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Northwestern Mutual Encourages Early Planning for Families of Dependents with Special Needs - AUTISM AWARENESS MONTH – RUTHANN DRISCOLL

This #AutismAwarenessMonth we encourage families with special needs to take steps now to plan for their loved ones’ futures. Our Director of Advanced Planning, Ruthann Driscoll, discusses the importance of planning to secure long-term security and quality of life for your family. Learn more: http://u.nm.com/1AQBAsN




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Trusting Their Plan and Each Other, Family Faces Down Daunting Cost of Care for Son with Special Needs - “Trust” – The Vollmert Family Story

Trust is critical, especially for a person with autism and their family. Meet the Vollmert family and get a sense of how they approach daily life and planning for a financially secure future with their autistic son, Scott. Learn more: http://u.nm.com/1AQBAsN




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Gillette launches Emojability keyboard for special needs community - Watch Emojability Video

Gillette Children's Specialty Healthcare is launching Emojability. Learn more about this one-of-a-kind emoji keyboard app for Android and Apple.




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Trusting Their Plan and Each Other, Family Faces Down Daunting Cost of Care for Son with Special Needs - “Trust” – The Vollmert Family Story

Trust is critical, especially for a person with autism and their family. Meet the Vollmert family and get a sense of how they approach daily life and planning for a financially secure future with their autistic son, Scott. Learn more: http://u.nm.com/1AQBAsN




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Gillette launches Emojability keyboard for special needs community - Watch Emojability Video

Gillette Children's Specialty Healthcare is launching Emojability. Learn more about this one-of-a-kind emoji keyboard app for Android and Apple.




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Escalation in US-China tensions is 'the last thing' anyone needs, JPMorgan says

With the world already reeling from the economic impact of the coronavirus pandemic, a reignition in U.S.-China trade tensions would be the "the last thing" anyone needs, according to JPMorgan Asset Management's Alexander Treves.




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Facebook's Sheryl Sandberg: Preventing burnout 'needs to be a priority'

A new survey suggests that women are experiencing physical symptoms of severe anxiety and burnout at up to twice the rate of men amid the Covid-19 pandemic. Here's what Sheryl Sandberg, COO of Facebook and Rachel Thomas, co-founder and CEO of LeanIn.Org, suggest companies do to provide support.




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China needs a growth target to guide its stimulus measures: Citi

China should still set a growth target this year for the authorities to design a "sensible" stimulus package, says Liu Li-gang, Citigroup's chief economist for China, who adds that the country's unemployment rate risks exceeding 10% without aggressive fiscal stimulus.




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Mark Cuban: Texas reopening 'more show than go,' small business needs more help to do it safely

"There's all these downstream issues that really haven't been addressed yet," the Dallas Mavericks owner and "Shark Tank" investor told CNBC on Friday.




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History says Super Tuesday is last thing stock market needs right now

In periods leading up to Super Tuesday primaries that span a dozen states, stocks tends to sell off. That's not good news for a market already being tested by the coronavirus.




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US oil needs more explicit support from policymakers: Standard Chartered

Eric Robertsen from Standard Chartered says it is hard to imagine oil and energy demand improving, so the U.S. shale industry needs explicit policy support to get back on track.




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Op-Ed: Britain needs an economic model to guide the lifting of the coronavirus lockdown

Covid-19 has forced epidemiology and economics to become intertwined as never before.




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Op-Ed: Local bars and restaurants face extinction because of coronavirus – and government needs to step up

Independent bars and restaurants found some relief in the Paycheck Protection Program, which offers low interest, short-term loans with the potential of forgiveness. That is not nearly enough, writes author and bar owner Derek Brown.




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German court says the European Central Bank now needs to prove its bond buying is needed

The German court said the decision does not concern any financial assistance measures taken by the European Union or the ECB in the context of the current coronavirus crisis.




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US is best positioned to fill India's natural gas needs: Energy Secretary

U.S. Energy Secretary Dan Brouillette talks about the strategic energy partnership with India, and how it will boost trade in oil and natural gas.




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'The fabric of America is being destroyed.' Why this ex-Trump official says student debt needs to be canceled

"The fabric of America is being destroyed through this process." Here's why the former Trump administration official in charge of student debt is now calling for most of the debt to be canceled.




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Mars Needs Money: White House Budget Could Prompt Retreat from Red Planet

Proposed cuts could end decades of U.S. leadership in exploring that world

-- Read more on ScientificAmerican.com





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The govt needs to get itself in a clarity zone

Phase three of the COVID lockdown, which began on Monday, has made it clear that the government needs to be clear in its head before laying down rules and regulations.

First, there was massive confusion among citizens on the first two days about easing of restrictions two days ago, with local officials not being on the same page as Mantralaya top brass. There was confusion even among BMC's own ward officers over the rule about allowing five shops to stay open in one street. Excise officials had no clarity about opening shops, resulting in huge queues, with social distancing going for a toss. Late on Tuesday night, the civic body suddenly announced that all shops selling non-essentials, including liquor stores, will be closed from Wednesday. This is exactly where planning should have been done.

Respective ward authorities should have sat down with local shop-owners beforehand with a gameplan on how they could handle the long queues which were sure to form.
Also, there are private office ownerAlso, there are private office owners who may be working alone or may have a very small staff strength, wondering whether to go to work. People are wondering whether two or three people are allowed in private vehicles. There are so many questions that need clear, lucid answers.

When there are so many grey areas, rumours start to churn and then social media adds fuel to the mix, resulting in what we would like to call combustible confusion. Short tempers, bewildered people, different rules are all part of this mix, likely to erupt at any time. This also is counterproductive to the good work the government is doing.

Let us have more lucid communication in all aspects, using announcements and signboards to avoid panic emanating from the perplexed and perturbed. Green zones, red zones and orange zones in place, what we need most now is a clarity zone.

Catch up on all the latest Mumbai news, crime news, current affairs, and a complete guide from food to things to do and events across Mumbai. Also download the new mid-day Android and iOS apps to get latest updates.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news




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COVID-19: Devoleena Bhattacharjee adopts two families, will take care of their basic needs

A lot of Bollywood and Television celebrities came forward to contribute to the PM-CARES Fund and did their best to help people financially. Bigg Boss fame Devoleena Bhattacharjee has done something beyond. She not only contributed to the fund but has now adopted two families and will be looking after their needs and necessities amid the Coronavirus outbreak.

Taking to Twitter, one of the fan-clubs of the actor even thanked her for this wonderful gesture and move that should inspire everyone. And in case you also happen to be a fan of the actress, this tweet is for you:

Have a look right here:

To shed some more light, these two families are the families of the wage workers since these are the people that are affected the most during this lockdown. Their earnings have gone for a toss and so has their livelihood. And in case you forgot, she and her fans also helped a pregnant lady reach the hospital on time during this lockdown period. Way to go!

Catch up on all the latest entertainment news and gossip here. Also, download the new mid-day Android and iOS apps.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news




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Raghuram Rajan tells Rahul Gandhi: India needs to be cleverer in lifting lockdown

Former Reserve Bank of India (RBI) Governor Raghuram Rajan on Thursday said that unemployment numbers are really worrying and India needs to be "cleverer" about lifting the lockdown. Rajan's remarks came during his interaction with Congress leader Rahul Gandhi, via video conference, on the economic crisis due to ongoing lockdown which is scheduled to end on May 3. "The numbers are really worrying. If you look at CMIE, virtually another 100 million more people have been put out of work as a result of COVID. 50 million through unemployment and 60 million through leaving the labour force," he said while responding to Rahul's query that India has a high level of unemployment, that is now going to be massive.

"I think it says, we need to open up in a measured way but as fast as possible so that people start having jobs. We don't have the capacity to support people across the spectrum for too long. Being a relatively poor country, people start out with significantly lower reserves," he said. "But we have to be cleverer about opening up. Perhaps do mass testing. Take a mass sample, say 1000 samples and check in mass, if there is any sign of the virus in those mass samples. If you do find it, then go deeper into the sample and check who it might be. This way it would reduce the burden on our test infrastructure and can allow us to try and vet much more. We have to be cleverer since we simply cannot wait till we have that kind of testing," the economist said.

Rajan said that it is all too easy to cover a lockdown forever, but obviously that is unsustainable for the economy. On the opening of the economy, he said: "It has to be sequencing. First, places where you can maintain distancing. It is not just distancing in the workplaces, but also distancing to and fro, from the workplace."

"So, a lot of work needs to be done both on creating the structures, as well as ensuring that the workplace is relatively safe. As well as ensuring that if there are accidents, if there are fresh cases, how do we isolate quickly without having to go to a second or a third lockdown? Those will be devastating if we have to go there," he added.

When asked about finances of the agricultural sector and the workers, migrant workers, Rajan said that the government should to find ways of getting both money as well as food through PDS to as many of these people.

"This is where the efforts we have made in Direct benefits transfer (DBT) need to be realised at this point. All the ways we transfer to relatively poor people, we need to take a call on that. We have different ways of accessing - through widow pensions, MGNREGA Rolls. And we need to say that look these are people who don't have a job, who don't have a livelihood and for the next 3-4 months while the uncertainty is on, we are going to support them," he said.

Catch up on all the latest Crime, National, International and Hatke news here. Also download the new mid-day Android and iOS apps to get latest updates.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news

This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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This Indian team needs more match-winners: Harbhajan Singh

Veteran India off-spinner Harbhajan Singh on Thursday said the current Indian team lacks a match-winner down the order and is too dependent on Virat Kohli and Rohit Sharma.

"This team is too dependent on Virat and you (Rohit). After Virat and you are gone, we lose 70 percent of the matches. Lower down the order few (players are there who can) win matches," Harbhajan said during an Instagram chat with India limited overs vice-captain Rohit.

"During our time, we had the trust that someone will make runs even after top three is out, taaki match na nikal jaaye haath se (match does not slip out of our hands). This is one area I think this team can work on. You need to find more match-winners," said Harbhajan, India's third highest wicket-taker in Test cricket.

"Like you (Rohit) had great World Cup (2019). But one had a great World Cup and we reach the semi-finals. Had we got three who did well in the World Cup, we could have won"

The ace offie, who helped India win the 2011 50-over World Cup, also heaped praise on K.L. Rahul saying he is another match-winner besides Virat and Rohit and can bat anywhere in the order.

"Apart from you (Rohit) and Virat, K.L. Rahul is a real match-winner. He can play at No. 5, No. 6 and can open as well," said the Turbanator, as he is fondly called.

Harbhajan also urged the team management to give longer ropes to players who can then express themselves better.

"They play well in the IPL but I don't see them playing like that for the national team. They are a totally different player in IPL. I think they are scared of their place being gone. If you give them a run of 9-10 games, they have a better chance to succeed," said the 39-year old.

"Same in Tests also. The team won in Australia we played well in India too. But in New Zealand you (Rohit) were injured, Prithvi Shaw was brought back which is a good thing. My concern is someone like Shubman Gill..he was in team from before. Now Rohit is a successful Test opener. But Gill...if he is not playing it is not healthy for him and the team as well. So he has to get a chance. It is not just for Gill I am saying."

Harbhajan also said it is good to see Shreyas Iyer doing well at No. 4 and the team management has done well by giving him a long rope.

On M.S. Dhoni making a comeback to the Indian team, he said: "When I was in Chennai Super Kings camp, people asked me about Dhoni. I don't know its upto him. You need to know whether he wants to play for India again.

"As far as I know him, he won't want to wear India blue again. IPL he will play but for India I think he had decided World Cup (2019) was his last."

Harbhajan, who now plays for CSK but has also turned out for Mumbai Indians, said while the former are a chilled out unit under Dhoni, the pressure of expectation is there in MI.

"It is a chilled out setup here. MI... we were under pressure that you need to win. There was pressure of expectation always."

Harbhajan also named the likes of Jacques Kallis, Mathew Hayden, Brian Lara, Younis Khan, and Inzamam-ul-Haq as the foreign batters he found it tough against.

As far as the best spinners are concerned, he named Nathan Lyon, Muttiah Muralitharan, Graeme Swann and Saqlain Mushtaq among those that come to his mind.

Catch up on all the latest sports news and updates here. Also download the new mid-day Android and iOS apps to get latest updates.

Mid-Day is now on Telegram. Click here to join our channel (@middayinfomedialtd) and stay updated with the latest news

This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever




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Coronavirus outbreak: Credit flow to MSMEs needs to grow 20% from 2% to address growing unemployment

A cluster-based approach to lending is likely to be the best strategy for optimal results in the shortest possible time to accelerate credit flow to the MSME sector




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Medication Needs of Masses Changes Due to COVIDd-19

The pandemic has suddenly changed the medication needs of masses with a clear preference being shown for respiratory, anti-diabetic, cardiac therapies.




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World Encephalitis Day: A Global Issue That Needs a Human Solution

Highlights: World Encephalitis Day is celebrated annually on 22 nd February Its major objective is to raise awaren




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Yemen's Cholera Outbreak Response Needs To Be Strengthened: Report

Strategic changes need to be made to government response teams to stop the cholera epidemic in Yemen. By the implementing these suggested changes the




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Switzerland needs to improve its approach to mental-health issues in the labour force, says OECD

Switzerland needs to do more to help people with mental disorders find a job or stay in work, according to a new OECD report.




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An inclusive South Africa needs more investment and jobs

South Africa has made impressive social progress over the past two decades, lifting millions of people out of poverty and broadening access to essential services like water, electricity and sanitation.




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Slovenia needs to increase reform efforts for a return to stronger growth

Economic reforms have helped Slovenia recover from the crisis, but further action is needed to strengthen the banking and corporate sectors, stabilise debt and create jobs, according to the latest OECD Economic Survey of Slovenia.




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Tablets PCs Revolutionizing Our Computing Needs

From a historical perspective, we started with main frames, then moved on to mini computers and then came the boom of personal computers. These three major developments in computers have defined our computing habits the past few decades....




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Slovak Republic remains strong, but it needs to become more inclusive, OECD says

The Slovak Republic recovered strongly from the global economic crisis and is weathering well the storm that has struck its main European trading partners. The challenges going forward will be restoring public finances while driving down unemployment and fostering long-term inclusive growth, says the latest Economic Survey.




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Portugal needs proactive enforcement to tackle severe foreign bribery risks, says OECD

Portugal’s enforcement of its foreign bribery laws has been extremely low. Not a single prosecution has resulted from 15 allegations of Portuguese companies bribing foreign officials in high-risk countries.




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Portugal needs to increase its development aid and improve oversight

Portugal has endeavoured to maintain its foreign aid programme since the economic crisis, but its aid budget has been hit hard and a plan is needed to avoid a further decline and get back on a path towards internationally agreed targets, according to an OECD Review.




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Portugal’s pension system needs to prepare for rapid population ageing

Portugal needs to reform its pensions system to address the challenges of a fast-shrinking workforce and high levels of old-age inequality, according to a new OECD report.




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Poland needs strategy to meet growing risk of foreign bribery

The current Polish framework for fighting foreign bribery is still inadequate to fully meet foreign bribery risks resulting from Poland’s growing economy, says a new OECD report.




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Poland needs a strategy for moving to a lower-emission economy

Poland has combined robust economic growth with reducing some of the pressures on its environment since it joined the EU in 2004. It has also brought environmental laws closer to European norms. Poland now needs to lessen its economy’s reliance on fossil fuels and make growth greener, according to a new OECD report.




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Norway should strengthen primary care to address evolving healthcare needs, says OECD

Improving primary care systems and co-ordination between health services would help Norway meet the changing needs of its healthcare system, as the population ages and hospital stays become shorter, according to a new OECD report.




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Economy: The United States needs to foster education and innovation to keep its cutting edge

The United States should do more to foster innovation and provide more equitable access to high-quality education in order to maintain its status as the world's most vibrant and productive economy, according to OECD's latest Economic Survey of the United States.




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Economy: Canada needs to boost innovation and human capital to sustain living standards

Canada has weathered the global economic crisis comparatively well but will have to become more productive to sustain its high standard of living, according to OECD’s latest Economic Survey of Canada.




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Canada needs to speed up efforts to green its energy and transport sectors

A reaffirmed commitment to fighting climate change has set Canada on a greener course, but the country needs to quickly implement planned measures to reduce the carbon intensity of its energy industry, particularly in oil sands, and green its transport sector in order to progress towards its 2030 emissions goals, according to a new OECD report.




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Canada needs to increase foreign aid flows in line with its renewed engagement

Canada has shown a renewed engagement in global development in the last few years. This now needs to translate into concrete action to increase aid flows and ensure that development co-operation is effective and coherent, according to a new OECD Review.




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Turkey needs to step up investment in renewables to curb emissions

Turkey will see its greenhouse gas emissions continue their steady rise of recent years without concrete actions to improve energy efficiency and increase the use of renewable energy sources, according to a new OECD report.




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Turkey’s foreign bribery enforcement framework needs to be urgently strengthened and corporate liability legislation reformed

In view of Turkey’s continued failure to implement key aspects of the OECD Anti-Bribery Convention and to enforce its foreign bribery laws, the Working Group on Bribery will send a high-level mission to Ankara in 2020, unless Turkey takes concrete action by October 2019.




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Colombia needs a comprehensive tax reform to boost investment and diversify the economy, OECD says

The Colombian economy has done remarkably well over the last decade, consistently ranking among the fastest-growing countries in Latin America, but a comprehensive tax reform that promotes investment and diversifies the economy is now needed to put the country on a path toward stronger, sustainable and inclusive growth, according to the latest OECD Economic Survey of Colombia.




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Despite recent reforms, Seychelles needs a fairer and more sustainable tax system says OECD

OECD Tax Policy Reviews: Seychelles 2020 provides an in-depth and comparative assessment of Seychelles’ tax system, and identifies a number of recommendations for tax reform. This publication, which is part of the OECD Tax Policy Reviews series, focused primarily on the examination of the business tax.




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Poland needs strategy to meet growing risk of foreign bribery

The current Polish framework for fighting foreign bribery is still inadequate to fully meet foreign bribery risks resulting from Poland’s growing economy, says a new OECD report.




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Portugal needs proactive enforcement to tackle severe foreign bribery risks, says OECD

Portugal’s enforcement of its foreign bribery laws has been extremely low. Not a single prosecution has resulted from 15 allegations of Portuguese companies bribing foreign officials in high-risk countries.




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Estonia needs to promptly address rising foreign bribery risks, says OECD

Estonia’s framework for combating foreign bribery may be inadequate to efficiently tackle rising foreign bribery risks resulting from its increasingly export-intensive economy.




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Colombia needs to address major loopholes to hold companies liable for foreign bribery

Colombia needs to improve its capacity to investigate foreign bribery by establishing an effective corporate liability regime, improving coordination between its numerous agencies and more rigorously training law enforcement, according to a new report by the OECD Working Group on Bribery.




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Statement of OECD Working Group on Bribery: Russia’s Legislation for Combating International Bribery needs Reform as a Matter of Urgency

Russia still needs to make substantial progress on key recommendations issued by the OECD Working Group on Bribery in 2012 and 2013.