When Danny Cheetham took out his first payday loan ten years ago he only wanted £100 for a night out. He was a student and paying back £128 after 22 days didn't sound like a bad deal.

A personal loan provider is offering customers the chance to lower their APR, if they improve their credit rating while holding the product.

Britons looking to borrow to fund a new car, home improvements or a big life event like a wedding will now find taking out a substantial sum is the cheapest it's ever been.

With nursery costs reaching as much as £12,000 parents are finding it difficult cope. But now a new provider enables employers to give interest-free loans to parents for childcare

TSB is looking at launching a range of short-term loans aimed at families who regularly dip into their overdraft. TSB customers can currently borrow between £7,500 and £50,000.

John Lewis has launched a new personal loan, offering borrowers between £1,000 and £25,000. Rates start from a competitive 2.9 per cent. Here's our verdict

Starling Bank is offering its current account customers personal loans of up to £5,000 from 11 per cent APR. We give our verdict on whether they are worth considering.

A record number of people are heading to debt charities with help over guarantor loans - including Emma, pictured, who paid back £23k after borrowing £10k from Amigo Loans.

Future Finance does recommend students go through Student Finance first, but the cost of repayments should be a red flag for any students considering this option.

UCAS will stop sending out emails advertising private student loan provider Future Finance, the student charity announced today, following a backlash over the promotions

Chelsea midfielder Ethan Ampadu says he has been left frustrated by his season on loan at RB Leipzig, a spell in which he has made just seven appearances.

The 23-year-old has been in inspiring form for Sheffield United this season and his performances have not gone unnoticed, attracting interest from PSG, Juventus and Chelsea.

Leeds United are looking to bolster their bid for Premier League promotion with a move for Hull City forward Jarrod Bowen. It'd be an initial loan for £3m that could rise to £15m if they win promotion.

White has enjoyed a brilliant season on loan at Championship side Leeds and his form has caught the eye of three Premier League giants, according to The Athletic.

INTERVIEW BY PETE JENSON: As Pablo Mari clocked up miles on the stationary bike in his back garden during 47 days of lockdown, he never let the situation get to him.

While Ole Gunnar Solskjaer's side are currently in fifth - potentially good enough for the Champions League if Man City are banned - the Blades are just two points behind them.

The January transfer window has started to see some moves with Aston Villa capturing Danny Drinkwater, as clubs across Europe track down their mid-season targets. Follow our live blog here.

SIMON JONES: Derby County are the latest club to ask for Tottenham winger Jack Clarke on loan with Millwall and QPR still in the frame.

Chelsea youngster Tariq Uwakwe is set for an 18 month loan switch, with Hull and Swansea in the running for his signature. The 20-year-old is being tipped for big things at Stamford Bridge.

With the large majority of Premier League clubs now having played their final top flight fixtures before deadline day, attention may now turn towards grabbing a late January deal in the transfer market.

It is thought the 21-year-old will initially train with the Rams' Under-23 group as he looks to step forward with his career after he was at League One club Tranmere for the first part of the campaign.

EXCLUSIVE BY MATT HUGHES: Derby are close to agreeing a £30 million loan from MSD Capital, the investment company owned by American billionaire Michael Dell.

My son has been laid off due to the coronavirus, so he contacted Suzuki Finance to arrange a one-month payment holiday. It agreed to this, but said it will charge him £51 for this month.

These fintech firms are using past payment behaviour and current transactions to validate customers facing genuine difficulties

The Government of India and the Asian Development Bank (ADB) signed a $1.5 billion loan that will support the government's response to the novel coronavirus disease (COVID-19) pandemic, focusing on immediate priorities such as disease containment and prevention, as well as social protection for the poor and economically vulnerable sections of the society, especially women and disadvantaged groups. Earlier, the ADB's Board of Directors approved the loan to provide budget support to the government to counter and mitigate the adverse health and socio-economic impact of the pandemic.

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Three promoters of Ram Dev International, recently booked by the CBI for allegedly cheating a consortium of six banks to the tune of Rs 411 crore, have already fled the country before the State Bank of India reached the agency with the complaint, officials said on Saturday. The CBI had recently booked the company engaged in export of Basmati rice to the West Asian and European countries and its directors Naresh Kumar, Suresh Kumar and Sangita on the basis of complaint from the State Bank of India (SBI), which suffered the loss of more than Rs 173 crore, they said. The company had three rice milling plants, besides eight sorting and grading units in Karnal district with offices in Saudi Arabia and Dubai for trading purposes, the SBI complaint said. Besides SBI, other members of consortium are Canara Bank, Union Bank of India, IDBI, Central Bank of India and Corporation Bank, they said. The Central Bureau of Investigation (CBI) did not carry out any searches in the matter because of the

Even in regions touted as India’s food bowl, Rs 3000 a month is all that a farmer earns for his family! Devinder Sharma crunches data from CACP to highlight the grave crisis in the agrarian economy.

Non-performing assets in public sector banks have shot up by more than 400 per cent in the last five years, hitting Rs 164000 crore! Shripad Dharmadhikary summarises findings of a research report that unearths the real reasons underlying these bad loans.

An overwhelming majority of Vidharbha's farmers do not gain from the farm loan waiver because they are too 'big.' But the IPL waiver goes to some of India's richest millionaires and billionaires. They aren't too big, writes P Sainath.

The government has introduced the Microfinance Bill in Parliament, empowering RBI to oversee small lenders as well. The law will take MFIs outside the jurisdiction of state-level laws, and bring them under federal regulation.

Many farmers deep in debt are trying to find a way out through playing bhishi (chit funds). Denied bank loans and desperate for credit to run their farms and for other needs, they take huge risks. The results are usually tragic. P Sainath continues his series on Vidharbha's crisis.

A farming family holding 27 acres in Vidarbha has become a marginal landholder in a span of few years, and a vicious cycle of usurious debt robbed their lands and hopes. There are hundreds of others in the lurch similarly. The farming crisis has different shades of exploitation; Jaideep Hardikar presents one.

A two-wheeler loan bonanza is overrunning crop-loan concerns in crisis-torn Vidarbha, where two to three farmers have been committing suicide daily. In a land where farmers find it difficult to get institutional loans for their crops, it seems getting loans for bikes are not. Jaideep Hardikar reports.

The country's largest lender, State Bank of India (SBI), is offering emergency loans to its customers amid coronavirus lockdown under its 'Emergency Loan Scheme'. SBI users can get up to Rs 5 lakh as loan within "45 minutes". The interest rate of the loan is at 10.5 per cent and EMIs will start after a period of six months.

Three promoters of Ram Dev International, recently booked by the Central Bureau of Investigation (CBI) for allegedly cheating a consortium of six banks to the tune of Rs 411 crore, have already fled the country before the State Bank of India (SBI) reached the agency with the complaint, officials said on Saturday.

Absconding dimantaire Choksi's company Gitanjali Gems tops the list of these defaulters with a whopping amount of Rs 5,492 crore, according to the list.

Suggestions from various quarters, including from Indian Banks' Association, have come for the further extension of moratorium and the RBI is actively considering them, according to sources.

An American financial organisation has agreed to sanction USD 15 million loan to an Indian education start-up to expand the access to quality education by providing critical financing to schools that serve low-income students in India.

Non-banking financial companies (NBFCs) have asked the Reserve Bank of India to allow them one-time restructuring of all loans till March 2021, as their borrowers are facing funding issues amid the coronavirus pandemic and the subsequent lockdown.

The SC said cooperative banks cannot carry on any activity without compliance of the provisions of the Banking Regulation Act, 1949 and any other legislation applicable to such banks relatable to 'Banking'.

The lender has also hiked interest rates on personal loans against property by 30 basis points.

She further said that state-owned banks implemented the moratorium announced by the RBI on repayment of loans.

Many MSMEs and corporates have also availed the three-month moratorium offered by banks as per the Reserve Bank of India

The Professional Football League that 40 clubs in Ligue 1 and Ligue 2 agreed to ask for the loan at a general assembly.

Besides SBI, other members of consortium are Canara Bank, Union Bank of India, IDBI, Central Bank of India and Corporation Bank, they said.

A reply from RBI which stated that the government has waived Rs 68,607 crore of the top 50 bank loan defaulters.

His remarks came after Finance Minister Nirmala Sitharaman said that wilful defaulters were beneficiaries of 'phone banking' under the UPA regime and the Modi government is chasing them to recover the dues.

His remarks came a day after a slugfest between the BJP and Congress over loan write-offs of the top 50 bank-loan defaulters in the country.

Some of the companies that took loans said publicly they were financially secure, with some seeing increased demand for their products around the time they asked for the aid.