por Bewica launches cyber portal for SMEs By www.insuranceage.co.uk Published On :: Wed, 22 Jan 2020 10:40:43 +0000 New offering is free for Bewica's brokers to use and assesses customers’ susceptibility to the top cyber risks that SMEs face including phishing attacks, password interception and website attacks. Full Article
por An update from CPT Chief Executive, Graham Vidler: Covid19: Financial support for local bus operators By www.cpt-uk.org Published On :: Dear member,nbsp;Please find belownbsp;a letter sent to me last night by Secretary of State for Transport, Grant Shapps. Full Article
por Home to school transport payments: Update from DfT By www.cpt-uk.org Published On :: Dear member, Please find below a letter sent to me last night 25 March by Secretary of State for Transport, Grant Shapps. Full Article
por Support Britains bus coach workers with us By www.cpt-uk.org Published On :: We would like you to join us on strongTuesday 5 Maystrong, when we will be thanking everyone in the bus and coach industry for the work theyrsquo;re doing during the Covid19 outbreak to keep key services running and supplies moving. Full Article
por Getting Enough Fiber Is Important For Weight Loss By www.articlegeek.com Published On :: Fiber is an important part of a healthy diet, but did you know it can help you in your weight loss efforts? Full Article
por Understand Credit Report's Relevance In Mortgage By www.articlegeek.com Published On :: One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning. Full Article
por Temporary exemptions under Consumer Data Right By www.accc.gov.au Published On :: Fri, 24 Apr 2020 15:18:00 +1000 24 April 2020Three-month exemptions have been granted to financial services providers required to share product reference data by 1 July 2020, due to the impact of the COVID-19 pandemic. The temporary exemptions under the Consumer Data Right, until 1 October, will apply to non-major ADIs, including non-major banks, building societies and credit unions, and extend to non-primary brand products offered by the major banks. The major banks have been sharing product reference data since July 2019. Product reference data refers to information about a bank’s rates, fees and features of banking products. This data can be used by businesses, such as comparison sites, to compare products in the market. “The ACCC is granting these exemptions as an acknowledgement of the intense resource requirements of the industry as a result of the COVID-19 pandemic, and in particular non-major banks that may not be able to prioritise this at this time,” ACCC Commissioner Sarah Court said. “We understand that financial providers are dedicating many resources at present to support their customers, however we do encourage providers to share product reference information on a voluntary basis if they are in a position to do so,” Ms Court said. Further consultation on Consumer Data Right Rules A revised draft of the Consumer Data Right Rules have also been published today. The proposed amendments to the Rules include: clarifications on the types of accounts in scope for sharing consumer banking data new rules on the function of the Accreditation Register and Registrar rules relating to the use of the Consumer Data Right logo. The proposed amendments following this consultation will come into effect from July 2020. A copy of the draft revised Rules is available here: ACCC consultation on proposed amendments to the Competition and Consumer (CDR) Rules 2020 Release number: 82/20ACCC Infocentre: Use this form to make a general enquiry. Media enquiries: Media team - 1300 138 917 Topics COVID-19 Consumer data right Full Article
por Maintaining profitability important in big banks’ interest rate cut decisions By www.accc.gov.au Published On :: Mon, 27 Apr 2020 13:24:00 +1000 27 April 2020Maintaining profits was a major consideration for the big four banks as they weighed whether to reduce mortgage rates in line with Reserve Bank of Australia cash rate cuts during 2019, the ACCC has found. The ACCC’s Home Loan Price Inquiry interim report, released today, shows that the big four banks considered various factors as they decided whether to pass on the RBA’s June, July and October 2019 rate cuts. But recovering profits was central to their decisions to not always fully pass through the lower rates to mortgage customers. “The banks were attempting to shore up their profitability during a period of low interest rates,” ACCC Chair Rod Sims said. “It was their strong preference, after the RBA’s cuts, not to further reduce the rates customers were earning on some deposit products as they approached zero per cent.” “The banks’ reluctance to cut these deposit rates led them to anticipate lower profits, which they aimed to recover by not always fully passing through cash rate cuts to their mortgage customers,” Mr Sims said. The ACCC’s analysis also found that the big four banks benefitted from a sustained decrease in their funding costs during much of 2019. While headline rates for owner-occupier home loans with principal and interest repayments fell overall during 2018 and 2019, the banks’ funding costs fell even more over the same period. “We recognise that much has changed in the economic and funding environment since last year. The COVID-19 pandemic has shifted priorities and the banks are playing an important role in supporting the economy,” Mr Sims said. “However, the inquiry findings shed an important light on bank decision making and raise questions about whether the banks could, at the time, have passed on a higher proportion of those RBA cash rate cuts to their mortgage customers.” The ACCC’s Home Loan Price Inquiry interim report also shows that although average interest rates charged by the big four banks on home loans fell during 2019, a lack of price transparency and higher interest rates for existing loans continued to cost customers. The interim report examines home loan prices charged by the big four banks between 1 January 2019 and 31 October 2019. It found that home loan pricing practices continue to make it difficult for consumers to compare different mortgage products. Headline rates did not accurately reflect the price most big four bank customers actually paid for their home loans, because the overwhelming majority of customers received discounts, including opaque discretionary discounts. “Given the economic disruption, uncertainty and job losses stemming from the COVID-19 pandemic, many consumers may not be inclined to shop around and ask for discounts from their banks right now,” Mr Sims said. “However, our analysis shows how that even a small further reduction in interest rates could potentially save thousands of dollars over the life of a mortgage. Consumers should consider this carefully when it is time to re-engage with their lender.” For example, a customer with an average-sized new, owner-occupier, principal and interest mortgage of $386,000 could save about $5000 on interest payments in the first year if they went from having no discount to receiving the big four banks’ average discount of 128 basis points. At the end of September, customers with new owner-occupier loans with principal and interest repayments were paying, on average, 26 basis points less than customers with existing loans. The difference was usually even more significant for customers with older loans. The ACCC’s final report, scheduled for release later this year, will consider barriers to consumers switching to alternative home loan suppliers. Further information at Home loan price inquiry Background On 14 October 2019, the Treasurer, the Hon. Josh Frydenberg MP, issued a direction to the ACCC to conduct an inquiry into the market for the supply of home loans. The specific matters the ACCC was directed to take into account included: prices charged for home loans since 1 January 2019, including: the difference between advertised interest rates and interest rates paid by customers the difference between interest rates paid by new and existing customers home loan suppliers’ pricing decisions following changes in the RBA’s target for the cash rate, including the extent to which changes were due to suppliers’ cost of funds and the timing of the suppliers’ announcements impediments to consumers refinancing to alternative home loan suppliers. The interim report focuses on the first issue regarding the prices charged for home loans between 1 January 2019 and 31 October 2019 by the big four banks, which account for close to 80 per cent (by value) of home loans held by authorised deposit-taking institutions in Australia. The final report will consider the second issue, impediments to consumer switching. The big four banks are Australia and New Zealand Banking Group, Commonwealth Bank of Australia, National Australia Bank, and Westpac Banking Corporation. In preparing the interim report, the ACCC used its compulsory information gathering powers to obtain information and documents from the big four banks, and supplemented its analysis with data supplied by the RBA and the Australian Prudential Regulation Authority. The findings in the report reinforce and build on those in the ACCC’s earlier Residential Mortgage Price Inquiry. Release number: 84/20ACCC Infocentre: Use this form to make a general enquiry. Media enquiries: Media team - 1300 138 917 Audience Consumers Topics Banking & finance Full Article
por Managing the Income Portfolio By www.articlegeek.com Published On :: You don't have to be a professional Investment Manager to professionally manage your investment portfolio, but you do need to have a long term plan and know something about Asset Allocation... a portfolio organization tool that is often misunderstood and almost always improperly used within the financial community. Remember, your unhappiness is Wall Street's most coveted asset. Don't humor them. Full Article
por Constructing an All-Weather Mutual Fund Portfolio By www.articlegeek.com Published On :: While screening tools readily provide performance data and make the task of identifying top mutual funds relatively easy, there is more to constructing an all-weather portfolio than screening for the top funds. Full Article
por Image and Online Success and The Importance of Good Design By www.articlegeek.com Published On :: Having a good looking site isn't everything but definitely crucial in the overall scheme when branding your company. Full Article
por Importance of Vitamins in your Life By www.articlegeek.com Published On :: This article describes the importance of vitamins in your life. It lets you know about the benefits of many vitamins for your health and well being. Full Article
por The Importance of the B12 Vitamin By www.articlegeek.com Published On :: This article will tell you everything you need to know about the B12 Vitamin. It will also discuss the benefits you can receive by taking Vitamin B12. Full Article
por Pierce the Corporate Veil By www.articlegeek.com Published On :: The corporate structure of your business will provide shelter for your personal assets. There are several events that will cause a judge to disregard the corporate entity. Full Article
por California Incorporation Look Out For the High Franchise Tax By www.articlegeek.com Published On :: California incorporation is simple on its face while being complex once you get into it... Full Article
por Can I avoid sales tax on my aircraft by registering it in a Delaware Corporation? By www.articlegeek.com Published On :: Many people believe that they can set up an LLC in Delaware or any other location outside California in order to avoid sales or use tax in California. Full Article
por Latest Sports Articles at ArticleGeek.com By www.articlegeek.com Published On :: Read the latest Sports Articles from ArticleGeek.com Full Article
por Kenai River Sportfishing Association Encourages Kids to Go Fishing By rssnewsfeed.net Published On :: Sun, 21 Sep 2014 05:47:16 +0000 Great link Twitter Continue reading here. More like this article. Keywords: Charter fishing trip, Kenai fishing charters, River fishing rods, Alaska fishing vacation, Fishing the kenai river, Kenai fishing charters. Graphics: Share Visual The post Kenai River Sportfishing Association Encourages Kids to Go Fishing appeared first on RSS News Feed. Full Article Recreation and Sports
por Build Your Social Support Network By www.articlegeek.com Published On :: Social support can improve the functioning of your immune system, protecting you from disease, and it can increase your vitality, decrease your stress and improve your self-esteem. Full Article
por Corporate Branding - Will they remember you? By www.articlegeek.com Published On :: Companies who focus on branding will stand out amongst the crowd. Why? They have recognized that most buyers' especially online buyers need confidence in doing business with an established entity. Full Article
por Protecting Your Corporate Name By www.articlegeek.com Published On :: The first thing a new business owner must do is register the name of the new corporation. Full Article
por Business Development Training: Follow Up Business Opportunities By www.articlegeek.com Published On :: One of the simplest yet most overlooked business development opportunities is identifying the Ahaa! moment. This might happen at a Networking event or in the course of general business. Full Article
por The Four Most Important Kinds of Insurance You Should Have By rssnewsfeed.net Published On :: Thu, 29 May 2014 09:18:37 +0000 More Twitter Good refereneces. This is a great source for more. Keywords: Find an insurance agent gainesville, Commercial liability insurance quote, What is commercial insurance, Taxi insurance quote online, Renters insurance quote, Personal accident insurance policy. The post The Four Most Important Kinds of Insurance You Should Have appeared first on RSS News Feed. Full Article Insurance
por Is Forex A Part of Your Investment Portfolio? By www.articlegeek.com Published On :: In simplest terms Forex can be as simple as you would want it to be. Managed Forex is an area of Forex trading that's continuing to grow. Full Article
por Negotiations: The Art, Science, & Sport of Online Deals By www.articlegeek.com Published On :: Negotiations can seem as complex as physics, and in fact, people go to college to study the science of negotiating just as they would the laws of nature. At the same time, negotiation is like an ancient art form, some sort of Zen mental jujitsu. When neither the Zen nor the science works, though, no one wins. Full Article
por Diseases Caused by Smoking - Surgeon General's Report Expands List By www.articlegeek.com Published On :: U.S. Surgeon General Richard H. Carmona today released a new comprehensive report on smoking and health, revealing for the first time that smoking causes diseases in nearly every organ of the body. Full Article
por The Importance of Taking Action By www.articlegeek.com Published On :: Why is it that most people find it difficult to put the necessary action behind their knowledge? Full Article
por How to Gain Respect and Support for Yourself and Your Business By www.articlegeek.com Published On :: To gain respect from others, you have to respect yourself first. People will give you their undying respect as long as they recognise that you portray these 3 key attributes: trustworthiness, integrity and mindfulness. Because having these qualities demonstrates your level of consciousness and maturity. Full Article
por Three Important Dates for the Marketing and Advertising Industry By rssnewsfeed.net Published On :: Fri, 14 Nov 2014 05:17:29 +0000 More Twitter Find out more about this topic here. More. Keywords: Custom website designers, Small business advertising ideas, Rochester web design, Full service ad agency, Rochester ny advertising agencies, Advertising rochester ny. The post Three Important Dates for the Marketing and Advertising Industry appeared first on RSS News Feed. Full Article Computers and Technology
por Three Benefits of Using a Transportation Service When You Travel By rssnewsfeed.net Published On :: Sun, 27 Jul 2014 08:13:12 +0000 Find more Twitter More like this. Continue. Keywords: Limo service to airport, Transportation denver airport, Airport town car service, Airport town car service, Dia limousine service, Limo car service. The post Three Benefits of Using a Transportation Service When You Travel appeared first on RSS News Feed. Full Article Travel
por Setting Up A Corporation In New York State By rssnewsfeed.net Published On :: Tue, 15 May 2018 17:39:58 +0000 As long as your articles of incorporation meet these five requirements, and you pay the $125 filing fee, your application should be approved. Setting up a corporation is the easy part though — now that you have a small business of your own, you may need small business financial advice to avoid the pitfalls many […] The post Setting Up A Corporation In New York State appeared first on RSS News Feed. Full Article Finance
por The All Important Job Objective on a Teacher Resume By www.articlegeek.com Published On :: A specific and concise objective helps set your resume apart from all the other teacher resumes. A good objective lets employers know you are interested in the exact job they are offering. Make your teacher resume stand out! Full Article
por Music occupies an important place in our life By www.articlegeek.com Published On :: Music occupies an important place in our life. We can't live without it. Actually people have different musical tastes depending on their age, education and even mood. Full Article
por Flash - New Opportunities for Game Designers By www.articlegeek.com Published On :: Flash is an interactive platform that has a powerful design and animation tool along with a dynamic scripting engine, bitmap rendering, as well as advanced video and audio playback. There are three main aspects: the player, the file format, and the authoring tool/IDE. Flash games can be developed for websites, interactive TV, as well as handheld devices. There is no need to adopt multiple programming languages to build games. Full Article
por Avoid Being Scammed with Work At Home Opportunities By www.articlegeek.com Published On :: There are many legitimate ways to make money online and we are going to outline in this article how you can make money online and protect yourself from being scammed. Full Article
por Information About Incorporating Online By www.articlegeek.com Published On :: Glossary, overview and warnings of the online incorporation process. Full Article
por The Vending Machine Business Opportunity By www.articlegeek.com Published On :: Starting a vending machine business may be your first step to owning your own business. Here are some practical tips and some advice to get you on your way to start a vending machines business. Full Article
por Sports Arbitrage Trading Review By www.articlegeek.com Published On :: A review of Sports Arbitrage Trading covering both the positives and the negatives of this popular online sports betting opportunity which guarantees a profit regardless of the eventual result. Full Article
por The Contemporary Hysteria of SPAM By www.articlegeek.com Published On :: The subject of spam (unsolicited commercial email) turns some normally placid people into raging bulls. But isn't there a more rational way to deal with it? Full Article
por GoodLife Fitness Adds Phiinom Adventure Sports as a Rewards Partner By www.24-7pressrelease.com Published On :: Wed, 28 Mar 2018 07:00:00 GMT GoodLife Rewards is an exclusive opportunity for GoodLife Members to receive incredible discounts at a select group of companies, now including Phiinom Adventure Sports. Full Article
por Link Solar Becomes One of the Fastest Growing Companies in the Portable Solar Power Industry By www.24-7pressrelease.com Published On :: Mon, 11 Jun 2018 07:00:00 GMT the special custom portable solar panel supply you may interest to know. Full Article
por Center for Hope's Volunteers Bring Additional Support and Alternative Modalities to Hospice and Palliative Care Patients By www.24-7pressrelease.com Published On :: Fri, 07 Feb 2020 07:00:00 GMT Move-in Assistance, Healing Touch and Polarity Therapies are Now Offered Full Article
por Infinityfit Accessories Announces the Launch of the Infinityfit Sports Armband For iPhone 5/5S/5C Exclusively on Amazon.com US By www.24-7pressrelease.com Published On :: Thu, 23 Oct 2014 07:00:00 GMT The Infinityfit Sports Armband is fully compatible with Iphone 5/5S/5C. It is light and comfortable, made of high quality neoprene material and also comes with a key pocket, reflective strip and a plastic transparent screen protector. Full Article
por Tour du Rwanda, Region's Premier Cycling Event Returns, Reports KT Press By www.24-7pressrelease.com Published On :: Mon, 10 Nov 2014 07:00:00 GMT Pressure is mounting in Rwanda. Team Rwanda Cycling's readiness is at a record high, as Rwanda's annual Tour du Rwanda international cycling competition hits the road on November 16. Full Article
por Bicycle Warehouse's New Corporate Programs Division Helps Promote Healthier Employees By www.24-7pressrelease.com Published On :: Thu, 19 Feb 2015 07:00:00 GMT Bicycle Warehouse, San Diego's premier locally owned and operated bicycle dealership has partnered with local businesses and organizations to positively impact their employees and profits. Full Article
por The Battle Of The Mighty Bikers In Rwanda's 1000 Mountains, Reports KT Press By www.24-7pressrelease.com Published On :: Fri, 08 May 2015 07:00:00 GMT Africa's mountain bikers seeking a slot at the 2016 Rio Olympic Games will have to win the ride on Rwanda's steep mountains during this year's championships. Full Article
por Tour du Rwanda Cycling Opens with Active French Participation, Reports KT Press By www.24-7pressrelease.com Published On :: Tue, 17 Nov 2015 07:00:00 GMT In spite of the tragic Paris terror attacks, five French cyclists remained undeterred in their resolve to race in the ongoing Tour du Rwanda annual cycling tournament. Full Article
por Pardee Homes Supports Biking Through New Sponsorship By www.24-7pressrelease.com Published On :: Fri, 01 Sep 2017 07:00:00 GMT New bike repair station provides riders with convenient facility to make repairs at Santee Lakes Recreation Preserve Full Article
por JBL Reflect Fit Superbly Designed Sports Earphones with Excellent Audio Performance and Accurate Heart Rate Sensing Technology By www.24-7pressrelease.com Published On :: Thu, 21 Sep 2017 07:00:00 GMT Using probably the World's Smallest Heart Rate Sensing Technology (ActivHearts) Full Article
por Global Bike and Scooter Sharing Startups Report-H1 2018 Edition By www.24-7pressrelease.com Published On :: Mon, 09 Jul 2018 07:00:00 GMT This report profiles the top 25 bike and scooter sharing start-ups. It discusses the top investors active in this space. It also provides an independent outlook of bike and scooter sharing market in US, Europe, Singapore and China. Full Article
