarya and Abhishek took to Instagram to share a picture of the doodle by their little in-house artist.

The doodle featured two hands joined with 'Thank You' and 'Dhanyawaad' written on them while sketches of frontline workers like healthcare workers, teachers, media professionals, police officials, army personnel, and sanitisation workers are seen surrounding the thanking hands. The lower portion of the sketch featured Aaradhya standing and holding the hands of her parents who are both seen standing on her either side.

The 8-year-old also sketched the necessary precautionary measures against COVID-19 like the use of hand sanitiser, mask, and soap in her tribute to frontline workers. The sketch ended with the message of 'stay home, stay safe.'

And it's lovely! Check it out:

The entire Bachchan family along with megastar Amitabh Bachchan and his actor wife Jaya Bachchan are currently staying at home like many other Bollywood celebrities.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Art for a cause! Vikas and Gayatri Oberoi's 13-year-old son, Vihaan organizes online exhibition for charity

Real estate developer Vikas and Gayatri Oberoi's son, Vihaan, 13, is an aspiring artist, studying at the Oberoi International School. His passion for art led him to pursue acrylic painting and drawing. The self-taught youngster's tools vary from painting knives to cooking pan lids. He particularly enjoys working on multiple canvas making diptychs and triptychs as he loves the disconnection and continuity of such form of paintings.

Says Vihaan, "Knowing the situation we are in and learning about the hardships people are facing due to the lockdown, I have used my time at home to compile my work for an online exhibition on https://colorwaysbyvihaan.org. I was always keen on holding an exhibition and it's fulfilling to know that it will help people in need."


Crimson

Proceeds from the sale will be collected by the Oberoi Foundation and donated to the NGO Teach for India's COVID-19 Relief and Learning Fund. "I hope my art brings as much positivity to people during this time, as creating it did for me," adds Vihaan.


Historique

His parents have always encouraged Vihaan's love for art. They say, "We are thrilled that he is able to contribute to a cause when it is most needed. We will continue to guide and encourage his creative mind and generosity. We are very thankful for all the appreciation he has received."

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Karan Johar's kids inspect the bathroom; Roohi calls it 'useless' while Yash wants to wash his 'dadda' in it

If you find yourself feeling bored and at a loss for what to do next while you're quarantined at home, you only have to head on to Karan Johar's Instagram page and check out videos of his twins. Roohi and Yash Johar, are super adorable, and they keep entertaining themselves and everyone else with their shenanigans. From calling papa KJo's clothes 'girl clothes' to annoying mama Hiroo Johar, Yash and Roohi will surely bring a smile to your face.

Recently, Karan Johar shared another sweet video of his babies giving their father a reality check about his bathroom. Roohi declares that bathtub is "useless", to which Karan replies, "It is rather useless. I have to say because I have never used it ever". He moves his attention towards Yash who goes about fiddling with one of the taps to the tub. Karan asks him what he is doing to which Yash answers, "I am washing dadda".

Sharing the video, the director wrote, "Now in the bathroom! We have moved from the closet #lockdownwiththejohars (sic)". Take a look at the video:

 
 
 
View this post on Instagram

Now in the bathroom! We have moved from the closet #lockdownwiththejohars

A post shared by Karan Johar (@karanjohar) onMay 5, 2020 at 11:30pm PDT

Earlier, the filmmaker had shared a video of his kids calling him a "bad dancer".  Sharing the video on Instagram Karan wrote, "Ok I have had enough!!!!!!!! I want to weep into my blanket! I am the Talentless MR JOHAR according to my children! #lockdownwiththejohars (sic)."

Earlier the filmmaker had shared a video in which his kids express their dislike for his singing.

 
 
 
View this post on Instagram

So ever since I can remember I have loved singing! Am so glad to know I have a loving audience .....#lockdownwiththejohars

A post shared by Karan Johar (@karanjohar) onApr 9, 2020 at 12:51am PDT

In another video that he shared, the kids were seeing body shaming their father. "I have been body-shamed!!!! #lockdownwiththejohars #toodles (sic)", he wrote.

 
 
 
View this post on Instagram

I have been body shamed!!!! #lockdownwiththejohars #toodles

A post shared by Karan Johar (@karanjohar) onApr 6, 2020 at 11:56pm PDT

There are a lot of other videos that you all must see to cheer yourselves in case you have a bad day!

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Jacqueline Fernandez gives us glimpse of her quarantine life at Salman Khan's Panvel farmhouse

Jacqueline Fernandez is locked down at Salman Khan's farmhouse in Panvel. Yes, we are talking about Salman Khan's very popular farmhouse where he celebrates his birthday every year.

How has the actress been spending her time there? Looking at her Instagram pictures, her quarantine time is all about fun and joy. Jacqueline is spending her days riding horses, reading, snacking and climbing trees. She recently gave us a glimpse of her life at Arpita Farms by posting a video on her Instagram account.

In the video, Jacqueline can be seen climbing up coconut trees, bathing horses, feeding them and riding them. She is also seen playing with Salman Khan's cute pets which include a hen, a baby goat and a few stray dogs. Sharing the video, she wrote, "My little film! Enjoy!"

 
 
 
View this post on Instagram

A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 7, 2020 at 1:18am PDT

Not only this, but the Kick actress also shared a series of pictures of her doing leisure activities, which includes tending to the animals.

 
 
 
View this post on Instagram

💜 @bazaarindia

A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 3, 2020 at 5:43am PDT

In a recent interview, Jacqueline talked quarantine and how she has been spending time at the place. She said, "At the farm, I ride horses, swim, run and do yoga to keep myself fit. Being amidst nature has never felt so good. This lockdown has helped me devote more time to activities that I enjoy. This includes reading, too."

And just like any other actor, she is also missing her closest friends and family, she says, "Earlier, I wouldn't be so much in touch with them, but lately, I have been spending a lot of time with them, though virtually."

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Jacqueline Fernandez finds a friend in Jenny the goat at Salman Khan's farmhouse

Jacqueline Fernandez is inseparable from Jenny, one of the goats at Salman Khan's Panvel farmhouse where the actor is spending lockdown. Her 'new friend' follows her wherever she goes.

While promoting her recent Netflix release, Mrs Serial Killer, Fernandez made sure Jenny was part of the video conference call as well. The actor was seen pampering the goat who appeared to be enjoying the attention.

 
 
 
View this post on Instagram

My friend Jenny! ❤️

A post shared by Jacqueline Fernandez (@jacquelinef143) onMay 7, 2020 at 3:54am PDT

Animal lover Fernandez can't think of parting with Jenny when the lockdown ends. Now, there's one more reason to zip down to Panvel often.

In related news, Salman Khan is all set to release his next song titled Tere Bina featuring Jacqueline Fernandez. The star's first song, Love Karona, was received very well by the audience, especially by his fans. Salman Khan shot for the new song at his Panvel farmhouse, where Jackie and their other friends including Waluscha De Sousa and Iulia Vantur, among others, have been stranded due to the coronavirus lockdown.

Salman Khan even gave Waluscha an interview and spoke about his new song along with Jacqueline Fernandez. Check out the video below:

 
 
 
View this post on Instagram

@jacquelinef143 @waluschaa

A post shared by Salman Khan (@beingsalmankhan) onMay 8, 2020 at 12:08pm PDT

Well, we certainly can't wait for this one!

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Karan Kundra: Just because Anusha and I are living separately, people have assumed we have parted ways

Rumours about link-ups and break-ups are common in Tinsel Town and it can take a toll on the couples a lot of times. The latest couple that became a victim of the same is Karan Kundra and Anusha Dandekar. A lot has been written and is being written about them over the last few days and news about their split also surfaced on social media.

And now, talking to the Times of India, Kundra has cleared the air once and for all as to what the actual truth is. He said, "First of all, Anusha and I don't live together. We have our own pads and we stay together for a few days, whenever our schedules permit. I was shooting in Haryana and returned to Mumbai just before the lockdown was announced. I didn't want to risk anyone else's health and hence, chose to stay at my home."

He added, "Just because we are living separately, people have assumed that we have parted ways. Let me tell you, we are still together. The rumour could also have been fuelled by the fact that I haven't posted much on my social media handles. Well, that's because I am on a digital detox now." And as stated above, these rumours and stories can affect the people involved, but does it affect the actor?

Responding to the question, he said, "I don't get affected by these rumours, but Anusha does. She is more emotional and it was she who brought the break-up rumour to my notice." Well, it seems the couple is indeed together and going strong. And taking to her Instagram Account, Anusha posted a rather bold and beautiful post about love that will truly hook you, have a look:

Now let's see when we get to see another picture of these two together!

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Hina Khan: Bigg Boss house and COVID quarantine poles apart

No househelp and no option to step out have made many feel like being locked up in the "Bigg Boss" house. But former "Bigg Boss" contestant Hina Khan says that participating in the reality show and experiencing the ongoing COVID-19 lockdown have nothing in common.

The reality show, an Indian version of international series "Celebrity Big Brother", features celebrities locked inside a house for months under constant camera surveillance, without any gadgets or luxury. "The 'Bigg Boss' house and this quarantine phase are poles apart in regards to any kind of a comparison. There is no tactic I am using right now," Hina told IANS.

Unlike the show where the contestants have to be away from their loved ones, Hina is living with her family in Mumbai right now and is feeling fortunate. "I am so happy to have them by my side during these tough times," said the "Yeh Rishta Kya Kehlata Hai" actress.

Like others, she is also doing household chores and keeping herself entertained with engaging content online. "From cooking to cleaning to working out to watching stuff online, I have been diverting my mind with things that are positive and productive. Right now it's best doing what you like doing more than anything else, to deal with the home quarantine phase in a better way," she said.

The lockdown, which has been imposed since March, has been a learning experience for her. "The art of patience is the biggest thing I have learnt from the lockdown. Keeping calm, composed and patiently passing through each day is what I am now getting much better at," she shared.

She doesn't have big plans after the lockdown gets over. "I feel that even when the lockdown is over, getting back to the normal way of life like it was before this whole scenario began, is honestly going to take a lot of time. So even if there are things I want to do, it's all going to be done with keeping necessary precautions in mind first," she said.

While there is still time for the lockdown to be lifted, viewers can enjoy her recently released short film titled "Smartphone". "The short film has a great message. One is about never underestimating anybody else's abilities and there is a strong sense of women empowerment as well, so content-wise it is quite good. And right now I feel that good, meaningful and interesting content is what people need to be given to watch, to help divert their minds from the stressful situation that we are all facing at the moment," said Hina.

She plays a rural woman in the short film.

"It was a challenging role with lots of nuances to keep in mind. From the desi accent to the language, dressing style and even personality traits of the character, I had to ensure that every small detail was perfect! And challenges like these in my work space are what I actually look forward to and enjoy working on, so this definitely is one of those amazingly challenging projects," she said.

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Tejasswi Prakash: I look very young because of my cheeks, but they have troubled me too

For all those who have seen the reality show Khatron Ke Khiladi 10, they all might know who Tejasswi Prakash is. She has one of the most interesting Instagram accounts as she keeps sharing some fantastic pictures on her account and she knows how to flirt with the camera and ooze oomph in all her pictures. Check them out if you haven't!

And now, in a recent interview with SpotBoyE, she talked about her photoshoots, her cheeks, and how they have been a boon but also a bane. Yes! Speaking about them, she said, "I look very young because of my cheeks. But they have troubled me a lot too. Because when we shoot for daily soaps the maximum shots are close ones as they focus on expressions more. So whenever they zoom in too much anyway camera adds in about 10 pounds of weight it adds lot."

She added, "Even if I am thin, due to my face it looks very chubby and you won't believe there are times when people came to me and said that eat less because you're looking fat on the screen. And I'm like how can I be thinner than this?"

She was also asked about her process of taking care of her skin and her body, to which she said, "I don't do much for my skin like other celebrities, who follow a skin routine. Somehow when I am at home now and not stepping out at all, there is actually a good change in my skin. It's feeling healthy. I think right diet and drinking lot of water helps."

If you have been following her Instagram account, don't you feel she actually has perfect skin and a perfect body?

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Here's why iPhone users won't date Android users


Representational picture

A recent study conducted by a popular dating website on over 5,000 smartphone users above the age of 18 has some interesting findings regarding their dating behaviour. According to the results, Android users are apparently judged 21 times more negatively by iPhone users for using a smartphone running an Android OS.

On the other hand, Android users are likely to judge an iPhone user 15 times more negatively.

The study found that one major reason for this is the possibility of an iPhone user belonging to a higher income strata than an Android user. 40 per cent more than the median Android users earn lesser money than an iPhone user per year, which would a deciding factor, when it comes to going on a date.

Additionally, the study found that 15 per cent of adults, who are currently dating would think twice before dating someone with a cracked smartphone screen. This is regardless of whether the person is a iPhone or Android user. Other aspects like bad grammar, bad fashion sense, crooked or discoloured teeth also played a role in their decision making.





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Indians cheat on spouses when it comes to watching Netflix

New Delhi: If you think your spouse is not watching Netflix shows in your absence, you are wrong. Forty-six per cent Indian couples -- second only to Hong Kong -- cheat on their significant other by binging ahead to watch Netflix shows, a new survey has revealed.

Surprisingly, 39 per cent streaming couples in India even said watching 2-3 episodes ahead would be a reason for a breakup.

Conducted by the online survey firm SurveyMonkey and involving 30,267 responses for on-demand streaming website Netflix, the report defines cheating as watching a TV show ahead of your significant other.

"In India where 79 per cent couples believe that streaming is a way to spend time together, almost 60 per cent of couples consider binging ahead as cheating and nearly half have even admitted to this 'offence,'" the findings showed.

The Indian culture has a reserved place for humour. So unsurprisingly, 61 per cent of the couples cheat on comedy shows -- higher than the global average of 44 per cent.

"A third or more of Indian respondents have watched ahead on every other genre polled, including documentaries, sci-fi, fantasy, drama and horror," the study noted.

Netflix cheating in India is not intentional as 78 per cent of cheating is unplanned. It is the temptation that makes Indian couples fallible.

Forty-three per cent of Indians 'cheat' out of 'fear of missing out' (FoMO) so that they could keep up with conversations with friends and co-workers.

Cheating on your partner even when you share a room requires special skills. Forty-two per cent Indians said that when one partner falls asleep, they secretly watch Netflix shows.

But some relationship rules are bizarre. A quarter of Indians said that a partner who falls asleep deserves to be cheated on.

Hong Kong has 59 per cent of cheaters in Asia followed by 46 per cent in India. Globally, the Netherlands has the most loyal viewers at 73 per cent.





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Music Review: Housefull 4

<p dir="ltr"><strong>EXPECTATIONS</strong></p> <p dir="ltr">'Bala' did the trick! Time and again it has been said that even if there is just one blockbuster song in a film, it can elevate its fortunes in a big way. This is what happened with Housefull 4 as well which had 'Bala' turning out to be a rage en route the film's release. The other songs that were put together by Sohail Sen and Farhad Samji only turned out to be an added bonus.</p> <p dir="ltr"><img class="aligncenter size-full wp-image-1059332" src="https://www.bollywoodhungama.com/wp-content/uploads/2020/01/Housefull-4-Music-Review.jpg" alt="" width="750" height="450" /></p> <p dir="ltr"><strong>MUSIC</strong></p> <p dir="ltr">There is a signature Housefull feel to the manner in which 'Ek Chumma' kick-starts the proceedings for Housefull 4. When it comes to the franchise, the music is expected to be peppy, lively and catering to the masses. This is what is the case with this Sameer Anjaan written number as well which has composer Sohail Sen also come behind the mike along with Altamash Faridi and Jyotica Tangri. Together, the team ensures that there is a catchy number in the offering which is reminiscent to the kind of music that was popular back in the good part of the 80s and 90s.</p> <p dir="ltr">The song which brings the house down though is 'Shaitan Ka Saala' which has its hook based on Tony Montana's 'Bala'. However, Sohail Sen along with the film's director and lyricist Farhad Samji spins it in a big way to come up with an even more entertaining piece that turns out to be far better than the original. One of the biggest chartbusters of 2019, it was also notable for its unique dance step, something that led to hundreds of cover versions that are popular till date. A bonafide blockbuster song all the way.</p> <p dir="ltr">Another recreated song that arrives next is 'The Bhoot Song' which is based on Laxmikant-Pyarelal and Anand Bakshi's ‘Bhoot Raja Bahar Aaja’ from yesteryear film Chacha Bhatija. Farhad Samji and Sandeep Shirodkar come together to recreate their own version with Mika Singh taking over the center-stage and being his energetic best. In fact Farhad Samji plays a triple role here of being a composer, singer as well as lyricist (along with Vayu) with help also coming from Devi Sri Prasad who lends signature music to the track. A fun passable number.</p> <p dir="ltr">The song which turns out to be a good celebration track though is 'Chammo' and this could well have been the first to be promoted. A lavishly picturised song that reminds one of the kind of songs that filmmakers like Manmohan Desai and Raj Kumar Kohli used to have in their films back in the 70s and the 80s, 'Chammo' has Sohail Sen and Sameer Anjaan do well all over again. With a strong base in Hindustani classical music as well, this one has Sukhwinder Singh, Shreya Ghoshal and Shadab Faridi come together and give this one as a grand appeal.</p> <p dir="ltr">Last to arrive is Danish Sabri sung 'Badla' and this one turns out to be truly forgettable. Perhaps the core idea behind this Farhad Samji composed and written number was to ham it up, as is apparent in the lyrics as well as the music of this parody number. However, by and large this one actually turns out to be the weakest spot of the soundtrack as well as the film's narrative. This one can be conveniently skipped.</p> <p dir="ltr"><strong>OVERALL</strong></p> <p dir="ltr">The music of Housefull 4 is just the kind that one expects from Housefull franchise. By and large it's the kind that goes with the pace of the narrative and stays along as the accompanying partner.</p> <p dir="ltr"><strong>OUR PICK(S)</strong></p> <p dir="ltr">'Bala', 'Chammo', 'Ek Chumma'</p>




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Coronavirus outbreak: Houseboats to be turned into COVID-19 isolation wards in Kerala

Alappuzha District Collector M Anjana said that houseboats in the districts may be turned into COVID-19 isolation wards if the need arises.

"The Alappuzha model of handling COVID-19 has been one of preparedness and prevention. In the first phase we did this successfully, but in the second phase we propose to have a different strategy. Though our numbers are comparatively less, we need to augment our isolation facilities," M Anjana told ANI here.

"We have sufficient number of facilities but in the process of augmenting the facilities we have had extensive discussions with the houseboat owners' association. All the houseboat owners agree with the proposal and are willing to support the district administration in this respect," she added. She said that houseboats have different bed strengths.

"By bringing them together at a single spot or at two spots we would be able to convert them as a single isolation facility. This would increase the isolation facility strength by around 1,500 to 2,000," she further said. According to the Ministry of Health and Family Welfare, there are 387 COVID-19 cases in Kerala, including 211 cured/discharged/migrated and three deaths.

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Coronavirus outbreak: Zoom app not safe, avoid for official use, says Ministry of Home Affairs

The well-known Zoom video conferencing app for meetings is not a safe platform, the Cyber Coordination Centre (CCC) of the Ministry of Home Affairs has warned in an advisory issued last week.

In the advisory, issued on April 12, it is mentioned that "secure use of Zoom meeting platform is for private individuals and not for use of government offices or official purposes". The government said that CERT-In on the same lines had been informed on February 6 and March 30 this year clarifying that "Zoom is not a safe platform".

In a set of guidelines for the safety of private users, the CCC division of the MHA mentioned that "those private individuals who still would like to use Zoom for private purposes" should follow certain guidelines like prevention of unauthorised entry in conference room and unauthorised participants to carry out malicious activity on terminals of others in the conference. The advisory also suggested to "avoid 'DOS' attacks by restricting users through passwords and access grant".

Zoom app has apparently become a favourite and famous tool among people during the lockdown and it is being used by schools and many private players. "Most of the settings can be done by logging into users zoom account at website, or installed application at PC/Laptop/Phone and also during conduct of conference," the guidelines from MHA mentions.

Officials in the Home Ministry told IANS that the app has some specific weaknesses so it is necessary to avoid its use for official purposes as it can encrypt meeting data.

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Coronavirus outbreak: Viral video shows monkey flying kite amid lockdown amuses netizens

A heartwarming video of a monkey playing with a kite amid lockdown across the country is winning hearts online. The beautiful video was shared on Twitter by Susanta Nanda, an Indian Forest Service officer who is working in Odisha. In the video, a monkey can be seen flying a kite from the terrace of a building.

In the 12-seconds video clip, the monkey can be seen on top of a building terrace holding the string of a kite and pulling it towards itself. As the video moves further, the monkey can be seen successfully pulling the kite and holding it as people in the background cheer him.

While sharing the video with his 30,000 followers, Forest officer Susanta Nanda captioned it: Evolution happening fast due to lockdown. Monkey flying a kite. Yes it's a monkey for sure. The heartwarming video which has left people suprised has garnered over 20,000 views and counting.

Hundreds of netizens took to the comments section of the post to share their views. One user wrote, "Rise of the planet of the apes - RELOADED," while another user wrote, "And he is doing it better than I ever could."

A third user said, "At this Pace, Brace for a Jumanji." While explaining the video a fourth user commented, "Superb video! In all probability, it might have caught hold of a cut string and pulling it in, but definitely a rare catch!"

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Mumbai: Lawyer dies of heart attack after hospitals refuse admission

Amid lockdown, a woman from neighbouring Navi Mumbai found herself completly helpless when two hospitals refused to admit her husband, a lawyer, who had suffered a heart attack. After running from one hospital to another in an ambulance, when Jaideep Jaywant (56) was finally admitted to a medical facility, it was too late, his distraught wife Deepali, who is also a lawyer, told PTI. She said in the initial days of lockdown to contain the spread of coronavirus, it was her husband who had taken an initiative to supply essential items to harried neighbours, but he died without getting timely help.

The victim, resident of Sector 17 in Vashi area of Navi Mumbai, had a massive heart attack on April 14. He collapsed after having lunch. "I could feel his pulse. There was still life in him. I immediately called an ambulance and rushed him to a nearby hospital," his wife said. "But, the security guard at the hospital did not even open the gates. They said they admitted only COVID-19 patients and no (other) emergency," she said.

They then went to a municipal hospital in Sector 10 but were not allowed inside. They subsequently proceeded to D Y Patil Hospital in Nerul. "By the time we reached there, 30 minutes were wasted and he was declared dead," the grief-stricken wife said. "Can't there be any medical emergencies other than COVID-19 during the lockdown? Is it right for hospitals to turn away patients needing emergency medical aid?" she asked.

The woman said she can't seek action against the hospital in her neighbourhood since she has no evidence against it. "General practitioners are all closed. Where do
ordinary people go?" she asked.

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Don't use rapid test kits for 2 days, will probe fault: ICMR tells states

Amid complaints about faulty rapid test kits, the Indian Council of Medical Research (ICMR) on Tuesday advised states not to use them for the next two days, saying it will issue an advisory after their teams carry out field validation of these equipment. At the daily government briefing on the Coronavirus situation in the country, ICMR's Dr Raman R Gangakhedkar was asked about the faulty rapid testing kits.

"We have received complaint from a state yesterday and so far discussed with three states. Too much variations have been reported in results of rapid test kits and RT-PCR kits. We advise states not to use them for the next two days," he said. "These kits will be tested and validated in the field by our teams. We will issue a clear-cut advisory in two days. If problems are detected in batches, we will tell the companies for replacement," he said.

He said that a total of 4,49,810 samples for COVID-19 infection have been tested till Tuesday of which 35,852 were done on Monday. As many as 29,776 samples have been tested in 201 labs under the ICMR network, and 6,076 at 86 private laboratories, he said.

The Chairman of the 4th Empowered Group (to tackle COVID-19) said that the government has created a portal with the master database of healthcare professionals and volunteers.

"Till now, details of 1.24 crore human resources of various kinds have been added to it," he said. Details of Corona warriors in 20 categories and 49 sub-categories, who can contribute to COVID-19 management efforts, are available to states and union territories on the portal, he said. Lav Agrawal, the joint secretary in the Health Ministry, told the press conference that 18,601 positive cases have been reported across the country so far. As many as 3,252 people have been cured till now, he said, adding 705 of them recovered on Monday. "This takes our recovery percentage to 17.48," he said.

Assaults, arrests and deaths amid COVID-19


Workers wearing protective suits prepare food packets to distribute among needy people arranged by the district administration in Srinagar, on Tuesday Pic/PTI

. In a heart-wrenching incident, a 12-year-old girl collapsed and died of sheer exhaustion after walking for three days continuously covering 100 kilometres from Telangana back home to Chhattisgarh during the national lockdown.

. The TMC on Tuesday dubbed as "adventure tourism" the visit of two central teams to West Bengal for an on-the-spot assessment of the COVID-19 situation, and asked why such delegations were not sent to states with much higher numbers of infections and hotspots.

. A 35-year-old man died allegedly after he was assaulted by the police for violating lockdown norms in Guntur Rural on Monday. The deceased has been identified as Shaikh Mohammed Ghouse.

. The National Fisherfolk Forum (NFF) on Tuesday urged the Central and Tamil Nadu government to take steps to bring back 400 fishermen from the state stranded in Andaman.

. An Allahabad university professor has been arrested along with 29 persons, including 16 foreign participants of Tablighi Jamaat meet at Nizamuddin in New Delhi, an official said on Tuesday.

. The Rajasthan government on Tuesday stopped using the China-made rapid testing kits for Coronavirus after they delivered inaccurate results. The state's health minister, Raghu Sharma said the kits gave only 5.4 per cent accurate results against the expectation of 90 per cent accuracy and therefore the kits were of no benefit.

. Some Infosys techies, spread across the globe, have tested COVID-19 positive, according to the software major on Tuesday.

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Coronavirus Outbreak: Viral video showing baby rhino trying to make new friends amuses netizens

Amid the total lockdown across the country due to the coronavirus pandemic, a heartwarming video of a baby rhino is winning hearts for all the right reasons. In the video, a baby rhino can be seen making efforts to make new friends amid lockdown across the country.

The adorable video was shared by Indian Forest Service officer Susanta Nanda, who is working in Odisha. In the 1 minute 15 seconds clip, the baby rhino, who is accompanied by his mother can be seen making innumerable attempts to make new friends in the forest.

As the video moves forward, the baby rhino who is seen loitering around can be seen trying to form friendship with giraffes and fawn as the mother follows him wherever he goes. While sharing the adorable video with his followers, Susanta captioned it saying, "A new friend in the colony. Baby rhino making new friends. Love this adorable baby's first day out there."

The beautiful video which was shared on Tuesday has garnered over 4,000 views and about 600 likes. The cute and playful video of baby rhino left netizens gushing over the one minute sixteen second clip. One user said, "Woww! What a debut!," while lauding the mother another user commented, "Momma rhino is the coolest. You know she has an eye on the baby at all times but love how she lets it explore in its own way." A third user wrote, "So adorable..."

What do you think of the adorable video?

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Coronavirus outbreak: Over 10,000 private buses not willing to ply in Kerala post-lockdown

As and when the present lockdown norms are lifted, over 10,000 private bus owners have decided to inform the Kerala government, that they will not be operating their buses, as strict social distancing norms will leave them reeling in losses. The bus owners points out that even without any such norms, they are incurring heavy losses and with this new scenario, they will be unable to operate.

Hence they will request the Transport Department to keep the buses in the garage and under the G Form application, they will not have to pay the road taxes also, as the buses will not be operating. State Transport Minister A.K.Saseendran said that their concerns are genuine under the new circumstances.

"Since I alone am unable to take a decision, we will bring this before the Chief Minister and the cabinet. This situation would also be applicable to the state-run transport department also. Things are not that easy," said Saseendran.

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Accused in murder case, woman commits suicide by hanging self in Tihar Jail

A 25-year-old woman, who was an accused in a murder case, has allegedly committed suicide by hanging herself in her cell in Tihar Jail, the police said on Tuesday.

According to the police, the woman identified as Parveena hanged herself with her "dupatta" in her cell on the intervening night of Sunday and Monday. The woman was rushed to Deen Dayal Upadhyay Hospital, where she was declared brought dead by the doctors, the police said.

Praveena, a resident of Delhi, was lodged in Tihar jail number 6 since April 25 in connection with a murder case registered at Chhawla police station.

She, along with her husband, was accused of killing her father-in-law and mother-in-law, after which she had also tried to commit suicide but failed.

An inquest proceeding under Section 176 (inquiry by a magistrate into the cause of death) of the Code of Criminal Procedure (CrPC) is being conducted in connection with the alleged suicide.

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COVID-19 Outbreak: No evidence that plasma therapy can be used for treatment, says Health Ministry

New Delhi: The Health Ministry on Tuesday said currently plasma therapy is at the experimental stage and there is no evidence yet to support that it can be used as a treatment for COVID-19.
Addressing a press briefing, Health Ministry Joint Secretary Lav Agarwal said currently there are no approved therapies for COVID-19 and there is not enough evidence to claim that plasma therapy can be used for the treatment of the disease.

"ICMR has launched a national-level study to study the efficacy of plasma therapy in the treatment of COVID 19," he said.

"Till ICMR concludes its study and a robust scientific proof is available, plasma therapy should be used only for research or trial purpose. If plasma therapy is not used in a proper manner under proper guidelines, then it can also cause life-threatening complications," said Agarwal.

The official said that the doubling rate of coronavirus cases now stands at 10.2 days.
He further said that in the last 24 hours, 1,543 new cases of COVID-19 have been reported, taking the total cases to 29,435.

"6,868 COVID-19 patients, which is 23.3 per cent of total cases, have recovered so far," he added.

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Corona Warriors: Doctor treating COVID-19 patient returns home to thunderous applause and cheer

At a time when the country is reeling under the Lockdown 3.0 phase, a viral video of a doctor returning home after treating COVID-19 patients is winning hearts for all the right reasons. The video, which has gone viral now was shared by BJP Karnataka's official Twitter handle with their 3 lakh 50 thousand followers.

In the 39-seconds video clip, a woman doctor identified as Vijayashree can be seen given a standing ovation and welcomed home by her neighbours amid thunderous applause and cheers as she returns after her COVID-19 duty. While sharing the video, BJP Karnataka wrote, "This is how the residents of an Apartment in Namma Bengaluru honoured Dr Vijayashree who returned home after treating #COVID patients. Let us respect and appreciate the great services rendered by Our Doctors."

The viral video shows Dr. Viajyshree entering her society after a long time as she was equipped with COVID-19 duty and treating coronavirus patients at the hsopital. In the video, Dr. Vijayshree can be seen entering her residential apartment as her neighbours and society members throng to their balconies to welcome her amid thunderous appaluse and cheer.

M Goutham Kumar, Mayor of Bengaluru also shared the video and informed that Dr. Vijayshree is treating COVID-19 patients at MS Ramaiah Memorial Hospital, situated in Bengaluru, Karnataka. Since being shared online, the video has garnered over 15,000 views with hundreds of netizens lauding the doctor for her selfless commitment towards the country amid the COVID-19 crisis.

One user wrote, "May be this is the awesome moment of her life. Great work," while another user commented, "Dr. Vijayashree is the real hero for the front line of COVID-19," A third user said, "They are the real warriors...BIG SALUTE...!" While thanking the Dr. Vijayshree, a fourth user stated, "What a feeling...Goosebumps! Really awesome!"

Here's how netizens reacted to the video:

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Coronavirus Outbreak: Harry Potter studio tour buses provide free transport to NHS workers

Branded Harry Potter buses that generally take fans to Warner Bros.' The Making of Harry Potter studio tour in the UK are now being used to transport key National Health Service (NHS) workers for free between hospitals battling coronavirus.

The buses have been provided by Warner Bros. Studios Leavesden and bus operator Golden Tours to transport key workers between West Herts Hospitals NHS Trust's three sites, reported Variety.

"Our workforce has been depleted due to sickness or self-isolation and so it's really important that those staff who are well but have transport issues can come back," Variety quoted Paul da Gama, chief people officer at West Herts Hospitals as saying.

"A special shuttle bus, which will have strict social distancing rules, is the perfect solution and we are so grateful to Warner Bros. Studios Leavesden and Golden Tours for making this happen. Our staff might not be travelling to exotic locations or seeing behind the scenes of a major movie, but they will be making magic happen in their own way," he added.

The free service runs its first journey just after 6 a.m. and its last drop-off at 10:40 p.m. (local time) between the Trust's three sites.

"We couldn't think of a better way to use the buses at this time. We are delighted to play a part in supporting our local NHS in its time of need," Variety quoted a spokesperson for Warner Bros. Studios Leavesden as saying.

The UK has reported more than 90,000 confirmed cases of coronavirus while the toll due to the coronavirus has surged past 12,000.

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Extraction | Randeep Hooda: Focused on bodyweight exercises, agility work

Despite being armed with years of equestrian training, Randeep Hooda recalls being "daunted" to commence physical prep work with Chris Hemsworth for Extraction. The actor's fears were not unwarranted when one considers how Hemsworth punched his way through 22 Marvel films as the superhero Thor, only to go on and launch one of the most successful fitness platforms in Hollywood.

"We'd train together almost each day. Chris said he didn't benefit from traditional gym training for his action [films] and hence took to [functional and agility work]. When I'd ask him why he'd do shoulder presses with one hand, he'd tell me how it worked in improving his core strength. [I too changed the way] I used the muscles of the core and shoulders," says Hooda, adding that despite being as famous as he is, the Australian star's demands during his India sojourn were rather trifling.

"The only thing he wanted was organic food, which his [nutritionist] would cook for him. All the stuff that his team did, inspired me to change the traditional way I [trained]. I took to compound movements, and learnt the importance of [practising] bodyweight [exercises]. Developing presence of mind and command over the body to enable it to do everything you want it to do, was [my biggest takeaway] during our three-week rehearsals before we rolled," says Hooda, who battles Hemsworth in a series of high-octane action sequences in the upcoming Netflix offering.

For debutant director Sam Hargrave, working on Extraction was both a familiar and alien experience at once. While on one hand, the former stuntman for Avengers' Captain America was reuniting with Hemsworth and producers Russo Brothers, on the other, he was exploring the unfamiliar terrain of India, where his film is based, and even employing languages that he couldn't himself comprehend.

"It is due to Sam's vision that we could create this world. We went through a lot of rehearsals [for the combat sequences]. Sam, along with the action team, ensured that the physicality was on point, and the scenes were realistic. I'd also watch the stuntmen, who had peculiar ways of training. They'd practice low-ground work, and take to exercises to strengthen the joints and ligaments. I'd watch them in awe as they performed martial arts and flips."

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BLACKPINK member Lisa accused of copying choreography

Popular K-Pop band BLACKPINK member Lisa has been accused of plagiarising choreography of a black choreographer named Cierra Nichols.

Lisa posted a video of her performing a dance style to the number "Mushroom Chocolate" before Nichols accused her of stealing her choreography, reports aceshowbiz.com.

In the K-pop star's video, Lisa could be seen performing while lying on the floor, she later got back up and continued her routine, reports aceshowbiz.com.

In Cierra's video, which was uploaded a month before Lisa's, she mostly danced laying on the floor.

When Cierra got to know about Lisa's choreography, she took to Instagram to call her out saying: "In today's episode of 'Let's Steal from Black People' a Korean singer gets 7.8 million views in a day using most of your choreography. Love that for us."

Cierra then took to Twitter and wrote: "Convinced people can't read. I know to credit someone if I clearly pulled from it. I seen the inspiration the girl looks great."

"It's okay, though doesn't look s**t like when I did it anyway."

Cierra even responded to a social media user who watched her video after looking at Lisa's: "Because of Lisa and her choreographer using my moves."

In another post, she insisted: "It's not about the drama girl I could care less but it's clear where the beginning got its inspiration. It's clear there not doing anything like mine. That's why I'm fine."

Lisa has not replied to the accusations yet.

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Chris Evans joins Instagram for a cause

"Captain America" star Chris Evans has finally joined Instagram to raise funds for the fight against the novel coronavirus. Evans made his debut on the photo-sharing website on May 1 and shared that he is taking part in the All In Challenge, launched to help raise money to fight hunger during the COVID-19 pandemic, reports aceshowbiz.com.

In his debut video Evan says: "A virtual hangout with me and five of my closest friends." He was referring to his "Avengers" co-stars Robert Downey Jr., Chris Hemsworth, Scarlett Johansson, Mark Ruffalo and Jeremy Renner.

"We can do a private Q&A. You can ask us anything. We'll spill the beans. And then maybe some games."

Evans feels the cause should encourage fans to join in. "This is a great cause. This helps people who are in need during this COVID nightmare. So I am very happy to be doing this."

He then passed the challenge to fellow Marvel star friends, Sebastian Stan and Anthony Mackie, as well as "Pose" star Billy Porter.

The actor's challenge page shared details that the offer of hanging out goes to one lucky winner and two friends.

"100 per cent of the money raised through this Game/Auction will go directly to Feeding America, Meals On Wheels, World Central Kitchen and No Kid Hungry," read his statement.

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Katy Perry: Not complaining, but I can't drink because I am pregnant

Singer Katy Perry, who is expecting a baby with fiance Orlando Bloom, says she misses drinking alcoholic beverages during pregnancy. The 35-year-old star made the comment while filming a Facebook Live video, reports dailymail.co.uk.

She told fans: "I'm not complaining, but I can't drink because I'm pregnant. Some of you already have a cocktail getting ready or you have your favourite IPA. Or your favourite rye whiskey or your favourite white wine or rosé or whatever your favourite drink is. I mean, honestly, just Bud Light with a little lime, I'm very excited for the future when that can happen. Which will be years, probably."

During the chat, she also admitted she probably wasn't going to be able to have a baby shower due to the coronavirus pandemic.

"I know not everyone does a babymoon or a baby shower. But I'm not sure I'm gonna be able to do any of that," she said.

She continued: "I'm just taking it one day at a time. But I'll be grateful. I mean, I'm grateful now, but there's a lot going on."

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Two accidents cause chaos on Mumbai Pune Expressway

Two separate road accidents on the Mumbai Pune Expressway killed four, including two women, and injured three people. Due to the accidents, traffic was slow-moving on Saturday.

In one accident, the police have identified the deceased as Sushmit Mutha, Janaki Nandkar and Rani Gaur. They have not been able to ascertain other identities as of now.

According to the police, one accident that took place on Saturday around 2.55 pm involved an Ertiga car bearing the number MH-14-FG 0205. "It was speeding and lost control and hit the truck bearing number MH-48-4809. Based on the wrist watch a deceased was wearing, the timing of the accident had been confirmed. We have collected the details of deceased based on the their government documents," said an official.

Catch up on all the latest Mumbai news, crime news, current affairs, and also a complete guide on Mumbai from food to things to do and events across the city here. Also download the new mid-day Android and iOS apps to get latest updates





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Fire breaks out at Shivneri luxury buses garage in Pune

Pune: Fire broke out at a garage of Shivneri luxury buses in Pune on Wednesday. The garage of Shivneri luxury buses is owned by Maharashtra State Road Transport Corporation (MSRTC). "Two fire tenders along with two water tankers are present at the spot," officials told ANI.

However, no casualties have been reported so far. Further details in the matter are still awaited.

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Sub-inspector says SP abused, thrashed mercilessly her with a cane

A 35-year-old sub-inspector's informal visit to Satara Superintendent of Police Tejaswi Satpute on Sunday turned into a nightmare for her as the IPS officer allegedly abused and thrashed her with a cane. The accused officer has, however, dismissed the allegation, calling it a fabricated story and has issued a suspension order against sub-inspector Deepali Shinde.

Sub-inspector Deepali Keshavrao Shinde of Satara Police joined the department in 2010  and was posted to Satara's Patas police station in 2018. "I had joined the department with great hope, keeping my six-month-old son away from me. I wanted to serve people and I did so for nine years. It is not easy for a woman to work here, especially with the not-so-rare demands for sexual favours," Shinde said, adding that her hope for justice from SP Satpute for a past case of molestation too have hit a dead end with this incident.


The bruise that Deepali Shinde allegedly sustained in the caning

Narrating the story of her harassment, Shinde said that "the Deputy Superintendent of Police, a man of my father's age, gave me trouble at Patas police station in 2018." Apart from inappropriate staring, he would even send her messages and make constant calls "to make me uncomfortable." "Around November of the same year, the Dy SP insulted me by saying that women in the department were only meant for 'flesh business', said Shinde who then approached the Workplace Harassment Committee which held the Dy SP accountable in its report but no complaint has been registered against him yet. On March 3, "I got to know that Satpute has taken charge of Satara and I had worked under her in Pune (rural). I was thus hopeful of help from her," Shinde said, adding that Satpute was, however, very rude to her.


Deepali Shinde, along with her husband Keshavrao Shinde, are set to seek justice through the legal channel if a complaint is not registered by the police in the case

"Ma'am exploited me brutally. She said that she was an IPS officer and I was a mere sub-inspector. Many junior women officers file false cases, she told me, and even pointed at my civilian attire despite telling her that I was not on duty. When I began to leave her office, she hit me thrice with her cane stick and asked her subordinates to throw me out of the room," Shinde said, adding that she immediately approached a nearby police station to file a complaint but no one was ready to help her.

"I have now sent an e-mail to the Inspector General of Police, Maharashtra Chief Minister, and the Women's Commission in hope of justice. I wanted to do my duty with dignity and set an example for my children. But I now plan to quit my job as I can work elsewhere with dignity."


SP Tejaswi Satpute

Shinde's husband Keshavroa too has had a tough time fighting the system with his wife. "I cannot digest the fact that my wife was made a victim of sexual abuse. I will be with her and take legal action if the police do not register a case," he said.

SP denies allegations

SP Satpute said that no such incident had taken place. "She had on Saturday sent me an audio clip suggesting me the work that needed to be done in Satara as I have recently taken charge here," Satpute said, adding that when Shinde came to meet her on Sunday, "I told her that she need not teach me how to handle the jurisdiction when she began talking about her case. I requested her to leave the office and that's about it."

'She's a troublemaker'

A senior police officer of Satara Police told mid-day said that sub-inspector Shinde was "a troublemaker and was named in a bribery case by the Anti Corruption Bureau in the past but she filed a cross-complaint of an attempt to murder against the complainant." On March 27, "a disciplinary suspension order was issued against her in a molestation case that she was investigating," he added. Shinde, however, denied knowledge of any such suspension order as "I am on medical leave." A "backdated suspension order can be prepared too," she said.

Also Read: Deaf-mute protesters fighting for basic rights lathi-charged by police in Pune

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Sherlyn Chopra reveals the code filmmakers use to refer to the casting couch

Casting couch is a reality in the film industry and time and again some of the celebrities have shared their experience regarding the same. Sherlyn Chopra has also been on the receiving end of it.

Sherlyn Chopra in an interview with an entertainment portal revealed that at the initial stage of her career when she would approach filmmakers with her portfolio they would ask her to meet them for dinner at around 11 or 12 in the night. At first, Sherlyn said that she was clueless and took time to understand that filmmakers do not have a professional dinner in mind. She said that dinner means compromise for them.

Sherlyn said that once she understood the intentions of the filmmakers she would politely let them know that she was not interested. Sherlyn then started telling filmmakers who approached her with dinner that she does not have dinner and asked them to invite her for breakfast or lunch and they would never respond.

Sherlyn has acted in films such as Jawani Diwani: A Youthful Joyride, Dil Bole Hadippa! and Red Swastik.

ALSO READ: Ayushmann Khurrana recalls a casting couch incident from his early days in Bollywood




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Can we build a fully recycled and reusable house? Yes, we can!

An EU-funded project has developed prefabricated energy-efficient building concepts made from materials, components and structures derived from construction and demolition waste. The concept enables the easy assembly and disassembly of buildings for future reuse.




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Cultivating innovative techniques for sustainable water use

An EU-funded project promoted the exchange, display and transfer of innovative fertigation technologies which combine fertilisation with irrigation. This approach will help farmers to use limited water resources more sustainably while reducing harmful nutrient losses to the environment.




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Fan asks Sunil Chhetri for Netflix username, password; he gets him a subscription!

India's star footballer Sunil Chhetri has gone out of his way in order to help a fan who approached him online in order to get a free Netflix account.

Not only did Sunil Chhetri give the fan a Netflix subscription but also handed him a personally signed jersey.. This was after this fan had asked Sunil Chhetri to share his Netflix ID and password during coronavirus pandemic. The fan also stated that the football captain could change the password after the lockdown is done.

Taking to Twitter, Sunil Chhetri posted a screenshot of a message he received on Facebook and wrote: "Jersey X Autograph on a picture X Reply to the post X Video wishing the neighbour's son's pet dog X. Here's someone who has priorities straight and it's really making me want to consider the demand."

Netflix India's Twitter handle took note of this message from Chhetri and went on to reply: "While we on that topic, could we also get your autograph on a picture?"

Sunil Chhetri then proposed a 'barter' deal and asked for a two-month free subscription for the fan in return for an autographed jersey from him.

He wrote: "In the true spirit of a barter, how about you guys hand the kid a two-month subscription and I will send a signed shirt and a picture your way? Do we have a deal?"

In reply, Netflix India's Twitter handle posted: "How about we send him both the jersey and a subscription card? Let's make his day."

To this, Chhetri replied: "Sounds great guys, now that we've got this figured out. Subscription for the kid, Shirt for the kid, Shirt for you guys."

The boy had earlier sent a Twitter post to Sunil Chhetri. Take a look at the shared post by the footballer.

Earlier, in a series of tweets, Chhetri had announced that the members of the Indian team had come together and 'put on table a sum that has been sent to the PM-Cares Fund' to help in the fight against coronavirus.

Inputs from IANS

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Movie Review: Batla House

Films based on or inspired from true incidents always have an edge, especially if made well. A recent classic example being ARTICLE 15, loosely inspired from Badaun rape case and Una flogging incident, and which became a commercial success. Now Nikkhil Advani attempts to unravel the mystery behind the more-than-a-decade-old Batla House encounter in his flick, also titled BATLA HOUSE. So does BATLA HOUSE give viewers an entertaining and thrilling time? Or does it fail to entice? Let’s analyse. <img class="aligncenter size-full wp-image-1008066" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/08/Batla-House-3.jpg" alt="" width="720" height="450" /> BATLA HOUSE is the story of an upright cop caught in a sticky situation. The year is 2008. The Indian Mujahideen has conducted a series of blasts across the country. Their latest attack is in the capital city, Delhi, on September 13. ACP Sanjay Kumar (John Abraham) is having trouble in his marriage with Nandita (Mrunal Thakur). On September 19, he is informed by his team that the terrorists responsible for this blast are holed up in a flat in L-18, Batla House in the Okhla locality of the city. Before Sanjay could reach the site, his junior officer K K (Ravi Kishan) orders the team to engage with the occupants of the said house. The occupants who are Okhla University students fire at the cops, injuring K K grievously. Sanjay meanwhile reaches and he along with the rest of the police team eliminate the shooters. One of them, Tufail (Alok Pandey) is arrested. Even before the cops could leave, the residents begin raising slogans against the police. Soon, the media and political leaders blame the police for staging a fake encounter. K K on the other hand passes away in hospital. Sanjay meanwhile finds it difficult to prove that he’s right and that these residents of Batla House were indeed a part of Indian Mujahideen. He also informs the police department that there were two more guys in the Batla House flat who escaped, one of which is Dilshaad Ahmed (Sahidur Rehman). He escaped to Nizampur, Uttar Pradesh. Sanjay’s senior Jayvir (Manish Chaudhari) sternly tells Sanjay not to head to Nimzapur to arrest Dilshaad. Yet, Sanjay defies the orders and heads to nab Dilshaad with his team. In Nizampur, he encounters hostile residents and a leader of a political party who tell him to back off. Yet, he goes ahead and attempts to take Dilshaad back to Delhi. The locals on one hand are baying for his blood. On other hand, Jayvir and other senior cops are slamming Sanjay for his irresponsible action. What happens next forms the rest of the film. Ritesh Shah's story is well researched and gripping. Moreover, it’s extremely relevant in today’s times. Many might not be aware of this case and how it led to such a huge controversy at that time. Hence, the novelty factor is also there. Ritesh Shah's screenplay is captivating for most parts but is shaky in the first half. The film should have been simpler yet thrilling and devoid of too much of docudrama feel, for a better impact. However, there’s no doubt that some scenes are exceptionally scripted. Ritesh Shah's dialogues are acidic and sharp. The one-liners in the climax work very well. Nikkhil Advani's direction is simply brilliant. He understands the material he has in his hand and its sensitive nature. He has handled some scenes deftly and shows his brilliance in the interrogation scene in the first half and later in the courtroom sequences. Also, the Rashomon effect works well here to make the audiences wonder as to which version is correct. However, a few scenes in the first half are not up to the mark. Some scenes might even confuse viewers. For instance, it is bewildering why Sanjay switches off the camera during a crucial interrogation. Thankfully, the plusses outweigh the minuses by a huge margin here. BATLA HOUSE’s first half is decent but one misses the overall ‘Wow’ factor here. The reason behind the straining of relations between Sanjay and Nandita is not explained properly. The encounter is only partly shown and hence, one remains confused as to what exactly transpired between the police and the students. Also, Sanjay’s constant hallucination sequences become a little too much after a point. But on the positive side, a few scenes are quite promising. The film picks up in a big way when Sanjay quotes from the Holy Quran while interrogating Tufail. This powerful scene will surely be greeted with claps and whistles and it also proves how vested interests smartly misinterpret religious texts for violent gains. The Nizampur episode is a bit over the top but is quite thrilling. The intermission point also comes at a great moment. Post-interval, the interest levels increase as Sanjay gets determined to nab Dilshaad. The entry of Victoria (Nora Fatehi) adds charm to the film. But the best is reserved for the last 35-40 minutes. The courtroom drama is quite exhilarating and clap worthy. Also, once the entire scenario becomes clear, the film becomes simpler.  As a result, audiences would be even more interested once they know the complete picture. Sanjay’s monologue at this hour ensures the film ends on a high. <span style="text-decoration: underline;"><strong>Batla House Public Review | John Abraham | Mrunal Thakur | Movie Review | First Day First Show</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/first-day-first-show/batla-house-public-review-john-abraham-mrunal-thakur-movie-review-first-day-first-show/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> BATLA HOUSE belongs to John Abraham, without a shred of doubt. He is not just playing a brave, decorated police officer. He also essays the role of a person who is abused and slammed from all quarters. No one wants to know or believe his version of truth. The trauma he faces is brought out beautifully by John. Also, he’s first-rate as expected in action scenes and also in dramatic and confrontational sequences. Mrunal Thakur is letdown a bit by the script as the back story is never revealed. But she gives a decent performance. In the second half, she impresses even more as the woman who stands up for her husband. Ravi Kishan leaves a huge mark in a small role. Manish Chaudhari is efficient. Rajesh Sharma (Advocate Shailesh Arya) is quite scathing, as per his character’s requirement. Nora Fatehi provides much-needed sizzle in the film. Her character has a small but important role in the film. Alok Pandey and Sahidur Rehman play their respective parts with earnest. Pramod Pathak (Defence counsel P Krishnan) has a late entry but makes an impact. Others also do well. Songs aren’t memorable except for of course <em>'O Saki Saki'</em>. The item song is quite entertaining but it starts off quite suddenly though. <em>'Rula Diya'</em> and <em>'Jaako Rakhe'</em> are okay. John Stewart Eduri's background score is subtle yet adds to the impact.  Adil Shaikh's choreography in <em>'O Saki Saki'</em> is visually great. Soumik Mukherjee's cinematography is topnotch. This is especially in the interior scenes of Batla House flat and in the chase sequence in the small town. Priya Suhas's production design is quite realistic. Amin Khatib's action is thrilling and yet not gory or disturbing at all. Maahir Zaveri's editing is razor sharp in many scenes and also stylish. But this kind of editing also affects the impact in some of the scenes in the first half. On the whole, BATLA HOUSE is a powerful saga which is sure to spark off discussions and debates. The relevant plot, watertight screenplay, clapworthy moments and terrific performance by John Abraham makes BATLA HOUSE one of the finest films of the year. At the box office, it will have a promising run. Recommended!




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Movie Review: Housefull 4

Reincarnation sagas have been immensely popular in Bollywood. There’s a certain charm to see protagonists facing an untimely death and then avenging for the wrongdoings in their next life. Interestingly, there has never been a reincarnation comedy. This void has now been filled thanks to HOUSEFULL 4. The film looks grand in every way and is also the big Diwali release. So does HOUSEFULL 4 emerge as the ideal entertainer for families in this festive season? Or does it fail to impress? Let’s analyse. <img class="aligncenter size-full wp-image-1034345" src="https://www.bollywoodhungama.com/wp-content/uploads/2019/10/housefull4567.jpg" alt="" width="750" height="450" /> HOUSEFULL is the story of three couples and how destiny helps them reunite after 600 years. The story begins in 2019. Harry (Akshay Kumar) is a barber in London who has a habit of momentarily losing his memory when he hears a loud noise. During one such time, he ends up destroying a large amount of money belonging to Michael (Sharad Kelkar) that was given to him for safekeeping by Big Bhai. Big Bhai hence gets angry at Harry, his brother Max (Bobby Deol) and their friend Roy (Riteish Deshmukh). He demands them to return the money of Bhai. Harry, Max and Roy then tell Bhai that they are in a relationship with Pooja (Pooja Hegde), Kriti (Kriti Sanon) and Neha (Kriti Kharbanda) respectively. All three are daughters of a very wealthy man, Papa Ranjeet (Ranjeet). Hence they’ll pay Big Bhai the money once they get married to them. The trio then meet Papa Ranjeet and the marriage is fixed. The venue chosen is a place called Sitamgarh, a town in India. The trio along with their girlfriends and Papa Ranjeet arrive at Sitamgarh palace, which has now been converted into a hotel. The moment they reach there, the bell boy, Aakhri Pasta (Chunky Panday) claims that all of them were a part of the kingdom of Sitamgarh. He goes overboard while making the claim, which makes the guests uncomfortable. Hence the manager Winston Churchgate (Johny Lever) fires Aakhri Pasta. However, Harry has often got flashes of his past life. He goes to Madhavgarh, where Aakhri Pasta resides, to find out more information. As soon as he reaches Madhavgarh, Harry is able to remember his past life. The story then goes on a flashback mode in the year 1419. Bala (Akshay Kumar) is a notorious Prince of Madhavgarh who is banished from the kingdom by his father (Parikshit Sahni). With the help of Pasta (Chunky Panday), he finds out that the king of Sitamgarh, Maharaja Surya Singh Rana (Ranjeet) will be celebrating his birthday and that he had three daughters, Madhu (Kriti Sanon), Meena (Kriti Kharbanda) and Mala (Pooja Hegde). Bala arrives in Sitamgarh and succeeds in wooing Madhu. Meanwhile, Bangdu Maharaj, a dancer in the royal palace, gets into a relationship with Mala while the warrior Dharam (Bobby Deol) starts an affair with Meena. The king even approves the union and their marriages are fixed. All is going well but Suryabhan (Sharad Kelkar) who wants to be king comes up with a plan. He kills brother of Gama (Rana Daggubati), a ferocious chieftain of a neighbouring kingdom. Gama is made to believe that it’s the king who ordered the killing. As a result, Gama arrives in Sitamgarh during the marriage ceremony for revenge. In the ensuing battle, they all die. What happens next forms the rest of the film. Sara Bodinar and Sajid Nadiadwala's story is very weak. Aakash Kaushik and Madhur Sharma's screenplay (with additional screenplay by Farhad Samji, Tushar Hiranandani, Sparsh Khetarpal and Tasha Bhambra) spoils the show further. It seems like the makers took audiences for granted and in the attempt to show grandeur, they missed out on the factors that made HOUSEFULL such a successful franchise. Farhad Samji's dialogues add to the fun but only at places. Farhad Samji's direction is unimpressive. Though for most parts, he is able to handle the grandeur and confusion well. The opening credits are very similar to the opening of BAAHUBALI 2: THE CONCLUSION. In fact there’s an in-your-face reference to the film later. However, several sequences are weak and the jokes fall flat. The writing is also to blame but the director should have hidden these shortcomings with his execution. Sadly that doesn’t happen. HOUSEFULL 4 begins on a very fun note. The madness that happens at Harry’s salon sets the mood. The film gets better as they all reach Sitamgarh. Once the flashback begins, one expects the film to go on a high. But the opposite happens as the humour is missing from the film. Yes there are fun moments but they aren’t funny enough to give audiences a <em>paisa</em> <em>vasool</em> time. Much of the second half is about how Harry tries to persuade Max and Roy that they are doing a mistake by getting married to their <em>bhabhis</em>. The humour here is strictly okay and in the Nawazuddin Siddiqui’s track, it goes out of the window. Thankfully the entry of Pappu Rangeela (Rana Daggubati) acts as a respite. The climax works only in parts. The continuity issues spoil the fun. <span style="text-decoration: underline;"><strong>FUN UNLIMITED: Team Housefull 4 Interview | Crazy Rapid Fire, Hilarious Quiz &amp; 5 Second Challenge</strong></span> <iframe id="jwiframe" class="playerFrame" src="https://www.bollywoodhungama.com/videos/celeb-interviews/fun-unlimited-team-housefull-4-interview-crazy-rapid-fire-hilarious-quiz-5-second-challenge/?jwembed=1" width="800" height="340" frameborder="0" allowfullscreen="allowfullscreen"></iframe> Akshay Kumar emerges as the most entertaining actor in the film. His Bala act is superb but even in the 2019 portions, he is too good. Riteish Deshmukh comes next. As the effeminate Bangdu Maharaj, he does a fine job which was expected as he has done similar roles in the past. Bobby Deol is disappointing as he doesn’t have much to contribute in terms of humour. Rana Daggubati is excellent in both avatars. He adds to the fun in the pre-climax and climax especially. Talking of the girls, all three look stunning. Kriti Sanon gets her share of interesting scenes. Kriti Kharbanda makes a mark in the scenes where she hums Hindi songs. Pooja Hegde is decent. Chunky Panday doesn't get enough scope as in part 1 and 2 but he gets to be a part of some crazy scenes. Johny Lever manages some laughs in the second half. Sharad Kelkar is efficient in a small role. Manoj Pahwa raises laughs in his cameo appearance. Ranjeet is fine. Jamie Lever is okay and the Johny Lever connection comes at a surprise. Parikshit Sahni is nothing great. Nawazuddin Siddiqui is awkward. Songs are average and they won’t have a recall value. <em>'Shaitan Ka Saala</em>' is the best of the lot. <em>'Ek Chumma'</em> comes next followed by <em>'Badla'</em>. <em>'The Bhoot Song' </em>is the weakest part of the film while <em>'Chammo'</em> is forgettable. Julius Packiam's background score is theatrical and the recurring theme is catchy. Sudeep Chatterjee's cinematography adds to the grandeur. Sham Kaushal's action is good. Amit Ray and Subrata Chakraborty's production design is splendid. Costumes compliment the characters. The ladies especially look gorgeous in both avatars. Do It Creative, AI Solve Ltd and Prime Focus's VFX is of superior quality. The Sitamgarh Kingdom especially is depicted in a fascinating manner. Rameshwar S Bhagat's editing is inconsistent and there are several jumps in the narrative. On the whole, HOUSEFULL 4 is a major disappointment and suffers on the account of poor writing and vacuous screenplay. The negative word of mouth will ensure that it will crash at the box office though it might still end up crawling to Rs. 100 crore mark on account of festive period and the extended weekend.




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COVID-19 Related Disruption Causes Franklin Templeton Mutual Fund to Wind-down Six Debt Schemes

Posted by Equitymaster
      

COVID-19 has started showing its impact on the mutual fund industry. Few days ago I mentioned in my article, Debt mutual funds witnessed massive outflows of Rs 1.95 trillion in the month of March.

Though we could attribute most of that outflow to corporates redeeming funds to meet their quarter end obligations, high volatility and uncertainty as consequences of the pandemic could have also played a major hand in the redemption pressure for debt schemes.

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FII have been redeeming investments heavily in equity and debt segment ever since WHO declared COVID-19 a pandemic. In March, FIIs pulled out Rs 60,375 crore from the debt market.

High redemption and lack of buying interest has made debt mutual fund schemes vulnerable, especially those with higher exposure to low rated instruments.

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This instability has claimed its first casualty in debt mutual funds...

Franklin Templeton Mutual Fund (FTMF) has decided to wind down six of its debt schemes with effect from April 23, 2020 due to COVID-19 related market dislocation. This is something that is unheard of in the mutual fund industry and has perplexed many investors and advisors.

The schemes that are wound up are:

Together these schemes have an AUM of 30,854 crore as on March 31, 2020. Notably, these are the very schemes which in the past had to create segregated portfolio for its exposure to downgraded papers of Vodafone Idea and Yes Bank.

What led to the move?

According to a statement to investors from FTMF, "Despite several measures taken by the Reserve Bank of India (RBI), the liquidity in certain segments of the corporate bond markets has fallen-off dramatically and has remained low for an extended period. In this scenario, mutual funds are facing unprecedented liquidity challenges due to a variety of factors-rising redemption pressures due to heightened risk aversion, mark to market losses following a spike in yields and lower trading volumes in the bond markets. These factors have together caused a significant and worsening liquidity crunch for open-end mutual fund schemes investing in corporate credits across the credit rating spectrum."

The schemes had to resort to continuous borrowing to fund redemptions during this time, and were unable to repay the borrowings through sale of portfolio securities due to the prevailing market environment. The Investment manager did not believe it was prudent to continue funding redemptions through potentially increasing levels of borrowings.

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FTMF follows a high-risk high-return strategy for the above mentioned funds - Meaning a major part of its portfolio is exposed to lower rated securities (rating below AAA). The market disruption due to the virus outbreak has impacted these securities the most.

Under conditions of high redemption pressure, mutual funds sell their liquid assets to meet the demand, leaving the portfolio highly exposed to illiquid assets.

Thus, investors who choose to stay invested are at a disadvantage here.

Anticipating continued liquidity stress to the funds, the fund house thought winding up the scheme is the only viable option for the unitholders to minimize erosion of value.

Table: Details of schemes being wound up
(Source: Franklin Templeton Mutual Fund)

What does it mean for investors of these schemes?

Investors of these schemes will not be able to purchase/redeem investment, switch to other schemes or do systematic transactions. In short their funds will be locked. The fund will not charge any management fees for the funds that are being wound up.

The fund house will rely on coupon payments, maturity value of underlying securities, and selling of securities at realisable value. While the fund house expects to realise most of the proceeds as per maturities, there may be some low rated securities that may even default on the due date. The fund house may create segregated portfolios for such securities and pay back as and when the money is realised.

It will be prudent to check the average maturity of portfolios of each fund and expect major repayment within that period.

What should investors in debt funds do?

Debt mutual fund Investors are not as confident, due to incidents of exposure to toxic papers in the past. This event could make them even more wary about their investment in debt schemes. As a consequence, there may be some panic selling in other debt schemes by investors worried about their funds getting locked.

However, instead of taking any hasty decisions, it would be a great idea to check your funds for the quality of assets it holds.

Choose a fund house that follows prudent investment process and stringent risk-management system. In these uncertain times, it would be wise sticking to liquid funds and overnight funds for the fixed-income part of your portfolio. Alternatively, if you prefer safety of capital, invest in Bank fixed deposits.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity

The way ahead...

While the fund house has done this to protect investors' interest, it has made the funds illiquid from the investors' point of view. Many investors may lose faith in debt funds for their short-term goals.

Going further, investors may have to consider liquidity risk due to AMC action, while investing in any high credit risk oriented debt funds.

It is time for the regulator to step up and clarify the illiquidity part for other debt schemes out there to investors. Moreover, it needs to provide a framework of strict guidelines to restrict fund managers from putting investors' hard-earned money at risk by exposing them to low rated securities for higher yield.

Meanwhile, AMFI has assured investors that a majority of the fixed income fund assets is invested in superior credit quality securities, and the schemes have appropriate liquidity to ensure normal operations. It further stated that the industry remains fully committed to the investors' interests and there is no need for them to panic and redeem investments.

Author: Divya Grover

This article first appeared on PersonalFN here.

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PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.




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Will Mutual Fund Houses Act Against Companies Approaching Courts To Prevent Rating Downgrade Amidst COVID-19?

Posted by Equitymaster
      

Unnerving movements for debt mutual funds investors!

Just last week my colleague, Divya explained the fiasco at Franklin Templeton Mutual Fund, which took a decision to abruptly wind down six debt mutual fund schemes, namely:

In all, the above debt mutual fund schemes had an AUM of Rs 30,854 crore as of March 31, 2020.

The fund house cited, "severe market dislocation and illiquidity in the fixed income space" caused by the COVID-19 pandemic, as the reason behind the decision.

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Investors in these schemes are now left in the lurch: they cannot sell (nor buy) these funds and will have to rely on the fund house to get back their hard-earned money. Investors will have to hold their investments in these schemes until liquidity is available to the mutual fund house by either selling securities in the fund's portfolio or receiving maturity proceeds.

Currently, a fact is, not just Franklin Templeton Mutual Fund, but debt mutual fund schemes of many other fund houses are have a remarkable exposure to stressed assets.

According to portfolios disclosed on March 31, 2020, mutual funds collectively held Rs 1.38 trillion of exposure to debt securities issued by Non-Banking Financial Companies (NBFCs). Approximately Rs 51,000 crore of the exposure in debt securities has a maturity profile of less than 3 months; and now, mutual funds fear that there will be defaults.

NBFCs and other corporate borrowers claim that they do not have enough liquidity to fulfil their obligations and have requested for additional time. Given that, rating downgrades from rating agencies look likely.

However, some companies are playing smart: they are approaching the Courts to prevent a rating downgrade, plus seeking a stay on sale of pledged shares. Of course, they are well within their right to approach the judicial authority or Courts and contest.

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But the capital market regulator, seems to be in no mood in offering them any leeway. On the contrary, the regulator is asking the mutual fund industry to act against the issuer of securities who are possibly carrying high credit risk; facing asset quality problems.

Delays in repayments would mean the creation of more side-pockets by mutual funds. And in my view, more the losses investors suffer, more frustrating it will be for mutual fund houses and their investors. Eventually retail and High Net-worth Individuals, particularly, will lose confidence and may not be keen to invest in debt funds.

If you are wondering what has gone wrong, here's everything you may like to know about liquidity, credit risk and the exposure of mutual funds to corporate debt in the present scenario.

If you remember, the capital market regulator had mandated large corporations to source at least 25% of their borrowings from the bond markets from the beginning of FY 2019. This move was expected to deepen Indian bond markets and reduces the stress on banks. Just a year later, the same move is proving fatal for companies that went to the bond markets to raise money.

Now that the COVID-19 lockdown has forced many business units to shut off temporarily or operate much below their optimal operational capacity with a skeletal staff, companies, including the large organisations that relied heavily on debt markets, are finding it difficult to honour maturity claims on Commercial Papers (CPs), Non-Convertible Debentures (NCDs), and Bonds.

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They were hoping for an 'at-par treatment' with Banks when the Reserve Bank of India (RBI) offered a moratorium period to borrowers. But the RBI circular came to them as a shocker. The devil was in the details.

On March 27, 2020, the RBI issued a notification allowing a three-month moratorium on all outstanding term loans and working capital facilities on account of disruptions caused by the outbreak of coronavirus. This circular did not cover around 10 thousand NBFCs, who mainly depend on CPs, NCDs, and Bonds for their funding requirements.

As far as NBFCs are concerned, the RBI has already provided them with a liquidity facility through the banking channel. The RBI directed banks to utilise funds infused under Targeted Long Term Repo Operations (TLTRO) facility to invest in 'investment-grade' CPs, NCDs, and Bonds issued by NBFCs. Also, RBI mandated banks to allocate 50% of Rs 50,000 crore of liquidity introduced by way of TLTRO 2.0 to small and mid-size NBFCs and small finance banks.

But NBFCs seemed not too happy with just liquidity and many of them are now approaching courts to prevent rating downgrades. This is not a best practice for the industry, although fund houses may be well within their rights to contest.

Recently, Indiabulls Housing Finance was successful in receiving the interim order from Delhi High Court, throttling any coercive action against the housing finance company for its inability to repay its bondholders. The Delhi High Court will hear the case further on May 19, 2020.

This has added to the worries of mutual fund houses that now fear other NBFCs will follow the same path.

The capital market regulator, only recently (a few days ago) following the three moratorium by RBI (due to disruptions caused by COVID-19 pandemic) has relaxed the valuation norms for debt and money market instrument held by mutual funds vide a circular dated April 23, 2020, wherein it states as under:

  • Based on assessment, if the valuation agencies appointed by AMFI are of the view that the delay in payment of interest/principal or extension of the maturity of a security by the issuer has arisen solely due to COVID-19 pandemic lockdown and/or in light of the moratorium permitted by Reserve Bank of India (RBI) (vide notification no. RBI/2019-20/186, dated March 27, 2020) creating temporary operational challenges in servicing debt, then valuation agencies may not consider the same as a default for the purpose of valuation of money market or debt securities held by Mutual Funds.

    However, in the scenario, as stated above, if there is any difference in the valuation of securities provided by two valuation agencies, the conservative valuation shall be accepted.

But then what is the point of coming up with these valuation norms as an afterthought, and not in close synchronisation when the RBI came with its notification a month ago?

The damage now is already done and companies are anyways approaching the Courts to prevent a rating downgrade.

Let's say shares of a company are pledged and to recover the proceeds -- if they cannot be sold due to a court order -- then such lending would be as good as unsecured lending.

Also, why should that not be construed as an instance of deviation from the stated fundamental attributes of a debt mutual fund scheme? After all, mutual fund investors invest in debt fund schemes taking into account a certain level of risk. Change in the risk profile of a scheme is a change in the fundamental attribute/s.

According to India Ratings, NBFCs having the asset base of Rs 500 crore to 5,000 crore, largely fall between "A" and "BBB" rating categories.

The mid-path could be a decision on payment or deferring the payment in consultation with all stakeholders, including debenture trustees. The industry will require a blanket resolution because a case-to-case resolution approach is cumbersome and may create more chaos.

Unless the RBI takes a clear stance on NBFCs and other financial institutions, mutual fund houses are likely to feel the heat of redemptions. Suppose, there's no further statement issued by the banking sector regulator; mutual funds will have to be prepared to handle large-scale defaults, which might look inevitable. After all, a majority of NBFCs' customers are retail borrowers and they enjoy a moratorium on the EMI payment for 3-months. This has been the trickiest part for NBFCs.

While COVID-19 outbreak has been the genuine reason for the potential defaults this time, asset-liability mismatches of NBFCs are well-known. Many NBFCs have gone overboard with cheap credit available during stable market conditions. Their credit underwriting has been questioned widely. The industry has also witnessed belly-up instances such as IL&FS and DHFL. Many mutual fund houses have burned their fingers badly in such defaults.

At the time of writing this piece, to ease the liquidity pressure on mutual funds, the RBI today decided to provide a special liquidity facility of Rs 50,000 crore for mutual funds. Under this facility, the RBI will conduct repo operations of 90 days tenor at the fixed repo rate. This will be on-tap and open-ended, and banks can submit their bids to avail funding on any day from Monday to Friday (excluding holidays). The scheme is available from today i.e., April 27, 2020, till May 11, 2020, or up to utilization of the allocated amount, whichever is earlier. The Reserve Bank will review the timeline and amount, depending upon market conditions.

The RBI has stated further that the liquidity support availed under the Special Liquidity Facility for Mutual Funds shall be used by banks exclusively for meeting the liquidity requirements of mutual funds by, 1) extending loans; and (2) undertaking outright purchase of and/or repos against the collateral of investment-grade corporate bonds, CPs, debentures and certificates of Deposit (CDs) held by mutual funds.

Having taken this measure, keep in mind that it does not make investing in debt mutual funds risk-free. Considering the prevailing investment environment, you should stay away from mutual fund schemes whose portfolio characteristic appears compromised. Also, avoid credit risk funds and corporate bond funds as they are likely to be more vulnerable amidst the financial crisis followed by COVID-19 pandemic.

As a thumb rule: Choose mutual fund schemes from fund houses that follow prudent judicious investment processes and stringent risk-management systems.

In these uncertain times, it would be wise sticking to liquid funds and overnight funds while considering debt funds.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity.

As with all financial matters, better be safe than sorry!

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

Each fund recommended under FundSelect goes through our stringent process, where they are tested on both quantitative as well as qualitative parameters.

Every month, PersonalFN's FundSelect service will provide you with insightful and practical guidance on equity mutual funds and debt schemes - the ones to Buy, Hold, or Sell.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

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Author: Rounaq Neroy

This article first appeared on PersonalFN here.



PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.




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Travel: Go cashew apple picking at a farmhouse near Mumbai


Representation pic

Living high up in an apartment can cut off even the most ardent nature lovers from the soil. Perhaps this is why owning a piece of land is a dream many Mumbaikars - and especially those who have had a taste of what it's like - harbour. Dr Rashmi Pathak, who left her hometown Kolhapur to study medicine in Mumbai, was no different. She longed for the scent of sugarcane that filled the air during the harvest season, and a semblance of all that she had grown up with. To set things right, she and her husband bought a farm near Shahapur in 2001.

The doctor couple armed themselves with the knowledge of traditional manure and bio-fertilisers, and to ensure continuous production throughout the year, chose to have mango, cashew, chickoo and Indian gooseberry plantations on the farm, which they called Aditya Agro. The onset of summer means their 70-acre farm is now laden with red and yellow cashew apples, ready to be plucked and savoured. This Sunday, you can go cashew apple picking, sip on mocktails made from the fruit, and witness farm-life up close in Shilottar, no more than a two-hour drive away from Mumbai.

"We have organised day picnics in the past, but this is the first year that we are hosting guests for cashew-picking," informs Captain (retd) Adityavardhan Pathak, who joined his parents in the running of the farm after he retired from the Armed Forces in 2011. "Unfortunately, we lost 70 to 80 per cent of our trees to a massive fire in 2012. So, I lived on the farm for two years to put things back in motion. The experience was life-altering. When you live so close to nature, it reveals its many shades to you, which change from season to season, and even from day to night," says the Powai resident.

The trail will start at 10 am with a simple breakfast, followed by a briefing session. "Nature has its own way of telling you if its produce is ready to be consumed. If you have to tug at a cashew fruit, it means it's not fully ripe. A ready-to-be plucked cashew apple will give with just a slight twist," shares Pathak. Participants will then be divided into teams for a fun cashew apple-picking competition, where the fruit they pluck will be theirs to take. The Pathaks also provide recipes for cashew apple jams and juices that participants can try at home.

After the trail, a wholesome vegetarian Maharashtrian meal featuring dishes such as bharleli vangi (stuffed brinjals), vaalachi usal (field beans curry), tandlyachi bhakri (rice flour bhakri) and modak will be served. The day ends with a visit to the farm's in-house nursery, where saplings and vermicomposting kits can be purchased.

Nutty facts
>> Cashew is native to northeast Brazil, and was introduced to coastal India in the 16th century by Portuguese traders. Its initial purpose was that of a soil retainer to prevent erosion on the coasts.
>> The Jamaicans call the fruit cashew banana.
>> The Indian-sounding word kaju comes from the Portuguese caju or cajueiro
>> The cashew fruit is a rich source of Vitamin C and antioxidants.

On: April 15, 10 am to 4 pm
At: Aditya Agro, Shilottar, Shahapur
Call: 9223164501
Cost: Rs 990 for adults (Rs 780 for children from 4 to 12 years; cost includes meals)

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Mumbai cyclist to journey across India to promote the cause of veganism

An article he had read a little over two years ago changed Rohit Ingle's life forever. It espoused the cause of veganism so persuasively that Ingle says he was convinced overnight to give up eating meat. "I can't remember where I read the article," he confesses. "But it had a very simple line - if you are an animal lover, you can't eat them. If you love someone, how can you be the cause of their misery?" he adds.


Rohit Ingle while flagging off his journey from Ahimsa Fest this week. Pics/Sneha Kharabe

That message is what he now hopes to spread across the country, riding a cycle. Ingle embarked on his epic journey - and it can only be described as that - from Bandra on Thursday, a week ahead of World Vegan Day on November 1. The plan is to cover 19,000 km over one year, stopping not just at different state capitals, but especially in the hinterland. "Hardly anyone in India knows about veganism," he says, adding, "I'll pitch my tent at places like highway dhabas. There, I can interact with the customers and tell them more about what I am doing, hopefully inspiring some of them [to take up veganism] in the process."

Does he feel any apprehension? "Yes, I am nervous, I won't lie about that. But I am motivated by my cause. There are also people who will be there to welcome me at Ahmedabad and Surat initially, and that will hopefully give me further encouragement. So, as the journey goes by, I am sure this feeling will go away."

But, Ingle adds, he's not quite sure about how he will sustain himself financially to get through an entire year. "I have raised `60,000 [of his `3.5-lakh target] through crowdfunding. I have also received money from The Pollination Project, an organisation based in the US that has sponsored me for $1,000. So, I have around `1.3 lakh and can easily start my journey for at least three to four months."

After that, he hopes to keep going till November 2018, inspiring as many people as possible along the way. "See, the message is very simple - if you want to eat meat or wear animal products, an animal that doesn't want to die is definitely going to be killed. So, you have to keep that in mind."





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Facebook wants users to give nude photos to stop revenge porn

Representational Image

It may sound audacious to some but Facebook thinks that sharing with a trained employee of the company the intimate images that you fear might go viral in the social networking platforms can help it stop their spread, thereby protecting your privacy.

The social networking giant on Tuesday said it was testing a reporting tool so that people who worry that someone might want to harm them by sharing an intimate image can proactively upload it, which will eventually help Facebook to block anyone else from sharing it on Facebook, Instagram, or Messenger.

Facebook said it entered into partnership with safety organisations on a way for people to securely submit photos they fear will be shared without their consent -- images that are also referred to as "revenge porn" or "non-consensual pornography".

"This pilot programme, starting in Australia, Canada, the UK and US, expands on existing tools for people to report this content to us if it's already been shared," Antigone Davis, Facebook's Global Head of Safety, wrote in a Facebook post.

From anxiety and depression to the loss of a personal relationship or a job, the result of having most intimate moments shared without permission can be devastating for a person.

And while these images harm people of all genders, ages and sexual-orientations, women are nearly twice as likely as men to be targeted, Davis said.

"This week, Facebook is testing a proactive reporting tool in partnership with an international working group of safety organisations, survivors and victim advocates, including the Australian Office of the eSafety Commissioner, the Cyber Civil Rights Initiative and The National Network to End Domestic Violence in the US, the UK Revenge Porn Helpline and YWCA Canada," Davis added.

As part of this initiative, anyone who fears an intimate image of them will be shared can contact one of Facebook's partners to submit a form.

After submitting the form, the victim receives an email containing a secure, one-time upload link. The victim can use the link to upload images they fear will be shared.

Thereafter, one of a handful of specifically trained members of Facebook's Community Operations Safety Team will review the report and create a unique fingerprint, or hash, that allows the social network to identify future uploads of the images without keeping copies of them on its servers.

Facebook said once it creates these hashes, it will notify the victim via email and delete the images from its servers within seven days.

"We store the hashes so any time someone tries to upload an image with the same fingerprint, we can block it from appearing on Facebook, Instagram or Messenger," Davis added.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever.




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Writers use food and heirloom recipes to tell stories of love and loss


Pic Courtesy/Saffron and Pearls, Harpercollins India

As a 20-year-old, when Sarina Kamini first learnt that her Australian mother was suffering from Parkinson's, a part of her own Indianness, which her mother had so devotedly brought to the kitchen table at their home in Torquay, died. In a new book, titled Spirits in a Spice Jar (Westland Books, Amazon), Kamini says, it's possibly then that she had "stopped eating Indian food". It's ironic that while she attributes her Indian heritage to her father — he was Kashmiri — it was through her mum that she learnt the traditional family recipes, who in turn learnt how to cook Indian food from her mother-in-law, fondly known as ammi. Cooking these recipes would eventually be a way to heal, helping her make sense of the resentment she felt towards her mother's condition.

If Spirits in a Spice Jar traces the arc of a woman, coming to terms with the illness, another book, Saffron and Pearls: A Memoir of Family, Friendship and Heirloom (HarperCollins India) by Delhi-based Doreen Hassan, recounts how the author, who belonged to a Goan Catholic family, warmed up to her Hyderabadi husband's family and his rich food legacy. Last year, US-based Pakistani writer Bisma Tirmizi revisited her favourite dishes from the subcontinent through a journey of self-discovery of a young, obese girl, in the novel, Feast: With A Taste of Amir Khusro (Rupa Publications).


Doreen Hassan. Pic Courtesy/Saffron and Pearls, Harpercollins India

More writers are now exploring narratives around food, while showing how recipes too, are important to great storytelling. "I set out to tell the story of me, because I was so confused about who I was. I quickly realised that I couldn't understand mum unless I understood her connection to India. From my point of view, the connection was a mix of the material and the mystic [she loves the fashion as much as she appreciates the stories of faith], and food within our family is a real representation of that. Food ties my family to Hinduism through offerings and stories. So I had to write about Kashmiri food. Spices, for me, became the axis point where I could draw all of these thoughts together," says Australia-based Kamini.

Doreen says she started writing the book, with the intention of sharing heirloom recipes she had inherited after marrying her husband, Peter Toghrille Hassan, who is honorary Counsel General for the Russian Federation in Hyderabad. But, as she started work on the book, she "thought it might be interesting for people to know where the recipes came from". "That's how it turned into a memoir along the way," she says. Doreen believes that Hassan family's history is deeply influenced by food, and hence, it was crucial to the memoir too. "When people marry into a family, they often bring their own food traditions with them. It's fascinating to understand it," she says.


Sarina Kamini. Pic Courtesy/Kristy Jane Hoghton

In the book, she writes about the time she struggled with learning to cook, after she and her husband moved to Delhi from Hyderabad, with their two children. She, eventually went back to Hyderabad, and "met Peter's aunt, Zehra Alambardar, whom we called Phuppu Jani, and said, 'Please teach me how to make a few dishes.' She told me that she cooked by andaaz, or instinct. 'Beta, you have to watch and learn. I will make the dishes in front of you, and you write them down.'" That was how Hassan was indoctrinated into cooking.

She remembers the time when her husband invited the famous Pakistani singer Mehdi Hasan, to their home for dinner. "He was to sing at our home, and there would be 100 guests in attendance. I decided to make a Salim bakra, which is an entire goat, stuffed with eggs," she writes. Kamini says her fondest food memory is associated with paneer. "I'd always make sure I was close by when mum or dad began chopping the fresh paneer into pieces; I became adept at stealing bites," she says. Adding, "When I began cooking it for my own two boys, I, too, would have to shoo them away from the chopping block as they made attempts to sneak away with it. This kind of emotional continuity around food is what cements recipes into our hearts."

The Salim Bakra stuffed with chicken and eggs, and served with rice, which Doreen prepared for ghazal singer Mehdi Hasan

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Tax-News.com: Paper Looks At 'Tax Haven'-Use Trends Globally

The US-based National Bureau of Economic Research has released a new report that looks at which countries' taxpayers have the most wealth stored in so-called "offshore tax havens."




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KL Rahul should only be used as backup wicket-keeper: Mohammad Kaif

Former cricketer Mohammad Kaif on Wednesday said KL Rahul should only be used as a backup wicket-keeper so that workload on the player can be managed.

"People think that Rahul may become our main keeper in the future. But I feel that Rahul should be used as a backup wicketkeeper, if the main keeper is injured or he is not with the team then Rahul should be there because if you rely on him as the main keeper then chances of injuries will grow as the workload will increase on him," Kaif told ANI.

Kaif also feels that MS Dhoni should feature in the ICC Men's T20 World Cup and ruling the former captain out from the tournament will be 'unfair'.

"See people may have eyes on Dhoni that how he is going to play in the IPL (Indian Premier League) and then there will be talks of the T20 World Cup but my view is different from others. I do not judge Dhoni based on his IPL form. He is a great batsman and he is fit now, he wants to play IPL, do captaincy and is showing his availability. He has a winning mentality and knows how to win games under pressure," Kaif said.

"So, I think ruling him out will be unfair. See a lot of cricket is still left in Dhoni and when a player plays for this long, there are ups and downs in his career. It happens with every cricketer not just Dhoni," he added.

The ICC T20 World Cup 2020 is scheduled to be played between October 18 and November 15 at seven venues across Australia.

As the country continues to fight against the coronavirus crisis, Kaif urged people to adhere to the guidelines laid by the government and stay home.

"My message for the society is to be at home and follow what the government is saying then only we can beat this virus. At this stage, this is something very important for one and all to be at home," he said.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Sakshi shares video of MS Dhoni taking Ziva for a bike ride inside Ranchi farmhouse

Veteran India wicketkeeper-batsman and former captain Mahendra Singh Dhoni seems to be enjoying his quality time back at his lavish farmhouse located in Ranchi.

MS Dhoni's wife Sakshi Dhoni apparently shared ain Instagram Live video in which Mahi can be seen giving his daughter Ziva a ride on a motorbike in their farmhouse. 

The video was also shared by MS Dhoni's Indian Premier League (IPL) team Chennai Super Kings on Twitter immediately after it went viral. CSK went on to caption the photo with some fun play of words: "Thala Suthifying, literally. #WhistlePodu VC: @SakshiSRawat."

Sakshi Dhoni had also shared a cute photo of herself and MS Dhoni during lockdown as she playfully goes to lick his toes while he was immersed in his mobile phone.

In normal circumstances, MS Dhoni would have been currently leading three-time champions CSK in the 13th edition of the IPL. However, due to the coronavirus pandemic, the cash-rich league has been postponed indefinitely by the BCCI.

The former captain's participation at this year's T20 World Cup remains in doubt as he hasn't played international cricket since India's defeat at the hands of New Zealand in the World Cup semi-final last year.

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Michael Holding: Let's pause, look within the game

Looking to suck out every dollar available, cricket was suffering from an overkill and the Coronavirus-forced break should be used to introspect whether the game is heading in the right direction, says West Indies fast bowling great Michael Holding. The cricketer-turned-commentator personally believes hitting the pause button for a while was necessary amid excessive commercialisation of the sport. "Just use the pause to look within the game, to look at what has been happening with the administrators, with the players, and think: Are we heading in the right direction? Is everything okay with our game? Personally, I don't think so," Holding told ESPNcricinfo.

"Everybody has just been head-over-heels charging down the hill, looking for every dollar available. But can we just pause a bit, hit a plateau for a bit and sit down and look and see if everything is fine? There is too much cricket being played, for one." The COVID-19 pandemic has brought the world to a standstill with sporting events around the globe have been postponed or cancelled. The hugely-popular IPL has been postponed indefinitely and the T20 World Cup, to be held later this year in Australia, is also under doubt.

The deadly disease has so far claimed around 2,18,000 lives with India accounting for more than 1000 deaths. Holding, nicknamed 'whispering death' for his quiet approach, said sooner or later the administrators will have to resume cricketing action and if needed, behind the closed doors.

"A lot of administrations figure that they have to play some form of the game to satisfy their broadcasters. Because if the broadcasters don't get what they pay for, they are going to demand their money back," said the Jamaican, who is an avid fan of horse racing and is currently locked down at Cayman Island. "So they have to try and play cricket behind closed doors, or whatever form they can get to play. I can't fault them for trying to do that."

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever