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Why the government's flood insurance program is underwater

Major flooding events are increasingly common across the U.S., but homeowners looking for flood insurance will find few choices. The main providers of flood insurance is the U.S. government through the National Flood Insurance Program, or NFIP. But even though the NFIP is one of the only flood insurance games in town, it's drowning in debt. On today's episode, the NFIP's struggle to stay afloat.

Related listening:
Hazard maps: The curse of knowledge (Apple / Spotify)
When insurers can't get insurance
Flood money

For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.

Music by
Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.




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November Monthly Luncheon

Event date: November 14, 2024
Event Time: 11:30 AM - 01:00 PM
Location:
Jessie Turner Center
15556 Summit Ave
Fontana, CA 92335
Description:
Join the Fontana Chamber of Commerce for the monthly luncheon.




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Basic Black Live: The Emancipation Proclamation at 150

(Originally broadcast January 4, 2013.)

The Emancipation Proclamation is 150 years old this week. Historian Eric Foner called this document one of the most important documents in American history. Does the Emancipation Proclamation have any meaning for contemporary times?

Also, our panelists look ahead with predictions for 2013.

Panelists:
• Callie Crossley, host and moderator, Boston Public Radio, 89.7 WGBH Radio
• Kim McLarin, assistant professor or writing, literature, and publishing, Emerson College
• Phillip Martin, senior reporter, 89.7 WGBH Radio
• Peniel Joseph, professor of history, Tufts University, WEB Du Bois fellow, Harvard University

(Image source: Library of Congress.)




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Basic Black: Justice, Reparations, and Reconciliation


February 8, 2013:

The Scottsboro Boys
, The Central Park Five, Shawn Drumgold…in all of these cases, the accused were found guilty, only to be exonerated years later, sometimes decades later. This week on Basic Black, a conversation on searching for truth, justice delayed, and a judicial balm for wounded communities.


Our panel this week:
- Callie Crossley, host and moderator, Boston Public Radio, WGBH
- Kim McLarin, assistant professor of writing, literature and publishing, Emerson College
- Phillip Martin, senior reporter, 89.7 WGBH Radio
- Peniel Joseph, professor of history, Tufts University





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A Fanciful and Dangerous Forest of Athen: Great Lakes’ Dream

A Midsummer Night’s Dream, produced by the Great Lakes Theater in repertoire with the musical Into the Woods, is...




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The Bookshelf: The Little-Known History Of Violence At New England's African American Schools

The history of school desegregation in America has long been centered around the southern United States.




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Increasing cloud cover with rain showers moving in

Clouds will be thickening Saturday night, with rain showers developing late. Expect rainy conditions on Sunday, with temperatures hovering above the seasonal average of 50 degrees.




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Rising overnight temperatures with rain chances

Temperatures will trend upwards for Sunday evening into early Monday morning. A cold front moving eastward from the Dakotas will bring a chance of rain showers on Monday. Look for above-average temperatures this week with highs in the lower to mid-50s.




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Sunshine and 50s for Friday; rain chances this weekend

Some rare November sunshine is on tap for our Friday. Temperatures continue to trend above our seasonal average with highs in the 50s expected. Our next weather system will bring some intermittent, light rain showers for the weekend.




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Scattered light showers Saturday. Snow chance next weekend?

A weak weather system will bring scattered light rain showers this weekend.




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The week in energy: Regulations’ unintended consequences

Asst. Prof. Koichiro Ito finds fuel economy standards push manufacturers to make bigger cars




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Yanny vs. Laurel: Exploring the Science of Sound

Prof. Howard Nusbaum explains audio phenomenon




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Italian Euro Exit 'Incompatible' With Financial System, Zingales Says

Prof. Luigi Zingales discusses the economic and market impact of Italian political uncertainty




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Country superstar Garth Brooks announces second show at U.S. Bank Stadium

Tickets for the May 3 show go on sale at 10 a.m. Thursday.




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Rosanne Cash on the importance of living out loud

Rosanne Cash's latest album, "She Remembers Everything," cuts a path through gun violence, sexism and the relentless march of time. "There's no point in hedging my bets about what I write about anymore," she says.




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Documentary shows 'perception and reality' of infamous concert flop

In 2017, the Fyre Music Festival was billed as an exclusive event in the Bahamas. The reality was very different. Director Chris Smith tells the behind-the-scenes story in a new Netflix documentary.




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Beautiful! Carole King makes surprise appearance in Broadway show

Anything can happen in live theater, and audience members seeing "Beautiful," the life story of Carole King, got a surprise when King appeared in the role of herself to celebrate the show's fifth anniversary on Broadway.




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For many with disabilities, 'Let It Go' is an anthem of acceptance

The breakout song from Disney's "Frozen" has inspired many marginalized groups -- but its message of rejecting stigma holds special resonance for disabled people and their families.




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Beyoncé surprise drops live Coachella album, Netflix doc now streaming

The recording of her historic 2018 performance, titled Homecoming: Live Album, includes new songs and arrives just as a documentary of the concert begins streaming on Netflix.




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Prince memoir 'The Beautiful Ones' coming out in the fall

"'The Beautiful Ones' is the deeply personal account of how Prince Rogers Nelson became the Prince we know: the real-time story of a kid absorbing the world around him and creating a persona, an artistic vision, and a life, before the hits and the fame that would come to define him," Random House announced.




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An album from Prince's vault, and his memoir, are coming

The Prince estate has announced plans to release Originals, another album of previously unreleased tracks -- many of which were hits for other artists -- he recorded between 1981 and 1991.




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MN Orchestra's Vanska to hold concurrent role in Seoul

It's not unusual for music directors to serve multiple orchestras at one time.




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Madonna, Prince and the pope

Madonna was back on top of the charts 30 years ago this week with her most controversial song to that point in her career. "Like a Prayer" was a mashup of religion and sexuality.




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Minnesota-inspired Cuban American Youth Orchestra launches its first tour

Eleven members of the Minnesota Orchestra will join 25 young U.S. musicians in Cuba for the inaugural tour of an organization inspired by the 2015 Minnesota Orchestra visit to Havana.




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Prince's bodyguard deposed in wrongful death lawsuit

Prince's former bodyguard answered questions from attorneys for seven hours as part of a wrongful death lawsuit filed by relatives of the late rock star.




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Alone together: Robyn's 'Dancing On My Own' opens the corners of community

The magic of Robyn's millennial anthem is its bait and switch: It's a fun, energetic dance song about being lonely and heartbroken. And yet, the minute you hear it, you instantly feel less alone.




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How Prince worked his magic on the Bangles' 'Manic Monday'

In the 1980s, Prince wrote one of the Bangles' biggest hits, 'Manic Monday.' Now, The Prince Estate has released the demo version of the track as part of the artist's posthumous album, Originals.




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Judge: Andy Warhol didn't violate Prince picture copyright

Andy Warhol transcended a photographer's copyright by transforming a picture of a vulnerable and uncomfortable Prince into an artwork that made the singer an "iconic, larger-than-life figure," a judge ruled Monday.




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It's been 50 years since Rolling Stones founder Brian Jones died

July 3, 2019 is the 50th anniversary of the day that Brian Jones was pronounced dead. Jones founded the Rolling Stones, gave them their name and was their first business manager.




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Independence Day: 'To Honor and Inspire: U.S. Military Bands Special'

For your Fourth of July listening, an hour of music, including marches by Sousa, Jewell and Gould, and classical works by Copland, Saint-Saens and Holst.





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Human Challenges His Cat to Jump Into a High Cabinet With Increasingly Smaller Openings

The human belonging to a cat named Ruka, set up a jump challenge for his feline, who loves to sleep in a high cabinet in their apartment.




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After conviction vacated, Marvin Haynes files claim for nearly $2M for wrongful incarceration

A Minnesota man who served nearly 20 years in prison before his murder conviction was vacated last year has filed a claim for nearly $2 million from the state.




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Denzel Washington details a retirement path that includes a role in 'Black Panther 3'

Denzel Washington is retiring after his next few projects, he said in a recent interview.




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Tell us: What are your questions on how a 2nd Trump presidency may affect Minnesota?

Donald Trump has been declared the winner of the 2024 presidential election. Tell us what questions you have about how a second Trump presidency might affect Minnesota.




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Fireworks incident raises tensions in the Mankato Muslim community

After a tension filled day following an incident Sunday near the Mankato Islamic Center initially feared as an arson attack, the police have a more benign explanation, but anger remains.




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‘It’s the best week’: After being wrongly incarcerated, a Minnesota man is now free

Edgar Barrientos-Quintana was wrongly convicted in 2009 and sentenced to life in prison without parole for the 2008 murder of Jesse Mickelson in Minneapolis. 




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Something Wild: Winter Finch Forecast

Each year, bird enthusiasts across North America eagerly await the Winter Finch Forecast. Published every fall since 1999, the Winter Finch Forecast predicts when and where, and even IF fan-favorite finches like Evening Grosbeaks and Common Redpolls will grace our backyard bird-feeders, or make an appearance on a brisk mid-winter hike. It’s a big deal for birders. So much so that enthusiastic birders have been known to base winter birding plans on this forecast, even driving hundreds of miles to spots deemed favorable for seeing White-winged Crossbills or Pine Grosbeaks. But who makes these predictions, and what are these finch forecasts based on? Enter Tyler Hoar, a freelance biologist and ecologist from Oshawa, Ontario. He’s recently taken the reins in predicting finch winter migration patterns from the legendary Ron Pittaway -- who started this citizen science project some 20 years ago. According to Tyler; "Ron set up this network, getting various birders, naturalists , foresters,




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This lawyer is fighting defamation lawsuits that can silence sexual assault victims

Since the start of the #MeToo movement, many accused abusers have filed defamation charges against their accusers in retaliation, advocates say. Law professor Victoria Burke wants to change that.




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More young people are surviving cancer. Then they face a life altered by it

More people are getting cancer in their 20s, 30s, and 40s, and surviving, thanks to rapid advancement in care. Many will have decades of life ahead of them, which means they face greater and more complex challenges in survivorship. Lourdes Monje is navigating these waters at age 29.




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Election expert: Audits and recounts bring more confidence to the system

Recounts are expected in two Minnesota House races. The election results could determine control of that legislative body. The upcoming recounts are expected soon and come after initial ballot totals changed when election officials discovered technical glitches.




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Replay: Last Traverse: Tragedy and Resilience in the Winter Whites

Have you hiked Mount Lafayette in N.H.'s Franconia Notch? We talk with N.H. author Ty Gagne, about his new book “The Last Traverse: Tragedy and Resilience in the Winter Whites." It’s the true story of two friends on a winter hike that goes awry, and the search-and-rescue efforts that keep it from becoming a bigger tragedy. What makes it especially relevant for this moment is the insight into how we make high-stakes decisions and manage risk in uncertain situations.




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Policast: Partisan differences in fighting the pandemic

Partisan differences over the best way to fight the pandemic; state workers may lose a pay raise




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Gov. Tim Walz on COVID-19, emergency power, Floyd's killing and more

Six months after Gov. Tim Walz first declared the peacetime emergency, where is Minnesota in the response to the pandemic and what will the next few months bring? On this week’s Politics Friday, MPR News host Mike Mulcahy talked with Walz, discussing some of the pressing issues in Minnesota and taking listener questions from around the state. 




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Two city council members vie to succeed St. Cloud’s departing mayor

The mayoral race is highlighting some of St. Cloud’s most pressing challenges, including a housing crunch, a struggle to revive its downtown and a perception that the city is less safe. Both candidates talk about addressing those problems, but they differ — sometimes subtly — on how to do so.




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Some colleges are targeting financial aid to middle-class families

Many middle-income families are frustrated by the cost of higher education, feeling they earn too much for financial aid, but not enough to pay for it themselves.




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Boeing cleaned up on Air Force parts, including soap dispensers marked up 8,000 percent

Boeing overcharged the Air Force nearly $1 million for spare parts on C-17 cargo planes, including an 8,000 percent markup for simple lavatory soap dispensers, according to the Pentagon’s inspector general.




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How generational differences shape workplaces

Gen Z does a good job taking sick days, unlike their older coworkers. MPR News host Angela Davis talks about how the mix of generations in today’s workforce is redefining how we work.




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Group unveils plan to launch 54 mission associations, track spread of the Gospel in Africa

The Africa Mission Association is on a mission to help churches in Africa establish mission associations in all 54 countries from the current seven in the continent.




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Angolan authorities claim illicit romance at center of missionary wife's murder for hire plot

Angola’s Criminal Investigation Service claims that the murder of an American missionary was orchestrated by his wife in a plot involving an alleged illicit romance and financial promises. Authorities say that Jackie Shroyer, 44, enlisted the help of three Angolan men to kill her husband, Beau Shroyer, in a remote part of the country.