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Check you will get balance transfer deal you want before ruining your credit score 

Asking for too many balance transfer cards can damage your credit rating. Experian has launched a service that lets people enter their details online, including how much debt they want to transfer.




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NatWest re-enters 0% balance transfer market after 5 year absence

High street giant NatWest denied it was reneging on a five year old pledge to no longer offer 0 per cent balance transfer credit cards to customers, as it announced today it was re-entering the market




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The 0% balance transfer cards which charge no fees when moving debt

Those looking to cheaply clear their debts this January could take advantage of 0% balance transfer cards which charge no fees, provided they are happy to pay their balance off quicker.




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Balance transfer mix-up left my £3,500 bill on both credit cards

Neil Seagrave, 35, from Dorset, tried to transfer his credit card balance to HSBC at the start of March before his zero-interest term with Sainsbury's Bank expired, but this was not resolved until April.




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The electric car salary sacrifice tax break that can save you 40%

The little-known salary sacrifice tax break for electric cars combined with a new zero rate benefit-in-kind rate could be a game-changer for green motoring.




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Medium-danger avalanche warnings in Himachal Pradesh

Foggy conditions were witnessed on Thursday morning. In Himachal Pradesh, biting cold wave conditions swept the hills as minimum temperatures dropped due to snowfall and rain.




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Snowfall sees surge in tourists hit Himalayan slopes

Recent snowfall in Jammu and Kashmir, Himachal and Uttarakhand has been attracting newly married couples, families and singletons from Delhi and other areas, all hoping to enjoy the cold snap.




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Opposition prompts Cabinet nod to criminalise triple talaq

The Cabinet has backed a bid to launch the Muslim Women (Protection of Rights on Marriage) Bill, 2017 in Parliament. It is expected to become a reality after getting clearance from politicians.




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AirAsia outfits 'too revealing' say Malaysian lawmakers

The uniforms of air stewardesses for AirAsia and Firefly could arouse passengers as they are 'too revealing', according to a Senator Abdullah Mat Yasim in Malaysian Parliament yesterday.




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How much will Chelsea save after 10% salary cut and could cash help finance arrival of Coutinho?

Sportsmail takes a look at the Chelsea salaries and figures in-depth, to see how much each player is losing per month as football clubs attempt to cope with the effects of the coronavirus crisis.




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Chelsea 'struggling to attract interest for Kepa Arrizabalaga despite eagerness to sell Spaniard'

Frank Lampard inherited the £72million Kepa upon his arrival at Chelsea last summer, but a series of high-profile errors have seen the Spanish stopper come under serious scrutiny.




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Chelsea are planning to hold on to Kepa Arrizabalaga after fears the goalkeeper's value has dropped

The Spanaird's future is under a cloud after falling out of favour with manager Frank Lampard earlier this season. Manager Frank Lampard is interested in signing a new goalkeeper.




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Cesc Fabregas 'offers to defer entire Monaco salary for four months'

The former Chelsea and Arsenal star will also take a 30 per cent pay cut. Monaco will save £2m and will not have to pay back £500,000 to the midfielder according to the Telegraph.




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Kepa Arrizabalaga insists he has a good relationship with Frank Lampard and will STAY at Chelsea

Kepa Arrizabalaga is determined to make his Chelsea stint a success, and believes his relationship with Blues boss Frank Lampard will help him do it after a dreadful season.




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Virgil van Dijk, Sadio Mane and Mo Salah make EA Sports' Premier League Team of the Season so far

Club captain Jordan Henderson, full-backs Trent Alexander-Arnold and Andy Robertson and goalkeeper Alisson were the other members of Jurgen Klopp's side to make the 20-man squad.




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Erling Haaland picks Chelsea boss Frank Lampard as retired footballer he'd most like to play with

The striker burst on to the European stage this season after his impressive form for Red Bull Salzburg earned him a £17million transfer to Borussia Dortmund in January.




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Inter Milan join Barcelona in David Alaba race as Antonio Conte eyes swoop for Bayern Munich star

Inter Milan boss Antonio Conte is set for another crack at signing David Alaba this summer after failing to land the Bayern Munich star while managing Chelsea in the Premier League.  




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NASA's Hubble telescope captures image of 'flying saucer' galaxy 85 MILLION light years away

The galaxy is 85 million light years away and boasts pinwheeling arms with a bar of stars through its center. From the side it looks like a flying saucer, but is called a spiral galaxy.




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Satellite images shows New Zealand and South America are shrouded with Australia's bushfire smoke

Smoke from Australia's bushfires has drifted 2,000km across the Tasman Sea, shrouding New Zealand .




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Natural oscillations from ancient star reveal age of galactic collision

Astronomers have used vibrations from an ancient star in the Milky Way that is viewable in Australia to deduce how long ago a massive collision event took place with another galaxy.




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Small 'clumps' of dark matter have been detected in the far reaches of the galaxy

A team of researchers from UCLA and NASA's JPL have detected the smallest quantities of dark matter ever, slow moving 'clumps' near quasars identified with new data from the Hubble.




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Alarming before and after photos reveal the true impact of bushfires across Australia's east coast

The NASA images, taken six months apart, capture the landscape between Seal Rocks and Byron Bay on the New South Wales north coast.




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Virgin Galactic teams up with NASA to develop 'high-Mach' aviation that could transport civilians

Virgin Galactic, says the Space Act Agreement is designed to 'advance the United States' efforts to produce technically feasible, high Mach vehicles for potential civil application.'




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Wonky skull of Styracosaurus leads palaeontologists to question past identifications of species

The largely intact Styracosaurus skull has wonky horns and was discovered by then graduate student Scott Persons in 2015 in Dinosaur Provincial Park, Alberta, Canada.




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Hovershoes are here! $200 self-balancing skates slip under your shoes to propel you at 7mph

A new pair of hovershoes unveiled at the Consumer Electronics Show, called Motokicks, could soon replace your scooter, bike and skateboard - just don't try to take them for a spin in the rain.




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David Meyler opens up on THAT headbutt incident with Alan Pardew

David Meyler has finally spoken out on his infamous headbutt moment with Alan Pardew, when facing the former Newcastle manager as a Hull City player in 2014.




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Apple SE and Samsung Galaxy M31 prices compared

In a sign that customers might be getting tired of splashing their cash on expensive gadgets, Samsung and Apple, have both released two new models that can be bought for under £450.




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Virgil van Dijk, Sadio Mane and Mo Salah make EA Sports' Premier League Team of the Season so far

Club captain Jordan Henderson, full-backs Trent Alexander-Arnold and Andy Robertson and goalkeeper Alisson were the other members of Jurgen Klopp's side to make the 20-man squad.




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Wayne Rooney looks to get the better of former boss Roy Hodgson when Derby take on Crystal Palace

Wayne Rooney is determined to remind his old England coach Roy Hodgson that he can still cut it at the top. The 34-year-old wants to play in Sunday's FA Cup tie away to Crystal Palace.




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Crystal Palace 0-1 Derby: Chris Martin on target as Championship club edge past top flight side

AMITAI WINEHOUSE AT SELHURST PARK: If Roy Hodgson was hoping for a favour from the man he made England captain, Wayne Rooney was not in an obliging mood.




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Roy Hodgson slams use of pitchside monitors after Crystal Palace's Luka Milivojevic was sent off

Roy Hodgson was not surprised to see the pitchside monitor used during their 1-0 defeat to Derby in the FA Cup but is unsure if he wants it to become a regular occurrence.




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Crystal Palace appeal captain Luka Milivojevic's sending off against Derby County in FA Cup defeat

Crystal Palace captain Luka Milivojevic clashed with Derby midfielder Tom Huddlestone and not only kicked out at him, but also moved his head towards the former Tottenham man.




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Transfer news RECAP: Crystal Palace REJECT Bayern Munich's loan offer for Wilfried Zaha

The January transfer window has started to see some moves with Aston Villa capturing Danny Drinkwater, as clubs across Europe track down their mid-season targets. Follow our live blog here.




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Former Crystal Palace and Derby midfielder Joe Ledley joins A-League side Newcastle Jets

The Wales international links up with former international colleague Carl Robinson, who was appointed Jets head coach earlier this month, until the end of the season.




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Letter to BS: Sanitising tunnels in Kerala will do more harm than good

Though people welcomed these initially, many now opine that some of these are unscientific and rather than helping the public




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A balanced, growth-oriented & forward-looking budget: Rohan Gupta

Some steps to cover recycling cost of end-of-life product would have helped e-waste recycling sector




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Budget is reasonably balanced for an inclusive growth: Adarsh Hegde

However, there are no remarkable announcements that the logistics sector can bank on





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New Zealand

High Commission of India, Wellington
9th Floor, 180 Molesworth Street,
PO Box No. 4045, Thorndon,
Wellington-6015 .(*Con. acc. to Samoa, Nauru and Kiribati).

Telephone: 00-64-4-4736390
Fax: 00-64-4-4990665 (HC), 4737149 (HOC)
E-Mail: hicomind@hicomind.org.nz (General), consular@hicomind.org.nz (Consular), hc.wellington@mea.gov.in (HC), hoc.wellington@mea.gov.in(HOC), hicomind@xtra.co.nz (Chancery)
Website: www.hicomind.org.nz

High Commissioner**
Avanindra Kumar Pandey
Second Secretary & HOC
Sanjay Kumar Verma




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Malaysia

High Commission of India, Kuala Lumpur
Menara 1 Mon’t Kiara, Level 28,
No.1, Jalan Mon’t Kiara,
50480 Kuala Lumpur,
Malaysia.

Telephone: 00-603-62052350 to 62052354 (5 lines)
Fax: 00-603-6143 1162 (HC’s Office) 00-603-6143 1164 (DHC’s Office)
E-Mail:hc@indianhighcommission.com.my (HC),dhc@indianhighcommission.com.my (DHC),cpic@indianhighcommission.com.my(Community Affairs & Labour matters), fscons@indianhighcommission.com.my (Consular matters)
Website:www.indianhighcommission.com.my

High Commissioner
Vijay Gokhale
Deputy High Commissioner
Aseem R. Mahajan





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Brunei Darussalam

High Commission of India, Bandar Seri Begawan
Baitussyifaa , Simpang 40-22
Jalan Sungai Akar, Bandar Seri
Begawan, BC 3915, Brunei
PO Box 439, Darussalam

Telephone: 00-673-2339947, 2339685 (PABX)
Fax: 00-673-2339783
E-Mail: hicomind@brunet.bn (General), hoc.brunei@mea.gov.in (HOC), hc.brunei@mea.gov.in (HC)

High Commissioner
L.D. Ralte
First Secretary & HOC
Kuldeep Singh




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Kerala assembly polls: 12.1% voter turnout recorded till 9 am

While Kozhikode recorded 13.16% turnout till 9 a.m, it was 9.62% in Idukki and 8.21% in Thiruvananthapuram




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Kerala Assembly polls: Voter turnout recorded at 28.46% till noon

Tight security has been put in place across the state with the deployment of about 52,000 police personnel from state police forces




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Kerala Assembly polls: We will win, claims Ooomen Chandy

CPI(M) leader V S Achuthanandan also asserted that his coalition was set to win the Kerala assembly election




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Kerala Assembly polls: Stars queue up cast their votes

Mammootty, his actor son Dulquar Salman and actor and BJP Rajya Sabha member Suresh Gopi were among the celebrities who cast their vote today




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Assembly polls: TN records 42%, Kerala 45% till 1 pm

Earlier in the day, Prime Minister Narendra Modi urged voters in Tamil Nadu, Puducherry and Kerala to vote in record numbers




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Kerala Assembly polls: 57.5% voter turnout recorded till 3 pm

The state capital Thiruvananthapuram recorded the lowest of 44.93% till 3 pm




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Kerala casts 70.35% votes till 5 pm

While a few incidents of violence in the northern parts of the state were reported, polling was otherwise peaceful




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Exit polls: Left to return to power in Kerala

The BJP could get zero to three seats while one to four seats may go to others