The US government added a second round of $310 billion to the Paycheck Protection Program (PPP). But small business owners who haven't applied for PPP loans yet, may be too late to receive any funding. Bankers, lawyers, and consultants said the volume of already approved loans will be enough to tap out the second round of funding.If you don't get government loans and funding, there are still a few other options available to small businesses.Click here for more BI Prime content.If you were hoping to get your loan application into the second round of stimulus funding for small businesses, the chances are stacked against you. But you could turn to tax relief or private companies, local governments, and organizations offering grants and resources to small businesses hurt by the pandemic.Late last

Christina Stembel founded her floral company, Farmgirl Flowers, in her dining room in 2010, using her personal savings and a cash-back credit card to cover business expenses.The company has since blossomed into a thriving startup that employed almost 200 staff members prior to the coronavirus.However, as the pandemic causes economic fallout worldwide, Stembel told Business Insider that the future of her company is uncertain.She said the process of applying for the first round of the Paycheck Protection Program, a government fund meant to help small businesses through the coronavirus pandemic, was frustrating and fruitless."I know that the intention of this program is to help small businesses, so let's change it to make sure this money does fall into the hands of small businesses," she said.Visit

Jonathan Ross is one of the 300 master sommeliers in the world: He is an educator for the Guild of Sommeliers, an examiner for the Court of Master Sommeliers, and sits on multiple wine investment advisory boards, as well as founded Micro Wines.He says that although the alcohol industry is booming for large retailers, small businesses are struggling to find ways to stay afloat.Many smaller retailers and restaurants are turning to creative ways of staying open, including virtual tastings, delivery, and designer happy hours.Support your local restaurants and wine sellers now if you want them to survive this lockdown period.Click here for more BI Prime stories.With a substantial amount of lockdown time under our belts, people around the world have found creative ways to remain social, active,

The Paycheck Protection Program is a key component of the federal government's response to the economic devastation caused by the ongoing coronavirus pandemic.After the initial $350 billion allocated for the small business loans at the heart of the program was exhausted in just two weeks, Congress appropriated an additional $320 billion in funding.A recent Small Business Administration report shows where that second round of funding has gone so far.While the first round largely went to more rural states on a per-capita basis, much of the $175 billion from the second round that was dispersed as of May 1 has gone to larger, harder-hit states.Visit Business Insider's homepage for more stories.The novel coronavirus has ravaged the US economy, with more than 33 million Americans filing for unemployment

Larger-than-life animal light sculptures filled with colour and striking beauty have been scattered along ​lit up pathways of Taronga Zoo ready for Vivid Sydney's official launch.

The Lonely Together singer, 29, gave her latest photoshoot as she posed against the backdrop of the Atlantic Ocean.

The popular baker is carrying out the trial in the Tyneside area.

MALE, Maldives (AP) - The Maldives, an Indian Ocean archipelago nation with one of the world's most congested capitals, has seen a rapid rise in coronavirus...

Simon Cowell and his girlfriend Lauren Silverman stepped out for some fresh air on Friday as they enjoyed a stroll along a beach near their Malibu home with their children and three dogs.

The socialite, 42, made sure to keep her distance from others on the trip as California residents are encouraged to stay at home amid the coronavirus pandemic.

The music mogul, 60, has been self-isolating with his other half, 42, after California residents were put under lockdown in late March.

Lauren Silverman has been making sure she and her son Eric, six, have been getting plenty of fresh air and exercise amid COVID-19's lockdown.

Simon Cowell 's girlfriend, 42, and their young son cycled to a newsstand, where they stopped to check out the latest magazines and grab a cold drink, on Saturday

The music mogul, 60, showed off his vast fortune as he took his $500,000 Rolls Royce Phantom for a spin in Malibu on Sunday.

On the 40th anniversary of the eradication of smallpox, the World Health Organization's director general said it's "a reminder of what's possible" when it comes the coronavirus. But he said the fight against smallpox had one crucial tool we don't yet have for COVID-19: a vaccine. Even after a vaccine was developed for smallpox, it took another 184 to completely eradicate the disease — a reminder of the long road ahead for conquering the coronavirus. Visit Business Insider's homepage for more stories.On May 8, 1980, the World Health Assembly officially declared smallpox eradicated.The disease had "plagued humanity for at least 3,000 years, and killed 300 million people in the 20th century alone," the World Health Organization director-general Tedros Adhanom Ghebreyesus said during a media briefing

Mary Louise Kelly, host of All Things Considered, revealed how Pompeo hurled the f-word after she asked him when he had defended fired Ukraine ambassador Marie Yovanovitch.

Spectacular scenes unfolded in the semi-finals of the Malaysia FA Cup, after the most bizarre of late goals hit the back of the net during Pahang's victory over visiting Perak.

The Geordie Shore star, 24, struggled to contain her assets in a tiny animal print bikini as she hit the beach during her sun-soaked getaway to Thailand on Thursday.

The Geordie Shore star, 24, left little to the imagination as she donned a skintight all black outfit for the An Evening With Floyd Mayweather event at Newcastle City Hall on Saturday.

Her wild antics helped her land a role on the hit British reality TV show, Geordie Shore. 

The coronavirus has forced grocery delivery drivers on the front lines of the pandemic.Mirchi, a small New York City grocery delivery service with around 10 employees, is struggling to keep up with a 400% increase in demand.The company's founder said that "by day three, all of my employees were burnt out."View more episodes of Business Insider Today on Facebook.Since the spread of the coronavirus in the US, drivers like Remy Quezada Rodriguez are on the front lines of the pandemic, delivering food to Americans hunkered down at home. Rodriguez works for Mirchi, a small New York City grocery delivery service specializing in South Asian ingredients. Lately, the company has been inundated with orders of rice, spices, and other goods.To keep up with demand, the company's founder Naresh Mulchandani

Getty ImagesAll of the PPP loan funds have been committed, but new Fed-backed loans could help some businesses come back after the crisis.Less than two weeks after launch, all of the $349 billion allocated to small businesses in the CARES Act has been committed.Lending could now come to a grinding halt as banks won't have the guarantee of the US Treasury to back up more loans.Business owners who still need financing greater than $1 million can take advantage of the Federal Reserve's Main Street Lending program, which will support additional loans from banks.The Fed's program backs four-year loans with payments and interest deferred for the first year.Visit BI Prime for more stories.Just 12 days after the launch of the Payroll Protection Program, all $350 billion in loans have been approved,

British star Lucy made sure to command attention as she swapped her monochrome gown for an ethereal tulle one-shouldered dress.

Vanderpump Rules stars Stassi Schroeder and Brittany Cartwright have defended their co-star Katie Maloney after she was body-shamed over the weekend.

Rose McGowan tore into Natalie Portman in a scathing Facebook post, calling her fashion protest 'deeply offensive' and likening her to 'an actress acting the part of someone who cares.'

114 female lawyers signed a column in the French newspaper Le Monde in defense of Roman Polanski, 86, amid controversy over his recent Best Director win at the César Awards.

The 22-year-old pop star missed out on the VMAs and instead partied alone at a bar in Studio City where he stunned regulars with a karaoke turn after a few neat whiskeys/

Moby announces at Mercy for Animals gala that he will headline vegan festival

Celebrity chef Glynn Purnell has been accused of exchanging sexually explicit messages with a female fan he met on Twitter.

Standing at the water's edge, Joanna sizzled in the cut-out halterneck two-piece while being photographed by Malachi Banales.

The wife of Kanye West showed off her tiny waistline and toned arms in a suit that flattered her petite 5ft3in frame. It was a sparkly wine-colored two piece with a bra top and briefs that rode high.

The notification is classified and likely describes Trump's justification for the attack that killed the high-level Iranian official, who was considered second in power to the Ayatollah.

Damien Mander spent three years in Iraq training the country's paramilitary, before finding his new calling in Africa training poachers to secretly track and arrest poachers illegally hunting animals.

The Ministry of Defence has named the British servicewoman killed in a missile attack on Camp Taji in Iraq as Lance Corporal Brodie Gillon, 26.

Archaeologists have uncovered a sacred plaza in Iraq that was used to appease Ningirsu - a hero-god of war. Some 5,000 years ago, where people held feasts, rituals and animal sacrifices in the pit.

The 35-year-old reality star has been best friends with the 37-year-old new mother since 1999, so she was thrilled to become an 'auntie'

After shedding her claws in a blowout fight with Kim Kardashian on the season premiere of KUWTK, Kourtney Kardashian showed her wild side in a skin-tight animal print gown.

Brazilian Malcom had been in good form before the shutdown, putting in two impressive displays - scoring a goal and providing one assist and being crowned as the best player in March.

Russian animal rescuers were given special permission to break lockdown and drive 1,600 miles from Tver to save three bear cubs in Kirov, Russia. The cubs were abandoned for two days.

A conservative news magazine's claim Kushner told Saudi's de facto ruler Mohammed bin Salman it was OK to arrest Jamal Khashoggi and Democrats are aware was dismissed by the White House.

The 27-year-old model was hosting a Strong4Me Fitness class at The Skimm in New York City when a small group of protesters made their way in during the middle of the session.

Dr Scott Gottlieb said health experts had expected to see declines in new cases by now and that the spread of the virus may not go down any further as parts of the US start to relax lockdown measures.

While the sport reels from Tuesday's ruling that Salazar has been banned for four years, the US Anti-Doping Agency CEO Travis Tygart discussed further details about the Nike Oregon Project.

A former rugby league star (pictured) has been jailed for smuggling exotic animals to pay off a $25,000 debt.  

Malia Obama and her British boyfriend Rory Farquharson enjoyed brunch with his family at the Ojai Valley Inn on Sunday.

Donald Trump struck back at Barack Obama's condemnation of rhetoric he's used, arguing he's the 'least racist person,' and used an edited quote from a 'Fox & Friends' host to back up his point.  

A Democratic socialist candidate running for Congress in Texas wished a deadly cancer upon Barack Obama, and claimed the former president 'gives zero f***s about y'all.'

Malia Obama, 21, was spotted wandered around London's trendy Islington district this week as she enjoys the British capital with her boyfriend Rory Farquharson, who she met at Harvard two years ago.

Malia Obama spent Friday night at a 'wild' party with University College London students, that ended with a window being smashed, tequila poured over the kitchen and marijuana allegedly being smoked.