If January is meant to be the month when you resolve to get your finances in order, then it’s definitely worth thinking about PPI, because the deadline is coming up sooner than you think.

When Danny Cheetham took out his first payday loan ten years ago he only wanted £100 for a night out. He was a student and paying back £128 after 22 days didn't sound like a bad deal.

Laybuy made a big impact in its native New Zealand, claiming it signed up 200,000 people and partnered with 2,750 stores in just 18 months.

UK credit cardholders paid the price for withdrawing money using their credit cards last year, being stung with £219million in fees and charges.

It is Bristol where the highest proportion of card payments are swiped, with 73 per cent of 11.5million card transactions in the West Country city using contactless.

Contactless technology already allows shoppers to spend up to £30 without having to enter their Pin. But, with NatWest's new card, there will be no need to enter a Pin at all.

If used smartly, credit cards can still be an effective spending tool and even earn you money. Shoppers now have around 166 different deals to choose from.

HSBC's Reward Credit Card is available to Advance current account holders, and pays you reward points on all your purchases. We see how it stacks up against the best of its rivals.

A personal loan provider is offering customers the chance to lower their APR, if they improve their credit rating while holding the product.

If the future of the UK increasingly looks cashless, then no one may be better placed to reap the rewards than MasterCard

'Buy now, pay later' firms will be banned from charging backdated interest on already repaid amounts of money from November, under new rules announced by the financial regulator

Periods of free borrowing on best-buy balance transfer cards have shortened by nearly 20 per cent in a year, according to figures compiled by data company Moneyfacts.

The final deadline for making a complaint about payment protection insurance (PPI) is midnight tomorrow (August 29).

Britain's biggest payday loan collapse since Wonga could be on the cards as QuickQuid is on the verge of going into administration, according to reports.

Buy now, pay later juggernaut Klarna announced it has signed up over 60,000 retailers so far in 2019, including Microsoft and travel agent Expedia, as it prepares for a bumper Black Friday.

John Lewis has launched a new personal loan, offering borrowers between £1,000 and £25,000. Rates start from a competitive 2.9 per cent. Here's our verdict

It’s aimed at those travelling, living and working abroad to give them more flexibility when spending and sending money and to lower their overall costs.

Every year most of us leave sorting out our holiday spends to the last minute, pushing up the cost. Check out our timeline to take advantage of the best cheap travel spending deals.

A long-standing Virgin credit cardholder has accused Virgin Money of 'purposely misleading people for financial gain' after it refused to refund interest charges he incurred on his account.

Laura Heaps, 36, was denied a mortgage after her advisor said she had a default on her credit file. However, rating agency Equifax had mistakenly put her twin sister's historic debt on her report.

UCAS will stop sending out emails advertising private student loan provider Future Finance, the student charity announced today, following a backlash over the promotions

A shopper who used buy now, pay later service Klarna to pay for a £199 vacuum cleaner in three 'interest-free' instalments was left confused after he was charged an extra 4.5%.

People applying for credit cards with two major UK lenders have to roll the dice to check if they will be accepted, putting their credit score at risk in the process.

Many of us know that having a good credit score is key to getting accepted for the cheapest cards, loans and mortgages but many still believe in common credit score myths.

The FCA today brought in measures which offer consumers struggling with their finances bigger fee-free overdrafts and the ability to freeze credit and loan repayments for three months.

Households paid back a whopping £3.8bn more than they borrowed in March, the biggest figure on record, as households shunned their credit cards in the face of the coronavirus crisis.

Customers of Virgin Money rounded on the bank after it suspended their credit cards, despite many of them not struggling with their repayments and clearing their balance in full.

A government needs to be able to be nimble, to cut spending where necessary and to raise money should it require.

Party manifestos are not exactly known for their jokes. But as I trawled through them all over the past few days there were two lines that at least made me snigger.

Filling out a simple application form can feel like running a gauntlet of spam. One wrong move and you could be pelted with ‘special offers’, junk mail and interrupting text messages for eternity.

What about saving a few hundred - or even thousand - pounds right at the beginning of the year? You’ll improve your bank balance and turboboost your resolution.

I've been monitoring an online sale for over a year now and it never reverts back to its standard price. I've been taking screen grabs and now it's time to fight back.

As consumers we endlessly battle to reduce our impact: take the train instead of driving, decline plastic straws, eat free range. As investors we can maximise our impact, using our cash to do good.

A microadventure doesn't involve an expensive expedition, but just getting out of the rut of the daily grind and exploring the world around us on a shoestring. It's the perfect antidote to gloomy politics.

For all the confidence-boosting talk of a Boris bounce for the economy, shares, and the property market, it is the pound that tells the real story.

Halifax's renewals team are not blessed with the ability to explain why you are being asked for an extra £59, so I made a complaint and this is what happened next.

The top rate of income tax is officially 45p, yet the removal of the personal allowance means the real top rate is effectively 60p - and those who pay it are not Britain's top earners.

Estate agents, mortgage brokers and banks have a headache right now, while buyers, sellers and those due to move home don't know what on earth will happen.

What is galling for me and many of my fellow Britons due to fly, is quite how awkward airlines are being in allowing us to get our money back.

Whenever I see such rates I feel compelled to ask: 'Why if you have money that you don't need for seven years would you not invest it for a better return?'

The former spouse of the show's incarcerated antagonist showcased an incredible makeover, as he displayed his new dentures

Fans of Tiger King: Murder Mayhem And Madness have come up with a shock theory that suggests Jeff Lowe is actually Carole Baskin's abusive first husband Michael Murdock.

The White House Correspondents' Dinner will go on, with organizers swapping a late April date for one in August, the White House Correspondents' Association announced.

Hillsborough County Sheriff Chad Chronister says he believes more than one person killed Carole Baskin's second husband Don Lewis and money was likely involved as motivation.

Netflix's Tiger King: Murder, Mayhem And Madness has gone viral in Australia.

Kaye Vassell, the mother to two of the singer's children, has moved to Missouri to be closer to new beau Deandra Buchanan, who is currently serving a life sentence.

She stars as Ruth Wilder in the Netflix hit comedy/drama series Glow. And Alison Brie opened up about how training for her character and the physical element of the role 'helped.'

From working from home to lounging on the couch and binge-watching another Netflix show, the right robe and slippers can make life in quarantine a lot better.

Joe Exotic's latest husband Dillon Passage has revealed that his partner felt 'excited' after President Trump said he will 'look' at pardoning his prison sentence.

Porowski has developed the story, called Girls And Boys, alongside Black-ish creator Kenya Barris, according to The Hollywood Reporter.