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How to Fix and Strengthen the 401(k)

The 401(k) workplace-savings plan, designed to augment traditional pensions, has become the primary retirement-savings vehicle for many workers, but critics say it isn’t up to the task. WSJ's Anna Prior highlights five key suggestions to strengthen the 401(k). Photo: Getty




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Grand Princess Passengers Disembark in Oakland

Carnival's Grand Princess cruise ship docked in Oakland, Calif., on Monday. The ship had spent days off shore after several passengers and crew tested positive for the novel coronavirus. Photo: Noah Berger/Associated Press




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Poor parents pushing children into English schools


Recognising that government schools with their Tamil medium education do nothing to ensure a good career path or ensure employment, parents are stretching themselves to make the shift in rural Tamilnadu. Still, plenty of challenges remain reports Krithika Ramalingam.




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Genetically engineered spin


Lobbyists for agri-business interests will promote their agenda, naturally, but we must judge the merit of introducing more GE crops in India ourselves. Common sense, and all the data that is open to scrutiny, suggests that we should not, says P V Satheesh.




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Strengthening communities - A biz model


The nults and bolts of local democracy lie in a community-government partnership. Ramesh Ramanathan proposes a business model.




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WSJ's Financial Inclusion Challenge Winner: Hope Credit Union

The Wall Street Journal's first Financial Inclusion Challenge in the U.S. concluded with three finalists facing a panel of judges to answer questions about the impact and sustainability of their work. Hope Credit Union, based in Jackson, Miss., received the evening's top honors for its efforts to provide banking services in underserved regions of the American South. Video/Photo: Clara Ritger for The Wall Street Journal




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New England Patriots' Plane Flies 1.2 Million Masks from China to U.S.

The Massachusetts governor struck a deal for N95 masks from China, but he needed a way to transport them. The New England Patriots plane ended up making the delivery. Photo: New England Patriots




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Bengal poll results will sink or save Left Front

Clearly, there are few states as important as West Bengal with 42 seats, and the all-important question in Kidderpore on Saturday and all other nights in the run-up to May 16 is, will the fabled party machinery of the Left Front hold its 35 seats in the Lok Sabha?




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'Muslim factor' in Bengal may surprise complacent CPI-M

There's more to being elected from Calcutta North than the ability to turn a phrase around different consonants at the same time, and Mohammed Salim is keenly aware of this fact.




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'There is no Bengal line or Delhi line'

The Left party workers are keenly aware that the election for the 15th Lok Sabha is the severest test for the party ever since it took power in Bengal 32 years ago.




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Will 'winds of change' blow away CPI-M in rural Bengal?

Bengal's picture-perfect villages have been home to the hammer-and-sickle for an astounding three decades, but now that the rural idyll is cracking, the Left Front is being forced to confront the sight of the three-petalled symbol of the Trinamool Congress and the sounds of rebel voices rising against its perceptible clout.




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A forgotten Bengali hero


He designed the general elections, India’s greatest gift to itself. It is time the Bengali mathematician-turned-civil servant got his due, writes Ramachandra Guha.




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Modi is an engine beginning to stall. Is BJP awake?

If the Bharatiya Janata Party's own chances of returning to power are so weak, where is the question of Narendra Modi assuming its leadership and becoming the next Prime Minister. B Raman examines




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Need to strengthen climate diplomacy


India is well on its way to a low-carbon economic future, but its global image suffers because we lack the public discourse to bolster our argument, unlike China and the Western countries, writes Darryl D'Monte.




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Are too many ‘gramasabhas’ posing a challenge to governance?


As the Kerala government takes steps to re-inspire citizens to engage in grassroots level governance, P Mohammad Nizar draws attention to certain critical issues that must be addressed for the Panchayati Raj Institutions in the state to be effectively revitalised.




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Can India provide a new lens to the ISIS challenge in Syria?


Is military combat the only way to deal with the Islamic state and its likes? Firdaus Ahmed ponders about the role India can play in making the ongoing temporary ceasefire in the five-year old Syrian civil war a more permanent one.




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Re-engineering the Comptroller and Auditor General


Public audit of an organisation or individual by a statutory authority is proven to give teeth to enforcement. Why then has India's CAG failed to instill fear in the various government departments and enterprises it monitors? A new book by B P Mathur tackles this and more, says Himanshu Upadhyaya.




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Are Indians accountability-challenged?


Is brazen unaccountability a national disease in our country, asks Himanshu Upadhyaya as he reads through yet another performance review by the CAG of India, this time of its own performance in carrying out auditing functions.

 




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Mother tongue or English?


With a multitude of problems and the diversity of languages, the medium of instruction remains a topic of impassioned debate. Teaching in the mother tongue fuels pride, but English is here to stay. Fostering multilingualism in our schools, however, is far from smooth sailing. Deepa A reports.




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SEZs: engine derailed?


The lack of economic activity in most SEZs leads to the suspicion that many were incapable of attracting economic production units in the first place. The rush to 'denotify' them only reinforces this, writes Kannan Kasturi.




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Urbanisation challenge: What will drive the funds?


Indian cities have neither the funds required to realise their envisaged progress, nor credible systems to ensure effective utilisation of what they have. Srikanth Viswanathan emphasises the need for accountability and more robust financial management by municipal corporations.




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Challenges of the brass in a political minefield


A recent announcement by the army chief that officers of all ranks of the army will donate a day’s pay to the PM’s relief fund for Kashmir floods has triggered an interesting exchange, throwing light on the broader trends of politicisation within the military. Firdaus Ahmed has more.




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Challenging broad spectrum patents


The European Patent Office at Munich recently ran into opposition to a broad spectrum patent granted on all GM soyabean varieties to a Monsanto owned company.




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Engineering crops, distorting trade


When technological change has the potential to put the livelihoods of hundreds of millions of people at risk, it must be regulated differently from other products in a free market. Blindly promoting innovation, as is now being done with genetically engineered crops, is self-defeating, writes Suman Sahai.




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Cash inside pens and gift cards: Challenges before the Election Commission


There is a lot that happens in the background to make sure that every Indian election - like the just concluded Bihar assembly election - is conducted fairly, freely and peacefully. Smarak Swain, who was on election duty in Bihar reports on the challenges faced by the Election Commission of India and how it is overcoming them effectively.




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The great Indian laughter challenge


If you decide that 75 per cent of the country does not make news, you're shrinking your potential zone of coverage. And if you decree that only a small section of the other 25 per cent does, you've painted yourself into a corner. P Sainath finds the deluge of trivia in the media decidedly not funny.




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The human rights challenge


For civil society the task of addressing human rights concerns in a situation where security forces act with impunity is immensely challenging. Still, there are those who are trying. Freny Manecksha reports.




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The real challenges to sustainable development


With the expiry of the MDGs which guided global development till 2015, the international community is now negotiating Sustainable Development Goals (SDGs) for the period 2016-2030. Prahlad Shekhawat summarises the ensuing debates and explores a way forward.




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Starving for England


Madhusree Mukerjee's contribution lies in establishing the link between Churchill's decisions on this score and his worldview. Firdaus Ahmed reviews Churchill's Secret War.




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Leprosy nearly eliminated, challenges remain


India has recently declared that it has achieved the tag of 'elimination' of leprosy as the number of cases is now just around one per 10,000 people. Still, a major challenge is to reach medicine to remote areas and tribal pockets which still battle with leprosy, and integrating the cured into society, says Ramesh Menon.




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Healthcare as a broad public challenge


The mounting cost of hospital care, increasing out-of-pocket expenditure, and its catastrophic impact on family finances demand an innovative and flexible risk-pooling mechanism to provide a security net for the poor. Merely transfering the costs to the public exchequer will land the nation in a no-win situation, writes Jayaprakash Narayan.




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Goa's health care challenges


Recent data on health indicators suggest that while health care in Goa remains far ahead of the national average, there are many cracks in the system. Indeed, on many counts the state appears to be losing the ground gained earlier, even as new challenges loom. Rupa Chinai reports.




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Will passengers have to bear the burden of Mumbai Metro?


Even before the first line of the much-anticipated Mumbai Metro becomes functional, a number of issues have cropped up, most notably one over the pricing of tickets. Darryl D’Monte tracks the arguments, with comparisons to metro rail elsewhere.




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#hitmechallenge लेना इन टीवी सितारों को पड़ा मंहगा, सोशल मीडिया पर हुए ट्रोल

वीडियो में श्वेता तिवारी (Shweta Tiwari), शरद मल्होत्रा (Sharad Malhotra) ​​और देबिना बनर्जी (Debina Bonnerjee) जैसे सितारे दिखाई दे रहे हैं.




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Apply for West Bengal's Prochesta Prokolpo scheme to get Rs 1000; check details here




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1st ODI: England innings - Top moments

1st ODI: England innings - Top moments





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1st ODI: England innings - Super sixes

1st ODI: England innings - Super sixes





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1st ODI: England innings - Super fours

1st ODI: England innings - Super fours





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1st ODI: England innings - Fall of wickets

1st ODI: England innings - Fall of wickets





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1st ODI: India vs England - Man of the match

1st ODI: India vs England - Man of the match





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2nd ODI: England innings - Super sixes

2nd ODI: England innings - Super sixes





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2nd ODI: England innings - Super fours

2nd ODI: England innings - Super fours





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2nd ODI: England innings - Fall of wickets

2nd ODI: England innings - Fall of wickets





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2nd ODI: England innings - Top moments

2nd ODI: England innings - Top moments





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2nd ODI: India vs England - Man of the match

2nd ODI: India vs England - Man of the match





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Japanese automaker withdraws offers given to 18 engineer students




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Avengers : जब 'स्पाईडरमैन' को बीयर खरीदने के लिए लेनी पड़ी 'थॉर' की मदद

टॉम हॉलैंड क्रू के सबसे युवा सदस्यों में से हैं और ऐसे में उनके साथ कई ऐसी बातें होती हैं जो उनकी सुपरहीरो इमेज से अलग है.




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Avengers Infinity War Review : थानोस ने किया अवेंजर्स की नाक में दम, बनेगा सीक्वल

मॉर्वल की इस सबसे बड़ी सुपरहीरो फिल्म को भारत में शुक्रवार 26 अप्रैल को रिलीज़ किया जाएगा.




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Avengers: Infinity War - पहले दिन इतने करोड़ कमा सकती है ये सुपर हीरो फिल्म

केवल रमेश बाला ही नहीं फिल्म बिजनेस पर नजर रखने वाले दूसरे एक्सपर्ट्स भी एवेंजर्स: इन्फिनिटी वॉर की धुआंधार कमाई का अंदाजा लगा रहे हैं.




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ओपनिंग डे कलेक्शन: Avengers Infinity War ने इन फिल्मों को छोड़ा पीछे

'अवेंजर्स इनफिनिटी वॉर' ने फर्स्ट डे कलेक्शन के मामले में भारत में रिलीज हुई हॉलीवुड फिल्मों में 'फेट ऑफ द फ्यूरियस' और बॉलीवुड फिल्मों बागी 2 और पद्मावत को पीछे छोड़ दिया है. फिल्म को भारत में 2,000 स्क्रीन्स पर रिलीज किया गया है.