Last month, SEBI had asked credit rating agencies not to consider any delay in payment of interest or principal loan amount arisen solely due to the nationwide lockdown conditions as a default.

The stress in the Indian mutual fund industry due to the pandemic impact deepened after Franklin Templeton MF decided to wind down six of its debt schemes. The lack of liquidity and redemption pressure compelled FTMF to take the extreme step.

In this economic environment, Mutual Fund houses are concerned about companies that are likely to delay and default in payments. Many companies have sought deferment/rescheduling of payment due to COVID-19 related disruptions. In order to minimize the resultant damage, market regulator SEBI recently provided temporary relaxation in valuation norms for instruments mutual funds hold.

SEBI has asked valuation agencies to avoid treating delays in payment of interest/principal or extension of maturity of a security as default for the purpose of valuation of money market or debt securities held by Mutual Funds, if it has been caused solely due to COVID-19 pandemic lockdown and/or in light of the moratorium permitted by RBI.

[Read: Will Mutual Fund Houses Act Against Companies Approaching Courts To Prevent Rating Downgrade Amidst COVID-19?]

"In view of the nationwide lockdown and the three-month moratorium/ deferment on payment permitted by RBI, a differentiation in treatment of default, on a case to case basis, needs to be made as to whether such default occurred solely due to the lockdown or loan moratorium", SEBI circular said.

SEBI has stated that in the above mentioned scenario, if there is any difference in the valuation of securities provided by two valuation agencies, the conservative valuation shall be accepted. This revised norm will be in effect until the RBI's period of moratorium.

However, AMCs shall continue to be responsible for true and fairness of valuation of securities.

Mutual fund houses have to mark the value of their assets based on valuations provided by valuation agencies appointed by AMFI.

At present, a debt or money market security is classified as 'Default' if the interest and/or principal amount has not been received on the day such amount was due; or when such security has been downgraded to 'Default' grade by a credit rating agency. Default denoted that the security is below investment grade.

This leads to mark down of the respective security and thereby impacts NAV of the scheme.

SEBI's move provides some relief in this regard. It will ensure that all fund houses follow a uniform approach while dealing with defaults/delay due to COVID-19.

Will it make investment in debt fund safe?

SEBI has not yet provided any moratorium on commercial paper and corporate bond repayment. According to a report published in Livemint, Rs 1.5 trillion worth of commercial paper and corporate bonds will be maturing in the first quarter.

As mentioned earlier, AMCs shall continue to be responsible for true and fairness of valuation of securities. But in the absence of rating downgrade from valuation agencies, fund houses cannot side-pocket their exposure to a defaulting company. Therefore, we may still see some write-offs if the AMC finds recovery to be difficult even after the relaxation period.

COVID-19 has impacted businesses across sectors. Some sectors such as NBFCs were under stress even before the pandemic. The default risk has thus amplified.

The relaxation of valuation would delay the issue, but downgrades would arise subsequently. Spike in number of side pockets (by fund houses) may thus become imminent.

My colleague, Rounaq, rightly mentioned yesterday, losses the investors suffer will be directly proportionate to the stress, pressure mutual fund houses and their investors will face. Eventually retail and High Net-worth Individuals, particularly, will lose confidence and may not be keen to invest in debt funds.

What should investors do?

In these uncertain times, it would be wise sticking to liquid funds and overnight funds for the fixed-income part of your portfolio and avoid funds that take higher credit risk. Alternatively, if you prefer safety of capital, invest in Bank fixed deposits.

Choose a fund house that follows prudent investment process and stringent risk-management system.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy, which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity.

SEBI has time and again taken steps to tighten norms for debt funds. As an investor, if you take portfolio risks, align it with your own risk appetite and financial objective.

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

Author: Divya Grover

This article first appeared on PersonalFN here.

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PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Last week the mutual fund industry was jolted by the news of Franklin Templeton MF winding down six of its debt schemes. The fund houses cited high redemption pressure and lack of liquidity due to COVID-19 as the reason behind the move.

There has been a rush of redemption in the debt market due to high volatility and uncertainty caused by the outbreak of pandemic. The stress is more evident in high-risk category of securities where liquidity has dried up. Notably, the schemes that were wound up belonged to the high credit risk category.

The recent FTMF fiasco led RBI to take note of the situation and step up to build confidence in the capital market.

On April 27, 2020, RBI announced the opening of a special liquidity facility (SLF-MF) worth Rs 50,000 crore to ease liquidity pressure on mutual funds.

Under SLF-MF, RBI will conduct repo operation of 90 days tenor at the fixed repo rate. Banks can avail funds under this facility between April 27, 2020 and May 11, 2020 or up to utilization of the allocated amount, whichever is earlier. RBI will review the timeline and amount, depending upon market conditions.

Banks have to utilise the funds availed under this exclusively for meeting the liquidity requirements of MFs by:

• Extending loans, and
• Undertaking outright purchase of and/or repos against the collateral of investment grade corporate bonds, commercial papers (CPs), debentures and certificates of Deposit (CDs) held by MFs.

The liquidity support under this would be eligible to be classified as held to maturity (HTM) even if it goes beyond the 25% limit of total investment in the HTM portfolio.

Will banks come to the aid?

For banks, availing funds at a lower rate (repo rate) and using it to purchase investment grade, which generally carry higher interest, and holding them till maturity seems like a good opportunity, but they may not be as enthusiastic to come to the aid of MFs.

You may recall that few days ago, RBI came out with a similar liquidity window worth Rs 50,000 for NBFCs. Of these, 50% of funds had to be dedicated towards investment in investment grade bonds, commercial paper, and non-convertible debentures small and mid-sized NBFCs and MFIs.

NBFCs who have been dealing with liquidity crunch for quite some time now is one of the worst affected sectors with rising risk of bad loans amid the COVID-19 outbreak.

As a result, the first tranche of the operation worth Rs 25,000 crore conducted few days ago received bids for just Rs 12,850 crore.

Similarly, the stress in debt mutual fund segment is not new - some categories of debt funds have been facing redemption pressure ever since the IL&FS debacle came to light. Banks may be reluctant to lend to mutual funds with higher exposure to lower quality papers, which have been lacking in liquidity.

If banks do lend to MFs it may be limited to those with good quality papers. This will not serve the intended purpose of the facility.

Many mutual funds investing in credit-risk grade securities may have offloaded good quality papers to meet the high redemption and may be now left with only lower quality papers. Risk aversion in banks has magnified due to rising fear of bad loan pile up. Hence, banks may not be keen to accept lower quality papers as collateral.

Besides, some mutual funds may already have high borrowing rate availed to fund redemptions and further borrowing may not be a viable option for them.

Thus, if redemption pressure continues, liquidity strain will continue in schemes carrying higher exposure to lower rated securities. Hence, RBI may have to come out with alternative steps to deal with issue that would infuse liquidity directly to mutual funds rather than relying on banks.

Word of caution for investors in debt funds

RBI and AMFI have assured investors that stress in capital market is confined to the high-risk debt MF segment at this stage; the larger industry remains liquid.

In the current market volatile and uncertain environment, it would be advisable to stay away from credit risk schemes. However, do not resort to panic selling. Doing that will have an exponentially negative effect on funds, primarily those having exposure to moderate and low rated assets.

Redemption pressure may force the fund managers to sell good quality papers in the portfolio in the secondary market and pile up exposure to low rated assets because it will be difficult to liquidate at fair value.

Keep in mind that debt funds are not risk-free. Investment in debt funds carry various risks relating to liquidity, credit quality, and interest rate. Therefore, before investing in debt funds understand the various risks involved and invest in schemes where the portfolio risk aligns with your own risk appetite and financial objective.

Moreover, choose a fund house that follows prudent investment process and stringent risk-management systems.

In these uncertain times, it would be wise to stick with liquid funds and overnight funds for the debt part of your portfolio as they are highly liquid and carry lower risk.

Our friends at Quantum Mutual Fund have highlighted the secret behind their debt management strategy, which has helped them provide safety and liquidity to investors when it comes to investing in quantum funds. Don't Worry, Quantum Liquid Fund always aims for Safety and Liquidity.

PS: If you wish to select worthy mutual fund schemes, I recommend you to subscribe to PersonalFN's unbiased premium research service, FundSelect.

Additionally, as a bonus, you get access to PersonalFN's popular debt mutual fund service, DebtSelect.

If you are serious about investing in a rewarding mutual fund scheme, Subscribe now!

Author: Divya Grover

This article first appeared on PersonalFN here.

Join Now: PersonalFN is now on Telegram. Join FREE Today to get 'Daily Wealth Letter' and Exclusive Updates on Mutual Funds

PersonalFN is a Mumbai based personal finance firm offering Financial Planning and Mutual Fund Research services.

Disclaimer:
The views mentioned above are of the author only. Data and charts, if used, in the article have been sourced from available information and have not been authenticated by any statutory authority. The author and Equitymaster do not claim it to be accurate nor accept any responsibility for the same. The views constitute only the opinions and do not constitute any guidelines or recommendation on any course of action to be followed by the reader. Please read the detailed Terms of Use of the web site.

Bollywood actress and Miss Universe 2000 Lara Dutta turned 42 years old on April 16, 2020. Lara Dutta's birthday celebrations, however, were not stopped due to the COVID-19 lockdown. Lara Dutta's husband Mahesh Bhupathi was the one to bring in her birthday and host what was called a 'virtual birthday party' at their home in Mumbai.

Mahesh Bhupathi also took to Instagram to share a couple of photos and a video of Lara Dutta's birthday celebrations along with their daughter Samaira. The couple also had their close friends on a video conference to wish Lara Dutta on her birthday. Mahesh Bhupathi described how the part went and also had a fun caption to go with it. Virtual birthday party done .. Happy Birthday, Lara. May God continue to bless you with this amazing husband and incredible kid for another few decades atleast. Yes, we ate well today." Here's Mahesh Bhupathi's post on Instagram.

 

 

 

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Virtual Birthday Party done .. Happy Birthday @larabhupathi . May God Continue to Bless you with this amazing husband and incredible kid for another few decades at least 😍😍 . Ps .. yes we ate well today . Thanks for the amazing cake @hakunamatatapatisserie

A post shared by Mahesh Bhupathi (@mbhupathi) onApr 16, 2020 at 6:50am PDT

Lara Dutta made her Bollywood debut in 2002 with the superhit film Andaz alongside Akshay Kumar and Priyanka Chopra, who also made her debut. Both actresses won the Filmfare award for Best Female Debut.

Lara Dutta has since appeared in a list of Bollywood hits such as Masti, No Entry, Housefull, Partner, Bhagam Bhaag and Don 2. She also ventured into production with the film Chalo Dilli in 2010.

Mahesh Bhupathi and Lara Dutta got engaged in September 2010 and tied the knot in February 2011. In January 2012, Lara Dutta and Mahesh Bhupathi welcomed their daughter Samaira into the world.

Rafael Nadal said on Sunday that he was "very pessimistic" over a full resumption of the professional tennis circuit which has been halted by the coronavirus pandemic. "From my point of view, I'm very pessimistic that the circuit can resume a normal activity," said the world number two in a virtual chat origanized by the Spanish Federation of Tennis (RFET) involving the team that won last year's Davis Cup.

"In tennis, you need to travel every week, stay in hotels, go to different countries," Nadal said. "Even if it we play without an audience, to organise any event you need a lot of people involved, which cannot be ignored. At an international level I see a serious problem." Nadal said he hoped that restrictions can be relaxed gradually, but added that he was aware that the global health situation is serious. "We have had a very tough month and a half, with many irreparable losses as well as others that are less important that will still bring great suffering to society, I hope only for a few months, at the economic level," he said.

"Many people are going to lose their jobs." "These are sad moments when you see so many people dying," he said. Nadal had already told Spanish radio that he thought it would be "difficult" to stage one of the majors "in the short or medium term." Nadal has been working with his friend Pau Gasol, the Spanish basketball player, to raise funds in the fight the coronavirus. Along with other leading tennis players such as Roger Federer and Novak Djokovic, Nadal is one of the promoters of a plan to create a fund to help low-ranked players who are suffering financially.

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Canadian tennis beauty Eugenie Bouchard shared this picture taken at a beach destination with her 2.1 million Instagram followers and captioned it: "Bored."

Later, she wrote: "If I had known someone was taking a pic I would NOT have done my hair like Thomas Jefferson," to which an online user replied: "@geniebouchard Thomas has cute hair! So what."

 

 

 

View this post on Instagram

bored

A post shared by Genie Bouchard (@geniebouchard) onMay 2, 2020 at 1:21pm PDT

Meanwhile, another one asked: "@geniebouchard why? it's perfect. and no way TJ ever looked that good in a bikini."

And the third one said: "@geniebouchard but kinda younger cuter version of Thomas Jefferson."

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Five-time Grand Slam champion Maria Sharapova has revealed that fellow tennis star and World No.1 Novak Djokovic was once fanboying on her over dinner. During an Instagram Live chat with the Serbian ace, Sharapova, who called time on her illustrious career in February, said: "I remember we played this little exhibition. I was young, you were young, way before you had any Grand Slam titles. I don't know if you'd even won a tournament at that point," said Sharapova. This part of the chat was shared by ATP Tour on their official Twitter handle.

"We're not going to start hugging trees, right?"@MariaSharapova with the one-liners for @DjokerNole today. 🤣#tennisathome pic.twitter.com/bweyZMuJ2v

— ATP Tour (@atptour) May 5, 2020

"You said that if you'd win (in a mixed doubles match), I would have to pay dinner. I was like, ‘Okay, whatever, who is this kid?'" Sharapova recalled. "You won and you were like, ‘We have dinner tonight. We're going to the Japanese place!' I was like, ‘Are you serious? You and me, going to dinner, tonight?' So we did. We ended up going to dinner and it was so funny because you pulled out I think it was an old Kodak camera and you asked the waiter to take a photo of us… and here we are," she further said.

"It's actually what happened. Maria is saying the truth," Djokovic said, laughing. "I think you were fanboying," Sharapova replied. Djokovic recently said that he was "mentally empty" and "confused" at the beginning of the ongoing freeze of the tennis calendar due to the coronavirus pandemic.

The sport has been on a full stop for over a month due to the pandemic outbreak.

Novak Djokovic

Djkovic has enjoyed a revival in form after a slump in late 2017 and most of 2018. He was set to defend his Wimbledon title this year before the grass court Grand Slam was cancelled for the first time since the Second World War.

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Once a bed of colourful flora, the famous Kaas plateau in Maharashtra is now witnessing less blooms, worrying officials, tourists and nature lovers alike. The plateau, recognised by the UNESCO World Heritage Committee as a heritage site in 2012, is home to around 350 flowering plants, including some rare and endemic species.

Kaas Plateau. File pic

With the flowering already going down, a couple of fire incidents last month in the area, causing a damage to the flora at the site in Satara district, has now set off alarm bells for the administration. The state government has thus decided to take up a slew of measures, like better guarding of the place and inviting researchers to study why this picturesque site in the Western Ghats is losing its blooms, which were a big tourist attraction.

According to forest officials, human negligence, possibly lit cigarettes, could have caused the twin fires that gutted a portion of the world famous plateau recently. "The forest department, along with a joint management committee of forest officials and local villagers-turned-volunteers, has now decided to take certain safety measures to avoid incidents which could endanger the flora of the Kaas plateau," the range forest officer, Sachin Dombale, said.

He said those guarding the plateau have now been provided hand-held pressure water sprayers. "The plateau does not have big trees or plants. It is actually a grassland, so even if the grass catches fire, it can be doused with the help of these sprayers," he said. Earlier, six people used to guard the entire plateau of around 1,800 hectares. After the fire incidents, now 12 people are manning it in the day and six at night, he said.

Now, the visitors are frisked at the entry gate of the tourist site and are not allowed to carry inside combustible items like cigarettes, matchbox or lighters, he said. Somnath Jadhav, the president of the joint committee, said they have also started putting up "firebreaks" along the roadsides. "For the firebreaks, we burn the vegetation and grass in five metres of area along the roadside, so even if someone throws a combustible object, there won't be a fire," he said.
However, due to unavailability of power supply in the forest area of the plateau, they have not been able to put up CCTVs for keeping a watch.

"But, we are now thinking of using solar panels to address the power issue, Jadhav said. He said the gram sabhas of five villages (the locals of which are part of the committee), have also decided to put forth their proposals to safeguard the plateau and conserve its biodiversity and flora. One of the committee members said the state government should provide funds for proper maintenance of the site.

"We have to depend on the fees collected from visitors during the season, which is only for two months (September and October), to pay for the maintenance and salaries of the people working to guard the place," he said. "We seek government's attention, cooperation and funds so that this plateau of flowers can be conserved," he said. Jadhav said for last three to four years, the growth of some species of flowering plants on the plateau is on a decline, thereby calling for a study to find out its reason and restore the beauty of the place.

"We are now planning to write to various universities in Maharashtra to send some researchers and students of botany to study the reason behind this," he said. "We are making all-out efforts to conserve the plateau, which is home to some rare, endemic and threatened species of flowering plants, as it would then also lead to an increase in the number tourists at the site," he added.

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What is life if full of care, you have no time to stand and stare. To ensure that you stand and stare at the beauty that is the Western Ghats, Mapping Journeys is organising trekking, rappelling and cliff traversing at the Duke Nose peak of Khandala for four consecutive days, on the fourth edition of The Duke Nose Festival.

"There will be an 8 am pick up at Lonavala station, from where we'll proceed to the Duke Nose base camp for breakfast, followed by an hour-long trek to the peak. There, our technical team will be ready with rappelling gear. The wall stretches to above 1,000ft and the first 350ft of rappelling will be downwards," says Veeral Raj, co-founder of the travel firm. "Next up is cliff traversing, which is a walk along a cliff overlooking a valley. The participants will be harnessed to a rope for safety," Raj explains.

He adds that the final sport is often an element of surprise for participants as people usually look forward to rappelling alone. With a technical team that boasts 12 years of experience in the field, Raj assures the trip is safe for first timers and for people across all ages. So put on those trekking shoes and head out for an adventurous weekend.

On February 10 to 13, 8 am onwards meeting point Lonavala Railway Station.
Log on to insider.in
Call 9867697306
Entry Rs 1,650

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Representation pic

Scores of Indian and overseas tour operators, alongwith world travellers, will converge in New Delhi later this month to participate in an event showcasing boutique hotels, lodges, hideaways, camps and retreats in India, Nepal and Bhutan.

Brainchild of RARE India, the event, titled Très RARE, will host speakers on hospitality and related topics on the concept of experiential travel in the sub-continent.

With participation of more than 60 independent boutique hotels from India and its Himalayan neighbours Nepal and Bhutan, the event is expected to offer the first glimpse of game-changing hotel concepts, their new initiatives, and showcase a unique selection of never-treaded-before destinations.

'The demand for boutique hotels is reflective of the realigned desires of a global traveller, who is weary of the standard-fare hotels that though comfortable are unimaginatively identical around various destinations. These boutique hotels inspired us at RARE to break away from the traditional and create an intimate showcase that focuses on the niche rather than the mass and mainstream,' said Sowmya R Vijaymohan, the brain behind RARE India and Très RARE.

Select 100 Indian Destination Management Companies and 50 Foreign Operators from UK, US, France, Germany and Italy will focus on intensive one-on-one engagement,
knowledge building and innovations.

Shoba Mohan, the co-founder of RARE India and the event, said, "Boutique and experiential hotels are now a mainstay in the Indian travel industry, and there was a tangible requirement for a platform that is dedicated and designed to showcase their uniqueness." The event will be held on March 30 and 31 at the Roseate Resort.

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Are you planning a long distance travel or a long vacation? Confused what to take and how to pack all your belongings? Worry not, as experts like Shikhee Agrawal, (Head - Training, The Body Shop India) and, Shubhika Jain (Founder of RAS Luxury Oils), have listed 10 must-haves for long distance travel. Also, while travelling long distances, it is best to choose products which are more multi-purpose and carry essentials in travel-size bottles. 

Here are 10 such travel essentials you just cannot do without:

1. Face mask: A face mask is one of those essential and handy things that will make you feel better instantly when you are travelling. If you don't have space in the bag to pack your sleeping creams, a mask will help you wake up with refreshed and moist skin.

2. Face elixir: A face elixir with a blend of beauty oils with rose, sandalwood, frankincense, patchouli, rosehip and vetiver nourishes your skin, ensuring your face always has a gorgeously glowing, satin complexion. After your morning/evening cleansing ritual, take 2-3 drops in the palm of your hand and rub them together to warm before pressing gently onto your face and neck to infuse into the skin. These elixirs can be used as a handy to-go multi-purpose moisturiser when in need of hydration.

3. Cleanser: Don't forget to carry your skincare routine with you especially when it comes to cleanser. They can prevent multiple problems like dust. It will even help you remove make-up and moisturise skin.

4. BB cream: This cream is not just subjected to ultra-fine glow of the face anymore but also contains optimal SPF factor and acts as the skin perfecto and primer. It's best and sensible to avoid multiple products but simply replace it with a good BB cream for the radiance with protection.

5. Eye concentrate or serum: Travelling can make your dark circles appear big due to the long journey and lack of sleep. So an eye concentrate or serum is a must to be included during your daily skincare regime. Eye creams are usually enriched with ingredients which detoxify and reduce puffiness around the tired eyes.

6. Lena perfume bottles: When you need to select a scent for your vanity, pick up one in a travel-sized package. The lean bottles easily slip into your bag and will never spill.

7. SPF enriched lip balm: Lip balm with minimum SPF 15, keeps your pout nourished and soft with moisture boosting lip balm that contains a minimum of SPF 15.

8. Hand and foot cream: A hand and foot cream is a must for keeping every part of your body moisturised, with no rough sides. Travelling while caring for your skin is a must.

9. Lavender and geranium salt polish: For exfoliation, a lavender and geranium salt polish is a good, safe and natural choice. It is a perfect way to get rid of dry, dead skin which may have resulted from a sunburn or just not enough hydration. The salt polish can also be used as bath salts.

10. Use distinct pouches: Keep similar items together and it's best to use distinct pouches for everything and pack them right in the middle of your luggage so as to form a gentle cushion over them and to make sure that they don't get squeezed accidentally.

(Edited by mid-day online desk, with inputs from PTI)

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The difference in climate, atmosphere and surroundings while you are travelling can have a major impact on your skin hence it is important to carry some of the must have skincare products while travelling to avoid damage to your skin.

Blossom Kochhar, Chairperson, Blossom Kochhar Group of companies, lists some necessary things to keep with you while travelling.

1. Sunscreen lotion: The first rule while travelling is not to forget your sunscreen while packing irrespective of what the climate is like. It not only protects your skin form the harmful UV rays of the sun but also prevents tanning and prevents premature aging. If you plan to stay out for long in the sun, opt for a sunscreen with SPF 30 or SPF 30 PA ++.

2. Face wash: Since your skin is exposed to different environments while travelling, you are bound to attract dirt and bacteria; therefore a face wash is a must in your travel kit

3. Moisturise: A moisturiser is very important while travelling especially for long haul flights as your skin becomes dry up in the air. While travelling to humid regions like a beach holiday, an oil free moisturiser with juniper berry is recommended.

4. CTOM small kit: For a glowing and healthy skin cleansing, toning, oiling and moisturising is the key. This helps in removing all the dirt from your skin, keeps it hydrated and opens up clogged pores so that your skin can breathe with ease.

5. Lip balm: Since you are unaware of how the change in climate will impact your skin, it is very essential to carry a lip balm to keep your lips hydrated and avoid flaky lips.

6. Vitamin C lightening gel: It is best to use it on clean skin after using a toner. Apply on your face and neck in gentle circular motions. It is best to use this gel before applying makeup.

7. Lavender oil: Lavender oil helps not only to keep you calm and relax your mind while on a long journey, but it also treats sun burns. It is also advisable to keep lavender oil handy while you are travelling, be it on the hills or on the beach.

Geetika Mittal Gupta, Founder and Medical Director at ISAAC, too has some inputs to share.

8. Travel skin-care kit: The one thing you need to coordinate and organise ahead of time is a travel skin-care kit so that you can avoid any skin catastrophes that might ruin your trip. Nowadays, every brand is coming out with its travel size packaging. Hence, making it easy to follow our skincare regimen even during travel.

9. Wet wipes: Wet wipes or thermal spring water are a must when one is travelling. They help in keeping the skin clean and dirt free while travelling. When we move out of our house, there are more chances of dust accumulation, hence it is very important to have them handy while you're on the go.

10. Face mists: Face mists too help to keep the skin well hydrated specially in the dry regions.

11. Moisturiser: A daily moisturiser and Rosehip Oil is a must in the travel bag as one might need it every now and then while travelling. For the lips, a lip balm with at least SPF 15. Even better if the lip balm is tinted to add that pop of colour to the lips.

12. Night cream: A nice soothing night cream and a Vitamin C rich serum is definitely something that should find space in your travel kit.

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A Writers Retreat session in progress

While most of us aren't as lucky as Ruskin Bond to call the hills of Uttarakhand home, a brief escape to nature can help get the creative juices flowing. If you love writing and feel you could do with some inspiration as well as insights into honing your prose, the upcoming edition of Writers Retreat might be your ideal getaway.

The sprawling open-air venue

Designed by the live storytelling event series, Tall Tales, and Grassroutes, an organisation that seeks to connect the urban dweller with the rural community, the two-day retreat will take place in Dehna. The village, located at a two-hour drive from Mumbai, is nestled in the Sahyadris. And thanks the many streams and rivulets that spring up during monsoon, it is also called the land of a thousand waterfalls.

Michael Burns

The retreat features seven workshops rolled into one along with some free time to explore and soak in the rural life. "The first day is all about the universal story structure - how to start stories, what to do in the middle, and how to end them. Irrespective of the language or genre, there is a basic structure that many writers with great ideas find difficult to adhere to," says Michael Burns, director of Tall Tales. The day will end with a film screening, where participants will watch a structured story unfold on screen.

The next day will get into the nuances of good writing, like designing unforgettable characters. "Some writing exercises will encourage participants to explore their relationship with nature; something that's difficult to achieve amidst the distractions of a busy city like Mumbai," signs off Burns.

On: October 1, 9 am onwards
Meeting point: To be decided three days prior to the trip
Log on to: instamojo.com
Email: akshay@talltales.in (seats limited)
Cost: '8,000 ('7,000 for students)

Arijit Datta hobbles into The Fatty Bao with a twisted ankle. Sidd Coutto bustles in 10 minutes later. The former's a music composer who's moved away from bands like Agni and Airport towards film and advertising, while the latter is probably the busiest musician in the city's indie circles. They first dive into starters — Crystal Dumpling, Spicy Mushroom Sushi Roll, Dancing Prawns and California Rolls — and then into conversation about their craft.

Sen: How do you switch seamlessly from making indie music to more commercial projects?
Datta: It's not a switch really. I think that for me and for Sidd also, wherever there is a mode of expression, we just go there and do our thing.
Coutto: Yeah, true. For commercial concerts, you just go up there and rock 'n' roll, dude. It's just a two-hour gig, where you're hanging with your buddies on stage and partying away.
Datta: It would be different when it comes to writing songs, which we both do, because if you have to mould yourself according to the audience, that's what you might call a switch.

Sidd Coutto (left) and Arijit Datta share a laugh at The Fatty Bao in Bandra. Pics/Pradeep Dhivar

Sen (to Datta): So when you were composing for the movie Filmistaan, did you have to keep the audience in mind?
Coutto (answering for both): See, performing is one thing and composing is another. When you're writing for films, you have to be clear that it's the director's baby. You are facilitating his vision. Yes, it's your baby at one level, but you're not both the mummy and the daddy.
Datta: The good part about Filmistaan was that the director let me interpret the film my own way. So I never had to break away from my own self, because the music came naturally to me. Plus, the movie had no market pressure as such, so I didn't really have a brief.
Coutto: ...Which by the way isn't the norm, so [singing to the tune of a Daft Punk Song] you got lucky.
Datta: Yeah, and for me, I think very cinematically. Even with my band's songs, if I just change the arrangements a bit, they can be in a film.
Coutto: Also, when most people come to you for work now, they come for what you make. It's not like the old days when it was like, 'Aisa banaa aur waisa banaa.' So you don't have to switch so much, since they want you for you.
Datta: I think there are newer minds. There are newer storytellers with a different language altogether, who go in search of newer sounds, voices and composers.

Sen: So it's not the era of Jatin-Lalit and Anand-Milind anymore?
Datta: No. But they also had their own sound. At that time, Jatin-Lalit were the kings, ya. Of course, they didn't move with the times.
Coutto: Or, the times moved away from them. But they did try. Infact, [Anand-Milind's] Qayamat Se Qayamat Tak is my favourite Hindi film album of all time.

Datta: Yeah, it's my favourite too. It was a complete album. Even the least-remembered song [sings a bar from Kaahe Sataye], even that I remember! So yeah, they did their time; they brought in their sound and gave us memorable tunes. But then our tastes started changing. MTV, Channel V and VH1 came in, and the world suddenly became bigger.

The mains, Asparagus Bacon Fried Rice and Exotic Mushroom Ramen, arrive. This is followed by moments of silence interspersed with appreciative sounds such as 'mmmm'.
Sen: What are some of your favourite places to eat at in Mumbai?
Coutto: Over the past couple of years, I've discovered that Social actually has awesome food. They have a vast variety of things, with small dishes included. Did you know that they have something on the menu called Staff Khaana? It's exactly what their staff eats and it's great, dude. But I don't end up ordering it as much because there are so many more things I like. But they have removed bheja from the menu, and I love bheja.
Datta: I can never have bheja, man.
Sen: So if you go to Bangkok you're never going to try cockroaches and locusts?
Datta: Never. I can't go in that direction. I know that people are adventurous with their food and everything. But I can't do that.
Coutto: For me, when it comes to food, I let my nose guide the way. Otherwise, I have no restrictions.
Datta: I love going to this place called National. It's a dhaba that a Sardar owns and it's been running since 1952, near Bandra Talao. It serves pure food, you know, the sort with less oil — makki roti with butter on top, rajma, bhindi — and you can even have their water and nothing will happen to you.
Coutto [Putting his fork down and rubbing his tummy]: Yeah, I'll go there with you sometime. But right now, I think I'll go home and play some slow blues songs.

What pushes you to include indie sounds in film music?
It's exciting. We hear so much of template music each day. It sounds too similar, and gets boring eventually. Indie music gives you the edge to experiment and push the envelope. I follow my instinct.

Singer-composer Amit Trivedi

What will we hear at your performance at The Red Bull Tour Bus-Off The Roof gig?
I make alternate and mainstream Bollywood music, and you'll hear more of alternate sounds at this gig. I'll play music from Udaan, Lootera, Dev D and even Rukh [an upcoming film starring Manoj Bajpayee]. Mainstream songs will include tracks from Ayesha, Ishaqzaade and Shaandar. Divya Kumar, Arun Kamath and Yashita Sharma will accompany me. Expect a bit of Coke Studio-kind of sound as well.

What was it like working on Secret Superstar and Rukh? And exchanging notes with Aamir Khan?
I dealt with two different worlds. While Secret Superstar is the story of a mother and daughter, Rukh is the story of a father and son. The songs in Secret Superstar are from a 15-year-old's viewpoint. They are light and breezy; it can't be party music. Now, this is something important - a lot of people complain on social media about their dislike for a song. What they don't understand is that we make music for cinema, which is storytelling and where characters are involved. It is not necessary that every film needs to have a blockbuster song. And that's the beauty of Aamir Khan [producer of Secret Superstar]. He puts all his energy into every aspect of the film. Usually, the songs that get popular are romantic or melancholic, or club songs; this film has none of it.

Do you take social media seriously?
Earlier, there was a gap between the celebrity and the audience. Now, it's seamless. Everybody has a phone and an opinion. And this access is taken for granted. People say whatever sh*t they want. So, I just look at the good side of it. Bombay Velvet was a commercial disaster but till date, I get good reviews for the music.

Tell us about your interest in folk music.
When I was a kid, my mom would sing a lot of Gujarati garba songs. The environment [to nurture music] was appropriate. I've got many favourites - Tara Vina Shyam, Kaho Poonam Na Chand Ne, Sonal Garbo Shire, Ek Vanjari Julan Julti Thi, Krishna Bhagwan Halya Dwarika Ne.

On: October 14, 5 pm onwards
At: PJ Hindu Gymkhana, Marine Lines
Log on to: www.insider.in
Entry: Rs 500

Steve Vai at 2015 Rock in Rio concert. Pic/Getty images

You visited India 23 years ago. What are your memories?
I came to India as a spiritual soldier. Most people know me as a musician, but perhaps my most focused attention throughout my life has been on spirituality. There was a period I went through when I was researching various eastern philosophies and this brought me to India on several occasions. It was a tremendously rewarding experience.

How did you manage to keep your personal style of music intact?
When I was a kid, I wanted to be a composer and so, I started studying music. But when I was an early teenager in the '70s, I discovered rock music by the likes of Led Zeppelin, Queen, Jethro Tull and Deep Purple. I've always loved the energy of rock music. When the opportunity came to join those bands in the '80s, I felt that a part of my musical sensibilities would work well with them. So, a particular style of my music was used during that time. But when I started doing my solo music more, my innate musical style emerged more powerfully. All the artistes I've worked with in the past have shaped what I do.

How would you describe the journey of your music?
I was very emerged in Zappa and his music while I was working with him from the age of 18 to 23. During that time, I was also writing my own music and, to some degree, it was highly influenced by Frank (Zappa). When I started working on the music of Modern Primitive, it was directly after my Zappa years and there was still much residual leftover Zappa influence in it.

Tell us about your life as a 20-something rock star in the '80s...
Well, it was certainly a good time to be a rock star. We could wear the oddest clothes, had a gigantic stage to run around on and were playing our a***s off! To be honest, I enjoyed it very much. I took great advantage of all the situations, but never lost myself in them. I knew they were all fleeting moments. Dave Roth threw the best parties, though. They were notorious. I saw and discovered things that could fill volumes of books and which you would not believe even if they were written and truthful. Imagine having at your disposal an abundance of fame, drugs, sex, money, etc. But as mentioned, I never got lost in any of it… except perhaps the fame, ha!

Will the heydays of rock ever return?
I don't know what young artistes do backstage anymore, but any time I've been there, they were nothing like what I remember in the '80s. For some, the heyday is now. There is still enough fame, drugs, sex and money to go around that could spin the head of any young artiste. But then again, there seem to be 'rock stars' in every field.

Any Indian musicians you admire…
I was fortunate to do some work with violinist L Shankar in the '80s. He's a phenomenon. I also enjoy the work of Ravi Shankar, Zakir Hussain, U Srinivas, Ali Akbar Khan, Anoushka Shankar and others.

Who are your all-time favourite guitarists and why?
Jimmy Page was my first real guitar discovery and is, in my books, the best arranger, writer and producer of rock music. Allan Holdsworth has an inner ear unlike that of anyone.
Jimi Hendrix. Well, because he's Hendrix. When I heard Al Di Meola play as a teenager, I became aware of the extremes that a human being can achieve in terms of tone and chops.
Brian May has the most identifiable tone and touch. Joe Satriani, he speaks through his guitar in a way that is deeply moving and creative. He is the master of inspired instrumental guitar melody. I could go on and on.

What have you planned for your performance here?
I was happy to discover Mohini Dey, an extraordinarily talented Indian bass player. She played on a track on Modern Primitive called Bop. She's truly a marvel and if everything works out, she will be joining us at the show for a jam. Also, I have a backing video screen that has some of my friends appearing on it, who I will jam with from the stage. They include Joe Satriani, Brian May, John Petrucci, Tommy Emmanuel and Frank Zappa. I want to be connected to the evolutionary impulse of the universe when I play, thus, bringing an experience to the people that is captivating and even shocking.

Steve Vai performs at the Meghalaya (October 28) and Pune (December, date to be announced) edition of Bacardi NH7 Weekender 2017
LOG ON TO: insider.in

Ginni Mahi must have been in Std VIII or IX when she first became aware of the divisive nature of the caste system. A girl in her class had asked her which caste she belonged to and Mahi did not know what to say. The Mahis constitute nearly 40 per cent of the scheduled caste population of Jalandhar, her hometown. The 19-year-old grew up on stories about Dr BR Ambedkar, the founder of the Indian Constitution and the teachings of Guru Ravidas, who led the Bhakti movement in Punjab in the 15th century. Theirs is, as her father Rakesh Chandra Mahi calls it, an "Ambedkarite family". It's no surprise, therefore, that both Ambedkar and Guru Ravidas have become a mainstay in Mahi's songs, which, over the past year has catapulted her into a bestselling Punjabi rapper, even earning her the tag of a "Punjabi Dalit rapper".

Ginni Mahi

The tag, however, doesn't agree with Mahi. Even though in her videos the singer wears a definite rapper swag, be it in a leather jacket or a patiala suit, she says her genre cannot be called that. "It is definitely a fusion between Western beats and Punjabi style, but I am not sure if you can call it rap," says the singer who performed in Mumbai for the first time yesterday at a congregation of women speakers. Mahi, who did her first live show when she was 12, knew from a very early age that she wanted to do "something to fight inequality in society". "Since I could sing, I had all these dreams, of doing live and reality shows. I was very little but I was already shooting for the stars," she smiles. While she has brought in a unique style to talk of the life and times of Dr Ambedkar, she was sure that it would work, even though no one had tried it before. "We have a team of lyricists who work hard to figure what should go, and more importantly, what should be dropped from a song. Addressing sensitive subjects like inequality and untouchability is always tricky territory. There has been an overwhelming amount of support, and some negative feedback too. But if there is no criticism, there can be no improvement," says the singer who performed in Mumbai for the first time yesterday at 'We The Women', a congregation of women speakers.

Ginni with her father Rakesh Chandra Mahi

Even though this is her first visit to Mumbai, Mahi could barely make time to look around. "My second year finals are on, I have an exam on Monday," says the singer who is pursuing graduation in music, from HMV College in Jalandhar. "Studies are my priority, I want to do my masters, and then my dream is to do my PhD in music. A doctor heals people with his knowledge in medicine. I want to know music so well, that one day I am able to heal people with music," she says. In terms of her singing career, Bollywood, of course is the dream. "I want to be a playback singer here, much like my idols Lata Mangeshkar, Shreya Ghoshal and Sunidhi Chauhan."

A still from her hit song, Fan Baba Sahib Di

While Mahi's music wants to break the shackles of inequality, that she herself has earned the tag of a Dalit rapper is an irony she just might have to live with. "My message is humanity, to erase caste politics. No one, especially artists, should be bound by class or caste. Such a tag, even though it has earned me fame, beats the purpose. But then, that is how the world works, in labels. We have entwined ourselves in all kinds of borders that separate us from each other."

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Even before the term globalisation was coined, the city of Mumbai had neighbourhoods that were multicultural and yet lived in complete harmony. Director-actor Akshay Shimpi's upcoming play Mumbai – The City United, cashes on that beautiful diversity that has now become the nerve of the city. Shimpi says, "As an artist and Mumbaikar, we love this city. It inspires us. Many artists have expressed how the city has served as their muse. Their love has found shape in their respective art form. We have compiled their literature, poems, articles, paintings, plays and songs in this play as a tribute to our beloved city." The play has stitched together songs, skits and readings of stories from the glorious past of the city's literature.

Shimpi and his team acquired works of renowned artists in various languages. When asked why he chose to go with a multilingual play, he says, "Thanks to its cosmopolitan nature, Mumbai, over the years, has developed its own language. In fact, it has its own dialect, and there's also Hindi, which is spoken across the country. Using multiple languages was one way to reflect the true spirit of the city."

Shimpi and Dhanashree Khandkar who have written and performed the play

The cast will be performing songs by yesteryear folk artists such as Vasant Bapat, Anna Bhau Sathe, Patthe Bapu Rao to name a few. Their songs talk about various historical movements in the city such as the shutting down of mills, for instance. These verses have been woven into the script that touches upon the culinary and architectural heritage, festivals and even the city's underbelly.

Shimpi believes that Mumbai is so vast and varied, everyone has a different interpretation of what the city means to them. As for him, he says, "Whenever I'm asked to describe the city, I take reference from the folktale where seven blind men were asked to describe an elephant. For someone, it was a long tube (trunk) while for someone else it was a curtain like a flap (ear). For me, Mumbai is that elephant's stomach. It is so big that it can always accommodate everyone."

When: January 27, 7 pm
Where: Mumbai Marathi Sahitya Sangh, Charni Road, Kele Wadi, Girgaon
Entry: Rs 150
Call: 9619336336

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Shawna Pandya

While the world is already counting Dr Shawna Pandya in the league of Kalpana Chawla and Sunita Williams, the lady in question feels it's all "a bit premature".

Canadian scientist and astronaut, Dr Pandya, is known for her work as part of Citizen Science Astronaut (CSA) candidate with project PoSSUM (Polar Suborbital Science in the Upper Mesosphere) and PHEnOM (Physiology, Health and Environmental Observations and Microgravity) that she has been pursuing for two years now to understand several aspects of outer space, ranging from cloud formation to physiology and microgravity. She was one of the two candidates to be shortlisted from 3,200 people enrolled in the CSA programme.

While she has been working extensively in the field of outer space, and has in the past even worked with NASA, she clarifies that there has been "no announcement, flight assignment or selection of missions" [scheduled to take flight] yet. They will soon head off to a Mars simulation for two weeks though, that will help them prepare better for the mission, as and when it happens.

In a telephonic interview from Canada, where Dr Pandya is based, she tells us, "We are still developing our science and our mission. Our programme has done a phenomenal job of recruiting great candidates regardless of gender, ethnicity and country of origin. In fact, India has better representation in PoSSUM now. It is interesting that there is so much international representation in space programmes. It's not a competition to say, 'I will be the first such and such...' It's only about working with the passion and excitement."

Pandya is now part of a show on Sony BBC Earth titled Astronauts — Toughest Job In The Universe. Ask her what makes her job the toughest and she says, "I think everyone is serious and passionate about their job and consider it the toughest in the universe. This job, however, requires a tremendous amount of dedication and time. It's team-based and there is much risk involved. You cannot afford to let anyone down and that really raises the stakes."

Ever since she was a child, Pandya had been fascinated by space. "I remember when I was in grade seven, I'd read books on astronomy and the universe. I think that's where it all began for me," says the 33-year-old, who works as a general physician. When it comes to the areas that she has dabbled in, it's an extensive laundry list. From a black belt in Taekwondo to baseball, to motivational speaking, to walking the ramp and crooning as an opera singer, Pandya seems to have done it all. Ask her how does she pack in so much, and she says, "When I am asked this, I tell people, 'relax, I'm not doing all this in the same 24-hour period'. The trick is to prioritise what you do with your time, line up goals, set deadlines for yourself and act accordingly."

Pandya shares a deep connect with Mumbai and tries to visit the city once every five years. The last time she was here was last February. "I have most of my extended family here, my uncles, cousins and up until recently, my grandmother. There's no other city in the world like Mumbai, for me. There's so much going on here all the time but there's always something that comes out of the constant commotion. This city is always home away from home for me."

Also Read: Virender Sehwag Pays Heartwarming Tribute To Astronaut Kaplana Chawla

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(Left to right) Vidhi Legal members Namrata Mukherjee, Nitika Khaitan and Nivedita Saksena. Pic/Ajay Gautam

The legal framework in India has often posed many a problem for members of the LGBTQ community. Some regulations are being changed, and certain implementations are underway. But, taking into account the slow pace of change, a new manual helps members of the queer community navigate the lacking legal regime, as it exists currently.

The manual deals with identity documents, violence, education, health and personal finances. It is the brainchild of Vidhi Centre for Legal Policy, a Delhi-based think-tank conducting legal research assisting the government to make better laws. Namrata Mukherjee, a core member of the team explains, "Legal change will only come slowly; meanwhile, it is important to spread awareness on how queer community can access its rights, working around the law that's already in place." Pallav Patankar, former director of programmes at Mumbai's The Humsafar Trust, India's oldest LGBTQ organisation, scrutinised the 112-page manual. While he's appreciative of the initiative, he outlined certain critical insights to us which we got Vidhi Legal to respond to.

Pallav Patankar. Pic/Pradeep Dhivar

Trans women having two PAN cards - male and female - which is illegal
"This is because of the (hitherto) missing option of transgender, on the PAN card application," says Nitika Khaitan, another core member. "As of three weeks ago, that option has been introduced. Now you can reapply with the gender of your choice."

The manual seems to be critical about the concept of Aadhaar...
"Aadhaar has been at the centre of controversy mainly due to privacy concerns. Because privacy is intrinsic to this community, it's important to flag this. We are in no way influencing the debate," says Mukherjee. The manual states clearly that Aadhaar does not require people to verify their gender. "You are supposed to be able to put the gender of your choice. The implementation of this, of course, depends on the concerned on-ground officer," she adds.

Discrimination in school addresses the transgender issue and not sexuality
"There's very little by way of government policies that addresses the issue of discrimination at the school level. While UGC guidelines for trans students are there, there is no such thing with regards to sexuality," says Khaitan. The manual is addressed entirely to those above 18 years of age. "Underage boys and girls often face problems related to violence, healthcare, emotional abuse and discrimination in educational institutions. This is one area where we have not been able to find a solution," she adds.

The listed steps while procuring a voter ID are not followed by officials
Mukherjee says, "We have heard several complaints related to this. One tactic could be to take a copy of the NALSA judgment (National Legal Services Authority vs Union of India) that recognises the fundamental and civil rights of transgender persons, and present your case to the officials on ground. Another option is to approach your local MP and get him to write a letter on your behalf which you can take to the electoral photo ID centre and then mark the gender of your choice. You must also carry the gazette notification that says you've changed your name and gender. But, the success of these tactics depends entirely on the attitude of on-ground officials."

The chapter on health is from an academic perspective on health, gender dysphoria and gender affirmative therapy. What is the legal connect with India?
"There isn't a connect. There is nothing in our legal framework that regulates gender dysphoria or gender therapy. Because the queer community always encounters discrimination or harassment when they approach healthcare service providers, we have outlined general remedies that would be available to them under medical negligence laws, HIV Act; specific provisions that address discrimination that not many know of," says Khaitan.

Some suggestions in the manual seem to apply only to the digitally literate
Mukherjee says, "We are cognisant of the fact that access is determined by class. The idea of the manual is to reach grassroot LGBTQ organisations that will be able to disseminate the manual more effectively. This could be a tool that they can hopefully rely on while trying to access justice. We are also getting the manual translated into five regional languages." Add to this, the first chapter on identity documents is being recorded as a Hindi podcast. "We hope to publish it on social media, so that people can easily access it on WhatsApp etc."

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Turns out, autism is not linked to consuming fish in pregnancy.

Scientists at the University of Bristol looked at the assumption that mercury exposure during pregnancy is a major cause of autism using evidence from nearly 4500 women who took part in the Children of the 90s study.

Using analysis of blood samples, reported fish consumption and information on autism and autistic traits from one of the largest longitudinal studies to date, researchers found no links between levels of mercury in the mothers and autism or autistic traits in their children. The only adverse effect of mercury found was poor social cognition if mothers ate no fish at all, especially for girls.

Lead author Jean Golding commented, "Our findings further endorse the safety of eating fish during pregnancy. Importantly we've found no evidence at all to support claims that mercury is involved in the development of autism or autistic traits.

"This adds to a body of work that endorses the eating of fish during pregnancy for a good nutritional start to life with at least two fish meals a week."

Dr Caroline Taylor said, "All species of fish contain traces of mercury, which can harm brain development, but we've found that the health benefits of fish, probably from nutrients such as vitamin D, omega-3 fatty acids, selenium and iodine, outweigh the risks from mercury.¿

"The advice on eating fish when pregnant is complicated and overwhelming. There is now a body of evidence to support a simpler and clearer approach that maximises the health benefits of fish.¿

The study appears in the journal Molecular Autism.

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This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever

Consuming Mediterranean diet rich in antioxidants could reduce the adverse effects of air pollution on health. A diet which includes antioxidants present in fruits, vegetables, whole grains, legumes, olive oils, fish and poultry over red meat and processed foods, can weaken the adverse effects of exposure to high levels of air pollution, says researchers.

The study showed that people who least adhered to these antioxidant-rich foods had 17 per cent higher risk of cardiovascular disease related deaths for every 10 micrograms per cubic meter increase in long-term average PM2.5 exposure, compared to 5 per cent in those who consumed such diet.

"Given the benefits we found of a diet high in antioxidants, our results are consistent with the hypothesis that particle air pollution caused by fossil fuel combustion adversely affects health by inducing oxidative stress and inflammation," said George Thurston from Department of Environmental Medicine at the New York University.

The study, presented at the American Thoracic Society 2018 International Conference in San Diego, included data from 548,699 participants for over a period of 17 years. They were linked to estimates of long-term exposure to fine particulate matter (PM2.5), nitrogen dioxide (NO2) and ozone (O3) based on census tract information.

Deaths from all causes increased by 5 per cent for every 10 parts per billion (ppb) increase in long-term average NO2 exposure in those with least consumption of the diet as compared to 2 per cent among the people with higher consumption.

"However the diet did not appear to protect against the harmful effects of long-term exposure to O3...the ozone effect was not significantly blunted by a Mediterranean diet, so ozone apparently affects cardiac health through a different mechanism", said Thurston.

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Representational picture

Now days, a gluten-free lifestyle has become one of the most popular diet trends in the market. Every shop/ mall has set of foods stating 'gluten free food'. The demand for these gluten-free foods is increasing. In order to understand the gluten free food trends taking place in the market it is important to understand gluten.

Gluten is a protein found in wheat, barley, rye, oats and their derivatives. Some people are found to be sensitive to gluten and show mild symptoms of intolerance such as chronic diarrhea and vomiting. Celiac disease is associated with an allergic reaction within the inner lining of the small intestine. The linings of the small intestine are destroyed by inflammations caused by the immunological reaction with gluten.

Dr Pradeep Gadge, Diabetologist, Gadge Diabetes Centre, says, "Gluten free products have been around for years suffering from celiac disease. However, the demand has now widened beyond medical needs. The food market started to grow beyond people who were just needs based and into a lifestyle choice. As many people think gluten-free diets are healthier and are giving up gluten to lose weight. It’s basically a fashion. Another common belief that gluten-free diets are healthier (and a growing availability of alternative breads and grain products) are also driving the trend. Gluten-free products have turned from being medicated products for gluten intolerant people to a lifestyle choice. Gluten-free foods are gaining popularity partly because manufacturers and marketers are aligning new product developments with other emerging trends in the food market. These trends include use of plant proteins and grains like quinoa."

There are many celebrities who follows fad diets for weight loss and people are just following them without knowing the medically reason. People want quick fixes, and diets are frequently used as a quick fix for issues. There are many restaurants and café where gluten free foods/dishes are available, and people are following that thinking it’s a low fat and healthier. But that is not true a gluten-free dish may contain a lot more butter or oil, and that is not healthier. It is always better to consult a qualified dietician or nutritionist before starting a diet.

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After killing off apps used by a minority of its userbase including the "Twitter for Mac", the micro-blogging site is shutting down its TV apps on Roku, Android TV and Xbox from May 24.

"On Thursday, May 24, Twitter for Roku, Twitter for Android TV and Twitter for Xbox will no longer be available. To get the full Twitter experience, visit https://twitter.com on your device or desktop," the microblogging website tweeted.

This is due to the dismal feedback that users gave because these Twitter apps did not allow them to tweet from their account or fully interact with the Twittersphere in general, The Verge reported.

A report in Tech Crunch, however, said that Twitter has made the decision to kill off these apps as the micro-blogging platform works towards GDPR compliance.

"In addition, neither Xbox or Roku support a standard regularly supported video player, which made them more difficult to maintain. That also came into play with this decision," the report said.

As compared to other TV apps like Netflix, Twitter lacked on the "exclusive video content" front as well.

Twitter for tvOS (Apple TV) and Twitter for Amazon Fire TV will continue to be available.

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Kashmiri filmmaker Rahat Kazmi is best known for his film Mantostaan

When Rahat Kazmi first shared the idea of making a film on Lihaaf with Tannishtha Chatterjee and Sonal Sehgal, they asked him if he would really dare to do such a thing. After all, Lihaaf has been fodder for controversy ever since Ismat Chughtai wrote it. It has been an uphill road for this Kashmiri filmmaker, who is best known for his film Mantostaan, that was based on four short stories by Saadat Hassan Manto. Kazmi's Lihaaf, that recently unveiled its first look at the Cannes Film Festival, has the world's attention now, especially, since Marc Baschet, Academy Award-winning producer came on board. Things are looking much more grand than Kazmi had imagined a year ago.

"I read Lihaaf for the first time as a teenager. I have always been drawn towards Urdu literature, having grown up in Kashmir. Stories of Chughtai and Manto are always fascinating. When you read them at a young age, they seem obscene, but as you grow older, you know better. My friends and I experienced something similar too. And I would keep going back to Lihaaf," says the 36-year-old. Having read it in English, Kazmi hunted down the Urdu version too, which was not easy given the controversy surrounding it. After it was published in 1942 in Urdu literary journal Adab-i-Latif, Chughtai had to defend herself in Lahore Court having being charged with obscenity. Kazmi's film, in fact, starts at the point where the police comes to Chughtai's house in [then] Bombay to summon her.

A still from the film

"The film has two parallel tracks — that of Lihaaf, the story, and that of the trial which is the outcome of the story. It's interesting that the story itself is a true account. Ismat's family confirmed to me that she indeed knew a begum on whom the story was based. And later, a grown up Ismat met her when she had remarried, and had children too," Kazmi says. It was not easy for him to convince Chughtai's family to grant him permission to make the film. "It's difficult for them to trust anyone. I met her daughter Sabrina and her grandson, Ashish Sawhny. When they got to know about Mantostaan, and the recognition it got internationally, they saw in me someone they could trust," he says.

In the film, Chatterjee plays Chughtai while Sehgal, Begum Jaan. Interestlingly, Baschet wanted to associate with the film after he saw the first cut. Until then, it was an independent production shot in three months. Lihaaf, Kazmi stresses, is not as much about homosexuality as it is about alternate sexuality. "This is a common misconception. Begum Jaan falls for her masseuse Rabbo only after she fails to find love in her husband. It's more about love and the need for physical affection." The visuals are a mix of risqué and suggestive. "The best thing about Chughtai and Manto is that they don't judge their characters. I have tried to do the same," he says. Now, as the film prepares for a world premiere — the choice is between Toronto and Venice — we ask Kazmi if he's concerned about reactions on home ground. "For me, it was cathartic to make it. As far as controversies are concerned, let's cross that bridge when we come to it," he says.

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Detroit: Become Human is driven by a melodramatic story set in the US city of Detroit in 2038. The story is told through exploring the day-to-day lives of three androids Kara, Markus and Conrad. How the story unfolds and where it progresses to is all determined by the choices you make while playing these characters. Actions performed affect the people around you and, in turn, affect your interaction with them. There are no wrong or right choices in the game. No matter what you choose, there are people who are going to get disappointed in you.

The story is divided into tiny slices where you play one of the three characters. At the end of the slice you get a story-tree where you can see where the choices you made changes the story and multiple branches where the story could have ended up. The good news is you can replay the game and explore all the different choices. The characters are all-player by actual actors and, needless to say, this game looks amazing, its as close to a real human as a game can probably be right now. The facial movements in the game are well constructed. The world too is carefully crafted with elements of the past integrated with something modern.

It's the way things are now modern integrated with older structures. The three characters you play are also very distinctive and come from different strata of society, giving you a peek of how life might be in the future. Kara for example is an android owned by a violent unemployed man who is bitter about the way his life has turned out, while Markus starts out with a well caring owner that treats him as an equal and Conner is an employee of Cyberlife, the company that makes and sells the Androids and is investigating why the androids are turning into deviants.

The plot is the oldest in the book, which is sad. But the way it plays out and the options you have to make along the way make it more than intriguing. Your choices at times will hurt your soul and that is the object of the game, to make you connect and feel for the choices you make and its consequences. Even the menu narrator doesn't spare you from the emotional drama.

When you start the game, you are greeted by a Cyberlife android that is constantly on screen talking to you. It will make you fill a survey and will slowly and steadily make you feel for it. As mentioned, the core of the game is the story, but there are a few puzzles, some timed single button combat situations also thrown in. But most of the time, especially at the start, you are doing menial tasks: press this to open the door, twist this to wash the dishes and more boring instructions. Even though it was slow and boring, it gave us a window in the life of a robot slave. We wish, however, along with the upgrade in the emotional status they were allowed to do more than just walking to places and activating things.

If we really had to complain about anything, it would probably be the dialogue. It's not bad by any standard, but if it was better, this game could have been something else. Most of the dialogue and reactions are what you would expect someone who just got in to script writing to write. The lines are not crisp and fail to provide a punch, you couldn't or rather wouldn't want to quote any of the characters in the game. If you are looking for a movie experience like no other, Detroit Become Human is perfect for you. It is jam packed with twists turns and is an emotional roller-coaster. Much like a binge worthy series you will want to play this in one go and then repeat till you have explored all options and it doesn't hurt that it looks so good.

Detroit: Become Human
Rating: 4.5/5
Developer: Quantic Dream
Publisher: Sony
Platform: PlayStation 4
Price: Rs 3,999

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Representational picture

Washington D.C.: Many people are often torn about reaching their personal goals at any given cost. However, turns out, such goal conflict is associated with the symptoms of psychological distress, according to a new study conducted by the University of Exeter. A survey of more than 200 young adults investigated two forms of motivational conflict.

These were inter-goal conflict (when pursuing one goal makes it difficult to pursue another) and ambivalence (conflicting feelings about particular goals).

The results showed that each of these forms of goal conflict was independently associated with anxious and depressive symptoms, but did not predict worsening of symptoms over one month.

"People with poorer mental health are more likely to report that their personal goals hinder one another," said researcher Nick Moberly.

"Such conflict between goals may be more manageable if it is conscious. However, ambivalence may indicate a clash between a goal and a higher-order value that lies outside awareness. Attention to these deeper motivational conflicts may be an important step towards resolving them and relieving distress", continued Moberly.

Professor Joanne Dickson said, "We know that striving for goals that are important to us gives life meaning and purpose and promotes wellbeing. However, when these goals generate conflict they can contribute to psychological distress."

Inter-goal conflict occurs either because the objectives are incompatible or because pursuit of both goals draws upon a limited resource, such as time or money.

For example, a person's goal to spend more time with their family may conflict with their goal to get promoted at work.

Ambivalence is thought to reflect a deeper motivational conflict of which the person is unaware.

For example, a person may feel ambivalent about initiating an intimate relationship because this challenges a more abstract goal of independence.

The young adults in the study were aged 18-35, with an average age of 20. The findings from the study are published in the journal Personality and Individual Differences.

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The European Commission has hailed victory in a World Trade Organisation case concerning Russian anti-dumping duties on certain light commercial vehicles from Germany and Italy.

Russia has requested World Trade Organisation dispute consultations with the EU in a case involving EU anti-dumping duties on certain steel products.

The EU has said that, as a result of dispute proceedings it launched in 2014, Russia has lowered tariffs on certain paper, refrigerators, and palm oil products.

The European Commission has announced the imposition of new anti-dumping duties on imports of hot rolled flat steel products from four countries.

The use of technology by business and government in tax compliance is driving continued simplification and reduction in the burden of tax compliance on businesses, says Paying Taxes 2018, a report by The World Bank Group and PwC.

Crude oil prices crashed more than 30% on Monday.

In fact, this was the worst price dip since the 1991 Gulf War as Brent prices plunged to US$ 31 per barrel.

Here are 10 key things you need to know about the economics of falling crude oil prices:

1. Oil prices have collapsed thrice because of demand destruction: in 1979, 2008, and 2014.

   1979: The trigger for oil price increase was the Iranian Revolution and the Iran-Iraq war. Due to this, oil prices rose from US$ 50/barrel to above US$ 100/barrel between January 1979 and April 1981. Then, new production from the North Sea, Mexico, Alaska, and Siberia flooded the market. By March 1986, prices had fallen to US$ 27/barrel.

   2008: Oil touched US$ 150/barrel and was quickly followed by the financial crisis and recession which led to crash in crude oil prices as well.

   2011-2014: Oil was above of US$ 100/barrel, several years of triple-digit oil prices led to a near doubling of shale production in the US, a volume that helped trigger the crash in 2014.

2. 2016: Saudi Arabia and Russia came together to form the so-called OPEC+ alliance after oil prices plunged to US$ 30 a barrel. Since then, the two leading exporters have orchestrated supply cuts of 2.1 million barrels per day.
3. 2019: Prices went on to witness huge volatility in 2019 amid declines in US inventories and rising geopolitical tensions in the Middle East and the world's two biggest oil consumers - United States and China.
4. July 2019: The OPEC and allies sat to discuss whether to extend a deal on cutting 1.2 million barrels per day of oil production. Owing to the above geopolitical tensions, weaker demand outlook, and oversupplied market, the OPEC and allies rolled over their production cuts into March 2020. Volatility intensified further in July after US oil producers in the Gulf of Mexico cut more than half their output in the face of a tropical storm and as tensions continued in the Middle East.
5. March 2020: Saudi Arabia wants to increase the cuts to 3.6 million barrels per day through 2020 to check the weaker consumption. However, Russian President Vladimir Putin, refused to go along with the plan and his energy minister, Alexander Novak signaled a fierce battle to come for market share when he said countries could produce as much as they please from April 1.
6. 9^th March 2020: Crude oil prices fell 31% on Monday after Saudi Arabia launched an oil price war with Russia. Saudi Arabia slashed prices and said it is preparing for a big increase in crude oil production in April. Prices were cut by US$ 4-6 a barrel to Asia and US$ 7 to the United States for April delivery. Saudi Arabia reportedly prepares to increase its crude production above 10 million barrels per day (bpd) in April, after the current deal to curb production expires at the end of March. A major reason for these production cuts is also to arrest the swooning oil prices owing to the novel Coronavirus outbreak.
7. Worse than the Previous Crashes: The current situation is more worse than the November 2014 crash, when such a price war was started, as it comes to a head with the significant collapse in oil demand due to the Coronavirus outbreak. It also reflects the deep underlying concern of a lack of consensus among the OPEC nations regarding production cuts.
8. Impact on Indian Economy: The drop in crude oil price bodes well for India as it imports more than 80% of its oil requirements, with nearly 60% of them imported from the Middle East. Since oil imports form a large chunk of India's imports, it contributes to the country's trade deficit and a fall in prices will trim this deficit. Savings on oil imports could also arrest rising inflation and facilitate the next round of rate cuts by the Reserve Bank of India (RBI).
9. Industries to Benefit: On an industrial level, the price cut will have a beneficial impact on companies from synthetic fibre producers, tyre, paints, lubricants, plastic, and FMCG sectors that depend on crude oil as their primary raw material.
10. On the consumer level, there could be a fall in retail prices of gasoline and diesel over the next few weeks as oil companies cut retail prices to pass on the decline in crude oil prices.

Going ahead, market participants are expecting crude oil prices to remain low until OPEC+ resets oil production again.

Vijay Bhambwani, editor of Weekly Cash Alerts at Equitymaster, states that at this point in time, short selling natural gas & crude oil at significantly higher levels for the coming summer are high conviction trades. To know more about his view and positions, you can check out his recent article here: Energy Markets Get Muddy (requires subscription).

He's also shared his views on the ongoing "coronavirus" situation where he talks what's around the corner for crude oil, and how one should position oneself for potential gains. You can check this special podcast episode from Investor Hour here:

Well, then...these are some major highlights crude oil markets witnessed in the past and present and how they have been impacting crude oil prices.

Working out, washing utensils, watching movies and playing Ludo online -� these are some of the few activities which ace Indian batter Smriti Mandhana is indulging during the lockdown period in place as the country battles the coronavirus outbreak.

In a one-minute 38 second video shared by the BCCI, Mandhana has revealed her day to day activities in order to make sure how she makes the most of the lockdown period currently in place in the entire country.

WATCH📽ï¸Â: Lockdown Diaries with Smriti Mandhana 👊

Workouts, troubling her brother, Ludo & a lot more. @mandhana_smriti reveals how she is keeping herself engaged indoors🏠🏋ï¸Â‍♀ï¸ÂðŸ‘Œ

Full Video 👉 https://t.co/e7EyhdNh3h

— BCCI (@BCCI) April 13, 2020

She is working out as per the training schedule given by Team India trainer. "Staying fit is very important, so I am working out. I keep in touch with the trainer and receive the feedback. He keeps sending us (all Indian players) all the workouts that we need to follow."

"The other thing I like is spending time with my family. We love playing cards. I help my mother with cooking. I guess washing utensils has become a part of my daily routine. However, my favourite pass time is to trouble my brother," said the left-handed Indian batswoman.

"The third thing which is love is watching movies. I am a big movie buff. So, I make sure I watch two-three movies a week, not many because I don't want to get addicted. I want to spend time with my family.

"The best thing which I love doing the most at home is sleeping. I make sure I sleep for at least 10 hours to keep myself happy the entire day," she added.

The star Indian batswoman also urged people to stay indoors during the lockdown. "Stay home, stay safe and keep yourself physically and mentally fit."

India has been in lockdown since March 25, a step taken in order to stop the spread of coronavirus which has so far claimed more than 300 lives in the country. However, with an upstage in number of infected people, the lockdown is likely to be extended further after Tuesday.

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South African swashbuckler AB de Villiers says he doesn't want to create any "false hopes" of a much-awaited comeback at the T20 World Cup this year, which, he feels, could be postponed due to the COVID-19 pandemic. The outbreak of COVID-19 has forced the cancellation or postponement of many events but the T20 World Cup remains on schedule in Australia later this year for now. "I can't see six months into the future. If the tournament is postponed to next year a whole lot of things will change. At the moment I feel available, but at the same time I don't know how my body will see it and if I will be healthy at that time," De Villiers told Afrikaans-language Sunday newspaper 'Rapport'.

"...I might get to a point where I have to tell 'Bouch' (coach Mark Boucher) I was interested, I would like to play a role but I'm not going to be able to play myself. I'm afraid of such a commitment and creating false hope," he added. De Villiers said he does not feel entitled to walk into the South African team as has been alleged in the past. "If I am 100 per cent as good as I want to be, then I will be available. But if I am not I won't open myself up to that because I am not the type of person who does things at 80 per cent. Then I have to do trials and show 'Bouchie' I'm still good enough. "They should choose me because I'm really better than the guy next to me. I've never been the type of person who felt I should get just what I wanted."

The T20 World Cup in Australia in October and November could be a perfect stage for de Villiers coming back but he was mindful of avoiding a repeat of the debacle that unfolded during last year's 50-over World Cup in England after reports emerged that he casually expressed offer to come back and was rejected. "I am uncertain about giving a definite answer because I have been very hurt and burned in the past. Then people will again think I have turned my back on our country. I can't just walk into the team. "...I have to work for my place and deserve it. It was very hurtful for me last year when people thought I assumed there was a place for me. I feel available and I will give it a go with everything I have, but I don't want special treatment."

If de Villiers can make a comeback, the credit would go to South Africa coach Mark Boucher, who convinced him to rethink his retirement decision, taken in 2018. "I could write a book on 'Bouchie's impact just on my life, never mind cricket. I rediscovered that when I played under him at the Spartans (in the Mzansi Super League) in December. He was born to be an instructor. When he talks there's respect." "'Bouch' asked me why don't I give it another go," de Villiers said. "I've always said to him, 'I've never not wanted to be there. I've always wanted to be there. It's just, my life has changed'." De Villiers played in 176 of Boucher's 461 matches for South Africa across the formats.

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Indian spinner Ravichandran Ashwin on Tuesday revealed the misconception he had about cricket while growing up.

The International Cricket Council had posted a tweet, asking everyone to reveal the misconception they had about cricket growing up.

To this Ashwin replied: "That all cricketers had aerated drinks to regain lost energy and keep good health".

Ashwin was last seen in action during India's two-match Test series against New Zealand in February this year.

The off-spinner played just one match in the series and went on to take three wickets in it.

India ended up losing the series 0-2, but the side is still at the top of the World Test Championship standings.

All sporting action across the world has come to a halt due to the coronavirus pandemic.

Ashwin would have been in action for Delhi Capitals in the Indian Premier League (IPL) if the tournament had started on March 29.

However, the tournament was postponed until April 15 due to the coronavirus pandemic.

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England batsman Jos Buttler was effusive in his praise for Rohit Sharma, describing the India opener as an awesome player, who can "effortlessly" take down any opposition by scoring big hundreds. "Rohit Sharma I think is an awesome player," Buttler said during an Instagram live session on Rajasthan Royals page.

"Effortless. Quite a lot of Indian players have that awesome style. "He has been fantastic for a long time and I just like the way he bats and the effortless nature in which he takes people down." Rohit is currently regarded as one of the greatest ODI players, ranked only behind India skipper Virat Kohli at the top of the ICC rankings. The Mumbaikar is the only batsman to have scored three double hundreds in the format. The 32-year-old had equalled Sachin Tendulkar's record for most centuries in World Cup matches when he scored five hundreds at the 2019 World Cup to end up as the highest-scorer with 648 runs.

"One of the things I have seen with Rohit is that if he gets in, he scores big runs and really affects the game. He must have scored 4-5 hundreds in the World Cup last year," said Buttler, who had shared the dressing room with Rohit at Mumbai Indians in the 2016 and 2017 seasons. Buttler feels the Indian players now have become better in negotiating short balls. "I think a few years ago people used to attack Indian players with the short ball but Rohit smashes them. Then you go fuller and he smashes them right down the ground."

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The International Cricket Council (ICC) is 'exploring all options available' to them to complete the World Test Championship amid the coronavirus pandemic. "We are continuing planning for ICC events as they are but given the rapidly evolving situation as a prudent and responsible measure we are also undertaking a comprehensive business contingency planning exercise," a source within ICC told ANI. "This includes exploring all options available to us based on a range of scenarios connected to the pandemic," the source added.

The source further added that as of now, no decision has been taken. The coronavirus pandemic has taken a huge toll on sports all across the globe and cricket also had to bear the brunt of the deadly virus as several series have been postponed owing to COVID-19. In the ongoing World Test Championship, a total of 71 Test matches will be played across 27 series over two years. The championship began on August 1 last year when Australia faced England in Ashes.

The top two teams will then contest in the ICC World Test Championship final in June 2021 in the UK. Currently, India hold the top spot on the World Test Championship table with 360 points followed by Australia and New Zealand with 296 and 180 points respectively.

The second ICC World Test Championship will run from July 2021 to June 2023.

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Cricketer-turned-politician Gautam Gambhir has called upon all countrymen to stand united and adhere to the guidelines of the government amid the ongoing lockdown in place in order to win the battle against coronavirus pandemic. "We can only win this war if we stand together and the most important thing is to follow the guidelines," Gambhir said while speaking on Star Sports 'Cricket Connected' show. "If we have been asked to stay at home and not leave our house at any circumstance then it's really important for us to follow this, as it is for the betterment of our nation," he added while requesting people to stay indoors and maintain social distancing.

"Since we were talking about donations, according to me there's no limit, if a person gives one rupee with the right emotion, it's a very big contribution," the former Indian opener further said while calling on people to make a contribution in fight towards COVID-19 which has so far claimed more than 400 lives in the country. Gambhir, who is also a BJP MP from East Delhi, has donated Rs one crore to the Delhi Government for procurement of medical equipment and treatment of COVID-19 patients in the national capital.

Besides that, he has pledged to donate his two years' salary towards Prime Minister's Citizen Assistance and Relief in Emergency Situations Fund (PM CARES Fund) and has already released Rs one crore out of his MP Local Area Development Scheme (MPLADS) Fund towards the relief efforts amid the coronavirus outbreak. Speaking about how he spends time at home during the lockdown, the 38-year-old said: "I have been given a responsibility during this lockdown to maintain the plants and the lawn in our garden."

"But the interesting part is that I've been watering the lawn for three days, but there's still no grass growing. Just as (VVS) Laxman does not listen to me, so also does this grass not listen to me," he added.

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Bangladesh wicketkeeper-batsman Mushfiqur Rahim will be putting his most cherished bat on auction in order to raise funds for the relief efforts put in place in the country to fight the coronavirus pandemic.

Mushfiqur will be putting the bat -- with which he scored his first double hundred against Sri Lanka at Galle in 2013 -- for online sale and has urged people to contribute to the cause so that maximum funds can be generated for the poor.

"I am putting up the bat with which I made a double hundred for auction," Mushfiqur told the Dhaka-based Bengali daily 'Prothom Alo'.

"It will be put up online, so let's see how we can go about it. I urge everyone with the ability to push up the price of the bat since the proceeds will be spent entirely for the poor people," he added.

Last week, Shakib-al-Hasan had called upon the players to auction their belongings like jerseys and cricket equipments.

"We can do anything like that. It can also be a bat with any of our autographs. We can auction these things through Facebook or the foundation," Shakib had said on Facebook Live.

More than 2000 confirmed cases of coronavirus have been reported and many people have also lost their lives till now in Bangladesh.

England batsman Jos Butter had raised more than 65,000 pounds for two London-based hospitals by auctioning the shirt which he wore in the 2019 World Cup final.

Legendary Pakistan bowler Wasim Akram also auctioned a bat and ball signed by him to raise funds for a charity as the entire world fights against COVDI-19 pandemic which has so far claimed more than 1.6 lakh lives.

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Amid the nationwide lockdown due to coronavirus crisis, former Indian cricketer Sachin Tendulkar on Sunday cut his own hair and said he went from 'playing square cuts to doing my own hair cuts'.

Tendulkar took to Instagram and shared pictures of him doing his own haircut.

 

 

 

View this post on Instagram

From playing square cuts 🏏 to doing my own hair cuts 💇🏻‍♂ï¸Â, have always enjoyed doing different things. ‪How’s my new hairdo 💁🏻‍♂ï¸Â looking @aalimhakim & @nandan_v_naik? 😋

A post shared by Sachin Tendulkar (@sachintendulkar) onApr 19, 2020 at 4:59am PDT

"From playing square cuts to doing my own hair cuts, have always enjoyed doing different things. How's my new hairdo looking @aalimhakim and @nandan_v_naik," Tendulkar captioned the post.

Prime Minister Narendra Modi on April 14 announced the extension of lockdown till May 3 in an attempt to contain COVID-19.

According to the latest update by the Ministry of Health and Family Welfare, the total number of positive cases in India has mounted to 16,116 and 519 deaths have been reported till now.

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Fast bowler Josh Hazlewood is a "bit" surprised that Cricket Australia is struggling financially due to the COVID-19 pandemic but said players will work together with the governing body to overcome the crisis. With the coronavirus outbreak halting all cricketing action, Cricket Australia (CA) has laid off 80 per cent of its staff for the rest of the financial year which ends on June 30. Reports suggest that CA will run out of cash by August. "I was a bit surprised there but there has to be some impact, no doubt," Hazlewood was quoted as saying by 'Sydney Morning Herald'. Hazlewood said the financial crisis will hit cricketers too and they are ready for a reduced salary.

"We are no different from any other sport. It just depends how long it hangs around as to how much it is going to affect us, I guess. If it leads into next summer, it will be quite serious," Hazlewood said. "We're obviously partners in the game and we've always said that. We have ridden the highs and now its probably time to ride the lows, a little bit." CA and Australian Cricketers' Association (ACA) had an ugly pay dispute in 2017 but Hazlewood said relations have improved since and hoped this crisis will be handled better this time. "I think the relationship is a lot better now, between the ACA and CA. It's developed a long way in the last 18 months to two years, probably," he said. "... so that will go a long way towards having this episode (handled) a lot better than last time. It's all positive from our end and I think, from both ends. "Hopefully it's a lot better communication this time and I think you will see that in the coming weeks and the coming months. As long as they show a lot of transparency on all the numbers, all the players will be pretty happy with that."

According to the MOU signed in 2017, CA has to provide ACA with revenue estimates and a national contract list for the upcoming summer by April 30 and Hazlewood expects the deadline to be met so that players can be better prepared for the financial fallout. "April 30 is what the players want and it's in the MOU but I guess these are strange times. Anything can happen," Hazlewood said. "The ideal (situation) is that they're put out before April 30 and obviously then we will know, financially, what we can get ready for and how much of a percentage is lost and how much of our contracts are affected. "The sooner we know that, the more we can plan for the next 12 months." The global health crisis, which has killed more than 1.6 lakh worldwide, has put this year's T20 World Cup and India's tour of Australia under threat.

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New Zealand legend Glenn Turner is concerned about the impact of T20 cricket on the "more worthwhile forms" of the game and feels that the coronavirus-forced break is a good time to "reassess" the future of the sport. The 72-year-old Turner, who is also the former chairman of New Zealand's selection panel, believes that cricket administrators have "gone down a path of capitalism". "...money rules and you've got Twenty20 dominating to such an extent where it is putting what I consider to be more worthwhile forms of the game virtually into the background," Turner was quoted as saying by 'stuff.co.nz'. "That is only happening because of the money that they can get from that and of course the argument too, is that it is getting more people interested in the game," he said. "But if you dine at a fast food takeaway, does that mean that you are going to go on to fine dining? I don't think so and that doesn't appear to be happening."

Turner, who has written a new book 'Cricket's Global Warming' with noted author Lynn McConnell, said the shutdown due to the COVID-19 pandemic is an opportunity to reassess the future. "More and more money is going to the top end and it's a bit like society where the gap between the rich and the poor as got greater. Hopefully after this pandemic things are going to be reassessed," the former New Zealand captain and coach said. "I think they should be reassessed in cricket as well because your top players are really taking most of the cream and even the next group are really struggling," he pointed out. "Then, of course, they (administrators) don't have the sort of money I believe they need to foster the game further down. That's the real concern." Turner said in the last few decades players have more power than the boards which govern them. "The power has shifted almost totally to the players where boards step back and let the game be run largely by senior players. Things have turned 180 degrees and I don't think either is ideal," Turner said.

"But the thing that is happening, which I see as a mistake, is that they are getting full 12-month retainers while being able to sign contracts with as many other people as they can and not making themselves fully available for New Zealand. "That's too big a sacrifice I feel." The 72-year-old, who scored 2991 runs in 41 Tests and 1598 runs in 41 ODIs, was also not happy with the outcome of last year's World Cup where England were adjudged winners on the basis of boundary-count after regulation play and subsequent Super Over ended in a tie in the final against New Zealand. During the final, New Zealand were left to rue a last-over overthrow from Martin Guptill that went for four after getting a deflection off England all-rounder Ben Stokes' bat, helping England take the match into Super Over. Turner said Stokes should have been given out for obstructing the field. "I think that they gave the wrong result. But to have given out the man of the match at the time for obstructing the field which ought to have happened would have of course changed the result," he said. "Now that you are getting third umpires involved and they are seeing replays of things they will be able to make those sorts of decisions in the future I would hope," he added.

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While the country is in lockdown due to Coronavirus, at least two Indian cricket legends decided to have some fun of their own.

Batting maestro Sachin Tendulkar and current India captain Virat Kohli have had their hair cut. However, while Sachin chopped his own hair, Virat's Bollywood star wife Anushka played hair stylist for him.

Sachin, 46, recently posted a series of pictures of his new hairdo on social media. "From playing square cuts to doing my own haircuts, have always enjoyed doing different things. How's my new hairdo looking @aalimhakim and @nandan_v_naik?," he captioned his post.

 

 

 

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From playing square cuts 🏏 to doing my own hair cuts 💇🏻‍♂️, have always enjoyed doing different things. ‪How’s my new hairdo 💁🏻‍♂️ looking @aalimhakim & @nandan_v_naik? 😋

A post shared by Sachin Tendulkar (@sachintendulkar) onApr 19, 2020 at 4:59am PDT

Meanwhile, Virat, 31, who got his beard trimmed too, insisted that being well groomed keeps him in the zone. "While we're all indoors, it's extremely important to do stuff that makes you feel good. Staying well groomed is one of the things that keeps me in the zone. So I thought of giving myself this new look. I want all of you to take the #TrimAtHome challenge & post your new look!" Virat posted on Instagram.

 

 

 

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While we're all indoors, it's extremely important to do stuff that makes you feel good. Staying well groomed is one of the things that keeps me in the zone. So I thought of trimming my beard at home and giving myself this new look. 😊 Now I want all of you to take the #TrimAtHome challenge and post your new look! 😎

A post shared by Virat Kohli (@virat.kohli) onApr 18, 2020 at 4:20am PDT

Virat Kohli and Sachin Tendulkar are regarded as one of the finest batsmen to ever play for India. Virat Kohli is second behind Sachin Tendulkar with regards to most hundreds scored in ODIs.

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Former India batsman and Zimbabwe coach Lalchand Rajput has created a training module encompassing both the physical and mental aspects, and is monitoring his players' progress through the use of technology. Like in India, the lockdown to contain the COVID-19 pandemic has been extended in Zimbabwe, too. "We have given a training programme to the players. The activities we have included are the ones which can be done at home like skipping, side to side running and thera bands. We have also included stretching and Yoga activities," Rajput told PTI.

According to Rajput, he shared the training-cum-fitness programme with the team's trainer and Zimbabwe cricket director of coaching, who shared it with the players. "Skipper Sean Williams messages me sometimes about what he does, also one-two others are also in touch with me. Not all players are from Harare (a prominent city)," he added.

Citing an example, he said he has asked the batsmen to follow a simple drill - put a ball inside a sock and hit it indoors. According to the Zimbabwe head coach, there are some players who reside in bungalows and he has asked them to do short sprints inside its premises. "I have asked the trainer to follow up with the players on a day-to-day basis and he informs me on weekly (basis) about the development," he added.

Rajput, who has been a manager with the Indian cricket team, said he has asked the players to also follow the programme given by the psychologist to keep their mind free of any negativity. Rajput has asked the Zimbabwe cricket board to give at least a month's time for training when sporting activities resumes.

"Once the action resumes, it won't be feasible to immediately start the tours as they will need practice," said Rajput, who also thanked Zimbabwe Cricket for providing help. On a personal front, Rajput headed home following the Zimbabwe tour of Bangladesh.

Rajput, who has also coached Afghanistan and domestic teams, is enjoying spending time with his family.

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Former South Africa captain Graeme Smith on Tuesday said his country will welcome back former Kolpak players willing to be part of the domestic structure as he sees it as a possible way to provide more depth to the national team. Kolpak registrations, which give sportsmen from countries with associate trade agreements with the European Union the same rights as EU workers, are set to be terminated at end of 2020 following the UK's exit from the EU.

Dozens of South African cricketers have signed lucrative contracts with county cricket sides over the years but this automatically disqualifies them from playing for the national team. "With Kolpak coming to an end, I guess the willingness is always to have our best players in the system. It is up to the players to come back into the system and to make decisions on their careers," Smith, who was recently appointed as Director of Cricket by his Board, said. "From our perspective, we want to encourage all our best players to play here domestically, and then give themselves the opportunity to be selected for the national side," he was quoted as saying in 'Sky Sports'.

Kyle Abbott, Wayne Parnell, Rilee Roussow and Duanne Olivier are among the more prominent names to have taken Kolpak deals over the years, while Dane Paterson, who played two Tests against England in January, is the latest to do so. "We don't ever want to exclude players from being part of our system and we understand that the landscape of the world game is very different now to what it was," Smith said. "Open minds and how we look at these things is going to be key to how we keep our best players ¿ how we keep them motivated and in our game."

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India's top-order batsman Cheteshwar Pujara misses playing badminton on the outdoor courts. Sporting action across the world is on pause due to the coronavirus pandemic and in India a nationwide lockdown in place till May 3 has imposed restrictions on movement of people.

Pujara, used to enjoy badminton outdoors apart from cricket. Now he plays with his wife or with his Saurashtra team-mate Jaydev Unadkat. "Usually when I am at home in Rajkot, we go and play badminton on weekends on proper courts. That is something I am missing," ESPN Cricinfo quoted Pujara as saying.

"With my wife - she wants to learn. At times if Jaydev Unadkat is in Rajkot, he is a decent badminton player, so I play with him," he added. Pujara also revealed that he is very competitive when it comes to playing badminton and he cannot let anybody win.

"No, no. I can't allow my wife to win. I can't allow anyone to win against me at badminton. That is not possible. I've been telling her that she has to get better at it and win that way. I don't want to lose to make her happy that she has beaten me. As a sportsperson your mentality is to make sure that the other person becomes stronger than you," Pujara said.

Pujara was supposed to be in the UK, playing for Gloucestershire, at this time of year, but all plans have been tossed away due to the coronavirus pandemic.

He had signed a deal in February to represent the county for the first six matches of the championship. He was set to become Gloucestershire's first Indian player after Javagal Srinath in 1995.

But with the first seven rounds of the Championship postponed due to the coronavirus pandemic, and international travel severely limited, he will be unable to fulfil his deal. The batsman was last seen in action during India's two-match Test series against New Zealand.

Former India batsman Mohammad Kaif had thought the famous NatWest Series final, which India won defying odds against England, was lost when Yuvraj Singh got out in their daunting chase of 326 at Lord's in 2002.

India, led by Sourav Ganguly, won the final by two wickets with three balls to spare riding Yuvraj and Kaif's sixth-wicket stand of 121 runs. The Men in Blue were 146/5 at one stage when the pair joined hands and from there the rest was history.

Kaif remained unbeaten on 87 to take India home with Zaheer Khan at the other end but Yuvraj got out in the 42nd over on 69, with India still needing 59 for victory and four wickets in hand.

"When you (Yuvraj) got out, I thought the match is gone. I did not think we will win," Kaif said in an Instagram Live chat with Yuvraj.

"I was set, you were there. So I believed if we played till the end India win will. But you got out and India lost hope and my heart broke," Kaif added.

The victory, also remembered for Ganguly celebrating by opening his shirt at the Lord's balcony, changed Indian cricket forever in ways more than one.

Kaif also picked out Yuvraj's 25-ball 58 against Australia in the 2000 U-19 World Cup where the former was the captain as one of his best knocks despite the decorated southpaw smashing six sixes and having many other memorable knocks in his illustrious career.

"That innings, the way you dominated the likes of Mitchell Johnson, Shane Watson was amazing. You have many superb knocks, you hit six sixes...but to me at the U-19 level to see someone bat like that...was special. We all knew you will go far and play for a long time," Kaif said.

Rated as one of the best fielders in India, Kaif said he worked on his fielding as he wanted to stand out in one of the departments.

"I always wanted to be different and I wanted to focus on fielding. I worked really hard on my fielding."

Yuvraj added that he and Kaif changed the momentum for India on the field during those days.

"At point and cover we changed the momentum in a lot of ways. Now the team has so many good fielders but I feel we changed the momentum," said Yuvraj, himself a livewire.

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Controversial Delhi and Districts Cricket Association (DDCA) general secretary Vinod Tihara is in a Meerut jail for allegedly violating GST norms, a development which has come to light a month after he went "incommunicado" and fuelled speculation of being self-isolated with symptoms of COVID-19. "A Delhi resident named Vinod Tihara was arrested by Directorate of Revenue Intelligence (DRI) wing of Noida on March 17 on allegations of violations of GST norms and is currently in Meerut jail," SSP Meerut, Ajay Sahni, told PTI.

The SSP's version was later corroborated by Meerut Jail Superintendent Dr B P Pandey, who gave more details on the charges against Tihara. "Vinod Tihara, a resident of Delhi's Rohini has been in Meerut jail since March 17. The case no is 2/20 and he has been charged under Customs Act 132 and 135," Pandey said. Under Section 132 of Indian Customs Act, "if a person knowingly makes, signs or uses, or causes to be made, signed or used, any false declaration, statement or document in the transaction of any business relating to the customs, he shall be punishable with imprisonment for a term which may extend to 2 years, or with fine, or with both."

Under section 135, there are multiple clauses and sub clauses dealing with "misdeclaration, fradulent evasion and carrying, concealing or purchasing goods which are liable to confiscation." There was no immediate clarity on the exact violation Tihara has been accused of committing. Tihara is Delhi cricket's representative at the BCCI and an influential figure in state's cricket body. He had been "unreachable" since mid-March leaving DDCA officials, including members of his faction, flummoxed.

"For the longest time, we were under the impression that Vinod ji has tested positive for COVID-19. One or two people who contacted his family members were told that he is under isolation. His phone is switched off for the past one month," a senior DDCA office-bearer told PTI. During a recent online hearing in a matter of financial misappropriation of funds, organised by DDCA ombudsman Justice (Retd) Deepak Verma via Skype, one of the body's lawyers, known for his proximity to Tihara, told the apex council members that he had tested positive for novel coronavirus.

"We all freaked out as we had met Tihara till March 15 at various places. We told him that why weren't we informed as we all needed to quarantine ourselves. "He then changed track and said that if you people would have been COVID-19 positive, then you would have known by now. It was very suspicious," the Apex Council member who was suspended that day, said.

In fact, some of the members are now wondering how did a letter signed by Tihara in support of one of the lawyers, whose service was being terminated, was submitted to Ombudsman, when all this while he had been in jail.

It is understood that because of the lockdown, his bail plea has been deferred.

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The COVID-19 pandemic has not just made cricket icon Sachin Tendulkar realise the importance of freedom to do simple things in life. It has also left the record-breaking Indian batsman a bit worried about the impact it will have on his beloved sport.

In an interaction with mid-day over the phone on the eve of his 47th birthday on Thursday, the former India captain said he is expecting the sport to change where the dynamics of shining the ball is concerned. He also felt it will be strange to see matches being played before empty stands when action resumes.

Edited excerpts from the interview:

How do you see cricket when normalcy comes around?

Time will tell. You can't put saliva on the ball so how are you going to shine the ball as much? Those landing marks leave dry patches on the ball. How do you cover that all the time with sweat instead of saliva and still maintain the shine? If you are not going to shine the ball frequently then how will the ball swing? All these elements will come into play, which nobody is familiar with. So the game could change.

To get the ball to reverse [swing], you keep one side dry and then you keep shining the other side. So, how shiny would that other side be will also determine how much the ball is going to swing or reverse. As you keep shining one side, the other side gets automatically lighter.

Cricket boards are contemplating hosting matches in front of empty stands…

It's going to be strange because you are used to having crowds around and that noise, that buzz inside the stadium. When you hit a boundary or a six or pick a wicket, the crowd also becomes a big part of your celebration. You draw energy from the crowd when you hit a boundary. So, all that won't be there and it's going to be strange. It's like watching Wimbledon with Roger Federer and Rafael Nadal playing but there are no spectators. It's going to look strange and feel different for sure.

Would you recommend closed-door matches?

This is the government's call, especially the health ministry. We have to follow their guidelines. Whatever they feel is safe should be done. I've tried to do the same things with whatever directives have been given. We have also tried to spread the message on our social media platforms. There are a lot of rumours floating around. It's important to convey the right message to everyone and show them the complete picture because rumours can sometimes disrupt your thought process and make you think otherwise.

How would you have handled this situation in your playing days and what's your advice to youngsters who are eager to be on the park again?

I would continue my training and I'm sure all players are continuing their physical preparations. But sometimes, it's good to give yourself a break after a reasonable long season. So it's good to get that break for a while and then come back to action. There are two elements—batting and bowling. One has to prepare yourself by practising various drills. The other would be to practise mentally by doing visualisation and mental drills. Both these elements coming together from a good combination for preparation. I fully understand that nothing beats being on the field, hitting the ball again. If someone who is thinking otherwise—that this is a period where I can't do much except sit back and relax—those guys will be caught napping.

What has the lockdown made you realise?

The freedom we have to do simple things in life. Like, the last time I met any outsider—that includes my friends—was March 15. So, it's a long time. The most important thing is freedom, the freedom to be what you like and go out, do certain things which you are not able to do now. These are different kind of circumstances, completely unprecedented. I cannot instruct elderly people, so my friendly message to them would be: You wished well for me for such a long time and prayed that I don't get out and stay at the crease. So, my wish for you is, not to get out too—from your homes. That way, you will be safe and secure. So, follow the government's guidelines and let's stay safe.

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The numbers are heavily in favour of Mahendra Singh Dhoni but former India batsman Gautam Gambhir says spin legend Anil Kumble was the best India captain he has ever played under. Gambhir has high regards for Dhoni and Sourav Ganguly as India skippers, but believes Kumble would have been phenomenal as captain had he led the national team for a longer period.

"From the records point of view it obviously has to be MS Dhoni. He has won every ICC trophy possible. He has done fabulously well, he has handled the pressure for a very long time. Sourav (Ganguly) has also done well. "But one person I would definitely, would have liked to captain India for a long time should have been Anil Kumble. I played 6 Test matches under him and had he captained India for a long time would have broken many records," Gambhir said on Star Sports 'Cricket Connected' show on the occasion of IPL's 12th anniversary.

"From the records point of view Dhoni is right up there but for me the best captain I played under is Anil Kumble," Gambhit, who is now a BJP MP, added. Kumble was appointed as India captain after Rahul Dravid in 2007 and led the side in 14 Tests -- winning three, losing six and drawing five. But his stint as captain lasted little less than a year as he retired in November 2008, following which Dhoni was appointed as the skipper in all three formats. Gambhir also picked Mumbai Indians skipper Rohit Sharma as the all-time great IPL captain. "I think it's Rohit Sharma . He has won the IPL four times and his captaincy is all about winning trophies," he said. "He will end up being the most successful IPL captains of all-time as well, probably he will finish with 6 or 7 titles under his belt."

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