Ninjalane Podcast - In this episode Darren talks about building a budget system using AMD FM2 Trinity

Posted on Tuesday, March 24, 2015

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1. Trump Puts ‘First Buddy’ Elon Musk in Charge of Fake Gov’t Department  The Daily Beast
2. Why is Elon Musk becoming Donald Trump's efficiency adviser?  BBC.com
3. Elon Musk, Vivek Ramaswamy to lead Trump's Department of Government Efficiency  Fox News

Finance Minister Nirmala Sitharaman is scheduled to present Budget 2024 today, and the real estate industry anticipates that the government will prioritize affordable and middle-class housing in the plan. To increase affordability, it has advocated for an enlargement of the … Continue reading →

This budget’s extensive measures demonstrate the government’s dedication to the real estate industry’s overall growth, which makes it a major driver of the country’s economic expansion.  The Finance Minister, Nirmala Sitharaman, unveiled the 2024 Union Budget, which includes some ground-breaking … Continue reading →

Frederica uses the recorded comments of a Buddhist monk to examine the similarities and differences between Orthodox and Buddhist beliefs, particularly as they relate to anger and forgiveness.

Supporting each other with our health efforts can be an act of love. Rita discusses the importance of taking advantage of the buddy system.

A reader wrote to Fr. Michael Gillis that he had begun to discover himself through Buddhist meditation despite 25 years of Orthodox Christian practice. The reader asked for Fr. Michael's perspective.

Bobby Maddex interviews Valerie Yova of Project Mexico about the ministry's school-buddies program.

Buddhists in the US are double the number of Orthodox Christians, and most American Buddhists are Western, not raised in Buddhist traditions. Kevin and his guests Fr. Brendan Pelphrey (GOA), an ex-missionary in Asia who has had dialogue with the Dalai Lama, and R. Todd Godwin, ex-Buddhist and Orthodox Christian, discuss the attractions of Buddhism, as well as its key teachings and practices, in comparison with and in contrast to those of Eastern Orthodox Christianity.

Several business organisations in Northern Ireland have written to Stormont ministers calling for support with their rates bill.

The former prime minister says Labour planned to "tax, borrow and spend far beyond" what they announced.

Labour claims that public services require a £40bn increase in taxation and spending

Reeves says the government will raise £25bn from increasing employers' National Insurance contributions.

The chancellor has delivered a packed Budget, so here's how it affects you and your money.

Chancellor Rachel Reeves has announced a raft of changes to taxes and spending in the Budget.

Among the policies announced by the chancellor, some will have a direct impact on younger people.

Council leader Nick Adams-King reacts to budget and says it is 'deeply disappointing' for local growth.

Treasury secretary speaks out to reassure the markets after a rise in the cost of government borrowing.

Official data shows borrowing - the difference between spending and tax take - reached £16.6bn last month.

The new Labour government is expected to announce spending cuts and tax rises in Wednesday's Budget.

A number of major firms have warned over the impact of higher National Insurance costs.

The toy retailer says higher costs have hit expansion and led to a hiring freeze at its head office.

A council wants to develop children's homes and office spaces for service staff.

Community services could be lost in the wake of the Budget, a charity tells MPs.

Cash-strapped Slough Borough Council says it is facing an "unprecedented magnitude" of cuts.

Gig Buddies partnered Lee up with Steve as they share similar musical tastes.

A heavy metal fan says Gig Buddies Bedford has "given him back a huge amount of freedom".

Money saved after placing service commitments on hold has helped cut the expected deficit to £9.5m.

1. Budget 2025 : quatre questions sur la revalorisation des pensions de retraite prévue pour janvier  franceinfo
2. Retraites revalorisées : les réactions des retraités face aux revalorisations annoncées pour janvier et juillet 2025  franceinfo
3. Annonce contestée de Laurent Wauquiez sur les retraites : « L’épisode dit toute la fragilité de cette coalition voulue par Emmanuel Macron »  Le Monde
4. Retraite : voici de combien votre pension sera revalorisée en 2025, selon votre profil  Capital.fr
5. Revalorisation des retraites : quelle hausse à partir du 1er janvier 2025 ? Qui est concerné ?  Sud Ouest

Chancellor Rachel Reeves has said firms will have to absorb higher taxes through their profits.

THE Human Rights Commission of Malaysia (Suhakam) acknowledges the efforts of the government under Prime Minister Datuk Seri Anwar Ibrahim in presenting Budget 2025.

The initiatives aimed at equitable economic growth, fiscal responsibility and governance reforms are commendable.

While the budget reflects positive steps in Malaysia’s fiscal policy and development, it falls short in addressing critical human rights concerns, especially in areas affecting marginalised and vulnerable groups.

Suhakam welcomes the government’s focus on children, including incentives for special needs children and tax breaks for parents of children with autism.

Efforts to tackle child malnutrition in public housing and the increased allocation to agencies dealing with online safety, child pornography and cyberbullying are positive.

The strengthening of relevant laws to address scams and cybercrimes targeting children as well as the introduction of new legal frameworks represent a proactive step towards protecting children in the digital age.

Despite these improvements, Suhakam stresses that the budget lacks clear plans to safeguard the rights of migrant workers, refugees and stateless individuals. These communities continue to face exploitation, with limited access to healthcare, education and legal protection.

Stronger frameworks are needed to prevent human trafficking and exploitation, ensuring these groups can access justice and basic services, in line with Malaysia’s international obligations.

The budget mentions infrastructure projects for rural and indigenous communities but fails to address the protection of indigenous peoples’ land rights.

Their participation in decision-making on development projects remains limited, often resulting in displacement and loss of traditional lands.

Suhakam emphasises the importance of the principle of free, prior and informed consent in all development activities to preserve their rights and cultural heritage.

On gender equality, Budget 2025’s focus on gender-based violence remains inadequate.

The absence of specific allocations for strengthening legal frameworks and support services for victims is alarming.

Suhakam urges the government to prioritise protection for women, particularly in addressing domestic violence, sexual harassment and workplace discrimination.

Malaysia’s ageing population continues to grow, yet their specific needs remain largely unaddressed. Access to healthcare, social protection and protection from abuse are essential human rights that cannot be overlooked. Suhakam calls for a comprehensive national ageing policy that guarantees the dignity and rights of elderly citizens.

In addition, while poverty alleviation is a government focus, the budget lacks a human rights-based approach to economic and social rights.

Marginalised communities continue to struggle with inadequate housing, food security and fair wages. Suhakam stresses the need for legal protections that ensure equitable access to resources, affordable housing and decent work for all, especially low-income families.

Mental health services, especially post-pandemic, remain critically underfunded.

While economic recovery is emphasised, there is limited attention to community-based mental healthcare.

Additionally, the budget does not sufficiently address the rights and needs of persons with disabilities (PwD). The lack of focus on accessibility, inclusive education and employment opportunities is concerning.

Suhakam urges the government to align its policies with the United Nations Convention on the Rights of Persons with Disabilities, ensuring equal access to public services and economic opportunities for all PwD.

While institutional reforms are mentioned, Budget 2025 falls short in addressing access to justice for vulnerable groups.

Suhakam advocates for comprehensive legal reforms to ensure marginalised communities can access justice and hold perpetrators of human rights violations accountable.

On a positive note, Suhakam recognises the increased budget for the judiciary, the boost to the National Cyber Security Agency in tackling online safety issues, including for children, and the anticipated Online Safety Bill.

The increase in cash aid under Sumbangan Tunai Rahmah and the allocations for combatting child malnutrition in public housing areas are steps in the right direction.

Despite these initiatives, the minimum wage still does not reflect the actual cost of living, as evidenced by reports from Employees Provident Fund, Bank Negara Malaysia and Credit Counselling and Debt Management Agency.

Additionally, the Baitul Mahabbah programme continues with no expansion to cover all children below 18 years, nor an indication of family or community placement.

Suhakam acknowledges the government’s commitment to fiscal responsibility and governance reforms.

However, we urge the government to ensure that its economic growth strategies are inclusive.

A budget must address not only fiscal concerns but also the protection of fundamental rights for all.

Suhakam

A 10-member team will compete in the 45th Chess Olympiad in Budapest, Hungary, from September 10 to 23.

Both leaders express concern over spread of coronavirus in country

For years my wife and I had to make due with trying to make Quicken work using a zero-based budget. While Quicken simply isn’t made for zero-based budgeting, we did find a cool hack that lets us keep track of our money in a way very similar to a zero-based budget. It’s kind of like […]

The post Zero-based budgeting with Quicken first appeared on Getting Finances Done.

To start off, if you haven’t viewed Emily’s screencast on using Quicken with your zero-based budget, you’ll want to do that first. You can receive a copy of the Working Budget excel file shown in the screencasts below by subscribing to my newsletter on the right. Step 1 – Set up your accounts If you […]

The post How To Create Your First Working Budget With Quicken And Excel first appeared on Getting Finances Done.

This video shows how to create your first working budget with excel. If you want to use pen and paper I would recommend printing out a blank copy of my Working Budget Excel spreadsheet. You can get a free copy by subscribing to my newsletter on the right. You could also create your own spreadsheet […]

The post How To Create Your First Working Budget With Excel Or Pen And Paper first appeared on Getting Finances Done.

In this article series of articles, I have recorded somewhat of a manifesto for using cash in your budget. You can listen to the whole thing in my podcast for week 4 of my 12 Weeks to Fiscal Fitness program, Using Cash In Your Budget. In week 3 I talked in considerable detail about how […]

The post Benefits of a Cash Budget – Part 1 first appeared on Getting Finances Done.

Be sure to check out part 1 about the benefits of a cash budget. In that article I explain how cash is the ultimate tool to help you control your spending and staying within your budget. In part 2, I explain how budgeting will help save you time in the budgeting process. How Cash Will […]

The post Benefits of a Cash Budget – Part 2 first appeared on Getting Finances Done.

1. You don’t have to use cash for everything. Here’s how to tell in which categories you should use cash. To reap the benefits of using cash in your budget, you don’t have to go exclusively to cash. Some may choose to go exclusive, but it’s not necessary. Instead, identify which categories will be most […]

The post 11 Guidelines For Using Cash In Your Budget first appeared on Getting Finances Done.

People have a big resistance to using cash in their budget. We’ve become so accustomed to using debit and credit cards that using cash is like a novelty. I wanted to address a couple of the concerns people have and why they don’t outweigh the huge benefits of using cash. Objection #1: It’s Inconvenient One […]

The post Two Common Objections To Using A Cash Budget first appeared on Getting Finances Done.

The EU is a party to the Nagoya Protocol on Access to Genetic Resources and the Fair and Equitable Sharing of Benefits Arising from their Utilisation. The EU ABS Regulation1, which transposes into the EU legal order the compliance pillar of the Protocol, became applicable as of 12 October 2014. The principal obligations of the Regulation – i.e. Article 4 on due diligence, Article 7 on monitoring user compliance and Article 9 on checks on user compliance – will become applicable as of 12 October 2015.

In this context it is important that those who utilise genetic resources (i.e. conduct research and development on the genetic and/or biological composition of genetic resources, including through the application of biotechnology) are aware of the obligations arising from the Regulation, and that they can take the necessary measures to ensure their activities are compliant.

What's in it for you?

The EU ABS Regulation workshop aims at providing the participants with knowledge about their obligations under the EU ABS Regulation and what they practically imply for their everyday work. In the first part of the workshop, the new legal framework will be explained, providing insight into the main provisions of the EU ABS Regulation. In the second part of the workshop, participants will have a chance to put the knowledge gained into practice through interactive case studies, based on real-life examples and realistic scenarios.

The workshop should allow participants to better understand their obligations under the EU law, and to establish which steps they need to follow and which practical measures they should take when dealing with genetic resources originating from Parties to the Nagoya Protocol.

Planning and location of the workshops: 

Feel free to apply for registration to one of the following workshops:

• 18 October: Stockholm
• 17 November: Warsaw
• 21 November: Leiden
• Date to be determined: Budapest

The workshop is targeted at senior academics and experienced researchers conducting research and development on genetic resources who have an interest in gaining an essential understanding of the new legal framework in the EU, in view of the ABS Regulation becoming fully operational later this year.

Registration page: http://www.euconf.eu/abs/en/registration/index.html

CETAF39 will be hosted by the Hungarian Natural History Museum in Budapest on the 3-4 May 2016.

More information coming soon here: http://cetaf.org/cetaf-39-general-meeting-budapest

MASTERCHEF  “My dear friend Maryann sent me a flyer one morning telling me to apply to be on Fox’s TV competition MasterChef,” Lexy explains. “I loved to cook, and loved the show, but I never ever thought my two minutes of spontaneous boldness would lead to all of this. My time on that show was challenging. I was six weeks pregnant with my third child upon arriving in Los Angeles and morning sickness took full effect as soon as I stepped into that amazing kitchen. I was stressed every day,...

Charities need stability and clarity from next week’s announcement – more ambitious interventions can wait

Rachel Reeves, the Chancellor of the Exchequer, also announced an increase in employers’ National Insurance contributions and a huge rise in health spending

Proposals include plans to introduce tax relief sanctions for persistent non-compliance with filing obligations and reform of the donor benefit rules, documents show