ex La terquedad de Petro lo lleva a tomar malas decisiones: exministro sobre presupuesto 2025 By www.spreaker.com Published On :: Fri, 13 Sep 2024 14:41:00 +0000 En 6AM Hoy por Hoy de Caracol Radio estuvo Juan Alberto Londoño, exministro de Hacienda, para hablar sobre qué podría venir si el presidente Gustavo Petro sigue en pie con el monto del presupuesto que desea para 2025. Full Article
ex No se puede suspender de la nada las exploraciones del pozo Uchuva 2: Minminas By www.spreaker.com Published On :: Thu, 19 Sep 2024 12:05:00 +0000 Durante el programa 6AM de Caracol Radio, Andrés Camacho, ministro de Minas y Energía conversó sobre el futuro que tiene legalmente la decisión de impugnar la suspensión de exploraciones del pozo Uchuva 2 Full Article
ex Gobierno ignoró avisos de presencia de disidencias a las fueras de Bogotá: exgobernado By www.spreaker.com Published On :: Fri, 20 Sep 2024 11:27:00 +0000 Juan Guillermo Zuluaga, exgobernador del Meta, habló sobre si el Gobierno está haciendo caso omiso a la advertencia del fortalecimiento de las disidencias en inmediaciones de Bogotá Full Article
ex La extorsión ha incrementado en todo el país, y Cundinamarca no es la excepción: Jorge Rey By www.spreaker.com Published On :: Mon, 23 Sep 2024 13:10:00 +0000 En 6AM Hoy por Hoy de Caracol Radio estuvo Jorge Emilio Rey, gobernador de Cundinamarca, para hablar sobre qué información tienen sobre grupos y actividades ilegales en esta parte del departamento y las acciones que adelantan para esto. Full Article
ex “Los recursos de la pandemia fueron 44 billones de pesos, no 100 billones”: Ex dir. Dapre By www.spreaker.com Published On :: Mon, 23 Sep 2024 14:54:00 +0000 En 6AM de Caracol Radio estuvo Víctor Muñoz, exdirector del Dapre, para hablar sobre las denuncias que recibieron por parte del senador Correa y qué responde el gobierno del expresidente Iván Duque ante la denuncia de la supuesta pérdida de $100 billones durante la pandemia. Full Article
ex ‘Pensaría que sí están en riesgo las elecciones para 2026': expresidente del CNE By www.spreaker.com Published On :: Tue, 24 Sep 2024 18:01:00 +0000 Carlos Ariel Sánchez, exregistrador nacional y expresidente del Consejo Nacional Elctoral, habló sobre el riesgo de las elecciones para 2026 Full Article
ex EXCLUSIVO: ¿Cuál es la verdad detrás de la pérdida de bienes que Mancuso entregó a la justicia y no aparecen? By www.spreaker.com Published On :: Wed, 25 Sep 2024 18:45:00 +0000 Mancuso aclaró la relación entre Álvaro Uribe y el paramilitarismo en COlombia Full Article
ex Hay deterioro en índices de libertad de expresión de medios: AMI sobre actos de violencia By www.spreaker.com Published On :: Thu, 03 Oct 2024 14:54:00 +0000 En Caracol Radio estuvo Werner Zitzmann, director ejecutivo de la Asociación Colombiana de Medios de Información (AMI) Full Article
ex Carlos Borja, excapitán de Bolivia: La altura permite equilibrar el partido ante Colombia By www.spreaker.com Published On :: Thu, 10 Oct 2024 15:48:00 +0000 Full Article
ex “Necropsia confirmó que Alexis Delgado fue abusado y estrangulado”: Gob de Cundinamarca By www.spreaker.com Published On :: Fri, 25 Oct 2024 13:59:00 +0000 En 6AM de Caracol Radio estuvo el gobernador de Cundinamarca, Jorge Emilio Rey, para hablar sobre el lamentable caso de Alexis Delgado, el niño de 2 años que fue encontrado con signos de tortura en Cundinamarca. Full Article
ex El machismo de Trump jugará un papel importante en las elecciones: exembajador de EE. UU. By www.spreaker.com Published On :: Tue, 05 Nov 2024 13:35:00 +0000 En 6 AM, Gabriel Silva, exministro de Defensa y exembajador en los EE.UU, habló sobre las perspectivas que se tienen de las elecciones presidenciales en Estados Unidos 2024. Full Article
ex El machismo de Trump jugará un papel importante en las elecciones: exembajador de EE. UU. By www.spreaker.com Published On :: Tue, 05 Nov 2024 13:41:00 +0000 En 6 AM, Gabriel Silva, exministro de Defensa y exembajador en los EE.UU, habló sobre las perspectivas que se tienen de las elecciones presidenciales en Estados Unidos 2024 Full Article
ex Si Petro sigue con sus posturas y no trabaja con Trump, va a perder el país: exmindefensa By www.spreaker.com Published On :: Wed, 06 Nov 2024 12:06:00 +0000 Juan Carlos Pinzón habló en 6AM sobre que viene para Colombia con la elección de Trump Full Article
ex Con Trump, no habrá interés de poner límites a acciones israelitas: exembajador de EE. UU. By www.spreaker.com Published On :: Wed, 06 Nov 2024 12:41:00 +0000 Kevin Whitaker, exembajador de los EE. UU. en Colombia, habló en 6AM sobre los resultados de las elecciones de Estados Unidos y lo que se espera de Donald Trump Full Article
ex RECORDING: Robin Simone Hollywood Orchestra New Release! Exciting And Swingin'! By www.allaboutjazz.com Published On :: 2024-10-29T19:39:15+00:00 Three-time Billboard charting singer-songwriter Robin Simoneandrsquo;s new incarnation is RSHO! Vocalist for Kenny Burrelland#39;s Jazz Orchestra! Robin Simone Hollywood Orchestra (LP/CD) Seventeen super musicians, a gifted conductor/arranger, and Robin all creating an electrifying take on songs of great motion pictures, and bringing new magic to the big band stage... Full Article
ex Automating Ourselves Out of Existence By www.seobook.com Published On :: Mon, 23 May 2022 15:22:25 +0000 Time has grown more scarce after having a child, so I rarely blog anymore. Though I thought it probably made sense to make at least a quarterly(ish) post so people know I still exist. One of the big things I have been noticing over the past year or so is an increasing level of automation in ways that are not particularly brilliant. :D Just from this past week I've had 3 treat encounters on this front. One marketplace closed my account after I made a bunch of big purchases, likely presuming the purchases were fraudulent based on the volume, new account & an IP address in an emerging market economy. I never asked for a refund or anything like that, but when I believe in something I usually push pretty hard, so I bought a lot. What was dumb about that is they took a person who would have been a whale client & a person they were repeatedly targeting with ads & turned them into a person who would not recommend them ... after being a paying client who spent a lot and had zero specific customer interactions or requests ... an all profit margin client who spent big and then they discarded. Dumb. Similarly one ad network had my account automatically closed after I had not used it for a while. When I went to reactivate it the person in customer support told me it would be easier to just create a new account as reactivating it would take a half week or more. I said ok, went to set up a new account, and it was auto-banned and they did not disclose why. I asked feedback as to why and they said that they could not offer any but it was permanent and lifetime. A few months go by and I wondered what was up with that and I logged into my inactive account & set up a subaccount and it worked right away. Weird. But then even there they offer automated suggestions and feedback on improving your account performance and some of them were just not rooted in fact. Worse yet, if they set the default targeting options to overly broad it can cause account issues in a country like Vietnam to where if you click to approve (or even auto approve!) their automated suggestions you then get notifications about how you are violating some sort of ToS or guidelines ... if they can run that logic *after* you activate *their* suggestions, why wouldn't they instead run that logic earlier? How well do they think you will trust & believe in their automated optimization tips if after you follow them you get warning pop overs? Another big bonus recently was a client was mentioned in a stray spam email. The email wasn't from the client or me, but the fact that a random page on their site was mentioned in a stray spoofed email that got flagged as spam meant that when the ticket notification from the host sent wounded up in spam they never saw it and then the host simply took their site offline. Based on a single email sent from some other server. Upon calling the host with a friendly WTF they explained to the customer that they had so many customers they have to automate everything. At the same time when it came time to restoring hosting that the client was paying for they suggested the client boot in secure mode, run Apache commands x and y, etc. ... even though they knew the problem was not with the server, but an overmalicious automated response to a stray mention in a singular spam email sent by some third party. When the host tried to explain that they "have to" automate everything because they have so many customers the customer quickly cut them off with "No, that is a business choice. You could charge different prices or choose to reach out to people who have spent tens of thousands on hosting and have not had any issues in years." He also mentioned how emails can be sent to spam, or be sent to an inbox on the very web host that went offline & was then inaccessible. Then the lovely customer support person stated "I have heard that complaint before" meaning they are aware of the issue, but do not see it as an issue for them. When the customer said they should follow up any emails with an SMS for servers going offline the person said you could do it on your end & then later sent them a 14-page guide for how to integrate the Twillio API. Nothing in the world is fair. Nothing in the world is equal. But there are smart ways to run a business & dumb ways to run a business. If you have enough time to write a 14-page integration guide it probably makes sense to just incorporate the feature into the service so the guide is unneeded! Businesses should treat their heavy spenders or customers with a long history of a clean account with more care than a newly opened account. I had a big hedge fund as a client who would sometimes want rush work done & would do stuff like "hey good job there, throw in an extra $10,000 for yourself as a bonus" on the calls. Whenever they called or emailed they got a quick response. :D I sort of get that one small marketplace presuming my purchases might have been a scam based on how many I did, how new my account was, and how small they were, but the hosting companies & ad networks that are worth 9 to 12 figures should generally do a bit better. Though in many ways the market cap is a sign the entity is insulated from market pressures & can automate away customer service hoping that their existing base is big enough to offset the customer support horror stories that undermine their brand. It works. At least for a while. A parallel to the above is my Facebook ad account, which was closed about a half decade or so ago due to geographic mismatch. That got removed, but then sort of only half way. If I go to run ads it says that I can't, but then if I go to request an account review to once again explain the geographic difference I can't even get the form to submit unless I edit the HTML of the page on the fly to seed the correct data into the form field as by default it says I can not request a review since I have no ad account. The flip side of the above is if that level of automation can torch existing paid accounts you have to expect the big data search & social companies are taking a rather skeptical view of new sites or players wanting to rank freely in their organic search results or social feeds. With that being the case, it helps to seed what you can to provide many signals that may remove some of the risks of getting set in the bad pile. I have seen loads of people have their YouTube or Facebook or whatever such account get torched & only override the automated technocratic persona non grata policies by having followers in another channel who shared their dire situation so it could get flagged for human review and restoration. If that happens to established & widely followed players who have spent years investing into a platform the odds of it happening to most newer sites & players is quite high. You can play it safe and never say anything interesting, ensuring you are well within the Overtone Window in all aspects of life. That though also almost certainly guarantees failure as it is hard to catch up or build momentum if your defining attribute is being a conformist. Categories: internet Full Article
ex A law expert explains the role federal judges will play in Trump's presidency By www.npr.org Published On :: Sun, 10 Nov 2024 08:33:48 -0500 NPR's Ayesha Rascoe talks to Georgetown Law Professor Steve Vladeck about the role federal courts can play as a check on presidential power during a second Trump Administration. Full Article
ex A researcher explains why polls failed to predict a Trump victory By www.npr.org Published On :: Sat, 09 Nov 2024 07:58:22 -0500 NPR's Scott Simon speaks to Sunmin Kim, an assistant professor in Dartmouth College's sociology department, about the reliability of political polling leading up to elections. Full Article
ex The long and complicated — and expensive — effort to replace lead lines in the U.S. By www.npr.org Published On :: Tue, 12 Nov 2024 17:29:26 -0500 Cincinnati's public water utility is on a years-long effort to replace its lead service lines. They began in 2016 following the crisis in Flint, Michigan. Full Article
ex ON EXPLORATIONS – the science of black holes, with Dr. Neil Degrasse Tyson and Dr. Fulvia Melia. By kkfi.org Published On :: Mon, 04 Nov 2024 17:48:47 +0000 On Explorations this week Dr. Michio Kaku speaks with Dr. Neil deGrasse Tyson, an American astrophysicist, author, and science communicator. Tyson studied at Harvard University, the University of Texas at […] The post ON EXPLORATIONS – the science of black holes, with Dr. Neil Degrasse Tyson and Dr. Fulvia Melia. appeared first on KKFI. Full Article
ex Donald Trump Elected As The Next U.S. President and A Democratic Party Disaster By kkfi.org Published On :: Sun, 10 Nov 2024 17:14:36 +0000 Donald Trump Elected As The Next U.S. President The election of Donald Trump as our next president exposed a truth about where we the people are at. Because there could […] The post Donald Trump Elected As The Next U.S. President and A Democratic Party Disaster appeared first on KKFI. Full Article
ex ON EXPLORATIONS – Scientists look to find roots of religion; Einstein’s view of a creator By kkfi.org Published On :: Mon, 11 Nov 2024 19:33:04 +0000 On Explorations this week Dr. Michio Kaku answers emails on air. One persistent email is the question of God. Is there a God? The Einstein God letter has been auctioned. […] The post ON EXPLORATIONS – Scientists look to find roots of religion; Einstein’s view of a creator appeared first on KKFI. Full Article
ex Alice Munro wrote about life, love, sex and secrets — revisit her 2004 conversation with Eleanor Wachtel By www.cbc.ca Published On :: Fri, 08 Jul 2016 11:11:03 EDT Alice Munro died on May 13, 2024 at the age of 92. To commemorate her stunning legacy, Writers & Company looks back at a memorable conversation between Eleanor Wachtel and Munro back in 2004. Full Article Radio/Writers & Company
ex Amitava Kumar on India, the U.S. and the indelible imprint of the immigrant experience By www.cbc.ca Published On :: Sun, 14 May 2017 14:46:00 EDT The academic and author spoke with Eleanor Wachtel about his provocative new novel, Immigrant, Montana. Full Article Radio/Writers & Company
ex Jan 14: Exxon's excellent climate science, dolphins drowned out by noise, supersonic but boomless and more... By www.cbc.ca Published On :: Fri, 13 Jan 2023 15:27:52 EST Climate change and insects, and designing Canada’s lunar rover Full Article Radio/Quirks & Quarks
ex Pandemic online shopping boom has generated bumper crop of vulnerable personal data, e-commerce experts warn By www.cbc.ca Published On :: Fri, 22 Jan 2021 16:10:03 EST The pandemic has driven consumers online for everything from groceries to outdoor heaters. But e-commerce experts caution that online sellers are netting not just revenue, but a treasure trove of personal data, too. Full Article Radio/Spark
ex These artists are exposing the dangers of AI and surveillance through art By www.cbc.ca Published On :: Fri, 06 Jan 2023 15:42:02 EST From an AI-generated infinite conversation between thinkers to making art from easily obtained surveillance footage, artists are making the dystopia entertaining, at least Full Article Radio/Spark
ex Changes for Next Weeks System??? By www.cbc.ca Published On :: Thu, 18 Mar 2010 15:45:38 -0330 Hey Folks, I'm running short on time today... but I just wanted to show you this... This is the latest GFS model run... for next Wednesday. A completely different idea than the GFS model run I showed you yesterday. The model is really backing off on the strength of the Ridge of High Pressure in the Atlantic. As a result, our system would be allowed to come much further East. Yesterday the track was through Western Labrador... which would bring a southerly flow of nice warm air into the Province. However, this further East track would allow colder air to sink into Labrador and wrap into the backside of the system producing a decent shot of... S-N-O-W for some. The latest GFS and European have also shifted their thinking on this one... whether it's a temporary shift or permanent shift... still remains to be seen. I'll update you on this tomorrow. Ryan Full Article
ex Next Week Still Undecided By www.cbc.ca Published On :: Fri, 19 Mar 2010 13:18:51 -0330 Hey Folks, Well our system moving in next week still has plenty of question marks around it. The main issue is the actual track the system will take... which the models really can't seem to get a handle on. -Gone seems to be the idea that system will track up through Quebec and Western Labrador. That would have drawn a ton of warm air in from the South bumping up temperatures.... maybe to double digits... with some rain as well. However the models have completely backed off on that theory. -Now the thinking seems to be either a) A track right through Newfoundland b) A Track just East of Newfoundland or c) A track completely to the Southeast of the Island... missing us completely. A or B. This scenario would be messy. Some light Snow mixed with Rain coming in on Tuesday along the Warm front of this system before it backs right in on top of us on Wednesday and into Thursday. As I mentioned yesterday the more Easterly track would allow Cold air to wrap in behind this system and help produce Snow. If the GFS run you're looking at above came true... we would be looking a huge shot of Snow for Central and parts of Western Newfoundland. C. This would be the most popular pick for many of you I'm sure. The idea here is that the area of High pressure to the Northwest and into Labrador is strong enough to push the system far enough to the Southeast, that is almost completely misses us. We would still see some mixing along the Warm front on Tuesday... but the meat and potatoes would be off shore. SO WHICH ONE? So how uncertain are the forecast models right now? -The GFS American model had the full on Newfoundland Storm idea in it's overnight run. Just 6 hours later it came out with the complete miss scenario. 2 completely different ideas. -The Canadian model has been bringing the Storm into Newfoundland with on it's last 3 runs. -The European has been consistently taking the system far enough to the Southeast for a miss. The good news is... if this system does come in... it's not until Wednesday. So I'll be watching the models closely over the weekend. If I start to see some condenses... I'll drop you a quick line on my facebook and twitter. http://www.facebook.com/ryan.snoddon twitter.com/ryansnoddon Either way, we'll be talking about this on Monday on Here & Now. Have a great weekend. Ryan Full Article
ex CBC Radio's The House: Schools reopen and next steps for the Conservatives By www.cbc.ca Published On :: Sat, 29 Aug 2020 04:00:00 EDT On this week’s show: Intergovernmental Affairs Minister Dominic LeBlanc talks federal funding to get kids back to school safely. Former leadership hopeful Leslyn Lewis discusses the future of the Conservative Party and her role in it, and two Canadians weigh in on where the party goes from here. Then, retiring Senator Lillian Dyck discusses her legacy and The House looks back at a week of continuing unrest over police brutality in the United States. Full Article Radio/The House
ex Attacks on Kyiv, the myth of rainbow fentanyl, the rise of AI art, the price of Alex Jones' lies and more By www.cbc.ca Published On :: Fri, 14 Oct 2022 17:53:38 EDT Fear returns to Kyiv amidst renewed Russian attacks; Russia's new commander in Ukraine is known as 'General Armageddon' for his record in Syria; rainbow fentanyl is all the buzz on social media and so is the misinformation surrounding it; how Alex Jones piled on the trauma for the parents of mass shooting victims; watching a Louis CK show as #MeToo marks its five-year anniversary; why creators are divided over the rapid rise of AI-generated art; and more. Full Article Radio/Day 6
ex Best pop music of 2022, Hamilton music director Alex Lacamoire, Springsteen's first manager Mike Appel & more By www.cbc.ca Published On :: Fri, 30 Dec 2022 10:16:14 EST The Day 6 music panel runs down the best pop music of 2022, Hamilton's music director Alex Lacamoire, Bruce Springsteen's original manager Mike Appel on getting the Boss signed to CBS and more. Full Article Radio/Day 6
ex Do dogs feel guilt? Scientists exchange discoveries about animal cognition By www.cbc.ca Published On :: Fri, 05 Nov 2021 16:17:19 EDT Animals — what on earth are they thinking? A panel of scientists explore the notion of animal cognition from what your dog means when it wags its tail, to the incredible problem-solving skills of crows, as part of the Aspen Ideas Festival. Full Article Radio/Ideas
ex Canadian couple rolls the dice on expensive yacht By www.cbc.ca Published On :: Thu, 13 Jun 2024 11:25:49 EDT It originated in Tibet. Then made its way onto a yacht. Then took over Canada. How the classic board game of Yahtzee came to be. Full Article Radio/Under the Influence
ex Saundre Simmons Happy To Fight In Mexico By bernews.com Published On :: Tue, 14 May 2024 15:08:16 +0000 [Written by Stephen Wright] Bermudian boxer Saundre “Dash” Simmons has described himself as a “road warrior” as he prepares for his first fight outside the United States against Victor Aceves in Tijuana, Mexico, on Sunday [May 19]. Although Simmons will step into a ring on foreign soil for the first time, the cruiserweight has fought […] Full Article All Sports #Boxing #StephenWrightReports
ex Adrian Roach Beats Experienced Opponent By bernews.com Published On :: Tue, 13 Aug 2024 18:22:08 +0000 Bermudian amateur boxer Adrian Roach said he had to “dig deep” during his bout against Canadian Taverio Stewart in Fight Fest at the Bermuda College at the weekend. Roach earned a split-decision win in the headline contest on the card, which featured local fighters such as Jaylon Roberts, Bruce Perinchief and Ngai Franklin against Canadian […] Full Article All Sports #Boxing
ex Example - The Evolution of Man By www.bbc.co.uk Published On :: Mon, 12 Nov 2012 00:00:00 +0000 Versatile London rave-rapper turns more misery into money. Full Article
ex Hurts - Exile By www.bbc.co.uk Published On :: Fri, 01 Mar 2013 00:00:00 +0000 A second set occupying a murkier world than that of Hurts’ glossy debut. Full Article
ex Justin Timberlake - The 20/20 Experience By www.bbc.co.uk Published On :: Fri, 15 Mar 2013 00:00:00 +0000 Timberlake’s third solo album is all mood and no tension, exclusively foreplay fare. Full Article
ex How are you affected by Hockey Canada's sexual abuse scandal? By www.cbc.ca Published On :: Fri, 14 Oct 2022 14:45:40 EDT Hockey Canada's CEO and board resigned this week after a secret fund to deal with sexual assault allegations came to light. The news came as political and corporate pressure ramped up over the organization's handling of the situation. Full Article Radio/Cross Country Checkup
ex Is Canada ready to accept over 1 million new immigrants in the next 3 years? By www.cbc.ca Published On :: Thu, 03 Nov 2022 17:08:22 EDT Canada intends to significantly boost immigration over the next three years to secure its economic prosperity as industries stare down a large labour shortage. The plan also calls for more immigrants to be accepted based on their works skills. Full Article Radio/Cross Country Checkup
ex Stevie Ray Vaughan and Double Trouble - Texas Flood – Legacy Edition By www.bbc.co.uk Published On :: Thu, 24 Jan 2013 00:00:00 +0000 Vaughan’s retooling of the blues made it relevant to a new generation. Full Article
ex Autechre - Exai By www.bbc.co.uk Published On :: Fri, 15 Feb 2013 00:00:00 +0000 This is Autechre operating at their highest level since 1998’s LP5. Full Article
ex New era of asset management at Guernsey Ports with Hexagon EAM and NTT DATA Business Solutions By www.logisticsit.com Published On :: NTT DATA Business Solutions has announced that Guernsey Ports has embarked on a strategic partnership to implement Hexagon's Enterprise Asset Management (EAM) solution. Full Article
ex Most Asian markets extend losses as Trump fears build By finance.yahoo.com Published On :: 2024-11-13T08:31:39Z Full Article
ex Investors expect more growth and inflation after Trump win, BofA survey shows By finance.yahoo.com Published On :: 2024-11-13T08:35:38Z Full Article
ex After Shohei Ohtani and Jontay Porter, can sports and legal gambling coexist? By www.yahoo.com Published On :: 2024-04-04T16:54:22Z Full Article
ex Kansas City Chiefs' Harrison Butker attacked LGBTQ rights and said women grads were excited about marriage and kids. Here’s what social media said. By www.yahoo.com Published On :: 2024-05-16T20:36:11Z Full Article
ex Systemic Racism in the Home Mortgage Context: We Don't Have Time to Notice By corporatejusticeblog.blogspot.com Published On :: Tue, 01 Dec 2020 01:41:00 +0000 In 2020, pivotal events ushered in a season of antiracism rhetoric in the U.S. The brutal deaths of unarmed black Americans at the hands of police officers and white vigilantes, and the disproportionately harsh impact of COVID-19 in the black American community, launched the nation into a discussion about systemic racism. Unfortunately, it seems likely that the 2020 antiracism discourse was merely seasonal rather than enduring, and unlikely to result in meaningful change. Black American’s vulnerability in the face of systemic racism is not limited to death, sickness and injury as a result of COVID-19 or antiblack bias in police departments. Our vulnerability is precipitated by things like lack of access to nonpredatory financial services. This is just one of the contexts that compromise black Americans’ economic survival. Unacknowledged systemic racism destroys the wealth and wellbeing of black individuals, families and communities, sometimes causing working and middle-class black Americans to plummet into poverty. As 2020 comes to a close, an election that threatened democracy in the U.S. and the existential threats of an uncontrolled pandemic, eclipse a system of intentional antiblack racism on the part of the financial institutions that engaged in predatory mortgage lending in the years leading up to and beyond the 2008 recession. It is now well documented that lenders, brokers, and mortgage servicers engaged in conduct that was fraudulent and misleading. The mortgage market charged excessively high rates and fees, engaged in high-pressure sales tactics, imposed unnecessarily harsh prepayment penalties, and distorted loan structures to avoid the application of consumer protection statutes. But, more than a decade later, many black Americans are still fighting to prevent financial institutions from taking away their homes. In a book I coauthored with Dr. Janis Sarra, a law professor at the University of British Columbia, Predatory Lending and the Destruction of the African American Dream (Cambridge University Press, 2020), we describe new iterations of predation that continue to target black consumers years after financial institutions settled litigation that alleged pervasive fraud on their part for steering black Americans into predatory subprime loans. But these renovated predatory practices are obscured by the nation’s focus on COVID-19 and a vitriolic election season. Meanwhile, more black Americans will lose their homes even after investing all or most of their wealth in attempts to keep them. This reality requires the calls for moratoriums on mortgage foreclosures to be answered in the affirmative. Full Article
ex President Biden Signs Executive Order To End the Use of Private For-Profit Prisons By corporatejusticeblog.blogspot.com Published On :: Wed, 27 Jan 2021 00:00:00 +0000 Wikimedia CommonsPhiladelphia County PrisonIn an important move that returns federal government policy to the Obama era, today President Biden signed an executive order calling on the Department of Justice to ends its use of private prisons. While this executive order does not end federal government reliance on for-profit immigration detention centers, it does require that no future contracts with private prison operators be entered into between the federal government and private prison corporations CoreCivic, GEO Group and others. Use of the executive order to end private for-profit prison reliance has proven difficult politically as Obama ended their use before the 2016 election, but once Trump entered the White House, he rescinded the policy and made robust use of private prisons for federal prisoners as well as immigration detention.This executive order, while lauded as a positive step in addressing mass incarceration and systemic racism, will not permanently end its practice. Legislation outlawing private prisons would be a more permanent solution. Or, a judicial pronouncement that private for-profit incarceration is unconstitutional would effectively end the use of private prisons as well. An Arizona 501(c)(3), Abolish Private Prisons, has filed a lawsuit in Arizona federal district court on behalf of inmates housed in private prison facilities, arguing that for-profit incarceration is unconstitutional under the 13th, 14th and 8th amendments as well as a violation of the non-delegation doctrine. The lawsuit Nielsen v. Shinn is currently pending in Arizona federal court. The complaint filed by plaintiffs, together with the Government motion to dismiss, the plaintiff's motion in opposition and the Government's reply can all be viewed here. Full Article